Security in an Increasingly Threatened World. SMS: A better way of doing Two Factor Authentication (2FA)
|
|
- Christina Townsend
- 8 years ago
- Views:
Transcription
1 Security in an Increasingly Threatened World SMS: A better way of doing Two Factor Authentication (2FA) January 2015
2 The Proliferation of The App World The revolution of the smart phone forever affected the direction of the business and technology worlds. It has experienced one of the fastest and broadest adoption rates of any hardware device in history. Analysts are predicting that mobile devices might overtake the computer as the main form of internet interaction by the end of It is a mobile age and people are constantly moving. And with the growth of the smart phone has been the emergence of the mobile application market and the transition of businesses from in-person, phone, or PC-based engagement with customers to anytime, anywhere mobile interactions. The phone has been transformed from a static communication tool into a media-rich environment with unlimited possibilities. Companies use the mobile platform to promote their business, connect with customers, sell products and services and gather information about their user base. They use 3rd party apps like Twitter and Facebook because it enables direct access to billions of people at the same time, instantly. The growth of smart and feature phones has also lead to the growth of SMS as a messaging platform. SMS is the leading way to send short messages between devices and is the broadest reach communication method available. More people have access to SMS than have access to clean water. Consumer app usage has given businesses a medium to revolutionize old industries like taxi services or the hospitality industry. With billions of people using smart phones, a mobile experience is now an expectation rather than a luxury. And as a result, businesses are increasingly integrating their customer services experiences into mobile applications to interact with their customers anytime, anywhere. 2
3 An Increasingly Threatened World The rise of the smartphone and the app centric world has also created a new avenue of security issues for both individuals and companies. Phones, as a result of the diversity of mobile app experiences, now store a wide variety of personal information that must remain secure: Credit Card Numbers Financial Records Social Security Numbers Health Records Online Accounts and Passwords Location History Contact Lists While smart phones provide a platform for endless possibilities, they also create an attack vector for hackers and identify thieves, creating risks for both businesses and consumers. Customer transactions are now taking place anywhere and at any time. People are using and storing their credit card information on phone apps operating on public networks. It is also common practice for people to purchase new devices and log into their accounts on multiple computers, both public and private. This makes it difficult for businesses to verify identities and user accounts as the devices they are tied to change on a regular basis. Resetting a forgotten password is a common inconvenience for the consumer, yet it creates an avenue for account theft. Businesses stand to lose customers if they cannot protect their customers accounts or financial information against theft, making account security and user verification a top priority. A unique risk to business has also arisen from using social media. It is now standard practice to use social media as a means of increasing business and brand recognition, but this practice has created a new avenue for public embarrassment. In 2013, the Associated Press Twitter account sent a report to its 1.9 million followers that there had been an explosion at the White House and that the President was injured. Within 60 seconds of the tweet, the Dow Jones Industrial Average fell 150 points and sent the crude oil industry into a frenzy. The AP was able to respond within 3 minutes of the false tweet, but the damage had already been done. In September of 2014, Apple s icloud was compromised in a very public and very embarrassing attack on celebrity photos. The vector: highly targeted attacks on celebrities using increasing common methods that compromised user names, passwords and security questions. Apple s response was to encourage strong passwords and two factor authentication. 3
4 Google s Gmail system was also attacked in September of 2014 when 5 million user ids and passwords appeared on a Russian bitcoin forum. As with the icloud attack, the vector was not through a breach of Google s system, but through compromising the user devices. In response, Google shut down the accounts and are enforcing stronger passwords and two factor authentication. New Security Measures Companies are taking aggressive measures to mitigate against application-related security risks. Most online accounts now require a complex username and utilize defenses against computer generated IDs. Strong passwords are the norm, reducing the effectiveness of brute force attacks. However, passwords can still be defeated by malicious keylogging technologies. Also, if the business doesn t store the passwords correctly, hackers can compromise a business entire customer base. The recent attacks on payment systems within the banking and retail industry are grim reminders of the ongoing threat to privacy and security. Due to the increasingly sophisticated attacks, something more is needed. Many companies are moving to out of band authentication methods, such RSA tokens. RSA tokens are effective because they create effective hardware or software delivered authentication codes to counteract common attack vectors. However, these can be difficult to implement because they require the user to download the software or to physically have the hardware token. Also, RSA is a more enterprise-focused solution with less applicability for business-to-consumer (B2C) or mobile solutions. 4
5 Mobile phone Two Factor Authentication, or 2FA, is becoming the new standard for security for B2C applications setup and login. In general 2FA can be achieved in different ways but is built on two of three constant variables Something a user knows Something a user has Something a user is User Name, Password, Security Questions, Social Security Number, Address, PIN, Mobile Phone, Security Device, ID Card, Authentication App, Soft Token, Fingerprint, Retina Scan, Biometric Mobile phone 2FA utilizes a phone (something the user has), in conjunction with a password, PIN or security question (something the user knows), to create and verify devices and transactions. 2FA is most often used in scenarios such as: Verifying new users and accounts Resetting forgotten passwords Preventing Account Takeover Password Reset Transaction Validation When a company is trying to decide on a 2FA approach, it is important to consider two things: User Experience: The experience needs to be familiar, however, the conversion rate is the important thing. If you have late or undelivered messages, your conversion rate will drop. Security: Authentication needs to be out of band. This means that or social website verification is on the same network or band the internet and SMS uses a separate network the telco system. This prevents hacks via compromising a single band. While there are many ways to implement mobile 2FA, such as accounts, security questions or tokens, the most broadly applicable, easiest method is SMS-delivered 2FA. As is mentioned above, SMS is the broadest reach mobile communication method, and applies to both smart phones and feature phones, and is available anywhere that a user can get a connection. 5
6 Telephone Numbers: Part of an Identity Telephone numbers have served as a personal identifier since the conception of the device. For the past 10 years, phones have served as a method of communication precisely because they provide a unique identifier for each user. A phone can send a personal communication from one person to another, which is exactly what is needed when 2FA is concerned. A phone number is a core element to an identity. Mobile phone numbers are typically not disseminated by users to businesses or individuals that the owner doesn t know or trust. It is, in very many respects, similar to a national identification number provided for citizens by the government to keep track of residents, and this makes it very useful in two-factor authentication. Six billion people use cell phones and have a unique number already assigned making cell phones a perfect candidate for 2FA. The Future of 2FA: SMS SMS is the perfect solution for businesses who want to protect their users and their reputation. It is not just for businesses with customers all over the world, it is for all businesses. It is a fast form of communication. Text messages are integral to main stream communications and the infrastructure is in place to make fast deliveries anywhere in the world. Six billion people already have SMS-enabled phones in their pockets, making SMS a very convenient way to verify identities on the go. SMS gives the companies a secure way of providing customers something they need to know, like a single-use access pin (variable 1), across a communication device they already have (variable 2). It doesn t require users to remember security questions or an additional password; all they have to do is respond to the prompts on their phone s display. On average, SMS messages are read within 90 seconds of delivery and have a 95% read rate. This makes SMS an ideal tool when matters of security are concerned. Businesses would be able to verify their customer s identities immediate or discover an attempted account theft very quickly. Using SMS for Two-Factor Authentication is not without risks. Businesses need to mitigate against three issues that might arise when using SMS as a method for 2FA. Deliverability: Although SMS is available globally, message delivery performance can vary widely depending on local carrier network conditions. Latency: Speed is of the essence with SMS-delivered 2FA. Message latency will differ based on message routing algorithms and carrier network status. Compliance: SMS messaging policies around the world are often complex, with specific regulations regarding message content, URL links or the use short codes. Because of these issues, it is best to implement SMS-delivered 2FA as part of an overall solution that will help ensure high deliverability, low latency and global compliance. 6
7 Conclusion In the modern technology age, account security and user identification are essential. Whether a small startup or a large corporate enterprise, companies must be connected to their customers and protect them. As the world becomes even more digital, knowing their customers and being able to verify their identity instantly will become more and more critical. Customers must trust the companies they work with and each time an account it stolen or compromised, the trust between customer and company is hurt. Businesses want to deliver personal experiences and build trust. Interacting with customers through SMS is a first step. Source: waagsociety, Flickr. Online image. May 22,
8 15 Best Practices If you are ready to implement 2FA in your business, below are 15 best practices you should consider. Best Practice Use existing factors to verify all 2FA Only allow one account per phone number Pick a primary authentication option e.g. text or call Have a dropdown menu for country code Use Best GooglePhoneLib Practice to pre-populate a user s country code based on IP address Measure fluctuations in conversion ratio Use TTS as a backup for SMS Utilize high quality SMS routes Allow each user to request no more than two SMS messages Description Prevent fraudulent account takeover by verifying account changes with existing factors. For example, if the user attempts to change their number, make sure to use any available information such as alternate addresses to reduce the likelihood of fraudulent changes. This is an easy way to prevent fraudulent account creation. By requiring a valid phone number and limiting that number to one account, it prevents someone from creating multiple fraudulent accounts. Reduce user confusion by asserting a primary authentication method and using the other one as a backup. Avoid having to make the user guess or research what country code they have Allow Description the user to select their country, then use Google PhoneLib to ensure the number is formatted properly By measuring and testing variables in your conversion process you can improve the amount of users you acquire. This means more revenue and less abandonment in the process. Sometimes SMS can t be delivered or the person doesn t know to check their messages. By using a text-to-speech call as backup when the user doesn t enter a code, you can improve conversion by as much as 15%. The world of international SMS is full of shady suppliers who will offer you extremely low prices. With SMS, you get what you pay for. Ask for direct connections where possible to improve delivery rate and decrease message delivery latency. Each SMS costs money and if they don t convert in two messages its unlikely they will after more 8
9 Force the user to wait 60s for their code to arrive before being able to request another one Force the user to wait 60s for their code to arrive before being able to request another one Force the user into TTS or alternate authentication after two attempts Send SMS in the local language Accept both codes if a user requests 2 messages or send the same code twice Send SMS in the local language Add a dash in the middle of the numbers Each SMS costs money and if they don t convert in two messages its unlikely they will after more Sometimes messages get delayed or the user makes a mistake, avoid sending unnecessary repeat messages by adding a delay between requests If your primary method of authentication doesn t work the first two times, force the user to try a different method Send instructions in the local language to avoid confusion If a user does request two codes, sometimes they will enter the older one first so it will help conversion rate if you send the same code twice or accept both Send instructions in the local language to avoid confusion By adding a dash (for example ) it makes it easier for the user to remember when they are entering it in Tell the customer they are about to receive a text or call Reduce potential confusion and put them at the ready to receive the passcode About The Spur Group About Nexmo The Spur Group delivers business results that matter. We provide the thought partnership, business insight or extra bandwidth you need to be more successful. Make better decisions, realize your objectives, tell your story, leverage your channel and strengthen your staff with The Spur Group. We can help you make your next project more successful. Our expertise includes developing partner programs for Microsoft and Dell, managing messaging and partner conferences for Cisco and Juniper Networks, and providing recruitment insight and strategies. Nexmo provides innovative communication APIs that bridge traditional voice services with cloud communications. Nexmo enables applications and enterprises to make phone calls or send and receive text messages with ease to improve user experiences, no matter where in the world customers are located. 9
Two Factor Authentication (TFA; 2FA) is a security process in which two methods of authentication are used to verify who you are.
Two Factor Authentication Two Factor Authentication (TFA; 2FA) is a security process in which two methods of authentication are used to verify who you are. For example, one method currently utilized within
More informationImproving Online Security with Strong, Personalized User Authentication
Improving Online Security with Strong, Personalized User Authentication July 2014 Secure and simplify your digital life. Table of Contents Online Security -- Safe or Easy, But Not Both?... 3 The Traitware
More informationMulti-Factor Authentication
Making the Most of Multi-Factor Authentication Introduction The news stories are commonplace: Hackers steal or break passwords and gain access to a company s data, often causing huge financial losses to
More informationMODERN THREATS DRIVE DEMAND FOR NEW GENERATION MULTI-FACTOR AUTHENTICATION
Whitepaper MODERN THREATS DRIVE DEMAND FOR NEW GENERATION MULTI-FACTOR AUTHENTICATION A SURVEY SHOWS THAT 90% OF ALL COMPANIES HAD BEEN BREACHED IN THE LAST 12 MONTHS. THIS PAIRED WITH THE FACT THAT THREATS
More informationWhitepaper MODERN THREATS DRIVE DEMAND FOR NEW GENERATION TWO-FACTOR AUTHENTICATION
Whitepaper MODERN THREATS DRIVE DEMAND FOR NEW GENERATION TWO-FACTOR AUTHENTICATION A RECENT SURVEY SHOWS THAT 90% OF ALL COMPANIES HAD BEEN BREACHED IN THE LAST 12 MONTHS. THIS PARED WITH THE FACT THAT
More informationVoiceTrust Whitepaper. Employee Password Reset for the Enterprise IT Helpdesk
VoiceTrust Whitepaper Employee Password Reset for the Enterprise IT Helpdesk Table of Contents Introduction: The State of the IT Helpdesk...3 Challenge #1: Password-Related Helpdesk Costs are Out of Control...
More informationMulti-factor authentication
CYBER SECURITY OPERATIONS CENTRE (UPDATED) 201 (U) LEGAL NOTICE: THIS PUBLICATION HAS BEEN PRODUCED BY THE DEFENCE SIGNALS DIRECTORATE (DSD), ALSO KNOWN AS THE AUSTRALIAN SIGNALS DIRECTORATE (ASD). ALL
More informationTwo-Factor Authentication and Swivel
Two-Factor Authentication and Swivel Abstract This document looks at why the username and password are no longer sufficient for authentication and how the Swivel Secure authentication platform can provide
More informationStep 1. Step 2. Open your browser and go to https://accounts.bestcare.org and you will be presented a logon screen show below.
Manage your two-factor options through the accounts.bestcare.org website. This website is available internally and externally of the organization. Like other services, if you connect while external of
More informationBalancing risk, cost and user experience with SMS for 2FA
Balancing risk, cost and user experience with SMS for 2FA MessageMedia Industry Intelligence Contents OTP Authentication Methods...2 Hard Tokens for OTP...3 App-based Tokens for OTP...4 Email vs. SMS for
More informationMulti-Factor Authentication FAQs
General FAQs What is Multi-factor Authentication (MFA)? Multi-factor authentication (MFA) seeks to decrease the likelihood that others can access your data. Specifically, it enhances the security of your
More informationMulti-Factor Authentication Job Aide
To start your account configuration and begin using Multi-Factor Authentication, log in to the CCHMC Multi-Factor Authentication User Portal at https://mfa.cchmc.org/multifactorauth. For assistance, please
More informationSECURING YOUR REMOTE DESKTOP CONNECTION
White Paper SECURING YOUR REMOTE DESKTOP CONNECTION HOW TO PROPERLY SECURE REMOTE ACCESS 2015 SecurityMetrics SECURING YOUR REMOTE DESKTOP CONNECTION 1 SECURING YOUR REMOTE DESKTOP CONNECTION HOW TO PROPERLY
More informationOut-of-Band Multi-Factor Authentication Cloud Services Whitepaper
Out-of-Band Multi-Factor Authentication Cloud Services Whitepaper StrikeForce Technologies, Inc. 1090 King Georges Post Rd. Edison, NJ 08837, USA Tel: 732 661-9641 Fax: 732 661-9647 http://www.sftnj.com
More informationMobile multifactor security
Mobile multifactor security A revolution in authentication and digital signing Mobile multifactor security A revolution in authentication and digital signing Smartphones will continue to ship in high volumes,
More informationHow Secure is your Authentication Technology?
How Secure is your Authentication Technology? Compare the merits and vulnerabilities of 1.5 Factor Authentication technologies available on the market today White Paper Introduction A key feature of any
More informationMobile E-Commerce: Friend or Foe? A Cyber Security Study
Research February 2015 Mobile E-Commerce: Friend or Foe? A A J.Gold Associates Research Report Many consumers now interact with the Internet primarily through mobile devices, avoiding traditional PC devices
More informationTwo-Factor Authentication Evaluation Guide
???? 22700 Two-Factor Authentication Evaluation Guide Learn what to look for when assessing and comparing two-factor authentication solutions. A helpful guide from Two-Factor Authentication Evaluation
More informationModern two-factor authentication: Easy. Affordable. Secure.
Modern two-factor authentication: Easy. Affordable. Secure. www.duosecurity.com Your systems and users are under attack like never before The last few years have seen an unprecedented number of attacks
More informationTwo-Factor Authentication over Mobile: Simplifying Security and Authentication
SAP Thought Leadership Paper SAP Mobile Services Two-Factor Authentication over Mobile: Simplifying Security and Authentication Controlling Fraud and Validating End Users Easily and Cost-Effectively Table
More informationMANAGING RISK: SECURING DIGITAL IDENTITIES Striking the balance between user experience and security
MANAGING RISK: SECURING DIGITAL IDENTITIES Striking the balance between user experience and security You re more connected, but more at risk too Enterprises are increasingly engaging with partners, contractors
More informationStrong Authentication: Enabling Efficiency and Maximizing Security in Your Microsoft Environment
Strong Authentication: Enabling Efficiency and Maximizing Security in Your Microsoft Environment IIIIII Best Practices www.gemalto.com IIIIII Table of Contents Strong Authentication and Cybercrime... 1
More informationA brief on Two-Factor Authentication
Application Note A brief on Two-Factor Authentication Summary This document provides a technology brief on two-factor authentication and how it is used on Netgear SSL312, VPN Firewall, and other UTM products.
More informationPassword Management Evaluation Guide for Businesses
Password Management Evaluation Guide for Businesses White Paper 2016 Executive Summary Passwords and the need for effective password management are at the heart of the rise in costly data breaches. Various
More informationWhy SMS for 2FA? MessageMedia Industry Intelligence
Why SMS for 2FA? MessageMedia Industry Intelligence MessageMedia Industry Intelligence Why SMS for 2FA? ii Contents OTP Authentication Methods...2 Hard Tokens for OTP...3 App-based Tokens for OTP...4 Email
More informationGuide to building a secure and trusted BYOID environment
e-healthcare e-gaming e-insurance e-commerce e-banking e-government Guide to building a secure and trusted BYOID environment Bring-Your-Own-Identity is not new. People have been using their social media
More informationHow TraitWare TM Can Secure and Simplify the Healthcare Industry
How TraitWare TM Can Secure and Simplify the Healthcare Industry January 2015 Secure and Simplify Your Digital Life. Overview of HIPPA Authentication Standards When Title II of the Health Insurance Portability
More informationSmart Ideas for Smartphone Security
Page 1 of 6 8814 Fargo Road, Suite 105 Richmond, Virginia 804.360.4490 www.seltekinc.com July 2013 Computer Forensics IT Support Security ediscovery Security Apps for your Smartphone Smart Ideas for Smartphone
More informationBuilding Secure Multi-Factor Authentication
Building Secure Multi-Factor Authentication Three best practices for engineering and product leaders Okta Inc. I 301 Brannan Street, Suite 300 I San Francisco CA, 94107 info@okta.com I 1-888-722-7871 Introduction
More informationMoving Beyond User Names & Passwords Okta Inc. info@okta.com 1-888-722-7871
Moving Beyond User Names & Passwords An Overview of Okta s Multifactor Authentication Capability Okta Inc. 301 Brannan Street San Francisco, CA 94107 info@okta.com 1-888-722-7871 Contents 1 Moving Beyond
More informationHard vs. Soft Tokens Making the Right Choice for Security
Hard vs. Soft Tokens Making the Right Choice for Security HSTE-NB0012-RV 1.0 Hypersecu Information Systems, Inc. #200-6191 Westminster Hwy Richmond BC V7C 4V4 Canada 1 (855) 497-3700 www.hypersecu.com
More informationMoving Beyond User Names & Passwords
OKTA WHITE PAPER Moving Beyond User Names & Passwords An Overview of Okta s Multifactor Authentication Capability Okta Inc. 301 Brannan Street, Suite 300 San Francisco CA, 94107 info@okta.com 1-888-722-7871
More informationMobile Identity: Improved Cybersecurity, Easier to Use and Manage than Passwords. Mika Devonshire Associate Product Manager
Mobile Identity: Improved Cybersecurity, Easier to Use and Manage than Passwords Mika Devonshire Associate Product Manager 1 Agenda 2 What is Cybersecurity? Quick overview of the core concepts 3 Cybercrime
More informationTips for Banking Online Safely
If proper attention is given to safety and security, banking and monetary activities can be completed online in a convenient and effective fashion. This guide helps to establish procedures for remaining
More informationDefense Media Activity Guide To Keeping Your Social Media Accounts Secure
Guide To Keeping Your Social Media Accounts Secure Social media is an integral part of the strategic communications and public affairs missions of the Department of Defense. Like any asset, it is something
More informationRemote Access Securing Your Employees Out of the Office
Remote Access Securing Your Employees Out of the Office HSTE-NB0011-RV 1.0 Hypersecu Information Systems, Inc. #200-6191 Westminster Hwy Richmond BC V7C 4V4 Canada 1 (855) 497-3700 www.hypersecu.com Introduction
More informationAUTHENTIFIERS. Authentify Authentication Factors for Constructing Flexible Multi-Factor Authentication Processes
AUTHENTIFIERS Authentify Authentication Factors for Constructing Flexible Multi-Factor Authentication Processes Authentify delivers intuitive and consistent authentication technology for use with smartphones,
More informationEntrust IdentityGuard
+1-888-437-9783 sales@identisys.com IdentiSys.com Distributed by: Entrust IdentityGuard is an award-winning software-based authentication enterprises and governments. The solution serves as an organization's
More informationIt s 2 o clock: Who Has Your Data? Josh Krueger Chief Technology Officer Integrity Technology Solutions
It s 2 o clock: Who Has Your Data? Josh Krueger Chief Technology Officer Integrity Technology Solutions Your home is your business and your farm is your network. But who has access to it? Can you protect
More informationBusiness Banking Customer Login Experience for Enhanced Login Security
Business Banking Customer Login Experience for Enhanced Login Security User credentials uniquely identify each person who uses the banking platform. The intent of authentication is unequivocal verification
More informationAVOIDING ONLINE THREATS CYBER SECURITY MYTHS, FACTS, TIPS. ftrsecure.com
AVOIDING ONLINE THREATS CYBER SECURITY MYTHS, FACTS, TIPS ftrsecure.com Can You Separate Myths From Facts? Many Internet myths still persist that could leave you vulnerable to internet crimes. Check out
More informationIDENTITY & ACCESS. Providing Cost-Effective Strong Authentication in the Cloud. a brief for cloud service providers
IDENTITY & ACCESS Providing Cost-Effective Strong Authentication in the Cloud a brief for cloud service providers Introduction Interest and use of the cloud to store enterprise resources is growing fast.
More informationInternet threats: steps to security for your small business
Internet threats: 7 steps to security for your small business Proactive solutions for small businesses A restaurant offers free WiFi to its patrons. The controller of an accounting firm receives a confidential
More informationDangers of 'Good Enough' Authentication Solutions
Whitepaper The Hidden Dangers of 'Good Enough' Authentication Solutions A step-by-step guide to understand the common pitfalls when selecting an authentication solution The user authentication market is
More informationSTRONGER AUTHENTICATION for CA SiteMinder
STRONGER AUTHENTICATION for CA SiteMinder Adding Stronger Authentication for CA SiteMinder Access Control 1 STRONGER AUTHENTICATION for CA SiteMinder Access Control CA SITEMINDER provides a comprehensive
More informationa. StarToken controls the loss due to you losing your Internet banking username and password.
1. What is StarToken? StarToken is the next generation Internet banking security solution that is being offered by Bank of India to all its Internet Banking customers (Retail as well as Corporate). StarToken
More informationHow Do I Log Into Mobile Banking?
1 How Do I Log Into Mobile Banking? In order to use any of Connex Mobile Banking service, you must register for Online Banking via a computer and browser. This is necessary to set-up all security settings
More informationIDENTITY MANAGEMENT. February 2008. The Government of the Hong Kong Special Administrative Region
IDENTITY MANAGEMENT February 2008 The Government of the Hong Kong Special Administrative Region The contents of this document remain the property of, and may not be reproduced in whole or in part without
More informationOnline Gaming: Legalization with Protection for Minors, Adult Players, Problem Gamers
Online Gaming: Legalization with Protection for Minors, Adult Players, Problem Gamers Frequently Asked Questions and Answers 2011 CardLogix Corporation. All rights reserved. This document contains information
More informationWelcome Guide for MP-1 Token for Microsoft Windows
Welcome Guide for MP-1 Token for Microsoft Windows Protecting Your On-line Identity Authentication Service Delivery Made EASY Copyright 2012 SafeNet, Inc. All rights reserved. All attempts have been made
More informationWHITE PAPER Usher Mobile Identity Platform
WHITE PAPER Usher Mobile Identity Platform Security Architecture For more information, visit Usher.com info@usher.com Toll Free (US ONLY): 1 888.656.4464 Direct Dial: 703.848.8710 Table of contents Introduction
More informationCitrix Netscaler Advanced guide for SMS PASSCODE SMS PASSCODE 2014
Citrix Netscaler Advanced guide for SMS PASSCODE SMS PASSCODE 2014 Citrix Netscaler Advanced guide for SMS PASSCODE. This document outlines configuration scenarios with SMS PASSCODE and Citrix Netscaler.
More informationThe 4 forces that generate authentication revenue for the channel
The 4 forces that generate authentication revenue for the channel Web access and the increasing availability of high speed broadband has expanded the potential market and reach for many organisations and
More informationAn Innovative Two Factor Authentication Method: The QRLogin System
An Innovative Two Factor Authentication Method: The QRLogin System Soonduck Yoo*, Seung-jung Shin and Dae-hyun Ryu Dept. of IT, University of Hansei, 604-5 Dangjung-dong Gunpo city, Gyeonggi do, Korea,
More informationWhite Paper. The Principles of Tokenless Two-Factor Authentication
White Paper The Principles of Tokenless Two-Factor Authentication Table of contents Instroduction... 2 What is two-factor authentification?... 2 Access by hardware token... 3 Advantages and disadvantages
More informationTransforming the Customer Experience When Fraud Attacks
Transforming the Customer Experience When Fraud Attacks About the Presenters Mike Young, VP, Product Team, Everbank Manages consumers and business banking products, as well as online and mobile banking
More informationFacebook s Security Philosophy, and how Duo helps.
Facebook s Security Philosophy, and how Duo helps. How Duo Factors in to Facebook s Information Security Philosophy The Challenge: Facebook manages personal data for 1.19 billion active users 1 across
More information1 P a g e. Lim Jun Yan, Undergraduate School of Information Systems Singapore Management University
1 P a g e Lim Jun Yan, Undergraduate School of Information Systems Singapore Management University Trust is to rely upon or place confidence in someone or something. However, this is not a definition that
More informationTABLE OF CONTENTS. Introduction 3 OTP SMS Two-Factor Authentication 5 Technical Overview 9 Features 10 Benefits 11 About MobiWeb 12 Quality 13
TABLE OF CONTENTS Introduction 3 OTP SMS Two-Factor Authentication 5 Technical Overview 9 Features 10 Benefits 11 About MobiWeb 12 Quality 13 Introduction Our world is more Mobile now than ever. In 2013
More information10 Quick Tips to Mobile Security
10 Quick Tips to Mobile Security 10 Quick Tips to Mobile Security contents 03 Introduction 05 Mobile Threats and Consequences 06 Important Mobile Statistics 07 Top 10 Mobile Safety Tips 19 Resources 22
More informationBrainloop Secure Dataroom Version 8.30. QR Code Scanner Apps for ios Version 1.1 and for Android
Brainloop Secure Dataroom Version 8.30 QR Code Scanner Apps for ios Version 1.1 and for Android Quick Guide Brainloop Secure Dataroom Version 8.30 Copyright Brainloop AG, 2004-2015. All rights reserved.
More informationSoft tokens for SMS PASSCODE SMS PASSCODE 2014
SMS PASSCODE 2014 Table of Contents Configuring SMS PASSCODE for soft tokens... 3 Pre-requisites... 3 Enabling token support in SMS PASSCODE... 3 Creating a Token Policy... 3 Create a new User Group Policy
More informationIDRBT Working Paper No. 11 Authentication factors for Internet banking
IDRBT Working Paper No. 11 Authentication factors for Internet banking M V N K Prasad and S Ganesh Kumar ABSTRACT The all pervasive and continued growth being provided by technology coupled with the increased
More informationWhat the Future of Online Banking Authentication Could Be
Universal Banking Solution System Integration Consulting Business Process Outsourcing Banking on Internet and mobile is gaining popularity The Pew Internet & American Life Project Tracking survey of December
More informationexpanding web single sign-on to cloud and mobile environments agility made possible
expanding web single sign-on to cloud and mobile environments agility made possible the world of online business is rapidly evolving In years past, customers once tiptoed cautiously into the realm of online
More informationProactive Credential Monitoring as a Method of Fraud Prevention and Risk Mitigation. By Marc Ostryniec, vice president, CSID
Proactive Credential Monitoring as a Method of Fraud Prevention and Risk Mitigation By Marc Ostryniec, vice president, CSID The increase in volume, severity, publicity and fallout of recent data breaches
More informationGuide for Setting Up Your Multi-Factor Authentication Account and Using Multi-Factor Authentication. Mobile App Activation
Guide for Setting Up Your Multi-Factor Authentication Account and Using Multi-Factor Authentication Mobile App Activation Before you can activate the mobile app you must download it. You can have up to
More informationBeyond passwords: Protect the mobile enterprise with smarter security solutions
IBM Software Thought Leadership White Paper September 2013 Beyond passwords: Protect the mobile enterprise with smarter security solutions Prevent fraud and improve the user experience with an adaptive
More informationWhite Paper. Top Seven Phone Verification Challenges
Top Seven Phone Verification Challenges Executive Summary No consumer wants to be the victim of a fraud or the recipient of unwelcome spam, and no app or service provider wants to be put in the position
More informationUser Behaviour Analytics
User Behaviour Analytics How do they know its really you? White Paper Sept 2015 Ezmcom Inc. 4701 Patrick Henry Drive BLDG 7, Santa Clara, CA, 95054, US Executive Summary Authentication has traditionally
More informationVehicle Monitoring Quick Reference Guide
Vehicle Monitoring Quick Reference Guide Powered by Delphi Welcome You re about to experience a powerful device that will deliver a new level of convenience and peace of mind with your vehicle. When combined
More informationWHITEPAPER. SECUREAUTH 2-FACTOR AS A SERVICE 2FaaS
WHITEPAPER SECUREAUTH 2-FACTOR AS A SERVICE 2FaaS EXECUTIVE OVERVIEW 2-Factor as a Service (2FaaS) is a 100% cloud-hosted authentication solution that offers flexible security without compromising user
More informationElectronic Prescribing System (EPCS)
Electronic Prescribing System (EPCS) In order to use EPCS in Wells Px3, the following steps must be completed: 1. Each prescriber who wants to use EPCS completes the signup process 2. Practice sets the
More informationContents. Identity Assurance (Scott Rea Dartmouth College) IdM Workshop, Brisbane Australia, August 19, 2008
Identity Assurance (Scott Rea Dartmouth College) IdM Workshop, Brisbane Australia, August 19, 2008 Contents Authentication and Identity Assurance The Identity Assurance continuum Plain Password Authentication
More informationWhy is a strong password important?
Internet Security Why is a strong password important? Identity theft motives: To gain access to resources For the challenge/fun Personal reasons Theft methods Brute forcing and other script hacking methods
More information2-FACTOR AUTHENTICATION WITH
2-FACTOR AUTHENTICATION WITH 2X JUNE 2014 Two-Factor Authentication and Authy What is Two-Factor Authentication? Two-Factor Authentication is a process involving two stages to verify the identity of someone
More informationUser Identity and Authentication
User Identity and Authentication WordPress, 2FA, and Single Sign-On Isaac Potoczny-Jones ijones@tozny.com http://tozny.com About the Speaker Galois, Inc. - @galoisinc. Research & Development for computer
More informationProtect Your Customers and Brands with Multichannel Two-Factor Authentication
SAP Brief Mobile Services from SAP SAP Authentication 365 Objectives Protect Your Customers and Brands with Multichannel Two-Factor Authentication Protecting your most valuable asset your customers Protecting
More informationDevice-Centric Authentication and WebCrypto
Device-Centric Authentication and WebCrypto Dirk Balfanz, Google, balfanz@google.com A Position Paper for the W3C Workshop on Web Cryptography Next Steps Device-Centric Authentication We believe that the
More informationEasiShare Whitepaper - Empowering Your Mobile Workforce
Accessing files on mobile devices and sharing them with external parties presents serious security risks for companies. However, most current solutions are either too cumbersome or not secure enough for
More informationHARDENED MULTI-FACTOR AUTHENTICATION INCREASES ENTERPRISE PC SECURITY
HARDENED MULTI-FACTOR AUTHENTICATION INCREASES ENTERPRISE PC SECURITY INSTEAD OF A SECURITY PROBLEM, ENDPOINTS BECOME PART OF THE SECURITY SOLUTION SUMMARY The internet and mobility have made enterprise
More informationSpring Hill State Bank Mobile Banking FAQs
Spring Hill State Bank Mobile Banking FAQs What is Mobile Banking? Mobile Banking enables you to access your account information using the Bank online banking website. You must first be enrolled as an
More informationIt may look like this all has to do with your password, but that s not the only factor to worry about.
Account Security One of the easiest ways to lose control of private information is to use poor safeguards on internet accounts like web-based email, online banking and social media (Facebook, Twitter).
More informationGLOBAL TELECOM INVOLVEMENT in the I D E N T I T Y E C O S YS T E M. July 2013
GLOBAL TELECOM INVOLVEMENT in the I D E N T I T Y E C O S YS T E M July 2013 S P E A K E R S David Pollington GSMA (UK/EU) Andrew Johnston TELUS (CANADA) Scott Rice PACIFICEAST / OIX TDWG (US) Telecom
More informationWhite Paper. Exceeding the Mobile Adoption Benchmark: Effective Strategies for Driving Greater Adoption and Usage
White Paper Exceeding the Mobile Adoption Benchmark: Effective Strategies for Driving Greater Adoption and Usage The majority of financial institutions have yet to maximize adoption of mobile banking and
More informationIn the Cloud. Scoville Memorial Library February, 2013 ccayne@biblio.org
In the Cloud Scoville Memorial Library February, 2013 ccayne@biblio.org What is the Cloud? You may have heard people using terms like the cloud, cloud computing, or cloud storage. But what exactly is the
More informationINCREASINGLY, ORGANIZATIONS ARE ASKING WHAT CAN T GO TO THE CLOUD, RATHER THAN WHAT CAN. Albin Penič Technical Team Leader Eastern Europe
INCREASINGLY, ORGANIZATIONS ARE ASKING WHAT CAN T GO TO THE CLOUD, RATHER THAN WHAT CAN Albin Penič Technical Team Leader Eastern Europe Trend Micro 27 years focused on security software Headquartered
More informationS ven. Tips to Keep Financial Apps Safe & Secure
S ven Tips to Keep Financial Apps Safe & Secure Mobile applications provide users with access to critical information while on the go. In order to quickly empower users with immediate access to their financial
More informationSound-Proof: Usable Two-Factor Authentication Based on Ambient Sound
Sound-Proof: Usable Two-Factor Authentication Based on Ambient Sound Nikos Karapanos, Claudio Marforio, Claudio Soriente and Srdjan Čapkun ETH Zurich USENIX Security 2015 Web Authentication Supplementing
More informationAB 1149 Compliance: Data Security Best Practices
AB 1149 Compliance: Data Security Best Practices 1 Table of Contents Executive Summary & Overview 3 Data Security Best Practices 4 About Aurora 10 2 Executive Summary & Overview: AB 1149 is a new California
More informationFive Trends to Track in E-Commerce Fraud
Five Trends to Track in E-Commerce Fraud Fraud is nothing new if you re in the e-commerce business you probably have a baseline level of fraud losses due to stolen credit cards, return fraud and other
More informationThe following information was provided by SANS and discusses IT Security Awareness. It was last updated in 2015.
The following information was provided by SANS and discusses IT Security Awareness. It was last updated in 2015. By completing this module and the quiz, you will receive credit for CW 170, which is required
More informationWHITEPAPER. Fraud Protection for Native Mobile Applications Benefits for Business Owners and End Users
Fraud Protection for Native Mobile Applications Benefits for Business Owners and End Users Table of Contents How TrustDefender Mobile Works 4 Unique Capabilities and Technologies 5 Host Application Integrity
More informationTwo-Factor Authentication: Guide to FEXCO CFX SMS/APP Verification
Guaranteeing you the Highest Levels of Security Online At FEXCO CFX, we are dedicated to ensuring that our clients enjoy the highest standards of security. In order to combat the risk of online fraud and
More informationFirst United Bank. Mobile Banking Enrollment and FAQs
First United Bank Mobile Banking Enrollment and FAQs Mobile Banking Enrollment & FAQs MOBILE DEVICE MINIMUM REQUIREMENTS Apple: Apple iphone 4.3 or higher Apple ipod Touch 4.3 or higher Apple ipod 4.3
More informationExperiences with Studying Usability of Two-Factor Authentication Technologies. Emiliano De Cristofaro https://emilianodc.com
Experiences with Studying Usability of Two-Factor Authentication Technologies Emiliano De Cristofaro https://emilianodc.com Two Factor (2FA) Authentication Authentication Token password Fingerprint Phone
More informationAlternative authentication what does it really provide?
Alternative authentication what does it really provide? Steve Pannifer Consult Hyperion Tweed House 12 The Mount Guildford GU2 4HN UK steve.pannifer@chyp.com Abstract In recent years many new technologies
More informationDepartment of Supply & Services (CIMS) RSA Web Express User Guide v1.2
Department of Supply & Services (CIMS) RSA Web Express User Guide v1.2 Created: May 22, 2008 Updated: April 23, 2009 The RSA Web Express web express web site automates functions required to deploy hardware
More informationMade for MSPs by an MSP
Made for MSPs by an MSP features & Pricing Guide THE END OF STICKY NOTE SECURITY www.passportalmsp.com lower costs improve security increase sales A cloud-based identity and password management solution
More informationEVALUATION GUIDE. Evaluating a Self-Service Password Reset Tool. Usability. The password reality
EVALUATION GUIDE Evaluating a Self-Service Password Reset Tool This guide presents the criteria to consider when evaluating a self-service password reset solution and can be referenced for a new implementation
More information