Why Avoiding LegalShield At Your Company Could Be Expensive For Your Business!

Transcription

1 Why Avoiding LegalShield At Your Company Could Be Expensive For Your Business! Don t your employees and their families deserve your help if your business knows about ways to keep them protected from the stress and expense of dealing with an identity theft or legal issue in our world today? Isn t this important to your company too; especially when your company can minimize the losses in employee productivity that these problems cause! As a service to all employers, I am providing this summary of information to hopefully get your attention regarding the need for every business to provide their employees Identity Theft and Legal Protection Plans so that your company can AVOID the losses in employee productivity found to cost an average of more than $1,200 per employee annually! And there is no cost to your company to put the LegalShield Voluntary Employee Group Benefit Plan in place for your employees. So whether your business has 50, 500, or 5,000 employees, the time your employees are taking during work hours to try and restore a stolen identity or to resolve a legal issue can cost your company $60,000, $600,000, or $6 Million annually due to lower employee productivity! The LegalShield Employee Group Benefit Plan is the best solution for your company. The very person you may Bill Hughes Jr. Management Consultant help the most is you and your own family by Authorized LegalShield Independent Associate investigating this benefit plan! Office: or Cell: After reading this brochure, could you with a clear conscience sign this? I have read this brochure and I do not feel our company s employee productivity will be affected enough to worry about scheduling any presentation for more information about saving money or providing my employees the LegalShield Voluntary Identity Theft and Legal Employee Group Benefit Plan even though it would be just pennies a day for my employees and I understand there is no charge to my company to put this Employee Group Benefit Plan in my company. Signed: Executive Responsible As of this Day Identity Theft and Legal Issues cost billions of dollars annually in loss of employee productivity. These problems occur at every business and is causing stress to millions of employees and their family members! As management you have an opportunity to help your employees and save your company money on the bottom line at the same time. Here s What The Public And Most Businesses Don t Know About Identity Theft Affecting Employees! Not All Identity Theft Can Be Prevented - 17 million employees had their identity stolen in databases at businesses, hospitals, and government agencies last year alone and 11 million became victims of Identity Theft. The remaining 6 million identities are in an inventory held by Identity Theft thieves! There isn t a way to stop computer hackers from stealing your employees identity! 1

2 The Public is Unaware Of What Identity Theft Includes - Most people think Identity Theft is only Financial or Credit related. They overlook Driver s License, Social Security or Employment, Medical, Criminal, and Child ID Theft! Driver s License ID Theft The Identity Thief sells a forged Driver s License and perhaps other identification documents with your information to 1,000 s or tens of thousands of people. Some of them in the course of just living their lives will commit traffic crimes and be charged with DUI, DWI, even involuntary manslaughter because they accidentally killed someone with a moving car. But the offender just disappears and buys another stolen driver s license and you end up being picked up by the police for the warrant out for your arrest. Will you eventually get cleared of these false traffic moving violations and legal charges? After a lengthy period of frustration, spending a ton of money to defend yourself, and after missing work at your employer s business, you will eventually get cleared of this ONE traffic incident and then the whole process starts over again when either another law enforcement s database is still reporting you are wanted and they cuff you again or there is another offender with your driver s license who has another DUI, DWI, or involuntary manslaughter charge against them. I mean against you!!! You see, unfortunately because your records are not restored back to their PRE-THEFT status, you are likely to be picked up by law enforcement repeatedly for the same charge. What a hassle! All this because all of the records in databases at companies and government agencies will never change your records that got affected back to their PRE-THEFT status! Employment ID Theft The Identity Thief sells a forged social security card and perhaps other identification documents with your information to 1,000 s or tens of thousands of people. Some of them will go get employment and not pay the income tax owed. So in a couple of years the IRS opens a case to charge you with Tax Fraud and failure to pay your income tax due on dozen s of employer reports that they paid you for working there! But the offender just disappears and buys another stolen social security card with someone else s identity and moves on to another employer and you end up charged with Tax Fraud and taken to court by the IRS. Will you eventually get cleared by the IRS? After a lengthy period of frustration, spending a ton of money to defend yourself, and after missing work at your employer s business, you will eventually get cleared and then the whole process starts over again with another offender who bought your identity. You could lose your job, get denied employment everywhere you apply, and ruin your credit! And, all of the records in databases at companies and possible even some government agencies will never change your records that got affected back to their PRE-THEFT status! Do you think this will affect your employee productivity at your company? 2

3 Medical ID Theft The Identity Thief sells a forged medical insurance card along with other identification cards with your information to thousands of people. Some of them will seek medical treatment. You could owe money for a procedure you never had. You could be unable to obtain medical or life insurance, or other coverage because you are declined for reportedly having certain health conditions in your medical record or you are forced on to a government provided health plan. You could be unable to obtain medical or life insurance, or other coverage because you are declined for reportedly having certain health conditions in your medical record or you are forced on to a government provided health plan. Your rates can go up or your coverage can be cancelled when your benefits exceed the maximum limit of coverage or you are forced on to a government health plane. And, when some one else's medical history is co-mingled with your medical records that could either impede getting the proper treatment or even risk your life or the life of a spouse or child for getting the wrong medical treatment! Will you eventually get all of these issues cleared up? Many victims after a lengthy period of frustration, spending a ton of money, and after missing work at their employer s business, still have bad information in their medical records. And, equally frustrating, even when efforts are made to catch the offenders, they usually have moved on to purchase some other identity theft victim s medical insurance cards! And then the whole process could start again when another offender with your medical insurance card and other identification cards starts getting medical treatment. And, all of the records in databases at insurance companies, hospitals, and even some government agencies will never change your records that got affected back to their PRE-THEFT status! Criminal ID Theft The Identity Thief sells forged documents with your information to 1,000 s or tens of thousands of people. Some of them have the intent to commit crimes and then disappear while law enforcement tracks you down with a warrant for your arrest. Will you eventually get cleared of this crime? After a lengthy period of frustration, spending a ton of money to defend yourself, and after missing work at your employer s business, you will eventually get cleared of this ONE crime and then the whole process could start over again when another offender with your identity starts the whole process again. By now though you could lose your job, get denied employment everywhere you apply, and you could have a lot of other problems in you life! And, all of the records in databases at companies and possible even some government agencies will never change your records that got affected back to their PRE-THEFT status! 3

4 Child ID Theft The Identity Thief sells a forged social security card with your child s social security number to 1,000 s or tens of thousands of people. Some of them have the intent to commit financial or credit related fraud and then disappear. How will you explain to your child when they turn 18 and try to rent an apartment, rent a car, buy car, or try to get a loan for anything but they then find out their credit is ruined because they had foreclosed properties, $39,000 debt on credit cards, and they might not even be able to get a job! After a lengthy period of frustration, spending a ton of money to help your child, and after missing work at your employer s business taking time to try and help your child, you might finally make some progress! And, all of the records in databases at companies and possible even some government agencies will never change your child s records that got affected back to their PRE-THEFT status! Financial/Credit ID Theft The Identity Thief sells forged documents with your information to 1,000 s or tens of thousands of people. Some of them have the intent to commit financial or credit related fraud and then disappear. When all this is discovered the offender just disappears and buys another stolen identity and moves on destroy someone else s financial life! Will you eventually clear your credit up? After a lengthy period of frustration, spending a ton of money to defend yourself, and after missing work at your employer s business, you will eventually get most of this cleared up. But, not all of the records in databases at companies and possibly even some government agencies will be changed back to their PRE-THEFT status! The Federal Trade Commission has reported the following: the average time an employee spends trying to resolve identity theft is 600 hours and most of that time is on Company Time. The FTC also reports that they expect the majority of Americans will have their identity stolen in as short of a time period as 5 years! BLR Business & Legal Resources helps U.S. businesses become more successful. According to their Special Report, Best Top 10 HR Practices in 2009 they report that employers lose over $600 per employee to identity theft their employees have! 4

5 What Is The Solution? This is not intended to take the place of a full presentation, but the short answer is the following. LegalShield, Inc. has contracted with Kroll Advisory Solutions, an organization that is recognized by governments around the world, the U.S. government and all its agencies, and most of the major corporations worldwide as the Number 1 Security Risk Firm in the world! They use licensed fraud investigators who were formerly investigative agents for such organizations as the FBI, CIA, DOD, and NSA. This is important when you are trying to correct the records in the databases of big corporations and government agencies. They are the ONLY organization that restores the stolen identity of employees and their family members for ALL types of Identity Theft! Here s What The Public And Most Businesses Don t Know About Legal Issues Affecting Employees! Studies show that 7 out of 8 employees have had some sort of legal issue in their family in the last year... - Harris Interactive Even law abiding Americans will encounter a potential legal situation an average of FOUR to SIX times a year... National Resources Center For Consumers of Legal Services 48.2% admit in studies that they ve taken time from work for at least one personal legal issue in the past year- LSK Research Study Presenteeism accounts for 61% of an employee s total lost productivity and medical costs - Cornell University study, Journal of Occupational and Environmental Medicine 49% of employees lose productivity at a rate of 1 hour or more per day due to stress. Business Legal Resources The cost of employee absences is very significant, amounting to 36% of payroll, including costs for the wages paid to employees while absent, lost productivity or replacement worker and administrative expenses. Mercer Stress costs businesses $9,500 per employee-over $300 billion annually Bureau of Labor Statistics American Bar Association (ABA) statistics indicate that nearly nine out of ten employees do not have an attorney of their own. Most employees are intimidated by the legal system and the high cost associated with retaining an attorney. Employees with legal issues, Are absent 5 times more often than the average employee! Use their medical benefits 4 times more often! Use Sick Leave twice as often as the average employee! Experience a substantial reduction in their productivity! Troubled, distracted, and stressed employees are NOT productive on the job! The challenge is how to get this help to your employees without paying $250 to $300 an hour! The LegalShield Plan effectively puts an attorney on retainer for about the cost of a cup of coffee each week if anyone has a need for legal help or advice on other matters. 5

6 Harris Interactive is one of the world's leading market research firms, leveraging research, technology, and business knowledge to make business decisions. According to Harris Interactive, employers lose over $600/employee annually to legal issues that employees experience! What Is The Solution? This is not intended to take the place of a full presentation, but the short answer is the following. LegalShield, Inc. has 4 million people covered with their legal plan and over 34,000 companies that offer their Voluntary Employee Group Benefit Plan. The Legal Plan is designed to handle 80% of the most common legal matters that employees and their families need legal help on for about the cost of a cup of coffee a week! They are the ONLY organization that provides legal services for employees using a Closed Network Panel for superior attorney services at the lowest cost to employees! What Does All this Mean To Your Business? These business concerns are causing a significant financial loss to businesses. For example, if you have 50, 500, or 5,000 employees, the time taken during work hours to try and restore an identity or to resolve a legal issue can cost your company $60,000, $600,000, or $6 Million annually due to lower employee productivity! Businesses really need to put in place the LegalShield voluntary Employee Group Benefit Plan with Identity Theft Protection Plans and Legal Protection Plans that will protect their employees and their families or accept a lower profit margin in future years! Please Contact Us To Schedule A Formal Presentation For Your Executive Team! Bill Hughes Jr. Management Consultant - Authorized LegalShield Independent Associate 6