From the beginning, our motto was build every home as if

Size: px
Start display at page:

Download "From the beginning, our motto was build every home as if"

Transcription

1

2

3 From the beginning, our motto was build every home as if it were our own and it still is. While our values haven t changed, a lot has changed here in WA. Our lifestyles have changed, the way we work and play has changed, and so our homes are different too. Thirty five years ago you would have got some strange looks talking about a theatre room, an outdoor kitchen or smart wiring! What s also changed in 35 years is how busy people are. To respond, we ve launched a new End to End service. In a nutshell, End to End is designed to save time and stress by taking care of the extras on your behalf. It takes time to find contractors and get quotes for demolition, air conditioning, fire places, floor coverings, landscaping and all of the details that really finish your home. The benefit of End to End is that we have a bank of reliable contractors with strong, long-term relationships. We can use our experience and those relationships to take care of any or all of those details for you, and you ll have just one point of contact for the whole process. We hope you enjoy the stories of our clients who have experienced the End to End journey with us. We look forward to helping you on your journey soon. 2

4

5 We decided to look into Resolve after complaining to Rita about the lack of service we were getting from our bank, considering we ve been with them for 12 years. Rita suggested we contact Resolve, so we met Phil and instantly felt at ease. We re still dealing with the same bank and got the same deal, but Phil has handled everything much like a private bank manager. He also works with Webb & Brown- Neaves regularly and understands what s involved with the building process, said Justin. While the construction is under way, the Martins have begun working on their pool and backyard design. We are using all Webb & Brown-Neaves recommended contractors and the team has definitely assisted in this process. Our building supervisor met with our pool contractor to work out the best design for our block, as it s going to be an area the whole family use for many years to come. We can t wait to move in. This will be our family home for a long time, even after our daughter has grown up and moved out. TOP TIPS FROM THE MARTINS. Choose your builder wisely. The cheapest option is not always the best option. Look at a builder s existing homes and see how they present five or ten years later. If you want a pool, plan ahead before you build as it could get costly to do once the house is finished. PHIL JOHNSON - RESOLVE FINANCE. START WITH THE END IN mind When you re thinking about your dream home, you might imagine the number of bedrooms you need. Or the position of your pool. Whatever your dream house looks like, take the next step towards it by speaking with experts in construction finance. According to Phil Johnson at Resolve Finance, it s worth consulting a mortgage broker who knows what the building process involves. We specialise in construction finance, which is very different from regular home loans, said Phil. With our in-depth understanding of the building process, we know precisely what your builder and lender requirements are, what s needed and when. We co-ordinate your progress payments so it all happens smoothly with no unnecessary delays to your home. The team at Resolve Finance access a wide range of home loan products to find the best fit for each client. Even if you end up using a product from your existing bank, we ll organise the whole process for you saving you time and effort. And you ll have the peace of mind of knowing you have the right loan. Phil recommends organising pre-approval so you know exactly what you can spend on your home. Your broker will need details of your financial situation including what you earn and your debts. They will also need to know how much of a deposit you have towards your new home. The bigger your deposit, the less mortgage insurance you ll need to pay. To find out more speak to Phil Johnson on or visit resolvefinance.com.au ACCESS A MARKET LEADING FIXED RATE LOAN Fixed rates are currently at record low levels and our partners at Resolve Finance have access to a market leading fixed rate loan that you don t want to miss out on. 3.99%* fixed for the first year is one of the lowest fixed rates on the market and it s available when you build through Webb & Brown- Neaves. Compared to a variable rate home loan at 5%, you could save up to $4,500 in the first year! *Terms & conditions apply. Product available through Bluebay Home Loans on their 1 Year Fixed Start Balanced Home Loan. Comparison rate is 5.28% based on a loan amount of $350K over a 30-year loan term making principal and interest repayments. This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Resolve Finance Australian Credit License No

6

7

8

9

10

11

12

13 When Neil and Joyce decided they needed more room for their family, they knew they wanted a streamlined solution. They decided to build a home for the second time with Webb & Brown-Neaves. With the two boys growing up and lots of big boys toys around, we needed more space, said Neil. We had a deteriorating investment property that needed expensive repairs so that provided the perfect opportunity for us to bowl it over and build our dream home. The busy Hutchisons soon found a Webb & Brown-Neaves display home they liked. We loved the Sundowner display but wanted to make a few changes to the floor plan. So our Building + Design Consultant, Kim Gartrell, incorporated these ideas to create a home that suited our requirements and our lifestyle. Neil and Joyce noticed some changes building with Webb & Brown-Neaves a second time. It was a good experience when we built back in 2004 but it was even better this time. The design and prestart processes were really streamlined and the house fit-out and finishes are better than ever. There were also a lot of extras we didn t expect would be included. Webb & Brown-Neaves are certainly thinking ahead and future-proofing their clients needs. The Hutchisons enjoyed the building process again this time. We worked with a great team from sales and design through to prestart. Our building supervisor, Ray Barclay, took it through to completion and our home was built on time and on budget. There was attention to detail all the way through. We now have a great home for living and entertaining. We have enough space for all our family and friends to be together or we can each do our own thing in separate areas and not be in each other s way. Why go on holidays when we have it all at home? TOP TIPS FROM THE HUTCHISONS. Know your block. Take its location, the sun and wind direction, trees and vegetation and the outlook over neighbouring properties into account. Choose the right design to make the most of any views and enjoy Perth s great outdoor lifestyle. Don t be afraid to alter floor plans and talk through your options with the sales and design team. 12

14

15

16

17 THE PAGODA - FROM $392,600. VIEW AT 3 TRUMPET STREET, SOUTHERN RIVER. EXPLORE the FINISHED PRODUCT When we take care of everything for you, it s just like moving into your very own display home. Explore one of our Webb & Brown-Neaves homes at any of our display locations. To find out more about our range of homes under $500,000, visit wbhomes.com.au/under500. THE PEARL - FROM $430,900. x4 x2 THE AZUMI - FROM $472,100. VIEW AT 91 GRAND OCEAN ENTRANCE, BURNS BEACH. x4 x2 THE BRINDABELLA - FROM $571,600. x4 x2 THE MONTAUK - FROM $670,100. VIEW AT 4 CYGNUS PARADE, CNR MANNING ROAD, WATERFORD. VIEW AT 5 SHIPMASTER AVENUE, ALKIMOS. x4 x2 VIEW AT 4 BRUNY MEANDER, WANDI. x4 x2 THE ETESIAN - FROM $737,200. VIEW AT 5 ROMANO CRESCENT, ILUKA. x4 x2 Display homes are open weekends 1-5pm, Mon & Wed 2-5pm. THE MEDALLION - FROM $836,200. VIEW AT PERRY LAKES, 6 HURDLES DRIVE, FLOREAT. x4 x2 THE RAFFLES - FROM $821,000. VIEW AT 3 SWANWAY CRESCENT, SWANBOURNE. Photographs included in this magazine may depict fixtures, finishes, features, furnishings and landscaping not supplied by Webb and Brown-Neaves including, but not limited to, planter boxes, retaining walls, water features, pergolas, screens, fences, outdoor kitchens, barbeques, window fittings and floor coverings. Webb and Brown-Neaves does not supply swimming pools, pool decks and fences. For more information of the inclusions of our homes, please contact one of our building and design consultants. Prices are subject to change. x4 x4 16

18

19 T o celebrate the completion of each new home, our clients are treated to a personal chef experience prepared in their own brand new kitchen by chef Ryan John and his team. For clients such as Jaco Klopper, it s a fantastic opportunity to entertain guests and enjoy culinary delights without lifting a finger. Jaco enjoyed the process of building his home and especially loves his new kitchen customised with three ovens. Webb & Brown-Neaves was ahead of their scheduled building timelines and always open to new ideas and modern thinking, he said. The professional approach, especially during the planning phase with my Building + Design Consultant Kim Gartrell, was more than could be expected. Kim was instrumental in implementing all of my special requirements, such as polished concrete floors and modern ceilings. Among Jaco s guests at his private chef experience were his business partner and special visitors from South Africa. Everyone thoroughly enjoyed themselves. They commented that they enjoyed great food, great company and an excellent house! Chef Ryan John enjoys the role he and his team of chefs play in the experience. The kitchen table is right at the heart of Webb & Brown-Neaves homes, and in most cases the clients are seated within a couple of metres of the chef, said Ryan. People love being able to watch the chef and talk about their own culinary adventures or disasters. For the home owners, I really enjoy the surprise element when they realise that a world-class meal just came out of their very own kitchen!. GREAT FOOD, GREAT COMPANY. AND AN. EXCELLENT. HOUSE!. JACO KLOPPER 18

20

YOUR GUIDE TO DEMOLISH & BUILD

YOUR GUIDE TO DEMOLISH & BUILD YOUR GUIDE TO DEMOLISH & BUILD DEMOLISH YOUR OLD HOME. BUILD A BRILLIANT NEW LIFESTYLE. Want to unlock that dream lifestyle by knocking down your old home and building new? With a Webb & Brown-Neaves Demolish

More information

Plan, Build, Enjoy! Everything you need to know about funding a new build or renovation

Plan, Build, Enjoy! Everything you need to know about funding a new build or renovation Plan, Build, Enjoy! Everything you need to know about funding a new build or renovation From foundations to fit out a construction loan can help you get there... Building a brand new home or completing

More information

WAS $393,900 NOW $373,900 *Price reflects $20,000 reduction. Lot 1249 Santorini Promenade

WAS $393,900 NOW $373,900 *Price reflects $20,000 reduction. Lot 1249 Santorini Promenade Elevation image for reference only. This is not the final image for this house. WAS $393,900 NOW $373,900 *Price reflects $0,000 reduction Lot 149 Santorini Promenade 0 Week build time guarantee Spacious

More information

HOME BUYERS GUIDE P1 GUIDE

HOME BUYERS GUIDE P1 GUIDE HOME BUYERS GUIDE STEP 1 STEP 2 STEP 3 STEP 4 STEP 5 STEP 6 STEP 7 STEP 8 STEP 9 P 1300 939 675 or 07 4723 6612 F 07 4723 7699 A 23 Thuringowa Drive, Kirwan Q 4817 E info@greenlightonline.com.au w HOME

More information

KnocKdown Rebuild PRoceSS Guide

KnocKdown Rebuild PRoceSS Guide Knockdown Rebuild PROCESS GUIDE With Boutique you can have it all location, space, quality, convenience and lifestyle 02 03 04 05 If you're knocking down your existing home and rebuilding, Boutique has

More information

Make your move for a secure fi nancial future GESB FINANCIAL ADVICE

Make your move for a secure fi nancial future GESB FINANCIAL ADVICE Make your move for a secure fi nancial future GESB FINANCIAL ADVICE ISSUE DATE: 1 July 2012 Who needs fi nancial advice anyway? Financial advice isn t just for those breathing the rarefi ed air. It s for

More information

5% down, no more to pay until you move in.

5% down, no more to pay until you move in. 5% down, no more to pay until you move in. * Eligible first home buyers Subject to finance approval The new easy way to build. Rent and build at the same time? It s easy with MetEasy. THE NEW EASY WAY

More information

Changing the shape of British retirement. www.homewise.co.uk

Changing the shape of British retirement. www.homewise.co.uk Changing the shape of British retirement Free Phone 0800 043 33 66 About us Welcome to Homewise Like many people, you may have spent years looking forward to a dream retirement lifestyle, perhaps wanting

More information

How To Buy A Home In Trillium

How To Buy A Home In Trillium Introducing Australia s new home owners initiative. $ 2K^ on your way! Eligible first home buyers Subject to finance approval Home & Land Packages From $355,900 * *See inside for home and land package

More information

A simple guide to getting more from your future with. Aviva Equity Release. Best Equity Release Lender

A simple guide to getting more from your future with. Aviva Equity Release. Best Equity Release Lender A simple guide to getting more from your future with Aviva Equity Release Best Equity Release Lender J4602_PF011120_1015.indd 1 09/10/15 8:06 pm Contents An introduction to Aviva Equity Release What is

More information

Home Buying Insider Page 1 of 12

Home Buying Insider Page 1 of 12 Home Buying Insider Page 1 of 12 LEGAL NOTICE The Publisher has strived to be as accurate and complete as possible in the creation of this report, notwithstanding the fact that he does not warrant or While

More information

You won t find our home loans at a bank or through a broker.

You won t find our home loans at a bank or through a broker. You won t find our home loans at a bank or through a broker. Introducing Mortgageport We offer a range of specialist home loans designed to make it simpler and more affordable to turn your dream of building

More information

3 STEP BUYERS GUIDE STEP FINANCE STEP LAND STEP HOME

3 STEP BUYERS GUIDE STEP FINANCE STEP LAND STEP HOME 3 STEP BUYERS GUIDE STEP FINANCE 1 STEP LAND 2 STEP HOME 3 STEP FINANCE 1 WORKING OUT YOUR BUDGET Before you can borrow money for your first home, you need to answer two big questions: WHAT S THE MAXIMUM

More information

Buying Your First Home in Canada. What Newcomers Need to Know

Buying Your First Home in Canada. What Newcomers Need to Know Buying Your First Home in Canada What Newcomers Need to Know A PLACE TO CALL HOME. A PLACE OF YOUR OWN. You ve made Canada your new home and now you re looking for a place of your own. Buying a house is

More information

How to Build a Home in 2009

How to Build a Home in 2009 Build Your The Big Picture New Year s we spent the day with good friends, enjoying ourselves with food and watching football. On my way to get pizza in the kitchen I noticed one of the most difficult jigsaw

More information

HOME LOAN HOUSE. Are you a homeowner looking for a loan? If so, and you live in the UK, Home Loan House can help.

HOME LOAN HOUSE. Are you a homeowner looking for a loan? If so, and you live in the UK, Home Loan House can help. 1 Home loans + uk, house loan HOME LOAN HOUSE Are you a homeowner looking for a loan? If so, and you live in the UK, Home Loan House can help. We specialise in providing home loans for the things you desire

More information

Call 1300 133 778 www.homeloansandmore.com.au

Call 1300 133 778 www.homeloansandmore.com.au Call 1300 133 778 www.homeloansandmore.com.au Achieve your Achieve financial your goals with our free financial service goals with our free service Call 1300 133 778 Call 1300 133 778 Page 2 // Welcome

More information

WHAT S INSIDE. Financial Planning. Starting out. Young families. Established families. Empty nesters. Retirement Getting the best advice

WHAT S INSIDE. Financial Planning. Starting out. Young families. Established families. Empty nesters. Retirement Getting the best advice FINANCIAL PLANNING If you re looking for advice on financial planning, this guide explains some of the things you may need to consider. We hope you find this guide and the important pointers to each life

More information

Your guide to the residential architectural process. A step-by-step guide from Context Architects

Your guide to the residential architectural process. A step-by-step guide from Context Architects Your guide to the residential architectural process A step-by-step guide from Context Architects We know that building a new house or renovating your home can seem daunting and complicated. So we ve produced

More information

HOMEOWNERSHIP TIPS. In honor of June Homeownership month in Illinois, we posted daily tips. For your benefit, we have consolidated the list here.

HOMEOWNERSHIP TIPS. In honor of June Homeownership month in Illinois, we posted daily tips. For your benefit, we have consolidated the list here. HOMEOWNERSHIP TIPS In honor of June Homeownership month in Illinois, we posted daily tips. For your benefit, we have consolidated the list here. The home buying process might seem complicated or unmanageable.

More information

Social Media Strategy:

Social Media Strategy: Social Media Strategy: The Beginners Guide to Strategy Success in 7 Steps A Simple Guide In association with: Chapter Title Contents Page Page 2 What is Social Media...3 What is a Social Media Strategy

More information

Call 1300 133 778 www.homeloansandmore.com.au

Call 1300 133 778 www.homeloansandmore.com.au Call 1300 133 778 www.homeloansandmore.com.au Achieve your financial goals with our free service Page 2 // Welcome to Home Loans & More Call 1300 133 778 Welcome to Home Loans & More We re the first company

More information

The Mortgage Guide. Helping you find the right mortgage for you. Brought to you by. V0050713a

The Mortgage Guide. Helping you find the right mortgage for you. Brought to you by. V0050713a The Mortgage Guide Helping you find the right mortgage for you Brought to you by Hello. Contents We re the Which? Mortgage Advisers team. Buying a house is the biggest financial commitment most of us ever

More information

How To Get A Job At A Community College

How To Get A Job At A Community College 28 Preview Now More Than Ever: Community Colleges Daniel Wister When Miranda left for school at a faraway university, she thought that all her dreams were on their way to coming true. Then, once disappointment

More information

banking Your Home A guide to buying your next home www.bendigobank.com.au

banking Your Home A guide to buying your next home www.bendigobank.com.au banking Your Home A guide to buying your next home www.bendigobank.com.au Your Home A guide to buying your next home As you would already know from past experience, buying a new home is a great achievement

More information

Homemade Your guide to building or renovating your own home

Homemade Your guide to building or renovating your own home Homemade Your guide to building or renovating your own home Self-builds can be difficult and sometimes stressful, but Dermot Bannon has a couple of tips which should make life a little easier. Building

More information

Because ambition doesn t have ceilings

Because ambition doesn t have ceilings A GUIDE TO PROPERTY I n the journey from startup to IPO, you want to spend the majority of your time developing your idea and focussing on growing your business. When new funding arrives, it offers a crucial

More information

Step 1: Decide to Buy

Step 1: Decide to Buy Step 1: Decide to Buy Do you really want to pay someone else's mortgage? If you re renting and have a stable job with some savings, and a credit score in the high 600 range, you can likely qualify for

More information

Your guide to ANZ Home Loans. Be certain about your choice

Your guide to ANZ Home Loans. Be certain about your choice Your guide to ANZ Home Loans Be certain about your choice C O N T E N T S 3 The more you know, the easier it is 4 What do you need the loan for? 5 How much can I borrow? 7 Home loan choices for everyone

More information

Buying your first home.

Buying your first home. Financial Milestones: Buying your first home. What you should know to make the process easier and more rewarding. Everything you wanted to know about buying your first home Buying your first home can be

More information

YOUR GUIDE TO BUYING A NEW HOME.

YOUR GUIDE TO BUYING A NEW HOME. YOUR GUIDE TO BUYING A NEW HOME. THE ROAD TO YOUR NEW HOME STARTS HERE. Buying a new home is exciting, but there s a lot to think about. We re here to help, with practical tips and online tools that make

More information

debt Managing debt Easy to get into, harder to get out Inside... Think before you borrow Know your options Make a debt repayment plan

debt Managing debt Easy to get into, harder to get out Inside... Think before you borrow Know your options Make a debt repayment plan debt Managing debt Easy to get into, harder to get out Inside... Think before you borrow Know your options Make a debt repayment plan Think before you borrow Borrowing money is called getting into debt.

More information

Without our friend s help, we would probably still be filling out paperwork now!

Without our friend s help, we would probably still be filling out paperwork now! Chasing the Sunshine by Fiona Thatcher This story was first published 2011 in DFA jubilee book Voices: stories of Defence Families. With the support of DHA, Defence Health, ADCU and RANCCF, 2000 copies

More information

EVENT GUIDE. Oxfordshire s biggest affordable homes show. Help to Buy South. The Kassam Stadium, Autumn 2014 SHARED OWNERSHIP HELP TO BUY RENT TO BUY

EVENT GUIDE. Oxfordshire s biggest affordable homes show. Help to Buy South. The Kassam Stadium, Autumn 2014 SHARED OWNERSHIP HELP TO BUY RENT TO BUY Oxfordshire s biggest affordable homes show SHARED OWNERSHIP HELP TO BUY RENT TO BUY Help to Buy South The Kassam Stadium, Autumn 2014 EVENT GUIDE Find out about homes and schemes available, including

More information

Home Buyers Guide. Presented to you by. What to Know About the Buying Process & Using Our Services to Find the Property of your Dreams

Home Buyers Guide. Presented to you by. What to Know About the Buying Process & Using Our Services to Find the Property of your Dreams Home Buyers Guide Presented to you by What to Know About the Buying Process & Using Our Services to Find the Property of your Dreams OVERVIEW Part One: Description of Buying Process Understanding the Consumer

More information

SPECIAL REPORT: How to Use the 203K Loan Program to Profit From the Foreclosure Crisis

SPECIAL REPORT: How to Use the 203K Loan Program to Profit From the Foreclosure Crisis SPECIAL REPORT: How to Use the 203K Loan Program to Profit From the Foreclosure Crisis Presented By: RGR Construction, Ltd. 1-877-289-7231 Welcome, and thank you for ordering this report from RGR Construction

More information

~ Press Kit ~ Professional Event Planning. Design / Planning / Management

~ Press Kit ~ Professional Event Planning. Design / Planning / Management Professional Event Planning Design / Planning / Management We create memorable events while providing you with a first class experience. ~ Press Kit ~ Get in Touch The Contents (949) 690-6832 cassie@eventsbycassie.com

More information

Equity Release - A Good Option for the UK

Equity Release - A Good Option for the UK Guide to Equity Release in association with One of the Yours guides designed to The Guide to Equity Release in association with 1 help you make the most of your life Contents Why equity release? 4 Getting

More information

Release your equity tied up in your home Equity Release

Release your equity tied up in your home Equity Release Golden Age Equity brochure 14/8/07 14:58 Page 1 Because it,s your life Totally independent professional advice: Release your equity tied up in your home Equity Release Retirement planning Financial planning

More information

Your guide to conveyancing. The journey starts here. Minimise delays with our top tips. navigat r. a nudge in the right direction

Your guide to conveyancing. The journey starts here. Minimise delays with our top tips. navigat r. a nudge in the right direction Minimise delays with our top tips The journey starts here navigat r a nudge in the right direction Things you can do to help We know you want to move quickly. This guide highlights things you can do along

More information

Mortgage Advisers. The Mortgage Guide Helping you find the right mortgage for you

Mortgage Advisers. The Mortgage Guide Helping you find the right mortgage for you Mortgage Advisers The Mortgage Guide Helping you find the right mortgage for you Hello. We re the Which? Mortgage Advisers team. Buying a house is the biggest financial commitment most of us ever make.

More information

MUtUaL interest SHOW SPECIAL EXCLUSIVE SHOW OFFERS INSIDE. WiLL you Be able to fulfil your retirement aspirations? The importance of income protection

MUtUaL interest SHOW SPECIAL EXCLUSIVE SHOW OFFERS INSIDE. WiLL you Be able to fulfil your retirement aspirations? The importance of income protection MUtUaL interest Autumn 2013 SHOW SPECIAL EXCLUSIVE SHOW OFFERS INSIDE The importance of income protection Modernising the mutual Partner products WiLL you Be able to fulfil your retirement aspirations?

More information

Living space reinvented

Living space reinvented Living space reinvented The idea The solution The vision Augmentory was born out of our desire to offer customers space and style with ease by combining traditional craftsmanship with the latest advances

More information

Your retirement could have even more going for it

Your retirement could have even more going for it Your retirement could have even more going for it A straightforward guide to equity release For no obligation advice: call 0800 015 0993 www.justretirementsolutions.com Contents Imagine what you could

More information

NEWSLETTER. So the world didn t end...what now? Psychic Medium Carmel Joy Baird. Many people were preparing for the end of the world

NEWSLETTER. So the world didn t end...what now? Psychic Medium Carmel Joy Baird. Many people were preparing for the end of the world January, 2013 Psychic Medium Carmel Joy Baird NEWSLETTER So the world didn t end...what now? Many people were preparing for the end of the world on December 21, 2012. The build up for months was that it

More information

Managing debt. It s easy to get into, harder to get out. Inside... debt. Think before you borrow. Know your options. Make a debt repayment plan

Managing debt. It s easy to get into, harder to get out. Inside... debt. Think before you borrow. Know your options. Make a debt repayment plan debt Managing debt It s easy to get into, harder to get out. Inside... Think before you borrow Know your options Make a debt repayment plan brought to you by the retirement commission Think before you

More information

This guide covers: Things to Do Before Starting Your Search. Searching for Your Dream Home. Making an Offer. The Inspection Process

This guide covers: Things to Do Before Starting Your Search. Searching for Your Dream Home. Making an Offer. The Inspection Process This guide covers: Things to Do Before Starting Your Search Searching for Your Dream Home Making an Offer The Inspection Process The Mortgage Process Closing Congratulations! You re about to embark on

More information

Before we begin the process of finding your new home, let s go through some very important points you should know to make this experience more

Before we begin the process of finding your new home, let s go through some very important points you should know to make this experience more Before we begin the process of finding your new home, let s go through some very important points you should know to make this experience more enjoyable. DON T WORRY...you will find the right home!..you

More information

Sample A. Sample 123 Any Street Anytown, US12345-6789

Sample A. Sample 123 Any Street Anytown, US12345-6789 960 Brook Road, Ste 1 Conshohocken, PA 19428-9901 PRSRT STD U.S. POSTAGE PAID PERMIT NO. 2278 PHILADELPHIA, PA Sample A. Sample 123 Any Street Anytown, US12345-6789 NO payments and NO interest for 12 months

More information

Your essential guide to equity release. from the UK s No. 1 specialist

Your essential guide to equity release. from the UK s No. 1 specialist Your essential guide to equity release from the UK s No. 1 specialist 03 03 04 05 06 07 08 09 10 15 Contents What is equity release? How could equity release help you? Why choose Key Retirement? Mr & Mrs

More information

HOME LOAN GUIDE. Call 1300 17 87 87 1ststreet.com.au

HOME LOAN GUIDE. Call 1300 17 87 87 1ststreet.com.au HOME LOAN GUIDE Call 1300 17 87 87 1ststreet.com.au CONTENTS FIND ALL YOU NEED TO KNOW 4 6 8 10 12 16 18 19 22 24 26 1st Street The Story Your 1st Street Mortgage Broker Lender Options The Plan Lenders

More information

Todd: Kim: Todd: Kim: Todd: Kim:

Todd: Kim: Todd: Kim: Todd: Kim: Todd: [0:00:18] Hey everybody, welcome to another edition of The Prosperity Podcast, this is No BS Money Guy Todd Strobel. Once again, we have my cohost, bestselling financial author Kim Butler with us,

More information

RCU has you covered when it comes to insurance

RCU has you covered when it comes to insurance RCU has you covered when it comes to insurance Coming into the warmer months means that unpredictable weather is just around the corner. This also means that it s the perfect time of year to make sure

More information

Choosing your perfect builder

Choosing your perfect builder Choosing your perfect builder Sentinel Homes are experts in their field and understand the pitfalls of buying a section and building a home. Sentinel Homes will assist you in identifying and eliminating

More information

Home Buyer s Handbook

Home Buyer s Handbook Home Buyer s Handbook Congratulations on deciding to purchase a home! The step by step process detailed here will get you off to a fantastic start to successfully being a superstar, informed home buyer.

More information

BUILDING A NEW HOME THE RAW FACTS. Everything you need to know to avoid the price hike

BUILDING A NEW HOME THE RAW FACTS. Everything you need to know to avoid the price hike BUILDING A NEW HOME THE RAW FACTS Everything you need to know to avoid the price hike CONTENTS 04 The Real Difference What others do; what we do 05 The base or package price Can your home be built for

More information

WILDERSPOOL PARK THE WHITEHOUSE. Greenalls Avenue. Cheshire WA4 6HL

WILDERSPOOL PARK THE WHITEHOUSE. Greenalls Avenue. Cheshire WA4 6HL WILDERSPOOL PARK offices and serviced offices over four unique buildings Wilderspool Business Park Greenalls Avenue Warrington Cheshire WA4 6HL 0161 233 7877 www.bruntwood.co.uk WILDERSPOOL PARK Set in

More information

The complete guide to becoming a mortgage advisor

The complete guide to becoming a mortgage advisor The complete guide to becoming a mortgage advisor Mortgage advisors help people with one of the biggest purchases of their lives, helping them to secure a mortage to buy or re-mortgage property. If you

More information

Vanderbilt Mortgage FINANCING HOME. Guide to. We believe homeownership makes lives better. www.vmfhomeloan.com

Vanderbilt Mortgage FINANCING HOME. Guide to. We believe homeownership makes lives better. www.vmfhomeloan.com Vanderbilt Mortgage Guide to HOME FINANCING We believe homeownership makes lives better www.vmfhomeloan.com Welcome Home to the FinancingJourney Vanderbilt offers a variety of programs for financing a

More information

A GUIDE TO BUYING YOUR HOME

A GUIDE TO BUYING YOUR HOME A GUIDE TO BUYING YOUR HOME A GUIDE TO BUYING YOUR HOME OUR MISSION Everything Usaj Realty does challenges the status quo of real estate. We believe in thinking and acting differently. We don t just want

More information

Starting a business. Is running a business for you?

Starting a business. Is running a business for you? Starting a business 01 Starting a business Starting your own business will be one of the most exciting and challenging things you will ever do. To be successful, you ll need to be well-prepared for what

More information

01 Looking back towards the house from Omaha beach.

01 Looking back towards the house from Omaha beach. 01 01 Looking back towards the house from Omaha beach. 052 HOUSES ISSUE 22 PROJECT 05 Omaha HOLIDAY HOUSE by Architecture Smith + Scully OMAHA Built in stages, the two parts of this Omaha holiday house

More information

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.

More information

The Simple Steps to Buying a House & Land Package.

The Simple Steps to Buying a House & Land Package. The Simple Steps to Buying a House & Land Package. This leafl et will help you enjoy and understand every step to purchasing your House & Land Package. Purchasing the Land Purchasing a House & Land Package

More information

A HomeBuyer s Reference

A HomeBuyer s Reference COLDWELL BANKER A HomeBuyer s Reference Finding & Financing A Home Made Simple c o l d w e l l b a n k e r. c o m Innovation GLOBAL NETWORK Legacy c o l d w e l l b a n k e r. c o m c o l d w e l l b a

More information

Using a conveyancing lawyer: Ten helpful tips

Using a conveyancing lawyer: Ten helpful tips Using a conveyancing lawyer: Ten helpful tips www.legalombudsman.org.uk Buying a new home is a significant step in anyone s life. You might be moving with a new job, getting a bigger place for a new or

More information

Making the most of your retirement

Making the most of your retirement Making the most of your retirement A guide to equity release and our advice service Provided by Contents Welcome from the Age UK Group 3 Do more with your retirement 4 What is equity release? 5 Is equity

More information

living on the edge John Palermo on how to survive the unique business challenges of Western Australia Exceptional business thinking JULY 2013

living on the edge John Palermo on how to survive the unique business challenges of Western Australia Exceptional business thinking JULY 2013 Exceptional business thinking JULY 2013 Vol 84 Issue 6 degrees of change The reinvention of higher education a smarter carbon solution? More transparency, certainty and sense trans-tasman debate Proposed

More information

Your essential guide to equity release. from the UK s No. 1 specialist

Your essential guide to equity release. from the UK s No. 1 specialist Your essential guide to equity release from the UK s No. 1 specialist What is equity release? 03 03 04 05 06 07 08 09 10 15 Contents What is equity release? How could equity release help you? Why choose

More information

InsideManufacturing Issue 5

InsideManufacturing Issue 5 InsideManufacturing Issue 5 02 Welcome 03 Case study: CPA Joinery Ltd 04 Close Brothers SME Apprenticeship Programme 05 Case study: Southern Precision Ltd 06 Meet Tom Ryan 07 Training Academy 07 Regional

More information

Our home buyers guide. Making it easier for you to buy a home you ll love

Our home buyers guide. Making it easier for you to buy a home you ll love Our home buyers guide Making it easier for you to buy a home you ll love 1 Introduction / Our home buyers guide Buying your new home Buying a house is a big step, whether you ve done it before or you

More information

Everything you need to know about equity release.

Everything you need to know about equity release. Everything you need to know about equity release. An informative guide from the equity release specialists Welcome to the Retiredom guide to equity release. Equity release has come a long way since regulation

More information

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages

LEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.

More information

Home and Investment Loans. Be ready to make your move.

Home and Investment Loans. Be ready to make your move. Home and Investment Loans Be ready to make your move. We ve got what you need to make things happen. Whether you re thinking of buying your first home, your next home, an investment property, switching

More information

Questions to Ask Yourself When Buying a New Home

Questions to Ask Yourself When Buying a New Home Questions to Ask Yourself When Buying a New Home When I start visiting homes, what should I be looking for the first time through? The house you ultimately choose to call home will play a major role in

More information

Making changes to your home

Making changes to your home Making changes to your home If you are a tenant living in one of our rented homes, you may be allowed to make some changes or improvements to your home. This guide tells you: what changes you can make

More information

Home Designer. Interiors. New Version!

Home Designer. Interiors. New Version! Interiors Home Designer New Version! 0 10 T quickly with easy How-To Videos for step-by-step instructions HomeDesignerSoftware.com Interior Design Decorating Kitchens & Baths Room Design Remodeling Furniture

More information

HOME AND CONTENTS AND LANDLORDS INSURANCE FOR INSIDE AND OUT

HOME AND CONTENTS AND LANDLORDS INSURANCE FOR INSIDE AND OUT HOME AND CONTENTS AND LANDLORDS INSURANCE FOR INSIDE AND OUT Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. Any advice contained in this document is general advice only

More information

Find your perfect office space, in three easy steps.

Find your perfect office space, in three easy steps. Find your perfect office space, in three easy steps. 1 We are Instant, the global specialists in flexible offices, and our goal is to fulfill your need for the perfect workplace. We make sense of the huge

More information

Jade Education Award Story: Smart Loan Strategies Page 1. This is Jade.

Jade Education Award Story: Smart Loan Strategies Page 1. This is Jade. Jade Education Award Story: Smart Loan Strategies Page 1 This is Jade. Jade borrowed a lot of money to pay for her two degrees. She consolidated several smaller loans into one big one. She wants to use

More information

Amenities. The Right Balance of Comfort and Convenience

Amenities. The Right Balance of Comfort and Convenience Amenities The Right Balance of Comfort and Convenience Epcon Communities started with the simple idea that smart floor plans, high-quality building materials and the right amenities, combined with a maintenance-free

More information

The Guide to Financing Your First Condo

The Guide to Financing Your First Condo The Guide to Financing Your First Condo Purchasing your own home is an exciting step in your life, but if you don t do your research and plan ahead, it can be a very daunting task; one that can end up

More information

Home indemnity insurance

Home indemnity insurance Home indemnity insurance October 2007 What is the law? If residential building work worth over $20,000 is to be undertaken, the law requires that a builder must take out indemnity insurance in the name

More information

WEBINAR WORKBOOK: What s included? 2 x formulas to create and manage change How to write a goal and build a life plan Personal Finance HealthCheck

WEBINAR WORKBOOK: What s included? 2 x formulas to create and manage change How to write a goal and build a life plan Personal Finance HealthCheck WEBINAR WORKBOOK: A Simple 3-Step Guide Toward Creating A Life Plan And Improving Your Personal Finances In Just 60 Minutes (even if you have no idea what you want to do in your life and you re hopeless

More information

FAST TRACK YOUR PRACTICE FOR SUCCESS.

FAST TRACK YOUR PRACTICE FOR SUCCESS. FAST TRACK YOUR PRACTICE FOR SUCCESS. One fact sets HandiSoft practices apart from their peers regardless of size they get more done in less time. TRUSTED BY 7,500 AUSTRALIAN PRACTICES Handisoft s ease

More information

Our Enhanced Lifetime Mortgages Explained

Our Enhanced Lifetime Mortgages Explained Our Enhanced Lifetime Mortgages Explained Contents Make the very best of life..........................................2 About more 2 life and the enhanced lifetime mortgage plans............3 - The plan

More information

Saga Equity Release Advice Guide

Saga Equity Release Advice Guide Your guide to Equity Release Expert advice with no obligation Your introduction to equity release Your retirement should give you the freedom to do all the things in life you haven t had time for. However,

More information

Help first-time buyers get on the protection ladder

Help first-time buyers get on the protection ladder For advisers only Help first-time buyers get on the protection ladder Affordable cover for your clients Mortgage opportunities. Protect more than just the bricks and mortar. What s inside 1 Helping your

More information

CONTRACTORS: IT S YOUR BUSINESS TO UNDERSTAND THE NEW CONSUMER PROTECTION MEASURES.

CONTRACTORS: IT S YOUR BUSINESS TO UNDERSTAND THE NEW CONSUMER PROTECTION MEASURES. CONTRACTORS: IT S YOUR BUSINESS TO UNDERSTAND THE NEW CONSUMER PROTECTION MEASURES. Licensed Building Practitioners skills maintenance If you are a Licensed Building Practitioner (LBP) you can gain skills

More information

prepared in making referrals through Choose and Book, which doesn t create any additional work for me.

prepared in making referrals through Choose and Book, which doesn t create any additional work for me. Health Management Limited has been appointed as the supplier to deliver Fit for Work (previously Health and Work Service) in England and Wales. The following is a personal account of a service user s journey.

More information

Mortgages Things You Should Know

Mortgages Things You Should Know Mortgages Things You Should Know Moving and Money So you re starting to talk about moving out of London or perhaps you ve made the decision already and you ve started the search in earnest. One of the

More information

Adviceguide Advice that makes a difference

Adviceguide Advice that makes a difference Buildings insurance What is buildings insurance Buildings insurance covers the cost of damage to the structure of your property. This includes the roof, walls, ceilings, floors, doors and windows. Outdoor

More information

UNIT 7 1 Applying for a Home Mortgage

UNIT 7 1 Applying for a Home Mortgage UNIT 7 1 Applying for a Home Mortgage Regardless of where you get your mortgage, the issuer is not likely to keep the mortgage for the duration of the loan. So, if you get your mortgage at a local bank,

More information

Outstanding mortgage balance

Outstanding mortgage balance Using Home Equity There are numerous benefits to owning your own home. Not only does it provide a place to live, where you can decorate as you want, but it also provides a source of wealth. Over time,

More information

A Pocketful of Fun. Your handy guide to thousands of RCI holidays!

A Pocketful of Fun. Your handy guide to thousands of RCI holidays! A Pocketful of Fun Your handy guide to thousands of RCI holidays! Destination: Anywhere! RCI offers you the widest choice of destinations around the world. Here s the first thing about RCI that you probably

More information

Are You Sitting On A Goldmine?

Are You Sitting On A Goldmine? Are You Sitting On A Goldmine? Success Through Property Investment Table of Contents Letter from Jason Paetow 3 Success In Investment 5 What Are Your Goals? 7 Accessing Your Goldmine 9 Invest With No Impact

More information

the advice worker s guide how we can help follow us @financialombuds Financial Ombudsman Service financial-ombudsman.org.uk

the advice worker s guide how we can help follow us @financialombuds Financial Ombudsman Service financial-ombudsman.org.uk the advice worker s guide how we can help follow us @financialombuds Financial Ombudsman Service financial-ombudsman.org.uk can t move things forward? If your client has a problem with a financial business

More information

Insurance. Covered, just in case. - How much cover do we need? - Buying insurance - Types of insurance - Where to go for help

Insurance. Covered, just in case. - How much cover do we need? - Buying insurance - Types of insurance - Where to go for help Insurance Covered, just in case - How much cover do we need? - Buying insurance - Types of insurance - Where to go for help Sorted by the Commission for Financial Capability How much cover do we need?

More information

Introduction 4. What is Refinancing? 5. Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6

Introduction 4. What is Refinancing? 5. Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6 Contents Introduction 4 What is Refinancing? 5 Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6 What are the Advantages of Refinancing? 7 1. Consolidating

More information

Life Insurance made easy

Life Insurance made easy Life Insurance made easy INTRODUCTION Your Health is your Wealth - I genuinely believe that to be true. I work in the A&E Department of a large hospital and every day I see the challenges people face in

More information