Non Resident Indian Account Opening Form

Transcription

1 n Resident Indian Account Opening Form New Relationships for NRI/PIO Individuals Srl. : KINDLY ENSURE ALL BLANK SPACES ARE DULY FILLED BEFORE YOU SIGN THIS DOCUMENT First Applicant (All fields in the box are mandatory) If you have an existing relationship with us, please mention your account number City / Branch First Name Middle Name Father's/ Guardian's Date of Birth: Overseas Residential Last Name Gender: Employer's Male Female (In case applicant is a minor) Designation: Office Res. Tel.: Mobile.: [COUNTRY CODE] [NUMBER] (if applied, you will receive mobile alerts on this number) MPower (Mobile Banking): Would you like to avail our mobile banking service? Years at current residence: Y Y ID: (You will receive your monthly e-statement on this ID) PAN (If you do not have PAN, please fill Form 60 below) Office Tel.: Fax.: Years with current employer/business: Y Y Marital Status: Married Single Mother's Maiden Permanent City Preferred Postal Overseas Residence Office Permanent Passport Details Passport.: Place of issue: State Pin Code Permanent Tel. Date of issue: Date of expiry: Country Nationality: Country of residence: Additional Details Occupation Type: Self Employed Professional Salaried Business Owner Other (Please specify) Profession: Engineer Doctor Merchant Navy Business Manager Student Other (Please specify) Educational Undergraduate Graduate Post Graduate Other (Please specify) Qualification: of First Applicant... of Second Applicant... PAGE 1 OF 5

2 Second Applicant (All fields in the box are mandatory) Relationship with first applicant: Child Spouse Other (Please specify) Parent If you have an existing relationship with us, please mention your account number First Name Middle Name Father's/ Guardian's Date of Birth: Overseas Residential Last Name Gender: Employer's Male Female (In case applicant is a minor) Designation: Office Res. Tel.: Mobile.: [COUNTRY CODE] [NUMBER] (if applied, you will receive mobile alerts on this number) MPower (Mobile Banking): Would you like to avail our mobile banking service? Years at current residence: Y Y ID: (You will receive your monthly e-statement on this ID) PAN Mother's Maiden (If you do not have PAN, please fill Form 60 below) Office Tel.: Fax.: Years with current employer/business: Y Y Marital Status: Married Single Permanent City State Country Preferred Postal Overseas Residence Office Permanent Passport Details Passport.: Place of issue: Pin Code Permanent Tel. Date of issue: Date of expiry: Nationality: Country of residence: Additional Details Occupation Type: Self Employed Professional Salaried Business Owner Other (Please specify) Profession: Engineer Doctor Merchant Navy Business Manager Student Other (Please specify) Educational Undergraduate Graduate Post Graduate Other (Please specify) Qualification: Account Details Type of Account 1 : NRE Savings Account NRO Savings Account ProValue NRE Savings Account ProValue NRO Savings Account NRE Current Account NRO Current Account I/We understand that the above account requires an average balance as mentioned in the Schedule of Benefits. Mode of Payment: Telegraphic Transfer Type of Account 2 : Please debit Account number in the name of Account type NRE Savings Account NRO Savings Account ProValue NRE Savings Account ProValue NRO Savings Account NRE Current Account NRO Current Account I/We understand that the above account requires an average balance as mentioned in the Schedule of Benefits. Mode of Payment: Telegraphic Transfer Please debit Account number in the name of Account type (Please attach ProValue declaration) (Please attach ProValue declaration) of First Applicant... of Second Applicant... PAGE 2 OF 5

3 Direct Banking For NRE Savings Account MasterCard Debit Card (Select any one) International Debit Card Van Gogh Preferred Banking Gold Card Supplementary Debit Card First Applicant Second Applicant For NRO Savings Account ATM Card NetBanking First Applicant Second Applicant NetBanking: Register online for User ID and password with your MasterCard Debit Card. If you have only applied for a NRO savings account, then you will receive your NetBanking User ID and password separately if applied for, else, please register online with your MasterCard Debit Card. Statement frequency (Refer Schedule of Benefits for details) Halfyearly Quarterly Monthly E Statement (Monthly) Fixed Deposit Details Please fill this section if opening a New Fixed Deposit Account Type of Fixed Deposit: NRE Fixed Deposit NRO Fixed Deposit Maximiser* NRE Deposit Maximiser* NRO Deposit Deposit in INR FCNR (in Currency) RFC (in Currency) USD USD EURO EURO GBP GBP CAD AUD Tenor of Fixed Deposit: Years Months Days Mode of Payment: Telegraphic Transfer Please debit Account number Account type in the name of Interest Payment Instructions: Maturity Instructions: Cumulative Simple If simple fixed deposit, please credit quarterly interest to my Account. Or issue DD/Payorder Auto Renewal Credit to my Account. Issue DD/Payorder in currency Remit to my Account Number at Bank (include bank s name, address and SWIFT code) *Maximiser FD will have monthly interest credited to your account. Please submit the Mutual Fund Application Form along with this Form. Maximiser option is not available to clients based in United States of America. DD/Payorder will be couriered to your communication address. te: All term deposits are opened on Auto Renewal basis for identical periods. Applicant's Declaration 1. The words I, me, my, we, us, and our refer to the person(s) who open and operate the Account(s). I/We understand that the accounts and their operations are subject to Indian laws and I/We agree to abide by them and be subject to them and further agree that I/We can operate the Account within the limits and parameters prescribed therein. The account(s) will be opened on the basis of the statements/declarations made by me/us. We understand thatthe Royal Bank of Scotland N.V. (hereinafter referred to as the Bank ), shall permit the operations within the prescribed parameters as per rules, notifications and guidelines of the Reserve Bank of India, the Bank is hereby absolved of/from any liability whatsoever to the account holder and to any third party (including any governmental authority, which may deal with the account holder or with whom the account holder shall have any relationship, whatsoever, with respect to the operation of the account. 2. I/We hereby declare that I am/we are n-resident Indian(s) / Persons of Indian origin. I/We also undertake to immediately intimate the Bank about my/our return to India for permanent residence. I/We are competent and legally sound to execute, contract and carry out Banking transactions and are not precluded by any law, judicial or political order or agreement contract from opening or operating this account. 3. FEMA DECLARATION I/We will in particular abide by the provisions of the Foreign Exchange Management Act, 1999 (FEMA) and the regulations (FEMA Regulations) and all acts related to international transfer of money including money laundering made therein for the operation of the account(s). I/We understand that the acronyms or words and phrases as appearing herein shall have the meaning as defined under FEMA and/or other applicable laws. I / We hereby declare that any foreign exchange transaction, as may be entrusted by me/ us to RBS N.V. branches over a period of time, will not involve, and will not be designed for the purpose of any contravention or evasion of the provisions of the aforesaid Act or of any rule, regulation, notification, direction or order made thereunder. I / We also hereby agree and undertake to give such information / documents as will reasonably satisfy you about such transactions in terms of the above declaration. I / We also understand that if I / we refuse to comply with any such requirement or make only unsatisfactory compliance therewith, RBS N.V. shall if it has reason to believe that any contravention / evasion is contemplated, report the matter to the Reserve Bank of India. I / We shall remain solely liable for all ouracts, actions, inaction, commission, omissions and withholding ofanyinformation ormaterialfactorbreachofanytermsandconditions, whatsoever, andthebankshallnotbeliableforanyfailureonourpartoranystatutoryactionassuch because of our actions. *I / We further declare that the undersigned has / have the authority to give this declaration and undertaking on behalf of the firm / company (*Applicable when the declaration / undertaking is signed on behalf of the firm / company). 4. I/We agree that I am / we are / shall not, make, any incorrect or misleading, false statement(s)/declaration(s) made herein or any time during the operations of the accounts or execution of any Banking relationship and/or financial transaction or at/on closingoftheaccount(s) andthatweshallpromptlyinformthe Bankifanycircumstancesorthefactsbehindastatementmadehereinorotherwisechangesorbecomesincorrect. 5. I/We, the undersigned, being applicants of RBS N.V. (hereinafter referred to as the Bank ), hereby confirm that I/We have read, understood and agree to abide and be bound by all the provisions of the Terms and Conditions and Rules for the Services (hereinafter referred to as the T&Cs ), which govern/shall govern, all of my/our accounts, present, past and future, maintained / opened / to be maintained / to be opened with the Bank from time to time, and also the provisions of the various services/facilities provided, at present/that may be provided, in future, by the Bank including but not limited to: a) Cash Delivery; b) Courier pickup/delivery; c) Combined Portfolio Statement; d) Foreign Exchange delivery/sale/purchase; e) Bill Payments/presentment; f) Pool Sweeps; g) Drop Box; h) Stop Payment; i) ATMs; j) Bank by Phone; k) NetBanking; l) Banking over other electronic media; m) Alerts, etc. (hereinafter referred to as the Services ) as if the T&Cs have been reproduced herein and were incorporated in this form. 6. I/We confirm that I/We shall operate and avail the services of the Bank at our own sole risk and shall remain responsible for all statements (verbal/written) acts, actions, commission or omission, explicit or implied and shall not make the Bank liable or claim or have any claim whatsoever on the Bank for an act or omission or commission, whether or not, the Bank has acted bonafide or in fair belief thereof that it is as per rules and laws prevailing. 7. I/We undertake and covenant that all debits from my accounts for the purpose of investments in India and credits representing sale proceeds of investments, shall be as per the laws prescribed and applicable in India and I/We will ensure that such investments/disinvestments would be within the general or specific permission of the Reserve Bank of India (RBI) and that it is my/our own responsibility for any such debits or credits that have been done contrary to or in conflict with or in violation of or beyond limits prescribed therein, the Bank it is agreed acts independent of our belief or intention thereof and is merely a facilitator on a non-discretionary basis acting purely on our instructions and cannot be expected to monitor each and every transaction that we may instruct it to do so. 8. Indemnification: In consideration of the Bank providing me the Banking and related facilities, I/We agree to indemnify and hereby keep the Bank and the employees dealing with my account, indemnified from and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses whatsoever which the Bank (including but not limited to its employees) may at any time incur, sustain, suffer or be put to as a consequence of or by reason of or arising out of providing me/us the said facility or by reason of the Bank and/or its employees acting in good faith taking or refusing to take or omitting to take action on my/our instruction including but not limited to standing instructions. 9. Governing Law: All agreements and understanding as herein shall be subject to laws of India and be subject to the Jurisdiction of Courts at New Delhi for all purposes and reasons. 10. tice: The Bank shall send notice to such address / destination as last known to the Bank in such medium as it deems fit. The Account Holder may correspond with Bank at / in such medium as is provided/required, by Bank for each specific service or request. 11. Bank s General Authority: The Bank has full authority and discretion to act with regard to the operation of the Account and to do, not do, commit, or omit to do, in compliance of any law or rules or whatsoever in respect of the account and we fully discharge and waive of all our rights against the Bank for any claims for which the Bank has acted or believes to have bonafide acted or omitted to do so. 12. I/We hereby further re-confirm and reiterate my/our Indemnity contained in the T&Cs, whereof and hereby, I/We undertake to hold the Bank fully indemnified and harmless against any and all losses, liabilities, costs, prosecutions, expenses, etc. sufferedand /or incurredby me/usdueto utilisation of any of the Servicesby me/usand alsodueto instructionsfor availing variousserviceswith respectto my/our account(s) being conveyedoverelectronicmedia, for whichthe Bank may haveno means to verify and authenticate that the same have been communicated by me/us to the Bank or by some third person(s) or to keep a record of the same and as well as for any losses/liabilities due to misuse of any of the Services by me/us or any other person(s) with respect to my/our account(s). I/We, acknowledge that I/we have fully understood and read the T&Cs, as currently applicable. I/We understand that the Bank may, at its sole discretion, at any time, and from time to time, without any prior or post intimation to me/us, add to, alter, change or modify any of the terms and conditions of the T&Cs and that I/We hereby agree to abide and be bound by all such changes as if they form part of the T&Cs as at present and that any transaction in my/our account(s) with the Bank and/or usage of any of the Services by me/us subsequent to such change shall be deemed and tantamount to my/our acceptance of all such changes. 13. I/We, the undersigned, hereby confirm and acknowledge my/our understanding that the contents of my/our above confirmation, understanding and indemnity was a material inducement for the Bank to permit me/us to avail Services over NetBanking, ATMs, Bank by Phone or Banking by other electronic media. 14. I/We confirm that any personal information provided by me/us to the Bank at the time of opening the account or at any time thereafter, by any means, whether written, verbal or by electronic medium has been / will be provided by me/us to the Bank, on my/our own free will and voluntarily and such information may be used by the Bank and/or its partners/vendors for any purpose whatsoever including but not limited to cross-selling of their various products. 15. I/We have not handed over cash outside Bank s premises for funding my account or towards my other payments. For US Persons US laws may be applicable. For more information please look at our website at of First Applicant... of Second Applicant... PAGE 3 OF 5

4 Mode of Account Operation for Account(s) - Select any one Singly (First Applicant only) Jointly (All holders to sign) Either or Survivor Any Other of First Applicant (If not signing in English, please ask for Vernacular Indemnity format) Guardian's signature if applicant is minor PLEASE PASTE THE FIRST APPLICANT S COLOURED SELF-SIGNED PHOTOGRAPH PLEASE PASTE THE SECOND APPLICANT S COLOURED SELF-SIGNED PHOTOGRAPH Name Date of Second Applicant (If not signing in English, please ask for Vernacular Indemnity format) Name Date Form DA1 mination Form (Please choose one of the available options) I hereby confirm that I do not require any nomination facility on my bank deposit. I require nomination under section 45ZA of the Banking Regulation Act, 1949 and Rule 2(1) of the Banking Companies (mination) Rules, 1985 in respect of bank deposits. I NAME ADDRESS nominate the following person to whom in the event of my/my minor's death the amount of the deposit in the account, particulars whereof are given below, may be returned by RBS. Deposit / Account NATURE DISTINGUISHING NUMBER ADDITIONAL DETAILS, IF ANY NOMINEE I NAME ADDRESS Relationship with depositor, if any Age If minor, nominee's date of birth *As the nominee is a minor on this date I appoint (name) (age) (address) to receive the amount of the deposit in the account on behalf of the nominee in the event of my/my minor's death during the minority of the nominee. ** SIGNATURE OF DEPOSITOR(S) *** SIGNATURE OF FIRST WITNESS SIGNATURE OF SECOND WITNESS (Guardian's signature if applicant is a minor) Date : Name : Name : Place : Address : Address : *Strike out if nominee is not a minor. **Where deposit is made/account is held in the name of minor, the nomination should be signed by a person lawfully entitled to act on behalf of the minor. ***Please ensure that the form is duly witnessed before submitting to the bank. Please do not fill (For bank use only) Client Type : VGPB GB Source Code :... Source Name :... Sourced by (with signature) :... Approved by (name) :... Approved by (with signature) :... Special Instructions :... CRN Number FIRST : CRN Number SECOND : Account Number : Entered by :... Checked by :... Account Opening Date :... Ver. : NRI/DAF/MAR 2011 of First Applicant... of Second Applicant... PAGE 4 OF 5

5 Form 60 (To be filled by those who do not have PAN) Are you a Tax Assessee? If yes, Details of Ward / Circle / Range where last return of income was filed Reason for not having PAN I/We, do hereby declare that what is stated above is true to the best of my knowledge and belief. Verified today, the day of 20 Form 60 (To be filled by those who do not have PAN) Are you a Tax Assessee? If yes, Details of Ward / Circle / Range where last return of income was filed Reason for not having PAN I/We, do hereby declare that what is stated above is true to the best of my knowledge and belief. Verified today, the day of 20 n Resident Indian Account Opening Checklist New Relationships for NRI/PIO Individuals I. Please submit the following supporting documents along with the application form for each account holder(s): Please affix a self-attested recent passport sized colored photograph for each account holder(s) and sign across the photograph Photocopy of relevant pages of your current passport with your name, address, photograph, signature, date of birth, date and place of issue, expiry date Address proof for your overseas residential address (Please refer acceptable address proof section given below) II. In addition to the above supporting documents, please provide the following for: a. n Resident Indian (NRI) Photocopy of your valid Resident Visa / Work Permit / Employment Visa / Current Visa or any other proof of n Resident Indian status b. Person of Indian Origin (PIO) PIO Card OR Indian passport of Self / Parents / Grandparents OR documents issued by an authority (School, College, Government) specifying your place of birth as India c. Employees of Foreign Shipping Companies / Merchant Navy Continuous discharge certificate Contract Letter OR Appointment Letter from your current employer Latest Salary Slip (not older than three months) OR Letter from the Company / Local Agent stating employment with the shipping company or confirming next date of joining vessel or your current work contract d. Returning Foreign Currency (RFC) Account A request letter from you to the bank stating that you have returned to India for permanent residence and would like to open an RFC account. Tax Exemption Document - CA certificate / 15 AA / 15G III. Acceptable Address Proofs (any one of the following proof of Residential address*) * For NRIs / PIOs: Proof of Overseas Residential Address * For Merchant Navy / RFC: Proof of Indian Residential Address Passport copy Resident Card issued by the Government of the respective country of residence Existing Banker's statement (up to 3 months old) Utility Bill Electricity / Landline / Mobile / WLL / Municipal tax / Water tax (up to 3 months old) Credit card statement (up to 3 months old) Letter from Employer on letterhead of the company along with employee photo-card and Work permit/visa/residence permit/visa with same Employer name. IV. Letter from Employer on letterhead of the company along with employee photo-card and latest salary slip from the same Employer. Life / Medical Insurance Policy /Premium tice / Receipt (up to 1 year old) Lease Deed / Title Deed of the property Letter from Existing Banker on Bank s letterhead confirming account number, name, address and account opening date (at least 6 months of account operation) PAN intimation letter (up to 1 year old) Driving License Voter'sIDcard Motor vehicle registration certificate (registration not older than 1 year) Kindly note: Please countersign on any overwriting Expired documents are not acceptable In case of a minor s account, please provide above details / documents for the guardian All photocopies of supporting documents need to be self certified / attested by the account holder(s) Originals are required to be verified by The Royal Bank of Scotland N.V. branch staff, if account holder visits branch in person to open account For documents being mailed to The Royal Bank of Scotland N.V., photocopies of all the documents needs to be additionally attested by any one of the following : Indian Embassy Overseas RBS Group Office tary Your Banker from the list of countries appended below : Australia Austria Belgium Brazil Canada Chile Denmark Finland France Germany Greece Guernsey Hong Kong Iceland Ireland List of Countries Isle of Man Italy Japan Jersey Korea(South) Luxembourg Malaysia Netherlands New Zealand rway Poland Portugal Singapore South Africa Spain Sweden Switzerland Taiwan UK USA Ver. : NRI/DAF/MAR 2011 of First Applicant... of Second Applicant... PAGE 5 OF 5