Motor Trade Insurance. Broker Risk Appetite Guide.

Transcription

1 Motor Trade Insurance Broker Risk Appetite Guide

2 What doweoffer? Road Risks Cover options Third Party only, Third Party, Fire & Theft or Comprehensive. Excess 250, 500, 750 or 1,000. Indemnity Limits Up to 100,000 (Comprehensive) or 10,000 (TPF&T) No Claims Bonus Flexible Driving Use Liability Trade Specific Extensions Cover options Indemnity Limits Premises Extensions Cover Standard Covers Optional Covers Rewarded for up to 10 years claims free driving, with option to protect earned Motor Trade Bonus. Options to restrict use by driver. Can offer Motor Trade use only, SDPC and Additional Business Use. Accompanied demonstration use, Vehicles in transit and Vehicles atpremises options available. PL including Defective Workmanship and EL (only with PL). 1M, 2M or 5M for PL and Defective Workmanship. 10M EL. Portable Hand Tools cover can be added. Contents only or Buildings &Contents. Portable hand tools (at and away from premises); Stock & Materials, Vehicles in transit, Vehicles at premises, Stock in transit, Business Interruption; Employers Liability; Public Liability; Products Liability; Money. Computer equipment; Reinstatement of computer equipment; Employee personal possessions; Customers contents of vehicles; Replacement locks to premises only; PA (Assault).

3 Your client Full or part-time motor trade Working from home, from business premises or mobile Sole traders, Partnerships or Limited Companies At least 1years motor trade experience Maximumof7drivers (4 if you are part-time) All drivers at least 23 years of age Up to 500,000 turnover for Premises or Liability cover No major driving convictions

4 Acceptable occupations include: Accessory fitter Auto-electrician Engine specialist Exhaust Fitter Car sales Classic car repairs or restoration Crash repairs Delivery Agent LPG conversions Mechanical repairs Mobile repairs/servicing MOT station Panel beater Recovery Restoration specialist Smart Repairs Tyre, windscreen, exhaust fitter Tuner Valeter Windscreen Fitter Acceptable vehicle types worked with for trade purposes: Cars &Light Commercials 1 Classic, veteran &vintage vehicles (over 24 years old) Commercial Vehicles up to 7.5tons GVW 2 Foreign vehicles Kit vehicles Left Hand Drive Vehicles with upto17 passenger seats Vehicles modified toimprove performance Agricultural vehicles Motorcycles 1 Certain sports and high performance vehicles may have cover restricted. We identify such vehicles by specific make and model. 2. One owned recovery vehicle up to 17.5 tons GVW can be included for motor trade use only.

5 Who are we? Motor Trade Solutions provide a wholesale solution for Insurance Brokers looking to place motor trade insurance. We are a specialist motor trade team, with 100% of our efforts focused on trying to find the right cover for your clients. September 2013

6 Contacting us: How to get aquote: By phone: By Fax: Just fax us your own proposal form, or one of our own quote enquiry forms, available from our website. By Just scan and our quote enquiry form. Via our website: Please complete our Road Risks orliability quote enquiry form. Customer service and renewals: Opening hours: By phone: By Via our website: Monday Thursday: 9am 6pm Friday: 9am 5.30pm or (for vehicle updates) Keeping you informed: We will do our best to ensure you are notified of any changes we make to our product and services. We normally do this by . To ensure you receive these notifications, please register using the form on our website. You can unsubscribe at any time and we will only send you information from us. We do not pass your data to anyone else. Motor Trade Solutions isa trading name of Aston Scott Ltd. (No ). Registered in England and Wales at Malling House, Town Hill, West Malling, Kent, ME19 6QL. Authorised and regulated by the Financial Conduct Authority (Reg No ). Calls may be recorded and monitored.