Bahama Dreams is committed to responsible gambling and the prevention of underage gambling.

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1 Responsible Gaming for website Bahama Dreams is committed to responsible gambling and the prevention of underage gambling. We believe that gambling is a form of entertainment that shouldn't negatively impact our players' lives. We offer a self-exclusion service to our players to ensure that gambling doesn't become a problem within their lives. For the majority of people, gaming is a form of leisure and entertainment. Before playing, these people know how much time and money they can afford to spend. Bahama Dreams acknowledges that gambling can create problems and harm some individuals, if not controlled and kept in moderation. These problems can range from over-spending to pathological gambling addiction. Bahama Dreams is committed to creating a responsible gaming environment by implementing and maintaining responsible gaming requirements for the benefit of both players and staff. If you choose to play online, there are some general guidelines that can help make your playing experience safer, and reduce the risk that problems can occur: 1. Play for entertainment, and not as a way of making money. 2. Play with money that you can afford to lose. Never use money that you need for important things such as food, rent, bills, or tuition. 3. Set deposit limits. Use our Restrict Deposit Limit feature located under the Tools menu option in the main lobby on the right hand side. Click Tools > Responsible Gaming > Restrict Deposit Limit and ensure you never deposit more than you can afford to lose. 4. Never chase losses. If you lose money, don't play higher stakes to try and recoup your losses, they may only increase.

2 5. Don't play when you are upset, tired, or depressed. It is difficult to make good decisions when you are feeling down. 6. Balance your playing with other activities. Find other forms of entertainment so playing does not become too big a part of your life. 7. Decide beforehand how much money you are willing to spend. 8. Be aware of how often and for how long you play. 9. When you are winning, take occasional breaks. Think about the smart time to stop. 10. Using the clock on your computer is a good way to keep track of the time you have played. 11. Remember that gambling is entertainment. It's not a way to get rich quickly and pay off your debts. 12. Don't forget that gambling is a game of chance. There are no systems or formulas to guarantee success. If at any time you feel a need to take a break from gambling, please contact Bahama Dreams Customer Service to de-activate Your account temporarily or permanently. If you or someone you know have a gambling problem, please click on anyone of the links below to learn how you to get help. If you feel you might have a gambling problem, and seek further advice or counseling, you can visit these web sites:

3 Gambling Therapy (World Wide) Responsible Gaming Resource Ctr (Canada) Morningside Recovery (USA) Self-exclusion If you believe that playing games might be a hindrance to your life rather than a form of entertainment, we at Bahama Dreams want to help you. First, please review the following questions: 1. Did you ever lose time from work or school due to playing? 2. Has playing caused you to neglect your own welfare or that of your family? 3. Have you ever sold anything or borrowed money to finance your playing? 4. Have you often played until your last dollar was gone? 5. Have you ever played longer than you had planned? 6. Have you ever considered self-destruction or suicide as a result of your playing? If you answered Yes to several of these questions, we encourage you to visit Gamblers Anonymous. You can take the test in its entirety at one of the following websites: Also, we provide you with the ability to exclude yourself from playing on Bahamas Dreams for various periods of time. To do this, go to the main lobby of the Bahamadreams website, select Tools, Responsible Gaming, and Exclude me from playing. Please note that all self-exclusions and time outs are irreversible for the duration of the specified time. In addition, all self-exclusion periods are inclusive of all casino games. If you want to block yourself from a particular game, you can go to the casino games limits and set your limit to Don t play. We offer 12-hour and 24-hour cooling off periods as well as 7 day, 30 day, 60 day, and 120 day time out periods. You will not be able to bet in the lottery or play casino games on Bahama Dreams Once you click the button that requests a time out or a self-exclusion period, you will be asked to close all casino games at which you're playing. Once you've done that, the time out or self-exclusion period will begin. You will be automatically unregistered from any

4 lottery or casino window that begins during the time out and self-exclusion period. You will not be able to deposit or make inter-account transfers with your Bahama Dreams account. Furthermore, you will not receive any marketing s or newsletters from Bahama Dreams. 6-month self-exclusion. This is identical to the other time out periods, except that we will ask you to withdraw any real money funds from your Bahama Dreams account. In addition, you will not be automatically reinstated. If you want to return to playing on Bahamadreams, you can any time after your self-exclusion period has passed. Self-exclusions longer than 6 months, and permanent self-exclusions. If you wish to self-exclude yourself longer than 6 months, or permanently self-exclude yourself, please contact support@bahamadreams.com You may also wish to investigate GamBlock, a software application that limits a computer s access to online gaming sites. How to play online responsibly Restricting casino games. Setting casino game limits provide individual players with an opportunity to control their spending by limiting themselves from playing in the Casino and Lottery. Go to the lobby, choose Tools from the menu, then select Responsible Gaming and Restrict Casino limit. You can also block yourself from individual casino games using the same menu located in Tools. There is also the option to block yourself from lottery betting in the same location. If you want any restriction in place permanently or for a designated time, please us at support@bahamadreams.com with your request.

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