How To Use Big Data To Help Your Business
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1 SRA Summer Event June 2013 Can the use of big data eliminate the need for yet another traditional Census in 2021? Keith Dugmore Demographic Decisions
2 Daily Mail 2 March 2011 Page 2
3 Agenda Users needs: the value of Census-type information What was done in 2011 (and since 1801). Time for a change? Is there a better way? Can we learn from other countries? ONS s Beyond 2011 project. Which Big Data files of government administrative and commercial customer records would be most valuable? Opportunities, limitations, and barriers to be overcome & my thanks and acknowledgement to: Barry Leventhal, Peter Furness, and Corrine Moy for using material from our joint paper in the IJMR Vol. 53 Issue 5 Alistair Calder of ONS for his Beyond 2011 slides
4 Value
5 The Census of Population (e.g. 2011) A unique data source Compulsory, 100% count of population and households (achieves 94%, plus imputation) Many questions / topics, including age, health, ethnicity, language, religion, qualifications, occupation, travel to work, housing tenure, household size, car ownership, etc... Counts of not only residents, but also workplace populations All four countries of the UK Products Detailed statistics for very small Output Areas Geographical data too OA boundaries, and a postcode / OA directory + Microdata files & all are free But.it s only every 10 years
6 Why is Census data so important to commercial companies? Decisions, decisions What areas are best for our new branches? What should we offer in each outlet? Where should we advertise? Who are our best customers, and prospects? Which areas & people should we survey? Investments of 00s of millions to be targeted every year The Census provides a unique range of topics, small area statistics, & consistent and often UK-wide coverage to companies such as..
7
8 Sainsbury s estate since release of 2001 Census data Sainsburys Stores Main Stores Convenience Stores March 2003 March 2010
9 User sectors the organisations Commercial DUG as the tip of the iceberg of 2.3 million businesses Other sectors have similar needs (seeking to target services to the public efficiently) Central government Local government Health Service Charities Or have similar interests in society Academics teaching and research..+ Citizens
10 Analysis, and the need for Government data generally Analyses Local areas Bristol Cribbs Causew ay 19 18A A4174 M49 18 M32 M4 577 Em ersons Green M5 509 Bristol Galleries A A Bedm inster A38 A4 689 Bristol Im perial A37 Park Profiling individuals OAC Super Groups Weekly Household Income Average Data with national coverage Statistics Census-type counts for very small areas Sample surveys Map data Background, point locations, road network, boundaries, postcode look-ups Lists Big files of individual addresses & sometimes people Weekly Household Income Designing surveys
11 Census data collection (what, still largely unchanged?)
12 A Traditional Census Winding back 50 years to 1961 no fundamental change Household forms (paper) Delivery Collection Some innovation: post out (2001 & 2011); post back (2011); online option : 568m for the UK
13
14 But what do they do in other countries?
15
16 Big Data Administrative and Customer files
17 Linkage Of Administrative Sources Higher Education (HESA) Resident Population Electoral Roll School Census Customer Information System (DWP+HMRC) Patient Register
18 Big Data Customer files
19 Information collected by commercial companies A report for ONS in You can find it at: ONS s interests population estimates, 2011 Census planning, & Beyond 2011 The UK population, as customers What information is collected? It varies greatly by sector and product (& we must remember that commercial companies that resell information VARs such as Experian, Equifax, CACI, etc. are a different species)
20 The information collected its weaknesses, & strengths Weaknesses: Not representative samples or subsets of the population as a whole: biases by region, and demographics, and the impact of marketing campaigns Updating of records, especially addresses and demographics, can also be patchy [Big government files from DWP, HMRC, Health, Education must be the first targets] Strengths: Large stocks of customers (often >10 million) Large flows of new customers Timeliness Very detailed data on customer behaviour transactions (+ debt & fraud) Insight / Intelligence from partial counts (c.f. accredited National Statistics ) And pooling of records within sectors to build near 100% coverage can be very powerful
21 Information collected some headlines for 6 sectors Retail Huge range of products Superstores & local shops, but also online, catalogue, etc. Major companies often have million customers Limited demographics collected at time of application Loyalty cards track spending in great detail
22 Information collected Financial Services Financial Services Wide range of products, e.g. current account, mortgage, savings, loans Various sales channels branches, ATMs, online, post, etc. Often >10 million customers; aim to create a customer (c.f. product) view Detailed demographics collected for some products, e.g. mortgage Current accounts & credit cards track spending in great detail Pooling of databases is well established, e.g. mortgages, savings, credit, fraud
23 Information collected Leisure Leisure Whitbread as an example Restaurants Costa Coffee Hotels Millions of customers, but we don t provide leisure companies with much information about ourselves
24 Information collected Energy Electricity (& Gas) Electricity has 100% coverage, gas c.80% Coverage across the UK is patchy / regional Minimal demographic information Lots of effort put into maintaining address / meter files Good data on fraud & debt Pooling of databases well established meter list used by ONS for 2011 Census to identify multi-occupied addresses; DECC statistics on energy consumption
25 Information collected Water Water Each water company has its own territory (NB) Many properties still billed according to rateable value (c.f. metered) Lots of effort put into maintaining address files Minimal demographic information Good data on debt
26 Information collected Telecoms Telecoms Mobile telephone & broadband has major players, each with >15 million customers Mobiles Post Pay (monthly contract application form) Mobiles Pre Pay (little information collected) Address information only basic PAF for c.50% on contract Transaction information stunning: full detail of every call, inc. location
27 Beyond 2011 commercial data workshop ONS, January 2011: 11 B2C companies + 2 resellers
28 Daily Mail 2 March 2011 Page 2
29 Daily Mail 2 March 2011 Page 1
30 Beyond 2011 commercial data workshop ONS, January 2011: 11 B2C companies + 2 resellers Headline conclusions Sharing of individual records may be prevented by various factors, such as reputational risk, or limitations due to the Data Protection Act Achieving a single customer view can be very difficult due to data matching problems Computing power is much less of an issue Companies would seek to help ONS if they could do so aiming to minimise risk, effort & cost Anonymised records or aggregate statistics may provide mechanisms ONS s continuing discussions
31 Information: towards a public / private two-way street?
32 Opportunities, limitations, and barriers to be overcome
33 Cost profile (real terms) Census Cost??? Alternative method
34 Statistical benefit profile Benefit loss gain loss Census gain Alternative method
35
36 Can Big Data meet users needs? Frequency e.g. annual Geography Output Areas Topics? Omissions (e.g. Language)? Additions (e.g. Income); also proxies? Accuracy? Change / instability? All UK? Multivariate analysis? Not just complex tables: even simple 2-way Data sharing Matching addresses with the National Address Gazetteer
37 Keith Dugmore Demographic Decisions Ltd. Tel: (0044) Web:
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