Information. Extended Warranty. Photovoltaic Installations
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1 Information Extended Warranty Photovoltaic Installations
2 Contents 1 Aim Warranty USPs Claim Settlement Premium Requirements Registration Invoicing Insurer Solar Insurance & Finance Company Information Contact details... 7 Page 2 of 7
3 1 Aim Increased Sales 1. Business continuity guaranteed 2. Assurance with funding request 3. Assured yield 4. Long term customer relationship 2 Warranty Concept The manufacturer s warranty for solar panels and inverters can be extended for up to 20 years. Contents The extended product warranty covers the following items: - Solar panels following on from the manufacturer s warranty; - Inverters following on from the manufacturer s warranty; - Call-out charges from the date of installation; - Labour costs (for repair) from the date of installation; - If the manufacturer of the solar panels or inverters goes bankrupt during the manufacturer s warranty period, the insurer will take over the product warranty. Important to know - If a solar panel or an inverter develops a technical defect during the product warranty period, you should claim against the manufacturer's product warranty itself. Repair costs (call-out and labour charges) will, however, be reimbursed under this policy. - Once the product warranty period for the solar panel or inverter has expired, the warranty will continue to be provided under this policy. - Labour costs shall be limited to per hour and call-out charges to 0,6 per km with a maximum of Call-out charges does not include travel costs for the sending / transporting of parts. Solar panels shall be deemed to be damaged: - if the installation generates less than 90% of the minimum power output specified by the manufacturer during the first 10 years after installation; - if the installation generates less than 80% of the minimum power output specified by the manufacturer from the 11 th to the 20 th year after installation. Page 3 of 7
4 Inverters shall be deemed to be damaged: - if the inverter fails entirely, or fails to convert sufficient direct current (DC) into 230V alternating current (AC). Insurance term The contract shall be for an initial period of one year, being renewed automatically thereafter for a subsequent period of 12 months, unless either party gives written notice of cancellation at least 3 months before the contract expiry date. Insured installations can be covered by this policy for up to 20 years By paying a single premium you can extend the product guarantee of your panels and inverters for up to 10 years. Available only for installations up to 12 kwp. 3 USPs 1. In case of a warranty claim, the continuity of your company will not be in danger if the manufacturer does not exist anymore. 2. Certainty by funding request; it is easier to finance PV-installations when warranty obligations are insured. 3. Certainty; with the warranty you can guarantee the promised yield for 20 years. 4. Long term relation with your customer. 4 Claim Settlement Intervention in case of damage The costs of repair will be reimbursed by the insurer in full, and with no deductible. PARTS + LABOUR COSTS + CALL-OUT CHARGES Important Depreciation at the rate of 3% a year shall be applied from the sixth year after the delivery date. Formalities to fulfill in the event of damage Report Estimated cost Review Repair Invoicing Report the damage immediately to Solarif with the estimated cost cause of damage cost of replacement parts labour costs call-out charges The installer gets the go-ahead within 24 hours of sending the cost estimate The installer carries out the repair once the go-ahead is given The installer sends the invoice to Solarif. The invoice is paid within 10 working days Page 4 of 7
5 5 Premium On request a premium quotation can be provided. A guideline price of ± 15, per MW (exclusive insurance tax) can be used. The premium will be based on the size of the project, and the make and type of panels and inverters used. Important Payment of a one-off premium for a term of 10 years is only possible for installations up to 12 kwp. 6 Requirements Solar panels/inverters All makes and types of solar panels and inverters that you identify for this warranty will be covered upon approval by the insurer. Approval will depend in part on the type of product certification gained (Tüv, G, ISO etc.). Where the makes you use are not accepted by the insurer, for instance because the make is unknown, Solarif can enquire on a technical level at the manufacturer to see if the make or type can still be included under the policy. If you start using other makes, these must undergo approval testing before they can be covered by the warranty. Only approved and notified makes shall be covered. Repairs Only you, as installer, can carry out repairs and replacement after agreement. Maintenance terms and conditions The installer undertakes to maintain the insured PV installations in accordance with the manufacturer's guidelines. The following obligations also apply: 1. Functional check: every year the installation should be checked for satisfactory operation; this should be done for the first time 12 months after installation; the results should be documented. 2. Maintenance & cleaning: every 4 years the solar panels should be cleaned; inverters should be de-dusted at least every 4 years; the results should be documented. the results should be documented. Important: The abovementioned reports must be submitted in the event of a claim. Failure to submit reports may result in limited or no entitlement to payment of damages. Page 5 of 7
6 7 Registration The insurance contract is set up as a framework agreement between you, the installer, and the insurer. Within the framework agreement the individual projects of your customers are registered. Working with a framework agreement avoids that every time another individual contract must be made up and signed by all parties. In order to register the installations you must provide Solar Insurance & Finance monthly with the following data of each installation: Name and address of your customer; Solar panels: make, type, number of panels, serial number of each solar panel; Inverters: make, type, number of inverters, serial number of each inverter; Copy of the sales invoice to the customer of the PV-system; Installed capacity (kwp) of the installation; Installation date. Again we remind you that only solar panels and inverters are covered by the insurance when these materials are previously approved by the insurer. 8 Invoicing You will receive a monthly invoice based on actual turnover. Currency The policy is issued in The Netherlands. All premiums and honoured claims under this insurance will be indebted en paid in Euro s. The involved insurers will never be obliged to compensate differences in currency as a result of conversion. 9 Insurer Up front it is not possible to mention the insurer taking on the insurance. It depends on in which country the project is realized and in which country the owner of the installation is located. 10 Solar Insurance & Finance Company Information General Solar Insurance & Finance (Solarif) is an internationally operating independent insurance broker that specialises in the insurance of solar power installations. As an intermediary we insure the rooftop installations of private homes and businesses, and commercial solar parks, throughout Europe. Solarif insures the installations against calamities or catastrophes caused by external forces and the resulting loss of production. We also offer yield and extended warranty insurance. Licenses Solar Insurance & Finance is regulated by the Dutch Financial Services Authority (AFM) under number , and complies in full with the requirements of the Dutch Financial Regulation Act. Throughout Europe we are authorised under this license to provide advice and mediate in all insurance matters that apply to your projects and business. Page 6 of 7
7 Additional Solar Insurance & Finance BV is not subject to VAT. Insurance tax applies to insurances rather than VAT. The amount and applicability of insurance tax differ per country. The Solarif team has a wealth of expertise and experience in the field of insurance. Solarif is characterised further by its proactive and personal approach, its decisiveness and high levels of service whilst maintaining full focus on Solar. Solarif is a reliable partner for insuring all your solar power installations, business risks and business operations. You can read more about Solarif on the internet. 11 Contact details Solar Insurance & Finance BV Postbox ED Arnhem The Netherlands Chamber of Commerce number: Bank account: AFM registration number: Our team Jan Canters Chartered Insurance Broker (RMIA) Jan.Canters@solarif.com +31 (0) René Moerman Commercial Director Rene.Moerman@solarif.com +31 (0) Loes Pieper Commercial and administrative support Loes.Pieper@solarif.com Claire den Dekker Commercial and administrative support Claire@solarif.com Harry Wolkenfelt General Director Harry.Wolkenfelt@solarif.com +31 (0) Page 7 of 7
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