You won t find our home loans at a bank or through a broker.

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1 You won t find our home loans at a bank or through a broker. Introducing Mortgageport We offer a range of specialist home loans designed to make it simpler and more affordable to turn your dream of building a new home into a reality. mcdonaldjoneshomes.com.au Ph:

2 Building a new home is an exciting time......but arranging a home loan through a bank or a broker can be confusing and cause delays. That s why we designed a range of home loan products specifically for you. Working alongside McDonald Jones we help smooth out the finance wrinkles to make the finance process simpler and easy on you. What s more we have a range of exclusive loan features that can include: Fixed rate construction loans Enjoy repayment holidays while you build Borrow more without paying mortgage insurance Lower rates because you deal direct Longer loan approval periods To find out why you should consider a loan from us call us on or visit mortgageport.com.au A little more about us: Established in 1998 Offer a more flexible option than a bank or a mortgage broker We re experts & specialists in construction home loans A team with great credentials: - Australian Credit Licence number A longstanding member of the MFAA number A member of the Credit Ombudsman Service What do our clients say Having found our dream home design from McDonald Jones, the next step was to finance the build. That s when we came across the fantastic finance deal they offer in conjunction with the Mortgageport team. From our initial dealings to securing the loan they were always there to guide us through the process. We now have a winning combination of McDonald Jones and Mortgageport on our side! Mr and Mrs Pratt, September 2014 Credit managed by Mortgageport Management Pty Limited (ACN ) Australian Credit Licence Number Subject to assessment and suitability. mortgageport.com.au Ph:

3 Are you waiting for your land to register? mcdonaldjoneshomes.com.au Ph:

4 Our One Time Approval Construction Home Loan puts time on your side. At Mortgageport we ll hold your loan approval for an extra 3 months^ while you wait for your land to register. Going through the home loan application process once is bad enough, so don t risk having to do it twice just because you can t settle on your land within the usual 3 month approval period. That s why we have designed a home loan that puts time on your side as you wait for your land to register. Working alongside McDonald Jones we help you smooth out the finance wrinkles so it s easier to secure your new home. Introducing the Mortgageport One Time Approval Construction Loan that means once your loan is approved and provided your loan settles within 6 months we won t bother you with any new: Application forms to sign Application fees to pay Valuation reports to wait on Loan contracts to sign For more information on how this flexible house and land home loan works call Mortgageport on ^The six month offer is conditional on signing a contract within three months of the initial assessment. Credit managed by Mortgageport Management Pty Limited (ACN ) Australian Credit Licence Number Subject to assessment and suitability. mortgageport.com.au Ph:

5 There s now a reason to consider a fixed interest rate construction loan. mcdonaldjoneshomes.com.au Ph:

6 There s now a reason to consider a fixed interest rate construction loan. If you want to take advantage of low fixed interest rates and know what your mortgage repayments are before you build, we ve got the right loan for you. Building your new home is an exciting journey but you don t have to run the risk of a jump in your home loan repayments, just because interest rates happen to rise while you build. Until now most banks don t give you a choice of a fixed interest rate during the construction of your home. That s why we have designed a home loan that gives you the certainty of a fixed interest rate along with the flexibility that s only usually available with variable rate loans. Working alongside McDonald Jones we help you smooth out the finance wrinkles so now it s easier to budget for your new home. Introducing the Mortgageport Fixed Rate Construction Loan that: Lets you lock into a fixed interest rate today to guarantee your home loan repayments over those important first few years Charges you interest only on money you have drawn down as you build Offers a 100% Offset Account facility even when your interest rate is fixed There s never been a better time to considering fixing. For information on how this exclusive home loan works call Mortgageport on Credit managed by Mortgageport Management Pty Limited (ACN ) Australian Credit Licence Number Subject to assessment and suitability. mortgageport.com.au Ph:

7 You don t have to sell before you build! While building your dream home is exciting, we know it can be a little stressful. mcdonaldjoneshomes.com.au Ph:

8 Let us help you with a home loan repayment holiday. When building there are lots of decisions to make and financial pressures can build up especially if you already have a mortgage on your current home. The Mortgageport Transition Construction loan allows you to: 1. Take a holiday from your home loan repayment commitments while you are building your new home 2. Stay in your existing home so you don t have to sell it to finance the construction of your new home 3. Secure your repayments with a low fixed interest rate so you can plan and budget with confidence We can make your life easier so you can enjoy building your wonderful new McDonald Jones home. Want to avoid moving twice? We ll help you stay in your current home until your new one is ready. Worried about making the loan repayments on your current home as well as the new one? We ll give you a loan repayment holiday while you re building your new home. Not ready to sell your current home? That s ok too. Our finance packages will help you smooth out the finance wrinkles so moving from your old home to your new home becomes easier. Let us remove the worry, the stress and the pressure. To find out more on how a loan repayment holiday works, call Mortgageport on or visit Credit managed by Mortgageport Management Pty Limited (ACN ) Australian Credit Licence Number Subject to assessment and suitability. mortgageport.com.au Ph:

9 4.35% p.a fixed for 2 yrs. Comparison Rate of 4.95% Secure your dream home at a dream rate mcdonaldjoneshomes.com.au Ph:

10 4.35% p.a fixed for 2 yrs. Comparison Rate of 4.95% Secure your dream home at a dream rate This is a very flexible residential construction home loan that has a 100% Offset Account. It lets you control your finances and see at a glance what your offset balance, loan balance and transactions are on your regular monthly statement. Terms and Conditions: Fees and charges apply Full details are available on request Interest rates are current as at 30 June 2014 and are subject to change Credit managed by Mortgageport Management Pty Limited (ACN ) Australian Credit Licence Number The comparison rate is based on the Adelaide Bank Term Loan for an amount of $150,000 for a term of 25 years. Fees and charges are payable. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Subject to assessment and suitability. mortgageport.com.au Ph: