Risk Profiling Questionnaire

Transcription

1 Risk Profiling Questionnaire Private Client (Short Form) Risk Profiling Questionnaire 1/08

2 Please note this questionnaire is designed to help us understand which, if any, of the Standard Life Wealth portfolios are suited to your client s attitude to risk and preferences regarding investments. It is not intended to assess your client s attitude to risk and preferences regarding the entire investment marketplace. If you or your client require further information regarding the content or purpose of this questionnaire, please contact your Standard Life Wealth Client Portfolio Manager. 02/08 Risk Profiling Questionnaire

3 Q1: Is the account profiled by Standard Life or by a Third Party? I confirm Standard Life Wealth has not assessed investment suitability or suitability regarding my client s wider financial circumstances. As professional adviser I assume these responsibilities in full. I confirm that the client has sufficient knowledge and experience and that the timescale is appropriate for the client s circumstances. I have ensured that the client has sufficient capacity for loss to enter into the investment with Standard Life Wealth. Q1b (1): Please specify your client s chosen risk category Client Accounts All Externally profiled Risk Band 1 Externally profiled Risk Band 2 Externally profiled Risk Band 3 Externally profiled Risk Band 4 Externally profiled Risk Band 5 Externally profiled Risk Band 6 Risk Profiling Questionnaire 03/08

4 Client Attitude to Risk The following diagram illustrates Standard Life Wealth s investment proposition. On the left hand side portfolios are grouped vertically into four categories; Growth, Preservation, Yield and Decumulation. These portfolios can be managed on either a Target Return or Conventional basis and the diagram highlights where these are available within specific Risk Bands. Your client s Client Portfolio Manager can discuss these options in detail with you or them. Client Goal Band 1 (Very low) Band 2 (Low) Band 3 (Medium low) Band 4 (Medium) Band 5 (Medium high) Band 6 (High) Growth Target Return Target Return or Conventional Conventional Preservation Target Return Yield Conventional Decumulation Target Return Q2: Account Name (e.g Personal Portfolio, ISA, SIPP, Offshore Bond, Trust, Charity) /08 Risk Profiling Questionnaire

5 Q3: We seek to understand your client s knowledge of the main asset classes and their experience in investing in them: Equity Bond Cash My client considers themselves to have the following level of knowledge with respect to each asset class (tick one per asset class) My client has very little about this type of asset or investing in them My client has a basic understanding of this type of asset My client has general knowledge of this type of asset and its markets My client considers themselves knowledgeable and have an in depth understanding of this type of asset My client has invested in each asset class before through: (tick all that apply) My client has not previously invested in this type of asset My client has indirectly invested in this type of asset through a pension, insurance policy or other vehicle My client has held unit trusts or other forms of collective investment My client has held their own portfolio including individual securities My client has traded this type of asset on their own behalf My client s investments in each asset class have been primarily managed by: (tick one) My client has no previous experience of holding this type of asset Indirectly by a pension scheme or other manager outside their direct control By a discretionary manager By an advisory manager, seeking their approval At their instigation, with an advisory manager On an execution only basis Risk Profiling Questionnaire 05/08

6 Q3. Continued: We seek to understand your client s knowledge of the main asset classes and their experience in investing in them: Equity Bond Cash My client has invested in each asset class in these ways for: Under 3 years 3-5 years 5-10 years 10 years plus My client has investment experience in other asset classes as detailed below. Q4: How would your client define their primary investment objective? Client Accounts Growth (Aims to achieve capital growth within their agreed risk level) Preservation (Aims to protect the current level of their assets) Yield (A series of payments from the natural income that is generated by their portfolio, with the potential for growth in the underlying invested capital) Decumulation (A series of payments paid out of the total returns (i.e capital gains and re-invested income) and/or capital of their portfolio) All 06/08 Risk Profiling Questionnaire

7 Q5: Start date 1 D D M M Y Y Y Y Q6: Time Horizon: this is the number of years for which the portfolio is expected to be invested during which the objective is expected to be reached. This time horizon will be regularly reviewed with your client. Client Accounts All 0-3 years 3-5 years 5-10 years 10 years plus Q7: For a Growth objective, we can follow one of two investment approaches, which would better meet your client s expectations? Client Accounts All A: A portfolio that targets a steady return with more limited fluctuations relative to equity markets B: A portfolio that aims to generate growth relative to equity markets or an agreed benchmark This questionnaire was completed by: Print name Signature On behalf of (client name): Print name Date D D M M Y Y Y Y Thank you for completing this questionnaire. Risk Profiling Questionnaire 07/08

8 Find out more Call us on Calls may be monitored and/or recorded to protect both you and us and help with our training. Call charges will vary. us at There is no guarantee that any you send will be received or will not have been tampered with. We recommend you do not send confidential details by . Visit our website Standard Life Wealth Limited, registered in Scotland (SC317950) at 1 George Street, Edinburgh EH2 2LL. Standard Life Wealth is authorised and regulated by the Financial Conduct Authority. SLW171_TCM Standard Life