Preferential The health plan that provides comprehensive private medical insurance cover
|
|
- Hector Alexander
- 8 years ago
- Views:
Transcription
1 Preferential The health plan that provides comprehensive private medical insurance cover HEALTH INSURANCE
2 Preferential Private Health Cover Preferential provides your employees with extensive levels of private medical insurance cover. It includes a comprehensive range of benefits to provide peace of mind to your employees throughout a period of ill health. It is designed to provide cover to diagnose and treat acute conditions. These are medical conditions that are likely to respond quickly to treatment, leading to a full recovery and returning your employees to their previous state of health. Preferential gives your employees access to some of the finest medical facilities. If they are referred by a GP for further investigation they can have the reassurance that they will be able to see a consultant quickly, have treatment at a private hospital, and if necessary, be covered for physiotherapy to help them recover. At Simplyhealth, our policies are designed to be as easy to understand and simple to use as we can make them. Our dedicated team of advisers are here to arrange treatment and guide your employees through every step. Why you should consider PMI cover: Benefits for your business Retain talented staff by providing tangible healthcare benefits your employees will value Enhance your recruitment package and attract the best talent Help improve your absence rates and costs. Sickness absence cost UK businesses, on average, 673 per employee in 2011 (CIPD/Simplyhealth Absence Management Report 2011) Our Service+ helpline means we ll take care of the administration and manage all claims with your employees Can be used on its own or combined with an existing cash plan or dental plan for a more complete healthcare solution Access to some of the best hospitals in the UK to get your employees back to work quickly 2
3 Benefits for your employees Peace of mind that they can access the best possible care at a comfortable private hospital They can access the consultations and treatment they need quickly We can take care of arranging consultations and treatment appointments on their behalf and ensure all payments are taken care of Table of cover Preferential Benefit Out-patient specialist consultations High cost scans including CT, MRI and PET scans Out-patient services Hospital charges for in-patient and day-patient treatment Surgeons and anaesthetists fees Oncology including radiotherapy and chemotherapy Specialist physicians fees for in-patient and day-patient treatment Oral surgery Psychiatric benefits Out-patient consultations and treatment In-patient and day-patient treatment NHS cash benefit New child payment Parent accommodation charges Private ambulance Home nursing Hospice benefit Emergency in-patient treatment overseas Advice lines and counselling services Cover for specialist referrals for specific conditions 100 per day or night 150 per birth 100 per night 100,000 policy lifetime limit per person for telephone services For further details about what is and what isn t covered, including plan exclusions such as pre-existing conditions, chronic conditions, emergency treatment and overseas treatment, please refer to the Preferential group policy document. 3
4 Help is always at hand With Simplyhealth your employees are covered for a wide range of healthcare benefits. In addition to these, our free, confidential helplines are available 24 hours a day, 365 days a year. By calling our health and wellbeing helpline your employees can speak directly to an expert for assistance. They can discuss matters from health and lifestyle issues, to childcare and hospital procedures. Should your employees need to speak to a professionally trained counsellor, they can call our counsellor helpline. This service provides help to resolve issues from relationship and family difficulties, to bereavement and debt. All our Scales of cover Private hospitals are classified according to how much they charge for treatment. The hospital scales are from A to D, where scale A covers the most expensive hospitals (such as those in central London), and scale D covers the least expensive. The scale does not reflect the quality of the treatment received in these hospitals, merely the associated expenses like the cost of a room. counsellors are highly experienced and uphold the British Association of Counselling and Psychotherapy Code of Ethics and Practice for Counsellors. A simpler way with Service+ For no extra cost, we can take the worry away from your employees by arranging their diagnostic tests, medical treatment and hospital accommodation. When they call, all they need to do is ask for their claim to be handled through Service+. Excess options Excesses are a simple way to reduce premiums. The excess amount is only applied once each year for each person you have included on the policy. They don t have to pay the full excess for every claim made. Get a healthy discount Excess level Scale D Scale C Scale B Scale A You can reduce your premium by taking up an excess option. For flexibility we offer different excess levels. 4
5 How excesses work We ll apply the excess to the first claim. If the excess is not fully paid, usually because the claim is less than the excess, then the rest of the excess amount will be carried over to subsequent claims, until it s paid in full. The excess starts again on the renewal date each year. If an employee is continuing treatment when you renew the policy, the excess will apply twice. The same out-patient limits apply whether you have an excess or not. Excesses don t apply to any cash benefits such as NHS cash benefit or New child payment. The example below shows how excesses may work in a single claiming year and across claiming years with a 200 excess. Preferential Year 1 March June Group joins Simplyhealth with 200 excess Member joins December Member receives physiotherapy, cost 90 Full excess 200 Member pays 90 We pay 0 February Member has consultation with a specialist, cost 150 Year 2 March excess 110 Member pays 110 Member has diagnostic tests, cost 500 excess 0 Member pays 0 Group renewal date with 200 excess Member receives surgery, cost 8,000 We pay 40 We pay 500 excess 110 excess 0 Full excess 200 Member pays 200 We pay 7,800 excess 0 5
6 What our customers say Dear Simplyhealth, In May last year, after feeling unwell for over a year, my GP and several senior consultants at the local hospital were unable to find anything wrong despite me having extensive blood tests and x-rays. In the end I used the Simplyhealth policy to see a specialist consultant at the local Spire Healthcare hospital. In short, and after CT Scans, further blood tests and a biopsy at Papworth Hospital I was diagnosed with Non Hodgkin s Lymphoma. This clearly was a major shock to both myself and my family and frankly was the worst period of my life so far. I was furious with the previous medical professionals for not spotting the disease earlier but at the same time trying to engage and remain positive as the pace of the Simplyhealth approach kicked in. At this stage I make the point that my wife and I have had alternatives to the NHS scheme for most of our working lives be it through company group schemes, our own private medical insurance or in my case military medical services. So we have a broad understanding of what is on the market and the different approaches each has. It is also unusual for me to write this style of letter. But, it is rare to find a company these days that suggests it offers a different and genuinely customer focused approach that is unique but which is any more than marketing hype. In the case of Simplyhealth my assessment is that the company has been outstanding through this personal drama and the unique approach is clearly defined. The approach that Simplyhealth took was to appoint a personal Clinical Care Manager who in my case was Michael Robinson. Michael promptly contacted my wife and I directly and we agreed that he would manage administration directly with my wife in order to take the pressure off me. He then contacted my Hematologist and the practice at the Nuffield Hospital in Cambridge and developed a long term treatment plan with them so that approval and payment for the wide spectrum of tests, scans and chemotherapy could proceed without us having to intervene. This enabled my wife and I to focus on the pressures/family issues that cancer inevitably throws up. Both my Clinical Care Manager and Simplyhealth have been brilliant. Michael has delicately and informally kept in touch throughout the process; the odd telephone call here, the odd there - which was just what I needed. When problems developed and I needed an early MRI scan this was cleared for me over the phone as I drove to the hospital...a superb performance by Michael and as I mention above a company culture that is very different from any similar I have encountered. Even my Hematologist has commented that of all the Private Insurers he works with that Simplyhealth are both the most efficient administratively and best informed clinically. The good news is that I am now in a complete remission and it would not be too dramatic to say that the simplicity, pace and culture of Simplyhealth and Michael in particular has been a major contributor to this more positive position. Many thanks. Yours sincerely, Simplyhealth customer This is a genuine letter received by Simplyhealth. The customer s name has been removed to safeguard their identity. 6
7 About Simplyhealth Experts in healthcare At Simplyhealth we ve been helping people access affordable healthcare for 140 years. We only focus on healthcare, so you can rely on us for our specialist knowledge. We help nearly four million people with their health and 11,000 companies choose us as their healthcare provider including the John Lewis Partnership, British Airways, Royal Mail and Tesco. We re committed to delivering exceptional personal customer service, and go out of our way to do the right thing, not the easy thing. All of our customer care advisors are based in the UK and we always try to avoid automated telephone systems. We ve won many awards for our health plans and customer service. Most recently we were named Best Health Insurance Provider at the Consumer Moneyfacts Awards We follow mutual values and care about our communities. Last year we donated over 1 million to local causes and national charities. What We can be bothered means to you Our vision is to inspire people towards better health. Here s how we show our clients that we can be bothered. Partnership philosophy We specialise in healthcare, which gives us a unique perspective so we can work with you to offer a solution that s tailored to your needs and budget. We won t push one particular plan but instead take the time to understand what s right for your business so you can make an informed choice. Better health Inspiring people towards better health is at the heart of our business. Our plans can offer support with issues in the workplace such as stress, back pain and absence management. We ll even come in to explain how our plans work to your employees, so they can make the most of them. Personal service The Institute of Customer Service recognises that our customer services team is world class, and we have achieved its sought after ServiceMark accreditation. We try to avoid automated telephone systems, so when your employees call during opening hours they ll speak to a person in one of our UK call centres. For complex private medical insurance claims your employees will have a dedicated nurse to help them through diagnosis and treatment. We can also arrange all of their appointments for them. ServiceMark accredited 7
8 We re here to help your employees and your business For more information about Simplyhealth, please visit: Call Follow us on Find us on LinkedIn: Watch our videos on YouTube: Private health insurance Health cash plans Dental plans Self funded health plans corp Simplyhealth is a trading name of Simplyhealth Access, registered and incorporated in England and Wales, No Registered office: Hambleden House, Waterloo Court, Andover, Hampshire, SP10 1LQ. Authorised and regulated by the Financial Services Authority. Your calls may be recorded and monitored for training and quality assurance purposes. SA-COC
Simply Healthworks puts private medical insurance within your company s reach
Simply Healthworks puts private medical insurance within your company s reach HEALTH INSURANCE Simply Healthworks - making private medical insurance more accessible Simply Healthworks has been created
More informationAssociates Private Medical Trust Guide
Associates Private Medical Trust Guide Effective from 1 April 2012 Welcome to the Honda Associates Private Medical Trust This guide provides an overview of the benefits available to you under your Private
More informationMEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT. SELECT Staff Scheme. Effective from 1 September 2014. bupa.co.uk
MEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT SELECT Staff Scheme Effective from 1 September 2014 bupa.co.uk Keep this booklet somewhere handy in it, you ll find a summary about the things you re covered
More informationYOUR LIFE YOUR HEALTH YOUR BENEFIT. Welplan Health Care Scheme MEMBER SUMMARY. Effective from 1 April 2015. bupa.co.uk
MEMBER SUMMARY YOUR LIFE YOUR HEALTH YOUR BENEFIT Welplan Health Care Scheme Effective from 1 April 2015 bupa.co.uk This is page 1 of 8 which should be read together in full. These pages are for the summary
More informationBupa By You. Summary
Bupa By You Summary Find the cover that s right for you There s a lot to take in when purchasing health insurance that s why we ve created this easy to use guide which summarises the cover that s available
More informationHealthcare Proposition Overview
Healthcare Proposition Overview Leading innovations in the benefits market ECIS has a wealth of experience in the employee benefits arena and provides benefits solutions to employers operating across a
More informationBUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH
BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH BENEFITS AT A GLANCE WITHIN THIS DOCUMENT YOU WILL FIND THE BENEFITS AND COVER OPTIONS YOU COULD HAVE WITH A BUSINESS
More informationBupaCare. Policy summary
BupaCare Policy summary Effective from 1 January 2016 This policy summary contains key information about BupaCare. You should read this carefully and keep it in a safe place afterwards. Please note that
More informationBUPACARE POLICY SUMMARY. Effective from 1 January 2015. bupa.co.uk
BUPACARE POLICY SUMMARY Effective from 1 January 2015 bupa.co.uk 2 This policy summary contains key information about BupaCare. You should read this carefully and keep it in a safe place afterwards. Please
More informationGuide to Private Medical Insurance
Guide to Private Medical Insurance Contents About the Exeter 4 Why private medical insurance? 5 Product highlights 6 Cover and benefits 10 Getting the right premium 15 How to apply 16 Claims overview 21
More informationPriority Health. Priority Health and Priority Health 6 Summary. October 2014. Page 3
Priority Health Priority Health and Priority Health 6 Summary October 2014 Page 3 Contents About this summary 3 What is Priority Health? 4 1 Your Core health insurance 5 2 Choose your Add-ons 6 3 Find
More informationLOCALCARE GROUP SCHEME POLICY SUMMARY FOR MEMBERS OF THE PHILIP WILLIAMS BUPA HEALTHCARE SCHEME. Effective from 1 December 2014. bupa.co.
LOCALCARE GROUP SCHEME POLICY SUMMARY FOR MEMBERS OF THE PHILIP WILLIAMS BUPA HEALTHCARE SCHEME Effective from 1 December 2014 bupa.co.uk This policy summary contains key information about Bupa LocalCare
More informationAre you buying private medical insurance? Take a look at this guide before you decide 2008
Are you buying private medical insurance? Take a look at this guide before you decide 2008 2 Private medical insurance Private medical insurance 3 Contents 1. About this guide 4 2. What is private medical
More informationPersonal Healthcare benefits at a glance
Personal Healthcare benefits at a glance The below table shows the benefits and cover options you can get with a Personal Healthcare plan from PruHealth. All plans start with Core Cover, which has a variety
More informationA quick start guide to your Simply Cash Plan
A quick start guide to your Simply Cash Plan Contents: Getting to know your Simply Cash Plan Your benefits How to make a claim Receipt requirements Paying your claim Glossary and key terms explained Getting
More informationA guide to Health Select/Health Select 6
Private healthcare insurance A guide to Health Select/Health Select 6 Put your health first with private healthcare insurance from AXA PPP healthcare healthcare Nothing is more important than your health
More informationBusiness Healthcare benefits at a glance
Business Healthcare benefits at a glance The below table shows the benefits and cover options you can get with a Business Healthcare plan from PruHealth. All plans start with Core Cover, which has a variety
More informationThe business case for private health cover Aviva s guide to protecting your company and your employees
The business case for private health cover Aviva s guide to protecting your company and your employees We are one of the UK s leading providers of health and protection solutions, and experts in providing
More informationWorking harder to make your business better. Employee health cover from just. 33p. per day
Working harder to make your business better. Employee health cover from just 33p per day Good news for Chamber members. Health cover at a price that really works for your business. Hello. And a warm welcome
More informationBupa Eduhealth Essentials Healthcare Scheme Bupa private medical cover for the teaching profession and education sector
Bupa Eduhealth Essentials Healthcare Scheme Bupa private medical cover for the teaching profession and education sector Bupa Eduhealth Essentials Healthcare Scheme We re here to help you stay healthy
More informationFactsheet. Helping your business manage sickness absence
Factsheet Helping your business manage sickness absence Key facts The average cost of employee absence is 673 per employee, per year. The average cost per employee in the public sector is 800, substantially
More informationAre you buying private medical insurance? Take a look at this guide before you decide 2008
Are you buying private medical insurance? Take a look at this guide before you decide 2008 2 Private medical insurance Private medical insurance 3 Contents 1 About this guide 4 2 What is private medical
More informationTesco Private Healthcare Plan. Effective from 1 March 2016. Administered by Bupa. bupa.co.uk
Tesco Private Healthcare Plan Effective from 1 March 2016 Administered by Bupa bupa.co.uk This is page 1 of 10 which should be read together in full. These pages are for the Tesco Private Healthcare Plan
More informationSARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison
SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison Page 1 Page 3 Page 5 Listed Benefits Part 1 Listed Benefits Part 1 Listed Benefits Part 1 The comparison sheet issued with your renewal papers
More informationQuality medical benefits for companies with 3 29 employees
APRIL UK PRIVATE MEDICAL INSURANCE PLAN FOR SMEs Quality medical benefits for companies with 3 29 employees www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST
More informationWorking harder to make your business better. Employee health cover from just. 36p. per day
Working harder to make your business better. Employee health cover from just 36p per day Good news for Chamber members. Health cover at a price that really works for your business. Hello. And a warm welcome
More informationchoices Private Medical Insurance designed for today's world Arranged by UK
choices Private Medical Insurance designed for today's world Arranged by UK Quick access to private hospitals... If you were diagnosed with an illness, wouldn't you want quick access to diagnostic tests
More informationI can rely on BUPA International to be there when I need them most. Lifeline
I can rely on BUPA International to be there when I need them most Lifeline t h e w o r l d h e a l t h s e r v i c e Trust BUPA International to look after you. If you have any questions about how we
More informationIndividual medical insurance. Policy summary Health Cover Range
Individual medical insurance Policy summary Health Cover Range What you need to know April 2010 Health Cover Range This policy summary provides a brief description of this private medical insurance from
More informationXerox Custom Healthcare Solution
Xerox Custom Healthcare Solution Xerox HR Services has undertaken a comprehensive review of the employee benefits market, assessing all of the major providers, in order to develop our Xerox Custom Healthcare
More informationBUPA SELECT KEY POLICY SUMMARY. Effective from 1 January 2014. bupa.co.uk BUPA. HELPING YOU FIND HEALTHY
BUPA SELECT KEY POLICY SUMMARY Effective from 1 January 2014 bupa.co.uk BUPA. HELPING YOU FIND HEALTHY Welcome to Bupa Select Key (the scheme). This policy summary contains key information about the scheme.
More informationFlexible medical benefits designed for today's world
APRIL UK PRIVATE MEDICAL INSURANCE PLAN Flexible medical benefits designed for today's world www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST YOUR HEALTH WITH
More informationPrivate Medical Insurance. Flexible medical benefits designed for today's world. Changing the image of insurance.
Private Medical Insurance Flexible medical benefits designed for today's world UK Changing the image of insurance. Quick access to private hospitals... If you were diagnosed with an illness, wouldn't you
More informationHealth cover that works harder for your business and your people. 0345 602 1629 westfieldhealth.com
Health cover that works harder for your business and your people. 0345 602 1629 westfieldhealth.com Hello. A very warm welcome to Westfield Health. We believe that prevention and early intervention is
More informationBupa Schools Scheme Looking after what s most important
Provided by Bupa Schls Scheme Lking after what s most important bupa.co.uk/schlscheme The subscription rate is 67.50 per child each term and applies for membership year 1 September 2015 to 31 August 2016.
More informationmaking a healthy difference
making a healthy difference HEALTHY STAFF FOR A HEALTHY BUSINESS Westfield Health is a not for profit organisation with over 90 years experience in the health insurance sector. Because we specialise in
More informationTailored For Business!
Tailored For Business Contents This brochure features a small selection of the products we have to offer. If any of the products featured don t exactly match your requirements we have access to products
More informationAre You Buying Private Medical Insurance? Take a look at this guide before you decide
Are You Buying Private Medical Insurance? Take a look at this guide before you decide 2012 ARE YOU BUYING PRIVATE MEDICAL INSURANCE? 3 Contents 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. About this guide 4 Understanding
More informationInternational Private Medical Insurance
A Guide to Private Medical Insurance A Guide to International Private Medical Insurance Protecting you and your family 02 A Guide to Private Medical Insurance Private medical insurance provides immediate
More informationSaga Health Insurance
Saga Health Insurance The easy way to choose cover for you Why health insurance is the right choice 2 Why choose Saga? 3 Key benefits of Saga HealthPlans 4-5 Choosing from our range of health plans 6 Saga
More informationHow To Get The Elite Health Insurance Plan
Global Health Elite The Gold Standard in International Private Medical Insurance William Russell is the leading independent provider of international health insurance When you re a customer with William
More informationPlans for Children. Helping your child smile with confidence. Speak to your dentist today
Plans for Children Helping your child smile with confidence Speak to your dentist today Plans for Children Helping to stop problems before they start Plans for Children allows your dentist to provide the
More informationGlobal Health Essential. Regional Cover for the Costs of Healthcare Overseas
Global Health Essential Regional Cover for the Costs of Healthcare Overseas Cover for your essential medical costs abroad The Essential plans are designed for expatriates and international citizens who
More informationBupa Select. Policy summary
Bupa Select Policy summary Effective from 1 January 2012 Welcome to Bupa Select (the scheme). This policy summary contains key infmation about the scheme. You should read this carefully and keep it in
More informationSaga HealthPlans. Policy Summary
Saga HealthPlans Policy Summary Super and Super 4 Week Wait Secure and Secure 4 Week Wait Saver Plus and Saver Plus 4 Week Wait Saver and Saver 4 Week Wait Support and Support 4 Week Wait Policy Summary
More informationInternational Private Medical Insurance
A Guide to Private Medical Insurance A Guide to International Private Medical Insurance Protecting your biggest asset your employees 02 Citrus Healthcare Consulting Limited www.citrushealthcare.co.uk Private
More informationworldwide health insurance: perfectly formed
worldwide health insurance: perfectly formed 2 CONTENTS Welcome 03 Handpick your Healthcare Plan 04 The Finishing Touches 05 Benefits Table 06 Underwriting 09 International Flexibility 11 The Corporate
More informationGuideWell. Making PMI more sustainable and affordable for larger companies.
GuideWell Making PMI more sustainable and affordable for larger companies. GuideWell We ve created GuideWell, a private medical insurance policy that puts the needs of your business and your employees
More informationBUPA SELECT YOUR BUPA MEMBERSHIP GUIDE. Essential information explaining your Bupa cover. Please retain. bupa.co.uk
BUPA SELECT YOUR BUPA MEMBERSHIP GUIDE Essential information explaining your Bupa cover Please retain bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa Select membership guide. At Bupa, we know that insurance
More informationwpa.org.uk Flexible Health Health Insurance Policy Summary
wpa.org.uk Flexible Health Health Insurance Policy Summary Effective from 9 January 2012 Flexible Health is for busy people like you. Take a moment to consider your healthcare. It makes sense to do all
More informationLife and protection insurance explained
protection? Life and protection explained A guide to personal and family protection This guide explains the types of life and protection available and how they can offer you valuable peace of mind. If
More informationHealth Insurance Effective from 1 st March 2015
Health Insurance Effective from 1 st March 2015 Everything has gone splendidly, joining was easy and all the documentation arrived swiftly, it couldn t have been easier, we re very pleased. Mr A Brown
More informationfrequently asked questions
Healthcare benefits: frequently asked questions About healthcare benefits What is private medical insurance? Private medical insurance (PMI) is a scheme designed to meet the cost of private medical treatment
More informationDo I really need critical illness cover? A guide to protect against the financial impact of a critical illness
Do I really need critical illness cover? A guide to protect against the financial impact of a critical illness What's inside 2 Cancer survival rates 5 Survival rates are improving 6 Coping with a critical
More informationDenplan Broker Support
Denplan Broker Support Helping you achieve your goals. That s the world of Denplan for you. Giving you the advantage Your clients and their employees deserve the best possible value on offer. We ll work
More informationMy Health Cash Plan for Groups. Group Member Handbook
My Health Cash Plan for Groups Group Member Handbook My Health Cash Plan for Groups My Health Cash Plan for Groups is a product designed to help you with your everyday healthcare needs. Your company has
More informationPolicy Summary - Sports Health Insurance
Policy Summary - Sports Health Insurance Some important facts about our Sports policies are summarised over the next few pages. This summary of benefits does not describe the full terms, conditions and
More informationYOUR LIFELINE GUIDE TO A HEALTHIER FUTURE
Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services: +44 (0)
More informationForces Pension Society scheme
Forces Pension Society scheme The Health Insurance Group Offering you a private medical insurance plan from AXA PPP healthcare with flexible options to suit your needs. January 2013 The Health Insurance
More informationIf you have any questions, please get in touch with us. You can call us between 8am and 6pm GMT, Monday to Friday on:
Oil and Gas Plan From 1 November 2009 Get in touch To join Bupa International s Oil and Gas plan all you need is three or more employees who work overseas on oil rigs in the oil and gas industry. For further
More information11/05/2016. Developing and Pricing an Innovative Long Term Medical Insurance Product
Developing and Pricing an Innovative Long Term Medical Insurance Product Peter Gatenby of Peter Gatenby Consulting and Amanda Brown of National Deposit Friendly Society 11 May 2016 Today s presentation
More informationLifeline Worldwide Medical insurance
Lifeline Worldwide Medical insurance We care, wherever you are Whether you re at home or living or working abroad, the last thing you want to worry about is your health. You need the peace of mind that
More informationHEALTH & WELLBEING SCHEME A SERVICE FOR PERSONAL INCOME PROTECTION PLAN HOLDERS
HEALTH & WELLBEING SCHEME A SERVICE FOR PERSONAL INCOME PROTECTION PLAN HOLDERS 02 Health & Wellbeing Scheme Protecting your health and wellbeing Looking after your health is one of the most important
More informationPlatinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans
Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans Benefit description Maximum benefit Area of Cover ) Within stated benefit limits - 6 week wait rule applies
More informationSaga Health Insurance
Saga Health Insurance The easy way to choose cover for you HealthPlan Super HealthPlan Secure HealthPlan Saver Plus HealthPlan Saver HealthPlan Support Contents Why health insurance is the right choice
More informationWhat is the role of a Champion?
What is the role of a Champion? I am a member of a team, and I rely on the team, I defer to it and sacrifice for it, because the team, not the individual, is the ultimate champion. Mia Hamm We see the
More informationWelcome to Simplyhealth
Welcome to Simplyhealth We wish you the very best of health and by choosing a cash plan from Simplyhealth it s clear that your employer does too. This booklet sets out the benefits available to you and
More informationBUPA BY YOU YOUR MEMBERSHIP GUIDE
BUPA BY YOU YOUR MEMBERSHIP GUIDE bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa By You guide. We know that insurance can be hard to follow. That s why we ve made this guide as simple as possible. You
More informationPG Mutual Medical Care Plan
It didn t take Jeff long to get back to everyday life following his operation. Thank goodness for PG Mutual s private medical insurance PG Mutual Medical Care Plan Why you need private medical cover The
More informationH3 Insurance Cover for your business
H3 Insurance Cover for your business Unique private casualty cover No NHS GP referral required Claims managed locally PART OF THE Private Health Insurance for your employees At H3 Insurance, our aim is
More informationA guide to prostate cancer clinical trials
1 A guide to prostate cancer clinical trials In this fact sheet: What is a clinical trial? Why are trials done? What are trials looking into at the moment? How are clinical trials done? Should I take part
More informationFlexible health insurance plans that work around you
Please note: these documents are for illustration purposes only, are updated from time to time and do not form part of any contract with us. To be sure that you are using the most upto-date and correct
More informationEverything has gone splendidly, joining was easy and all the documentation arrived swiftly, it couldn t have been easier, we re very pleased.
Health Insurance Everything has gone splendidly, joining was easy and all the documentation arrived swiftly, it couldn t have been easier, we re very pleased. Mr A Brown Contents The reassurance of private
More informationHealthcare. Your Employees Health & Wellbeing is our concern. Protecting people that matter. www.rossborough.co.uk
Healthcare Your Employees Health & Wellbeing is our concern Protecting people that matter www.rossborough.co.uk Who we are... Rossborough Healthcare International Limited is an independent insurance broker
More informationGeneral & Medical. Opt-in. private healthcare solutions
General & Medical Opt-in private healthcare solutions Contents Choose General & Medical Healthcare 3 Opt-in Schemes - a unique concept 4 A Range of Schemes - to suit everyone 4 Equs Range - essential affordable
More informationWe care, wherever you are
Lifeline Plan We care, wherever you are Whether you re at home or living or working abroad, the last thing you want to worry about is your health. You need the peace of mind that comes from knowing that
More informationElite Health Plans. The Gold Standard in International Private Medical Insurance
Elite Health Plans The Gold Standard in International Private Medical Insurance William Russell is the leading independent provider of international health insurance When you re a customer with William
More informationmaking a healthy difference COUNSELLING, LEGAL, HEALTH AND WELLBEING INFORMATION
making a healthy difference COUNSELLING, LEGAL, HEALTH AND WELLBEING INFORMATION ACCESS COUNSELLING AND INFORMATION WITH EASE Now it s easy for you to access professional advice and counselling on a whole
More informationHow To Get Health Insurance With International Korea Insurance
Revolutionising Private Medical Healthcare Private medical healthcare around the world, around the clock Welcome to International We are a specialist provider of private medical and related personal insurances.
More informationA bother free guide to Preferential Private Health Cover. Your Personal Policy Document
A bother free guide to Preferential Private Health Cover Your Personal Policy Document Effective from 1 November 2010 We believe that your health is the most important thing of all and we want to help
More informationHow do I find the best place to get treatment for my lymphoma?
Produced November 2010 Next revision due November 2012 How do I find the best place to get treatment for my lymphoma? Introduction Fortunately this is not a question that patients with cancers of the blood
More informationDEDICATED CLAIMS TEAM
PRIVATE CLIENTS Perkins Slade is one of the UK s largest independent insurance brokers with more than 40 years experience in providing bespoke and highly confidential insurance solutions designed for discerning
More informationHow To Get Health Insurance From International Insurance Company
Revolutionising Corporate Medical Healthcare Corporate medical healthcare around the world, around the clock Welcome to International We are a specialist provider of worldwide private medical and related
More informationBupa Dental Plan Scheme Policy Summary
Bupa Dental Plan Scheme Policy Summary Effective from 1 April 2010 This policy summary contains key information about the Bupa Dental Plan scheme. You should read this carefully and keep it in a safe place
More informationSales Brochure International healthcare built for your world. Global Health Options
Global Health Options Sales Brochure International healthcare built for your world Global Health Options 2 www.cignaglobal.com you are one of a kind so are we CONTENTS Why choose a Cigna Global plan? 4
More informationUniversities & Colleges Personal Healthcare Scheme
Universities & Colleges Personal Healthcare Scheme Working with to offer employees of niversities Colleges access to private healthcare cover Private medical insurance for you and your family The University
More informationGeneral & Medical. Opt-in. private healthcare solutions
General & Medical Opt-in private healthcare solutions Contents Choose General & Medical Healthcare 3 Opt-in Schemes - a unique concept 4 A Range of Schemes - to suit everyone 4 Equs Range - essential affordable
More informationKEEPING YOUR BUSINESS ON COURSE. Helping you protect your business. Protection Business Menu
KEEPING YOUR BUSINESS ON COURSE Helping you protect your business Protection Business Menu WHAT S INSIDE As a business owner you know what you need to make your business a success. Suitable premises, machinery
More informationWHEN YOU NEED IT MOST
A HELPING HAND WHEN YOU NEED IT MOST A Guide to Your One to One Personal Support Helping Hand: One to One Personal Support Introducing ROYAL LONDON Ever since we started as a Friendly Society over 150
More informationWesleyan provides help when you need it most
Wesleyan provides help when you need it most 02 Personal Income Protection Plan Relax, You re covered At Wesleyan, we ve been providing specialist financial advice and solutions to professionals for over
More informationPersonal. The International. Health Plan. International. Health Plan. Medical Insurance that s recognised the world over
Personal The International Health Plan International Health Plan Medical Insurance that s recognised the world over Why AXA PPP International? AXA PPP International is a globally recognised provider of
More informationHealthcare Revealed A consumer guide to buying private medical insurance
Healthcare Revealed A consumer guide to buying private medical insurance Welcome to Healthcare Revealed, our guide to helping you understand private medical insurance. In the last few years, the number
More informationWhat is it? Why do I need it? Key features. Main benefits. REAL Support. Peace of mind cancer care:
Protection personal Real Health What is it? REAL Health provides you and your family with high levels of insurance to cover the rising costs of surgical and medical treatments available privately in New
More informationEuropean Health Cover
European Health Cover Connecting you to medical expertise wherever you are. European Health Cover European Health Cover Peace of mind We ll help connect you to the right medical expertise, wherever you
More informationGeneral services: +44 (0) 1273 323 563 Medical related enquiries: +44 (0) 1273 333 911 Your calls will be recorded and may be monitored.
General services: +44 (0) 1273 323 563 Medical related enquiries: +44 (0) 1273 333 911 Your calls will be recorded and may be monitored. Bupa International Victory House, Trafalgar Place, Brighton. BN1
More informationGLOSSARY OF MAIN MEDICAL TERMS
GLOSSARY OF MAIN MEDICAL TERMS Accidental Injury An injury caused as a direct result of something accidental, outside the body, violent and visible. Accidential injury does not include sickness disease
More informationWhy do I need protection?
Why do I need protection? What s inside 3 Life cover 4 Critical illness cover 7 Income protection 8 Who else would you rely on? 10 It might cost less than you think 12 A word from your adviser... Introduction
More informationLive life well. Your policy summary and terms and conditions of your health insurance. www.pruhealth.co.uk
Your policy summary and terms and conditions of your health insurance www.pruhealth.co.uk Contents Your policy summary 3 Terms and conditions of your health insurance 7 Your policy summary This document
More informationHealth nsurance. Administered by
Administered by Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services:
More information