The Standard Long Term Disability Plans and Rates Plan Year (no change from )
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1 Plans and Rates Page 1 of 5 Voluntary Enrollment / Employee Paid plans allow each employee to choose whether or not they wish to enroll, and premiums must be paid by the employee. Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6 VOLUNTARY ENROLLMENT - EMPLOYEE PAID
2 Plans and Rates Page 2 of 5 Mandatory Enrollment / Employer Paid plans require all employees to enroll, and premiums must be paid by the employer. Plan 7 Plan 8 Plan 9 Plan 10 Plan 11 Plan 12 MANDATORY ENROLLMENT - EMPLOYER PAID
3 Plans and Rates Page 3 of 5 Mandatory Enrollment / Employee Paid plans require all employees to enroll, and premiums must be paid by the employee. Plan 13 Plan 14 Plan 15 Plan 16 Plan 17 Plan 18 MANDATORY ENROLLMENT - EMPLOYEE PAID
4 Plans and Rates Page 4 of 5 Mandatory Enrollment / Employer Paid plans require all employees to enroll, and premiums must be paid by the employer. Plan 19 Plan 20 Plan 21 Plan 22 Benefit Waiting Period (days) Maximum Monthly Benefit $2,000 $3,000 $4,000 $6,000 Benefit Percentage 66 ⅔% 66 ⅔% 66 ⅔% 66 ⅔% For $2,000 plan: The first $3,000 of employee's monthly predisability earnings For $3,000 plan: The first $4,500 of employee's monthly predisability earnings For $4,000 plan: The first $6,000 of employee's monthly predisability earnings For $6,000 plan: The first $9,000 of employee's monthly predisability earnings MANDATORY ENROLLMENT - EMPLOYER PAID
5 Plans and Rates Page 5 of 5 Mandatory Enrollment / Employee Paid plans require all employees to enroll, and premiums must be paid by the employee. Plan 23 Plan 24 Benefit Waiting Period (days) Maximum Monthly Benefit $2,000 $3,000 Benefit Percentage 66 ⅔% 66 ⅔% For $2,000 plan: The first $3,000 of employee's monthly predisability earnings For $3,000 plan: The first $4,500 of employee's monthly predisability earnings For $4,000 plan: The first $6,000 of employee's monthly predisability earnings For $6,000 plan: The first $9,000 of employee's monthly predisability earnings MANDATORY ENROLLMENT - EMPLOYEE PAID
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