MoneyPlus TM and ATM Card

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1 MoneyPlus TM and ATM Card TFCU MoneyPlus Card MoneyPlus TM Visa check card offers you the convenience of an ATM card, the ability to make purchases from your checking account without ever writing a check and the option of using it as a debit card for purchases and cash back at participating merchants. Use your MoneyPlus card at over 11 million merchants worldwide, wherever the Visa symbol is displayed. No Annual Fee You won t find a better deal on a check card than MoneyPlus. In addition to the security and convenience of carrying your card instead of cash, we charge no annual or monthly fee. MoneyPlus at ATMs You can also use your TFCU MoneyPlus card as an ATM card, enabling you to perform many transactions on your TFCU accounts, anytime day or night. Regardless of your checking account type, there is no fee for making withdrawals or transfers on TFCU ATMs. MoneyPlus for Purchases Just present your card when paying for goods or services, then sign the receipt. The amount of your purchase will be automatically deducted from your share draft (checking) account. All you have to do is enter the amount of your purchase in your register, just as if you had written a check. All transactions will appear on your monthly statement. Your MoneyPlus Visa check card can also be used as a debit card, using your four-digit PIN, at participating retailers. This allows you to get cash back over the amount of your purchase.

2 Using a PIN Your personal identification number (PIN) is a secret, four-digit number that is required to access your account. Your PIN is strictly confidential, so no one but you will be able to use your ATM card or MoneyPlus as an ATM card or as a debit card at participating merchants. For security reasons, your PIN will be mailed separately from your card. If you want to change your initial computer-generated number, simply follow the directions received with your initial PIN notice to assign your personally selected number. Treat your MoneyPlus or ATM card and your PIN as you would cash or credit cards. Memorize your PIN and never carry it in written form with your card. If you lose your card or PIN, please contact TFCU immediately at (405) 319-CARD (2273) OKC; (918) , ext Tulsa; (580) , ext Ada; (405) , ext Stillwater; (580) , ext Enid or , ext After hours, call Easy and Convenient Your MoneyPlus Visa check card or ATM card gives you the power to access your accounts when you want to, the way you want to. With your card, you can: PAY FOR PURCHASES (MoneyPlus card ONLY) WITHDRAW cash TRANSFER money between your accessible accounts CHECK THE BALANCE of any of your accessible accounts

3 How to Apply! To apply for the MoneyPlus Visa check card or ATM card, simply stop by any TFCU branch or call us and we ll mail you an application for your signature. (405) , ext OKC (918) , ext Tulsa (580) , ext Ada (405) , ext Stillwater (580) , ext Enid , ext TinkerFCU.org TFCU ATM Locations Ada 1620 Lonnie Abbott Blvd., TFCU Ada Branch Bethany 6750 N.W. 39th, TFCU Bethany Branch Choctaw N.E. 23rd, TFCU Choctaw Express Edmond 1401 N. Kelly, TFCU Edmond West Branch 3141 S. Bryant, TFCU Edmond East Branch Enid 215 W. Owen K. Garriott, TFCU Enid Express 4010 W. Owen K. Garriott, K-Mart 801 S. Oakwood, TFCU Enid Branch

4 Building 412, TFCU Vance AFB Branch, Vance AFB Midwest City 6501 Tinker Diagonal, TFCU Midwest City Branch 1401 S. Post Rd., TFCU Midwest City East Branch 6801 S. Sunnylane Rd., Quad Graphics Building 230, AWAC, Tinker AFB Building 420, TFCU Area A Branch, Tinker AFB (semi-restricted area) Building 820, Navy, Tinker AFB Building 2121, Tinker AFB Building 3001, Post Q-69, Tinker AFB Building 3001, Post Y-32, TFCU C-2 Branch, Tinker AFB Building 3001, Post Y-88, Tinker AFB Building 3001, Post Y-92, TFCU C-1 Branch, Tinker AFB Building 5603, Officers Club, Tinker AFB Building 5701, Base Chapel, Tinker AFB Building 9001, Post A-45, TFCU TAC Branch, Tinker AFB Building 9001, Mezzanine 2, Tinker AFB Moore 400 S.W. 6th, TFCU Moore Branch Norman th Ave., N.E., TFCU Norman East Branch th Ave., N.W., TFCU Norman West Branch

5 Oklahoma City, North 4626 N.W. 39th, TFCU OKC, Northwest Branch 1900 Springlake Drive, Suite 200, OKC, Metro Tech Campus 1177 N.E. 23rd, TFCU OKC, Northeast Branch Oklahoma City, South 4140 W. I-40 Service Rd., TFCU Corporate Office 2315 S. Western Ave., TFCU OKC, Capitol Hill Branch 9601 S. Pennsylvania, TFCU OKC, Southwest Branch 1200 S.W. 89th, TFCU OKC, Southwest Express 4101 S.W. 134th, TFCU OKC, Tri-City Branch 6611 S. Meridian Ave., AAR 9528 W. I-40 Service Rd., Terex Seminole 2221 N. Milt Phillips Ave., TFCU Seminole Branch Shawnee 3923 N. Harrison, TFCU Shawnee Branch Stillwater 5101 W. 6th Ave., TFCU Stillwater Branch 202 E. 6th Ave. Tulsa 8920 E. 61st Street, TFCU Tulsa Branch 702 S. Main Ave., TFCU Tulsa Downtown Branch Yukon W. Reno Ave., TFCU Yukon Branch

6 ATM ACCESS TO CHECKING ACCOUNTS TFCU ATMs ATM Zone ATMs 7-Eleven (In Oklahoma City metro area locations) OnCue & QuikTrip (In Oklahoma) TransFund NC ATMs TransFund ATMs Armed Forces Financial Network (AFFN) ATMs Other ATMs

7 A transaction fee is a fee charged by TFCU when a member makes a withdrawal or transfer. A surcharge is a fee charged by an ATM owner/operator other than TFCU. When you use a non-tfcu ATM, you may be charged a fee by the ATM owner. The ATM owner is required to provide a notice to you that a fee will be imposed, with the amount of the fee. Then, you may choose whether or not to complete the transaction. A balance inquiry fee of 50 cents will be charged by TFCU at non- TFCU ATMs. ATM ACCESS TO SAVINGS ACCOUNTS AND OTHER NON-CHECKING ACCOUNTS A transaction fee may be charged if a member makes a withdrawal directly from a savings (share) account and other non-checking accounts at an ATM that is not a TFCU ATM, ATM Zone ATM or TransFund ATM. Surcharge and balance inquiry fees will be assessed as stated above. Federally insured by NCUA RV

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