Home Inventory Checklist
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1 Home Inventory Checklist A room-by-room inventory for your home Ohio Department of Insurance Home Inventory Checklist
2 Keeping an inventory of the items in your house can be helpful if you have an insurance claim. A detailed inventory can also speed up the claims process and help prove tax deductible or uninsured losses. Tips for making your home inventory: 1. Make your inventory as complete and detailed as possible. Your insurance company will ask for a detailed list of your personal property before paying your claim. Update your inventory regularly to add new items. 2. List purchase dates, values, serial numbers, and brand names. Keep receipts for expensive items. 3. Keep a detailed inventory of your clothing and accessories. Take pictures or videos of each room in your house. Don t forget closets, storage buildings, the attic, and the garage. Open drawers and take pictures of the contents. Label the pictures and videos with the date they were taken. 4. Keep your inventory, pictures and videos, a copy of your insurance policy, and any appraisal reports in a secure place. Think about keeping a copy away from your house, such as in a safe deposit box, at work, or at the house of a friend or relative. 5. Save your pictures, videos, and any documents on a computer. It s a good idea to them to yourself and save them on your providers servers so you can access them wherever you can log on to your Review your policy s personal property coverage limit annually, and be sure the limit is high enough to cover the items on your home inventory. Personal property coverage pays if the items in your house (such as furniture, clothing, and appliances) are damaged, destroyed, or stolen. 7. Homeowners policies usually offer limited coverage on certain personal property, such as jewelry and furs. You may be able to buy more coverage for an extra premium. Tell your agent or company about any special items you have that you d like to insure.
3 Living Room Sofa/Chairs Loveseat Recliner Coffee Table End Tables Lamps Family Room/ Den/Office Sofa/Chairs Entertainment Center Desk/Table Bookcases Books Computer Chair Lamps Decorative s
4 Dining Room Dining Table Chairs China Cabinet Buffet China/Tableware Crystal/Glassware Silverware Kitchen/ Laundry Table/Chairs Stove Refrigerator Dishwasher Washer Dryer Microwave Blender Mixer Coffee Maker Plates/Dishes Pots/Pans Cutlery Utensils Glassware Decorative s
5 Other Fireplace Fixtures Books Furs Coin/Stamp Collection Sewing Machine Memorabilia Musical Instruments Luggage Holiday Decorations Toys Games Jewelry Rings Bracelets Earrings Necklaces Brooches/Pins Watches
6 Bedroom 1 Bed Frame Mattress Nightstands Dresser Other Furniture Mirror Bed Linens Bedroom 2 Bed Frame Mattress Nightstands Dresser Other Furniture Mirror Bed Linens
7 Bedroom 3 Bed Frame Mattress Nightstands Dresser Other Furniture Mirror Bed Linens Bedroom 4 Bed Frame Mattress Nightstands Dresser Other Furniture Mirror Bed Linens
8 Bathroom 1 Mirror/Vanity Cabinets Electric Toothbrush Hair Dryer/Curling Irons Electric Razor Towels Bathroom 2 Mirror/Vanity Cabinets Electric Toothbrush Hair Dryer/Curling Irons Electric Razor Towels
9 Artwork Paintings Sculptures Mirrors Wall Hangings Pottery Art & Craft Supplies Electronics Televisions DVD CD Players DVDs/CDs Video Cameras Cameras Stereos/Speakers Computers/Laptops Tablets Printers/Scanners Computer Peripherals Software Video Game Systems Video Games Cell Phones Radios
10 Sports Equipment Golf Clubs/Bag Skiis/Equipment Bicycles Fishing Equipment Bowling Equipment Tennis Equipment Exercise Equipment Garage/Attic Freezer Refrigerator Lawn Mower Lawn Tools Garden Tools Power Tools Table Saw Tools Tool Bench/Chest Auto Equipment Ladder Patio Furniture BBQ Grill Antiques Stored s
11 Other
12 The Ohio Department of Insurance has created a servere weather preparation and recovery toolkit to help Ohioans prepare for severe weather and recover from any damage it may have left behind. Visit our website at for tips, checklists and FAQs as well as links to additional information to help you during severe weather preparation and recovery. You can also call the Department s consumer hotline at with any insurancerelated questions and stay informed by following the Department on OHInsurance and Facebook, com/ohiodepartmentofinsurance. Visit our website at www. insurance.ohio.gov for more information about severe weather preparation, find links to additional resources like how to avoid contractor fraud, insurance tips, links to the Ohio Emergency Management Agency and the Red Cross, and to download severe weather and disaster recovery toolkits. If you need help, call the ODI consumer hotline at with any insurance-related questions and stay informed by following ODI on OHInsurance and Facebook OhioDepartmentofInsurance Ohio Department of Insurance 50 West Town Street Third Floor - Suite 300 Columbus OH Consumers OSHIIP Fraud
HOME INVENTORY CHECKLIST
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