THE CORPORATION OF THE CITY OF NELSON REQUEST FOR DECISION

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1 THE CORPORATION OF THE CITY OF NELSON REQUEST FOR DECISION DATE: February 2, 2015 Regular TOPIC: Local Government Interest in Fire Insurance Costs PROPOSAL: Council support for reduction in fire insurance premiums PROPOSED BY: Staff ANALYSIS SUMMARY: Councillor Cherbo has proposed a resolution regarding the cost of fire insurance for Council s discussion and possible submission at the 2015 AKBLG Convention to be held in Nakusp in April BACKGROUND INFORMATION: Councillor Cherbo s resolution was forwarded to Fire Chief Len MacCharles for comment (see attached ). Background information was requested from Councillor Cherbo who will speak to the proposed resolution at the meeting. LEGISLATIVE IMPACTS, PRECEDENTS AND POLICIES: Regulation governing the AKBLG Resolution process is as follows: Resolutions not received in accordance with the deadline (February 23, 2015) shall be categorized as follows: (a) Late Resolution (b) Special Resolution (ii) A Late Resolution shall be held over until the next Annual Meeting; (iii) A Special Resolution shall be determined by the Resolutions Committee, as being any resolution pertaining to a new issue that has arisen between the deadline and the Annual Meeting; (iv) A Special Resolution requires a two thirds vote in support of consideration prior to being introduced onto the floor of the Annual Meeting, and may only be introduced after all Ordinary Resolutions have been considered or if two thirds of the Delegates present determine to hear the resolution immediately. ATTACHMENTS: Letter from AKBLG First Call for 2015 Resolutions from Councillor Cherbo RECOMMENDATION: That the recommended resolution proposed by Councillor Cherbo be discussed by Council with a finalized resolution submitted to the Association of Kootenay & Boundary Local Governments at the Annual General Meeting to be held in Nakusp from April 22-24, 2015: WHEREAS local and rural residents would like to lower their home insurance premiums, it is requested that a deduction be applied on fire insurance rates if an approved water sprinkler system is installed on a residential house roof' to prevent house fires from wildfire sources;

AKBLG Convention to be held in Nakusp in April 2015. BACKGROUND INFORMATION: Councillor Cherbo s resolution was forwarded to Fire Chief Len MacCharles for comment (see attached email).

2 THEREFORE BE IT RESOLVED to petition insurance companies, through provincial and federal governments that a deduction be applied to residential housing fire insurance premium when a approved water sprinkler system is installed on the residential and/or rural house roof' to prevent house fires from wildfire sources. AUTHOR: REVIEWED BY: DEPUTY CORPORATE OFFICER CITY MANAGER

approved water sprinkler system is installed on the residential and/or rural house roof' to

3 From: To: Subject: Date: Importance: Joanne Caldecott Joanne Caldecott AGENDA ITEM FW: City Council Resolution for debate at the 2015 AKBLG Annual General Meeting January :18:58 AM High -----Original Message----- From: Robin Cherbo Sent: January :06 AM To: Barb Dionne Cc: Council Subject: RE: Ciity Council Resolution for debate at the 2015 AKBLG Annual General Meeting Importance: High Hi Barb Below is the revised resolution to go to City Council next regular meeting; In the 1990s there were several large wildfires in California which led to insurance payments of $3 billion (ISO, 1997). These events focused industry attention on this peril and the factors that may further increase the risk of wildfire damage in the years ahead. These include more people and property living at risk, climate change and more fuel available to burn. 'where local and rural residents would like to lower their home insurance premiums, it is requested that a deduction be applied on fire insurance rates if an approved water sprinkler system is installed on a residential house roof' to prevent house fires from wildfire sources. 'Therefore be it resolved to petition insurance companies, through provincial and federal governments that a deduction be applied to residential housing fire insurance premium when a approved water sprinkler system is installed on the residential and/or rural house roof' to prevent house fires from wildfire sources. thanks Robin Cherbo, Councillor CITY OF NELSON Home Phone rcherbo@nelson.ca From: Len MacCharles Sent: Wednesday, January 07, :41 PM To: Robin Cherbo Cc: Joanne Caldecott Subject: RE: Resolutions for debate at the 2015 AKBLG Annual General Meeting Councillor, I am very supportive of your proposed resolution so anything I can do to help please just let me know. I do think there would be some notable challenges the insurance industry would need to figure out how to overcome such as identifying what would constitute an approved installation - but that would be their issue. In recognizing that Nelson residents receive residential fire insurance rates based on a professional fire service it may be helpful to say something like "...whereas residents would like to lower their home insurance premiums it is requested that a deduction be applied if an approved water sprinkler system is installed on a residential house roof to prevent fires from wildfire sources." However, I do understand that this resolution is for the broader AKBLG region and many pay higher rates than Nelson. I like the proposal because of its potential to also further educate our community that there are proactive measures that can be taken to reduce the risk of urban-interface fires as well as nearby wildfires that may cause hot brands to land throughout the city. Let me know if you have time for a coffee to discuss further.

Importance: High Hi Barb Below is the revised resolution to go to City Council next regular meeting; In the 1990s there were several large wildfires in California which led to insurance payments of

4 All the best! Len MacCharles Fire Chief Nelson Fire Rescue Service

5 790 Shakespeare Street, Trail BC V1R 2B4 Cell TO: FROM: All AKBLG Members Arlene Parkinson, Secretary/Treasurer DATE: November 21, 2014 RE: NOTICE OF ANNUAL GENERAL MEETING and FIRST CALL FOR RESOLUTIONS 2015 The 2015 Annual General Meeting (AGM) of the Association of Kootenay & Boundary Local Governments will be held April 22, 23 and 24, 2015 and will be hosted by the Village of Nakusp. Pursuant to Section 10 of your Constitution, this is the FIRST FORMAL CALL FOR RESOLUTIONS for the Annual General Meeting. If there is an issue of concern to your Local Government, which cannot be resolved at the local level, please submit it to the Association in the form of a Resolution. We will be circulating the resolution package for perusal by delegates prior to the convention. Please make note of the deadline date. All resolutions must be received at this office no later than Monday, February 23, Resolutions received after this date will be held over until the next Annual General Meeting. The Executive will receive Special Resolutions no later than 10:00 a.m., Thursday, April 23, 2015, at the AGM provided that there are 100 copies of each resolution. A Special Resolution requires a two thirds vote in support of consideration prior to being introduced onto the floor of the AGM. Background material and a brief statement of any previous action taken by the member should support each draft Resolution. Each Resolution may be submitted electronically to akblg@shaw.ca and should be on the letterhead of the Local Government submitting it with a short heading to designate the subject of the Resolution. The Resolution may not contain more than two "Whereas" clauses. Please do not hesitate to contact me at the above address if you have any questions or concerns.

(AGM) of the Association of Kootenay & Boundary Local Governments will be held April 22, 23 and 24, 2015 and will be hosted by the Village of Nakusp.

6 790 Shakespeare Street, Trail BC V1R 2B4 Cell I have included below the updated Constitution excerpts that were passed at the 2010 AKBLG Annual General Meeting. Thank you Arlene Parkinson Secretary Treasurer 10.4 Ordinary Resolutions (1) Each resolution shall be prepared on a separate sheet of 8 1/2 by 11 paper under the name of the sponsoring Member and shall bear a short descriptive title; (2) Each resolution shall be endorsed by the sponsoring Member. (3) All resolutions of the Association shall be deemed to be of a local (regional) nature unless specifically indicated by the sponsor that the resolution is to be handled at the Provincial Government level Late and Special Resolutions (April 2010) (i) Resolutions that are not received in accordance with the deadline outlined in 10.7 below shall be categorized as follows; (a) Late Resolution (b) Special Resolution (ii) A Late Resolution shall be held over until the next Annual Meeting (iii) A Special Resolution shall be determined by the Resolutions Committee, as being any resolution pertaining to a new issue that has arisen between the deadline outlined in 10.7 below and the Annual General Meeting. (iv) A Special Resolution requires a two thirds vote in support of consideration prior to being introduced onto the floor of the Annual General Meeting, and may only be introduced after all Ordinary Resolutions have been considered or if two thirds of the Delegates present determine to hear the resolution immediately The Executive will cause the resolutions to be printed and circulated to Members by way of the delegate packages All resolutions, along with supportive, background information, shall be sent to the Secretary-Treasurer sixty (60) days prior to the date of the Annual General Meeting.

4 Ordinary Resolutions (1) Each resolution shall be prepared on a separate sheet of 8 1/2 by 11 paper under the name of the sponsoring Member and shall bear a short descriptive title; (2) Each

The Legislative Process

The Legislative Process The Colorado Constitution places the power to make laws with the state legislature, the Colorado General Assembly. The General Assembly cannot delegate this power, and no other