Who are we? ASIROM is:

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2 Who are we? ASIROM is: The company that offers viable solutions to its clients, permanently adapting its products and tariffs to market trends and both clients and potential clients needs, at the same time respecting its assumed obligations in the insurance contracts; Member of the Vienna Insurance Group (VIG) starting 2007; The company has a capital of 157,85 mil lei, controled by financial group Wiener Stadtische Versicherung AG (Austria) - 85,9676% and LVP Holding GmbH %, with other companies- 0,3045%and phisical persons- 0,6007; The gross turnover of ASIROM in 2013 was lei The company is led by a Board of 5 members and a Supervisory Board of 5 members; The President of the company is Ph.D. Mrs. Mariana Diaconescu.

3 What is our history? ASIROM's history starts in 1923 with the foundation of the "Romanian Insurance" company and a capitalization of 4 million lei. The society specialized in popular insurances and has known a rapid success due to its life insurance policies without medical check-up. Those products, very innovative at the time, have placed "Romanian Insurance" as a top insurance company. In the '30s, Romania has registeres a great economic development, and, in consequence, the insurance market has known an important advance. In this period, local insurance companies have developed all types of products that existed at an international level. Starting December 1990 the state monopol on insurance came to an end and ASIROM (Asigurarea Romaneasca S.A.) was founded with two other companies.

4 Member of Vienna Insurance Group 2007 was a very important year for ASIROM as it is the year it became part of Vienna Insurance Group family VIENNA INSURANCE GROUP COMPANY PROFILE Vienna Insurance Group (VIG) has been one of the leading listed insurance groups in Austria and Central and Eastern Europe for years. Approximately 23,000 employees in around 50 Group companies in 24 countries generated about EUR 9.2 billion in premiums in As the leading insurance company in its core markets, Vienna Insurance Group provides its customers with an outstanding portfolio of products and services in all segments of life and non-life insurance.

5 VIENA INSURANCE GROUP Present in 24 countries in Europe Listed on the Vienna and Prague stockexchange Coordinating over 50 insurance companies aprox. 23,000 employees work for VIG worldwide Evaluation: A+ with a stable position (Standard and Poor's) Headquarters in Vienna, Ringturm

6 What are we offering Personalised policies according to the client s needs; Strong national branches; Experience and stability; Financial power and international know-how from Vienna Insurance Group; Great quality of products and services have lead to awarding ASIROM with a Moody International Quality Standard Certificate calitatii ISO 9001.

7 Marketing campaigns In 2012, ASIROM had the "Better Say Yes" image campaign that helped turn the company into a modern, evolution oriented brand to attract smart & high income individuals. We managed to shift the negative perception about the insurance communication in Romania. We created awareness and generated leads for the next tactical campaigns. We use the choir in the campaign as a symbol for other tactical crosspromo campaigns. You can watch the ad here.

8 PRODUCT PORTFOLIO 1. Life insurance a. Life insurance for employees PROFESIONAL ASIG PLUS b. Complex Life Insurance GLOBAL FORTE c. Children s study rent insurance RENTA MASTER d. Survival insurance with unique premium and guaranteed overpayment OPTIMAL e. Pension with capital accumulation and reevaluation PROSPERA GRUP f. Mixed Life and Accident Insurance AROCLAS FORTE g. Economy and permanent accident disability Insurance CAPITAL FORTE

9 PRODUCT PORTFOLIO 2. Accident and health insurance a. Health Insurance AROMEDICA b. Employees insurance for accidents and professional diseases PROFESIONAL ASIG c. Insurance for temporary sickness disability Tariff XII AROMED PLUS d. Optional passengers accident Insurance AROTRANS FORTE

10 PRODUCT PORTFOLIO 3. Auto, maritime and transport goods insurance: a. Mandatory civil auto liability (MTPL) for claims made to third parties in vehicles accidents b. Optional insurance for vehicle damage and rubbery CASCO c. Transporter s liability insurance for goods transported on international roads (CMR) d. Travelling goods Insurance CARGO AS

11 PRODUCT PORTFOLIO 4. Goods Insurance a. Fire and other calamities insurance PHOENIX b. Constructions and constructor s liability insurance c. Electronic equipment Insurance d. Construction equipment and other equipment and special installations for accidental damage insurance

12 PRODUCT PORTFOLIO 5. Crops and animals insurance a. Optional insurance for agricultural crops, vegetable crops, vineyards, bearers and hop insurance b. Optional forest InsuranceAsigurarea facultativa a padurilor c. Optional animal Insurance d. Optional pets Insurance

13 PRODUCT PORTFOLIO 6. Civil Liability Insurance a. Civil liability Insurance for third parties and producers liability pr b. Legal persons civil liability insurance to third parties c. Civil liability insurance of the employer towards its employees d. Professional lawyer civil liability Insurance e. Professional public notaries civil liability Insurance f. Professional person who activates in the financial-fiscal and evaluation domain civil liability insurance g. Professional veterinaries, technicians and veterinary assistants civil liability insurance h. Managerial liability for administrators and directors i. Legal civil liability insurance for medical services suppliers, medical appliance and pharmaceutic services

14 AWARDS Mariana Diaconescu, President of ASIROM won an excellence award for her entire career and contribution to the banking system and the insurance market at the The Financial Market Magazine Awards Gala on the 2nd of December ASIROM won the Excellence Award and the Special Award for Manager of the Year for Mrs. Mariana Diaconescu, during the Insurance Awards Gala organized by PRIMM Insurance and Pensions Magazine, 2013 edition During the Austria-Romania Roundtable Business Conference&Awards 2013, ASIROM won the award for "BEST INNOVATIVE LIFE INSURANCE PRODUCT" for the product Global Forte. ASIROM is found in the top Online leading brands in Romania presented in the Digital Marketing Forum ASIROM has made it to the Online leading brands in Romania top presented during Digital Marketing Forum Thus, our company has the best online organic awareness

15 AWARDS ASIROM Vienna Insurance Group won the Insurance Company of the Year award at at the 12th edition of the Financial Leaders Hall of Fame Awards 2012, organized on the 22nd of November, by Business Arena Magazine. The award was handed out by Her Royal Highness, Princess Lia of Romania to Mariana Diaconescu, chief executive officer of ASIROM. ASIROM also received the prize for The most flexible company of the year and The Performance award in the evolution of the average loss ratio, during the Top Insurers Gala organized by FinMedia in June, The awards were given based on a five year analysis. ASIROM won the Grand Award for Insurance Company of the year for the nonlife insurance business, at the The Romanian Insurance Market Awards Gala, organized by PRIMM Magazine Insurance & Pensions Magazine. ASIROM was named Insurance Company of the Year by Voyage, Voyage magazine.

16 AWARDS ASIROM s contribution as a sponsor for projects signed by The Mothers Association that helped children suffering cancer, was also recognized in 2012, during The Stars Ball in December, The awards we received this year are a recognition of the superior planning, strategy and organization, reflected in the successful consolidation of operations in a difficult economic background. Both in 2012 as well as in 2013, President Mariana Diaconescu is part of the Forbes 50 Most Influential Women chart for Romania In 2012, ASIROM Vienna Insurance Group SA was namedone of the 500 biggest companies in Central Eastern Europe awarding to top made by Deloitte Central Europe. ASIROM is on the 48 th position in top 50 Insurance Companies

17 AWARDS ASIROM Vienna Insurance Group won the Insurance Company of the Year award at at the 12th edition of the Financial Leaders Hall of Fame Awards 2012, organized on the 22nd of November, by Business Arena Magazine. The award was handed out by Her Royal Highness, Princess Lia of Romania to Mariana Diaconescu, chief executive officer of ASIROM. ASIROM also received the prize for The most flexible company of the year and The Performance award in the evolution of the average loss ratio, during the Top Insurers Gala organized by FinMedia in June, The awards were given based on a five year analysis. ASIROM won the Grand Award for Insurance Company of the year for the nonlife insurance business, at the The Romanian Insurance Market Awards Gala, organized by PRIMM Magazine Insurance & Pensions Magazine. ASIROM was named Insurance Company of the Year by Voyage, Voyage magazine.

18 Thank you!

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