The Downside of Not inadequate or Underdeveloped Legal Services

Size: px
Start display at page:

Download "The Downside of Not inadequate or Underdeveloped Legal Services"

Transcription

1 Hard to Help Impacts of under-funding on community legal centres helping ordinary Australians to access justice Community Law Australia 30 November 2012 Community Law Australia Level 3, 225 Bourke Street Melbourne, Victoria

2 Executive Summary 194 community legal centre (CLC) staff from across the country responded to the survey. 72% of staff surveyed said that they had to turn clients away in the last 12 months. The main reason (49%) for turning clients away was lack of resources. 85% of lawyers surveyed said that they had to turn clients away in the last 12 months. 24% of those who have turned away clients said that they turned away more than 50 clients in the last 12 months who sought legal assistance. 75% of staff surveyed said that their CLC s level of resourcing was inadequate or very inadequate. Nearly one third of staff surveyed said that their work environment for themselves and their clients was inadequate or very inadequate. The most frequently identified problems with CLC premises were: o Insufficient space and overcrowding (52%) o Insufficient confidential interview rooms (48%) o Difficulties with computers and IT (44%) o Disability access (28%) The two most common concerns cited for respondents CLCs were inadequate budget to meet local community needs (75%) and staff workload (61%). Almost two thirds of staff surveyed reported problems recruiting lawyers over the past year with lack of funding and uncompetitive salary and conditions identified as the main causes. 91% of staff surveyed said that the current funding levels are not adequate to address the current demands for community legal services. 99% of staff surveyed said that any additional funding would be spent on extra staff to deal with the workload.

3 Methodology & demographics A total of 194 Australian community legal centre staff responded to the survey between 28 August and 19 November No questions were compulsory. Note: Figures are rounded, so percentages may not always add up to exactly 100%. What is your role at the CLC? (192 respondents) Lawyer/Principal Lawyer 44.79% Manager/Co-ordinator 30.73% Community Development/Project/Policy Worker 9.38% Volunteer Co-ordinator 0.52% Administration Other employed staff Volunteer/Management Committee member 3.65% 2.60% 8.33% 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% Where is the location of your CLC? (160 respondents) TAS 3% SA 6% NT 2% ACT 4% VIC 26% WA 12% QLD 17% NSW 30%

4 How many years have you been working for a CLC? (159 respondents) 10+ years 18.24% 6-10 years 16.98% 3-5 years 22.01% 1-3 years 28.93% Less than 1 year 13.84% 0.00% 5.00% 10.00% 15.00% 20.00% 25.00% 30.00% 35.00% 2

5 Turning clients away from CLCs Over the last 12 months have you personally had to turn away a new client that has sought assistance from your CLC? (191 respondents) 72.25% of respondents have turned away clients that have sought assistance from their CLC in the past 12 months. Of the 86 respondents who are lawyers, 73 (or 84.88%) have turned away clients in the past 12 months. If yes, how many new clients would you say you have personally had to turn away in the last 12 months? (135 respondents) 24.44% of respondents that have turned away new clients in the last 12 months have turned away over 50 new clients % % % More than % 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% What is the main reason you encountered for turning new clients away? (137 respondents) 48.91% of respondents cited lack of resources and 30.66% as the client having a legal problem the CLC does not normally assist with as the reason for turning away clients. There were not enough resources at my CLC to assist the new client 48.91% The new client did not have a legal problem 0.73% The new client had a legal problem we do not normally assist with 30.66% Other 19.71% 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 3

6 CLC resources and environment How would you rate the level of resources at your CLC to provide legal assistance to your local community? (56 respondents) 75% of respondents rate the level of resources at their CLC as inadequate or very inadequate. Very adequate 5.36% Adequate 19.64% Inadequate 60.71% Very inadequate 14.29% Don t know 0.00% 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 70.00% How would you rate the physical environment of the CLC you work at, for you and your clients? (56 respondents) Almost a third of respondents (32.14%) rated the physical environment at their CLC as inadequate or very inadequate. Very adequate 16.07% Adequate 51.79% Inadequate 25.00% Very inadequate 7.14% Don t know 0.00% 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% 4

7 Does your CLC have problems with any of the following? (54 respondents multiple responses allowed) Insufficient space/overcrowding Insufficient confidential interview rooms Safe access Accessibility by transport Disabled access Premises do not treat clients with dignity and respect Electricity (including lighting) Plumbing Telecommunications Internet connections Computers and IT Structural (including floors, roofs, insulation, etc) No, it does not have any of these problems Other 9.26% 14.81% 27.78% 5.56% 12.96% 12.96% 16.67% 25.93% 18.52% 12.96% 9.26% 48.15% 44.44% 51.85% 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% What would you say are your main concerns for your CLC? (51 respondents multiple responses allowed) Funding for repairs and maintenance 11.76% Inadequate budget to meet local community needs 74.51% Staff workload 60.78% Over-reliance on volunteers/pro bono support Lack of administration staff 37.25% 39.22% Lack of legal staff 54.90% Lack of community development and education staff 29.41% Turn-away rates 43.14% Other 7.84% 0.00% 20.00% 40.00% 60.00% 80.00% 5

8 Filling staff positions Have you experienced problems in filling lawyer positions over the previous year? If yes, was this due to: (135 respondents) Lack of funding for new staff even though workload required it 27.41% Salary and conditions not competitive 22.22% Remoteness/distance from metropolitan centres 3.70% Lack of suitable applicants 9.63% No problems filling lawyer positions 37.04% 0.00% 10.00% 20.00% 30.00% 40.00% 6

9 CLC funding Please select the most appropriate response to the following statement: Funding adequately addresses the levels of demand for legal service at my CLC: (159 respondents) 91.2% of respondents disagreed or strongly disagreed that funding adequately addresses the levels of demand for legal service at their CLC. Strongly agree 2.52% Agree 2.52% Neither agree or disagree 3.14% Disagree 37.11% Strongly disagree 54.09% Can't say 0.63% 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% Indicate any areas where extra funding would be spent at your CLC: (157 respondents) Almost all respondents (98.73%) indicated extra funding would be spent on extra staff to cover workload. Maintenance repairs 15.92% Extra staff to cover workload 98.73% After hours support for clients 19.75% Better emergency access for clients 22.29% 0.00% 20.00% 40.00% 60.00% 80.00% % 7

10 Further comments Any other comments you would like to make? (Open-ended response) Verbatim response examples: CLCs provide essential legal services and support to our most vulnerable. Funding and resources must be sufficient to meet the needs of the community to ensure access to timely and efficient justice. Our service turns away between requests for assistance per month. Evidenced in our Telstra missed calls records. Our centre offers a wide range of services to a large catchment area (and a statewide Discrimination service to anyone who lives in NSW) but many of our services book out a long way in advance, indicating that there is still a greater need than what our centre can supply. The ability to retain experienced staff is impacted by a lack of regular increase in funding. I work as a specialist, and it is probable that others in this CLC have said no to clients seeking advice and representation. Like many other CLC's we are under resourced. CLC staff renumeration [sic] remains very low in comparison to government lawyers, or lawyers in private practice. CLC lawyers can only give so much, and we still have to feed, clothe and house ourselves and our children. I want to remain as a CLC lawyer, but simply cannot afford to remain in the sector. CLCs are almost at the point of collapse due to years of underfunding. We are open 4 days a week, not 5 days a week, due to lack of funding. For our idisability[sic] discrimination service, the funding is so low (hasn't increased at all in 9 years) that we have had to increasingly tighten our criteria for service. While it is fair enough for those who can self-advocate to just be given the advice they need to proceed on their own, there are many clients who can't. The end result is mounting stress for the worker who is increasingly having to deal with clients who are angry and frustrated because they can't get the help they need. Funding is inadequate, we constantly receive calls from people who are looking for assistance in legal areas where we have no expertise as they have been refused service elsewhere. We have had to tighten our eligibility requirements for who can receive more than just advice as we only have the capacity to support the very vulnerable. The uncertainty surrdounding [sic] funding is a massive concern for the CLC sector generally and it places an even greater weight on individuals whose jobs are at risk of being lost. We strive to assist as many people as we can in order to increase their access to justice, however the constant cutting of positions, the lower amount that is paid to CLC laywers [sic] and the need to constantly report on outcomes does not help the community at large. If all the governments who provide funding would commit to increase the amount of funding available and the length of time the funding is given to a CLC, then we as lawyers would be able to assist more people and and [sic] provide the key services that we are employed to 8

11 do, such as outreach to rural and remote locations. CLC's are a great resource and very beneficial to the community as a whole... 9

HUDSON SALARY GUIDES 2015

HUDSON SALARY GUIDES 2015 Australia HUDSON SALARY GUIDES 2015 Office Support about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and other

More information

COMMINSURE HOME INSURANCE PREMIUM, EXCESS AND DISCOUNT GUIDE.

COMMINSURE HOME INSURANCE PREMIUM, EXCESS AND DISCOUNT GUIDE. COMMINSURE HOME INSURANCE PREMIUM, EXCESS AND DISCOUNT GUIDE. This document provides you with information to help you understand how your total premium has been calculated, discounts that are available

More information

Report into the Rural, Regional and Remote Areas Lawyers Survey. Prepared by the Law Council of Australia and the Law Institute of Victoria

Report into the Rural, Regional and Remote Areas Lawyers Survey. Prepared by the Law Council of Australia and the Law Institute of Victoria Report into the Rural, Regional and Remote Areas Lawyers Survey Prepared by the Law Council of Australia and the Law Institute of Victoria July 2009 Acknowledgements The Law Council is grateful for the

More information

How To Find Out What A Safety Recruiter Earns

How To Find Out What A Safety Recruiter Earns Salary Survey Building partnerships, developing solutions & creating a safer future www.nsrltd.com.au 1300 722 693 Contents Foreword 3 Introduction & methodology 4 Key findings & summary 5 Demographics

More information

HUDSON SALARY GUIDES 2015

HUDSON SALARY GUIDES 2015 Australia HUDSON SALARY GUIDES 2015 Legal about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and other sources

More information

HUDSON SALARY GUIDES 2015

HUDSON SALARY GUIDES 2015 Australia HUDSON SALARY GUIDES 2015 Human Resources about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and other

More information

HUDSON SALARY GUIDES 2015

HUDSON SALARY GUIDES 2015 Australia HUDSON SALARY GUIDES 2015 Supply Chain & Procurement about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates

More information

Summary Report. Department of Innovation, Industry, Science and Research. Industry and Small Business Policy Division

Summary Report. Department of Innovation, Industry, Science and Research. Industry and Small Business Policy Division Summary Report Department of Innovation, Industry, Science and Research Industry and Small Business Policy Division Small Business Dispute Resolution June 2010 DIISR Small Business Dispute Resolution Research

More information

Introduction. Dr Christine Bennett, Chief Medical Officer, Bupa

Introduction. Dr Christine Bennett, Chief Medical Officer, Bupa M AY 2 0 1 1 B u pa H e a lt h watc h P o l l Introduction The Bupa Healthwatch Poll (May ) looks at the Australian community s healthcare concerns and compares the findings against earlier Bupa Healthwatch

More information

Work as part of a committed and passionate team Broaden your legal knowledge Provide advice to older people who are at risk of elder abuse

Work as part of a committed and passionate team Broaden your legal knowledge Provide advice to older people who are at risk of elder abuse Work as part of a committed and passionate team Broaden your legal knowledge Provide advice to older people who are at risk of elder abuse PO Box 16013 Melbourne VIC DX 128 Melbourne Tel +61 3 8636 4400

More information

P I L C H Elder abuse from a human rights perspective

P I L C H Elder abuse from a human rights perspective P I L C H Elder abuse from a human rights perspective Lauren Adamson Manager/Principal Solicitor Seniors Rights Legal Clinic Public Interest Law Clearing House Lauren.Adamson@pilch.org.au (03) 8636 4417

More information

2013 RAIL SALARY SURVEY

2013 RAIL SALARY SURVEY 2013 RAIL SALARY SURVEY KINETIC RECRUITMENT Kinetic Recruitment is an award-winning recruitment solutions provider operating within the Australian Rail, Defence, Energy & Resources and ing marketplaces,

More information

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining a quotation

More information

Professional Indemnity Insurance Application

Professional Indemnity Insurance Application Professional Indemnity Insurance Application Office Use Only Core Customer Segment Account Number Policy Number Important Notices Duty of Disclosure Before you enter into a contract of insurance with Ansvar

More information

Managing injury and return to work policy

Managing injury and return to work policy Managing injury and return to work policy Description: This is a precedent workplace policy governing the management of injury and return to work. Author: Brooke Pendlebury Principal Lawyer, Pendlebury

More information

Department of Education and Training Skilled Occupations List

Department of Education and Training Skilled Occupations List Level 1 / 114 Williams St T 61 3 9642 4899 office@speechpathologyaustralia.org.au Melbourne Victoria 3000 F 61 3 9642 4922 www.speechpathologyaustralia.org.au Speech Pathology Australia s submission to

More information

Paralegal. Self-Represented Litigants Service (Victoria)

Paralegal. Self-Represented Litigants Service (Victoria) Paralegal Self-Represented Litigants Service (Victoria) Play a vital role in improving access to justice Use your legal administrative skills to deliver legal assistance to people experiencing disadvantage

More information

National Remuneration Survey 2011/2012. The most comprehensive salary guide for Local Government

National Remuneration Survey 2011/2012. The most comprehensive salary guide for Local Government National Remuneration Survey 2011/2012 The most comprehensive salary guide for Local Government Complex questions Why do people join your organisation? Do you deliver on your employment promise? Are you

More information

Supervise the MOSAIC legal practice Advocate for access to services Advise pro-bono lawyers on legal issues Join a dynamic and growing organisation

Supervise the MOSAIC legal practice Advocate for access to services Advise pro-bono lawyers on legal issues Join a dynamic and growing organisation Supervise the MOSAIC legal practice Advocate for access to services Advise pro-bono lawyers on legal issues Join a dynamic and growing organisation PO Box 16013 Melbourne VIC DX 128 Melbourne Tel +61 3

More information

commercial / business proposal

commercial / business proposal commercial / business proposal Important Notice (Please read before completing this Proposal) you, your where used in this Proposal means the Proposer and if more than one, each of them. we, us, our means

More information

Council of Ambulance Authorities

Council of Ambulance Authorities Council of Ambulance Authorities National Patient Satisfaction Survey 2015 Prepared for: Mojca Bizjak-Mikic Manager, Data & Research The Council of Ambulance Authorities Prepared by: Dr Svetlana Bogomolova

More information

Position Description

Position Description Seniors Rights Victoria Position Description Title: Classification: Salary Sacrificing: Employment: Hours of Work: Reports to: COMMUNITY LAWYER As per Social, Home Care and Disability Services Industry

More information

Fourth National Law Firm Pro Bono Survey. Final Report

Fourth National Law Firm Pro Bono Survey. Final Report Fourth National Law Firm Pro Bono Survey Australian firms with fifty or more lawyers Final Report December 2014 National Pro Bono Resource Centre The Law Building, University of New South Wales UNSW Sydney

More information

= Ó=k~íáçå~ä=pìêîÉó=Ó= = = = oééçêí=çå=íüé=éêç=äçåç=äéö~ä=ïçêâ=çñ=áåçáîáçì~ä= ^ìëíê~äá~å=_~êêáëíéêë=

= Ó=k~íáçå~ä=pìêîÉó=Ó= = = = oééçêí=çå=íüé=éêç=äçåç=äéö~ä=ïçêâ=çñ=áåçáîáçì~ä= ^ìëíê~äá~å=_~êêáëíéêë= Ók~íáçå~äpìêîÉóÓ oééçêíçåíüééêçäçåçäéö~äïçêâçñáåçáîáçì~ä ^ìëíê~äá~å_~êêáëíéêë kçîéãäéêommu ^éééåçáñs oéëéçåëéëíçëìêîéóèìéëíáçåëókçêíüéêåqéêêáíçêó National Pro Bono Resource Centre The Law Building, University

More information

REDUCING THE PAYROLL TAX BURDEN STEVEN MARSHALL MP, STATE LIBERAL LEADER IAIN EVANS MP, SHADOW TREASURER

REDUCING THE PAYROLL TAX BURDEN STEVEN MARSHALL MP, STATE LIBERAL LEADER IAIN EVANS MP, SHADOW TREASURER REDUCING THE PAYROLL TAX BURDEN STEVEN MARSHALL MP, STATE LIBERAL LEADER IAIN EVANS MP, SHADOW TREASURER The State Liberals will reduce the pressure of Payroll Tax on business and get South Australia s

More information

HUDSON SALARY GUIDES 2015

HUDSON SALARY GUIDES 2015 Australia HUDSON SALARY GUIDES 2015 Accounting & Finance about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and

More information

COMPREHENSIVE MOTOR VEHICLE INSURANCE. Premium, Excess and Claims Guide

COMPREHENSIVE MOTOR VEHICLE INSURANCE. Premium, Excess and Claims Guide COMPREHENSIVE MOTOR VEHICLE INSURANCE Premium, Excess and Claims Guide Preparation Date: 1 March 2014 CONTENTS Page INTRODUCTION... 2 HOW WE CALCULATE YOUR PREMIUM... 2 Pricing factors... 3 Changes in

More information

Council of Ambulance Authorities

Council of Ambulance Authorities Council of Ambulance Authorities Patient Satisfaction Survey 2013 Prepared for: Mojca Bizjak-Mikic Manager, Data & Research The Council of Ambulance Authorities Prepared by: Natasha Kapulski Research Associate

More information

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM The Purpose of this Proposal Form is to set out all relevant information for your adviser to submit on your

More information

COMMONWEALTH COMMUNITY LEGAL SERVICES PROGRAMME

COMMONWEALTH COMMUNITY LEGAL SERVICES PROGRAMME COMMONWEALTH COMMUNITY LEGAL SERVICES PROGRAMME GUIDELINES Effective 1 July 2014 TABLE OF CONTENTS 2 About the CCLSP Guidelines... 4 1. THE COMMONWEALTH COMMUNITY LEGAL SERVICES PROGRAMME - INTRODUCTION

More information

Early childhood, education and training preface attachment

Early childhood, education and training preface attachment Preamble BA Early childhood, education and training preface attachment Tables in this attachment are sourced from the Early childhood, education and training (ECET) preface attachment of the 2011 Report

More information

5C R I M I N A L J U S T I C E R E S O U R C E S

5C R I M I N A L J U S T I C E R E S O U R C E S 5C R I M I N A L J U S T I C E R E S O U R C E S Justice expenditure According to the Report on Government Services (1998), the total government expenditure on justice in 1996/97 was approximately $5.4

More information

Women's Legal Service (Brisbane) response to Access to Justice Arrangements Productivity Commission Issues Paper

Women's Legal Service (Brisbane) response to Access to Justice Arrangements Productivity Commission Issues Paper 4.14 Lep! 5e.rvice. 3 October 2013 Access to Justice Productivity Commission GPO Box 1428 CANBERRA CITY ACT 2601 By email: access.iustice@pc.gov.au Dear Sir/Madam Women's Legal Service (Brisbane) response

More information

The Australian Lung Foundation PO Box 847 Lutwyche QLD 4030

The Australian Lung Foundation PO Box 847 Lutwyche QLD 4030 Pulmonary Rehabilitation Survey July 2007 Prepared for: The Australian Lung Foundation PO Box 847 Lutwyche QLD 4030 Executive Summary Page i A total of 137 pulmonary rehabilitation coordinators (PRCs)

More information

Engineers, Architects, Surveyors and Relation Professions

Engineers, Architects, Surveyors and Relation Professions Application Form Professional Indemnity Insurance Send quotation requests to: Email: distribution@breezeuw.com.au Phone: 1300 556 826 Engineers, Architects, Surveyors and Relation Professions IMPORTANT

More information

COMMUNITY & PUBLIC SECTOR UNION

COMMUNITY & PUBLIC SECTOR UNION COMMUNITY & PUBLIC SECTOR UNION Contents CPSU benefits and services Unions exist to make a positive difference in their members lives. With close to two million members the union movement is Australia

More information

Clinical Placement Settings & Priority Areas

Clinical Placement Settings & Priority Areas Clinical Placement Settings & Priority Areas The Request for Proposal document (RFP) for the Clinical Training Funding for Student Growth and Expanding Clinical Training Capacity identified the following

More information

DIRECTORS & OFFICERS LIABILITY INSURANCE PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

DIRECTORS & OFFICERS LIABILITY INSURANCE PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL DIRECTORS & OFFICERS LIABILITY INSURANCE PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining

More information

October 2006. Remuneration Recommendations National Association of Community Legal Centres

October 2006. Remuneration Recommendations National Association of Community Legal Centres October 2006 Remuneration Recommendations National Association of Community Legal Centres Contents 1. Executive Summary...2 2. Background and methodology...3 3. Work Value Assessment...6 4. Detailed Market

More information

EXCESS SOLICITORS PROPOSAL FORM

EXCESS SOLICITORS PROPOSAL FORM EXCESS SOLICITORS PROPOSAL FORM PROFESSIONAL INDEMNITY London Australia Underwriting Pty Ltd Level 35, 100 Miller Street rth Sydney Australia 2060 t 02 8912 6400 f 02 8912 6401 www.lauw.com.au IMPORTANT

More information

Australia & New Zealand. Return to Work Monitor 2011/12. Heads of Workers Compensation Authorities

Australia & New Zealand. Return to Work Monitor 2011/12. Heads of Workers Compensation Authorities Australia & New Zealand Return to Work Monitor 2011/12 Prepared for Heads of Workers Compensation Authorities July 2012 SUITE 3, 101-103 QUEENS PDE PO BOX 441, CLIFTON HILL, VICTORIA 3068 PHONE +613 9482

More information

Community. 2016 Law help guide. Need legal help? Where to start

Community. 2016 Law help guide. Need legal help? Where to start Community 2016 Law help guide Need legal help? Where to start I think I may have a legal problem Remember, you may have to try a few different services before you find the right one Start here If you have

More information

PROFESSIONAL INDEMNITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION

PROFESSIONAL INDEMNITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION PROFESSIONAL INDEMNITY RENEWAL DECLARATION IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS RENEWAL DECLARATION A. Obtaining a Quotation To minimise delays in obtaining

More information

Comprehensive Motor Vehicle Insurance

Comprehensive Motor Vehicle Insurance Comprehensive Motor Vehicle Insurance Premium, Excess and Claims Guide Preparation date: 1 March 2014 toyotainsurance.com.au Contents Introduction 1 How we calculate your premium 2 Pricing factors 2 Changes

More information

CHILDCARE PROPERTY OWNERS INSURANCE APPLICATION FORM

CHILDCARE PROPERTY OWNERS INSURANCE APPLICATION FORM CHILDCARE PROPERTY OWNERS INSURANCE APPLICATION FORM Public & Products Liability and Professional Indemnity Insurance and Property Insurance. IMPORTANT NOTICE: PLEASE READ & RETAIN IN YOUR FILE This is

More information

Chubb Insurance Company of Australia Limited ABN 69 003 710 647 A.F.S. Licence No: 239778

Chubb Insurance Company of Australia Limited ABN 69 003 710 647 A.F.S. Licence No: 239778 Chubb Insurance Company of Australia Limited ABN 69 003 710 647 A.F.S. Licence No: 239778 Level 14, 330 Collins Street, Melbourne VIC 3000 Telephone: 9242 5111 Fax: 9642 0909 Completing the Proposal Form

More information

Professional Indemnity Insurance Proposal Form Lawyers Excess of Loss / Top-Up Insurance

Professional Indemnity Insurance Proposal Form Lawyers Excess of Loss / Top-Up Insurance Professional Indemnity Insurance Proposal Form Lawyers Excess of Loss / Top-Up Insurance IMPORTANT NOTICE Your Duty of Disclosure Before you enter into a contact of general insurance with any insurer,

More information

Home Owners Confidence Boosted as Affordability Improves

Home Owners Confidence Boosted as Affordability Improves JOINT QUARTERLY SURVEY NO.1 JUNE QUARTER Home Owners Confidence Boosted as Affordability Improves e quarter recorded an improvement in housing affordability with the proportion of income required to meet

More information

BUSINESS, EXECUTIVE, LIFE COACHES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

BUSINESS, EXECUTIVE, LIFE COACHES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM BUSINESS, EXECUTIVE, LIFE COACHES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM The Purpose of this Proposal Form is to set out all relevant information

More information

REAL ESTATE AGENTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

REAL ESTATE AGENTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL REAL ESTATE AGENTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Your Duty of Disclosure Before you enter into a contract

More information

Legal Services for the public good

Legal Services for the public good Legal Services for the public good Jill Anderson and Gordon Renouf Pro bono is a key source of legal assistance for the disadvantaged in the absence of an adequately funded legal aid system. Lawyers and

More information

MISCELLANEOUS CONSULTANTS PROFESSIONAL INDEMNITY PROPOSAL FORM

MISCELLANEOUS CONSULTANTS PROFESSIONAL INDEMNITY PROPOSAL FORM MISCELLANEOUS CONSULTANTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Your Duty of Disclosure Before you enter into

More information

= Ó=k~íáçå~ä=pìêîÉó=Ó= = = = oééçêí=çå=íüé=éêç=äçåç=äéö~ä=ïçêâ=çñ=áåçáîáçì~ä= ^ìëíê~äá~å=_~êêáëíéêë=

= Ó=k~íáçå~ä=pìêîÉó=Ó= = = = oééçêí=çå=íüé=éêç=äçåç=äéö~ä=ïçêâ=çñ=áåçáîáçì~ä= ^ìëíê~äá~å=_~êêáëíéêë= Ók~íáçå~äpìêîÉóÓ oééçêíçåíüééêçäçåçäéö~äïçêâçñáåçáîáçì~ä ^ìëíê~äá~å_~êêáëíéêë kçîéãäéêommu ^éééåçáñsfff oéëéçåëéëíçëìêîéóèìéëíáçåëótéëíéêå^ìëíê~äá~ National Pro Bono Resource Centre The Law Building, University

More information

ALIA INTERNET ACCESS IN PUBLIC LIBRARIES SURVEY 2013

ALIA INTERNET ACCESS IN PUBLIC LIBRARIES SURVEY 2013 ALIA INTERNET ACCESS IN PUBLIC LIBRARIES SURVEY 2013 April 2013 ALIA Internet access in public libraries survey 2013 1 Contents 0 Executive summary 3 1 Introduction 5 2 Public library internet access 8

More information

heavy motor Product Profile

heavy motor Product Profile heavy motor Product Profile Heavy Motor Product Profile Lumley Insurance Heavy Motor provides insurance protection via market leading wordings, risk management and claims service, delivering holistic risk

More information

THE AUSTRALIAN PSYCHOLOGY POST- GRADUATE PROGRAM REFERENCE REQUEST SYSTEM STUDENT GUIDE

THE AUSTRALIAN PSYCHOLOGY POST- GRADUATE PROGRAM REFERENCE REQUEST SYSTEM STUDENT GUIDE THE AUSTRALIAN PSYCHOLOGY POST- GRADUATE PROGRAM REFERENCE REQUEST SYSTEM STUDENT GUIDE JULY 2015 PURPOSE AND CONFIDENTIALITY This document is prepared for the use of The Australian Psychology Post-Graduate

More information

Access to Justice Scorecard Report

Access to Justice Scorecard Report advocacywhere we stand Access to Justice Scorecard Report Contents 1. Introduction... 2 2. Overview of survey questions asked and responses received... 2 3. Laws that are fair... 3 3.1. Examples of good

More information

REPORT OF 2015 NAPLAN TEST INCIDENTS

REPORT OF 2015 NAPLAN TEST INCIDENTS REPORT OF NAPLAN TEST INCIDENTS Introduction The Assessment Program Literacy and Numeracy (NAPLAN) tests are held during May each year. In the tests were held on 12, 13 and 14 May and, in total, approximately

More information

Specialists at minimising risk exposure. Professional Indemnity Insurance Insurance Proposal Form

Specialists at minimising risk exposure. Professional Indemnity Insurance Insurance Proposal Form Specialists at minimising risk exposure Professional Indemnity Insurance Insurance Proposal Form Professional Indemnity Insurance Application Office Use Only Core Customer Segment Account number Policy

More information

CommBank Accounting Market Pulse Conducted by Beaton Research + Consulting

CommBank Accounting Market Pulse Conducted by Beaton Research + Consulting CommBank Accounting Market Pulse Conducted by Beaton Research + Consulting July 215 COMMBANK ACCOUNTING MARKET PULSE JULY 215 Contents Foreword 2 Economic outlook 3 Snapshot of survey findings 5 Business

More information

Public and Products Liability Proposal Form

Public and Products Liability Proposal Form Public and Products Liability Proposal Form Solution Underwriting Agency Pty Ltd Level 5, 289 Flinders Lane Melbourne, Victoria. Australia 3000 T. 03 9654 6100 F. 03 9654 6200 www.solutionunderwriting.com.au

More information

Traditional gender roles still evident

Traditional gender roles still evident 17 November 2011 Public Affairs Tel: 02 9257 6127 Email: media@amp.com.au Website: AMP.com.au/media AMP_au Australian families feeling time pressured Traditional gender roles still evident Balancing work

More information

National Survey. Report on the pro bono legal work of individual Australian Solicitors

National Survey. Report on the pro bono legal work of individual Australian Solicitors National Survey Report on the pro bono legal work of individual Australian Solicitors December 27 NATIONAL PRO BONO RESOURCE CENTRE Centres Precinct, Law School Building University of New South Wales NSW

More information

Tutorial- Create a cascading drop-down control

Tutorial- Create a cascading drop-down control Tutorial- Create a cascading drop-down control www.nintex.com support@nintex.com Contents Introduction... 3 Creating the SharePoint lists... 4 Customizing the SharePoint list form using Nintex Forms...

More information

AUSTRALIAN PUBLIC LIBRARIES STATISTICAL REPORT 2010-2011. Final Report

AUSTRALIAN PUBLIC LIBRARIES STATISTICAL REPORT 2010-2011. Final Report AUSTRALIAN PUBLIC LIBRARIES STATISTICAL REPORT 2010-2011 Final Report Compiled by Public & Indigenous Library Services State Library of Queensland July 2012 Foreword The National Library and the State

More information

Occasional Report Number 2004:3

Occasional Report Number 2004:3 Bushfire CRC Enhancing Volunteer Recruitment and Retention Project (D3) Occasional Report Number 2004:3 Recruiting New Rural Fire Service Volunteers: Direct Expenditure Estimates Jim McLennan December

More information

Proposal Form Information Technology Liability Insurance

Proposal Form Information Technology Liability Insurance Proposal Form Information Technology Liability Insurance Important Notice Relating to this Proposal PLEASE READ THE FOLLOWING ADVICE BEFORE PROCEEDING TO COMPLETE THIS PROPOSAL FORM. Your Information Technology

More information

Pro Bono Practices and Opportunities in Australia

Pro Bono Practices and Opportunities in Australia Pro Bono Practices and Opportunities in Australia Excerpt from: A Survey of Pro Bono Practices and Opportunities in Selected Jurisdictions September 2010 Prepared by Latham & Watkins LLP for the Pro Bono

More information

A Barometer for Change: Provision of Services to Male Victims of Domestic Violence

A Barometer for Change: Provision of Services to Male Victims of Domestic Violence A Barometer for Change: Provision of Services to Male Victims of Domestic Violence We must be open to our own blinkers and refuse to simplify the complexities of our findings, even if this means we ask

More information

Cancer and Your Legal Right to Work

Cancer and Your Legal Right to Work 4: Rights, Responsibilities and Tips for Employees 44 4: Rights, Responsibilities and Tips for Employees IN SHORT WORKSHOP HANDOUT WHO 13 Rights Responsibilities and Tips for Employees WorkChoices is estimated

More information

Engineers, Architects, Surveyors And Relation Professions Professional Indemnity Proposal Form

Engineers, Architects, Surveyors And Relation Professions Professional Indemnity Proposal Form Engineers, Architects, Surveyors And Relation Professions Professional Indemnity Proposal Form Once completed, please sign and return together with any additional sheets and attachments to: Prime Underwriting

More information

REAL ESTATE AGENTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

REAL ESTATE AGENTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL REAL ESTATE AGENTS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Your Duty of Disclosure Before you enter into an

More information

ACCOUNTANTS, BOOKKEEPERS & RELATED PROFESSIONS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM

ACCOUNTANTS, BOOKKEEPERS & RELATED PROFESSIONS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM ACCOUNTANTS, BOOKKEEPERS & RELATED PROFESSIONS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM The Purpose of this Proposal Form is to set out all relevant

More information

Motor Vehicle Insurance

Motor Vehicle Insurance Motor Vehicle Insurance Premium, Excess and Claims Guide Preparation date: 1 August 2012 toyotainsurance.com.au Contents Introduction 1 How we calculate your premium 2 Your premium 2 Premium discounts

More information

National Survey. Report on the pro bono legal work of individual. Australian Barristers

National Survey. Report on the pro bono legal work of individual. Australian Barristers National Survey Report on the pro bono legal work of individual Australian Barristers November 2008 National Pro Bono Resource Centre The Law Building, University of New South Wales UNSW SYDNEY NSW 2052

More information

Miscellaneous Professional Indemnity Insurance

Miscellaneous Professional Indemnity Insurance Miscellaneous Professional Indemnity Insurance Proposal Form 1. All questions must be answered giving full and complete answers. 2. Please ensure that this Proposal Form is Signed and Dated. 3. All fee

More information

MEETING OLDER PERSONS LEGAL NEEDS IN NSW BACKGROUND PAPER

MEETING OLDER PERSONS LEGAL NEEDS IN NSW BACKGROUND PAPER MEETING OLDER PERSONS LEGAL NEEDS IN NSW BACKGROUND PAPER Introduction This paper has been prepared by the National Pro Bono Resource Centre ( the Centre ) to provide a background for parties interested

More information

SOLICITORS EXCESS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

SOLICITORS EXCESS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL SOLICITORS EXCESS PROFESSIONAL INDEMNITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Your Duty of Disclosure Before you enter into a contract

More information

Feedback on the Inquiry into Serious Injury. Presented to the Road Safety Committee of the Parliament of Victoria. 08 May 2013

Feedback on the Inquiry into Serious Injury. Presented to the Road Safety Committee of the Parliament of Victoria. 08 May 2013 Feedback on the Inquiry into Serious Injury Presented to the Road Safety Committee of the Parliament of Victoria 08 May 2013 About the APA The Australian Physiotherapy Association (APA) is the peak body

More information

Introducing Mills Oakley Lawyers

Introducing Mills Oakley Lawyers Introducing Mills Oakley Lawyers MELBOURNE SYDNEY BRISBANE CANBERRA Welcome Welcome to Mills Oakley Lawyers. This profile is designed to introduce you to the services we offer and the commitment we bring

More information

2009 National Practice Nurse Workforce Survey Report Page 1

2009 National Practice Nurse Workforce Survey Report Page 1 2009 National Practice Nurse Workforce Survey Report Page 1 AGPN is the largest representative voice for General Practice in Australia. It is the peak national body of the divisions of General Practice,

More information

Proposal Form. Architects Professional Indemnity

Proposal Form. Architects Professional Indemnity Proposal Form Architects Professional Indemnity Important Notices Please read these notices before completing the Proposal Form. Your Duty of Disclosure Before you enter into a contract of general insurance

More information

August 2014. Industry Report: SolarBusinessServices. Solar Businesses in Australia. Prepared for: Rec Agents Association

August 2014. Industry Report: SolarBusinessServices. Solar Businesses in Australia. Prepared for: Rec Agents Association August 2014 Prepared by: Industry Report: SolarBusinessServices Prepared for: Solar Businesses in Australia Rec Agents Association P a g e 1 RAA Industry Report Solar Businesses in Australia Final 2014

More information

DIRECTOR S & OFFICER S LIABILITY INSURANCE PROPOSAL FORM SHIELD

DIRECTOR S & OFFICER S LIABILITY INSURANCE PROPOSAL FORM SHIELD DIRECTOR S & OFFICER S LIABILITY INSURANCE PROPOSAL FORM SHIELD The following documents must be submitted with this proposal form: ( ( ( (d) (e) The annual report and financial statements of the company

More information

QUEENSLAND TEACHERS UNION RESPONSE TO THE MASTERS REPORT RECOMMENDATIONS

QUEENSLAND TEACHERS UNION RESPONSE TO THE MASTERS REPORT RECOMMENDATIONS QUEENSLAND TEACHERS UNION RESPONSE TO THE MASTERS REPORT RECOMMENDATIONS The Masters Report analyses the NAPLAN data from performances by Queensland students and highlights that Indigenous, remote, very

More information

AUSTRALIAN PUBLIC LIBRARIES STATISTICAL REPORT 2011-2012

AUSTRALIAN PUBLIC LIBRARIES STATISTICAL REPORT 2011-2012 AUSTRALIAN PUBLIC LIBRARIES STATISTICAL REPORT 2011-2012 Compiled by Regional Access and Public Libraries, State Library of Queensland July 2013 Foreword The National Library and the State and Territory

More information

How To Get Insurance On A Company Policy In Australia

How To Get Insurance On A Company Policy In Australia Proposal Form: Directors and Officers Insurance Important Notice Relating to this Proposal PLEASE READ THE FOLLOWING ADVICE BEFORE PROCEEDING TO COMPLETE THIS PROPOSAL FORM. Your Directors & Officers Insurance

More information

Sensis e-business Report 2015 The Online Experience of Small and Medium Enterprises

Sensis e-business Report 2015 The Online Experience of Small and Medium Enterprises Sensis e-business Report 2015 The Online Experience of Small and Medium Enterprises JOE S Table of contents Introduction... 3 About the survey...4 Executive summary...6 Levels of computer ownership...

More information

Patterns of employment

Patterns of employment Patterns of employment Nursing is a very broad profession. Nurses perform several roles in many different areas of practice at a variety of different locations (work settings), both in the public and private

More information

AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE

AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE AAMI COMPREHENSIVE CAR INSURANCE - PREMIUM, EXCESSES & CLAIMS GUIDE Your Guide to Premium, Excess, Discounts and Claim Payments This AAMI Comprehensive Car Insurance Premium, Excesses & Claims Guide (Guide)

More information

35) DEPRECIATION AND DEBT CHARGES

35) DEPRECIATION AND DEBT CHARGES 35) DEPRECIATION AND DEBT CHARGES Key Points of ACT Argument A Working Party of the Commonwealth Grants Commission and Treasury officers was established to review the depreciation and debt charges assessments

More information

Phone and Broadband for Small Business.

Phone and Broadband for Small Business. Business PHONE & BROADBAND All the best deals for your business are right here. Phone and Broadband for Small Business. Great directions. CALL 1300 OPTUSBIZ (1300 678872) Finally we are all in a row Optus

More information

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL

PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL PUBLIC & PRODUCTS LIABILITY PROPOSAL FORM IMPORTANT INFORMATION: PLEASE READ THE FOLLOWING INFORMATION BEFORE COMPLETING THIS PROPOSAL A. Obtaining a Quotation To minimise delays in obtaining a quotation

More information

Evidence-based strategic planning for CLCs

Evidence-based strategic planning for CLCs Evidence-based strategic planning for CLCs Evidencebased strategic planning guides targeted service delivery Develop compelling arguments for your work in the community: Use legal needs assessment in evidence-based

More information

PROPOSAL FORM FOR INTERNATIONAL INVESTMENT MANAGERS PROFESSIONAL INDEMNITY INSURANCE

PROPOSAL FORM FOR INTERNATIONAL INVESTMENT MANAGERS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR INTERNATIONAL INVESTMENT MANAGERS PROFESSIONAL INDEMNITY INSURANCE Prime International (a trading name of Miller Insurance Services LLP) 70 Mark Lane, London EC3R 7NQ Tel: +44 20 7488

More information

THE AUSTRALIAN MESOTHELIOMA REGISTRY (AMR)

THE AUSTRALIAN MESOTHELIOMA REGISTRY (AMR) THE AUSTRALIAN MESOTHELIOMA REGISTRY (AMR) Professor Nico van Zandwijk Director Asbestos Diseases Research Institute US US UK UK COUNTRY NZ CAN COUNTRY NZ CAN AUS AUS Mesothelioma International context

More information

Office. insurance information

Office. insurance information Office insurance information CGU Office Package provides all-in-one protection for people who operate their business from an office, including medical and health, financial services, professionals, consultants

More information

ACCOUNTANTS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM

ACCOUNTANTS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM Australian Indemnity ACCOUNTANTS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM IMPORTANT FACTS RELATING TO THIS PROPOSAL FORM The Purpose of this Proposal Form is to set out all relevant information for

More information

RECRUITMENT SERVICES ADDENDUM PROFESSIONAL INDEMNITY, PUBLIC & PRODUCTS LIABILITY & DIRECTORS & OFFICERS /EMPLOYMENT PRACTICES LIABILITY INSURANCE

RECRUITMENT SERVICES ADDENDUM PROFESSIONAL INDEMNITY, PUBLIC & PRODUCTS LIABILITY & DIRECTORS & OFFICERS /EMPLOYMENT PRACTICES LIABILITY INSURANCE RECRUITMENT SERVICES ADDENDUM PROFESSIONAL INDEMNITY, PUBLIC & PRODUCTS LIABILITY & DIRECTORS & OFFICERS /EMPLOYMENT PRACTICES LIABILITY INSURANCE IMPORTANT NOTICE: This Addendum and any further details

More information

Guidelines on the provision of Sustainable eye care for Aboriginal and Torres Strait Islander Australians

Guidelines on the provision of Sustainable eye care for Aboriginal and Torres Strait Islander Australians Guidelines on the provision of Sustainable eye care for Aboriginal and Torres Strait Islander Australians (Note: These Guidelines should not be used as a substitute for statutory responsibilities. Optometrists

More information