Credit Union Dist. of Home Loans
|
|
|
- Cory Dixon
- 9 years ago
- Views:
Transcription
1 Credit Union Dist. of Home Loans Chart 3.1: Number of All 2005 Home Loans Originated 12 or More of MSA Median 4 35% 3 25% 2 15% 1 5% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
2 Credit Union Dist. of Home Loans Chart 3.2: Value of All 2005 Home Loans Originated 12 or More of MSA Median LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
3 Credit Union Dist. of Home Loans Chart 3.3: Number of All 2005 Home Loans Originated Less than 8 of MSA Median LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
4 Credit Union Dist. of Home Loans Chart 3.4: Value of All 2005 Home Loans Originated Less than 8 of MSA Median 45% 4 35% 3 25% 2 15% 1 5% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
5 Credit Union Dist. of Home Loans Chart 3.5: Number of All 2005 Home Loans Originated Less Than 5 of MSA Median 2 18% 16% 14% 12% 1 8% 6% 4% 2% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
6 Credit Union Dist. of Home Loans Chart 3.6: Value of All 2005 Home Loans Originated Less Than 5 of MSA Median 14% 12% 1 8% 6% 4% 2% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISC. CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
7 Change in Distribution Chart 4.1: vs Number of All Home Loans Originated 10 or More of MSA Median 1 5% -5% -1-15% -2 LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
8 Change in Distribution Chart 4.2: vs Number of All Home Loans Originated Less Than 8 of MSA Median 15% 1 5% -5% -1 LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
9 Change in Distribution Chart 4.3: vs Value of All Home Loans Originated 10 or More of MSA Median 1 5% -5% -1-15% LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER -2 * Ranked by managed assets
10 Change in Distribution Chart 4.4: vs Value of All Home Loans Originated Less Than 8 of MSA Median 2 15% 1 5% -5% -1 LANDMARK U.W. COMM 1ST EDUCATORS ROYAL SUMMIT FOX ALTRA WESTCONSIN GREAT WISCONSIN CITIZENS PIONEER BLACKHAWK CAPITAL GUARDIAN CONNEXUS KOHLER * Ranked by managed assets
11 Chart 5.1 Chart 5.1: % 2006 Target Market in <6 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark
12 Credit Union Distribution by Income Group Chart 5.2: % 2006 Target Market in Top 4 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark
13 Credit Union Distribution by Income Group Chart 5.3: % 2006 Target Market in Top 1 Income Group 25% 2 15% 1 5% Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark
14 Chart 8.1 Chart 8.1: % New Branches Target Markets in <6 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators * * Community First Un Wisc Landmark * No new branches
15 New Branch Distribution by Income Group Chart 8.2: % New Branches Target Markets in Top 4 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators * * Community First Un Wisc Landmark * No new branches
16 New Branch Distribution by Income Group Chart 8.3: % New Branches Target Markets in Top 1 Income Group Westby Marine Kohler Connexus Guardian Capital Blackhawk Com. Pioneer Citizens First Great Wisconsin Westconsin Altra Covantage Fox Community Summit Royal Educators Community First Un Wisc Landmark * No new branches or * *
17 Credit Union Market Demographics Altra Under 90 Credit Union County Wisconsin
18 Credit Union Market Demographics Blackhawk Community Under 90 Credit Union County Wisconsin
19 Credit Union Market Demographics Capital Under 90 Credit Union County Wisconsin
20 Credit Union Market Demographics Citizens First Under 90 Credit Union County Wisconsin
21 Credit Union Market Demographics Community First Under 90 Credit Union County Wisconsin
22 Credit Union Market Demographics Connexus Under 90 Credit Union County Wisconsin
23 Credit Union Market Demographics Covantage Under 90 Credit Union County Wisconsin
24 Credit Union Market Demographics Educators Under 90 Credit Union County Wisconsin
25 Credit Union Market Demographics Fox Community Under 90 Credit Union County Wisconsin
26 Credit Union Market Demographics Great Wisconsin Under 90 Credit Union County Wisconsin
27 Credit Union Market Demographics Guardian Under 90 Credit Union County Wisconsin
28 Credit Union Market Demographics Kohler Under 90 Credit Union County Wisconsin
29 Credit Union Market Demographics Landmark Under 90 Credit Union County Wisconsin
30 Credit Union Market Demographics Marine Under 90 Credit Union County Wisconsin
31 Credit Union Market Demographics Pioneer Under 90 Credit Union County Wisconsin
32 Credit Union Market Demographics Royal Under 90 Credit Union County Wisconsin
33 Credit Union Market Demographics Summit Under 90 Credit Union County Wisconsin
34 Credit Union Market Demographics University of Wisconsin Under 90 Credit Union County Wisconsin
35 Credit Union Market Demographics Westby Under 90 Credit Union County Wisconsin
36 Credit Union Market Demographics Westconsin Under 90 Credit Union County Wisconsin
37 03-06 New Branch Market Demographics Altra Under 90 New Branch County Wisconsin
38 03-06 New Branch Market Demographics Blackhawk Community Under 90 New Branch County Wisconsin
39 03-06 New Branch Market Demographics Capital Under 90 New Branch County Wisconsin
40 03-06 New Branch Market Demographics Citizens First Under 90 New Branch County Wisconsin
41 03-06 New Branch Market Demographics Community First Under 90 New Branch County Wisconsin
42 03-06 New Branch Market Demographics Covantage Under 90 New Branch County Wisconsin
43 03-06 New Branch Market Demographics Educators Under 90 New Branch County Wisconsin
44 03-06 New Branch Market Demographics Fox Communities Under 90 New Branch County Wisconsin
45 03-06 New Branch Market Demographics Guardian Under 90 New Branch County Wisconsin
46 03-06 New Branch Market Demographics Kohler Under 90 New Branch County Wisconsin
47 03-06 New Branch Market Demographics Landmark Under 90 New Branch County Wisconsin
48 03-06 New Branch Market Demographics Marine Under 90 New Branch County Wisconsin
49 03-06 New Branch Market Demographics Pioneer Under 90 New Branch County Wisconsin
50 03-06 New Branch Market Demographics Royal Under 90 New Branch County Wisconsin
51 03-06 New Branch Market Demographics Summit Under 90 New Branch County Wisconsin
52 03-06 New Branch Market Demographics University of Wisconsin Under 90 New Branch County Wisconsin
53 03-06 New Branch Market Demographics Westby Under 90 New Branch County Wisconsin
54 03-06 New Branch Market Demographics Westconsin Under 90 New Branch County Wisconsin
55 Landmark Credit Union Number of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
56 Landmark Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
57 University of Wisconsin Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
58 University of Wisconsin Credit Union Value of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
59 Community First Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
60 Community First Credit Union Value of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
61 Educators Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
62 Educators Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
63 Royal Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of of Total Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
64 Royal Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
65 Summit Credit Union Number of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN 79% OR LESS
66 Summit Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
67 Fox Communities Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
68 Fox Communities Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
69 Altra Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
70 Altra Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
71 Westconsin Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN % OR LESS
72 Westconsin Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
73 Great Wisconsin Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
74 Great Wisconsin Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
75 Citizens First Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent Percent of Total of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN % OR LESS
76 Citizens First Credit Union Value of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE 80-99% OF MSA MEDIAN 79% OR LESS
77 Pioneer Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by Borrower Income OR MORE 80-99% OF MSA MEDIAN % OR LESS
78 Pioneer Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
79 Blackhawk Community Credit Union Number of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
80 Blackhawk Community Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
81 Capital Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
82 Capital Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
83 Guardian Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
84 Guardian Credit Union Value of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 79% OR LESS
85 Connexus Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of Total of Total by by Borrower Income OR MORE % OF MSA MEDIAN 1 79% OR LESS
86 Connexus Credit Union Value of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN 1 79% OR LESS
87 Kohler Credit Union Number of of Conventional All Home Loans Mortgages Originated Percent of of Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
88 Kohler Credit Union Value of of Conventional All Home Loans Mortgages Originated Originated Percent Percent of of Total Total by by Borrower Income OR MORE % OF MSA MEDIAN % OR LESS
Are Large Wisconsin Credit Unions Deserving of Their Corporate Income Tax Exemption?
Are Large Wisconsin Credit Unions Deserving of Their Corporate Income Tax Exemption? Kay Plantes, Ph.D. Plantes Company 3432 Sunset Drive Madison, Wisconsin 53705 608-233-8519 (office) 608-628-3332 (mobile)
PUBLIC DISCLOSURE. January 22, 2007 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION. Virginia Heritage Bank. 11166 Fairfax Boulevard
PUBLIC DISCLOSURE January 22, 2007 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Virginia Heritage Bank 3374298 11166 Fairfax Boulevard Fairfax, Virginia 22030 Federal Reserve Bank of Richmond P. O.
Public Disclosure. Community Reinvestment Act Performance Evaluation
Comptroller of the Currency Administrator of National Banks SMALL BANK Public Disclosure January 4, 1999 Community Reinvestment Act Performance Evaluation FIRST INTERSTATE BANK OF ALASKA, N.A. Charter
PUBLIC DISCLOSURE. March 02, 2009 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION. First National Bank of Michigan Charter Number 24637
O SMALL BANK Comptroller of the Currency Administrator of National Banks Washington, DC 20219 PUBLIC DISCLOSURE March 02, 2009 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First National Bank of Michigan
PUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
SMALL BANK Comptroller the Currency Administrator National Banks Washington, DC 20219 PUBLIC DISCLOSURE March 24, 2008 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Charter National Bank And Trust
Comparison of Historical Rates: Credit Unions, Savings Banks, and Other Banks Data compiled by Datatrac, Inc. Contact: Ken Wanek at 1-800-257-7101.
36 month Used Auto Loan, 2 Year-Old Auto Credit Unions 4.94 4.95 5.62 Savings Banks 7.05 6.96 7.49 Other Banks 7.78 7.09 7.78 48 month Used Auto Loan, 2 Year-Old Auto (Comparison of average credit union,
PUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
SMALL BANK Comptroller the Currency Administrator National Banks Washington, DC 20219 PUBLIC DISCLOSURE September 18, 2006 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Equity Bank, A National Association
Data Drives the Movement for Economic Justice! Archana Pradhan, Senior Research Analyst, NCRC. March 20, 2013
Data Drives the Movement for Economic Justice! Archana Pradhan, Senior Research Analyst, NCRC March 20, 2013 Why data? 2 To uncover the trend Ø Who is lending in your community? Ø Are they equitably originating
PUBLIC DISCLOSURE. November 18, 2008 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION. American National Bank Charter Number 22841
O SMALL BANK Comptroller of the Currency Administrator of National Banks Washington, DC 20219 PUBLIC DISCLOSURE November 18, 2008 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION American National Bank
Georgia. Mid-Year 2015. Prepared by: CUNA Economics and Statistics
Georgia Mid-Year 2015 Prepared by: CUNA Economics and Statistics Source: Informa Research Services, NCUA, and CUNA. (1)Assumes 1.9 credit union members per household. Loan Product Comparative Interest
HOME FINANCING GUIDE
HOME FINANCING GUIDE SECTION 1: Mortgage Loans Available Fixed Rate Mortgages A fixed rate mortgage is a home loan with a rate that remains the same over the entire term of the loan, regardless of how
Home Buying Seminar. A presentation by The Summit Federal Credit Union
Summit Branches are located in Rochester (7), Seneca Falls (1), Buffalo (3), Syracuse (5) and Cortland (2) Home Buying Seminar A presentation by The Summit Federal Credit Union What We Will Cover Today
CRA Wiz and Fair Lending Wiz - Datasets
CRA Wiz and Fair Lending Wiz - Datasets The table below illustrates all additional datasets our customers will be expected to receive during each calendar year: Dataset Description Frequency of Distribution
PUBLIC DISCLOSURE. December 17, 2007 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION. Excel National Bank Charter Number 24493
O SMALL BANK Comptroller of the Currency Administrator of National Banks Washington, DC 20219 PUBLIC DISCLOSURE December 17, 2007 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Excel National Bank Charter
APPLICATION PACKET. Union County Affordable Housing Fund. First Time Homebuyers Program
APPLICATION PACKET Union County Affordable Housing Fund First Time Homebuyers Program This packet includes Preliminary Application Rules and Procedures Income Limits Union County Government Center 155
DEPARTMENT OF REVENUE DIVISION OF STATE AND LOCAL FINANCE BUREAU OF LOCAL GOVERNMENT SERVICES MADISON, WI
BLACKHAWK TECHNICAL COLLEGE PO BOX 5009 JANESVILLE WI 53547 5009 Tech Code: 0500 Tech #: 0005 Re: Certificate of Equalized Value - Blackhawk Technical College Department of Revenue, and that the equalized
PUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
Comptroller of the Currency Administrator of National Banks Wholesale Institution PUBLIC DISCLOSURE July 19, 1999 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION U.S. Trust Company, N.A. Charter Number
PUBLIC DISCLOSURE. May 29, 2012 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION. Midland FS&LA Charter Number 704475
SMALL BANK Comptroller of the Currency Administrator of National Banks Washington, DC 20219 PUBLIC DISCLOSURE May 29, 2012 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Midland FS&LA Charter Number
CORRELATION SUNSHINE STATE STANDARDS. 1 SE = Student Edition TE = Teacher Edition TR = Teacher Resources TECH = Technology
CORRELATION SUNSHINE STATE STANDARDS SUBJECT: Social Studies SUBMISSION TITLE: Prentice Hall Civics: Government and Economics In Action 2005 PUBLISHER: Pearson Prentice Hall GRADE: Grade 6-8 M/J Civics/
A Banker s Quick Reference Guide to CRA
Federal Reserve Bank of Dallas A Banker s Quick Reference Guide to CRA As amended effective September 1, 2005 This publication is a guide to the CRA regulation and examination procedures. It is intended
The economic crisis has demonstrated how critical informed and effective decision-making is for
April 2014 RESEARCH BRIEF: Financial Education and Account Access Among Elementary Students Prepared by Corporation for Enterprise Development (CFED) for U.S. Department Treasury Are classroom education
PUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
PUBLIC DISCLOSURE February 22, 2010 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Community Bank of Bergen County RSSD No. 275509 18 Railroad Avenue Rochelle Park, New Jersey 07662 FEDERAL RESERVE
Desktop Originator /Desktop Underwriter Version 5.5
Desktop Originator /Desktop Underwriter Version 5.5 Release Notes May 20, 2005 Updated June 8, 2005 In July 2005, we will implement DU Version 5.5. This new version will contain a number of enhancements
Oregon Demographic and Housing Trends
Oregon Demographic and Housing Trends Oregon State Data Center Mee8ng Salem, Oregon November 29, 2012 Charles Rynerson Census State Data Center Coordinator Popula8on Research Center Portland State University
The Benefits of Membership. National
The Benefits of Membership National June 2008 Prepared by: Credit Union National Association Economics and Statistics Department About Your Membership Benefits Report The Membership Benefits report communicates
Federal Reserve Bank of Dallas A Banker s Quick Reference Guide to CRA
Federal Reserve Bank of Dallas A Banker s Quick Reference Guide to CRA This publication is a guide to the CRA regulation and examination procedures. It is intended for bank CEOs, presidents, and CRA and
Q. What are the terms of the NeighborhoodLIFT funding?
Frequently Asked Questions: Q. What are the terms of the NeighborhoodLIFT funding? A. NeighborhoodLIFT funds are provided as a 5 year forgivable loan program for owner occupied properties. As long as the
Section 4: Home Mortgage Disclosure Act (HMDA) Data Analysis
Section 4: Home Mortgage Disclosure Act (HMDA) Data Analysis Introduction The Federal Financial Institutions Examination Council (FFIEC) gathers data on home mortgage activity from the federal agencies
Understanding Credit and the Types of Interest Rates that Affect Your Loans
Understanding Credit and the Types of Interest Rates that Affect Your Loans Presented By: Barbara Hume, Senior Assistant General Manager, NCB Retail Banking Division Why Borrow? To increase your capacity
YOU CAN OWN? WHY RENT WHEN
WHY RENT WHEN YOU CAN OWN? A COMPARISON OF TERM & PERMANENT LIFE INSURANCE This guide helps you understand the differences between term and permanent coverage by comparing them to renting versus owning
Insert Product Photograph Here
Pitt County Community Development Down Payment Assistance Program Insert Product Photograph Here Overview The HOME Down payment Assistance Program is designed to assist potential low income, first-time
ADU Financing Alternatives. Vince Kingston Eagle Home Mortgage
ADU Financing Alternatives Vince Kingston Eagle Home Mortgage Rental Market Stats Demand demographic Oregon #1 in-bound state for those moving here 2013 & 2014* Portland rents rising on average 7% per
Mortgage Credit Certificate Program Lender Application Package
Thank You for Your Interest Mortgage Credit Certificate Program Lender Application Package Texas State Affordable Housing Corporation ( TSAHC ) is pleased to extend an invitation to its qualified lenders
CHAPTER 9 PRODUCT MATRIX
Contents CHAPTER 9 PRODUCT MATRIX Conventional Conforming Loans 2 Secondary Market Arms... 4 HARP (Fannie DU Refi Plus & Freddie Open Access)... 5 Rural Housing 5 VA Programs. 5 Jumbo Programs 5 My Community
Mississippi Home Corporation. Betty Temple Vice President Single Family Program Operations (601) 718.4626 [email protected] www.mshomecorp.
Mississippi Home Corporation Betty Temple Vice President Single Family Program Operations (601) 718.4626 [email protected] www.mshomecorp.com Mortgage Credit Certificate [ MCC ] Program MCC Tax Credits
Household Debt and Credit: Student Debt
Household Debt and Credit: Student Debt February 28, 2013 Donghoon Lee The views presented here are those of the author and do not necessarily reflect those of the Federal Reserve Bank of New York, or
Aging in Place and The Role
Aging in Place and The Role of a Reverse Mortgage Joseph Cina Phil Goss Reverse Mortgage Professional l Reverse Mortgage Professional l Aging in Place Aging in place is the ability to: Continue residing
The State of New York Mortgage Agency
The State of New York Mortgage Agency and You! Working together to provide New Yorker s safe, affordable and sustainable home financing opportunities. By PresenterMedia.com SONYMA and Homebuyer Counselors
Understand the VA Loan Program. Serve the mortgage lending needs of borrowers who serve our country
Understand the VA Loan Program Serve the mortgage lending needs of borrowers who serve our country Eligible Borrowers A veteran is eligible for VA home loan benefits if he or she served in the Army, Navy,
LTV & LLPA Charts Effective 02_01_2016 1
Contents Fannie Mae Conventional Loan Level Price Adjustment (LLPA) Matrix...2 Fannie Mae REFI PLUS Loan Level Price Adjustments...6 Freddie Mac Loan Level Price Adjustments...9 LTV & LLPA Charts Effective
1 2 3 4 Appendix A Appendix B Appendix C
1 2 3 4 Appendix A Appendix B Appendix C Introduction This chapter provides the foundation for the Comprehensive Plan, outlining why we plan, the planning process, Smart Growth Planning, and the planning
2013 CUES Executive Compensation Survey Executive Summary
2013 CUES Executive Survey Executive Summary Based on a Survey of Credit Union Executive Administered by enetrix, a D i v i s i o n o f G a l l u p I n c. The views of this manual are those of the authors.
PUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
PUBLIC DISCLOSURE January 07, 2014 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Lake Federal, FSB Charter Number 706128 7048 Kennedy Ave Hammond, IN 46323-2212 Office of the Comptroller of the Currency
PIMA COUNTY COMMUNITY LAND TRUST HOME BUYER SELECTION POLICIES & PROCEDURES
PIMA COUNTY COMMUNITY LAND TRUST HOME BUYER SELECTION POLICIES & PROCEDURES I. OVERVIEW This policy paper is intended to guide the development and implementation of both general and projectspecific homebuyer
Why Use Net Present Value? The Payback Period Method The Discounted Payback Period Method The Average Accounting Return Method The Internal Rate of
1 Why Use Net Present Value? The Payback Period Method The Discounted Payback Period Method The Average Accounting Return Method The Internal Rate of Return Problems with the IRR Approach The Profitability
Delaware State Housing Authority. DSHA Homeownership Loan Programs
Delaware State Housing Authority DSHA Homeownership Loan Programs DSHA is committed to following all aspects of the Fair Housing Act in our efforts to promote responsible homeownership and obtaining competitive
W i n t r u s t B a n k
W i n t r u s t B a n k 1 WHO ARE WE Wintrust Financial is a financial services holding company We provide traditional community banking services, commercial banking, wealth management, commercial insurance
Down Payment Assistance Presenter: Jonathan Stansell
Down Payment Assistance Presenter: Jonathan Stansell Build credit Cheap credit reports/fico scores Pay down debt. Buy a home! The Homebuyer Program 1. Class in Asheville or online 2. Credit reports + FICO
Independent Bank, Ionia, MI
OFFICE OF AUDIT REGION 5 CHICAGO, IL Independent Bank, Ionia, MI Single-Family Housing Mortgage Insurance Program 2013-CH-1007 SEPTEMBER 17, 2013 Issue Date: September 17, 2013 Audit Report Number: 2013-CH-1007