Facing Health Insurance Choices?
|
|
|
- Harry Glenn
- 10 years ago
- Views:
Transcription
1 Facing Health Insurance Choices? Experienced, Personal Advice and The Right Insurance Solution at the Same Cost as Doing It Yourself!
2 FHK means personal, professional service at no extra cost along with peace of mind. We ve got you covered! Meet Rachel, FHK s Claims Specialist. She s ready to handle your question or concern.
3 The personal touch For over 50 years, the professionals at FHK Insurance have helped thousands of satisfied clients by finding the right plan for each individual and offering personal attention to their needs. In this new era of health insurance options, FHK s commitment to excellence has not changed. FHK s agents average over 20 years of experience in the insurance field and are equipped to offer the best possible guidance to you and your loved ones. And, best of all, FHK s personal service comes at no additional cost you pay the same amount that you would if you signed up by yourself online, with the advantage of knowing your plan is the best suited to your needs. We re proud to say we re one of the larger independent agencies in the area, but we re even prouder of the fact that we remain small enough to personally serve each and every one of our clients. You won t get a recording when you call FHK an actual human being will take your call and make sure your questions are answered. We specialize in peace of mind!
4 The Independent Age Medicare and ACA ( Obamacare ) plans change every year. Working with FHK means being secure in the knowledge that we will find the perfect fit for your specific needs and keep you up-to-date. General Manager Mike Johnson and Agent Nicole Vorel FHK represents most of the major health insurance plans and insurance companies. That means no one-size-fits-all policies. Whether you re in need of an ACA health plan or have questions about Medicare Advantage and Medicare supplements, our experienced FHK agents will work to provide the coverage that is ideal for your individual situation. FHK offers a variety of other coverages, including life and dental insuran
5 ncy Difference: Only the best for you At FHK, we love to hear from our clients. When you have a question, concern, or even a suggestion, call us at (414) or toll free in Wisconsin at (800) You won t be greeted by a recording when you call during office hours -- our receptionists are here to say hello and make sure you re taken care of. FHK s Receptionists, Alison and Kris ce. For more information, call us or visit FHKinsurance.com.
6 A Company with history FHK Insurance was founded by Frank Kravit over fifty years ago. Today his grandson, William Kravit and great grandson, Jonathan, a fourth generation to the agency, continues to build upon a foundation of personal service and trust. On their way to becoming one of Wisconsin s oldest independent insurance agencies, the Kravit family has maintained their independence and a steady commitment to professionalism and personal service. That commitment has resulted in much longer tenures for our staff members than is the industry norm. We are here to stay and here to help. We appreciate the opportunity to earn your business and your trust. President William Kravit and his son, Jonathan Kravit
7 We are here to help after you sign up Questions - You ll likely get lots of solicitations that sound important. No matter what, call us with any questions or concerns. Claim issues - Should a claim issue arise, relax we will handle it. Insurance reviews annually - Changes in your prescriptions or doctors might mean a change in your coverage. We research that out and it s free to you! And that s the FHK independent agency difference!
8 6790 N. Green Bay Avenue u Milwaukee, WI Telephone: u Toll Free: Fax: u [email protected] Website: This is an advertisement for insurance. FHK Corporation and its agents are not affiliated with the Federal Medicare program. FHK#070915
Medicare Advantage Plans
Searching for Medicare Advantage Plans On the Medicare.gov Plan Finder 300 S. Adams Street, Green Bay, WI 920 448 4300 TTY: 920 448 4335 www.adrcofbrowncounty.org Page 2 of 9 Important Considerations:
Transamerica s Medicare Supplement Insurance Program For Medicare Beneficiaries
Transamerica s Medicare Supplement Insurance Program For Medicare Beneficiaries Affinity Services Five Reasons You ll Love Our Plans Too! 1) Our reputation for service Anytime I ve had a question or request,
What is a Medicare Advantage Plan?
CENTERS FOR MEDICARE & MEDICAID SERVICES What is a Medicare Advantage Plan? A Medicare Advantage Plan (like an HMO or PPO) is a way to get your Medicare benefits. Unlike Original Medicare, in which the
How To Get A Blue Cross Plan For Seniors
Medicare supplement plans Peace of mind from a name you trust Flexible plans backed by over 70 years of experience We ll be there for you Medicare supplement plans are designed to fill in the gaps that
How To Buy Health Insurance. An Introduction To Healthcare Coverage
How To Buy Health Insurance An Introduction To Healthcare Coverage Table of Contents What Is Health Insurance? How Do I Get Health Insurance? When Can I Get Health Insurance? What Terms Should I Know?
Your Medicare Options
H H FOR GUIDE ESSENTIAL AN H H AN ESSENTI Your Medicare Options H MEDICARE BENEFICIARIES IN ALABAMA RIES IN ALABAMA Y0106_GBKLT_15 Accepted Thank you for your interest in Blue Cross and Blue Shield of
Things you need to know about Medicare.
Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether
SIMPLICITY. 2015 Your Plan Explained
Hello SIMPLICITY 2015 Your Plan Explained PFIZER UnitedHealthcare Group Medicare Advantage (PPO) Effective January 1, 2015, through December 31, 2015 Group Number: 12367, 12368 Benefit Highlights UnitedHealthcare
SCRIPT FOR PROVIDER/ACO PHONE INQUIRIES. What is an ACO?
SCRIPT FOR PROVIDER/ACO PHONE INQUIRIES What is an ACO? An Accountable Care Organization (ACO) is a group of doctors and other healthcare providers who agree to work together with Medicare to give you
What s a Medicare Advantage Plan?
Revised April 2015 What s a Medicare Advantage Plan? You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO). If you have Original Medicare, the
How To Get A Health Care Plan
Your financial well-being Everyone needs to plan ahead for Medicare Having a thorough understanding of how Medicare works and the choices you need to make about its coverage is an essential part of retirement
health insurance Why It s Important & What You Need to Know
health insurance Why It s Important & What You Need to Know HEALTH INSURANCE: WHY IT S IMPORTANT & WHAT YOU NEED TO KNOW Worry Less: Protect Your Health and Your Wallet No one plans to get sick or hurt,
health insurance Why It s Important & What You Need to Know
health insurance Why It s Important & What You Need to Know If you do not have health insurance: Fixing a broken arm can cost up to $7,500 The average cost of a 3-day hospital stay is around Worry Less:
Medicare Made Clear Answer Guide
Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.
Your Guide to Choosing a Kaiser Permanente Medicare Health Plan
This is an advertisement. Kaiser Permanente Senior Advantage for Federal Members (HMO) Your Guide to Choosing a Kaiser Permanente Medicare Health Plan INCREASE YOUR COVERAGE without increasing your FEHB
... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.
Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage
Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare.
Dear Member, Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Please look at the checklist below and see what situation applies to you. Each
A guide to your group medical benefits plan. www.cignahealthbenefits.com
A guide to your group medical benefits plan www.cignahealthbenefits.com Contact us 24/7 We are here for you Whether it s a question on the benefits of your Group Medical Insurance Plan, a particular claim
A Short Guide to your Optum Bank SM HSA. How to Open and Get Started with a Health Savings Account (HSA) from Optum Bank SM.
A Short Guide to your Optum Bank SM HSA How to Open and Get Started with a Health Savings Account (HSA) from Optum Bank SM. Open your HSA with Optum Bank today. It s quick and easy - go to optumbank.com
H I V. and Insurance YOUR LEGAL RIGHTS HIV AND INSURANCE 1
HIV AND INSURANCE 1 H I V and Insurance YOUR LEGAL RIGHTS UPDATED MARCH 2014 published by: AIDS Legal Council of Chicago 180 North Michigan Avenue, Suite 2110 Chicago, Illinois 60601 (312) 427.8990 2 AIDS
Medicare Advantage plans from people who care. New for 2016!
Medicare Advantage plans from people who care. New for 2016! Elderplan is an HMO plan with Medicare and Medicaid contracts. Enrollment in Elderplan depends on contract renewal. This information is not
Insurance 101 for Students
Insurance 101 for Students Health Care in the United States The U.S. does not offer free medical care to the general public Medical care is very expensive Doctor office visit: $150 - $200 Annual asthma
MediGap-65 Maryland. Find out why Medicare Supplement Coverage is so important. Offered by CareFirst of Maryland, Inc.
MediGap-65 Maryland Find out why Medicare Supplement Coverage is so important Offered by CareFirst of Maryland, Inc. MediGap-65 Maryland Coverage You Need Medicare was never designed to cover all of your
Find out what a Health Savings Account can do for you. 2014 HSA Bank. HSA Bank is a Division of Webster Bank, N.A., Member FDIC.
Find out what a Health Savings Account can do for you. What is an HSA? A Health Savings Account, or HSA, is an individuallyowned account used to save and pay for qualified medical expenses. You ll earn
Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7
Hello Advantage At UnitedHealthcare, we want you to get the most from your Medicare coverage. Our simple, all-in-one Medicare Advantage plans are designed to offer you benefits, services and tools to help
Shenandoah Life Medicare Supplement Insurance Plans
Shenandoah Life Medicare Supplement Insurance Plans Need for Additional Protection Medicare was not designed to cover all of your medical bills and expenses. The good news is that additional coverage does
PrivateHealth.gov.au Australia s leading independent source of information about private health insurance
PrivateHealth.gov.au Australia s leading independent source of information about private health insurance There are many things to consider when looking into private health insurance how does it all work?
Medicare Coverage Outside the United States
Revised June 2014 Medicare Coverage Outside the United States This fact sheet explains coverage under Original Medicare. Medicare coverage outside the United States is limited. In most situations, Medicare
Thank you... for your interest in our Medicare Supplement insurance plans.
Thank you... for your interest in our Medicare Supplement insurance plans. They ll help you stay healthy and keep medical costs down. You get an added layer of peace of mind through benefits such as these:
You and Access Partners in Health Care
Welcome from Ken Loving, MD Chief Executive Officer I extend a warm welcome to you from all of us at Access Community Health Centers. We are happy that you have chosen us as your health care partner and
Understanding Medicare
Understanding Medicare When you think about income streams in retirement, Medicare may not initially come to mind. But it is an important part of most retirees "golden years." Medicare covers many health
2015 Health Care Enrollment Medicare Eligible Retirees and Medicare Eligible Dependents Henrico County General Government and Schools
2015 Health Care Enrollment Medicare Eligible Retirees and Medicare Eligible Dependents Henrico County General Government and Schools Frequently Asked Questions - OneExchange Q1: Why is the County sponsoring
Benefit Highlights. Premera Blue Cross MEDICARE SUPPLEMENT PLANS. Discover a plan that s right for you. Effective MARCH 2015
Effective MARCH 2015 Premera Blue Cross MEDICARE SUPPLEMENT PLANS Benefit Highlights Discover a plan that s right for you. Individual Medicare Supplement plans for residents of Washington state (excluding
6 Ways to Close Leads Faster (and Easier) than Your Competition. Discover the Secrets of Closing Internet Insurance Leads
Discover the Secrets of Closing Internet Insurance Leads Introduction You know your sales are out there. You ve been using the internet to generate insurance leads, and your inbox has been filling up with
Health Care Costs and Retirement 6 Steps to Help You Control Your Future Health Care Costs. Webcast Transcript
Health Care Costs and Retirement 6 Steps to Help You Control Your Future Health Care Costs Featuring: Webcast Transcript Recorded on December 9, 2013 Michael Santoli, Senior Columnist, Yahoo! Finance Ben
It s Time for Medicare
It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for
2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES
Phillips 66 2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES 2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES October 31 November 21, 2014 your HEALTH. Living well means different things to different
Medicare Made Simple
Medicare Made Simple 1 CONTENTS 4 WHAT DO YOU NEED? Just starting Medicare, or are you already enrolled? 8 A COVERAGE OVERVIEW Understanding what each part of Medicare does for you 10 COST COMPARISON LET
Closing the Coverage Gap Medicare Prescription Drugs Are Becoming More Affordable
MEDICARE PRESCRIPTION DRUG COVERAGE Closing the Coverage Gap Medicare Prescription Drugs Are Becoming More Affordable The Affordable Care Act includes benefits to make your Medicare prescription drug coverage
AARP S MEDICARE GUIDE FOR FAMILY CAREGIVERS
AARP S MEDICARE GUIDE FOR FAMILY CAREGIVERS CONTENTS 5 About Medicare 7 A Little More About Your Choices 8 Medicare Prescription Drug Coverage 9 Where to Start 14 Medicare Glossary 2015. Reprinting with
Before we discuss the differences between Part A and Part B, there are two terms that are important to understand: deductible and benefit period.
SLIDE 1 The ABCD s of Medicare Welcome to Health First s presentation of The ABCDs of Medicare. This is not a sales presentation it s for educational purposes and no plan specific benefits or details will
WPS Individual Preferred Plans. Effective January 1, 2015. Be Happy. Live Healthy.
WPS Individual Preferred Plans Effective January 1, 2015 Be Happy. Live Healthy. Here for you and your peace of mind A good health plan is more than protection for your health and financial security. It
Molina Marketplace. We have a plan to keep you healthy.
Molina Marketplace We have a plan to keep you healthy. Access. Quality. Commitment. With the new Health Insurance Marketplace, you have a choice. Molina Healthcare is the answer. Here is why you should
TOMORROW S HEALTHCARE STARTS HERE
TOMORROW S HEALTHCARE STARTS HERE APPLY: DONATE: To find out how to begin your life-changing journey at MCW Philanthropic support is critical to creating and sustaining state- whether you want to learn
Number One Agent in Properties Sold: Script #1
Expired Listings First Call to Expired Listings Seller Number One Agent in Properties Sold: Script #1 Brad McKissack, Denton, Texas Millionaire Real Estate Agent Tip! If you get an answering machine, instead
HealtH insurance 101
Health insurance 101 Know the facts. Knowing the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information.
How To Get A Medicare Plan
What You Need to Know About MEDICARE Page 1 Index 2 3 5 5 6 7 Introduction Know when to enroll What s medigap? Choosing prescription drug coverage Medicare won t cover certain things Shopping for coverage
Your complimentary Medicare Guidebook
Learn Protect Assess Enroll Your complimentary Medicare Guidebook About this Guidebook If you or someone you care for is new to Medicare or will be soon, this Guidebook will help make Medicare easier to
Make the right move with your Medicare coverage.
Make the right move with your Medicare coverage. Introducing Plan 65 Medicare Supplement Plans Original Medicare (Medicare Part A and Part B) alone comes with s and cost-sharing that can really add up.
Bronze, Silver, Gold, or Platinum: How to Choose the Right Level of Coverage in Covered California
Fact Sheet NOVEMBER 2014 Bronze, Silver, Gold, or Platinum: How to Choose the Right Level of Coverage in Covered California Summary The Affordable Care Act (ACA) requires that Covered California offer
2016 Medicare Supplement Insurance Plans
Omaha Insurance Company A Mutual of Omaha Company 2016 Medicare Supplement Insurance Plans We ve got you covered. Go Play! 94994 Policy Forms NM20 Plan A, NM23 Plan F, NM34 High Deductible Plan F, NM24
2015 AEP WELLPOINT BRANDS MEDICARE PRODUCT CATALOG 9.8.2014. 888-411-3111 or send an email to. [email protected]
WELLPOINT BRANDS MEDICARE PRODUCT CATALOG 2015 AEP 9.8.2014 For order assistance and web support, call 888-411-3111 or send an email to [email protected] EDUCATIONAL EVENTS 8.5 x 11 FLYER - AVAILABLE
Choosing A Medigap Policy
Choosing A Medigap Policy 2002 Guide To Health Insurance For People With Medicare For People in the Original Medicare Plan This Guide has easy steps to help you buy Medicare Supplement Insurance. Developed
Social Security Column SOCIAL SECURITY MATTERS. By Bob Trotter. Social Security Public Affairs Specialist in Milwaukee, WI
Social Security Column SOCIAL SECURITY MATTERS By Bob Trotter Social Security Public Affairs Specialist in Milwaukee, WI Social Security recently launched its new blog, Social Security Matters. This is
We keep our promises.
We keep our promises. So you can keep yours. It s a selfless act. The decision you make today is for someone else s future. Purchasing life insurance is about more than just planning for the future. It
IMPORTANT NOTICE: Your Medicare plan won t be offered in 2014.
October 2, 2013 IMPORTANT NOTICE: Your Medicare plan won t be offered in 2014. or join a Medicare plan. Dear Member, Your Medicare plan won t be offered in 2014. This means your coverage through UnitedHealthcare
Molina Marketplace. We have a plan to keep you healthy.
Molina Marketplace We have a plan to keep you healthy. Access. Quality. Commitment. With the new Health Insurance Marketplace, you have a choice. Molina Healthcare is the answer. Here is why you should
BBC Learning English Talk about English Business Language To Go Part 12 - Business socialising
BBC Learning English Business Language To Go Part 12 - Business socialising This programme was first broadcast in 2001. This is not an accurate word-for-word transcript of the programme. In this programme
Understanding how your UN PPO Plan administered by Empire BlueCross BlueShield and Medicare Part B medical benefits are coordinated
Understanding how your UN PPO Plan administered by Empire BlueCross BlueShield and Medicare Part B medical benefits are coordinated Maximize your benefits and savings when you know how to use your medical
CENTERS FOR MEDICARE & MEDICAID SERVICES. Cost
CENTERS FOR MEDICARE & MEDICAID SERVICES Things to Think about when You Compare Medicare Drug Coverage You have two options to get Medicare coverage for your prescription drugs. If you have Original Medicare,
Kaiser Permanente Guide to Medicare Basics
Kaiser Permanente Guide to Medicare Basics The National Medicare program, which was created in 1965, has given people peace of mind and the security of knowing they ll have access to health coverage. Medicare
Medicare Advantage Plan Finder:
Medicare Advantage Plan Finder: 1. Visit www.medicare.gov; scroll half-way down the page and on the left hand side under the large font Find doctors, providers, hospitals, plans & suppliers click on Find
Go Your Own Way: Your Guide to Choosing and Enrolling in the Aon Retiree Health Exchange
Go Your Own Way: Your Guide to Choosing and Enrolling in the Aon Retiree Health Exchange What s Changing In order to provide Medicare-eligible retirees and their Medicare-eligible dependents with better
THE REFERRAL SUCCESS GUIDE. 6 Keys to Attracting a Consistent Flow of High-Quality Referrals
THE REFERRAL SUCCESS GUIDE 6 Keys to Attracting a Consistent Flow of High-Quality Referrals Are You Getting All the Referrals You Could Be Getting? You probably know many REALTORS who consistently get
Medicare 101 Guide Your Guide to Medicare Basics
Medicare 101 Guide Your Guide to Medicare Basics Y0013_16_MEDGUI Accepted 11232015 bcbstmedicare.com Get More from Your Medicare This guide helps you understand how Medicare s different parts work and
Understanding your Aetna UN PPO Plan and Medicare Part B medical benefits
Understanding your Aetna UN PPO Plan and Medicare Part B medical benefits Get more and pay less when you know how to use your medical plans Puzzled by your Aetna and Medicare Part B health care coverage?
Planning for Medicare An Educational Resource from Blue Cross Blue Shield of Massachusetts
Planning for Medicare An Educational Resource from Blue Cross Blue Shield of Massachusetts Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association.
The Flying Start Degree Programme Henley Business School at the University of Reading
The Flying Start Degree Programme Henley Business School at the University of Reading Start your degree Start your career Realise your potential BA Accounting and Business (NN41) The Flying Start Degree
Today's Options Premier 100 (PFFS) offered by American Progressive Life & Health Insurance Company of New York, Inc.
Today's Options Premier 100 (PFFS) offered by American Progressive Life & Health Insurance Company of New York, Inc. Annual Notice of Changes for 2016 You are currently enrolled as a member of Today's
the ultimate guide to email marketing for insurance agents
the ultimate guide to email marketing for insurance agents what s in here? Email marketing & content marketing...3-4 Email marketing best practices...5 Email campaigns for insurance agents...6 AgencyBloc
Insurance. how to use health insurance
Insurance how to use health insurance taking charge of your health insurance Now that you have health insurance, you are able to get the health care you need, when you need it. You won t have to wait until
