Texas Health Care Network

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1 PARTICIPATING PROVIDER MANUAL Edition10 June 2013 Texas Health Care Network PARTICIPATING PROVIDER MANUAL EDITION 10 DECEMBER 2012 Updated 12/15/12 prepared by Coventry Health Care Workers Compensation, Inc. and its affiliate companies FOCUS Healthcare Management, Inc. First Health Revised 12/2012

2 TABLE OF CONTENTS Section Page 1) Introduction and Overview ) Client-Specific Provider Information ) The Coventry Customer Provider Interface ) Health Care Network Program ) Confidentiality and Privacy of Health Care Information ) Coordination of Medical Services ) Texas Preauthorization Recommendations... 7 Coventry Workers Comp Network SM... 7 Texas Star Network... 8 Zenith Health Care Network ) Reconsiderations and Adverse Determinations ) What House Bill 7 Means for You ) Treatment Protocols and Return to Work Guidelines ) Bill Submission and Completion ) Provider Relations ) Internet Access ) Provider Site Visits ) Provider Monitoring ) Provider Demographic Changes and Updates... 15/16 17) Complaint and Grievance Procedures ) Texas Health Care Network Physician Provider Education ) ZHCN General Information...21 Appendix Coventry Workers Compensation Network SM Formal Complaint Form 2 update

3 PARTICIPATING PROVIDER MANUAL Edition10 June 2013 Participating Provider Manual Section 1 Introduction and Overview Welcome to the Coventry Workers Comp Network SM, the Texas Star Network, or the Zenith Health Care Network (ZHCN). We believe that connecting our health care providers to our payers and employees is paramount to a successful relationship. You were selected to become a Participating Provider because of your dedication to high-quality health care services. The Coventry Workers Comp Network, Texas Star Network, and ZHCN provide employers, insurers, and payers with a series of integrated services that include employment-related injury and occupational health care, in-network and out-of-network medical claims review and re-pricing, case management, and other cost-containment services. Coventry also owns and operates the FOCUS and First Health companies one of which contracted with you to provide health care services to injured workers. What follows is the Participating Provider Manual for the Coventry Workers Comp Network, the Texas Star Network, and the ZHCN. This manual is your reference for the various administrative guidelines and procedures that apply to our contractual relationship. Many of these same principles are also included in your Provider Agreement. We think you will find the Manual to be a useful tool in making it easy to do business with us. As a health care provider, you are the core of our business, and we share your commitment to providing the highest standards of medical care. The quality of your services is the most defining characteristic of our Networks. We are pleased that insurance companies, group health plans, third-party administrators, and other health care payers representing a significant number of the Texas injured worker claims have put their trust in our health care solutions. Coventry constantly strives to improve our products and services to sustain our role as a leader in the health care industry. Again, thank you for joining the Coventry Workers Comp Network, the Texas Star Network, or the ZHCN. We look forward to a long and productive partnership. Section 2 Client-Specific Provider Information Coventry contracts with a range of payers to serve as their Health Care Network (HCN) for treating injured workers. These clients include carriers, certified self-insurers, and political subdivisions. In many cases, the claims of these parties are managed by third-party administrators (TPAs). We have provided below a sample list of our customers in Texas who may be using our Health Care Networks. This list will change as customers choose their HCNs and as they implement. In addition, some of these customers may file for their own network certification, but will be participating with us and our provider relationships. To date, Coventry has two certified networks in Texas operating under the names Coventry Workers Comp Network SM and Texas Star Network. The Texas Star Network is specific to the Texas Mutual Insurance Company, but is managed updated 5/2010

4 through Coventry and its affiliate companies. Other Coventry customers or networks, like the ZHCN, may contract with the Coventry Workers Comp Network for coverage in the certified Network. Sample Customer List 7-Eleven, Inc. ACE Insurance Advance Auto Parts Advanced Communications, Inc. Affinity Insurance Alaska National Insurance Company Alterra Health Care American Interstate Ascension Health Atlantic Mutual Auto Zone Averitt Express Avnet, Inc. Big Lots Blockbuster, Inc. Broadspire Services, Inc. Building Materials Holding Corp. Cambridge Integrated Services Cardinal Health Cendant Corp - Avis Chef Solutions Chick-fil-A Churchill Casualty Circuit City CNA Columbus Insurance Dallas National Insurance Devereux Foundation ESIS FedEx Kinkos Fluor Corporation Flying J Inc Foxworth Galbraith Freeman Companies Fresenius Medical Care Holding Gallagher Bassett Gates McDonald / American Red Cross General Motors Highlands Insurance Hyatt IESI Holding Corporation Infrastrux International Paper J.B. Poindexter Jack In The Box, Inc. Jason s Deli Kelly Services MBNA Mccombs Enterprises Meadowbrook Claims Service NCH Corporation North American Risk Omni Hotels Overhead Door Owings Corning Payless ShoeSource, Inc. Pay-N-Save Premier Temps Providence Property and Casualty Quanta Services Racetrac Petroleum Raffles Rentokil Rexel Inc. Ross Stores Safeco Insurance Scandrill Seabright Insurance Sears Holdings Sedgwick CMS Service Management Southern Foods Southwest Home Life Insurance Specialty Risk Services / Albertsons Strafco Swift & Company Target Stores Texas Children s Hospital Texas Industries, Inc. Texas Mutual Insurance Company (Texas Star Network ) T.J. Maxx Tuesday Morning Corporation United Supermarkets, Ltd. Unitrin Vanliners Insurance Verizon Communications Volt Information Sciences Walgreens Zurich Services 2 update

5 Section 3 The Coventry Customer Provider Interface Health Care Community Industrial Medicine and Occupational Health Specialty Physicians Health Care Facilities Providers Managed Care / Insurance Industry Insurance Companies Third-Party Administrators Self-Insured Employers Managed Care Companies 2 update

6 Section 4 Health Care Network Program With the evolution of managed care within the workers compensation industry, many of our customers are accessing our Networks and have implemented a managed care program that is specific to their company. The health care provider is an important part of any utilization management/cost-containment program. Our customers access the Network to ensure quality and cost-effective medical treatment. As a Provider, your relationship with Coventry is critically important to the success of our customers ability to manage the entire cost of a work-related injury, including both the medical cost and the cost of wage replacement on lost-time injuries. In addition to the very important role that you serve in the treatment of our customers injured workers, we seek your cooperation in the areas detailed below. Program Objective To provide all injured workers with the best medical care in the most cost-effective manner, and to reduce lost time from work by returning the injured workers to work as soon as medically feasible. Components Alternate/Modified Work Program A significant component of Texas House Bill 7 is its focus on return to work. According to some estimates, between 25% and 34% of all injured workers never return to work. An aggressive return-to-work mentality is therefore critical for success in the new Health Care Network environment. Thus, whenever an immediate, fullduty return-to-work is not possible, our customers expect that alternate or modified-duty work that is within the patient s physical capacities will be pursued. Case Management When injuries or illnesses occur, a telephonic case manager or a field case manager may be assigned. The case manager s role will be to work with all parties to assist in the coordination of the medical and return-to-work challenges presented by the injured worker. These advocates may also assist in the communication process between providers, injured workers, and claims adjusters as necessary. Utilization Review/Precertification Many of our customers are either licensed utilization review agents in Texas or contract with a licensed utilization review agent to review medical treatment for appropriateness, necessity, and duration of treatment. Coventry is also a licensed utilization review agent in Texas, and we perform these services on behalf of certain customers. Utilization review agents employ nationally accepted treatment protocols and guidelines, and, where applicable, any specific treatment protocols and guidelines that are promulgated under the Texas workers compensation legislation. In addition, Texas House Bill 7 allows Health Care Networks to establish their own guidelines and their own precertification requirements. Provider Bill Audits Medical bills relating to claims will be reviewed to ensure compliance with the proper coding guidelines established by the Centers for Medicare & Medicaid Services, National Council on Compensation Insurance, and the American Medical Association, and to ensure reimbursement according to the rates that you have contracted with Coventry, FOCUS, First Health. 3 update

7 When medically necessary services are available within the Network s service area, Participating Providers are expected to refer injured workers only to other Network specialty providers and hospitals. If you do not have a copy of the Network Provider Directory, you can obtain a list of providers within your geographic location by calling Coventry s Texas Provider Relations group at (Monday Friday, 8AM 6PM Central), or by checking the Coventry EPN provider Web site at (Texas Star Network members: and ZHCN members: You may use this Web site to search for available providers or specialists who are part of the Network in your area. Coventry Workers Comp Services self-service website for providers, is now available to workers compensation providers. Through this site, providers can refer a patient to an in-network provider with the simple click of a link. In addition directprovider.com offers workers compensation network providers the ability to: Search for bills View pricing sheets, bill images and explanations of review (EOR) Send inquiries via the secure Message Center Request fee schedule information View a list of clients to verify participation with an employer or insurer Access our news and resource centers which includes fee schedule information, nomination information and much more. Section 5 Confidentiality and Privacy of Health Care Information Patient Information and the Health Insurance Portability and Accountability Act Coventry takes the privacy and security of patient information very seriously. As a provider in the Network, you have a responsibility to maintain the confidentiality of patient information in accordance with all applicable federal/state laws and regulations, including the Health Insurance Portability and Accountability Act (HIPAA). There are two major components to HIPAA: 1) health insurance reform, and 2) protecting the confidentiality of a patient s health information. The portion of HIPAA that involves patient confidentiality includes standards for protecting both the privacy and security of confidential health information. If you are a covered entity under HIPAA, you may have implemented new procedures and technology for the interchange of medical information electronically, as well as established specific policies and procedures regarding the security and privacy of medical information. Your employees have a duty to strictly maintain patient confidentiality and privacy and to refrain from revealing any information concerning patients other than in accordance with HIPAA. If questions arise regarding an obligation to maintain the confidentiality of information or the appropriateness of releasing information, you should seek guidance from the Department of Health and Human Services at or the Office of Civil Rights at 4 update

8 Section 6 Coordination of Medical Services The Network strives to ensure the delivery of quality medical care in an efficient manner by offering a network of return-to-work-oriented providers. Dedication to the delivery of a provider network based on a philosophy of return-to-work principles guides us in building and maintaining a network that represents a select group of occupational health centers, physicians, allied health professionals, ancillary providers, and hospitals. These providers have affiliated with us to create a program to reduce the overall cost of medical care, lost employee productivity, and lost-time wages within the workers compensation area. In addition to the very important role that you play in the treatment of our customers injured workers, we seek your cooperation in the following areas: Coverage for emergency and urgently needed care provided within and outside the service area. Care that is categorized as emergency (either a medical or mental health emergency) is available and accessible 24 hours a day, 7 days a week, without restrictions as to where the services are rendered. All participating emergency care facilities are listed in the Provider Directory and the Internet at (Texas Star Network members: and ZHCN members: Provider and facility locations may also be obtained by calling our Texas Customer and Provider Relations Department at (Monday Friday, 8AM 6PM Central). Regardless, if emergency care is necessary, an injured worker may be treated by network or out-of-network providers. Referrals. All Participating Providers have contractually agreed to refer injured workers only to other Participating Providers, including hospitals, unless otherwise authorized by applicable law, the Network, or the payer pursuant to the patient s Health Care Plan. Except for emergencies, a network shall arrange for services, including referrals to specialists, to be accessible to injured employees within the time appropriate to the circumstances and condition of the injured employee, but not later than 21 calendar days after the date of the original request. This will be accomplished by triage coordinators, nurse case managers, or claims adjusters, depending on the customer. A medical provider should contact the Treating Doctor for authorization before referring the patient to other Participating or non-participating Providers. Participating Providers will provide or arrange for the provision of health services pursuant to the terms of the referral authorization. The medical provider will notify the patient s Treating Doctor of all admissions. All referrals authorized by the Network are to be made to Participating Network Providers, unless medically necessary treatment, care, and attendance are not available and accessible to the injured worker in the provider network. Each Participating Provider has contractually agreed that if an injured employee requires medical services outside the scope of the Participating Provider s expertise, the injured employee will be referred to another Participating Provider. If, in the Participating Provider s judgment, no Participating Provider can provide the necessary medical services, the Participating Provider agrees to refer the injured employee to a provider that is not a member of the network after obtaining the approval to do so from the payer, the Network or its designee. Initial treatment. Except for emergency services, covered employees must receive initial covered services from a Treating Doctor participating in the Network, unless the employee has chosen to receive care from his or her HMO primary care doctor in accordance with Texas 5 update

9 regulations and network policies. The process outlined by Texas law and by the Network is that the employee receives all initial covered services from a primary care provider participating in the Network. Employees must be notified individually, and notification materials must also be available at the workplace with the employee s rights in this regard. As part of these notification materials, the employee will have access to a provider directory listing all the Treating Doctors available within the certified service area. Treating Doctor Changes. An employee is allowed to change Treating Doctors within the Network once with no required approval as the authorized treating physician during the course of treatment for a work-related injury. A policy will be established allowing the injured worker to change physicians. In the instance of dissatisfaction with the initial choice of a Treating Doctor, the injured worked is allowed to change to an Alternate Treating Doctor without network approval. The employee must notify the Network. If the injured worker is further dissatisfied, Network approval is required to choose a Subsequent Treating Doctor. Alternate and Subsequent Treating Doctors must also be Participating Network Providers. The case manager, claims adjuster or their designee will notify all appropriate personnel including the current Treating Doctor, claims adjuster and any other appropriate parties of the request. Additional requests will be managed through the Network grievance process. Transfer of Existing Claims. All injured workers whose date of injury occurred prior to September 1, 2005 and who are treating with non-network providers will be advised to select a new Treating Doctor from the list of participating providers in the Certified HCN if the injured worker s employer has elected to use a workers compensation network, if the injured worker lives in the Certified HCN service area, if the carrier determines the injury will be subject to the network and if the employer/carrier has notified the injured worker in writing of the Certified HCN requirements. This is a critical aspect for carriers and employers participating in the Network programs in Texas, as it affords them the opportunity to evaluate existing claims according to Network guidelines and to address ongoing treatment. To facilitate this process, Coventry needs your cooperation in accepting these claims and evaluating them for appropriate treatment plans within Network guidelines, as you would any new claim you encounter. Your responsibilities include being the gatekeeper of medical services and requiring an initial interview with the patient to determine if his/her current care with a specialist is appropriate to ensure there are no continuity-of-care issues. As continuity-of-care issues are resolved, or if none are determined, the patient should be referred to a Network Specialist. You would also continue to see the patient to evaluate the treatment plan and establish a Return to Work plan. In some instances, the need may exist for a Maximum Medical Improvement determination or an Impairment Rating. In many cases, a case manager or adjuster will be in communication with you regarding such a claim and may facilitate the delivery of medical records pertaining to that claim. 6 update

10 Section 7 Texas Preauthorization Requirements Coventry Workers Comp Network SM The following list represents the procedures that usually require preauthorization from the customers using the Coventry Workers Comp Network SM (see the following section for information on Texas Star Network ). This new list will be used for all claims in Coventry Workers Comp effective December 1, This list is not intended to be comprehensive or all-inclusive; because health care is an ever-evolving science, procedures and treatments requiring prior approval will also evolve. Participating Treating Providers should therefore verify specific preauthorization requirements by referring to the updated list posted at Coventry s Exclusive Provider Network Web site: Surgery All surgeries (CPT Codes 1-6 and G codes which represent a surgical procedure) with a billed amount greater than $500.00, including spinal and artificial disc surgery. Pre Auth Request should include specific hardware to be used for the procedure. Spinal Surgery Intradiscal electrothermal annuloplasty (IDET) External and implantable bone growth stimulators Spinal cord stimulators Skilled Care Inpatient hospitalization Home health care/aides, physical therapy/ aides Skilled nursing visits Nursing home, skilled nursing facility, convalescent or residential care admissions Diagnostics Repeat MRI/CT scans and standing MRI procedures other than x-rays (preauthorization required on MRI and CT procedures after initial diagnostic procedures) EMGs/NCV testing Repeat diagnostics and MRIs (MRI/scan of the spine within first 4 weeks or repeat of all MRI for all body parts) Discograms Referrals Psychological testing and psychotherapy, repeat interviews, and biofeedback unless the service is part of a pre auth or Division exempted returned rehabilitation program. Psychotherapy, with social worker, psychologist or psychiatrist Chronic pain mgmt/interdisciplinary pain rehabilitation. Biofeedback Chemical dependency programs Physical Medicine Physical Medicine and Rehabilitation after 8 visits Occupational therapy after first 8 visits. Chiropractic treatments after 8 visits Work hardening (non-exempted) and work conditioning program Durable Medical Equipment (DME) billed charges greater than $500 per item (either purchase or expected cumulative rental). TENS units Procedures SI joint Injections Acupuncture Epidural steroid injections Facet injections Joint Steroid Injections Trigger point injections Botox injections Investigational or experimental procedures service or device for which there is early, developing scientific or clinical evidence demonstrating the potential efficacy of the treatment, service, or device but that is not yet broadly accepted as the prevailing standard of care. Power Traction Devices such as Vax-D Other Drugs not included in the Division s formulary Required treatment plans Treatment and services that exceed or are not addressed by the Network s adopted preauthorization or treatment guideline protocols and are not in a treatment plan pre auth by the carrier. Treatment for an injury or diagnosis that is not accepted by the carrier following the treating doctors examination to define the compensable injury Repeat individual diagnostic study, with a reimbursement established in the current Medical Fee Guideline of greater than $350 or without a reimbursement rate in Medical Fee Guidelines (Unless other wise specified) Network requirements for concurrent review include inpatient length of stay reviews and/or an ongoing course of treatment for any treatment listed in the preauthorization requirements. 7 update

11 Section 7 Texas Star Network Preauthorization Requirements For your convenience, a link to the Texas Star Network preauthorization list can be found on Texas Mutual s website ( This list is not intended to be comprehensive or all inclusive. Health care is an ever evolving science, so procedures and treatments requiring prior approval will also evolve. Participating Treating Providers should therefore verify specific preauthorization requirements by referring to the updated list posted on the website. Hospital/ASC All non-emergency hospital or ASC (inpatient, outpatient, and observation) admissions including principle scheduled procedures and length of stay. Preauthorization request should include specific hardware, implantables, external delivery system, etc. to be utilized. Surgery/Procedures/Integral Devices All non-emergency surgeries represented by AMA CPT codes and/or G codes which represent a surgical procedure performed in a setting or place of service other than the doctor s office [POS 11]. Preauthorization request should include specific hardware, implantables, external delivery system, etc. to be utilized. All Botox Injections All spinal Injections (including but not limited to): -Epidural Steroid Injection -RFTC or Cryotherapy/Cryoablation -Sacral Iliac Joint Injection -Facet Injection -Medial Branch Block Trigger Point Injections represented by AMA CPT 20553) Bone Growth Stimulators Discograms Implantable drug delivery system Investigational or experimental procedures or devices as determined by ODG or listed as an AMA Category III Codes. Stimulator Devices (including, but not limited to): *TENS Units *Interferential Units *Neuromuscular Stimulators *Dual Units *Spinal Cord Stimulator *Peripheral Nerve Stimulator *Brain Stimulator Physical Medicine Cumulative Chiropractic Treatments (including manipulations and office visits) greater than 14 visits and/or greater than 10 weeks from date of injury Manipulations under Anesthesia (MUA) Cumulative Physical Therapy/Occupational Therapy greater than 14 visits and/or great than 10 weeks from date of injury Biofeedback Diagnostics All initial and Repeat MRI and CT Scans Bone density scans Unless otherwise specified in this list, all repeat individual diagnostic studies (series) having a billed amount greater than $350. Surface Electromyography (EMG) Other Durable Medical Equipment (DME), Prosthetics and/or Orthotics, greater than $ billed (purchase or accumulated rental or combination of rental/purchase Gym Memberships Alternative Treatment (including, but not limited to): Acupuncture Outside ODG Acupressure Yoga Rehab Programs (including, but not limited to): Work Conditioning Work Hardening Chronic Pain Management Program Medical Rehabilitation Brain and Spinal Cord Rehabilitation Chemical Dependency Programs Weight Loss Programs Nursing Home (including, but not limited to): Skilled Nursing Facility, including skilled care within the same facility Convalescent Care Residential Care Assisted Living Group Homes Psychological and/or Psychotherapy (including but not limited to): Subsequent Evaluations Subsequent Tests or Testing All Therapy All Biofeedback 8 update

12 Section 7 Zenith Health Care Network (ZHCN) Certain health care services require preauthorization. The network utilization review agent will utilize screening criteria consistent with the most current edition of the Official Disability Guidelines (ODG) as the primary treatment guideline and has adopted the most current edition of ACOEM Occupational Medicine Practice Guidelines as the secondary treatment guideline. The ZHCN utilization review agent will notify the employee, employee representative and the requesting network provider of a determination made in response to a request for preauthorization in accordance with statutory guidelines. If Zenith has pre-certified a treatment plan and authorized services in writing, no additional pre-authorization is necessary for the pre-certified services The Zenith Utilization Review Agent is handled by a third party facility selected by Zenith. For preauthorization requests visit the ZHCN website at to obtain current contact information. The following non-emergency health care services require preauthorization: *Inpatient hospital admissions including the principal scheduled procedure(s) and length of stay; *All outpatient surgical or ambulatory surgical services including all epidural steroid injections, facet injections, trigger point injections, sacroiliac joint injections, prolotherapy injections, radiological cryotherapy, and manipulations under anesthesia, and including the specific site or facility where the service will be performed; *Spinal surgery; All psychological or psychiatric testing and psychotherapy, repeat interview, and biofeedback except for an initial psychological or psychiatric evaluation; *All external and implantable bone growth stimulators; *All chemonucleolysis, vertebral axial decompressions (Vax-D), radio frequency thermocoagulation of facet joints (RFTC), and IDET procedures; All myelograms, discograms, venograms, surface electromyograms, EMGs, and nerve conduction studies. Contact Zenith Insurance Company at to schedule any and all preauthorized or pre-certified MRI, CT, general radiology services, and neurological studies (EMG/nerve conduction studies). Zenith will coordinate scheduling with an appropriate network or non-network health care provider. Unless otherwise specified, repeat individual diagnostic study with a fee established in the current TDI Division of Workers Compensation fee guideline of greater than $ or documentation of procedure. ( Diagnostic study is defined as any test used to help establish or exclude the presence of disease/injury in symptomatic persons; the test can help determine the diagnosis, screen for specific diseases/injury, guide the management of an established disease/injury and help formulate a prognosis.); Contact Zenith Insurance Company at to schedule any and all preauthorized or pre-certified MRI, CT, general radiology services, and neurological studies (EMG/nerve conduction studies). Zenith will coordinate scheduling with an appropriate network or non-network health care provider. All work hardening and work conditioning services (regardless of whether or not the facility has program accreditation by the Commission on Accreditation of Rehabilitation Facilities). (A comprehensive occupational rehabilitation program or a general occupational rehabilitation program constitute work hardening or work conditioning.); Rehabilitation programs including outpatient medical rehabilitation, chronic pain management/interdisciplinary pain rehabilitation; All durable medical equipment (DME) in excess of $ per item (either purchase or expected cumulative rental), all neuromuscular stimulators, all inferential units, all neuromuscular stimulators and all transcutaneous electrical nerve stimulators (TENS) units; All nursing home, convalescent, residential, and all home health care services and treatments; Chemical dependence, weight loss programs, and gym memberships; 9 update

13 Any investigational or experimental service or device for which there is early, developing, scientific or clinical evidence demonstrating the potential efficacy of the treatment, service, or device but that is not yet accepted by the Centers for Medicare & Medicaid Services (CMS); and All physical therapy, occupational therapy, chiropractic therapy, and chiropractic manipulations except the first six physical therapy, or occupational therapy, or chiropractic therapy, or chiropractic manipulations occurring within the first two weeks following the date of injury or following a preauthorized or pre-certified inpatient or outpatient surgery approved by Zenith or ZHCN; If Zenith has pre-certified a treatment plan then any treatment not covered by that treatment plan must be preauthorized. If there is no Zenith pre-certified treatment plan then any treatment outside the range of treatments recommended by the adopted treatment guidelines must be preauthorized; and Any treatment for body parts or medical conditions that have been disputed by Zenith as being part of the compensable injury must be preauthorized. *Zenith Insurance Company will select the appropriate network or non-network facility for the performance of any and all preauthorized or pre-certified inpatient or outpatient services prior to the performance of the health care service. Treatments and services for an emergency do not require preauthorization. Emergency is defined as the sudden onset of a medical condition manifested by acute symptoms of sufficient severity, including extreme pain, that the absence of immediate medical attention could reasonably be expected to result in (a) placing the patient s health or bodily functions in serious jeopardy or (b) serious dysfunction of any body organ or part. 10 update

14 Section 8 Reconsiderations and Adverse Determinations Coventry s or our customers case management teams will work through utilization and retrospective review processes to monitor providers in the delivery of quality medical care in an efficient manner based on a philosophy of return-to-work principles and treatment protocols. Through this process, all reconsiderations of adverse determinations of utilization review requests will be managed. The process allowing employees to request a reconsideration of an adverse determination within the provider network during the course of treatment for a work related injury: Each client utilizing the Network shall have a policy within the utilization review department to provide a process allowing injured workers or requesting doctors to request a reconsideration of an adverse determination regarding requested treatment. This reconsideration must be conducted by a provider other than the provider who made the original adverse decision. Full compliance of all applicable timelines for acknowledgement, receipt, and performance of the reconsideration are expected. The process allowing employees to request an independent review of adverse determinations within the provider network during the course of treatment for a workrelated injury: Each client utilizing the Network shall have a policy within the utilization review department to provide a process allowing injured workers, their requesting provider, or a person acting in their behalf to request an independent review of an adverse determination of a request for consideration. The Utilization Review agent will provide to the independent review organization any medical records of the employee relevant to the treatment of the work related injury. Utilization review will also provide any documents, including treatment guidelines, used by the person in making the determination, the response letter described in Insurance Code (a)(4) and (a)(4), any documentation and written information submitted in support of the request for reconsideration, and a list of the providers who provided care to the employee and who may have medical records relevant to the review. Full compliance of all applicable timelines for acknowledgement, receipt, and performance of the reconsideration are expected. Section 9 What House Bill 7 Means for You The Web site of the Texas Department of Insurance s Division of Worker s Compensation offers a variety of resources for all parties involved with this new legislation and requirements for the workers compensation delivery system in Texas. There are resources outlined and tailored for you, the providers of the health care, offering information and answering questions that could assist in your knowledge, understanding, and treatment of injured workers. Below is a sampling of topics that you may find helpful: Overview of House Bill 7 House Bill 7 Workers Compensation Reforms Provider FAQ Section 10 Treatment Protocols and Return to Work Guidelines As required by House Bill 7, the Network has adopted several evidence-based treatment guidelines, including the American College of Occupational Medicine (ACOEM) guidelines, Official Disability Guidelines (ODG) guidelines, and the European Guidelines for Management of Chronic 11 update

15 Low Back Pain are available for your use in treating worker s compensation injuries. In addition, we have adopted the Medical Disability Advisor (MDA) as our return-to-work guidelines. All providers are required to follow these guidelines when treating injured workers in the Network. In addition, the adjusters, case managers and Utilization Review personnel will also be utilizing these guidelines to determine what treatment is appropriate as treatment plans are established and monitored. Practice parameters and protocols may be accessed through the following web sites: 1. American College of Occupational and Environmental Medical (ACOEM) Occupational Medical Practice: You may obtain a copy of the Occupational Medicine Practice Guidelines from: OEM Health Information, Inc. 8 West Street Beverly Farms, MA Official Disability Guidelines (ODG): 3. European Guidelines for Management of Chronic Low Back Pain: 4. Medical Disability Guidelines (MDA): By your complying with the treatment and return to work protocols, all injured or ill employees will be assured fair and equitable quality treatment. Participating providers are required to utilize those treatment guidelines in the treatment of injured workers, though it is recognized that treatment of some specific situations may vary. To ensure guidelines are maintained and to comply with the requirements of House Bill 7 and the Texas Department of Insurance, compliance monitoring will be conducted. Section 11 Bill Submission and Completion All invoices for workers compensation medical expenses for work related injuries or illnesses are to be sent directly to the payer, unless otherwise noted by a pre-certification card. Upon receipt, the bill will be re-priced according to the contracted reimbursement amount. Billing should be in accordance with all state-specific workers compensation legislation and use of the appropriate billing forms is essential for prompt bill processing. We ask that all bills be checked for accuracy prior to submission, as this will expedite processing. CPT-4 Codes and HCPCS Codes CPT-4 and/or HCPCS codes must be used for all claims submitted on the CMS-1500 forms. CPT-4 code and/or HCPCS codes books are available at the following address: American Medical Association 515 N. State Street Chicago, IL ICD-9 Codes Diagnoses should be indicated by ICD-9 codes on the CMS-1500 and UB-92 forms. ICD-9 code books are available from the following address: Documents U.S. Government Printing Offices Washington DC update

16 Balance Billing Bills will be repriced to the negotiated contract rate. Providers may not bill patients or employers for the remainder of the balance, except as permitted by law. To assist the provider in the identification of a claim treating within the Coventry Workers Comp Network SM, each explanation of benefit (EOB) or explanation of review (EOR) will be identified with the FOCUS, First Health, or Coventry name as applicable. Section 12 Provider Relations To better service our provider s needs, we have established a Provider Relations department that is dedicated to assisting you with your day-to-day questions and inquiries. The Provider Relations staff is knowledgeable regarding the various processes and status of growth throughout all areas of the company. They have access to the same information as the members of our various departments; however, the purpose of their position is to solely assist and follow through on the day-to-day challenges until they are resolved. The Provider Relations department works with our various clients, as well as internal departments, to ensure your needs are met. This service not only ensures your resolution of the day-to-day challenges; it also allows the various departments throughout our Network to concentrate on achieving our company goals, making us more productive and more responsive to the needs of our providers and customers. Provider Relations Representatives are available to assist you with: Lists of clients accessing our Health Care Network; Referrals within the Health Care Network; Listings of providers within your geographic area; Grievance procedures; Changes to your demographic information; and Issues regarding the use of your contract. Coventry s Texas Provider Relations Department can be reached at ; and the ZHCN Provider Relations Team is reachable at (Option 3), Monday Friday, 8AM 6PM Central. Provider Website Assistance Provider Relations Assistance Coventry Network Provider Relations Department AM 6PM Central Monday Friday Provider Demographic Changes Complaint and Grievance Procedures Coventry s Exclusive Provider Network web site is the home for information related to our Health Care Network. We developed this Web site to enhance our ability to serve our providers, customers, and injured workers. With this Coventry web site, you are able to: 13 update

17 Section 13 Internet Access Learn more about Coventry and the services we offer; Access the provider Web site; Communicate with us through electronic mail; Access referral information on Coventry Workers Comp Network SM providers in Texas; Obtain information regarding the insurance carriers, third-party administrators, and employers who are using our Network; Apply for membership in the Health Care Network or notify our office of changes that have occurred in your office practice; Keep apprised of legislative changes that affect the state(s) in which you conduct business, as well as general industry news and features; and Download updates to the Coventry Workers Comp Network SM Manual and access other educational resources. The Coventry Exclusive Provider Network Web site is located at To access a provider list for the Coventry Workers Comp Network SM, visit the Provider Information section and follow the provided directions. (Texas Star Network members: and ZHCN members: Accessing this site will allow you to conduct the following searches: Nearby Providers allows you to search for providers using characteristics you specify, such as specialty. Lookup a Provider by Name allows you to search for a specific provider by name. Directory allows you to request a radius or state base directory to be ed to you. Should you have any difficulty accessing this site, call our Texas Customer and Provider Relations Department at (Monday Friday, 8AM 6PM Central). For difficulties accessing information about the ZHCN, call (Option 3). (Monday Friday, 8AM 6PM Central). Section 14 Provider Site Visits In accordance with requirements set forth in the Texas Workers Compensation Health Care Network Act and related rules, site visits of Treating Doctor locations will be performed by the Network within the first year after certification of the Coventry Workers Comp Network SM with the Texas Department of Insurance. The Treating Doctor specialties include Emergency Medicine, Family Practice, General Practice, General Preventive Medicine, Internal Medicine, Occupational Medicine, and Urgent Care Physician. Furthermore, the network may conduct a site visit to any office at any time for cause. Health care facility site visits are also required, but may be waived if the facility is accredited by an approved accrediting body. The evaluation will assess accessibility, appearance, appointment availability and space, as well as, record organization, documentation, and confidentiality. If the site offers services that require certification or licensure, such as laboratory or radiology services, these will also be reviewed during the visit. Furthermore, the evaluation may assess other criteria requested by the Medical Director, including but not limited to facilities or services related to a complaint or event, evaluation of medical records, and/or equipment. 14 update

18 New locations will also require a site visit, which will be identified and conducted through periodic review. Section 15 Provider Monitoring The Network must conduct provider monitoring on its members performance. Monitoring will include Medicare/Medicaid sanctions/limitations, state licensing board sanctions/limitations, complaints, and Texas Department of Insurance s Division of Worker s Compensation information. When occurrences of poor quality are identified, the Network will take appropriate action, which may include but not be limited to a site visit, medical record review, Medical Director review, and/or termination. Coventry, the ZHCN, and/or our clients may periodically conduct economic profiling studies to compare individual or provider groups to other providers in an effort to evaluate trends such as utilization, cost per claim, or other measures. Notice: Beginning in 2010, Texas Mutual Insurance Company will conduct reviews of network provider care. This review is subject to the notice provisions of Texas Department of Insurance Rule 10.42(d)(28 TAC Section 16 Provider Demographic Changes and Updates It is very important that you provide us with written notice of demographic changes within 10 business days of those changes. Demographic changes include: Addition, deletion, or change of your federal tax identification number, Change of address, Change of billing address, Addition or closing of an office, Please communicate these changes as shown in the following table: Type of Change Facsimile: Termination of a provider within the practice, Change in telephone number, Name change, or Change in group participation. Method of Submission coventry_dataupdates@cvty.com Mail: Coventry Workers Comp Network SM 720 Cool Springs Blvd., Ste 300 Franklin, TN Attn: Network Operations Name change X X X Tax Identification Number (TIN) X X X Address X X X Addition or closing X X X 15 update

19 of office Termination of provider within existing practice X X X Telephone number X X X Data Integrity Verification The Coventry Workers Comp Network SM recognizes the value of the providers who comprise the network working in conjunction with the employers and employees to provide quality health care to promote the optimal return-to-work conditions. But service cannot be provided if a provider s demographic information is not correct. Therefore, the Coventry Workers Comp Network SM has developed a program to verify all Health Care Network providers information on a quarterly basis. You will be contacted via fax, phone, or other means to verify your basic demographic information, including name, address, tax identification number, and phone number. It is imperative that you or a designated person in your office verify your information so that you remain an active Health Care Network provider. Section 17 Complaint and Grievance Procedures Coventry Workers Comp Network SM Complaint Procedure The Coventry Workers Comp Network SM and the ZHCN Complaint Procedures will be available to any Participating Provider, employer, employee, or employee s authorized representative. We define a Complainant as an employee, employer, provider, or authorized representative designated to act on behalf of an employee who files a complaint. The Coventry Workers Comp Network and ZHCN defines a Complaint as any dissatisfaction expressed orally or in writing by a complainant to a network regarding any aspect of the network s operation, including dissatisfaction related to medical fee disputes and the network s administration and the manner in which service is provided. A Complaint does not include a misunderstanding or a problem of misinformation that is resolved promptly by clearing up the misunderstanding or supplying the appropriate information to the satisfaction of the complainant; or an oral or written expression of dissatisfaction or disagreement with an adverse determination. A complaint must be filed with the network Grievance Coordinator no later than 90 days from the date the issue occurred. The Coventry Workers Comp Network and ZHCN will not engage in any retaliatory action against an employer, employee, or a person acting on behalf of the employer or employee who has filed a complaint against the network. The steps to file a Complaint with the Coventry Workers Comp Network are as follows: 16 update

20 1. A complainant can notify the Coventry Workers Comp Network Grievance Coordinator of a complaint orally or in writing via mail or fax. Complaints should be forwarded to: Coventry Workers Comp Network Attention: Grievance Coordinator 3200 Highland Avenue Downers Grove, IL Grievance Coordinator Fax Line (630) ComplaintsandGrievances@cvty.com - address The Grievance Coordinator is also accessible through the Coventry Workers Comp Network Texas Customer and Provider Relations Department at (Monday Friday, 8am 6pm Central). This telephone number is routinely given to Participating Providers via provider updates and Participating Provider Manuals, and to employers and employees through network educational materials. The toll-free telephone number provides reasonable access to the Grievance Coordinator without undue delays. 2. Upon receipt of the complaint, the Grievance Coordinator will document each complaint in a confidential database. Data recorded includes the date received, classification of the complaint, information regarding the complainant, and a description of the complaint. Prior to resolution, the status of the complaint activity will be updated on a regular basis. 3. The Coventry Workers Comp Network will confirm receipt of a complaint within 7 calendar days and notify the complainant in writing that the complaint has entered a formal resolution process. The written notification will include the date of Coventry Network s receipt of the complaint. Coventry Network will provide a copy of the compliant procedures and deadlines to the complainant. The Grievance Coordinator will investigate and resolve the issue, no later than 30 calendar days of the initial receipt, and provide a letter to the complainant of the complaint which explains the resolution of the complaint, specific reasons for the resolution, and the specialization of any physician or other providers that were consulted during the resolution process. The resolution letter will also advise the complainant that if he/she is dissatisfied with the resolution of the complaint or the complaint process, he/she may file a complaint with: HMO Division Mail Code 103-6A Texas Department of Insurance P.O. Box Austin, Texas, If necessary, a copy of the resolution letter will be supplied to the appropriate agency, as designated by the state. 5. The Coventry Workers Comp Network will maintain a complaint log and categorize each complaint type as one or more of the following; 17 update