HOMELOAN APPLICATION FORM

Transcription

1 HOMELOAN APPLICATION FOM Bank of Submission: ABSA STD FNB NED OTHE Type of Loan: Application Type: Consultant Name: Ordinary Individual Building Loan Joint(Spouse/Other) Further Loan Multiple Estate Agency/Source CTCHC OTHE Switch Suretyship Sectional Title CC/Trust/CO Other Foreign National CUSTOME DETAILS: Main Applicant / Surety / Company / Trust / CC Surname: First Names: Initials: ID No: Phone work: Phone home: Fax: Cell: Date of birth: Send correspondence to an overseas address? : Physical Address: City/Town: esiding at current address since: Postal address: City/Town: ADDITIONAL QUESTIONS FO MAIN CLIENT In whose name is the property to be registered? Are you a South African citizen? YES / No If the property is to be registered in the name of a CC/Trust/Company,provide number: Maritul Status: Nationality: If a non-sa Citizen,Passport no: Country Passport was issued: Date Passport Issued: Expiry:

2 HOMELOAN APPLICATION FOM Married ANC or COP/Single/Divorced Are you a permanent resident? Country of permanent residence: Ethnic group: C W OtherB OTHE Permanent residence no: No. Of dependants: 0/ 1/ 2/ 3/ 4/ 5/ Bank Correspondence language: English / Afrikaans Frequency of Income: M W BW ADDITIONAL QUESTIONS FO MAIN CLIENT Account Type X Institution Branch /Code Balance Acc. Holder Account Number Cheque Personal Loan Fixed Deposit Trans / Savings Credit Card Other Investments Mortgage Loans ISA In the second column marked X, indicate the default account that the bank will use to transact with you. EMPLOYMENT DETAILS - MAIN CLIENT Are you self employed: YES / No Occupation: Name of Employer: Date joined Employer: Work: Address: Employer No : Previous Employer Name: Period with previous Employer: Have you ever been declared insolvent: Date rehabilitated: Post Grade 12 qualifications: Degree / Diploma / Other Is this the first time you are purchasing a property? Include Bond and / or Transfer costs? Purchase price of property: Amount of loan required: Bond amount to be registered: Purchase date of Property: Loan repayment period: 20 / 25 / 30 years

3 HOMELOAN APPLICATION FOM IF A BUILDING LOAN: (Complete the following) Contract price: Contractor name: Land price: Contractor contract no: Bond Attorney & Tel: Transfer Attorney & Tel: POPETY DETAILS POPETY DETAILS: IF SECTIONAL TITLE: Erf no: Portion: ST Plan Unit no: Street no: Street name: Township: Complex name: City: Township: Postal Code: Area of land: m2m2 City: Seller Name: Seller Tel: Managing Agent details: Intended purpose of dwelling: Main esidence / Tel: Investment Door no: MAKETING DETAILS Is the Applicant under administration review? Is the Applicant under debt review? Do you wish to be included in mass contact by sms or ? May the bank share your information within the group for non-marketing purposes? May the bank conduct a Credit Bureau enquiry on the Applicant? May subsidiaries of the bank contact you? May the bank contact you for marketing purposes?

4 INCOME AND EXPENSES HOMELOAN APPLICATION FOM Co-Applicant /Spouse/ Monthly Income Main Applicant Surety Monthly Expenses Basic Salary Home Loan / ent Home Subsidy ates & Taxes or Levy Car / Travel Allowance Average Commission Average Overtime(6months) ental Income (see attached proof) ental Income (see attached proof) ental Income (see attached proof) Water & Lights Vehicle Installment Petrol / Travel Costs Insurance (Short Term) Life Insurance Life Insurance Life Insurance Other 1 Life Insurance Other 2 Telephone ( Telkom) Other 3 Cellular Telephone Other 4 School and University fees Other 5 Groceries Debt/Credit Card Payment Personal Loan 1 Personal Loan 2 Main Applicant Co-Applicant / Spouse / Surety GOSS INCOME LESS: Pension Medical Aid PAYE Personal Loan 3 TV License / DSTV Clothing Expense (cash) Clothing Account 1 Clothing Account 2 SIGNED as correct by Applicants:

5 HOMELOAN APPLICATION FOM Monthly Income Main Applicant Co-Applicant /Spouse / Surety Monthly Expenses Main Applicant Co-Applicant / Spouse / Surety SITE Clothing Account 3 UIF Gymnasium fee Other ( Specify) Other Expenses (Specify) Other 1 Other 1 Other 2 Other 2 Other 3 Other 3 Other 4 Other 4 NET INCOME Other 5 Other 6 Other 6 Other 7 Other 7 Other 8 Other 8 NET HOUSEHOLD/TOT AL INCOME Bond epayment/cance llation of rent which is included under monthly expenses Total Expenses SIGNED as correct by Applicants:

6 HOMELOAN APPLICATION FOM Assets & Liabilities ASSETS DESCIPTION AMOUNT LIABILITIES DESCIPTION AMOUNT Fixed Property Vehicle Home Loan Hire-Purchase Facility Cheque Account Overdraft Facility Investments Budget Facility Other ( Specify) Total Total Co Applicant Assets & Liabilities ASSETS DESCIPTION AMOUNT LIABILITIES DESCIPTION AMOUNT Fixed Property Vehicle Home Loan Hire-Purchase Facility Cheque Account Overdraft Facility Investments Budget Facility Total Total SIGNED as correct by Applicants:

7 HOMELOAN APPLICATION FOM SECOND APPLICANT - Spouse / Co - applicant / Other Second Applicant: Spouse ;; Surety ; ; CC / Trust / Company ; Other Surname: Send correspondence to an overseas address? First Names: : Initials: Date of birth: Physical Address: ID No: City/Town: Phone work: esiding at current address since: Phone home: Fax: Cell: Postal address: City/Town: BANKING DETAILS FO SECOND APPLICANT Account Type X Institution Branch /Code Balance Acc. Holder Account Number Cheque Personal Loan Fixed Deposit Trans / Savings Credit Card Other Investments Mortgage Loans ISA In the second column marked X, indicate the default account that the bank will use to transact with you. EMPLOYMENT DETAILS FO SECOND APPLICANT Are you self employed: YES / No Employer No : Occupation: Previous Employer Name: Name of Employer: Period with previous Employer: Date joined Employer: Have you ever been declared insolvent: Work: Date rehabilitated: Address:

8 HOMELOAN APPLICATION FOM May the bank conduct a Credit Bureau Enquiry on the Applicant? Signed by client that all information is true and correct: Applicant Sign: Co-Applicant Sign: Motivation / Notes for MOTGAGE OIGINATO