COMMERCIAL TITLE INSURANCE

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1 COMMERCIAL TITLE INSURANCE All Service Abstract, Inc. WHO WE ARE All Service Abstract, Inc. based in Penndel, Pennsylvania serves as a full service Title Agency for the Commercial and Residential Real Estate Industry, and the banking and mortgage lending industry. CONTACT US Phone: Fax: Docs@Allserviceabstract.com Web: ALL SERVICE ABSTRACT, INC. COMMERCIAL DIVISION

2 Our Commercial Title Insurance Services All Service Abstract s commercial title insurance offers commercial property buyers, lenders and others protection against loses from certain title insurance issues, provided through responsive title insurance underwriting, closing and recording services on simple to the most complex commercial transactions. Trust All Service Abstract s extensive industry expertise. Whether your transaction involves bankruptcies, loan modifications, foreclosures, or commercial finance loan defaults, our professionals are ready to help solve your most complex transactional issues and that applies to all commercial segmentsincluding new market sectors like renewable energy.

3 WHY WORK WITH ALL SERVICE ABSTRACT? Commercial segment expertise distinguishes All Service Abstract by delivering a specialized approach to servicing all of your title insurance needs from a simple credit line to the most complex commercial transaction. Our objective is to deliver an entire package to you within 5 to 7 business days of receipt of your application. THIS PROCESS WILL RESULT IN YOUR RECEIPT OF THE FOLLOWING WITHIN THE 5 TO 7 BUSINESS DAY TURN AROUND TIME: Completed title commitment Estimated HUD with all costs related to title fees Check list which identifies title defects complete with remedies for curative actions Closing Service Letter Real Estate Tax Information

4 WHAT DO WE OFFER? Single-point contact regardless of property location, number of properties or transactional participants translates into superior transaction management and streamlined closings. Empowered Underwriters with specialized underwriting expertise regardless of transactional complexity or geographic diversity separates All Service Abstract from other title insurance agents, providing a creative, competent and client focused approach. SETTLEMENT SCHEDULE All Settlements are scheduled based on your needs or desires. We are never too busy for our clients. Schedule your closings during our normal business hours, at a location that is convenient to you and your borrower. We are always willing to accommodate your needs and can schedule evenings and weekends when applicable. Our personal attention to every transaction and the timely work in addition to our response procedures set us apart from all of our competitors. Our office is fully staffed so that you never receive a voic or computerized answering system during normal business hours. Our office personnel is designed to assist you with any of your title needs every hour of the business day. There are a minimum of five key employees who are cross trained to do every job in the company from assisting you with a title application, preparing a HUD, giving you updates on a file and clearing title.

5 OUR MISSION STATEMENT Our philosophy in providing you with title insurance goes far beyond the normal. We consider ourselves a division of your company and recognize that every transaction you trust us to insure is important. We look to assist you and the borrower through the entire process. We prioritize your requests immediately, usually within 2 hours. And no request received by phone or is left unanswered if received by 3 PM on any business day. Our Objective is to facilitate closings conducive to the needs of the parties to all real estate transactions. We offer the highest level of service and support to buyer(s), seller(s), attorney(s), lender(s) and real estate agent(s) in the processing of applications for title insurance through and beyond the closing date. All Service Abstract is committed to providing title commitments within 5 to 7 days from the date of application. Processing procedures include verbal and written communications with all parties to the transaction regarding documents required to clear title, providing the lender with all title information including our fees, and real estate taxes at the time the title commitment is issued. The processing procedures implemented and executed by All Service Abstract result in well prepared closings performed in a time efficient manner beneficial to all parties. Services Include * Closing Services-in our office or an alternate location * Residential and Commercial Sales * Residential and Commercial Refinances * Leasehold Estates * Real Estate 1031 Tax Exchange Services * Conveyancing Services-Required Certifications * Printing Services for Mortgage Packages * Title Clearance Services * Last Owner Search-Uninsured informational only * Judgment Search Uninsured informational only * Record Owner and Lien Certificates Exchange Services * Conveyancing Services-Required Certifications * Printing Services for Mortgage Packages * Fully automated-current state of the art technology * High-speed cable internet access with DSL back up * Fully staffed with settlement officers and processors * PA Land Title Association Membership * National Notary Association Membership * American Land Title Association Membership * Land America Agent * Commonwealth Land Title Insurance Company Agent * First American Title Insurance Company Agent Insured transactions and services above are for properties located in the Commonwealth of Pennsylvania and The State of New Jersey You can with confidence chose ALL SERVICE ABSTRACT. INC. as your Title Insurance Company as we will continue to provide you with service beyond your expectations. Please feel free to contact us with any questions you may have or if we can be of any further assistance to you. Thank you for the opportunity to serve you and we look forward to working with you in the future

6 Our Expertise and Experience Make it Easy to Swim With The Sharks Expertise and experience are the two essential ingredients necessary when you take a plunge into a commercial transaction. Our team of title and settlement professionals provides solutions to assist you in the simplest and most complex commercial transactions. As an independent policy-issuing agent of First American Title, you can rest assured that our expertise is also backed by the strength of an underwriter with over a century of industry experience. Contact us for all your commercial transaction needs. Diane F. Flaherty. President ALL SERVICE ABSTRACT. INC. 314 West Lincoln Highway, Suite #1 Penndel, PA Phone Fax

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