INDIVIDUAL POLICY CHANGE APPLICATION

Transcription

1 INDIVIDUAL POLICY CHANGE APPLICATION Instructions: Please complete all applicable areas of this application. Please print using black ink. WPS/Delta Dental of Wisconsin/WPS Health Plan, Inc. d/b/a Arise Health Plan ( Insurer ) does NOT guarantee approval of this application for any person, or issuance of a policy. If you do not understand any questions on this application, please contact your Agent or Individual Sales Representative. When complete, please mail this application to the appropriate company shown on Page 6. Note: Only complete this change application if you are making a change to your current policy. If you would like to apply for the currently marketed plan, please complete the Individual Application. Subscriber Name Effective of Change Subscriber Number Social Security Number Are you a WPS or Arise Health Plan member? WPS Arise Health Plan 1. Information Changes A. CHANGE NAME From: Last First Middle Initial To: Last First Middle Initial B. CHANGE ADDRESS Current Address: Number and Street City County State Zip New Address: Number and Street City County State Zip New Phone Number (if applicable) If you have moved to a different county, your Preferred Provider Plan network and rates, if applicable, may be affected. Please contact your agent, or Sales Representative. C. CHANGE PREFERRED PROVIDER PLAN NETWORK WPS Only Change To: Statewide Western Healthy U Aspirus Southern The effective date of the network change for you and all your covered dependents shall be the first day of the calendar month following the receipt of this completed application by WPS. Your rates may be affected if your new network is in a different rating zone. Please contact your agent, or WPS Sales Representative. D. Change Benefits 1. Dental Change: Add Delta Dental Plan underwritten by Delta Dental of Wisconsin dental coverage is only available if you have selected medical coverage If any person applying for coverage has other dental coverage that is not canceling and will not be replaced, you are not eligible for the dental plan coverage. Cancel Dental Plan. 2. Primary Care Physician (PCP) Change - Arise Health Plan Only (Or call (920) or toll free )

2 1. Information Changes (Cont.) E. CHANGE PREMIUM/PAYMENT MODE (Business checks and/or accounts cannot be used for premium payment.) Note: In an effort to comply with Small Employer Health Insurance laws we are unable to accept business checks for payment of premium. Change to: AUTOMATIC WITHDRAWAL. We electronically transfer your premium directly from your bank account at the frequency you request. (If you select this option, please complete the Automatic Withdrawal Payment Authorization Form.) MonthlyQuarterlySemiannuallyAnnually With this option your premium payment can be drafted from your bank account. DIRECT BILL. We send a premium notice directly to your home at the frequency you request. You return payment to the Insurer by the premium due date. Monthly Quarterly SemiannuallyAnnually CREDIT/DEBIT CARD. (If you select this option, please complete Credit/Debit Card Authorization Form.) MonthlyQuarterlySemiannuallyAnnually With this option your premium payment can be charged to your credit card. F. ADDING DEPENDENT TO NEW OR EXISTING FAMILY COVERAGE Type of Coverage Change: Single to Family Add dependent to existing family Family to Single Adding Newborn Child Newborn s Name Last First Middle Initial of Birth Gender Social Security Number Adding Adopted Child Child s Name of Adoption Last First Middle Initial of Birth Social Security Number Gender Dependent Child - Child s Name of Birth Please fill out Section 3 Last First Middle Initial Gender Social Security Number Reason for adding child Relationship to you Adding Spouse - Spouse s Name Please fill out Section 3 Last First Middle Initial Spouse's Social Security Number of Marriage of Birth Gender Height Weight G. TERMINATING A DEPENDENT S COVERAGE Dependent Name of Birth Relationship to You Type of Coverage Being Terminated of Coverage Termination Reason for Coverage Termination H. REASON FOR CHANGE Is the requested change due to a Qualifying event? No Yes If yes, choose: Involuntary loss of Minimum Essential Coverage for any reason other than fraud, intentional misrepresentation of a material fact or failure to pay premium Was previous coverage under COBRA? Yes No If yes, please indicate your COBRA start date: Marriage Birth Adoption or placement for adoption or appointment of guardianship Other Please provide the date of the qualifying event

3 I. INFORMATION ON OTHER COVERAGE Please provide the following information for any person named on this application who has other individual or group health coverage: Name Current Health Carrier Effective Will coverage terminate upon approval of this policy? Yes No Name Current Health Carrier Effective Will coverage terminate upon approval of this policy? Yes No Is anyone named on this application eligible for Medicare? No Yes If yes, please indicate who: *Please note, anyone named on this application who is eligible for Medicare will not be covered by this policy. J. OTHER CHANGE If a requested change is other than a change listed is Subsection A. through G. above, please explain below. 3. Medical Questions The Insurer does not use or collect genetic information for any Underwriting purpose. Genetic information includes information related to genetic tests, genetic counseling, and any family history of a disease or disorder. Any such information should not be included on an application or communicated to the Insurer in any manner. For the purpose of these questions, chronic means persistent, continuous, or periodic, or a combination of any of these terms. You are required to disclose information regarding any disease or condition for which: Any applicant has been diagnosed or treated by any healthcare provider. Any applicant has had testing with abnormal results. Any applicant is awaiting test results. Any applicant has been recommended or scheduled for diagnostic testing, consultation, treatment, follow-up, or surgery. Any applicant has taken or has been advised to take any prescription medication. Any change in health status for which an applicant has not sought medical care or treatment. Within the last FIVE (5) YEARS has anyone, including your or any family member requesting coverage, received counseling, care or treatment, medication, medical advice or been told a diagnosis for any of the following conditions or illnesses listed? (Check each box that applies) Infection and Parasitic Diseases AIDS (acquired immunodeficiency syndrome), ARC (AIDS-related complex), HIV positive (the reporting of HIV test results is limited to FDA-licensed tests, and you need not report results of tests conducted at an anonymous counseling and testing site or through the use of a home test kit.) Lyme s Disease Sexually Transmitted Disease(s) Blood, Gland, Endocrine, Metabolic and Immune Disorders (other than HIV, ARC, AIDS) Anemia / blood disorder Thyroid disease Diabetes / high or low blood sugar. (If checked, record last HGA1C Adrenal disorder reading and date on the Additional Medical Details page.) Enlargement of lymph nodes Endocrine / gland / hormone system Cancer, Cyst and Tumors Cancer (If checked, include the stage, type and location of the Tumors, cyst, lump, polyp tumor on the Additional Medical Details page.) Mental/Nervous/Behavioral Disorders Alcohol / chemical / drug abuse / dependency Has any applicant used sedatives, tranquilizers, cocaine or other hallucinogenic or narcotic drugs? Eating disorders such as, but not limited to, anorexia or bulimia Mental / emotional condition / depression Autism Suicide attempt Alcohol, chemical drug abuse therapy, treatment or counseling within the last 5 years. (If checked, record date of last session in on the Additional Medical Details page.) Brain and Nervous System Brain disease or injury / concussion Convulsion / seizures / epilepsy Chronic headaches / migraines Neurological condition / disease / injury Sleep apnea / chronic sleep disorder Stroke Multiple Sclerosis Paralysis

4 Skin Disorders Skin condition, abnormal or cancerous moles or eczema / cysts / cancer Eyes, Ears and Nose Chronic ear / nose condition / disease Cataracts / glaucoma Chronic eye condition / disease Mouth, Throat or Jaw Chronic throat / tonsil / adenoid / disease / disorder TMJ / jaw joint Heart or Circulatory System Blood / circulatory disorder Elevated / high cholesterol (If checked, record last reading and the date on the Additional Medical Details page.) Phlebitis / blood clot Respiratory System Asthma Chronic respiratory / lung condition Digestive System Appendicitis / chronic abdominal pain Colon / rectum / intestine / bowl / Crohn s disease Gallbladder Urinary System Bladder / urinary tract Kidney / kidney stones Male or Female Reproductive Systems Breast (lumps or masses) Reproductive system disorder / infertility / dysfunction Pregnancy, birth or Congenital Abnormalities Birth defect / congenital deformities Are you, your spouse or any dependent child(ren) (even if not listed on the application) currently pregnant or an expected parent? (If checked, please provide the due date.) Muscular or Skeletal System Back / neck / spine disorder Lupus, chronic muscle pain, muscle injury or disease, or fibromyalgia Rheumatoid arthritis Hernia Miscellaneous Cosmetic surgery / implants Had chronic fatigue Any fluctuations in weight (+/- 20lbs) in the past 12 months Allergies Heart attack / chest pain / murmur / angina Elevated / High or low blood pressure. If checked, record last 3 readings and dates in past 12 months on the Additional Medical Details page.) Heart disease / disorder Emphysema / Chronic obstructive pulmonary disease (COPD) Pneumonia / bronchitis Blood in stool Ulcer / esophageal reflux Liver condition/hepatitis / pancreas Prostate / elevated PSA / prostatitis Abnormal pap smear or mammography Pregnancy complications Bone / orthopedic disorder Osteoarthritis / osteoporosis / osteopenia Knee / shoulder / hip / joint surgery / disorder Use of prosthetic devices / limbs Any person to be insured now disabled, on disability, or unable to perform normal work or age- related activities. Implantable devices / stents / shunts / pace maker Transplants Other injury, Illness, Treatment or Condition Within the last 5 years, has any applicant had any other injury, illness, treatment, or condition not already listed; been hospitalized or scheduled to be hospitalized; had surgery or had surgery scheduled; had a test or a test scheduled; been recommended to have a test or surgery that was not performed for any reason not already mentioned; been prescribed medication for a condition or injury not already mentioned? (We are NOT seeking the results of HIV Antibody test.) Tobacco Use Has any applicant used tobacco products in any form within the last 12 months? (If, checked, provide the name of the applicant(s), amount of tobacco used and frequency: Answers to the medical questions should be complete, true and correct to the best of your knowledge. You are required to promptly notify us if there is a change in your or your family s health prior to the effective date of coverage and provide updated information. If at any time during the underwriting process prior to the effective date of coverage, you or your health history changes, please notify us immediately as this may impact you coverage

5 Additional Medical Details Page For any medical conditions checked, please provide complete details below. Not providing complete details will delay the application process. Within the last five years has anyone been prescribed medications that were recommended or received from a licensed health care professional? Use an additional sheet(s) of paper if necessary. Question # or additional information Applicant Name Specific Diagnosis & type of Treatment Duration of Condition Began MM/YY Began Began Began Began End End End End Name/Dosage/Frequency of Medication & s of Medication Use Name of RX Name of RX Name of RX Name of RX Dose Dose Dose Dose Began End Began End Began End Began End Was surgery performed Description of surgery/procedures/tests/result & s Current Status/O-Ongoing/R- Resolved Readings for blood Pressure, Cholesterol& Diabetes Reading Reading Reading Reading Physician/Hospital Name, City & State 4. Certification/Understanding Notice CERTIFICATION: I represent and certify all of the following: no answer or information written by myself in this application was provided by the agent or anyone else (except for information provided by other family members); such representations are true, accurate, and complete to the best of my knowledge. UNDERSTANDING: : I understand that: no agent has the authority to waive an answer to any question, pass on insurability, make or alter any contract, or waive or alter any of the Insurer s other rights or requirements; any misrepresentation contained herein may be used to reduce or deny a claim, or to rescind and void coverage and the policy within the contestable period, if such misrepresentation materially affects the Insurer s acceptance of the risk, including approving any person for coverage; the Insurer has no liability for anything the agent said or failed to say before, during or after the application process, that s not subsequently confirmed in writing by an authorized officer of the Insurer, including, but not limited to, answers given by the agent in response to questions asked by myself, my spouse or my dependent(s); and the Insurer is not liable for any statement, representation, or other information provided to myself, my spouse or my dependent(s) that isn t expressly contained in a written document provided to them and signed by an authorized officer of the Insurer. I understand that the insurer fully complies with the regulations and orders regarding doing business with foreign countries or foreign nationals listed on the Office of Foreign Assets Control s Specially Designated Nationals and Blocked Persons (SDN) list. Therefore, the insurer may rescind and void any coverage if it determines that you, your spouse or any named dependent are either listed on the SDN list or associated with an entity listed on the SDN list. To the best of my knowledge and belief, I represent that all statements and answers I made in this application, and on the attached sheet(s), if any, are complete and true. I have read and understand this application, including the Certification/Understanding section above. SIGN HERE Applicant s Signature

6 5. Agent Statement Did an agent or sales representative assist you in the completion of this application? Yes No following: If yes, agent must complete the I asked the applicant, spouse and all child(ren) over age 18 all questions contained in this application and recorded their answers exactly as given to me. I also represent that no other person provided any of their answers, or influenced any of their answers; if any of their answers were influenced by another person, I have attached a written explanation thereof to this application. Writing Agent s Name (Print) Agent s Phone # Address Agent s Fax # City State/Zip Agency Name Writing Agent s License # Writing Agent s NPN # Agency s 9 Digit ID # Arise Health Plan 10 Digit Agent ID # Writing Agent s Signature Signed by Agent / / 6. Authorization Notice Authorization to release medical records: I hereby authorize any licensed physician, medical practitioner, health care provider, hospital, clinic, or other medical or medically related facility, insurance or reinsuring company, Medical information Bureau, Inc. ( MIB ), Pharmacy Benefit Managers, consumer reporting agency, or other organization, institution, or person that has any record or knowledge of me or my minor children to give to the Insurer or it s legal representative, reinsurers, authorized agents or designees, any and all information (including information that constitutes protected health information as defined in the privacy regulation promulgated pursuant to the Health Insurance Portability and Accountability Act of 1996, as amended [ HIPAA Privacy Regulation ], but excluding psychotherapy notes, if any) in any form, including, but not limited to, in original, electronic, or photographic copies, about me or my minor children to be covered concerning diagnosis, treatment and prognosis for any physical or mental condition, history or character, general reputation, personal traits, and mode of living, including, but not limited to, all medical and health care records. The information authorized for release shall not include whether the individual has obtained a test for the presence of HIV, antigen or nonantigenic products of HIV or an antibody to HIV or the results of such a test, if obtained by the individual. I understand the information obtained by this authorization will be used by the Insurer to determine eligibility for coverage under this policy and that my failure to authorize the release of said information might result in a refusal to issue or provide coverage. I agree that the Insurer may release said information to MIB or to WPS reinsuring companies, representative(s) or other person (s) performing business or legal services in connection with this application or as may be permitted or required by law, or as I may further authorize from time to time. I understand that I may revoke this authorization by providing advance written notice of termination to the Insurer and that any information released in reliance upon this authorization and prior to such revocation cannot be retrieved. In such case, the Insurer, its directors, officers, employees and agents shall not be held responsible or liable for such release. I understand this authorization will remain valid for 30 months from the date I execute this authorization unless revoked by me in writing prior rot the end of that 30-month period. I understand that I am entitled to receive a copy of this completed, signed authorization, and that a photographic copy shall be as valid as the original. I understand that once information is disclosed pursuant to this authorization, it may no longer be protected by the HIPAA Privacy Regulation and could be re-disclosed by the person or entity that receives it. SIGN HERE Applicant s Signature Spouse Signature For contact information, please see below. Mail to: Mail to: Wisconsin Physicians Services Insurance Corporation WPS Health Plan Inc. d/b/a Arise Health Plan P.O. Box 8190 P.O. Box Madison, WI Green Bay, WI Call: Call: Visit: Visit:

7 AUTOMATIC WITHDRAWAL PAYMENT AUTHORIZATION FORM By my signature below, I authorize the Insurer to instruct my financial institution to deduct my premium payments from the account designated below. I authorize my financial institution to debit the amount of my premium from my designated account. This authorization will remain in effect until I notify the Insurer in writing of its termination. My notification must afford the Insurer and my financial institution reasonable opportunity to act on it. A. ACCOUNT HOLDER INFORMATION Name Customer Number (if available) Address City State ZIP Social Security Number - - Payment mode Select One: Monthly Quarterly Semiannually Annually B. FINANCIAL INSTITUTION INFORMATION Institution Name Branch/Location Address City State ZIP Select One: Checking Account* Savings Account** Please select the 1 st day or the month or the 7 th through the 31 st of the month for payment pull. If a month does not contain the day you selected, the payment pull will occur on the last day of the month. Please note, if you do not choose a day, the payment pull will occur on the 20 th of the month: FINANCIAL INFORMATION Transit Number Account Number *IF USING A CHECKING ACCOUNT, PLEASE ATTACH A CHECK WITH VOID WRITTEN ACROSS IT. **IF USING A SAVINGS ACCOUNT, PLEASE ATTACH A DEPOSIT SLIP WITH VOID WRITTEN ACROSS IT. SIGN HERE Applicant s Signature

8 CREDIT/DEBIT CARD PAYMENT AUTHORIZATION FORM A. APPLICANT INFORMATION Last Name First Name Social Security Number - - B. BILLING INFORMATION, IF DIFFERENT THAN APPLICANT Name as it appears on Credit/Debit card Mailing Address City State ZIP County C. PREMIUM PAYMENT MODE Recurring Arise Health Plan (20 th of the Month) FINANCIAL INFORMATION Recurring WPS (Please select the 1 st day of the month or the 7 th through 31 st day of the month): Note: Recurring premium payments will be charged to your credit/debit card based on your selection above. If a month does not contain the day you selected, payment will be pulled from your credit/debit card account on the last day of that month. We will continue to charge premiums until the policyholder notifies us to discontinue charging premiums in accordance with the Insurer s policy. D. CREDIT/DEBIT CARD AUTHORIZATION Select One: Visa MasterCard Discover Card Credit/Debit Card Number Must be from a personal account Card Expiration I hereby authorize the Insurer or its authorized credit/debit card transaction agent(s) to bill my credit/debit card account indicated above for payment of premiums charged for the Insurer s policy for which I am applying. If the Insurer s policy is issued to me, I understand and agree that by executing this authorization, that action doesn t affect, waive, or change any of the policy s terms, conditions and provisions, including that policy s premium payment and grace period provisions. I am attesting the credit/debit card listed above is a personal account; I understand the premium may not be paid from a business account. SIGN HERE Applicant s Signature