Direct marketing - list to avoid advertisi Websites/links Applicable Law

Size: px
Start display at page:

Download "Direct marketing - list to avoid advertisi Websites/links Applicable Law"

Transcription

1 Direct marketing - list to avoid advertisi Websites/links Applicable Law Country France A consumer can ask his personal details to be deleted by writing to the UFMD at the following address : Union française du marketing direct Service Liste Robinson-Stop publicité 60, rue La Boétie Paris. The deletion concerns the member of this Direct Marketing Association. desire.php It is also possible to denounce an unsollicited phone call by filling the online formular : re.php and a spam by registering online ( E_planches_Print.pdf To avoid mailboxes advertisment, a consumer can stick the following sticker : anches_print.pdf Loi n relative à l'informatique, aux fichiers et aux libertés du 6 janvier 1978 The Netherlands 3 lists : 1) the Bel-me-niet register (Do not call me register): 2) the Postfilter (Mail filter): 3) and (Spam complaint) from the Post and

2 Malta Direct marketing sent by electronic mail ( s and sms) is regulated by Article 9 of Subsidiary Legislation according to which the data subject is required to give his/her prior written consent to receive direct marketing in electronic format (opt-in) and shall have the right to object to receiving such further communications at any time thereafter. In the case of conventional mail the data subject s consent is not required prior to the sending of direct marketing material, but he/she may object to the receipt of such communications at any time thereafter. Advertising material distributed without a name and address (that advertising material which is delivered by hand, does not show the personal details of an addressee and is left in letter boxes or on door steps) does not fall under the provisions of Data Protection Act or its subsidiary legislation. Denmark The Robinson list is administered by the Danish Civil Registration System and is updated on a quarterly basis. rticleid=4327

3 Iceland The Registers Iceland maintains a registry of individuals who object to their names being used for marketing purposes. Everyone can ask to be in that registry and companies who use direct selling and marketing are obliged to check the registry. Individuals have the right to object to the processing of personal data relating to them which the controller (company etc.) anticipates being processed for the purposes of direct marketing. Articles 28 (1) and 28 (2) of Act on the Protection of Privacy as regards the Processing of Personal Data, No. 77/2000. Italy Czech Republic By registering its name on the Public Register ( a citizen chooses not to be contacted for commercial, promotional or for carrying out market research through the use of the phone. Regarding other kinds of direct marketing, the citizen/consumer has to contact companies directly and ask for deleting his personal data from their data base. There is no Robinson list in the Czech Republic

4 Norway Cyprus A consumer can register all relevant telephone numbers through the website which will exclude contact from traders using direct selling or marketing. If the company does not stop the advertising, the consumer may submit a complaint to the Ombudsmann (National CPC). There is no way for the consumers to reserve themselves from selling and marketing over e- mail, fax and mobile phones, but it is not legal for companies to market themselves on these platforms if the consumer has not given his/her The only way for consumers to have their personal details deleted or excluded from direct marketing is by contacting themselves the company in question and requiring such a deletion and/or exclusion. Markedsføringsloven (Marketing law) Greece The Greek Personal Data Protection Act (Bill No of 1997) foresees the existence of a National Registry, in which persons wishing not to be included in lists used by traders for distance promotion/provision/selling of goods and services can be registered. Responsible for keeping this National Registry updated is the Hellenic Data Protection Authority Greek Personal Data Protection Act (B

5 Spain A specific association called Asociación Española de Economía Digital ( manages the Robinson list. Consumers can ask this association for being deleted from the list of specific companies who send regularly advertising by , post or mobile phone. On the other hand, consumers have not the possibility of being on a list that excludes them from all offers, the request must be related to specific companies. Portugal 1/ The System opt-out a system based on the existence of a list. A consumer that doesn t want to receive advertisement communications, by phone or by post mail, inscribes her/his name in the Robinson list. 2/The System opt-in this system concerns unsolicited communications for direct marketing purposes, by means of automated calling and communication systems without human intervention (automatic calling machines), fax or electronic mail. Such communications are allowed only in respect of subscribers or users who have given their prior consent. The Robinson list was imposed by the Portuguese law nr. 6/99 of January, 27 and the Associação de Marketing Direto (Direct Marketing Association). Opt-in system : law 7/2007, of January, 7, modified by the decree law 62/2009 and Law 41/2004, republished in 2012, August 29

6 Finland The self-regulatory organization called Asiakkuusmarkkinointiliitto (Direct Marketing Association - manages Robinson registers. The Direct Marketing Association maintains a register of individuals who do not wish to receive addressed direct marketing and a register for refusals of telephone marketing. Addressed direct marketing and telephone sales calls may be refused for 3 years at a time. The members of the Direct Marketing Association honour the refusals in these registers. Current Finnish member companies are listed on the following website: Austria The so-called Robinson List contains name and address of Austrian people and companies who intend to avoid personally addressed mail. It is operated by the Professional Association and Marketing Communication Industry of the Austrian Federal Economic Chamber. Cold calling for commercial purposes is not allowed without the prior consent of the subscriber in Austria. angid=1&stid=637979&dstid=335#robinso n_list s Cold_Calling Faxes Sect. 107 of the Telecommunication Act, Austrian Federal Law Gazette No. 70/2003 as amended (Telekommunikationsgesetz TKG 2003, BGBl. I Nr. 70/2003 as amended by BGBl. I Nr. 133/2005)

7 Germany Slovakia The "Robinson list" is managed by the Deutsche Dialogmarketing Verband e. V. (DDV). The registration to this list can be done for 5 years and for free : by post ( e-14.pdf) or online ( =43). Phone calls, fax and SMS are allowed only if the consumer agreed with (if it was not agreed, the consumer can report to the competent authority : werdestelle/hinweise/). The Slovak Personal Data Protection Act (Bill No. 428/2002) does not foresee the existence of such a Registry, in which persons wishing not to be included in lists used by traders for distance promotion/provision/selling of goods and services can be registered. Bill No. 428/2002 Estonia It is not possible for a consumer to ask Estonian Direct Sales Association (EDSA) to delete his/her personal data as EDSA doesn t collect, process and use any personal data of consumers and doesn t have access to direct sales companies databases/lists. If a consumer wants to delete his personal data from direct sales company(ies) database(s), he shall refer with this requirement directly to the company(ies).

8 Belgium Consumers can register themselves to avoid any commercial sollicitations through the website The company must be a member of the BDMA (Belgian Direct Marketing Association). Formular to avoid direct marketing by post : fr.asp?id=2e990099ee990792ee990098ee09e7 be33e9cc9e33e8ce9e33e9cc9e23. Formular to avoid direct marketing by phone : fr.asp?id=2e391193ee391698ee391196eea9e6 2e33e0cc0e33e1ce0e33e0cc0e33. Regarding direct marketing by , fax or SMS, the consumer has to contact companies directly and ask for deleting his personal data from their data base.

9 Sweden The self-regulatory organization "SWEDMA" manages Robinson registers. The Direct Marketing Association maintains a register of individuals who do not wish to receive addressed direct marketing and a register for refusals of telephone marketing. Addressed direct marketing and telephone sales calls may be refused for 3 years at a time. The members of the Direct Marketing Association honour the refusals in these registers. Current Swedish member companies are listed on the following website: - To avoid advertising, a consumer can call Sema Group Info Data AB (telephone: , address: Box 34101, Stockholm) or SWEDMA s Nix register (telephone: ) and ask to be added to the list of people who do not wish to receive advertising addresses to them. Consumers can also contact directly the company involved. - Regarding unaddressed addvertising, you can ; ;

10

11

12

13 ill No of 1997)

14

15

16

17

18

PHONE SELLING ADDITIONAL INFORMATION

PHONE SELLING ADDITIONAL INFORMATION COUNTRY PHONE SELLING ADDITIONAL INFORMATION ALLOWED Belgium The use of automatic system of phone call with a marketing goal without human intervention is not allowed without the authorization of the consumer.

More information

Family benefits Information about health insurance country. Udbetaling Danmark Kongens Vænge 8 3400 Hillerød. A. Personal data

Family benefits Information about health insurance country. Udbetaling Danmark Kongens Vænge 8 3400 Hillerød. A. Personal data Mail to Udbetaling Danmark Kongens Vænge 8 3400 Hillerød Family benefits Information about health insurance country A. Personal data Name Danish civil registration (CPR) number Address Telephone number

More information

How To Know If You Can Get An Euro Blue Card

How To Know If You Can Get An Euro Blue Card Ad-Hoc Query on holders of EU Blue Card: registration and distinction of first issue and change of status Requested by DE EMN NCP on 21 August 2013 Compilation produced on 2 January 2014 Responses from

More information

Limit for cash payments in EU

Limit for cash payments in EU Limit for cash payments in EU Country France Germany Malta Hungary Cyprus Finland Portugal 3000 for fiscal residents in France (15 000 for the non residents acting as a consumer 3000 if they act as a trader).

More information

Cash machine withdrawal in the EU (+Norway and Iceland)

Cash machine withdrawal in the EU (+Norway and Iceland) Cash machine withdrawal in the EU (+Norway and Iceland) Country Is it free of charge to go to a cash machine from a different bank than consumers own to withdraw money? If withdrawal is not free of charge,

More information

The European Guide to Data Law

The European Guide to Data Law The European Guide to Data Law European Data Law 1.0 Introduction & Definitions 1.1 Introduction Recent legislation in the European Parliament related to data protection and privacy, and its various implementations

More information

Planned Healthcare in Europe for Lothian residents

Planned Healthcare in Europe for Lothian residents Planned Healthcare in Europe for Lothian residents Introduction This leaflet explains what funding you may be entitled to if you normally live in Lothian (Edinburgh, West Lothian, Midlothian and East Lothian

More information

1. Perception of the Bancruptcy System... 2. 2. Perception of In-court Reorganisation... 4

1. Perception of the Bancruptcy System... 2. 2. Perception of In-court Reorganisation... 4 Bankruptcy Systems and In-court Reorganisation of Firms, 2010 Content: 1. Perception of the Bancruptcy System... 2 2. Perception of In-court Reorganisation... 4 3. Perception of Creditor Committees, Fast

More information

User tracking: Scope and Implementation eprivacy Directive Article 5(3)

User tracking: Scope and Implementation eprivacy Directive Article 5(3) User tracking: Scope and Implementation eprivacy Directive Article 5(3) Email Sender & Provider Coalition April 3, 2012 Presented By Karin Retzer 2012 Morrison & Foerster LLP All Rights Reserved mofo.com

More information

RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS

RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS EUROPEAN COMMISSION CONSUMERS, HEALTH AND FOOD EXECUTIVE AGENCY Consumers and Food Safety Unit RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS CONSUMER PROGRAMME

More information

EU Data Protection Directive and U.S. Safe Harbor Framework: An Employer Update. By Stephen H. LaCount, Esq.

EU Data Protection Directive and U.S. Safe Harbor Framework: An Employer Update. By Stephen H. LaCount, Esq. EU Data Protection Directive and U.S. Safe Harbor Framework: An Employer Update By Stephen H. LaCount, Esq. Overview The European Union Data Protection Directive 95/46/EC ( Directive ) went effective in

More information

PRIORITY RULES ON COMPENSATION FOR NUCLEAR DAMAGE IN NATIONAL LEGISLATION

PRIORITY RULES ON COMPENSATION FOR NUCLEAR DAMAGE IN NATIONAL LEGISLATION PRIORITY RULES ON COMPENSATION FOR NUCLEAR DAMAGE IN NATIONAL LEGISLATION (As of December 2009) The OECD Nuclear Energy Agency attempts to maintain the information contained in the attached table in as

More information

RETAILERS ATTITUDES TOWARDS CROSS- BORDER TRADE AND CONSUMER PROTECTION

RETAILERS ATTITUDES TOWARDS CROSS- BORDER TRADE AND CONSUMER PROTECTION Eurobarometer RETAILERS ATTITUDES TOWARDS CROSS- BORDER TRADE AND CONSUMER PROTECTION REPORT Fieldwork: September - October 2012 Publication: June 2013 This survey has been requested by the European Commission,

More information

International Hints and Tips

International Hints and Tips International Hints and Tips Content Q: What is the cut off time for processing International payments? A: International payments must be submitted and fully approved within the cut off time indicated

More information

Crystal Clear Contract Services Limited Application Form CIS/Sole Trader

Crystal Clear Contract Services Limited Application Form CIS/Sole Trader CIS/Sole Trader Please sign and complete this form as soon as possible. Until we have processed your application, we cannot pay you. Complete the whole form if you can, BUT YOU MUST COMPLETE ALL AREAS

More information

Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU

Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU 92/2015-27 May 2015 Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU In the European Union (EU), household electricity prices 1 rose by

More information

Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women

Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women 75/2015-27 April 2015 Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women Among the 44.1 million persons in the European Union

More information

ERASMUS+ MASTER LOANS

ERASMUS+ MASTER LOANS ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students who want to take a full Masters level

More information

ARE YOU A EUROPEAN CITIZEN LIVING IN BELGIUM? Come and vote for the European Parliament on 25 May 2014!

ARE YOU A EUROPEAN CITIZEN LIVING IN BELGIUM? Come and vote for the European Parliament on 25 May 2014! ARE YOU A EUROPEAN CITIZEN LIVING IN BELGIUM? Come and vote for the European Parliament on 25 May 2014! 1 WHO IS ENTITLED TO VOTE ON 25 MAY 2014? In order to take part in this election as a European citizen,

More information

W I R E T R A N S F E R S E R V I C E S

W I R E T R A N S F E R S E R V I C E S Move money quickly and easily through Chase Commercial Online s Wire Transfers service. 1 Select U.S. dollars or another eligible currency to wire funds to most domestic or international recipients. Add

More information

10TH EDITION MERGER CONTROL VADEMECUM FILING THRESHOLDS AND CLEARANCE CONDITIONS IN THE 29 EUROPEAN JURISDICTIONS

10TH EDITION MERGER CONTROL VADEMECUM FILING THRESHOLDS AND CLEARANCE CONDITIONS IN THE 29 EUROPEAN JURISDICTIONS 10TH EDITION MERGER CONTROL VADEMECUM FILING THRESHOLDS AND CLEARANCE CONDITIONS IN THE 29 EUROPEAN JURISDICTIONS 2 www.morganlewis.de This vademecum is as of February 2016 and provides initial guidance

More information

Education at a Glance. OECD Indicators. Annex: UOE Data Collection Sources

Education at a Glance. OECD Indicators. Annex: UOE Data Collection Sources Education at a Glance OECD Indicators Annex: UOE Data Collection Sources UOE DATA COLLECTION National Sources 2013 UNESCO/OECD/EUROSTAT (UOE) data collection on education statistics. Australia: The Commonwealth

More information

Cyber Security Training for Journalists, 25 27 May Leuven

Cyber Security Training for Journalists, 25 27 May Leuven Cyber Security Training for Journalists, 25 27 May Leuven The European Federation of Journalists (EFJ) and the European Trade Union Institute (ETUI) are organising a two-day Cyber Security Training for

More information

187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter

187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter 187/2014-5 December 2014 This News Release has been revised following an error in the data for Gross Fixed Capital Formation. This affects both the growth of GFCF and its contribution to GDP growth. All

More information

FEDERATION EUROPEENNE DE LA MANUTENTION Product Group. industrial trucks. A brief guide for identification of noncompliant. - Exhaust Emission -

FEDERATION EUROPEENNE DE LA MANUTENTION Product Group. industrial trucks. A brief guide for identification of noncompliant. - Exhaust Emission - FEDERATION EUROPEENNE DE LA MANUTENTION Product Group Industrial Trucks FEM A brief guide for identification of noncompliant industrial trucks 11.2010 (E) - Exhaust Emission - I n d e x 1 Introduction...

More information

Summary of facts on the legal guaranty of conformity and commercial warranties

Summary of facts on the legal guaranty of conformity and commercial warranties Summary of facts on the legal guaranty of conformity and commercial warranties Main legal sources: Directive 1999/44/EC on sale of consumer goods and associated guarantees and Directive 2011/83/EU on consumer

More information

Proposal for a COUNCIL DECISION

Proposal for a COUNCIL DECISION EUROPEAN COMMISSION Brussels, 13.2.2012 COM(2012) 39 final 2012/0018 (NLE) Proposal for a COUNCIL DECISION on the conclusion of the Agreement on certain aspects of air services between the European Union

More information

2. Is registration with PARAFES free? Yes.

2. Is registration with PARAFES free? Yes. Automated Border Control 1. What does PARAFES stand for? PARAFES (translated from French) means Automated Fast Track Crossing at External Schengen Borders. 2. Is registration with PARAFES free? Yes. 3.

More information

99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter

99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter 2005Q1 2005Q2 2005Q3 2005Q4 2006Q1 2006Q2 2006Q3 2006Q4 2007Q1 2007Q2 2007Q3 2007Q4 2008Q1 2008Q2 2008Q3 2008Q4 2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1

More information

ERASMUS+ MASTER LOANS

ERASMUS+ MASTER LOANS Ref. Ares(2015)660570-17/02/2015 ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students

More information

ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT

ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT 2 OECD RECOMMENDATION OF THE COUNCIL ON THE PROTECTION OF CRITICAL INFORMATION INFRASTRUCTURES ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT The OECD is a unique forum where the governments of

More information

168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population)

168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population) 168/2014-4 November 2014 At risk of poverty or social exclusion in the EU28 More than 120 million persons at risk of poverty or social exclusion in 2013 Almost 1 out of every 4 persons in the EU in this

More information

Keeping European Consumers safe Rapid Alert System for dangerous non-food products 2014

Keeping European Consumers safe Rapid Alert System for dangerous non-food products 2014 Keeping European Consumers safe Rapid Alert System for dangerous non-food products 2014 COMPLETE STATISTICS Justice and Consumers Directorate-General for Justice and Consumers Directorate Consumers Unit

More information

Health care in Scotland for UK passport holders living abroad

Health care in Scotland for UK passport holders living abroad Health care in Scotland for UK passport holders living abroad If you have a UK passport and you live abroad, this factsheet tells you how you can get health care from the NHS when you are in Scotland.

More information

Contribution to the online consultation July 2007

Contribution to the online consultation July 2007 European Film Agency Directors Study on the economic and cultural impact, notably on co-productions, of territorialisation clauses of State aid schemes for films and audio-visual productions Contribution

More information

Statewatch Briefing ID Cards in the EU: Current state of play

Statewatch Briefing ID Cards in the EU: Current state of play Statewatch Briefing ID Cards in the EU: Current state of play Introduction In March 2010, the Council Presidency sent out a questionnaire to EU Member States and countries that are members of the socalled

More information

DATA PROTECTION IN DIRECT MARKETING

DATA PROTECTION IN DIRECT MARKETING Document 1.1.2-1 DATA PROTECTION IN DIRECT MARKETING analysis of the legislation in direct marketing Component 1 Activity 1.1.2 Final version The content of this report is the sole responsibility of Human

More information

- Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) -

- Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) - - Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) - BACKGROUND The information available on this website relates

More information

Employee eligibility to work in the UK

Employee eligibility to work in the UK Employee eligibility to work in the UK This document details legal requirements that apply to ALL new members of staff All employers in the UK are legally bound to comply with the Asylum and Immigration

More information

The coordination of healthcare in Europe

The coordination of healthcare in Europe The coordination of healthcare in Europe Rights of insured persons and their family members under Regulations (EC) No 883/2004 and (EC) No 987/2009 Social Europe European Commission The coordination of

More information

This document is a preview generated by EVS

This document is a preview generated by EVS TECHNICAL SPECIFICATION SPÉCIFICATION TECHNIQUE TECHNISCHE SPEZIFIKATION CEN ISO/TS 17573 June 2003 ICS 35.240.60 English version Road Transport and Traffic Telematics Electronic Fee Collection (EFC) System

More information

How To Make A Positive Decision On Asylum Applications In 2014

How To Make A Positive Decision On Asylum Applications In 2014 82/2015-12 May 2015 Asylum decisions in the EU EU Member States granted to more than 185 000 asylum seekers in 2014 Syrians remain the main beneficiaries This News Release has been revised on 21 May following

More information

Preventing fraud and corruption in public procurement

Preventing fraud and corruption in public procurement Preventing fraud and corruption in public procurement CRIM, European Parliament 24 September 2012 Brussels János Bertók Head of division Public Sector Integrity OECD Data on trends in procurement Size

More information

Application Form: Receptionist / PA to the Senior Leadership Team

Application Form: Receptionist / PA to the Senior Leadership Team Application Form: Receptionist / PA to the Senior Leadership Team This application form is written in BLACK ink. Please answer the questions in dark blue and return electronically to Lesley Starkes, Finance

More information

Waste. Copenhagen, 3 rd September 2014. Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency

Waste. Copenhagen, 3 rd September 2014. Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency Waste Copenhagen, 3 rd September 2014 Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency Waste and material resources MAWP Strategic Area 1.9 Objective

More information

Online gambling: Finnish and French models. Virve Pöysti University of Helsinki Department of Social Research 12.1.2 012.

Online gambling: Finnish and French models. Virve Pöysti University of Helsinki Department of Social Research 12.1.2 012. Online gambling: Finnish and French models 12.1.2 012 1 Online gambling in Europe - Three models of online gambling in Europe (www.senat.fr) No online gambling markets Finland, Sweden, Portugal, Slovenia,

More information

International Mobile Phone Top Up For Consumers & Merchants

International Mobile Phone Top Up For Consumers & Merchants International Mobile Phone Top Up For Consumers & Merchants March 2015 What is CY.SEND? CY.SEND is an international prepaid mobile phone top up provider located in Switzerland for consumers and merchants.

More information

Information on insurance tax and fire protection tax for EU/EEA insurers

Information on insurance tax and fire protection tax for EU/EEA insurers Information on insurance tax and fire protection tax for EU/EEA insurers I. General This leaflet is intended for all insurers and authorised agents located in the EU/EEA area who are established outside

More information

Leaseurope Biannual Survey 2014 Table of Contents

Leaseurope Biannual Survey 2014 Table of Contents Leaseurope Biannual Survey 2014 Table of Contents 1. Total European leasing market - first semester 2014 2. Total European leasing market - first semester 2014/ first semester 2013 3. Leasing volumes for

More information

STEP-BY-STEP GUIDELINES

STEP-BY-STEP GUIDELINES ON-LINE APPLICATION PROCESS FOR THE EUROPEAN JOINT MASTERS IN MANAGEMENT AND ENGINEERING OF ENVIRONMENT AND ENERGY (ME3) https://me32014-2016.mines-nantes.fr/ STEP-BY-STEP GUIDELINES Last update: November

More information

How to Efficiently Recover Merchant Fees Using ATPCO s Ticketing Fees Solution. 6 August 2013

How to Efficiently Recover Merchant Fees Using ATPCO s Ticketing Fees Solution. 6 August 2013 How to Efficiently Recover Merchant Fees Using ATPCO s Ticketing Fees Solution 6 August 2013 Agenda Credit card fees in airline distribution costs A solution to recover merchant fees Current process New

More information

The Act imposes foreign exchange restrictions, i.e. performance of certain actions requires a relevant foreign exchange permit.

The Act imposes foreign exchange restrictions, i.e. performance of certain actions requires a relevant foreign exchange permit. RESPONSIBILITIES OF THE NATIONAL BANK OF POLAND RESULTING FROM THE FOREIGN EXCHANGE ACT 1. FOREIGN EXCHANGE PROVISIONS Foreign exchange regulations, which constitute part of the financial legislation,

More information

41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50.

41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50. Overall Results Climate Change Performance Index 2012 Table 1 Rank Country Score** Partial Score Tendency Trend Level Policy 1* Rank Country Score** Partial Score Tendency Trend Level Policy 21 - Egypt***

More information

Chase Online SM Wire Transfer Help Guide page 1 of 16. How to Send Wire Transfers on Chase Online SM

Chase Online SM Wire Transfer Help Guide page 1 of 16. How to Send Wire Transfers on Chase Online SM Chase Online SM Wire Transfer Help Guide page 1 of 16 How to Send Wire Transfers on Chase Online SM For a convenient, secure and quick way to send money directly to someone s bank account, use a wire transfer

More information

Pan-European opinion poll on occupational safety and health

Pan-European opinion poll on occupational safety and health PRESS KIT Pan-European opinion poll on occupational safety and health Results across 36 European countries Press kit Conducted by Ipsos MORI Social Research Institute at the request of the European Agency

More information

Information concerning Terms and Conditions of Provision of Payment Services by Citibank Europe plc, pobočka zahraničnej banky

Information concerning Terms and Conditions of Provision of Payment Services by Citibank Europe plc, pobočka zahraničnej banky Information concerning Terms and Conditions of Provision of Payment Services by Citibank Europe plc, pobočka zahraničnej banky I. Introductory Provisions 1. This Information concerning Terms and Conditions

More information

Data Centre Pricing in Europe 2013 to 2018

Data Centre Pricing in Europe 2013 to 2018 Brochure More information from http://www.researchandmarkets.com/reports/2712847/ Data Centre Pricing in Europe 2013 to Description: The third edition of the Data Centre Pricing in Europe 2013 to report

More information

Definition of Public Interest Entities (PIEs) in Europe

Definition of Public Interest Entities (PIEs) in Europe Definition of Public Interest Entities (PIEs) in Europe FEE Survey October 2014 This document has been prepared by FEE to the best of its knowledge and ability to ensure that it is accurate and complete.

More information

1a. Total Leaseurope Leasing Market 2012

1a. Total Leaseurope Leasing Market 2012 Annual Survey 2012 1a. Total Leaseurope Leasing Market 2012 New Production (Mio ) Outstandings (Mio ) 2012 2011 not adjusted 1 adjusted 2 2012 2011 not adjusted 1 adjusted 2 AT Verband Österreichischer

More information

YES/NO. Is Finland part of Southern Europe? YES NO YES YES/NO. Is Spain part of Western Europe? YES NO YES YES/NO. Is Sweden part of Northern Europe?

YES/NO. Is Finland part of Southern Europe? YES NO YES YES/NO. Is Spain part of Western Europe? YES NO YES YES/NO. Is Sweden part of Northern Europe? Is Denmark part of Northern Europe? Is Finland part of Southern Europe? Is Germany part of Western Europe? YES NO YES Is France part of Western Europe? Is Spain part of Western Europe? Is Austria part

More information

NEW PASSENGER CAR REGISTRATIONS BY ALTERNATIVE FUEL TYPE IN THE EUROPEAN UNION 1 Quarter 4 2015

NEW PASSENGER CAR REGISTRATIONS BY ALTERNATIVE FUEL TYPE IN THE EUROPEAN UNION 1 Quarter 4 2015 NEW PASSENGER CAR REGISTRATIONS BY ALTERNATIVE FUEL TYPE IN THE Quarter 4 2015 Alternative fuel vehicle (AFV) registrations: +20.0% in 2015; +21.1% in Q4 In the fourth quarter of 2015, total alternative

More information

Delegation in human resource management

Delegation in human resource management From: Government at a Glance 2009 Access the complete publication at: http://dx.doi.org/10.1787/9789264075061-en Delegation in human resource management Please cite this chapter as: OECD (2009), Delegation

More information

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW. NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW. 1. Promotion Description: The ' Libidex $500 v3.0' ("Sweepstakes") begins on 01/11/2016

More information

784 der Beilagen XXV. GP - Beschluss NR - 06 Schlussakte in englischer Sprache (Normativer Teil) 1 von 32 FINAL ACT. www.parlament.gv.

784 der Beilagen XXV. GP - Beschluss NR - 06 Schlussakte in englischer Sprache (Normativer Teil) 1 von 32 FINAL ACT. www.parlament.gv. 784 der Beilagen XXV. GP - Beschluss NR - 06 Schlussakte in englischer Sprache (Normativer Teil) 1 von 32 FINAL ACT 1 2 von 32 784 der Beilagen XXV. GP - Beschluss NR - 06 Schlussakte in englischer Sprache

More information

INVESTING IN INTANGIBLES: ECONOMIC ASSETS AND INNOVATION DRIVERS FOR GROWTH

INVESTING IN INTANGIBLES: ECONOMIC ASSETS AND INNOVATION DRIVERS FOR GROWTH Flash Eurobarometer INVESTING IN INTANGIBLES: ECONOMIC ASSETS AND INNOVATION DRIVERS FOR GROWTH REPORT Fieldwork: January February 213 Publication: May 213 This survey has been requested by the European

More information

for people coming to Scotland to work

for people coming to Scotland to work for people coming to Scotland to work In Scotland, most health care is provided by the National Health Service (NHS). If you are coming from overseas to work in Scotland, and you live here legally, this

More information

The European Union s Economic and Monetary Union

The European Union s Economic and Monetary Union The European Union s Economic and Monetary Union Lesson Focus Question How do individuals, businesses, and economies benefit from using the Euro? Introduction In this lesson students will examine the benefits

More information

Computing our Future Computer programming and coding in schools in Europe. Anja Balanskat, Senior Manager European Schoolnet

Computing our Future Computer programming and coding in schools in Europe. Anja Balanskat, Senior Manager European Schoolnet Computing our Future Computer programming and coding in schools in Europe Anja Balanskat, Senior Manager European Schoolnet ABOUT THE SURVEY What do Ministries currently think about the topic? Curricula

More information

SMES, RESOURCE EFFICIENCY AND GREEN MARKETS

SMES, RESOURCE EFFICIENCY AND GREEN MARKETS Eurobarometer SMES, RESOURCE EFFICIENCY AND GREEN MARKETS REPORT Fieldwork: September 2013 Publication: December 2013 This survey has been requested by the European Commission, Directorate-General for

More information

How To Calculate Tax Burden In European Union

How To Calculate Tax Burden In European Union The Tax Burden of Typical Workers in the EU 28 2015 James Rogers Cécile Philippe Institut Économique Molinari, Paris Bruxelles TABLE OF CONTENTS Abstract 2 Background 2 Main Results 3 On average, a respite

More information

International Compliance

International Compliance YOUR FREE COPY - NEW - Additional countries outside European Union LEGAL WHITE PAPER International Compliance Legal requirements international einvoicing European Union & Selected Countries Worldwide International

More information

The Guardianship Service

The Guardianship Service The Guardianship Service How can they help you? When you arrive in Belgium Are you under the age of 18 and have you arrived in Belgium without your father or mother? You are searching for support and accommodation

More information

HOW COMPANIES INFLUENCE OUR SOCIETY: CITIZENS VIEW

HOW COMPANIES INFLUENCE OUR SOCIETY: CITIZENS VIEW Flash Eurobarometer HOW COMPANIES INFLUENCE OUR SOCIETY: CITIZENS VIEW REPORT Fieldwork: October-November 2012 Publication: April 2013 This survey has been requested by the European Commission, Directorate-General

More information

EN ISO 14121-1. Safety of machinery Risk assessment. Sicherheit von Maschinen Risikobeurteilung Teil 1: Leitsätze (ISO 14121-1:2007)

EN ISO 14121-1. Safety of machinery Risk assessment. Sicherheit von Maschinen Risikobeurteilung Teil 1: Leitsätze (ISO 14121-1:2007) ÖNORM EN ISO 14121-1 Edition: 2008-01-01 Safety of machinery Risk assessment Part 1: Principles (ISO 14121-1:2007) Sicherheit von Maschinen Risikobeurteilung Teil 1: Leitsätze (ISO 14121-1:2007) Sécurité

More information

TREATY MAKING - EXPRESSION OF CONSENT BY STATES TO BE BOUND BY A TREATY

TREATY MAKING - EXPRESSION OF CONSENT BY STATES TO BE BOUND BY A TREATY A 355043 COUNCIL OF EUROPE CONSEIL DE L'EUROPE TREATY MAKING - EXPRESSION OF CONSENT BY STATES TO BE BOUND BY A TREATY CONCLUSION DES TRAITÉS - EXPRESSION PAR LES ÉTATS DU CONSENTEMENT À ÊTRE LIÉS PAR

More information

13 th Economic Trends Survey of the Architects Council of Europe

13 th Economic Trends Survey of the Architects Council of Europe 13 th Economic Trends Survey 13 th Economic Trends Survey of the Architects Council of Europe 13 th Economic Trends Survey Breakdown of responses COUNTRY ANSWERS France 1464 Belgium 399 Spain 365 Italy

More information

Students: undergraduate and graduate students who are currently enrolled in universities

Students: undergraduate and graduate students who are currently enrolled in universities DUO-Korea: 1. General Description CAUTION: If any application falls under the following 3 cases, the application is disqualified and will not be considered for selection. If such case is found after the

More information

This form has two parts: PART 1: WORK IN ONE COUNTRY and PART II: WORK IN TWO OR MORE COUNTRIES.

This form has two parts: PART 1: WORK IN ONE COUNTRY and PART II: WORK IN TWO OR MORE COUNTRIES. Udbetaling Danmark July 2013 International Social Security APPLICATION FORM FOR WORK WITHIN THE EEA AND SWITZERLAND cf. EC REGULATION 883/2004 working in the EEA and/or Switzerland THE FORM SHOULD BE ACCOMPANIED

More information

Need to send money abroad securely?

Need to send money abroad securely? International Payments Need to send money abroad securely? Trust us to get it there. Sending money abroad with Lloyds TSB. It s easy and secure. As a Lloyds TSB customer, if you need to send money overseas,

More information

EUROPLAT EMPLOYABILITY SURVEY: CORE FINDINGS AND IMPLICATIONS

EUROPLAT EMPLOYABILITY SURVEY: CORE FINDINGS AND IMPLICATIONS Stanislav Ježek 1, Jan Mareš 1 & Aleš Neusar 2 1 Masaryk University Brno, Czech Republic 2 Palacky University Olomouc, Czech Republic EUROPLAT EMPLOYABILITY SURVEY: CORE FINDINGS AND IMPLICATIONS Problem

More information

Vermont Global Trade Partnership - 1 - Topic: Exporting Software to the E.U. Summary

Vermont Global Trade Partnership - 1 - Topic: Exporting Software to the E.U. Summary BY: John Holden, Research Assistant EDITED BY: Ariana Monti, International Trade Specialist Summary This document provides a general overview of the issues surrounding the sale of software to countries

More information

EVS project description OJA Lustenau

EVS project description OJA Lustenau EVS project description OJA Lustenau EVS Project: OJA Lustenau (PIC 939444128) Number of volunteers: 1 Looking for volunteers from: - Belgium - Bosnia and Herzegovina - Bulgaria - Denmark - Germany - Estonia

More information

in Scotland for holidaymakers from overseas

in Scotland for holidaymakers from overseas in Scotland for holidaymakers from overseas In Scotland, most health care is provided by the National Health Service (NHS). If you are coming to Scotland on holiday or to visit friends or relatives, you

More information

Visa Information 2012

Visa Information 2012 Visa Information This document is intended to provide you with information on obtaining the correct visa to enter Australia to attend the Global Eco Asia-Pacific Tourism Conference however it is a guideline

More information

COMMUNICATION FROM THE COMMISSION

COMMUNICATION FROM THE COMMISSION EUROPEAN COMMISSION Brussels, 17.9.2014 C(2014) 6767 final COMMUNICATION FROM THE COMMISSION Updating of data used to calculate lump sum and penalty payments to be proposed by the Commission to the Court

More information

How To Fund A Project

How To Fund A Project PREPARATORY ACTION IN THE FIELD OF SPORT Administrative and Financial Management Handbook The rules outlined in this Administrative and Financial Handbook apply to the projects funded by the Preparatory

More information

How To Understand The Transparent Directive 2

How To Understand The Transparent Directive 2 Transparency Directive 2 Are you ready? Darren Fox 25 June 2015 Introduction Current state of play under TD1 Changes under TD2 Some tricky issues experienced under TD1 (and how TD2 might impact them) 2

More information

Credit transfer to Customer account with AS "Meridian Trade Bank" EUR, USD free of charge * - 4.1.2. Other countries currency information in the Bank

Credit transfer to Customer account with AS Meridian Trade Bank EUR, USD free of charge * - 4.1.2. Other countries currency information in the Bank Pricelist for individuals residents of Latvia SERVICES 4. TRANSFERS In the Bank PRICE LIST IN EUR Using «MultiNet» 4.1. 4.1.1. Credit transfer to Customer account with EUR, USD free of charge * 4.1.2.

More information

CABINET OFFICE THE CIVIL SERVICE NATIONALITY RULES

CABINET OFFICE THE CIVIL SERVICE NATIONALITY RULES ANNEX A CABINET OFFICE THE CIVIL SERVICE NATIONALITY RULES Introduction The Civil Service Nationality Rules concern eligibility for employment in the Civil Service on the grounds of nationality and must

More information

CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION

CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION Z a k ł a d U b e z p i e c z e ń S p o ł e c z n y c h The scope and purpose of benefits coordination The EU coordination

More information

ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES?

ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES? ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES? SERVICES DIRECTIVE IMPLEMENTATION REPORT NOVEMBER 2011 EUROPEAN COMPANIES WANT WELL-FUNCTIONING POINTS OF SINGLE CONTACT

More information

Window Film Legislation in Europe

Window Film Legislation in Europe Notice Since the production of this document, Solar Gard has been purchased by Saint-Gobain Performance Plastics Corporation. Solar Gard is now a subsidiary of Saint-Gobain. All references within this

More information

Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments

Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments January 20, 2015 ShadEcEurope31_January2015.doc Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments by Friedrich Schneider *)

More information

PROJECT: EURO-AUDITS THE EUROPEAN ROAD SAFETY AUDITOR TRAINING SYLLABUS APPENDIX E SURVEY RESULTS. October 2007

PROJECT: EURO-AUDITS THE EUROPEAN ROAD SAFETY AUDITOR TRAINING SYLLABUS APPENDIX E SURVEY RESULTS. October 2007 PROJECT: EURO-AUDITS THE EUROPEAN ROAD SAFETY AUDITOR TRAINING SYLLABUS APPENDIX E SURVEY RESULTS October 2007 A European Commission co-funded project Appendix E Survey Results Contents: Survey Results

More information

ÖNORM EN 1504-8. The European Standard EN 1504-8 has the status of an Austrian Standard. Edition: 2005-02-01. Standards group B

ÖNORM EN 1504-8. The European Standard EN 1504-8 has the status of an Austrian Standard. Edition: 2005-02-01. Standards group B ÖNORM EN 1504-8 Edition: 2005-02-01 Standards group B Identical (IDT) with EN 1504-8:2004 ICS 91.080.40 Products and systems for the protection and repair of concrete structures Definitions, requirements,

More information

HEWLETT-PACKARD COMPANY 2011 EMPLOYEE STOCK PURCHASE PLAN ( ESPP )

HEWLETT-PACKARD COMPANY 2011 EMPLOYEE STOCK PURCHASE PLAN ( ESPP ) This prospectus supplement (the Prospectus Supplement ) is supplemental to, forms part of, and must be read in conjunction with the prospectus published by Hewlett-Packard Company ( HP or the Company )

More information

Reporting practices for domestic and total debt securities

Reporting practices for domestic and total debt securities Last updated: 4 September 2015 Reporting practices for domestic and total debt securities While the BIS debt securities statistics are in principle harmonised with the recommendations in the Handbook on

More information

Health care in Sweden for foreign students [Sjukvård i Sverige för utländska studenter]

Health care in Sweden for foreign students [Sjukvård i Sverige för utländska studenter] Health care in Sweden for foreign students [Sjukvård i Sverige för utländska studenter] This fact sheet is intended for people from abroad who travel to Sweden to study. It describes the rules that apply

More information

EU s Asylum Policy and the Danish Justice and Home Affairs Opt-Out

EU s Asylum Policy and the Danish Justice and Home Affairs Opt-Out EU s Asylum Policy and the Danish Justice and Home Affairs Opt-Out Marlene Wind, Professor and Director of Centre for European Politics, Department of Political Science, University of Copenhagen Professor

More information