Find yourself here FINANCIAL AID Y O U R G U I D E T O

Size: px
Start display at page:

Download "Find yourself here FINANCIAL AID Y O U R G U I D E T O"

Transcription

1 Find yourself here Application Eligibility Helpful Hints Rights & Responsibilities Verification Academic Progress Dependent/Independent Status Y O U R G U I D E T O FINANCIAL AID Bright Futures Federal Aid Scholarships Student Loans Pell Grants Work Study

2 Read instructions carefully and complete information accurately. 2

3 Helpful Hints APPLY EARLY. Apply before stated deadlines. If you wait too long, available money may be depleted. Remember April 15 is our priority deadline, and it may take up to 3 4 weeks for the FAFSA to be processed. You can pick up a FAFSA worksheet in any PHCC Financial Aid Office. The FAFSA is available online at and can be submitted electronically. P asco-hernando Community College offers many financial aid resources to students who qualify. The Financial Aid Office is committed to making higher education as accessible as possible. More than 60 percent of PHCC students receive some form of financial aid each year. Read instructions carefully and complete information accurately. Completing the FAFSA/Renewal FAFSA incorrectly may delay processing your aid. Complete your tax return. Filling out your tax return first will make completing the FAFSA easier. Inaccurate information on the FAFSA may delay your receipt of federal student aid. Make photocopies of your application and IRS forms. You may be asked for copies of tax forms for verification. It can take up to six weeks to get copies from the IRS. Keep good records. Make a financial aid file of photocopies of your applications and financial aid correspondence. Make a record of the dates you mail forms and documents. Keep this guide and the FAFSA instruction booklet in your file. Financial aid is available in the form of grants, scholarships, loans and student employment. Most financial aid awards at PHCC are based on demonstrated financial need the difference between the cost of attending PHCC (tuition, fees, supplies, etc.) and the amount the student and family are able to contribute. Financial need is determined by completing the Free Application for Federal Student Aid (FAFSA). We encourage you to apply early and to contact one of our campus Financial Aid Offices if you need assistance or have any questions. Respond quickly to requests from the Financial Aid Office and the federal processor. Follow-up is important! Ask questions. If you have questions about the application process or need help completing the FAFSA, contact your campus Financial Aid Office or call the federal processor at Financial aid is available in the form of grants, scholarships, loans and student employment. Financial Aid Calendar January 2 Apply now for aid for the upcoming academic year. April 15 Priority awarding begins. PHCC must receive your FAFSA analysis from the federal processor by this date for you to be considered on time. 3

4 Am I Eligible for Financial Aid? If you are eligible for financial aid, you will receive an award letter or notification that explains the types and amounts of aid you have been awarded at PHCC. Your financial aid package may contain a combination of grants, scholarships, loans and work-study programs. HELPFUL TIP: Activate and retain your PHCC OneCard, issued by Higher One. Go to: phcconecard.com 4

5 Who Should Apply for Aid? Student Rights and Responsibilities Your rights: Be informed about applying for aid, the cost of attendance, the aid available, how financial need is determined, the criteria for awarding aid, how academic progress is determined, and what you must do to continue receiving aid. Be informed of the type/amount of your assistance, how much of your need has been met, and how and when you will be paid. Appeal Financial Aid Office decisions about your awards. View the contents in your financial aid file, in accordance with the Family Educational Rights and Privacy Act (FERPA). Your responsibilities: Complete applications correctly and on time. Read and understand all materials sent to you from the Financial Aid Office and other financial aid agencies; keep copies of all forms and materials that you mail. Know and comply with the rules governing the aid you receive. Provide all documentation and information requested by the Financial Aid Office. Comply with the provisions of any promissory note and all other agreements you sign. Register for the number of credit hours required for your aid disbursement. Maintain satisfactory academic progress based on financial aid criteria. Notify the Financial Aid Office of all resources not listed on your award letter. Use aid only for expenses related to attending PHCC. Get your refund and balance through the PHCC OneCard. The best way to know if you re eligible for aid is to apply for it. Many factors are considered when awarding aid. Everyone who needs financial assistance to attend college should apply even if they are only interested in part-time work, a scholarship, or a federal student loan. All of these are considered financial aid. Eligibility Requirements The requirements for most financial aid programs at PHCC are listed below. You must: 1. Be a U.S. citizen, national, or permanent resident alien. 2. Have a standard high school diploma or GED or pass an approved ability to benefit test. 3. Be enrolled at least half time in classes toward an eligible program of study for most financial aid awards. 4. Maintain standards of academic progress for financial aid. 5. Register with the Selective Service Administration, if you are male, ages Have a valid Social Security Number. 7. Not be in default on a loan or owe a repayment on a previous financial aid award received at PHCC or any other academic institution. TIP: Some programs have additional eligibility requirements. Check the Financial Aid Programs at a Glance page at the back of this booklet for more info. 5

6 How to Apply 1Complete an electronic Free Application for Federal Student Aid (FAFSA) after January 1 each year. To file online, use FAFSA on the Web. The online FAFSA can save you weeks in processing time and has a built-in editing format to reduce errors. With FAFSA on the Web, you apply directly to the U.S. Department of Education (DOE). First-time electronic applicants Go to FAFSA on the Web at: Follow the instructions on the site. Be sure to read the Before Beginning the FAFSA section. List PHCC and Federal School Code (010652). Students can use their federal PIN to sign their FAFSA/ Renewal FAFSA, instead of printing and mailing the signature page to the federal processor. Parents of dependent students must either request their own PIN or sign and mail the signature page to the processor. After applying, check the status of your application and/or make corrections online at: Renewal electronic applicants Go to FAFSA on the Web at Follow the instructions on the site. Be sure to read the Before Beginning the FAFSA section. List PHCC and Federal School Code (010652). Students can use their federal PIN to sign their FAFSA/ Renewal FAFSA, instead of printing and mailing the signature page to the federal processor. Parents of dependent students must either request their own PIN or sign and mail the signature page to the processor. After applying, check the status of your application and/or make corrections online at the FAFSA on the Web site. Keep your address up-to-date with the Feds The federal processor staff use your address to mail Student Aid Reports, electronic PINs, etc. Keep it up to date. The U.S. DOE does not permit PINs to be forwarded. You can change your address online by going to FAFSA on the Web at or by using your Federal Student Aid Report (SAR), calling , or writing to Federal Processor P.O. Box 4021, Iowa City, IA Your Federal Pin Your PIN is your electronic signature and identifier. Keep it safe. YOU WILL USE IT YEAR AFTER YEAR. Your federal PIN identifies you to let you access personal information in various DOE systems, including applying for federal student aid. You can request a PIN, a replacement PIN, or update your PIN mailing address at the DOE s PIN site at: Use your PIN to: Access FAFSA/Renewal FAFSA on the Web Sign your FAFSA electronically or obtain a copy of your FAFSA information Make online corrections to your FAFSA Review your grant and loan history on the National Student Loan Data System 6

7 2You will receive a Federal Student Aid Report (SAR) from the federal processor about three to four weeks after you submit a FAFSA/Renewal FAFSA. If you provide your address on your FAFSA, you will receive online SAR information as soon as 24 hours after your FAFSA is processed. The SAR indicates your expected family contribution, which is used to determine your eligibility or ineligibility for financial aid. It also lists the information you recorded on your FAFSA CHECK IT FOR ACCURACY. If PHCC is listed in the College Release Section of your SAR, the College will also receive your electronic application information directly from the processor. If it is not listed and you want to be considered for aid at PHCC, call the federal processor at or use your Federal PIN to make a correction at: 3Your application may be selected for verification. If so, you will be required to provide appropriate verifying documentation before aid can be disbursed to you. Respond promptly to all requests from PHCC asking for information or documentation. You are responsible for following up on your aid application. Ask questions if you are unsure about any aspect of the application process. Do not wait until class begins. 4You will receive a financial aid award letter after PHCC receives your electronic application information, the PHCC staff verify it, and you have been admitted to PHCC. You will receive a Notification of Financial Aid Award stating the terms and conditions of aid programs awarded to you. 5Be sure to enter your Social Security Number correctly on all forms! You must re-apply each year! 7

8 How Need is Determined The financial information you and your family provide on your FAFSA or Renewal FAFSA is analyzed by the federal need analysis processor using federal methodology. Federal methodology is a standard expected family contribution (EFC) formula created by the U.S. Congress that the federal processor uses to calculate how much individual students and their families are expected to pay for higher education. After analyzing your financial information, the federal processor sends the results to the college or university (as listed on your federal application), indicating how much you and your family should be able to pay for your education. If the cost of attendance at PHCC is greater than the amount the processor indicates that you and your family should be able to pay, then the College considers that you have financial need. Financial Need Cost of Attendance Family Contribution Financial Need Cost of Attendance includes tuition and fees, books and supplies, housing, meals, transportation, and personal items. Family Contribution consists of expected parental contribution and/or student contribution, depending upon the student s classification as dependent or independent. The federal need analysis formula used by the federal processor to determine the amount of each applicant s expected family contribution considers the family/student income and assets, employment costs, living expenses, taxes, family size, and the number of family members in college. Dependent students must also help pay their educational costs from their resources, such as savings, prior-year income, benefits, or employment. Dependent vs. Independent Status The U.S. government has established criteria for classifying financial aid applicants as either dependent or independent. To find out your staus, go to: If classified as independent, your need is evaluated on your own and (if applicable) your spouse s income and assets. If you are classified as dependent, your parents' assets and income AND your own are considered when determining your financial need. financial Aid packages Students who complete the FAFSA or Renewal FAFSA and list Pasco-Hernando Community College as a college of choice on one of those forms are considered for all aid programs administered by PHCC. One or more of the various types of aid (scholarships, grants, loans, and part-time employment) are usually offered to eligible students to make up their financial aid package. Your financial aid file Keep the following documents for your files: Photocopies of your federal income tax return, required schedules and W-2s Photocopies of your completed FAFSA or Renewal FAFSA worksheet Your Federal Student Aid Report (SAR) Photocopies of forms or information and all correspondence with aid agencies Student copy of loan application (promissory notes) This brochure and your FAFSA/Renewal FAFSA instruction booklet Your Federal PIN Your State of Florida PIN and paperwork 8

9 Verification and Correction Procedures Verification is the process of checking the accuracy of your information when you applied for federal student aid. Verification is required only for certain applicants, but PHCC may elect to verify the information of any student's application. The procedure for making corrections and updating information apply to all federal student aid applicants, not to just those whose applications are selected for verification. If the Student Aid Report (SAR) data contains errors, you are required to correct the data and resubmit the SAR for reprocessing. The Financial Aid Office may be able to submit the corrections electronically to the federal processor. Failure to provide documentation necessary to complete the verification process by the established deadline may result in loss of your financial aid. 9

10 Other Available Aid Students are encouraged to check with the Financial Aid Office about other forms of assistance that may not be detailed in this brochure. Ask about PHCC s: Adult Re-Entry Scholarships Academic Merit Scholarships Extracurricular Scholarships Athletic Grants-In-Aid Child Care Assistance Grants Private External Scholarships 10

11 Student Loan Responsibilities Federal loan guidelines PHCC has two requirements for application of a federally supported loan. Students must: 1. Have a minimum 2.0 GPA, have successfully completed 67 percent of all previous credit hours attempted, and have not completed more than 150 percent of the credit hours in their major program at the time of their loan certification. 2. Not exceed PHCC s established annual and aggregate loan limits: Type of Student Annual Loan Limits Independent Students Subsidized 1 29 successfully completed credit hours* $ or more successfully completed credit hours* $4500 Independent Students Unsubsidized 1 29 successfully completed credit hours* $ or more successfully completed credit hours* $6000 Dependent Students Subsidized 1 29 successfully completed credit hours* $ or more successfully completed credit hours* $4500 Dependent Students Unsubsidized 1 29 successfully completed credit hours* $ or more successfully completed credit hours* $2000 * Remedial courses are not included toward grade progression. To Borrow or Not to Borrow? When you accept a loan as part of your aid package, you incur a serious financial obligation to repay the loan in full, plus interest. It is essential that when you plan for your educational costs, you also plan for future repayment of your loans. When deciding whether to borrow and/or how much to borrow, you should be aware of all the requirements, interest rates, repayment options and schedules, and deferment options. Federal Stafford Loans are borrowed monies that must be repaid over a period of time, usually after you leave school. The Federal Family Education Loan Program (FFELP) provides low interest loans for students and parents. There are three loan programs under the FFELP. A separate online application is required. The Federal Subsidized Stafford Loan allows students with demonstrated financial need to borrow up to $3,500 during their first academic year and up to $4,000 the second academic year. Independent students who apply for the maximum Federal Subsidized Stafford Loan may be eligible for an additional $6,000 Federal Unsubsidized Stafford loan. The Federal Parent Loans for Undergraduate Students (PLUS) are loans that are available for parents of dependent students. Parents can borrow up to the cost of education minus other student aid. A satisfactory credit history is required, and interest begins to accrue on the day the loan is disbursed. Disbursement Higher OneCard Effective August 2009, students will receive all financial refunds and financial aid balances via the PHCC Higher OneCard. This card will be mailed to students' home addresses (current mailing address on file with the College). Students must VERIFY the accuracy of their address online through WISE to ensure receipt of the card. Registered credit students will receive Higher OneCards. To receive refunds or financial aid balances, students must acivate their Higher OneCards. During activation, students will choose how to receive their funds. For faster access to funds, students may choose to have funds deposited directly into their personal bank accounts or into their Higher One Accounts. DO NOT DISCARD THE CARD. The cost to replace the Higher OneCard is $

12 Standards of Academic Progress for Financial Aid All students will be evaluated for academic progress at the end of each term. In determining academic progress, college credit, technical credit and preparatory credit will be considered. Transfer courses, withdrawal courses, and courses taken for audit will also be used to determine academic progress. Satisfactory progress means that all students are required to complete 67 percent of the courses they have attempted with at least a cumulative 2.0 GPA. Additionally, students are required to complete their degree program by the time they have attempted 150 percent of their program s required credit hours. If this is not accomplished, the student will automatically be placed on suspension without a warning or probation. Standards of Academic Progress Terms Attempted All credit hours for which the student is enrolled after the drop/add date for course enrollment. Transfer courses will be used to determine academic progress for financial aid also. Good Standing A student is in good academic standing when the requirements listed at left are met. Financial Aid Warning A student will be placed on academic warning at the end of the first term in which the standards outlined at left have not been met. Financial Aid Probation A student will be placed on academic probation at the end of a consecutive term if, after being placed on academic warning, the standards outlined at left have not been met. Financial Aid Suspension A student will no longer be eligible to participate in federal or institutionally funded aid programs unless an approved appeal with documentation is on file for the term in which he or she plans to enroll or until such time that he or she is reinstated into good academic standing. 12

13 13

14 Financial Aid Student Repayment and/or Refund Policy A 100 percent refund of fees, not including the special additional fees, will be granted for a course a student drops before the end of the designated drop/add period. Financial services will begin issuing these refunds through the Higher OneCard after the drop/add period. All refunds to students will be reduced by or applied to any outstanding balance owed to the College. Refunds after the end of the drop/add period may be authorized, with sufficient documentation, as follows: 1Death of the student or of an immediate family member of a student (spouse or children), as documented by the student or his/her estate, which prohibits the student s ability to complete current semester classes; Illness, injury, or accident of the student of such a 2 severity or of such a duration, as documented by a licensed physician, that it would preclude a student from being able to complete current semester classes; Mandatory military service, such as necessitated by a 3 declared national emergency, or authorized military call to action, which would preclude the student from being able to complete the current semester classes; 4 Course/class cancellation by the College; 5 Cases of administrative or College error; Other circumstances as may be approved by the 6 College President or a designee. Appeals based on the exceptions at left must be in writing and submitted to the Assistant Dean of Student Development at your home campus. Exceptions to the 100 percent refund provision are subject to federal regulation for Title IV repayments. All financial aid students who withdraw or stop attending classes prior to completion of 60 percent of the term will be subject to a repayment of all or a portion of their financial aid award as determined by Federal Title IV regulations. Additionally: The fee for late registration shall not be refunded, except when the only course(s) in which the student is enrolled is/are canceled by the College. The application fee will not be refunded unless the only course(s) for which a student is registered is/are canceled by the College. 14

15 Financial Aid Programs at a Glance Programs and how to apply Federal Pell Grant Complete the FAFSA or Renewal FAFSA online. Federal Supplemental Educational Opportunity Grant (seog) Complete the FAFSA or Renewal FAFSA online. Florida Bright Futures Scholarship A State of Florida Program which includes: Florida Academic Scholars, Florida Medallion Scholars, and Florida Gold Seal. Students must apply through their high school guidance department. Florida Student Assistance Grant (fsag) Complete the FAFSA or Renewal FAFSA online. Federal Stafford Loan Program (Subsidized and Unsubsidized) Complete the FAFSA or Renewal FAFSA. Complete a PHCC Federal Family Education Loan request online at Subsidized Loan: Government pays interest while you are in school. Unsubsidized Loan: Interest accrues or must be paid while you are in school. Federal Parent Loan for Undergraduate Students (plus) Complete the Federal PLUS application and submit it to the Financial Aid Office. Applications are available from banks, savings and loans, and credit unions. Federal Work-Study (fws) Complete the FAFSA or Renewal FAFSA online. Veterans Services Complete a Dept. of Veteran's Affairs Education Benefit Application form available at PHCC or the Dept. of Veterans Affairs. (See Campus VA advisors for applications and certification.) Who is Eligible Students must be taking classes toward an eligible program of study; be a U.S. citizen or an eligible noncitizen; establish financial need; be making satisfactory progress; not be in default or owe a repayment on a previous financial aid award; register with the Selective Service if you are male, ages Students must be taking classes toward an eligible program of study; be a U.S. citizen or an eligible noncitizen; establish financial need; be making satisfactory progress; not be in default or owe a repayment on a previous financial aid award; register with the Selective Service if you are male, ages Students must have outstanding high school academic achievement; be planning to attend an eligible Florida institution; be enrolled at least part time as a degree-seeking undergraduate; and be at least a one year Florida resident. Renewals must maintain a cumulative GPA 3.0 for FL Academic and 2.75 for FL Medallion and FL Gold Seal per semester. Students must be Pell eligible, at least half time; working toward an AA/AS degree; demonstrate financial need; be at least a one year Florida resident; and maintain a 2.0 GPA and complete 24 credit hours per academic year. Unsubsidized: Students must be taking classes toward an eligible program of study and enrolled at least half time; be a U.S. citizen or eligible noncitizen; be making satisfactory progress; not be in default or owe a repayment on a previous financial aid award; register with the Selective Service if you are male, ages Subsidized: All of the above, plus establish financial need. Applicants must be a U.S. citizen or eligible noncitizen. In addition, the student must: be taking classes toward an eligible program of study at least half time; be making satisfactory progress; not be in default or owe a repayment on a previous financial aid award; register with the Selective Service if you are male, ages Students must be working toward an eligible program of study at least half time; be a U.S. citizen or eligible non-citizen; establish financial need; be making satisfactory progress; not be in default or owe a repayment on a previous financial aid award; and register with the Selective Service if you are male, ages Students who the Department of Veteran's Affairs have determined eligible under chapters 30, 31, 32, 34, 35 or Must be taking classes toward an eligible program of study. 15 Amount of Award guidelines A need-based federal grant. Maximum awards are dependent upon federal appropriations. Awards range from $400 $4731 per academic year. A need-based federal grant. Awards range from $200 $1000 per academic year. The Financial Aid Office selects recipients based on financial need and priority deadline. Florida Bright Futures awards are a flat rate per credit hour as determined by the Florida Department of Education. A need-based State of Florida grant program. Awards range from $200 $1808 per academic year, if fully funded. Selections based on financial need and priority deadline. The subsidized Federal Stafford Loan is based on need. Certain annual and aggregate limits apply to PHCC borrowers. Stafford Grade Level I: up to $3500 Stafford Grade Level II: up to $4500 Unsubsidized Independent Student Grade Level I & II: up to $6000 Unsubsidized Dependent Student Grade Level I & II: up to $2000 The Federal PLUS is a non need-based federal loan available to parents of dependent students through private lenders. Awards range up to the cost of attendance per academic year, minus other aid. This is a need-based federal student employment program. Students are paid the current state minimum wage rate and may work up to 15 hours per week during the semester or more hours during semester breaks. Pay is bi-weekly and earnings cannot exceed the amount of the award. Amount varies according to enrollments and current rates of entitlement.

16 East Campus Blanton Road Dade City, FL North Campus Ponce de Leon Boulevard Brooksville, FL West Campus & District Office Ridge Road New Port Richey, FL Spring Hill Center Spring Hill Drive Spring Hill, FL M 05/09

The Financial Aid Application Process and Frequently Asked Questions

The Financial Aid Application Process and Frequently Asked Questions The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students

More information

FINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu.

FINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu. FINANCIAL AID APPLYING FOR FINANCIAL AID Application for student aid administered by the University of Maine at Machias (UMM) is made by completing the Free Application for Federal Student Aid (FAFSA)

More information

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid 16 Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college

More information

Financial Aid @ Austin Grad Overview & Policies

Financial Aid @ Austin Grad Overview & Policies Financial Aid @ Austin Grad Overview & Policies Financial Aid Director Dave Arthur (512) 476-2772 x 105 darthur@austingrad.edu CONTENTS Financing your Austin Grad Education 2 The FAFSA 3 Helpful websites

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be

More information

Filling Out the FAFSA

Filling Out the FAFSA Filling Out the FAFSA Free Application for Federal Student Aid The Path to Financial Aid Starts Here FAFSA What s Inside? Federal student aid is provided by the U.S. government to help you pay for college.

More information

Your financial aid and scholarship planning guide

Your financial aid and scholarship planning guide Your financial aid and scholarship planning guide The financial aid process doesn t have to be difficult, complicated, scary, or stressful. The Saint Leo University Student Financial Services Office is

More information

Financial Aid Guide. School Code: 003732

Financial Aid Guide. School Code: 003732 Radford University Financial Aid Guide School Code: 003732 Table of Contents The Purpose and Benefit of a Booklet... 2 Getting Started... 2 What is Financial Aid... 2 Cost of Attendance... 3 Financial

More information

West shore community college. Financial

West shore community college. Financial Financial Aid 38 - Financial Aid The West Shore Community College Financial Aid Office encourages all students to apply for financial aid and will assist all students with the process of applying for financial

More information

Office of Financial Aid (OFA) Frequently Asked Questions

Office of Financial Aid (OFA) Frequently Asked Questions Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify

More information

FINANCIAL AID POLICY

FINANCIAL AID POLICY FINANCIAL AID POLICY Debutantes School of Cosmetology and Nail Technology, LLC (Federal school code 042299) is an approved institution in disbursement of Title IV funds for our cosmetology program. A financial

More information

Financial Aid Consumer Information

Financial Aid Consumer Information Financial Aid Consumer Information In accordance with federal regulations set forth by the Higher Education Act of 1965, as amended, NCE provides this Student Disclosures Schedule as means to disseminate

More information

Learning Today, Leading Tomorrow FINANCIAL AID

Learning Today, Leading Tomorrow FINANCIAL AID Learning Today, Leading Tomorrow STUDENT FINANCIAL AID SUCCESSFULLY NAVIGATING THE STUDENT FINANCIAL AID PROCESS The Northern Illinois University Student Financial Aid Office (SFAO) is pleased to assist

More information

FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015

FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 You are responsible for reading this award guide. This information is essential to read and understand the terms and conditions

More information

INFORMATION ABOUT YOUR FINANCIAL AID AWARD

INFORMATION ABOUT YOUR FINANCIAL AID AWARD INFORMATION ABOUT YOUR FINANCIAL AID AWARD 2013-2014 We are pleased to offer financial assistance for your cost of attendance at the University of North Carolina at Chapel Hill. Your award information

More information

The following are federal grants or loan programs and the requirements for applying and maintaining each form of financial assistance:

The following are federal grants or loan programs and the requirements for applying and maintaining each form of financial assistance: TITLE IV FEDERAL FINANCIAL AID ASSISTANCE The Federal programs of financial aid at Mid-Plains Community College include loans, grants, and part-time employment. The purpose is to assist qualified students

More information

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID THE SOLUTION CENTER Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID 2016-2017 //////////////////////////////////////////////////////////////////////////////////////// 1 The

More information

Financial Aid. Scholarships Expenses. Financial Aid

Financial Aid. Scholarships Expenses. Financial Aid Financial Aid # Financial Aid Formula # Eligible Applicants # Application Requirements and Suggested Filing Dates # Programs for Which You May Qualify # Verification of Financial Aid Data # Academic Progress

More information

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS

More information

www.liberty.edu/financialaid

www.liberty.edu/financialaid Financial Aid Guide Privacy: Before speaking with the student by phone or in person, identity will be confirmed. If family members or any other individuals call on behalf of the student, a Family Educational

More information

Financial Aid. college. The results of this calculated assessment is what is commonly referred to as the Expected Family Contribution or (EFC).

Financial Aid. college. The results of this calculated assessment is what is commonly referred to as the Expected Family Contribution or (EFC). FINANCIAL AID POLICIES & PROCEDURES Eligibility To be eligible to receive financial aid, a student must: 1. Be a U.S. citizen or permanent resident (except for international scholarships). 2. Be enrolled

More information

2005-06 UC Merced Catalog pp. 32-34 excerpted

2005-06 UC Merced Catalog pp. 32-34 excerpted UNDERGRADUATE FINANCIAL AID AND SCHOLARSHIPS The Office of Financial Aid and Scholarships strives to make a college education affordable for all students regardless of their families' financial situations.

More information

Fees and Financial Aid

Fees and Financial Aid Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,

More information

Financial Aid. Fees. Refund Policy

Financial Aid. Fees. Refund Policy Refund Policy Students who officially drop a class may be eligible to receive refunds of tuition. Refunds are based on the following scale: Day of Drop Refund Through the last day of registration 100%

More information

FINANCIAL AID AND SCHOLARSHIPS

FINANCIAL AID AND SCHOLARSHIPS 102 Financial Aid and Scholarships FINANCIAL AID AND SCHOLARSHIPS FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes

More information

2014-2015 Financial Aid Policies and Procedures

2014-2015 Financial Aid Policies and Procedures Federal Pell Grant The Federal Pell Grant requires a new application each academic year. Applications are available online at www.fafsa.ed.gov. All potential students must meet all Lively Technical Center

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION contact us Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid Student Services and Classroom Bldg.

More information

APPLYING FOR FINANCIAL AID

APPLYING FOR FINANCIAL AID APPLYING FOR FINANCIAL AID Application Steps 1. Gather documents to complete FAFSA. a. Student, Spouse, and Parent (if dependent) Federal Tax Forms b. W-2 Forms c. Records of untaxed income d. Current

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

Accepted Student Reception Financial Aid Presentation. March 29, 2015

Accepted Student Reception Financial Aid Presentation. March 29, 2015 Accepted Student Reception Financial Aid Presentation March 29, 2015 Understanding Your Financial Aid Award Letter Screen shot of award letter here Screen shot of award letter here Estimated costs and

More information

William D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students

William D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students Frequently Asked Questions 1. How and when to apply for Financial Aid? To apply for financial aid at Northark, you should: Submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov Complete

More information

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place Financial Aid Guide Adult Online Students Graduate Students 2012/2013 the catholic franciscan learning place BRIAR CLIFF UNIVERSITY 2012/2013 TUITION & FEES COST PER CREDIT Adult Online Degree Completion

More information

Financial Aid Office

Financial Aid Office Wentworth Military Academy and College Financial Aid Office You may contact the Wentworth Financial Aid Office at: (660) 259-2221 or (800) 962-7682 Wentworth Military Academy and College Financial Aid

More information

Florida A&M University Student Orientation. Office of Financial Aid

Florida A&M University Student Orientation. Office of Financial Aid Florida A&M University Student Orientation Office of Financial Aid Office of Financial Aid Mission Statement The mission of the Office of Financial Aid is to provide access to financial resources in a

More information

2014-2015 MSSU FINANCIAL AID HANDBOOK

2014-2015 MSSU FINANCIAL AID HANDBOOK 2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title

More information

Financial Aid. Application Procedure. Financial Aid

Financial Aid. Application Procedure. Financial Aid 21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students

More information

Documents needed to file the Free Application for Federal Student Aid (FAFSA)

Documents needed to file the Free Application for Federal Student Aid (FAFSA) Steps to Apply for Financial Aid These three easy steps will help keep a student on track for applying for admission and financial aid. To apply online, visit www.hawaii.edu/admissions or visit the admissions

More information

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood

More information

2014-2015 Financial Aid/Veterans Handbook

2014-2015 Financial Aid/Veterans Handbook 2014-2015 Financial Aid/Veterans Handbook Welcome to Joliet Junior College.This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid/Veterans

More information

SCHOLARSHIPS AND FINANCIAL AID

SCHOLARSHIPS AND FINANCIAL AID SCHOLARSHIPS AND FINANCIAL AID Scholarships and Financial Aid 259 Lynchburg College is particularly proud to be an institution that has historically welcomed the qualified and motivated student, whatever

More information

Understanding Your Financial Aid Award

Understanding Your Financial Aid Award Important information related to your financial aid award from the University of Richmond is contained in this document, including the terms and conditions of your award package. Please review this information

More information

How long will it take for my financial aid to be processed?

How long will it take for my financial aid to be processed? 1 FREQUENTLY ASKED QUESTIONS FINANCIAL AID PROCESS When should I apply for financial aid? Generally, Student Financial Services suggests a student apply for aid a minimum of 90 days prior to the beginning

More information

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page:

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page: University of California, Irvine 2015-2016 1 Financial Aid On This Page: Financial Aid Eligibility Requirements for Federal Student Aid UCI Policies on Satisfactory Academic Progress for Financial Aid

More information

CONSUMER INFORMATION

CONSUMER INFORMATION CONSUMER INFORMATION To help students meet the financial obligations of college attendance, Mohave Community College administers a varied and comprehensive financial aid program. Financial aid is designed

More information

For purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters:

For purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters: University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015

More information

FINANCIAL AID FEDERAL STUDENT AID. Undergraduate Students

FINANCIAL AID FEDERAL STUDENT AID. Undergraduate Students FINANCIAL AID Undergraduate Students FEDERAL STUDENT AID Students applying for Federal Student Aid funds must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov each academic

More information

2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016)

2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016) 2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial aid

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid

More information

Financial Aid Frequently Asked Questions. Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov.

Financial Aid Frequently Asked Questions. Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. Financial Aid Frequently Asked Questions How do I apply for Federal Financial Aid (Federal Pell Grant)? Complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. What is RMCC's

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Students who have applied for financial assistance must READ

More information

Financial Aid Guide 2015 2016

Financial Aid Guide 2015 2016 Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility

More information

2015-2016. Your Guide To Financial Aid

2015-2016. Your Guide To Financial Aid 2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University

More information

Step-by-Step Guide to Financial Aid

Step-by-Step Guide to Financial Aid $Step-by-Step Guide to Financial Aid $ What types of financial aid are available? The most common types of federal student aid include grants, government loans and federal work study. Federal student aid

More information

Financial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place

Financial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place Financial Aid Guide for adult and graduate online students 2014-2015 the catholic franciscan learning place 2014-2015 BCU Financial Aid Booklet 1 Table of Contents 2014-2015 Costs... 2-3 Federal & State

More information

I N T E R N A T I O N A L P R O F E S S I O N A L S C H O O L O F B O D Y W O R K C o l l e g e o f M a s s a g e a n d H o l i s t i c H e a l t h

I N T E R N A T I O N A L P R O F E S S I O N A L S C H O O L O F B O D Y W O R K C o l l e g e o f M a s s a g e a n d H o l i s t i c H e a l t h C O L L E G E I N T E R N A T I O N A L P R O F E S S I O N A L S C H O O L O F B O D Y W O R K C o l l e g e o f M a s s a g e a n d H o l i s t i c H e a l t h What is financial aid? T o u c h i n g

More information

The University of Vermont. Student Financial Services Financial Aid Handbook

The University of Vermont. Student Financial Services Financial Aid Handbook The University of Vermont 2009-2010 Student Financial Services Financial Aid Handbook A Guide to Understanding Your Financial Aid Our Goal The University of Vermont Office of Student Financial Services

More information

Your Financial Aid Package and Guide

Your Financial Aid Package and Guide Your Financial Aid Package and Guide 3 SAINT MICHAEL S COLLEGE smcvt.edu What You Need to Know The Office of Student Financial Services at Saint Michael s College has created this guide to explain the

More information

UNDERSTANDING YOUR FINANCIAL AID

UNDERSTANDING YOUR FINANCIAL AID UNDERSTANDING YOUR FINANCIAL AID Understanding Your Award Letter Financial Aid consists of grants, work-study and loans to help meet your educational expenses. You may accept or reject all or part of your

More information

Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement

Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement This document contains information that you need to read and understand regarding Satisfactory Academic Progress (SAP) and related

More information

Financial Aid. of the total clock hours required to complete the course shall receive no refund.

Financial Aid. of the total clock hours required to complete the course shall receive no refund. of the total clock hours required to complete the course shall receive no refund. Noncredit Courses A. Students who officially withdraw from class one work day prior to the first class meeting shall receive

More information

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate. FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.edu bismarckstate.edu/current/financialaid Award Notice

More information

How do you receive financial aid?

How do you receive financial aid? What types of financial aid are available and in what order are they awarded? 1. Scholarships and Fee Waivers 2. Grants 3. Work-Study 4. Student Loans: Subsidized, Unsubsidized, Perkins, Parent PLUS How

More information

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15&

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15& What is Financial Aid What is Financial Aid Provides access to postsecondary education. Helps pay expenses such as tuition and fees, room and board, books and supplies, and transportation. Cost of Attendance

More information

We wish you success in the coming year. Joliet Junior College Financial Aid/Veterans Office

We wish you success in the coming year. Joliet Junior College Financial Aid/Veterans Office Welcome to Joliet Junior College. This handbook will help you understand what aid is available, your award letter and the policies of the Financial Aid Office. Your award is based on the information you

More information

Heartland Community College 2014-2015. Terms and Conditions of Financial Aid Awards

Heartland Community College 2014-2015. Terms and Conditions of Financial Aid Awards Heartland Community College 2014-2015 Terms and Conditions of Financial Aid Awards Heartland Community College Office of Financial Aid 1500 W. Raab Road Normal, IL 61761 Phone (309)268-8020 Fax (309)268-7962

More information

Applying for Financial Aid and Determining Aid Eligibility

Applying for Financial Aid and Determining Aid Eligibility Applying for Financial Aid and Determining Aid Eligibility Applying for Federal Student Financial Aid To apply for federal financial aid, student and parents (if applicable) are required to complete the

More information

MILES COLLEGE FINANCIAL AID PROGRAMS AT A GLANCE THE AWARD PROCESS 2013-2014 SCHOOL YEAR

MILES COLLEGE FINANCIAL AID PROGRAMS AT A GLANCE THE AWARD PROCESS 2013-2014 SCHOOL YEAR MILES COLLEGE FINANCIAL AID PROGRAMS AT A GLANCE THE AWARD PROCESS 2013-2014 SCHOOL YEAR 1.0 Please read the attached, most of your questions about the delivery of financial aid will be answered. 1.1 Award

More information

FINANCIAL ASSISTANCE INFORMATION

FINANCIAL ASSISTANCE INFORMATION FINANCIAL ASSISTANCE INFORMATION CODE OF CONDUCT An institutional financial aid professional is expected to always maintain exemplary standards of professional conduct in all aspects of carrying out his

More information

2013-2014. National University. Guide to Financial Aid 1 1 3 5 5 N O R T H T O R R E Y P I N E S R O A D, L A J O L L A, C A 9 2 0 3 7-1 0 1 3

2013-2014. National University. Guide to Financial Aid 1 1 3 5 5 N O R T H T O R R E Y P I N E S R O A D, L A J O L L A, C A 9 2 0 3 7-1 0 1 3 2013-2014 National University Guide to Financial Aid 1 1 3 5 5 N O R T H T O R R E Y P I N E S R O A D, L A J O L L A, C A 9 2 0 3 7-1 0 1 3 Planning ahead and applying for financial aid programs can help

More information

Financial Aid for the Gordon College RN to BSN Completion Program Division of Nursing and Health Sciences

Financial Aid for the Gordon College RN to BSN Completion Program Division of Nursing and Health Sciences Financial Aid for the Gordon College RN to BSN Completion Program Division of Nursing and Health Sciences Financial Aid Application Procedures Overview All students interested in applying for financial

More information

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state

More information

FEDERAL STAFFORD LOANS & GRADUATE PLUS LOANS INFORMATION, GUIDELINES, AND POLICY for Master of Divinity, Master of Arts and Master of Sacred Theology

FEDERAL STAFFORD LOANS & GRADUATE PLUS LOANS INFORMATION, GUIDELINES, AND POLICY for Master of Divinity, Master of Arts and Master of Sacred Theology FEDERAL STAFFORD LOANS & GRADUATE PLUS LOANS INFORMATION, GUIDELINES, AND POLICY for Master of Divinity, Master of Arts and Master of Sacred Theology INTRODUCTION All sources of financial aid have some

More information

FINANCIAL AID APPLICATION PROCESS. Determine your estimated eligibility. Complete application worksheet. Transmit application on-line

FINANCIAL AID APPLICATION PROCESS. Determine your estimated eligibility. Complete application worksheet. Transmit application on-line FINANCIAL AID QUALIFICATIONS What are the qualifications to receive Financial Aid? In order to qualify, you must: Be accepted for admissions; Be in good academic standing; For most programs, demonstrate

More information

2016-2017 Graduate Financial Aid Award Letter Guide

2016-2017 Graduate Financial Aid Award Letter Guide 2016-2017 Graduate Financial Aid Award Letter Guide AWARD LETTER INSTRUCTIONS Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!

More information

FINANCIAL AID. Experience the Mercy Difference.

FINANCIAL AID. Experience the Mercy Difference. FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to

More information

Direct loan Information. Federal Direct Student Loans A simple and flexible way to finance your education. Welcome!

Direct loan Information. Federal Direct Student Loans A simple and flexible way to finance your education. Welcome! Direct loan Information Federal Direct Student Loans A simple and flexible way to finance your education. Welcome! Beginning Spring Semester 2012, Ogeechee Technical College will be participating in the

More information

Your Guide to Financial Aid

Your Guide to Financial Aid Your Guide to Financial Aid www.umassd.edu/financialaid Table of Contents 2 Determining Your Financial Aid Eligibility 4 Your Financial Aid Award 5 Grants, Scholarships & Waivers 6 Federal Work-Study &

More information

FINANCING YOUR EDUCATION AT DMACC

FINANCING YOUR EDUCATION AT DMACC FINANCING YOUR EDUCATION AT DMACC Your guide to grants, loans and scholarships www.dmacc.edu/fin_aid 2015 2016 INVEST IN YOURSELF Table of Contents Description. 3 4 Federal and State Grants. 5 7 DMACC

More information

ADDITIONAL FINANCING OPTIONS. DSU students received over $17.7 million in financial aid in the 2013 award year.

ADDITIONAL FINANCING OPTIONS. DSU students received over $17.7 million in financial aid in the 2013 award year. offers distinctive opportunities in higher education. Our nationally recognized, technology-based curriculum keeps the University on the leading edge of quality programs designed for today s challenges

More information

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS

More information

Financial Aid Guide For adult and graduate online students

Financial Aid Guide For adult and graduate online students Financial Aid Guide For adult and graduate online students 2015-2016 Table of Contents 2015-2016 Costs... 2-3 Federal & State Grant Programs... 3 Student Loans and Supplemental Loans... 4 How to Obtain

More information

Upper Iowa University. Self-Paced Degree Program Financial Aid Handbook

Upper Iowa University. Self-Paced Degree Program Financial Aid Handbook Upper Iowa University Self-Paced Degree Program Financial Aid Handbook What is the Self-Paced Degree Program (SPDP)? Upper Iowa University (UIU) offers self-paced correspondence courses as an option for

More information

A Guide to Sensible Borrowing & Loan Request Form

A Guide to Sensible Borrowing & Loan Request Form stafford loans STAFFORD LOANS 2010-2011 A Guide to Sensible Borrowing & Loan Request Form Pursue all other alternatives first Get the facts about each loan program What are Federal Direct Loans Budget

More information

Financial Aid 101. Seminole State College

Financial Aid 101. Seminole State College Financial Aid 101 Seminole State College How Can I Apply for Financial Aid? Complete a FAFSA (Free Application for Federal Student Aid) each school year in summer before fall starts (www.fafsa.ed.gov or

More information

Financial Aid Information. Welcome!

Financial Aid Information. Welcome! Financial Aid Information Welcome! Types of Financial Aid HOPE Scholarship Grant TITLE IV AID PELL Grant FSEOG Federal Work Study Federal Student Loans SCHOLARSHIPS HOPE HOPE (Helping Outstanding Pupils

More information

Financial Aid. Financial Aid. Course Descriptions

Financial Aid. Financial Aid. Course Descriptions Monmouth University believes that financing a student s education should be a cooperative effort between the student and the institution. To that end, the staff of the Financial Aid Office is available

More information

FAFSA (Free Application for Federal Student Aid) 2013-2014 www.fafsa.gov The federal school is: 015230 (Geneva General Hospital)

FAFSA (Free Application for Federal Student Aid) 2013-2014 www.fafsa.gov The federal school is: 015230 (Geneva General Hospital) 2013-2014 Financial Aid Information Finger Lakes Health College of Nursing & Marion S. Whelan School of Practical Nursing At FLHCON, we know that the cost of a college education and the financial assistance

More information

chapter 4 Paying for college 33 Paying for College

chapter 4 Paying for college 33 Paying for College chapter 4 Paying for college 33 Chapter 4 Paying for College 34 2015 2016 Prince George s Community College Catalog Financial Aid What Is Financial Aid? Simply stated, financial aid is any grant, scholarship,

More information

Understanding Your Financial Aid Award

Understanding Your Financial Aid Award Important information related to your financial aid award from the University of Richmond is contained in this document, including the terms and conditions of your award package. Please review this information

More information

Kendall College. Office of Financial Aid. Program Terms & Conditions 2014-2015. financial_aid@kendall.edu Phone: 312-752-2070

Kendall College. Office of Financial Aid. Program Terms & Conditions 2014-2015. financial_aid@kendall.edu Phone: 312-752-2070 Kendall College Office of Financial Aid Program Terms & Conditions 2014-2015 financial_aid@kendall.edu Phone: 312-752-2070 Table of Contents Introduction... 4 Federal Pell Grants... 4 Federal Supplemental

More information

Guide to Financial Aid at Forsyth Tech

Guide to Financial Aid at Forsyth Tech Important! Keep Your Financial Aid Read This Guide! Guide to Financial Aid at Forsyth Tech 2015-2016 Be aware that this guide is subject to change throughout the year if policies and regulations change.

More information

Financial Aid. Federal Financial Aid Requirements. Senior Citizens Waiver. Title IV Federal Repayment Guidelines. Refund of Fees

Financial Aid. Federal Financial Aid Requirements. Senior Citizens Waiver. Title IV Federal Repayment Guidelines. Refund of Fees HILLSBOROUGH COMMUNITY COLLEGE CATALOG 2011-2012 www.hccfl.edu 20 If the unpaid obligation is referred to a collection agency, the student will be responsible for paying the resulting collection costs.

More information

Tuition and Fees Refunds/Excess Financial Aid

Tuition and Fees Refunds/Excess Financial Aid Tuition and Fees Refunds/Excess Financial Aid Most grants, scholarships and loans are applied directly to student accounts. If financial aid proceeds have not been applied to an account or the amount does

More information

Understanding Your 2015 16 Luther Financial Aid Award

Understanding Your 2015 16 Luther Financial Aid Award Understanding Your 2015 16 Luther Financial Aid Award Jan Cordell Director of Financial Aid Aaron Steffens Associate Director of Financial Aid Kathy Kerber Financial Aid Counselor Carolyn Schwendeman Financial

More information

Student loan terms to know

Student loan terms to know Definition of words related to federal student loans and the Nelnet payment process. Accrue The act of interest accumulating on the borrower s principle balance. Aggregate Loan Limit The maximum total

More information

Your comprehensive AMDA Financial Aid planning guide.

Your comprehensive AMDA Financial Aid planning guide. Your comprehensive AMDA Financial Aid planning guide. We know the financial aid process can sometimes be confusing, so we ve tried to make the process easier with this comprehensive guide. Simply follow

More information