COOPERATIVE LIBRARY AGREEMENT. Laredo Community College Texas A&M International University

Size: px
Start display at page:

Download "COOPERATIVE LIBRARY AGREEMENT. Laredo Community College Texas A&M International University"

Transcription

1 COOPERATIVE LIBRARY AGREEMENT Laredo Community College Texas A&M International University Laredo Community College and Texas A&M International University, adopting a common goal to promote and facilitate access to information, communication, and research available in their respective libraries, will extend free reciprocal borrowing privileges to each other's faculty, students, and staff, so they may have direct, personal access to library materials that are not available at the home institution. The covenants below are intended to accomplish this goal. Generally, this agreement for on-site use and direct circulation of materials will preclude interlibrary loan service between the college and the university. However, the library directors or their designees may make exceptions in special cases to fax material or arrange interlibrary loan of items. This agreement will become effective on the date of signature of the officials of the covenanting institutions. A preliminary point should be emphasized before the covenants of this agreement are set forth: This agreement should in no way be interpreted as conferring rights on any borrower. The agreement is for privileges that may be revoked at any time by the borrower's home library or withheld by the lending library. 1. SCOPE THE AGREEMENT A. The libraries to which this agreement applies are the libraries of Laredo Community College and Texas A&M International University. 2. B "The faculty, students and staff to which this agreement applies are the faculty, students and staff of Laredo Community College and Texas A&M International University. c. PRIVILEGES The tends faculty, student and staff refer to individuals identified and/or defined as such by their home institutions.. Any eligible faculty, students and staff of Laredo Community College and Texas A&M International University may use the collections of the counterpart institution, and upon proper identification (college or university ill card), borrow materials that they may take away with them. The circulation policy of the lending library, not the patron's home library, will be applied to these transactions including circulation periods, fine policies, replacement policies, and restrictions on the number of items to be checked out. Any individual with outstanding fines

2 A. E. 4. B. D. LccrrAMIU COOPERAllVE LIBRARY AGREEMENT--PAGE 2 or charges for damages or replacement of items at his/her home library or the lending library may be denied participation in this program. 3. RESPONSIBILITIES OF BORROWERS Present appropriate identification as required by this agreement. Items must be physically checked out in person by the ill cardholder at the lending library. B. Return items physically, directly to the lending library within the loan period prescribed by the lending library. I c. Observe the regulations of the lending library. Return materials immediately and directly to the lending library if recalled by the lending library. Pay fines or any other charges assessed by the lending library including charges incurred as the result of late return, damage or loss of materials. RESPONSIBILITIES OF LIBRARIES A. Each library will maintain at the circulation desk and distribute to patrons handouts detailing its major circulation policies which apply to transactions under this agreement. The handouts should outline privileges, but also note if there are any restrictions on the use of collections or types of materials or services. Each library will inform the other if any significant changes in circulation policy such as circulation periods or fine policies are being considered. c. The lending library will take available and appropriate actions to recover payment from delinquent borrowers. The lending library will collect overdue and lost item charges, according to its fme policies, on return of the overdue item(s) or notification of the loss of the item. The lending library will bar patrons with outstanding charges from circulating items at the lending library until the fine is paid. Each library will prepare a report at the end of each semester (by an agreed-upon date) of the charges owed it by the other library's patrons. After this report has been sent, the patrons' home libraries will be responsible for collecting outstanding charges. The patrons' home libraries will place holds on delinquent patrons until the fines are paid.

3 A. LCCffAMIU COOPERATIVE LIBRARY AGREEMENT--PAGE 3 E. Overdue monies will accrue to the library which collects the fine. Replacement charges referred to the home library and collected there will be remitted by the home library to the lending library. 5, LIAISON AND PROBLEM RESOLUTION Each library will appoint a liaison for this cooperative library program. Duties of the liaison include promoting the program locally, providing information on the program and insuring that the policy handouts are available, administering the program at the library, and resolving individual problems. Problems or iss1,les of a broader scope should be resolved between the library directors or their designees. 6. REVIEW AND ASSESSMENT The details of this agreement may be amended by agreement between the two institutions. At the end of three months from the effective date of the agreement, a joint committee from the two libraries will review the agreement to determine if any amendments are advisable. Thereafter the agreement will be reviewed at least once annually. B. It is understood that this agreement may be terminated at the end of anyone-year period (calculated September I-August 31) at the option of the participating libraries. Notice of intent to terminate participation must be made in writing to the library director of the other library not later than 60 days preceding the date of intended termination. ~~~~~ For Laredo Community College I-;E:'zZb ~~ ~il~~i --- Title L ~f..7 --_j&u~~1 D~ p. ~ -ia_?-_- - (\ wpdocs \eff ecti v\l ccagree. f96)

4 @ TEnTE' -0+ 1"OO~2@1'8'OO~.. Colnnlunity College West End Washington St.Laredo, Texas (210) 722-C521 Fram: Rodney Webb, Killam Library Director, Texas ~~&M International University Tom LaFleur, Library Director 71P'iJ April 21, 1999 Cooperative Library Agreement It was a pleasure speaking with you this morning concemin~1 the Cooperative Library Agreement between Laredo Community College and TI9xas A&M International University. Per our agreement, the contract is woricing fine, and we will continue to make book borrowing privileges between our libraries acc:essible to our students. faculty, BOO staff. Therefore, please c:onfirm this mutual agreement by acknowledging this memo. Thank you for your assistance and support. Sincerely 1 Tom LaFleur

5 To: TEXASA&MINTERNATIONALUNIVERSITY A Member of The Texas A&M Universily System Sue & Radcliffe Killam Library Tom LaFleur, Library Director, Laredo Community College From: Rodney M. Webb~ary Director, Texas A&M International University Subject: Date: Cooperative Library Agreement April 21, 1999 This is to acknowledge your memo dated April 21, 1999 and in reference to the cooperative library agreement in effect between our respective institutions. As stated in our previous telephone discussion on this topic, I believe that the agreement is mutually beneficial to the students and faculty of Laredo Community College and Texas A&M International University. I also believe the provisions of the agreement are still sound and useful in defining this cooperative service. Therefore I am glad to confirm that Texas A&M International University supports continuation of the agreement and appreciates the cooperation of our neighboring institution. Please let me know if I can be of further assistance related to the cooperative agreement University Boulevard, Laredo, Texas , (956) , Fax (956)

Iowa State University Library Lending Policy Rev. 8/12/2013

Iowa State University Library Lending Policy Rev. 8/12/2013 Iowa State University Library Lending Policy Rev. 8/12/2013 1. Borrowing Privileges at the Iowa State University Library Faculty, students, and staff of Iowa State University (ISU) use the standard University

More information

Claverack Free Library CIRCULATION POLICY

Claverack Free Library CIRCULATION POLICY Claverack Free Library CIRCULATION POLICY Approved: November 1991 Amended: February 1999 Amended: February 2013 Purpose: The circulation policies of the Claverack Free Library exist to facilitate community

More information

Library Loans Policy LIB-002

Library Loans Policy LIB-002 Library Loans Policy Policy Code: LIB-002 Version: 1.1 Effective Date: 28 January 2016 Purpose: To ensure equity of access to and availability of library resources to students and academic staff in fulfilling

More information

The College of The Bahamas

The College of The Bahamas The College of The Bahamas Established 1974 POLICY ON PROVISION OF INTERLIBRARY LOAN SERVICES TO STUDENTS, FACULTY AND STAFF AT THE COLLEGE OF THE BAHAMAS POLICY NUMBER 2008-03-POL TITLE OF THE POLICY:

More information

PURPOSE BORROWING POLICIES. Eligibility

PURPOSE BORROWING POLICIES. Eligibility PURPOSE The interlibrary loan service provides the Troy University System faculty, students, and staff with access to library materials not owned or available at the Troy University Library. Local residents

More information

(C) Cardholder's Responsibilities The following are the cardholder s responsibility:

(C) Cardholder's Responsibilities The following are the cardholder s responsibility: CIRCULATION (A) Library Cards Anyone who lives, works, or owns property in Anderson County, may sign up for a free library card at any branch or the Main Library. Picture ID is required, along with proof

More information

User Guide. 800# Interlibrary Loan and Reference Backup Service 1-800-261-2838

User Guide. 800# Interlibrary Loan and Reference Backup Service 1-800-261-2838 User Guide 800# Interlibrary Loan and Reference Backup Service 1-800-261-2838 1 USER GUIDE 800# Interlibrary Loan and Reference Backup Service Anchorage Public Library 3600 Denali Street Anchorage, Alaska

More information

Chapter 13 Problems and Exercises

Chapter 13 Problems and Exercises Chapter 13 Problems and Exercises Background Chapter 13 problems 1 through 7 are based on a University Library System case. The problem definition in Chapter 13 indicated that the University Library System

More information

Student Accounts and Installment Payment Plans

Student Accounts and Installment Payment Plans Student Accounts and Installment Payment Plans A. Payment Due Date: A student s account balance must be paid in full by the close of business on first day of classes for the semester, as noted on the academic

More information

Copyright Law of the United States Title 17, United States Code. International British Lending Library Canadian Library System

Copyright Law of the United States Title 17, United States Code. International British Lending Library Canadian Library System NORTHERN ILLINOIS UNIVERSITY LIBRARIES POLICY: Interlibrary Loan/Information Delivery Services Policy APPROVED BY: Management Team EFFECTIVE: REVISION DATES: 12/14, 04/16 PURPOSE The Information Delivery

More information

Rules for Administering the Library Systems Act

Rules for Administering the Library Systems Act Rules for Administering the Library Systems Act Texas Administrative Code (TAC) TITLE 13 - CULTURAL RESOURCES PART I. TEXAS STATE LIBRARY AND ARCHIVES COMMISSION CHAPTER 1. LIBRARY DEVELOPMENT LIBRARY

More information

WAGE WITHHOLDING FOR DEFAULTED STUDENT LOANS A HANDBOOK FOR EMPLOYERS

WAGE WITHHOLDING FOR DEFAULTED STUDENT LOANS A HANDBOOK FOR EMPLOYERS WAGE WITHHOLDING FOR DEFAULTED STUDENT LOANS A HANDBOOK FOR EMPLOYERS TABLE of CONTENTS A Letter to Employers.3 The Student Loan Program...4 Collection Authority...4 The Basic Steps Employers Follow for

More information

Terms of Use for the Public Libraries of the Land Berlin (BÖBB)*

Terms of Use for the Public Libraries of the Land Berlin (BÖBB)* Der Senat von Berlin Terms of Use for the Public Libraries of the Land Berlin (BÖBB)* as of 06. January 2009 1 General Issues (1) These Terms of Use are valid for all Public Libraries of the Land Berlin.

More information

INTER AMERICAN UNIVERSITY OF PUERTO RICO Central Office

INTER AMERICAN UNIVERSITY OF PUERTO RICO Central Office INTER AMERICAN UNIVERSITY OF PUERTO RICO Central Office Regulation Document A-CAI-003-97 POLICIES OF CENTERS FOR ACCESS TO INFORMATION OF INTER AMERICAN UNIVERSITY OF PUERTO RICO December 1997 INTER AMERICAN

More information

University of St Andrews. Failure to Pay Policy

University of St Andrews. Failure to Pay Policy University of St Andrews Failure to Pay Policy Contents Introduction... 2 Matriculation... 2 Payment of Tuition and Accommodation Fees... 2 Sponsors... 3 Payment Plans... 3 Instalment Plans by Credit/Debit

More information

Support to Reading Groups

Support to Reading Groups Support to Reading Groups Purpose: To set out the basis on which stock is supplied to Reading Groups and to outline other forms of support offered. Libraries & Information will support Reading Groups by

More information

A Handbook for High School Students Enrolled in Mineral Area College (MAC s) Arts & Science Dual Credit Program

A Handbook for High School Students Enrolled in Mineral Area College (MAC s) Arts & Science Dual Credit Program ARTS & SCIENCES DUAL CREDIT STUDENT GUIDE A Handbook for High School Students Enrolled in Mineral Area College (MAC s) Arts & Science Dual Credit Program Welcome to MAC Dual Credit Program, an opportunity

More information

Accounts Receivable and Inventory Financing

Accounts Receivable and Inventory Financing Accounts Receivable and Inventory Financing Glossary Accounts Payable - A current liability representing the amount owed by an individual or a business to a creditor for merchandise or services purchased

More information

Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage ("Security Instrument") is given on (date). The Mortgagor is (Name), of

Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage (Security Instrument) is given on (date). The Mortgagor is (Name), of Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage ("Security Instrument") is given on (date). The Mortgagor is (Name), of (street address, city, county, state, zip code), hereafter called

More information

Spring 2016. 23 Invoices for Spring will be available 15 Installment Plan 3 of 5 due by 5 p.m.

Spring 2016. 23 Invoices for Spring will be available 15 Installment Plan 3 of 5 due by 5 p.m. Spring 2016 Payment Deadlines Frequently Asked Questions Tuition and Fee Rates Payment Plans Refund Information December March 23 Invoices for Spring will be available 15 Installment Plan 3 of 5 due by

More information

The attached instructions are for employers who have employees that are subject to wage garnishment in connection with the Federal Student Loan

The attached instructions are for employers who have employees that are subject to wage garnishment in connection with the Federal Student Loan The attached instructions are for employers who have employees that are subject to wage garnishment in connection with the Federal Student Loan Program. 1 THE STUDENT LOAN PROGRAM PROGRAM OVERVIEW The

More information

REIMBURSEMENT MEMORANDUM OF AGREEMENT (STATE AND LOCAL GOVERNMENT ENTITY)

REIMBURSEMENT MEMORANDUM OF AGREEMENT (STATE AND LOCAL GOVERNMENT ENTITY) REIMBURSEMENT MEMORANDUM OF AGREEMENT (STATE AND LOCAL GOVERNMENT ENTITY) I. Parties This Memorandum of Agreement (MOA) and the attached USCIS SAVE Non-Federal Submission Form constitute the complete MOA

More information

LAS VEGAS PAIN INSTITUTE & MEDICAL CENTER, L.L.C.

LAS VEGAS PAIN INSTITUTE & MEDICAL CENTER, L.L.C. LAST NAME: FIRST NAME: DOB: / / AGE: MARITAL STATUS: SEX: M F SSN: - - HOME#: CELL#: WORK#: STREET ADDRESS: CITY: STATE: ZIP: EMPLOYER NAME & ADDRESS: SPOUSE S NAME: DOB: / / SSN: - - WORK#: EMPLOYER NAME

More information

Don t get discouraged if you are in default on your federal student loan.

Don t get discouraged if you are in default on your federal student loan. visited on Page 1 of 7 Menu Home» How to Repay Your Loans» Understanding Default» Getting out of Default Don t get discouraged if you are in default on your federal student loan. Options for getting out

More information

NEW YORK CHIROPRACTIC COLLEGE LIBRARY HANDBOOK AND POLICIES. The policies in this handbook are subject to change without notice.

NEW YORK CHIROPRACTIC COLLEGE LIBRARY HANDBOOK AND POLICIES. The policies in this handbook are subject to change without notice. NEW YORK CHIROPRACTIC COLLEGE LIBRARY HANDBOOK AND POLICIES The policies in this handbook are subject to change without notice. Library Mission Library Hours Contacts General Information Using the Library

More information

Staffing Analysis and Planning Clinic

Staffing Analysis and Planning Clinic Staffing Analysis and Planning Clinic Staffing Analysis and Planning Clinic Southern Ontario Library Service 111, rue Peter Street Suite/bureau 902 Toronto, ON M5V 2H1 416-961-1669 1-800-387-5765 416-961-5122

More information

MEMORANDUM OF UNDERSTANDING. between the. Federal Deposit Insurance Corporation. and the. Office of Foreign Assets Control

MEMORANDUM OF UNDERSTANDING. between the. Federal Deposit Insurance Corporation. and the. Office of Foreign Assets Control MEMORANDUM OF UNDERSTANDING between the Federal Deposit Insurance Corporation and the Office of Foreign Assets Control Article I: Background The Office of Foreign Assets Control ("OFAC"), a component of

More information

General Form of Factoring Agreement regarding the Assignment of Accounts Receivable

General Form of Factoring Agreement regarding the Assignment of Accounts Receivable General Form of Factoring Agreement regarding the Assignment of Accounts Receivable Agreement made on the (date), between (Name of Factor), a corporation organized and existing under the laws of the state

More information

Registered Nursing (Fast-Track) Service Cancelable Loan Program REGULATIONS. 2007-2008 Award Year

Registered Nursing (Fast-Track) Service Cancelable Loan Program REGULATIONS. 2007-2008 Award Year Registered Nursing (Fast-Track) Service Cancelable Loan Program REGULATIONS 2007-2008 Award Year July 1, 2007 Georgia Student Finance Commission 2082 East Exchange Place, Suite 200 Tucker, Georgia 30084

More information

Attendance Reporting Beginning in the fall of 2015, UJ will implement a new attendance reporting procedure.

Attendance Reporting Beginning in the fall of 2015, UJ will implement a new attendance reporting procedure. 1 Title IV Refunds This section is required: 668.22 CFR WITHDRAWAL PROCEDURE Official withdrawal occurs when a student submits an official Letter or Request to withdraw from studies to Vice-Dean for Student

More information

How To Access The Library At Florida Gulf Coast University

How To Access The Library At Florida Gulf Coast University LIBRARY SERVICES Florida Gulf Coast University Library Services Policy Manual Title: Access for High School Student Groups Policy: 2012-01 Approved: 5/4/12 Responsible Administrator: Dean, Library Services

More information

Chapter 55 Small Business Loans

Chapter 55 Small Business Loans Chapter 55 Small Business Loans 55.1. Purpose and Policy 55.2. Adoption, Amendment, Repeal 55.3. Definitions 55.4. The Tribe's Role in the Program 55.5. The Bank's Role in the Program 55.6. Eligibility

More information

By virtue of using of the ACPE Library facility and online services students agree to the terms of the Library Student Loans Policy.

By virtue of using of the ACPE Library facility and online services students agree to the terms of the Library Student Loans Policy. The Australian College of Physical Education Policy Document Library Student Loans & Resource Access Policy 1. Introduction The purpose of this policy is to outline the rules and guidelines for student

More information

CALIFORNIA ALTERNATIVE ENERGY AND ADVANCED TRANSPORTATION FINANCING AUTHORITY Meeting Date: February 18, 2014

CALIFORNIA ALTERNATIVE ENERGY AND ADVANCED TRANSPORTATION FINANCING AUTHORITY Meeting Date: February 18, 2014 CALIFORNIA ALTERNATIVE ENERGY AND ADVANCED TRANSPORTATION FINANCING AUTHORITY Meeting Date: February 18, 2014 Request to Consider and Approve Emergency Regulations for the Property Assessed Clean Energy

More information

U.S. Department of Education Employer s Garnishment Handbook Revised February 10, 2009

U.S. Department of Education Employer s Garnishment Handbook Revised February 10, 2009 U.S. Department of Education Employer s Garnishment Handbook Revised February 10, 2009 Table of Content Introduction Overview... 3 Legislative Authority... 4 Under This Authority:... 4 Sec. 34.19 Amounts

More information

University of Tulsa College of Law MEDICAL LEAVE OF ABSENCE POLICY

University of Tulsa College of Law MEDICAL LEAVE OF ABSENCE POLICY University of Tulsa College of Law MEDICAL LEAVE OF ABSENCE POLICY To accommodate law students who are facing catastrophic medical or psychological problems, the Center for Student Academic Support offers

More information

RESOLUTION TO BORROW AGAINST ANTICIPATED DELINQUENT 2013 REAL PROPERTY TAXES

RESOLUTION TO BORROW AGAINST ANTICIPATED DELINQUENT 2013 REAL PROPERTY TAXES RESOLUTION TO BORROW AGAINST ANTICIPATED DELINQUENT 2013 REAL PROPERTY TAXES At a regular meeting of the Board of Commissioners of the County of Washtenaw, State of Michigan, held at Ann Arbor, Michigan,

More information

Circulation Services

Circulation Services Bucks County Public Library CIR 1 Circulation Services LIBRARY CARDS RESIDENT AND NON-RESIDENT Policy Statement Bucks County public libraries issue library cards to facilitate, regulate, track and control

More information

ABERTAY UNIVERSITY DEBT MANAGEMENT POLICY: STUDENTS

ABERTAY UNIVERSITY DEBT MANAGEMENT POLICY: STUDENTS ABERTAY UNIVERSITY DEBT MANAGEMENT POLICY: STUDENTS 1. INTRODUCTION This document sets out the policy of the University in relation to student debt, together with the debt management procedures followed

More information

Administrative Wage Garnishment. Employer Handbook

Administrative Wage Garnishment. Employer Handbook Administrative Wage Garnishment Employer Handbook March 2011 Dear Employer, This page provides a brief summary of the Administrative Wage Garnishment (AWG) process utilized by Collection Technology, Inc.,

More information

11.0 Reference Services Policy

11.0 Reference Services Policy 11.0 Reference Services Policy 11.1 General Guidelines 11.2 Telephone Guidelines 11.3 Business Center Guidelines 11.4 Public Access/Internet Searches 11.5 Bibliographic Services 11.6 Internet Database

More information

Snead State Community College Library Policies and Procedures

Snead State Community College Library Policies and Procedures Snead State Community College Library Policies and Procedures Snead State Community College s Library Services are an integral part of the educational foundation of the school. Even though the library

More information

M E M O R A N D U M EUGENE WATER & ELECTRIC BOARD

M E M O R A N D U M EUGENE WATER & ELECTRIC BOARD M E M O R A N D U M EUGENE WATER & ELECTRIC BOARD TO: Commissioners Mital, Simpson, Helgeson, Manning and Brown FROM: Sue Fahey, Finance Manager; Susan Eicher, Accounting & Treasury Supervisor DATE: August

More information

Insurance Producer Agreement

Insurance Producer Agreement Insurance Producer Agreement THIS AGREEMENT ( Agreement ) is made and entered into on this day of. (the Effective Date ), by and between KPS Health Plans (hereinafter referred to as KPS ), a duly licensed

More information

ACCEPTABLE LIBRARY USE

ACCEPTABLE LIBRARY USE ACCEPTABLE LIBRARY USE Privacy Private information will not be released by library staff without the explicit consent of the patron of concern. The Library Resource Centre will comply with the appropriate

More information

BUSINESS AFFAIRS. (a) Withholds a student's diploma, transcript, or other instruments of degree confirmationverification,

BUSINESS AFFAIRS. (a) Withholds a student's diploma, transcript, or other instruments of degree confirmationverification, BUSINESS AFFAIRS 577-072-0005 Collecting Accounts and Notes Receivable (1) As directed by Oregon State Board of Higher Education Administrative Rule, OAR 580-041- 0010(1), the Office of Business Affairs

More information

Borrowing From the Library - A Guide to Borrowing Books

Borrowing From the Library - A Guide to Borrowing Books Library Induction How to make St. Mary s University College Library work for you. 1 Where we are We re at the Beechmount entrance to the college. Close to the canteen, above the General Administration

More information

Home Equity Line of Credit Loan Agreement and Promissory Note

Home Equity Line of Credit Loan Agreement and Promissory Note Home Equity Line of Credit Loan Agreement and Promissory Note This agreement sets forth the terms under which Pelican State Credit Union makes a home equity loan to you. By signing this agreement, you

More information

STATE PURCHASE OF RIGHT OF WAY

STATE PURCHASE OF RIGHT OF WAY STATE PURCHASE OF RIGHT OF WAY Right of Way Division TABLE OF CONTENTS Introduction... 1 Public Need for Private Property... 2 Why Your Property Is Needed... 2 Contact By the Department... 3 Compensation...

More information

SB 265-FN - AS AMENDED BY THE HOUSE. establishing the achieving a better life experience (ABLE) savings account program.

SB 265-FN - AS AMENDED BY THE HOUSE. establishing the achieving a better life experience (ABLE) savings account program. Apr h SB -FN - AS AMENDED BY THE HOUSE SESSION - 0/0 SENATE BILL SPONSORS: COMMITTEE: -FN Sen. Bradley, Dist ; Sen. Birdsell, Dist ; Sen. Lasky, Dist ; Sen. Little, Dist ; Sen. Stiles, Dist ; Sen. Watters,

More information

CNM Libraries Circulation Policy

CNM Libraries Circulation Policy 1 I. Introduction CNM Libraries Circulation Policy Central New Mexico Community College (CNM) Library collections and services support CNM curriculum, programs and community. This policy governs circulation

More information

0% Introductory APR for 6 billing cycles from the date of the first purchase performed within 6 months from the date of account opening.

0% Introductory APR for 6 billing cycles from the date of the first purchase performed within 6 months from the date of account opening. (for new SSFCU credit card applications) Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases APR for Balance Transfers After that, your APR will be 7.90% for balance transfers.

More information

HANDBOOK OF SUPERVISION AND EXAMINATION. Part I: Course-based Master's Degree

HANDBOOK OF SUPERVISION AND EXAMINATION. Part I: Course-based Master's Degree HANDBOOK OF SUPERVISION AND EXAMINATION Part I: Course-based Master's Degree Preamble This handbook contains the rules, guidelines and procedures of the Faculty of Graduate Studies that pertain to the

More information

Herkimer College. Library Handbook for Faculty. Circulation Desk: 315-866-0300 x8272

Herkimer College. Library Handbook for Faculty. Circulation Desk: 315-866-0300 x8272 Herkimer College Library Handbook for Faculty Circulation Desk: 315-866-0300 x8272 Reference Desk: 315-866-0300 x8394 Toll Free: 1-844-GO4-Herk (844-464-4375) ext. 8394 http://www.herkimer.edu/library

More information

6.49% to 14.49% based on your creditworthiness. 8.90% to 9.90% based on your creditworthiness.

6.49% to 14.49% based on your creditworthiness. 8.90% to 9.90% based on your creditworthiness. Interest Rates and Interest Charges Security Service Power MasterCard Annual Percentage Rate (APR) for Purchases 6.49% to 14.49% based on your creditworthiness. These APRs will vary with the market based

More information

761 CMR: MASSACHUSETTS HOME MORTGAGE FINANCE AGENCY 761 CMR 10.00: STATEMENT OF TERMS AND CONDITIONS

761 CMR: MASSACHUSETTS HOME MORTGAGE FINANCE AGENCY 761 CMR 10.00: STATEMENT OF TERMS AND CONDITIONS 761 CMR 10.00: STATEMENT OF TERMS AND CONDITIONS Section 10.01: Definitions 10.02: Commitment 10.03: Irrevocability of Commitment Application; Acceptance by MHMFA 10.04: Loan Participation Agreement; Loan

More information

WASHINGTON INSURANCE GUARANTY ASSOCIATION ACT

WASHINGTON INSURANCE GUARANTY ASSOCIATION ACT WASHINGTON INSURANCE GUARANTY ASSOCIATION ACT Section 48.32.010. Purpose 48.32.020. Scope 48.32.030. Definitions 48.32.040. Creation of the association-required accounts 48.32.050. Board of directors 48.32.060.

More information

FACTS AT A GLANCE. Recent Changes in Texas Home Equity Laws Give Homeowners More Choices. Prepared by Liz Morris

FACTS AT A GLANCE. Recent Changes in Texas Home Equity Laws Give Homeowners More Choices. Prepared by Liz Morris FACTS AT A GLANCE Recent Changes in Texas Home Equity Laws Give Homeowners More Choices Prepared by Liz Morris In September 2003, Texas voters approved two amendments to Section 50, Article XVI, of the

More information

Federation Annual Report FY 2014 July 2013 Through June 2014

Federation Annual Report FY 2014 July 2013 Through June 2014 Federation Annual Report FY 2014 July 2013 Through June 2014 SIGNATURES Federation Pathfinder Coordinator's Library Fairfield/Teton Public Library Coordinator Brett Allen Signature Date Chairperson - Board

More information

I. CRITERIA. c. Have been registered under a similar local rule with similar criteria in another jurisdiction; or

I. CRITERIA. c. Have been registered under a similar local rule with similar criteria in another jurisdiction; or RE: Paralegal Registration Procedure Dear Applicant: Thank you for requesting the Paralegal registration information from the Paralegal Registration Committee of the Spokane County Bar Association ("Committee").

More information

WESTMINSTER COLLEGE LIBRARY AND INFORMATION SERVICES (LIS) EQUIPMENT LOAN & CIRCULATION POLICIES (as of 6/9/15)

WESTMINSTER COLLEGE LIBRARY AND INFORMATION SERVICES (LIS) EQUIPMENT LOAN & CIRCULATION POLICIES (as of 6/9/15) WESTMINSTER COLLEGE LIBRARY AND INFORMATION SERVICES (LIS) EQUIPMENT LOAN & CIRCULATION POLICIES (as of 6/9/15) 1- REQUEST CATEGORIES & PRIORITIES 1-1. Requests Related to Academic Offerings. Library and

More information

BUSINESS PROCESS (SAS 112 Compliance)

BUSINESS PROCESS (SAS 112 Compliance) Functional Area: Accounts Payable Name of Process: Travel Cash Advance Processing Purpose of Process: The purpose of travel advances is to minimize the financial burden on employees while traveling on

More information

BYLAWS OF THE WORKERS' COMPENSATION SECTION OF THE STATE BAR OF TEXAS AS AMENDED THROUGH JANUARY 2010 ARTICLE I NAME AND PURPOSE

BYLAWS OF THE WORKERS' COMPENSATION SECTION OF THE STATE BAR OF TEXAS AS AMENDED THROUGH JANUARY 2010 ARTICLE I NAME AND PURPOSE BYLAWS OF THE WORKERS' COMPENSATION SECTION OF THE STATE BAR OF TEXAS AS AMENDED THROUGH JANUARY 2010 ARTICLE I NAME AND PURPOSE Section 1. Name. This Section shall be known as the Workers' Compensation

More information

AMENDED AND RESTATED BYLAWS OF. TENET HEALTHCARE CORPORATION a Nevada corporation. As Amended and Restated Effective January 7, 2011 ARTICLE I OFFICES

AMENDED AND RESTATED BYLAWS OF. TENET HEALTHCARE CORPORATION a Nevada corporation. As Amended and Restated Effective January 7, 2011 ARTICLE I OFFICES AMENDED AND RESTATED BYLAWS OF TENET HEALTHCARE CORPORATION a Nevada corporation As Amended and Restated Effective January 7, 2011 ARTICLE I OFFICES Section 1.1 Registered Office. The registered office

More information

Credit Card Agreement Visa Classic Credit Card

Credit Card Agreement Visa Classic Credit Card Credit Card Agreement Visa Classic Credit Card Part I Interest Rates and Interest Charges Visa Annual Percentage Rate (APR) for Purchases 17.99% Fixed APR for Balance Transfers 17.99% Fixed APR for Cash

More information

Application of the Agreement. Definitions

Application of the Agreement. Definitions AGREEMENT BETWEEN THE GOVERNMENT OF THE UNITED STATES OF AMERICA AND THE GOVERNMENT OF ANTIGUA AND BARBUDA REGARDING THE CONSOLIDATION AND RESCHEDULING OF CERTAIN DEBTS OWED TO, GUARANTEED BY, OR INSURED

More information

STUDENTS LOAN BUREAU TERMS AND CONDITIONS OF SLB LOANS

STUDENTS LOAN BUREAU TERMS AND CONDITIONS OF SLB LOANS STUDENTS LOAN BUREAU TERMS AND CONDITIONS OF SLB LOANS Please take the time to read each page carefully LOAN AGREEMENT SECTION A: STUDENT BORROWER SECTION THIS AGREEMENT is made on the day of BETWEEN THE

More information

DIVISION OF STUDENT AND STAFF SERVICES

DIVISION OF STUDENT AND STAFF SERVICES DIVISION OF STUDENT AND STAFF SERVICES STUDENT LOAN POLICY Authorised by: Executive Director, Student and Staff Services Date Authorised: 13/2/06 Effective Date: 13/2/06 Review Due Date: 13/2/08 TRIM File

More information

Rules Governing the. Forgivable Education Loans for Service Program

Rules Governing the. Forgivable Education Loans for Service Program Rules Governing the Forgivable Education Loans for Service Program A Program of the State of North Carolina Administered by the State Education Assistance Authority 10 T.W. Alexander Drive P. O. Box 13663

More information

Management, Budget & Accounting Department Accounting & Control Bureau Section 412.3

Management, Budget & Accounting Department Accounting & Control Bureau Section 412.3 412.3 SUBJECT: PROCUREMENT CARD :1 OBJECTIVE: To ensure that the purchasing of goods and services with a procurement card is accomplished in accordance with the City's ordinances and policies, establishing

More information

INTERLIBRARY LOAN PROCEDURES SCHOOL-TO-SCHOOL (ILL)

INTERLIBRARY LOAN PROCEDURES SCHOOL-TO-SCHOOL (ILL) INTERLIBRARY LOAN PROCEDURES SCHOOL-TO-SCHOOL (ILL) The Online CoSer 572 provides database development of new resources purchased by each component school library to produce an updated School Library System

More information

MasterCard Agreement

MasterCard Agreement The terms governing the use of this account are enclosed. These terms may be amended or supplemented by separate notices to you, including any notices you have previously received from us. The disclosures

More information

Cooperative Collection Management Survey

Cooperative Collection Management Survey Cooperative Collection Management Survey ARL Membership Meeting October 19, 2006 Chip Nilges Vice President, New Services OCLC Chip_nilges@oclc.org Survey Objectives Understand current practice Collection

More information

DCCCD BUSINESS PROCEDURES MANUAL FINANCIAL AID SECTION 8.2.0 - INSTITUTIONAL SHORT-TERM LOANS INSTITUTIONAL SHORT-TERM LOANS 8.2.0

DCCCD BUSINESS PROCEDURES MANUAL FINANCIAL AID SECTION 8.2.0 - INSTITUTIONAL SHORT-TERM LOANS INSTITUTIONAL SHORT-TERM LOANS 8.2.0 1 INSTITUTIONAL SHORT-TERM LOANS 8.2.0 GENERAL INFORMATION 8.2.1 A. The Financial Aid Office is responsible for approving or denying short-term student loans. The College Business Office is responsible

More information

RULES FOR ENFORCEMENT OF LAWYER CONDUCT (ELC)

RULES FOR ENFORCEMENT OF LAWYER CONDUCT (ELC) RULE.. TRUST ACCOUNTS AND THE LEGAL FOUNDATION OF 1 (a) Legal Foundation of Washington. The Legal Foundation of Washington (Legal Foundation) was established by Order of the Supreme Court of Washington

More information

A Practical Guide to Library Services For Patrons with Differing Abilities at The College of New Jersey 2013-2014

A Practical Guide to Library Services For Patrons with Differing Abilities at The College of New Jersey 2013-2014 A Practical Guide to Library Services For Patrons with Differing Abilities at The College of New Jersey 2013-2014 Table of Contents Introduction... 3 Eligibility...... 4 Remote access to services and resources...

More information

VISA CREDIT CARD REGULATIONS

VISA CREDIT CARD REGULATIONS 1. Agreement. These regulations govern the possession and use of credit cards ( card ) issued by The Bank of Tampa ( Issuer ). Each person who applies for a credit card and in whose name the card is issued

More information

Find yourself here FINANCIAL AID Y O U R G U I D E T O

Find yourself here FINANCIAL AID Y O U R G U I D E T O Find yourself here Application Eligibility Helpful Hints Rights & Responsibilities Verification Academic Progress Dependent/Independent Status Y O U R G U I D E T O FINANCIAL AID Bright Futures Federal

More information

Barry University Alumni Association Law School Chapter Constitution and Bylaws. Article Three Membership

Barry University Alumni Association Law School Chapter Constitution and Bylaws. Article Three Membership Barry University Alumni Association Law School Chapter Constitution and Bylaws Constitution Article One Name The name of the organization shall be: The Barry University Alumni Association Law School Chapter

More information

The Periodic Finance Charge on Credit Purchases is calculated as follows:

The Periodic Finance Charge on Credit Purchases is calculated as follows: In this Agreement the words you and your mean each and all of those who agree to be bound by this Agreement; Card means the VISA Credit Card and any duplicates, renewals, or substitutions that the Credit

More information

CHAPTER 42. PROGRAM APPROVAL PRELIMINARY PROVISIONS SPECIALIZED ASSOCIATE DEGREE PROGRAMS APPROVAL PROCEDURE

CHAPTER 42. PROGRAM APPROVAL PRELIMINARY PROVISIONS SPECIALIZED ASSOCIATE DEGREE PROGRAMS APPROVAL PROCEDURE Ch. 42 PROGRAM APPROVAL 22 CHAPTER 42. PROGRAM APPROVAL Sec. 42.1. Scope. 42.2. Exception. PRELIMINARY PROVISIONS SPECIALIZED ASSOCIATE DEGREE PROGRAMS APPROVAL PROCEDURE 42.11. Application. 42.12. Evaluation.

More information

LOAN PURCHASE AGREEMENT (VERSION 1.2013)

LOAN PURCHASE AGREEMENT (VERSION 1.2013) LOAN PURCHASE AGREEMENT (VERSION 1.2013) This Loan Purchase Agreement ( Agreement ) is entered into as of the date written below, by and between Community Banc Mortgage Corp. ("BancMac"), a duly organized

More information

CHAPTER 267. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey:

CHAPTER 267. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey: CHAPTER 267 AN ACT concerning third party administrators of health benefits plans and third party billing services and supplementing Title 17B of the New Jersey Statutes. BE IT ENACTED by the Senate and

More information

Return to Title IV Policy R2T4

Return to Title IV Policy R2T4 1 Return to Title IV Policy R2T4 The return of Title IV funds is administered by Student Financial Services at The Vocational Nursing Institute, Inc. This policy applies to students who withdraw (official,

More information

Secured Loan Agreement Consumer Credit Contract

Secured Loan Agreement Consumer Credit Contract Secured Loan Agreement Consumer Credit Contract This Loan Agreement is a deed that has been prepared by the creditor on the statement date shown in the Initial Disclosure Statement (the Effective Date).

More information

SALARY ADMINISTRATION APM - 670 Health Sciences Compensation Plan

SALARY ADMINISTRATION APM - 670 Health Sciences Compensation Plan July 2012 670-0 Policy The (HSCP) provides a policy framework within which Implementing Procedures will be developed by each health sciences school that participates in the Plan. School Implementing Procedures

More information

LOUISIANA STATE BAR ASSOCIATION PLAN OF LEGAL SPECIALIZATION

LOUISIANA STATE BAR ASSOCIATION PLAN OF LEGAL SPECIALIZATION LOUISIANA STATE BAR ASSOCIATION PLAN OF LEGAL SPECIALIZATION SECTION 1. PURPOSE AND OBJECTIVE 1.1 The objective of the Louisiana State Bar Association Plan of Legal Specialization ( Plan ) is to promote

More information

Payment of Interest on Overdue Invoices, Some Useful Tips

Payment of Interest on Overdue Invoices, Some Useful Tips FINANCE PROCEDURES 26-1 SECTION 26: FINANCE PROCEDURES TABE OF CONTENTS PAYMENT PROCEDURES 1. -Payment Authorization Page 26-3 2. -Payment for Orders Page 26-3 3. -Payment Limits Page 26-4 4. -Payment

More information

AFO 414 Accept payments

AFO 414 Accept payments AFO 414 Accept payments 414.1 Introduction AFO 414 is used to register cash receipts. In addition to sums received, the system can also register cancellation of amounts due. This function can be used for

More information

Colorado Culinary Academy 6380 S. Fiddler s Green Circle #108A Greenwood Village, CO 80111 (303) 220-6996

Colorado Culinary Academy 6380 S. Fiddler s Green Circle #108A Greenwood Village, CO 80111 (303) 220-6996 ENROLLMENT AGREEMENT 2014 (Effective beginning on or after the April 2014 term) Colorado Culinary Academy 6380 S. Fiddler s Green Circle #108A Greenwood Village, CO 80111 (303) 220-6996 Approved and Regulated

More information

Texas Student Loan Repayment Assistance Program

Texas Student Loan Repayment Assistance Program Texas Student Loan Repayment Assistance Program Administered by: Program Guidelines The Texas Student Loan Repayment Assistance Program (SLRAP) is currently funded by the State Bar of Texas and administered

More information

Insurance Market Solutions Group, LLC Sub-Producer Agreement

Insurance Market Solutions Group, LLC Sub-Producer Agreement Insurance Market Solutions Group, LLC Sub-Producer Agreement This Producer Agreement is made and entered into effective the day of, 20, by and between Insurance Market Solutions Group, LLC a Texas Company

More information

Chapter 30 Home Equity Conversion Mortgages. 47-30-103. Authorized lenders Designation Application.

Chapter 30 Home Equity Conversion Mortgages. 47-30-103. Authorized lenders Designation Application. Chapter 30 Home Equity Conversion Mortgages 47-30-101. Short title. 47-30-102. Definitions. 47-30-103. Authorized lenders Designation Application. 47-30-104. Compliance Noncomplying loans unenforceable

More information

This chapter shall be known and may be cited as the "Home Equity Conversion Mortgage Act."

This chapter shall be known and may be cited as the Home Equity Conversion Mortgage Act. Source: http://www.lexisnexis.com/hottopics/tncode/ 47-30-101. Short title. This chapter shall be known and may be cited as the "Home Equity Conversion Mortgage Act." HISTORY: Acts 1993, ch. 410, 2. 47-30-102.

More information

AMENDED BYLAWS OF THE BANKRUPTCY LAW SECTION OF THE STATE BAR OF TEXAS ARTICLE I NAME AND PURPOSE

AMENDED BYLAWS OF THE BANKRUPTCY LAW SECTION OF THE STATE BAR OF TEXAS ARTICLE I NAME AND PURPOSE AMENDED BYLAWS OF THE BANKRUPTCY LAW SECTION OF THE STATE BAR OF TEXAS ARTICLE I NAME AND PURPOSE Section 1. State Bar of Texas. Name. This Section shall be known as the Bankruptcy Law Section of the Section

More information

HOUSTON LAWYER REFERRAL SERVICE, INC. RULES OF MEMBERSHIP

HOUSTON LAWYER REFERRAL SERVICE, INC. RULES OF MEMBERSHIP HOUSTON LAWYER REFERRAL SERVICE, INC. RULES OF MEMBERSHIP The Houston Lawyer Referral Service, Inc. (HLRS) is a non-profit corporation sponsored by the Houston Bar Association, Houston Young Lawyers Association,

More information

POLICY STATEMENT AND REGULATIONS

POLICY STATEMENT AND REGULATIONS POLICY STATEMENT AND REGULATIONS Number 100.16 EXEMPT STAFF PERFORMANCE APPRAISAL POLICY POLICY: All exempt District staff shall have their performance reviewed 1) twice during any probationary period

More information

INVESTMENT MANAGEMENT AGREEMENT Client: Client and/or Spouse or Institutional Client

INVESTMENT MANAGEMENT AGREEMENT Client: Client and/or Spouse or Institutional Client This Agreement sets forth the contract terms between CARTER CAPITAL MANAGEMENT ( Advisor ), and Client and/or Spouse or Institutional Client In consideration of the mutual benefits to be derived from the

More information

NC General Statutes - Chapter 54B Article 12 1

NC General Statutes - Chapter 54B Article 12 1 Article 12. Mutual Deposit Guaranty Associations. 54B-236. Definitions. The term "institution" as used in this Article shall mean savings and loan associations organized or operated under the provisions

More information

ADMINISTRATIVE WAGE GARNISHMENT EMPLOYER HANDBOOK

ADMINISTRATIVE WAGE GARNISHMENT EMPLOYER HANDBOOK ADMINISTRATIVE WAGE GARNISHMENT EMPLOYER HANDBOOK This page provides a brief summary of the Administrative Wage Garnishment (AWG) process. The following pages provide details and instructions that will

More information