Selling process. for resales

Size: px
Start display at page:

Download "Selling process. for resales"

Transcription

1 Selling process for resales

2 Contents Read this fill this in s to - Re-selling your property 3 one Valuation 3 two Prepare to go on market 4 three Sign off documents 5 four Viewings 5 five Eligible buyers 5 six Conveyance process 6 seven Completion of sale 6 Section 1 - Valuation - Info & Forms Postcode Coverage for Frazers Surveyors 8 Section 2 - Prepare to go to Market - Info & Forms Resale1 12 Itinerary of Items 13 Intention To Sell 14 Viewing Log Sheet 15 Page 2

3 Re-selling your property Thank you for your enquiry about selling your property. The enclosed information pack offers a step by step guide and gives you an indication of the costs and timescales involved. Please read this information carefully. All properties marketed for sale in England & Wales will need an EPC (Energy Performance Certificate) before they can be marketed. Please go to our website ( for more information. Buying and selling your home can be an exciting and emotional affair; we hope to aid you through to a successful sale. If you are looking to buy another home, it is advisable you do not commit to a purchase until you have found a buyer for your current home. We are unable to market your property if you are in arrears, therefore please speak to your Income Officer if you are in any doubt. They can be contacted through Customer Services on We have listed the Resale steps below. All the initial paper work you will need to get things started can be found in sections 1 & 2 at the back of this pack. Page 3

4 Quick steps to getting your property on the market one Contact surveyor to get valuation carried out two Receive valuation report directly back from the surveyor If not received within 5 working days please chase the valuers for your report using the number in your pack three Once you have received your report complete the following forms Itinerary of items Intention Sell Resale 1 four Take photos of your property them to five Send into the Resales Team the following items: Valuation report Itinerary of items Resale 1 Intention to sell Photos EPC six Upon receipt of all items in step 5, the Resales Team will you requesting an open day date and time, within 5 working days seven A copy of your property details will then be sent to you to approve eight Property to be marketed within 5 working days of receiving your approval Page 4

5 one - Valuation Instruct a valuation to be carried out on your property by a surveyor registered with the Royal institution of charted surveyors (RICS). If you use A2Dominion s recommended surveyors the fees start from for a full valuation and start from for updates there after. Valuations are valid for a period of 3 months from the date your property is inspected. Once your valuation has expired a valuation update will be required. An up-to-date valuation would be required right up until you find a buyer and exchange contracts on the sale. It would be your responsibility to ensure your valuation is up to date. An estate agents market appraisal is not acceptable. The surveyors we recommend are listed below along with details on how to contact them. Details are enclosed showing the areas they cover in Section 1 of the pack. Frazer s Surveyors Frazer s only cover certain areas, please see page 10 for Frazer s postcode coverage to see if you fall within their remit. CONTACT NUMBER Fees are for a full valuation and 50 for desk top update To book a valuation please call the number above stating that you are an A2Dominion Shared owner and you are booking a valuation for resale purposes. Aspect Surveyors Limited Aspect only cover certain areas, please see below for postcode coverage. Outer Boroughs North London - N1- N22 East London - E1- E18 South West - SW2- SW20 South East - SE2- SE25 West London - W2-W15 North Wes t- NW2- NW11 City/ West End - SW1, WC1, WC2, EC1, EC2, EC3,EC4 North- EN1-EN6- Enfield/ Barnet East- IG11/ RM- Ilford & Romford South West- KT1-6- ( Kingston) South East- BR1- BR3- Bromley/ CR0,CR4, CR7- Croydon West London- TW1-TW13- Middlesex North West- HA0-HA9- Harrow / WD6-7- Borehamwood. CONTACT NUMBER Fees are plus VAT for a full valuation and 75 plus VAT for desk top update To book a valuation please call the number above or Page 5

6 two Prepare to go on market Once you have received your valuation report from the surveyor, send it to the resales team along with the following fully completed documents found in Section 2 of this pack: Resale 1 on page 12 Itinerary of items in property check list on page 13 Intention to sell on page 14 - you will need to write your full address, full valuation figure and the percentage you own. Energy performance certificate (EPC) which you will have to provide. Please note EPCs are valid for 10 years. Internal and external photographs which you will need to provide. Please remember you are using these photo s as a showcase for your home. Try to show as much of the rooms as you can and make them as presentable as possible. Then them as individual jpg s to Copy of your valuation report. Please note all documents above must be sent in together. They can be posted to the A2Dominion, Resales Team, The Point, 37 North Wharf Road, London, W2 1BD. If posted please send recorded delivery to ensure we receive all documents. OR ed to: When the Resales Team receive all the above documents we will request from you an open day date and time for potential purchasers to view your home. Once an open day has been arranged we will you a draft copy of your property details for you to check for accuracy. You will need to back to us your approval of the property details or any amendments if anything is incorrect. We aim to send your property details to you within five working days of receipt of your documents. If we have any questions regarding the information you send, we will contact you. Page 6

7 three Sign off documents When you receive your property details, check it through and if correct, us to confirm this. On receipt of your confirmation we aim to get your property on the market within five working days. If we are missing any information we can not market your property until provided and your 5 working days to market will start from then. Your nomination period will start from the date we receive your approval of your property details. four Viewings Once your property has been marketed all enquires will go directly to our Customer Services centre, any applicants who wish to view your property will be given an appointment for your open day. The day prior to your open day a Customer Services Officer will over to you a copy of your viewing schedule, with the details of anyone who has been booked in for your open day. As far as possible attendees will be booked in close together so you do not have to remain at your property for long periods of time waiting for another person to attend. If no one has been booked in for your open day a Customer Services Officer will contact you one working day before to let you know and a member of the Resales team will contact you to arrange another open day. Whilst your property s marketed with us we will hold open days until a buyer is found. The contact number you provide on page 14 of your Resale Booklet will be given to all attendees, so they can contact you if they are running late or cannot make it on the day. A member of the Resales Team will then contact you after your open day to provide you with an update. From time to time we may be required to arrange viewings on an ad-hoc basis, when this is needed we will provide your contact number to the person interested in viewing, so they can arrange an appointment directly with you. In these cases please the Resales Team at to inform us of the day and time you arranged with them and complete the Viewing Log Sheet on pg 15 of this booklet and retain for your records. five Eligible buyers A2Dominion have to do regulatory checks on potential buyers to confirm they are registered with appropriate bodies and comply with any nomination criteria before a sale can be agreed. If more than one applicant is interested in buying your home we are legally required to prioritise the applicants with the highest need. Once a sale is agreed we obtain solicitors details from both you and your buyer. Page 7

8 six - Conveyance process A Memorandum of Sale (MOS) is prepared formalising the sale of your property. This document is issued to all parties and their solicitors. We aim to follow up your sale every two weeks, subject to the stage of your transaction. Your buyer s solicitor will raise enquiries with your solicitor about your home. The number of enquires raised can vary from solicitor to solicitor which will affect the length of time the sale takes to complete. The leasehold enquires are automatically requested from our Leashold Team once your MOS is issued. It will take up to 28 days for them to be completed. They cost 110+VAT and the fee is collected upon completion of the sale of your property. Our leasehold team start to prepare the Leasehold Pack once the Memorandum of Sale has been issued. Please note therefore that the fee for the leasehold pack is still chargeable even if you withdraw your property from the market. A2Dominion will instruct their solicitors who will be responsible for providing a guidance pack to your solicitor on the sale of your home and they will also arrange for the necessary paperwork to be prepared, which would allow your sale to complete. There is a charge for the work our solicitors will do, which will be around depending on the work required. You will be responsible for this fee. If you are purchasing another property and are involved in a chain please make sure A2Dominion and your purchaser are aware of the deadlines you are working to and please contact your solicitor on a regular basis for a progress report on the sale. Once your buyer s mortgage offer is issued both you and the buyer would need to arrange to sign the legal documents required to complete the transaction. Once this is done exchange of contracts can take place and a completion date is set. seven - Completion of sale Once a completion date is set, a completion statement consisting of sale price, rent/ service charge and nomination fee will be prepared by our solicitors. This is the time to make sure you have made arrangements with your purchaser regarding when and where they will be able to collect keys. A2Dominion would not be able to hold keys for collection by your buyer. Under no circumstances should you hand over keys prior to your solicitor s confirmation that completion has taken place. Administration Fee An administration fee of 500 is payable on all properties that A2Dominion secures a buyer for and progresses the sale through to completion. The 500 will be payable on completion of the sale. The 500 will be included in your nomination fee*, it would not be an additional payment. *Nomination Fee Your nomination fee can be found in your lease and is payable if A2Dominion find a buyer for your property. Page 8

9 Section 1 Surveyor Info Page 9

10 Postcode Coverage for Frazers Surveyors The offices of FRAZERS SURVEYORS LTD operate in the following postcode areas: CR (Croydon 0, 3, 4, 5, 7, 8 GU (Guildford) 1-53 HA(Harrow) 0-9 HP (Aylesbury, High Wycombe, Amersham, Beaconsfield, Chesham, Princes Risborough) 5, 7-14, 16, 27 KT (Kingston) 1-1 0, OX (Oxford) 9-12, 14, 44, 49 RG (Reading, Henley, Wokingham, Bracknell, Basingstoke) , 21, 23, 24 26, 27, 29, RH (Redhill) 1-6, SE (Southeast of London) 5, 19, 21, 24, 25 SL (Slough) 0, 1, 2, 3, 4, 5, 6, 7 SM (Sutton) 1-7 SW (South West of London) 1-20 TW (Twickenham) 1-20 UB (Uxbridge) 1-10 W (West London) 1-20 WD (Watford) 3-4 Page 10

11 Section 2 Forms Page 11

12 Resale1 Please return to: A2Dominion Resales Team The Point 37 North Wharf Road London W2 1BD Leaseholders Name:... Property Address: Correspondence Address... Contact details: Telephone:... Home:... Work:... Mobile:... address:... Signed:... Date:... Page 12

13 Itinerary of Items We will need to prepare a marketing sheet to be sent out to interested applicants and to place on our website. Please complete the information below with items that will be included in the sale in your property. Kitchen Built in oven/hob/ hood Yes / No Dishwasher included Yes / No Fridge/freezer included Yes / No Washing Machine Yes / No Bedroom(s) Fitted wardrobes Yes / No (State which bedrooms) Double bedroom(s) State which ones... Carpet to remain Yes / No Lounge Carpet to remain Yes / No Is the lounge open plan to the kitchen Yes / No Storage Storage cupboard (state how many) and where Yes / No... Airing cupboard please state where Yes / No... Hallway Carpet to remain Yes / No Bathroom Shower included (Electric / Power / Over bath ) / No Colour of bathroom suite... Parking Allocated space / Own driveway / Off road / Street parking / None Gardens Private (Front / Rear ) / Communal / None Juliette balcony Balcony Photograph(s): sent via to Yes / No Date sent... Please send EPC and photos together: Local Authority:... Council Tax Band:... Name(s):... Date:... Signed:... Page 13

14 Intention To Sell My Address:... I acknowledge receipt of a RICS valuation in the sum of... and I own...%. Therefore I will be selling my share at... The solicitors acting on my behalf will be: Name:... Address:... Tel:... address:... Your contact details to arrange viewings and feed back Tel:... Mob: I am aware that I have to pay my administration fee of 500/ nomination fee if A2Dominion find a buyer for my property Please tick the options which apply to you:- I do not wish for my contact number to be provided to people who attend my open day I am happy for my contact number to be given to applicants if ad-hoc appointments need to be arranged Signed Date Do not cancel your direct debit payments for rent and service charge until the day of completion. If you complete before the end of the month a refund will be sent to you at your new address. Please send EPC and photos together: Photograph/s: sent via to Yes / No EPC: Sent via to Yes / No - Date ed... Please return this complete form to: A2Dominion Resales Team The Point 37 North Wharf Road London W2 1BD Page 14

15 Viewing Log Sheet Please complete log sheet with details of people who contact you to view Name Contact Number Viewing Date Viewing Time A2Dominion Advised Page 15

16 Contact details A2Dominion Group The Point 37 North Wharf Road London W2 1BD t: e: w: A2Dominion Housing Group Ltd (an exempt charity registered under the Co-operative & Community Benefit Societies Act 2014 Soc. No R, HCA Reg. L4240). Registered Office: The Point, 37 North Wharf Road, London, W2 1BD. Details correct at time of going to print November 2014

How to buy more shares in your home

How to buy more shares in your home How to buy more shares in your home Staircasing Staircasing is the process of you purchasing additional shares in your property, you can either purchase additional shares in increments all the way up to

More information

Selling your shared ownership home

Selling your shared ownership home Selling your shared ownership home Selling your shared ownership home Thank you for your enquiry about selling your property. This step by step guide will, we hope, provide you with an easy to follow process

More information

Selling your home. Better homes and better services for better lives. Better homes and better services for better lives

Selling your home. Better homes and better services for better lives. Better homes and better services for better lives Selling your home Selling your home You are able to sell your home whether you own a share or own the property outright. This process is known as assignment. It is important to write and tell us before

More information

A step by step guide to selling your shared ownership property

A step by step guide to selling your shared ownership property A step by step guide to selling your shared ownership property Thank you for your enquiry about selling your shared ownership property. Here s a step by step guide together with details of the costs and

More information

Resale guide A step-by-step guide to selling your home. LiveLife

Resale guide A step-by-step guide to selling your home. LiveLife Resale guide A step-by-step guide to selling your home LiveLife Contents A step-by-step guide to selling your home 1 The steps 2 Your steps explained Step 1: Get the valuation and photos 3 Step 2: Get

More information

We can help with SELLING A RESALE PROPERTY

We can help with SELLING A RESALE PROPERTY We can help with SELLING A RESALE PROPERTY Contents Introduction 2 What are the costs involved? 3 Are there any restrictions on selling? 4 How do I sell? 5 Frequently asked questions 8 Top tips to help

More information

Selling / assigning your shared ownership lease

Selling / assigning your shared ownership lease Selling / assigning your shared ownership lease Information for leaseholders Assignment Your questions answered Q: What is assignment? A: Assignment is the term given when you sell your shared ownership

More information

Royal Mail. User Guide. Publishing Mail

Royal Mail. User Guide. Publishing Mail User Guide Publishing Mail Contents 1. Introduction...3 2. Entry Criteria...5 3. Sorted options...8 4. Profile Pricing... 11 5. 250k Option... 13 6. Premium option... 14 Publishing Mail Our specialist

More information

We can help with BUYING A RESALE PROPERTY

We can help with BUYING A RESALE PROPERTY We can help with BUYING A RESALE PROPERTY Contents Buying a Resale property 2 Why buy through a Shared Ownership scheme? 2 Who are Family Mosaic? 3 When I buy a resale property, what am I buying? 3 I

More information

Redeeming your equity loan

Redeeming your equity loan Redeeming your equity loan Information for leaseholders Equity loan redemption... Your questions answered Q: What is equity loan redemption? A: Equity loan redemption is when you pay back the loan given

More information

6 STEPS TO SELLING YOUR HOME

6 STEPS TO SELLING YOUR HOME 6 STEPS TO SELLING YOUR HOME THANKS Thank you for contacting us regarding the sale of your home. Plumlife have a strong record of reselling shared ownership properties and we hope that your journey with

More information

A guide to selling your shared ownership home

A guide to selling your shared ownership home A guide to selling your shared ownership home Index Selling your shared ownership home 2 Valuing your home 3 Energy Performance Certificate 3 Advertising your property 3 What happens when a prospective

More information

25 PARSON STREET WILNECOTE TAMWORTH B77 5BD

25 PARSON STREET WILNECOTE TAMWORTH B77 5BD A traditional semi-detached home ideal for first time buyers offered with immediate vacant possession and being known as:- 25 PARSON STREET WILNECOTE TAMWORTH B77 5BD A.51474 The property is offered complete

More information

Buying more shares in your home or staircasing

Buying more shares in your home or staircasing Buying more shares in your home or staircasing This guide is to help you with the steps to follow if you want to buy more shares in your shared ownership property. This is known as staircasing. There are

More information

MANCHESTERS SOLICITORS ANDREW DURMAN LLB 19/21 LIMPSFIELD ROAD, SANDERSTEAD, SURREY CR2 9LA TEL: 020 8657 5599 FAX: 020 8651 6173

MANCHESTERS SOLICITORS ANDREW DURMAN LLB 19/21 LIMPSFIELD ROAD, SANDERSTEAD, SURREY CR2 9LA TEL: 020 8657 5599 FAX: 020 8651 6173 MANCHESTERS SOLICITORS ANDREW DURMAN LLB the Manchesters Property Centre JAMES MANCHESTER MA LLB 19/21 LIMPSFIELD ROAD, SANDERSTEAD, SURREY CR2 9LA TEL: 020 8657 5599 FAX: 020 8651 6173 www.manchesters.co.uk

More information

Your guide to low-cost. Home Ownership

Your guide to low-cost. Home Ownership Your guide to low-cost Home Ownership All about A2Dominion New Homes A2Dominion New Homes is a major provider of low-cost, high-quality homes in London and southern England. A2Dominion New Homes is part

More information

SHARED OWNERSHIP BUYERS GUIDE

SHARED OWNERSHIP BUYERS GUIDE SHARED OWNERSHIP BUYERS GUIDE SHARED OWNERSHIP SHARED OWNERSHIP PROVIDES AN AFFORDABLE WAY TO BUY A HOME. YOU PURCHASE A SHARE IN A BRAND NEW HOME AND PAY A SUBSIDISED RENT ON THE PART YOU DON T OWN. IN

More information

Resales. How to sell your shared ownership home

Resales. How to sell your shared ownership home How to sell your shared ownership home How to sell your shared ownership home This guide applies to you if you are the shared owner of a Southern Home Ownership or Southern Housing Group Ltd property.

More information

HA5 4JX T: 020 8421 0107. NEW Instruction. One Bedroom Retirement Flat for the over 60's. Greater London HA5 4JX. 523 Uxbridge Road Road

HA5 4JX T: 020 8421 0107. NEW Instruction. One Bedroom Retirement Flat for the over 60's. Greater London HA5 4JX. 523 Uxbridge Road Road T: 020 8421 0107 NEW Instruction Flat Flat 22 22, Lutyens Lutyens Lodge Lodge, 523 Uxbridge Road Road Hatch Pinner End Greater London HA5 4JX HA5 4JX London Borough of Harrow * One Bedroom Retirement Flat

More information

Buying A HomE THrougH shared ownership WiTH HAsToE

Buying A HomE THrougH shared ownership WiTH HAsToE Buying A HomE THrougH shared ownership WiTH HAsToE 1 The shared ownership scheme if you want to buy a home of your own but don t quite have enough money to do so, shared ownership could be the answer.

More information

SELLING YOUR SHARED OWNERSHIP HOME A GUIDE FROM SOVEREIGN LIVING

SELLING YOUR SHARED OWNERSHIP HOME A GUIDE FROM SOVEREIGN LIVING SELLING YOUR SHARED OWNERSHIP HOME A GUIDE FROM SOVEREIGN LIVING A SIMPLE GUIDE TO SELLING YOUR SHARED OWNERSHIP HOME WHEN YOU WANT TO MOVE ON Congratulations on choosing Shared Ownership, a great way

More information

THAMES VALLEY HOUSING 100 % 85 % STEP UP! HOW TO PURCHASE MORE SHARES OF YOUR HOME 70 % 60 % 40 %

THAMES VALLEY HOUSING 100 % 85 % STEP UP! HOW TO PURCHASE MORE SHARES OF YOUR HOME 70 % 60 % 40 % THAMES VALLEY HOUSING 100 % 85 % STEP UP! HOW TO PURCHASE MORE SHARES OF YOUR HOME 70 % 60 % 50 40 % 1 T: 020 8607 0550 E: staircasing@tvha.co.uk TAKE THE NEXT STEP IN HOME OWNERSHIP Now you ve got onto

More information

Sentinel Shared owners guide to staircasing

Sentinel Shared owners guide to staircasing Sentinel Shared owners guide to staircasing How to buy further shares in your home Making a difference What s staircasing? Once you ve completed your purchase you can buy more shares in your home. This

More information

Your Move a Walk in the Park

Your Move a Walk in the Park M ake Your Move a Walk in the Park We are delighted that you are considering buying an MHA property and want you to enjoy the benefits of our retirement living as soon as possible. Share the cost Buy from

More information

Your Guide to Shared Ownership

Your Guide to Shared Ownership Your Guide to Shared Ownership 1 Shared ownership is designed for first-time buyers, who are able to raise a mortgage but are unable to afford the full cost of homeownership. Why buy a shared ownership

More information

Residents guide to... Selling your shared ownership home

Residents guide to... Selling your shared ownership home Residents guide to... Selling your shared ownership home Residents guide to... Selling your shared ownership home You can sell your shared ownership property at any time. Your lease gives Saxon Weald the

More information

The affordable homes specialist. Selling your. Shared Ownership home

The affordable homes specialist. Selling your. Shared Ownership home The affordable homes specialist Selling your Shared Ownership home Selling your home, or your share of it, is not as complicated as you might imagine. We are here to give you the information you need.

More information

Buying a Shared Ownership Property

Buying a Shared Ownership Property Buying a Shared Ownership Property Contents 3. What is Shared Ownership 4. Why buy with Genesis? 5. What am I buying? 6. Register with us 7. Eligibility 8. Financial assessment 9. Arranging a mortgage

More information

Purchasers Guide. www.housing21.co.uk. For further information please contact:

Purchasers Guide. www.housing21.co.uk. For further information please contact: Housing 21 is a not for profit organisation and a leading provider of care, health and housing options for the over 55 s. www.housing21.co.uk Purchasers Guide For further information please contact: New

More information

London Postcodes. These postcodes are in alphabetical order giving the borough and appropriate ESO.

London Postcodes. These postcodes are in alphabetical order giving the borough and appropriate ESO. London Postcodes These postcodes are in alphabetical order giving the borough and appropriate ESO. B s Borough ESO Sub Region BR1 1,2,3,4,5-- Bromley Enterprise Zone South BR2 0,6,7,8,9-- Bromley Enterprise

More information

Home Improvements for Leaseholders

Home Improvements for Leaseholders Home Improvements for Leaseholders Home Improvements for Leaseholders Information for shared owners and leaseholders who want to carry out improvement works to their home. I want to do work in my home

More information

Staircasing. Buying more shares in your home. Information for leaseholders

Staircasing. Buying more shares in your home. Information for leaseholders Staircasing Buying more shares in your home Information for leaseholders Staircasing Your Questions Answered Q: What is staircasing? A: Staircasing is the term given to buying extra shares in your shared

More information

Countrywide Conveyancing Services. Sale handbook. Your sale questions answered. www.cwpl.com

Countrywide Conveyancing Services. Sale handbook. Your sale questions answered. www.cwpl.com Countrywide Conveyancing Services Sale handbook Your sale questions answered www.cwpl.com Sale handbook Your sale questions answered General information to which we will draw your attention during the

More information

MY HOMEBUY. The Bracknell Forest Council Equity Share Scheme Enabling first time buyers to buy a home of their choice

MY HOMEBUY. The Bracknell Forest Council Equity Share Scheme Enabling first time buyers to buy a home of their choice MY HOMEBUY The Bracknell Forest Council Equity Share Scheme Enabling first time buyers to buy a home of their choice What is My HomeBuy? Bracknell Forest Council My HomeBuy is an Equity Share Scheme, which

More information

ADVICE NOTE BUYING AND SELLING YOUR FLAT. A summary of the typical events when buying and selling a leasehold flat

ADVICE NOTE BUYING AND SELLING YOUR FLAT. A summary of the typical events when buying and selling a leasehold flat ADVICE NOTE BUYING AND SELLING YOUR FLAT A summary of the typical events when buying and selling a leasehold flat 2 CONTENTS Note: As the leading trade body for residential leasehold management, ARMA is

More information

Spectrum Housing Group, Spectrum House, Grange Road, Christchurch, Dorset, BH23 4GE. Dear Sir/Madam. Shared Ownership

Spectrum Housing Group, Spectrum House, Grange Road, Christchurch, Dorset, BH23 4GE. Dear Sir/Madam. Shared Ownership Spectrum Housing Group, Spectrum House, Grange Road, Christchurch, Dorset, BH23 4GE Dear Sir/Madam Shared Ownership Thank you for your recent enquiry concerning Shared Ownership accommodation with the

More information

ESTATES. 3 Elmfield Court, Back Lane, Leeds, LS13 4BG TWO BEDROOM FIRST FLOOR APARTMENT REDUCED FOR QUICK SALE

ESTATES. 3 Elmfield Court, Back Lane, Leeds, LS13 4BG TWO BEDROOM FIRST FLOOR APARTMENT REDUCED FOR QUICK SALE 8 Church Lane, Pudsey, Leeds, West Yorkshire, LS28 7BD Telephone: 0113 2560800 Fax: 0113 2560899 Email: pudsey@dnestates.com www.dnestates.com TWO BEDROOM FIRST FLOOR APARTMENT REDUCED FOR QUICK SALE **

More information

BUYING YOUR HOME TENANTS GUIDANCE

BUYING YOUR HOME TENANTS GUIDANCE BUYING YOUR HOME TENANTS GUIDANCE CONTENTS Introduction Page 1 The Right to Buy / Right to Acquire Process Page 2 Can you afford it? Page 2 Buying a flat or leasehold house Page 3 Rent arrears and buying

More information

LiveLife. Your step-by-step guide to buying more shares. Staircasing

LiveLife. Your step-by-step guide to buying more shares. Staircasing LiveLife Your step-by-step guide to buying more shares Staircasing Contents What is staircasing? 1 A step-by-step guide 1 Your steps explained 2 Step 1: The valuation 2 Step 2: Arranging your finances

More information

LARGE DINING ROOM A MOST ATTRACTIVE 3 BEDROOMED DETACHED HOUSE, HAVING BEEN

LARGE DINING ROOM A MOST ATTRACTIVE 3 BEDROOMED DETACHED HOUSE, HAVING BEEN MANCHESTERS SOLICITORS ANDREW DURMAN LLB the Manchesters Property Centre JAMES MANCHESTER MA LLB 19/21 LIMPSFIELD ROAD, SANDERSTEAD, SURREY CR2 9LA TEL: 020 8657 5599 FAX: 020 8651 6173 www.manchesters.co.uk

More information

Thinking of buying? Your right to buy your council home

Thinking of buying? Your right to buy your council home Thinking of buying? Your right to buy your council home Buying your home is probably the biggest financial decision you will ever make so it s important to consider whether it is the right choice for you.

More information

Name of Landlord/Managing Agent. Prefix (Mr, Mrs, Dr etc) Correspondence Address. Postcode

Name of Landlord/Managing Agent. Prefix (Mr, Mrs, Dr etc) Correspondence Address. Postcode Name of Landlord/Managing Agent Prefix (Mr, Mrs, Dr etc) Forename Surname Company Correspondence Address Tel Mob Email Fax Website Postcode If the property is managed by an Agency please tick here to indicate

More information

11 RATTRAY PLACE, ABERDEEN, AB24 2TJ

11 RATTRAY PLACE, ABERDEEN, AB24 2TJ 11 RATTRAY PLACE, ABERDEEN, AB24 2TJ THIS THREE BEDROOM END TERRACED DWELLINGHOUSE OCCUPIES A PLEASANT SITE, PROVIDES SPACIOUS ACCOMMODATION AND REPRESENTS EXCELLENT VALUE FOR MONEY Accommodation:- (Ground

More information

Interested in buying your own home?

Interested in buying your own home? Interested in buying your own home? A legal guide to Right to Buy 02030827 right to buy booklet 2015 V1.indd 3 21/07/2015 15:15:54 Further information Sanctuary Housing Customer Services 0300 123 3516

More information

Buying more shares in your home

Buying more shares in your home Buying more shares in your home Buying more shares in your home Decided you might like to staircase (this is what we call buying more shares in your home)? What do I need to do first? 2 Decided you might

More information

Applying for a PO Box Application Form Application for a PO Box Please ensure that you fill in all the relevant information and include proof of address documentation that is less than 3 months old. Please

More information

Introduction 1. Accommodation 2. Safety and Household Furnishings 3. Responsibilities 4. Taxation 5. Insurance 6. Rental 7.

Introduction 1. Accommodation 2. Safety and Household Furnishings 3. Responsibilities 4. Taxation 5. Insurance 6. Rental 7. Contents Introduction 1 Accommodation 2 Safety and Household Furnishings 3 Responsibilities 4 Taxation 5 Insurance 6 Rental 7 Managing Agents 8 Tenancy Agreement 9 Agreement 10 Marketing 11 Letting and

More information

GUIDE TO MOVING. We can give you a breakdown of the costs involved

GUIDE TO MOVING. We can give you a breakdown of the costs involved GUIDE TO MOVING "I'll never do this again!" So many people say this at some stage when they are buying and selling a house that we have prepared this guide to assist you. It outlines how the transaction

More information

LEASEHOLD PROPERTY ENQUIRIES

LEASEHOLD PROPERTY ENQUIRIES LEASEHOLD PROPERTY ENQUIRIES LPE1 Property: Seller: These enquiries are asked on behalf of buyers. The Seller should only respond to these enquiries if they are the Landlord, the Management Company, the

More information

Mortgages, Equity Release and Protection Planning

Mortgages, Equity Release and Protection Planning apr Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific services

More information

Our fees and charges explained

Our fees and charges explained Our fees and charges explained and other important information about how your mortgage works May 2015 What s in this booklet Keeping you informed 3 Application and valuation fees 3 Application fees 4 Valuation

More information

Your guide to the Vale of White Horse District Council Open Market Equity Loan Scheme

Your guide to the Vale of White Horse District Council Open Market Equity Loan Scheme Your guide to the Vale of White Horse District Council Open Market Equity Loan Scheme Making your aspiration of homeownership a reality Your Home, Your Choice For eligible people living or working in the

More information

Contents. Again, if we can be of any assistance at anytime, please do not hesitate to contact us. Kind regards,

Contents. Again, if we can be of any assistance at anytime, please do not hesitate to contact us. Kind regards, Contents 1 Introduction 2 The Quote - Sharp Young and Pearce Estate Agency and Conveyancing Offer 3 Initial Paperwork - Property Information Form - Fittings and Contents List 4 Title Deeds, Current Mortgages

More information

LANDLORD INFORMATION PACK FOR RESIDENTIAL LETTINGS AND PROPERTY MANAGEMENT

LANDLORD INFORMATION PACK FOR RESIDENTIAL LETTINGS AND PROPERTY MANAGEMENT LANDLORD INFORMATION PACK FOR RESIDENTIAL LETTINGS AND PROPERTY MANAGEMENT 25 High Street, Warwick, CV34 4BB 01926 492511 warwick@godfrey-payton.co.uk www.godfrey-payton.co.uk Godfrey-Payton has a huge

More information

Blackhorse Lane Croydon Surrey CR0 375,000

Blackhorse Lane Croydon Surrey CR0 375,000 Blackhorse Lane Croydon Surrey CR0 375,000 Character Features Extended Kitchen/Diner Three Double Bedrooms Secluded Private Rear Garden Fully Integrated Kitchen Double Glazed Further Scope To Extend S.T.P.C.

More information

Guide to buying and selling your home

Guide to buying and selling your home Guide to buying and selling your home Whether you are thinking of buying, selling or re-mortgaging your home it pays to contact your solicitors at an early stage. Hopefully you ll find the contents of

More information

Our fees and charges explained

Our fees and charges explained Our fees and charges explained and other important information about how your mortgage works June 2015 What s in this booklet Keeping you informed 3 Application and valuation fees 3 Application fees 3

More information

THE SALE OF YOUR PROPERTY. from Sale Agreed to Exchange of Contracts

THE SALE OF YOUR PROPERTY. from Sale Agreed to Exchange of Contracts THE SALE OF YOUR PROPERTY from Sale Agreed to Exchange of Contracts WHAT IS CONVEYANCING? In essence it is the legal process of buying and selling property, or to give it its legal definition, it is the

More information

THE CHURCH OF ENGLAND PENSIONS BOARD

THE CHURCH OF ENGLAND PENSIONS BOARD THE CHURCH OF ENGLAND PENSIONS BOARD Retirement Housing SHARED OWNERSHIP BOOKLET Information Booklet for Scheme Applicants Housing Department The Church of England Pensions Board, 29 Great Smith Street,

More information

SHARED OWNERSHIP FROM MIDLAND HEART

SHARED OWNERSHIP FROM MIDLAND HEART SHARED OWNERSHIP FROM MIDLAND HEART THE EASIER WAY TO GET ON THE HOUSING LADDER Who can buy through Shared Ownership? Shared ownership is offered to a wide scope of people who: Have been approved by the

More information

Flat Management Companies

Flat Management Companies October 2006 Flat Management Companies A DTI SERVICE Contents Introduction... 02 1 Do you need a company?... 03 2 Statutory accounts... 09 3 Accounting records and statutory accounts - a worked example...

More information

auction: WEDNESDAY 12th OCTOBER 2011 12.00 noon

auction: WEDNESDAY 12th OCTOBER 2011 12.00 noon auction: WEDNESDAY 12th OCTOBER 2011 12.00 noon ETON SUITE, COPTHORNE HOTEL, CIPPENHAM LANE, SLOUGH BERKSHIRE SL1 2YE Thames Valley, Surrey and Home Counties the property auction specialists 16 Lots For

More information

ADVICE NOTE INSURANCE. A guide to insurance for your block of flats

ADVICE NOTE INSURANCE. A guide to insurance for your block of flats ADVICE NOTE INSURANCE A guide to insurance for your block of flats 2 CONTENTS Note: As the leading trade body for residential leasehold management, ARMA is also an important resource for leaseholders.

More information

SHARED OWNERSHIP LEASES. What is shared ownership leasehold and how does it work?

SHARED OWNERSHIP LEASES. What is shared ownership leasehold and how does it work? SHARED OWNERSHIP LEASES What is shared ownership leasehold and how does it work? Contents Purpose of this leaflet... 3 What is leasehold... 3 What is a shared ownership lease... 3 What are the differences

More information

Your Choice Equity Loan Scheme

Your Choice Equity Loan Scheme Your Choice Equity Loan Scheme Assisting aspiring homeowners to get on to the property ladder Catalyst Housing (Catalyst) is a leading housing association delivering affordable homeownership products across

More information

FSA regulation of mortgage arranging and advising do I need to be authorised?

FSA regulation of mortgage arranging and advising do I need to be authorised? Financial Services Authority FSA regulation of mortgage arranging and advising do I need to be authorised? Do I need to read this factsheet? Since October 2004 we (the FSA) have been responsible for regulating

More information

WESTERBY TRUSTEE SERVICES LTD PROPERTY PURCHASE GUIDE

WESTERBY TRUSTEE SERVICES LTD PROPERTY PURCHASE GUIDE WESTERBY TRUSTEE SERVICES LTD PROPERTY PURCHASE GUIDE The purpose of this guide is: 1. To answer some frequently asked questions about the purchase of property or land as a pension scheme asset. 2. To

More information

Tariff of Mortgage Charges

Tariff of Mortgage Charges Tariff of Mortgage Charges (Known at Chelsea Building Society as Loans Administration Fee Tariff) At Chelsea Building Society we are working closely with the mortgage industry s initiative with the Council

More information

Simple. Application Form. Household Contents Insurance

Simple. Application Form. Household Contents Insurance Simple Household Contents Insurance Household Contents Insurance Application Form Please return your application form to: Newham Council, Income Collection Service, Bridge House, 320 High Street, Stratford,

More information

Your guide to YourChoice Open Market Home Purchase Equity Loan Scheme. Making your aspiration of homeownership a reality

Your guide to YourChoice Open Market Home Purchase Equity Loan Scheme. Making your aspiration of homeownership a reality Your guide to YourChoice Open Market Home Purchase Equity Loan Scheme Making your aspiration of homeownership a reality For eligible people living or working in the South Bucks District Council area Delivered

More information

Countrywide Property Auctions A GUIDE TO BUYING AT AUCTION

Countrywide Property Auctions A GUIDE TO BUYING AT AUCTION Countrywide Property Auctions A GUIDE TO BUYING AT AUCTION Introduction Auctions are a popular way of buying properties, not only by large institutions and public bodies, but also by small developers and

More information

M20. Insurance claims. North Downs Specialist Referrals. Do you have insurance? We offer indirect and direct claims

M20. Insurance claims. North Downs Specialist Referrals. Do you have insurance? We offer indirect and direct claims M20 North Downs Specialist Referrals Insurance claims Do you have insurance? We offer indirect and direct claims Indirect claims When your insurance company reimburses you directly These are also called

More information

Your Right to Buy Your Home: A guide for tenants of councils, new towns and registered social landlords including housing associations

Your Right to Buy Your Home: A guide for tenants of councils, new towns and registered social landlords including housing associations Your Right to Buy Your Home: A guide for tenants of councils, new towns and registered social landlords including housing associations Your Right to Buy Your Home: A guide for tenants of councils, new

More information

8 QUORN COURT, HIGH STREET, QUORN LE12 8DT : 99,950 *FIRST FLOOR APARTMENT *TWO RECEPTION ROOMS *DOUBLE BEDROOM

8 QUORN COURT, HIGH STREET, QUORN LE12 8DT : 99,950 *FIRST FLOOR APARTMENT *TWO RECEPTION ROOMS *DOUBLE BEDROOM 8 QUORN COURT, HIGH STREET, QUORN LE12 8DT : 99,950 *FIRST FLOOR APARTMENT *TWO RECEPTION ROOMS *DOUBLE BEDROOM This first floor apartment is located at the front of Quorn Court, which is itself a former

More information

Leaseholders guide to making improvements to your home

Leaseholders guide to making improvements to your home Leaseholders guide to making improvements to your home This information is to help you decide whether you are eligible under your leasehold agreement to carry out improvements to your home. It also gives

More information

Help to Buy Buyers Guide

Help to Buy Buyers Guide Help to Buy Buyers Guide Homes and Communities Agency http://www.homesandcommunities.co.uk/helptobuy Page 1 of 27 Key information Buyers using this scheme must provide security in the form of a second

More information

Right to buy. Frequently asked questions

Right to buy. Frequently asked questions Frequently asked questions Buying your home is a big decision and financial commitment, and you will need to carefully consider whether it is the right choice for you. You should read the enclosed booklet

More information

New Providence Wharf, London, E14 Price: 449,888 Tenure: Leasehold Lease 999 from 2004

New Providence Wharf, London, E14 Price: 449,888 Tenure: Leasehold Lease 999 from 2004 New Providence Wharf, London, E14 Price: 449,888 Tenure: Leasehold Lease 999 from 2004 Two bedroom apartment Two Bathrooms Approx 880 sq ft Stunning Views Sixth Floor Balcony Leisure Facilities Valet Parking

More information

Affordable Home Ownership YOUR GUIDE

Affordable Home Ownership YOUR GUIDE Areas We Cover as a HomeBuy Agent Affordable Home Ownership YOUR GUIDE Registered Head Office Jubilee House, Stenson Road, Coalville, Leicestershire LE67 4NA Tel: 0844 892 0112 Fax: 01530 276033 For general

More information

Acquiring land April 2001

Acquiring land April 2001 Acquiring land April 2001 Contents 1. What is this guidance about? 2 2. In this guidance 2 3. Trustees powers and duties 3 4. What are the general duties of trustees when acquiring land for their charity?

More information

7 CLOCHANDIGHTER DRIVE, PORTLETHEN, AB12 4SP

7 CLOCHANDIGHTER DRIVE, PORTLETHEN, AB12 4SP 7 CLOCHANDIGHTER DRIVE, PORTLETHEN, AB12 4SP FORMING PART OF AN ESTABLISHED, MODERN RESIDENTIAL DEVELOPMENT, THIS DETACHED HOME OFFERS BRIGHT ACCOMMODATION WITH FOUR BEDROOMS, TWO OF WHICH HAVE EN-SUITE

More information

How to sell your home

How to sell your home Selling your home How to sell your home As a homeowner you may choose to sell you home. If you decide to sell your home, you first need to look at your lease to see if there are any restrictive clauses

More information

Home Buying Glossary of terms

Home Buying Glossary of terms Home Buying Glossary of terms GLOSSARY OF AFFORDABLE HOME OWNERSHIP TERMINOLOGY The terms below are often used in house buying or mortgage process. You may come across these terms when you are in the process

More information

Countrywide Conveyancing Services. Purchase handbook. Your purchase questions answered. www.cwpl.com

Countrywide Conveyancing Services. Purchase handbook. Your purchase questions answered. www.cwpl.com Countrywide Conveyancing Services Purchase handbook Your purchase questions answered www.cwpl.com Purchase handbook Your purchase questions answered General information to which we will draw your attention

More information

A clear, impartial guide to. Property auctions. Buying Selling Observing. www.rics.org/usefulguides

A clear, impartial guide to. Property auctions. Buying Selling Observing. www.rics.org/usefulguides A clear, impartial guide to Property auctions Buying Selling Observing Contents Introduction 03 Introduction 03 What is RICS? 04 Buying at auction 07 Selling at auction 09 Useful links 10 Free RICS guides

More information

Thinking of Buying Your Council Flat?

Thinking of Buying Your Council Flat? Thinking of Buying Your Council Flat? Things to consider before you buy a flat where the freeholder is a council, housing association or other social landlord May 2015 Department for Communities and Local

More information

Market Place, Leyburn North Yorkshire DL8 5BD. For Sales In The Dales 01969 622936. Bridge Cottage, Hunton

Market Place, Leyburn North Yorkshire DL8 5BD. For Sales In The Dales 01969 622936. Bridge Cottage, Hunton Hawes 01969 667744 Leyburn 01969 622936 www.jrhopper.com Market Place, Leyburn North Yorkshire DL8 5BD Bentham 015242 63739 Settle 01729 825311 leyburn@jrhopper.com For Sales In The Dales 01969 622936

More information

Data capture form. Customer name(s):

Data capture form. Customer name(s): Data capture form Customer name(s): 1. 2. This form is for the use of financial intermediaries only and is not to be given to the public. This data capture form is to be used to capture the required information

More information

First Time Buyer Mortgage Information

First Time Buyer Mortgage Information First Time Buyer Mortgage Information If you re thinking about a Mortgage for your first home talk to us today A good time to talk to us? We re here to listen and help you whenever you need to talk to

More information

APPLICATION FOR LANDLORDS CONSENT TO ALTERATIONS AND LICENCE

APPLICATION FOR LANDLORDS CONSENT TO ALTERATIONS AND LICENCE APPLICATION FOR LANDLORDS CONSENT TO ALTERATIONS AND LICENCE This form must be completed and returned to the address below, together with all relevant documentation as referred to. No fee is payable at

More information

Simple. Application Form. Household Contents Insurance

Simple. Application Form. Household Contents Insurance Simple Household Contents Insurance Household Contents Insurance Application Form Please return your application form to: RSA, Direct Group Ltd, Quay Point, Lakeside Boulevard, Doncaster DN4 5PL The Guinness

More information

Your guide to conveyancing. The journey starts here. Minimise delays with our top tips. navigat r. a nudge in the right direction

Your guide to conveyancing. The journey starts here. Minimise delays with our top tips. navigat r. a nudge in the right direction Minimise delays with our top tips The journey starts here navigat r a nudge in the right direction Things you can do to help We know you want to move quickly. This guide highlights things you can do along

More information

Conveyancing Jargon Buster

Conveyancing Jargon Buster Conveyancing Jargon Buster Agreement - another word for contract Auction - This is where a property is bought at an auction house. Once the gavel goes down contracts are exchanged (see Exchange of Contracts

More information

Valuation Report. Property Address: Bristol. Date Inspected: 14 August 2013 CHARTERED SURVEYORS AUCTIONEERS VALUERS ESTATE AGENTS

Valuation Report. Property Address: Bristol. Date Inspected: 14 August 2013 CHARTERED SURVEYORS AUCTIONEERS VALUERS ESTATE AGENTS Valuation Report Property Address: Bristol Prepared for: Mr & Mrs Date Inspected: 14 August 2013 CHARTERED SURVEYORS AUCTIONEERS VALUERS ESTATE AGENTS CONTENTS Part 1 Part 2 Part 3 Part 4 Instructions

More information

Paying for a care home Will I have to sell my home?

Paying for a care home Will I have to sell my home? Paying for a care home Will I have to sell my home? www.brent.gov.uk Information for those considering residential or nursing care Revised April 2010 Who is this booklet for? This booklet is to help adults

More information

PORTFOLIO PLUS SELF INVESTED PERSONAL PENSION (COFUNDS) (CP) TERMS SHEET.

PORTFOLIO PLUS SELF INVESTED PERSONAL PENSION (COFUNDS) (CP) TERMS SHEET. PORTFOLIO PLUS SELF INVESTED PERSONAL PENSION (COFUNDS) (CP) TERMS SHEET. This is an important document which you should keep in a safe place. 2 TERMS SHEET. This document details charges applicable to

More information

Assisted transport services in Greater London October 2011

Assisted transport services in Greater London October 2011 Assisted transport services in Greater London October 2011 Transport for London Contents Introduction 3 Dial-a-Ride How does it work? 5 How to apply 7 Travel Mentoring Service 8 Taxicard How does it work?

More information

Mortgages Guide. From http://limetreefs.co.uk 1

Mortgages Guide. From http://limetreefs.co.uk 1 Mortgages Guide Mortgages revealed... The explanations below are intended to give you an insight into some of the more common terms associated with the mortgage process. Repaying the Mortgage Whichever

More information

GUIDANCE ON PRE APPLICATION ADVICE

GUIDANCE ON PRE APPLICATION ADVICE Issued 21 st May 2014 1. Introduction GUIDANCE ON PRE APPLICATION ADVICE 1.1 In line with national planning policy, the Council welcomes and encourages discussion before a developer submits an application

More information

Guide to Buying and Selling a Home

Guide to Buying and Selling a Home Guide to Buying and Selling a Home www.kww.co.uk Moving home is a strange mixture of excitement and apprehension: it can be exhilarating and exasperating in equal measure. Our focus at KWW is to take away

More information