Morgan Stanley Wealth Management Investment Management Services

Size: px
Start display at page:

Download "Morgan Stanley Wealth Management Investment Management Services"

Transcription

1 Morgan Stanley Wealth Management Investment Management Services New Account Package This Package Consists of the Following Five Parts: Part One: Client Account Information Part Two: Client Investment Profile Part Three: Investment Selection Part Four: Signatures Part Five: Investment Management Agreement Processing Instructions To help expedite the processing of this account, please check the New Account Package for: Completeness Answer all questions and fill in all requested information Signatures Ensure all parties sign agreement in Part Four of this document Investment Selection is checked in Part Three Investment Selection chosen is appropriate given the answers in Part Two: Client Investment Profile Account meets investment minimums shown in Part Three Account Number is printed at the top of each page Additional information is attached if necessary Upon completion, return all pages of this Package by or fax to the contact information below. Fax: (484) Accounts will be processed within two days after we receive a contract in good form. A Welcome Package including a final contract and Form ADV Disclosure Document will be sent to the client. An acceptance will be sent to the FA indicating that the account is ready to be managed. Send subsequent maintenance requests and notices related to existing accounts to: leggmason@msaops.com Fax: (484) Please be sure to include the strategy name and account number in your request. *Contact at Sponsor Firm: Name: Phone Number: Fax: *Should serve as main point of contact during account set-up. MSWM (IMS) (08/01/2014) Page 1 of 14

2 1. Legal Account Name (please include proper title) PART ONE: CLIENT ACCOUNT INFORMATION 2. Client Address 3. Tax Status Taxable Non - Taxable 4. Account Type Individual (IND) Corporation (CORP) Government (GOV) Joint Tenants in Common (JTIC) Joint Tenants with Rights of Survivorship (JTWROS) Limited Liability Company (LLC) Living Trust (LIVTR) Non - Profit (NPO) Partnership (PAR) Trust (TRU) 5. Initial Investment Amount 401(k) Plan (401K) 401(k) Plan Participant (401KPP) Defined Benefit (DB) ERISA Trust Participant (ERIPP) IRA -Traditional, Roth & Rollover (IRA) SEP IRA (SEP) Money Purchase Plan (MPP) Money Purchase Plan Participant (MPPPAR) Non-ERISA Plan (NEP) Profit Sharing Plan (PSP) Profit Sharing Plan Participant (PSPPAR) Union -Taft Hartley (TAFT) Other: Cash: $ Securities: $ (Please attach list of holdings) 6. Future Contributions Yes or No If Yes: Cash Amount: $ Date: 7. Anticipated Withdrawals No Occasionally Monthly Amount $ Securities Amount: $ Date: Quarterly Amount $ Annually Amount $ Other: 8. Was this account previously managed by Legg Mason Private Portfolio Group and one if its affiliated sub advisers (ClearBridge Investments, Western Asset, or Global Currents Investment Management)? Note: Global Currents Investment Management merged into ClearBridge Investments effective 4/1/13. YES or NO If Yes, provide previous firm information: Name: Account Number: Investment Style: Note: A list of account holdings must be attached for all accounts previously managed by LMPPG and its affiliates. Also, as described in Parts Three and Five below, even if the Client selects the same investment management portfolio used to manage the Client s account previously, portfolio adjustments and associated realization of capital gains may result. MSWM (IMS) (08/01/2014) Page 2 of 14

3 PART TWO: CLIENT INVESTMENT PROFILE 1. The investment objectives for this portfolio represent: My overall investment objectives One component of a larger investment plan (describe the overall investment objectives and the other components here) 2. The investment time horizon most appropriate for this account is: Three years or more NOTE: Equity and balanced investment management portfolios offered by Legg Mason Private Portfolio Group, LLC generally are not appropriate for investors with an investment time horizon of less than three years. 3. The income requirement for this portfolio is: High current income is important (consult with investment manager) Moderate current income is important Current income is not important (portfolio should be total return oriented) Tax free income is important (indicates municipal bonds) 4. The investment objective over a market cycle for this portfolio would be: Current income and attractive total returns through investment in a portfolio consisting primarily of fixed income securities. A combination of modest growth of capital and income (diversification through a balanced portfolio of stocks, bonds and or cash equivalents) Growth of capital (with exposure to increased levels of price volatility) Aggressive growth of capital (with exposure to yet higher levels of volatility) 5. Concerning volatility of the value of this portfolio: Can tolerate negative annual returns over market cycle. Can tolerate only modest losses over a market cycle. NOTE: All investment management portfolios offered by Legg Mason Private Portfolio Group, LLC involve risks, including the possible loss of principal. 6. The Risk Return level for this portfolio is: Conservative Moderate Moderate/Aggressive Aggressive More Aggressive 7. Do you wish to restrict investments in certain securities or industry groups? No Yes If yes, please list them: Note: Legg Mason Private Portfolio Group, LLC ( LMPPG ) will only comply with an acceptable restriction s or criterion s plain investment meaning and will not be responsible for determining its legal meaning or interpretation. Restrictions imposed on an account (other than an ESG investment management portfolio) are applied, at the time of purchase, to securities purchased for your account by LMPPG and do not affect securities transferred into your account, securities already held in account(s) at the time you impose a restriction, securities that first come within a restriction following their purchase for your account, and securities acquired as a result of LMPPG s participation in corporate actions (e.g., a stock split or stock dividend) on behalf of your account with respect to any of the foregoing securities. However, you may direct LMPPG in writing to sell particular securities or types of securities held in your account(s). MSWM (IMS) (08/01/2014) Page 3 of 14

4 PART THREE: INVESTMENT SELECTION Fee Schedule Municipal Fixed Income Investment Portfolios Taxable Fixed Income Investment Portfolios 0.35% on the first $1 million, 0.30% on the first $25 million and 0.30% on the next $4 million, and 0.25% Thereafter 0.25% Thereafter Please see Section 9 of the Investment Management Agreement in Part Five for important information regarding Fees. Below are the investment management portfolios available for selection. If Client funds the new account wholly or in part with securities, then even if Client selects the same investment management portfolio used to manage Client s assets previously, portfolio adjustments and associated realization of capital gains may result. For additional information, please see Sections 2(b) and 2(c) of Part Five below. Taxable Fixed Income Investment Portfolios Western Asset Active Bond Aggregate Portfolios Western Asset Active Bond Intermediate Portfolios Western Asset Intermediate Corporate Bond Portfolios Western Asset Gov/Corp/Intermediate Taxable Fixed Income Portfolios Western Asset GSM 3 Year Portfolios Western Asset GSM 5 Year Portfolios Western Asset GSM 7 Year Portfolios Investment Minimum $1,000,000 $1,000,000 $100,000 $100,000 $100,000 $100,000 $100,000 LMPPG Code SIAB SBAI MSIC SBGC SB3 SI5 SI7 Municipal Fixed Income Investment Portfolios Western Asset National Current Market Muni Portfolios (If State Biased please select one of the below states or fill in Other. If National leave blank) (Note 1) State Biased Selection: CA CT MA NC NJ NY PA Other Investment Minimum LMPPG Code $100,000 SBMM (Note 1): For clients who have indicated a state in the "Other" field above, it will require PM approval prior to acceptance of the contract. "State Biased" portfolios are run with an emphasis on the selected state, however the portfolio manager is not restricted to municipal bonds in the selected state and can invest nationally. MSWM (IMS) (08/01/2014) Page 4 of 14

5 PART FOUR: SIGNATURES Authorized Officers and Other Agents Valid signatures of officers, directors, employees or agents of the Client who are authorized to take action with respect to the Client s Account: Signature Title Date Signature Title Date Signature Title Date Signature Title Date Client hereby designates the financial consultant/advisor set forth below as its authorized agent for purposes of communicating Client s instructions with respect to the Client s Account to the Manager. Such instructions may include without limitation terminating the investment management agreement set forth in Part Five of this New Account Package in accordance with the provisions of Section 10 thereof and requesting a liquidation of securities holdings in the Client s Account in connection with such termination. Client acknowledges and agrees that the Manager may conclusively rely on instructions communicated to the Manager by such financial consultant/advisor on behalf of Client. By signing below, the client acknowledges that it has read and agrees to be bound by the investment management agreement set forth in Part Five of this New Account Package. Client Signature: Print Name: Title: Date: Financial Advisor Information (Must be filled in completely) Signature: Print Name: Title: Name of Firm: Joint Account Holder (if applicable) Signature: Print Name: Title: Date: Accepted and Agreed: Legg Mason Private Portfolio Group, LLC By: Name: Title: Date: Branch: FA ID: Phone Number: Fax: Note: This Agreement contains a pre-dispute arbitration clause, which is located at Section 11 of Part Five. MSWM (IMS) (08/01/2014) Page 5 of 14

6 PART FIVE: INVESTMENT MANAGEMENT AGREEMENT v. August 1, 2014 TO: Legg Mason Private Portfolio Group, LLC 1. Authorization and Appointment. (a) The undersigned client (the Client ) hereby authorizes and appoints Legg Mason Private Portfolio Group, LLC (the Manager ) to act as investment manager and, as the Client s agent and attorney-in-fact, to exercise the investment discretion described below with respect to the accounts indicated in this Agreement (referred to in this Agreement as the Client s Account or the Account ). The Client understands and acknowledges that the Manager shall delegate certain of such authority, including the authority to determine the securities to be purchased, held and sold for the Account, to one or more of the following sub-advisers affiliated with Legg Mason, Inc. (each, a Sub-Adviser ), as indicated by the name of the investment management portfolio selected in Part Three of the New Account Package and/or the description of such portfolio contained in the Manager s Form ADV Disclosure Document delivered to the Client in accordance with Section 6(b) of this Agreement: ClearBridge Investments, LLC Western Asset Management Company (b) If the Client is a plan (the Plan ) with a related trust (the Trust ) that is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended ( ERISA ), the undersigned, a duly authorized trustee or fiduciary representative of the Plan (a Named Fiduciary ), represents and warrants that the Named Fiduciary has the general responsibility for the appointment, review and removal of investment managers (within the meaning of Section 3(38) of ERISA) ( Investment Managers ) under the Plan and the Plan s related Trust agreement or agreements. The Named Fiduciary hereby authorizes and appoints the Manager to act as an Investment Manager and, as its agent and attorney-in-fact, to exercise the investment discretion described below with respect to the Client s Account. The Named Fiduciary understands and acknowledges that the Manager shall delegate certain of such authority to one or more Sub-Advisers (as defined in Section 1(a) above). 2. Powers. (a) The Manager shall have full power to supervise and direct the investment and reinvestment of the cash, securities and other property in the Client s Account and engage in such transactions on the Client s behalf as the Manager may deem appropriate, in the Manager s absolute discretion and without prior consultation with the Client, in accordance with the investment management portfolio selected in Part Three of the New Account Package and any written investment guidelines and/or investment objectives provided by the Client (or by the Client s financial advisor on the Client s behalf) and accepted by the Manager ( Investment Guidelines ), in any and all forms of securities or other property that are consistent with the Investment Guidelines. Cash balances in the Client s Account will be invested by the Custodian (defined below) in a money market fund or other short-term investment vehicle selected by the Client or the Custodian. The Manager shall have no responsibility for the selection of such cash investment vehicle. The Manager shall comply with any reasonable written restrictions that the Client places on a particular security or category of securities ( Restricted Security ) for the Account as communicated to the Manager by the Client (or by the Client s financial advisor on the Client s behalf); provided that the Manager shall be bound only by the plain investment meaning of restrictions that it accepts and shall have no obligation to determine the legal meaning or interpretation of any restriction. Where a category of securities is restricted, the Manager will determine in its sole discretion the specific securities in that category. The Client understands and acknowledges that restrictions imposed by the Client on the management of the Client s Account will impact Account performance. To the extent that the Manager becomes aware of an inadvertent purchase of a Restricted Security, the Manager will dispose of the security as soon as reasonably practicable. The Client hereby ratifies and confirms any and all transactions heretofore or hereafter engaged in by the Manager in respect of the Client s Account, provided that such transactions are consistent with the Investment Guidelines. The Manager shall have no responsibility for complying with any changes in investment guidelines, investment objectives or investment restrictions that are not communicated in writing to the Manager by the Client (or by the Client s financial advisor on the Client s behalf). (b) In the event that the Client contributes securities to the Account that the Manager determines are not appropriate for the Account based on the investment management portfolio selected by the Client, the Manager may sell such securities promptly after their deposit into the Account. Alternatively, such securities may be held in the Account until the Manager determines an appropriate time to sell. Sales may result in taxable gains or losses and proceeds will be reinvested as and when the Manager determines in accordance with the investment management portfolio selected by the Client. The Client understands and acknowledges that if the Account is funded in MSWM (IMS) (08/01/2014) Page 6 of 14

7 whole or in part with securities, the Account is likely to have different performance and portfolio characteristics, including portfolio holdings and weighting, than other accounts managed by the Manager that are funded solely with cash. In exercising investment discretion, the Manager may consider a request from the Client to sell such securities within a general timeframe established by the Client and communicated in writing by or on behalf of the Client to the Manager. The Client understands, acknowledges and accepts the risks associated with such a request, including the risk that the securities will decline in value prior to their sale by the Manager. These risks are enhanced to the extent that a holding of a particular security represents a significant portion of the Account. (c) In the event that the Client funds the Account with securities that were previously part of an account managed by the Manager in another investment program and the Client selects the same investment management portfolio for the Account, the Client may experience portfolio adjustments and associated realization of capital gains. This may be due to the existence of differing model composition requirements in the new and prior programs and/or other factors. (d) The Manager shall be responsible for voting proxies to the extent required to satisfy its fiduciary responsibilities with respect to the Account, solicited by, or with respect to, the issuers of any securities held in the Client s Account provided that such proxies are timely forwarded to the Manager by the Custodian; provided, however, that the Client may expressly retain the right and obligation to vote any proxies or take action relating to securities held in the Client s Account by providing adequate prior written notice to the Manager, and any such notice shall be deemed incorporated herein by reference. Where the Manager is responsible for voting proxies with respect to securities held in the Account, the Manager will vote proxies for such securities in accordance with proxy voting instructions received from the Sub-Adviser (as defined in Section 1 of this Agreement) pursuant to whose investment instructions such securities are held in the Account. The Manager shall not be obligated to render, or cause to be rendered, any advice or take, or cause to be taken, any actions on behalf of the Client with respect to any legal proceedings, including without limitation bankruptcies and shareholder litigation, to which any securities or other investments held in the Account, or the issuers thereof, become subject. Nor shall the Manager be obligated to initiate or pursue, or cause to be initiated or pursued, any legal proceedings, including without limitation shareholder litigation, on behalf of the Client with respect to transactions, securities or other investments held in the Account, or the issuers thereof. The right to take any actions with respect to any legal proceedings, including without limitation bankruptcies and shareholder litigation, and the right to initiate or pursue any legal proceedings, including without limitation shareholder litigation, with respect to transactions, securities or other investments held in the Account is expressly reserved for the Client. (e) The cash and assets in the Client s Account shall be held by the firm of the Client s financial advisor identified in Part Four of the New Account Package or, if such firm utilizes a clearing broker, such clearing broker (the Custodian ), which the Client hereby represents has agreed to act as custodian for the Client s Account in accordance with the Manager s instructions. The Client represents and warrants to the Manager that the Custodian is a qualified custodian as defined in paragraph (d)(6) of Rule under the Investment Advisers Act of 1940, as amended ( Advisers Act ). With respect to the Custodian, (i) the Manager shall at no time have custody or physical control of the assets and cash in the Client s Account; (ii) the Manager shall not be liable for any act or omission of the Custodian, including without limitation the accuracy of the Custodian s records with respect to the Client s Account and the Client agrees not to hold the Manager liable for any errors or omissions with respect to such Custodian s duties; (iii) the Manager shall give instructions to the Custodian in writing or orally and confirmed in writing as soon as practicable thereafter; (iv) the Client shall instruct the Custodian to provide the Manager with such periodic reports concerning the status of the Client s Account as the Manager may reasonably request from time to time; and (v) the Manager shall be entitled to rely on the Custodian s records and reports in managing the Client s Account. The Client will not change the Custodian without giving the Manager reasonable prior written notice of its intention to do so. If the Client notifies the Manager of its intention to change custodians, the Manager shall have the right to terminate this Agreement prior to the effective date of such change. (f) All income, increments and accruals from or to the securities and other property in the Client s Account shall be collected by the Custodian and credited to the Client s Account. (g) If the Client is an individual, the discretionary trading authorization granted to the Manager herein shall not be affected by the subsequent disability or incapacity of the Client. If, in the event of the Client s death, the Manager acts in good faith pursuant to this trading authorization without actual knowledge of the Client s death, any action so taken, unless otherwise invalid or unenforceable, shall be binding on the Client s successors in interest. Upon notice to the Manager of the Client s death, the Manager will cease all activity in the Account pending further instructions from the appropriate party representing the Client s estate; however, the Manager is authorized to liquidate any or all property in the Account whenever in its discretion it considers it necessary to do so for the Manager s protection against any tax, liability, penalty or loss under any present or future laws, rules or regulations. (h) Each of the Manager and any applicable Sub-Adviser shall have the power and authority to execute and deliver on behalf of the Client certain agreements, instruments and documents in connection with the services performed by the Manager or such Sub-Adviser MSWM (IMS) (08/01/2014) Page 7 of 14

8 under this Agreement. These may include, without limitation, prime brokerage agreements, clearing agreements, account documentation and other agreements, instruments or documents the Manager or Sub-Adviser believes are appropriate or desirable in performing its duties under this Agreement. In connection with prime brokerage and other agreements, each of the Manager and any applicable Sub-Adviser shall have the authority to bind the Client to arbitration, to enter orders to effect prime brokerage and other transactions, to execute and issue directions regarding the mailing of confirmations, to disclose such financial information as an executing or clearing broker deems necessary in connection with prime brokerage and other transactions and to take such other actions as are contemplated by such agreements. 3. Sub-Advisers. (a) The Account will be managed pursuant to investment instructions given to the Manager by one or more of the Sub-Advisers (as defined in Section 1 of this Agreement) or directly by one or more of the Sub-Advisers pursuant to a delegation of discretionary trading authority from the Manager, as described in the Manager s Form ADV Disclosure Document delivered to the Client in accordance with Section 6(b) of this Agreement. By selecting an investment management portfolio, the Client acknowledges and agrees that the Manager will engage each applicable Sub-Adviser to provide investment advisory services for the portion of the Client s portfolio allocated to such Sub-Adviser. (b) Where the Account is managed pursuant to a Sub-Adviser s instructions concerning the securities to be purchased, held or sold for the portion of the Account subject to such Sub-Adviser s services, the Manager will be responsible for implementing such instructions, including applying and complying with any Client-imposed restrictions as described in Section 2 of this Agreement and placing trade orders on behalf of the Account with broker-dealers to carry out such instructions. (c) Where the Account is managed directly by a Sub-Adviser pursuant to a delegation of discretionary trading authority from the Manager, such Sub-Adviser shall be responsible for implementing its advice with respect to the portion of the Account subject to its services, including applying and complying with any Client-imposed restrictions as described in Section 2 of this Agreement and placing trade orders on behalf of the Account with broker-dealers. (d) The Client acknowledges that the Manager will not review or make any independent determination with respect to the merits of a Sub- Adviser s investment instructions and decisions. Each of the Manager and each Sub-Adviser shall be responsible only for the performance of its own respective obligations with respect to the Account. The provisions of this Agreement referring to the Manager shall be read, as the context so requires, as applying to a Sub-Adviser with respect to the investment advisory services provided by the Sub-Adviser for the Account as provided herein. (e) A Sub-Adviser will be compensated for its services by the Manager out of the fee paid to the Manager with respect to the Account at a per annum rate based on the target percentage allocation of the Account s assets to be managed by the Sub-Adviser, as set forth in the description of the selected investment management portfolio contained in the Manager s Form ADV Disclosure Document. 4. Investment Management Portfolios with Allocations to Mutual Funds. (a) A portion of the Account may be invested in mutual funds managed by affiliates of the Manager to the extent that the investment management portfolio selected by the Client includes an allocation to one or more such mutual funds, as set forth in the description of such portfolio contained in the Manager s Form ADV Disclosure Document. Any such mutual funds shall be funds that are available only to managed account clients and that do not charge fund-level management, distribution or 12b-1 service fees (the "Managed Account Funds"). The affiliates of the Manager that provide services to the Managed Account Funds instead will be compensated for such services directly or indirectly out of managed account management fees paid by clients of the Manager that have portions of their managed accounts invested in the Managed Account Funds. A Managed Account Fund may incur extraordinary fund-level expenses and ordinary fund-level operating expenses other than management, distribution and 12b-1 service fees. Unless reimbursed by the Managed Account Fund s manager or its affiliates, any such fund-level expenses will be borne by clients of the Manager that have portions of their managed accounts invested in the Managed Account Fund. The Client understands and agrees that the Manager shall have no obligation to offset any such Managed Account Fund expenses so borne by the Client against the management fee payable by the Client to the Manager hereunder. The Client understands that affiliates of the Manager serve in various capacities with respect to the Managed Account Funds, as set forth in the prospectus of each Managed Account Fund. If the Client selects an investment management portfolio that includes an allocation to one or more Managed Account Funds, the Client will be given, prior to Account inception, a prospectus for each Managed Account Fund to which an allocation will be made that contains information concerning the fund s investment objectives and strategy, risks, fees and expenses, as well as a description of the tax consequences associated with the redemption of Managed Account Fund shares and the receipt of dividend and capital gains distributions from a Managed Account Fund. Managed Account Fund share redemptions may occur as a result of withdrawals from the Account, upon Account termination as described below, and as a result of Account rebalancing under the terms of the investment management portfolio selected by the Client. MSWM (IMS) (08/01/2014) Page 8 of 14

9 (b) The Client hereby consents to the investment of the Account assets in affiliated Managed Account Funds and understands and acknowledges that such consent may be revoked by terminating this Agreement in accordance with the provisions of Section 10 of this Agreement. The Client understands and acknowledges that Managed Account Fund shares held in the Account will be redeemed in the event that the Client s investment management portfolio including an allocation to one or more Managed Account Funds is terminated and that there may be tax consequences associated with such redemption. 5. Representations, Warranties and Covenants. (a) The Manager represents warrants and covenants that: (i) It is registered as an investment adviser under the Advisers Act and each Sub-Adviser with respect to the Account has represented to the Manager that it is registered as an investment adviser under the Advisers Act; (ii) This Agreement has been duly authorized, executed, and delivered by the Manager and constitutes the valid and binding obligation of the Manager, enforceable against the Manager in accordance with its terms; (iii) The Manager has or will obtain all governmental authorizations, approvals, consents or filings required in connection with the execution, delivery or performance of this Agreement by the Manager; and (iv) If the Client is a Plan, the Manager and Sub-Advisers involved in managing the Account are each a fiduciary (within the meaning of Section 3(21) of ERISA) of the Plan with respect to the Account, and each of the Manager and each Sub- Adviser will discharge its duties in accordance with the applicable fiduciary provisions of ERISA and will not engage in any non-exempt prohibited transactions (as described in Section 406 of ERISA and Section 4975 of the Internal Revenue Code of 1986, as amended). (b) The Client represents, warrants and covenants that: (i) This Agreement has been duly authorized, executed, and delivered by the Client and constitutes the valid and binding obligation of the Client, enforceable against the Client in accordance with its terms; (ii) No governmental authorization, approvals, consents or filings are required in connection with the execution, delivery or performance of this Agreement by the Client; (iii) The execution, delivery and performance of this Agreement by the Client will not violate or result in any default under the Client s certificate of incorporation or by-laws (or equivalent constituent documents, if any), the instruments governing the Plan and the Trust if the Client is a Plan, any contract or other agreement to which the Client is a party or by which it or its assets (including the Client s Account) may be bound, any statute or any rule, regulation or order of any government agency or body; (iv) The list of signatures set forth in Part Four of the New Account Package constitutes the valid signatures of all directors, officers, employees or agents of the Client authorized to take action with respect to the Client s Account and, until written notice of changes are received by the Manager in accordance with Section 12(d) of this Agreement, Manager shall be entitled to conclusively rely on the authority of such persons to act on any document executed by any of them, anything to the contrary contained in this Agreement notwithstanding; (v) The Client is not an investment company (as that term is defined in the Investment Company Act of 1940, as amended); (vi) The Client has delivered and shall deliver assets to the Client s Account free and clear of all liens, charges and encumbrances in favor of any other party, and no lien, charge or encumbrance shall be placed against such except as notified to the Manager by the Client; (vii) If the undersigned is a trustee or fiduciary representative acting on behalf of the Client (including as the Named Fiduciary of a Plan), the undersigned represents that the investment management portfolio selected in Part Three of the New Account Package and the Investment Guidelines are and will continue to be within the scope of investments authorized pursuant to the terms of any applicable trust instruments, any other governing documents and applicable law, and that the undersigned is duly authorized to appoint the Manager as the investment manager under this Agreement, to negotiate the terms of this Agreement, including fees, and to enter into this Agreement; and MSWM (IMS) (08/01/2014) Page 9 of 14

10 (viii) If the Client is a Plan, the Named Fiduciary represents that it is authorized and empowered under the instruments governing the Plan and Trust to appoint the Manager as an Investment Manager as provided under Sections 3(38) and 402(c)(3) of ERISA, in order to delegate to the Manager the Named Fiduciary s rights, powers, and discretion to manage (including the power to acquire and dispose of) the assets within the Client s Account. 6. Acknowledgments and Consents. The Client hereby acknowledges and consents to the following: (a) The Client s Account will be established and maintained with the Custodian and will be subject to any relevant custodial agreements. The Client agrees to cooperate with the Manager and the Custodian in taking all such action as may be necessary or advisable to establish appropriate authority, as specified herein, with respect to the management of the cash, securities and other property held in the Client s Account. The Manager is entitled to conclusively rely on the information contained in any statements from the Custodian. The Client agrees to notify the Manager in advance of any withdrawal of assets from the Client s Account or deposit of assets into the Client s Account; (b) Prior to or upon execution of this Agreement, the Manager or the firm of the Client s financial advisor will deliver to the Client a copy of the Manager s Form ADV Disclosure Document, which also serves as the applicable Form ADV Disclosure Document for the Sub-Advisers. The Client authorizes the Client s financial advisor s firm to disclose to the Manager the Client s name and mailing address upon the Manager s request to enable the Manager to deliver and/or offer in writing to deliver to the Client the Form ADV Disclosure Document, Privacy Notices and/or related documents of the Manager and the Sub-Advisers, and the Client consents to any and all such disclosures; (c) If the Client is a Plan, the Named Fiduciary acknowledges, represents and confirms that prior to the execution of this Agreement, it has received and reviewed the Manager s Compensation Disclosure Statement attached hereto as Exhibit A. (d) The Client authorizes and instructs the Manager to effect securities transactions for the Account through the Designated Broker set forth in Part Four of the New Account Package, provided that the Manager determines that doing so would be consistent with its obligation to seek best execution. In seeking best execution for the Client s transactions, the Manager, in its sole discretion, may effect transactions through or with any broker or dealer, including alternative execution services (e.g., electronic communications networks and crossing networks), which, in the Manager s best judgment, provide prompt and reliable execution at favorable security prices with reasonable commission rates and/or other transaction costs. Client transactions effected through or with a broker or dealer other than the Client s Designated Broker may result in the Client paying additional transaction-specific execution and processing charges, as described in the Manager s Form ADV Disclosure Document; (e) The Manager may delegate discretionary trading authority over the Account to a Sub-Adviser, subject to the provisions of this Section 6; (f) (i) The Manager and each Sub-Adviser act as investment advisers to other clients and may give advice, and take action, with respect to any of those which may differ from the advice given, or the timing or nature of action taken, with respect to the Client s Account; (ii) the Manager, each Sub-Adviser and their affiliates may have investment advisory and/or other relationships with companies whose securities are held, purchased or sold for the Client s Account; and (iii) officers, directors and employees of the Manager or a Sub-Adviser may engage in transactions or cause or advise other clients to engage in transactions which may differ from or be identical to the transactions engaged in by the Manager for the Client s Account. The Manager and the applicable Sub-Adviser(s) shall not have any obligation to engage in any transaction for the Client s Account or to recommend any transaction to the Client which any of their officers, directors or employees may engage in for their own accounts or the account of any other client, except as otherwise required by applicable law. To the extent permitted by law, the Manager or, if applicable, a Sub-Adviser shall be permitted to bunch or aggregate orders for the Client s Account with orders for other accounts; (g) The Manager makes no representation as to the success of any investment strategy or security recommended by the Manager or a Sub-Adviser to the Client. Except for negligence, willful misconduct, or violation of applicable law, neither the Manager nor a Sub- Adviser, including their respective officers, directors and employees, shall be liable hereunder for any action performed or omitted to be performed or for any errors of judgment in managing the Client s Account. Poor investment performance shall not be deemed negligence. The federal securities laws impose liabilities under certain circumstances on persons who act in good faith and therefore nothing herein shall in any way constitute a waiver or limitation of any rights which the Client may have under applicable securities laws; (h) The Client acknowledges that the management and performance of the Account may vary from that of other accounts managed according to the same investment style(s). The potential variance may be greater if the Client elects to have the Account managed according to a Custom Asset Management investment approach due to the generally greater level of potential client customization that MSWM (IMS) (08/01/2014) Page 10 of 14

11 may be associated with Custom Asset Management and the portfolio manager s potential ability to make purchase and sale decisions that differ in significant respects from those made for non-custom Asset Management accounts. The Client also acknowledges that past performance information is not a guarantee of future results. Clients who impose certain types of customization requirements will be subject to increased risks. For example, a portfolio that is concentrated in a small number of stocks will be subject to the risk that a loss in a particular holding will negatively impact the portfolio to a greater extent than a loss in such holding would in a more diversified portfolio. Similarly, a portfolio that is concentrated or over-weighted in a particular sector will be subject to the risk that a general decline in the sector will negatively impact the portfolio to a greater extent than it would in a more diversified portfolio. Clients should impose customization requirements only after considering, and in the context of, their specific circumstances, financial objectives and needs and relevant risks; and (i) The Client acknowledges and agrees that all information and advice furnished by either party to this Agreement to the other party shall be treated as confidential and shall not be disclosed to any other party except with the prior written consent of the other party or as otherwise required by applicable law, provided that if the Client is an entity, the Client hereby consents to the use of the Client s name by the Manager or a Sub-Adviser for marketing and promotional purposes. 7. Reports to Clients. The Client acknowledges that it may receive reports or statements concerning the securities and funds in the Client s Account from the Manager, at the Manager s discretion. 8. Information and Documents Requested by Manager. The Client may be required from time to time to file such proof of taxpayer status or residence, to execute such certificates and to make such representations and warranties, or to provide any other information or documents, as the Manager may deem necessary or proper to fulfill the Manager s obligations under applicable law. The Client shall provide the Manager, in a timely manner, with copies of originals if necessary and appropriate, of any such proofs of residence, taxpayer status, beneficial ownership and any other information or documents which the Manager may reasonably request. 9. Fees. The Manager will receive a fee for its services as set forth in Part Three of the New Account Package. The Client authorizes the Custodian to debit and pay the Manager s fees from the Client s Account. Fees will be calculated in accordance with procedures, including those applicable to the Account contributions and withdrawals, established by the sponsor of the program in which the Client is participating. Such procedures will be furnished to the Client upon request. The Manager has the right to modify or change the fee schedule applicable to its services upon 30 days written notice to the Client. The Manager is hereby authorized to instruct the Custodian to debit the Account for the fee payable to the Manager when such fee is due. The fees cover only the Manager s fees for providing the investment management services described herein. The fees do not cover transaction and other costs, including brokerage commissions, dealer mark-ups, mark-downs or spreads and other costs and charges associated with securities transactions effected for the Account. 10. Termination. The Manager s authority as set forth in this Agreement shall remain in full force and effect to the extent permitted by applicable law, until such time as terminated by the Client upon written notice to the Manager or by the Manager upon written notice to the Client. In accordance with the authorization contained in Part Four of the New Account Package, written notice of termination of this Agreement, as well as a request for liquidation of Account securities holdings in connection with such termination, may be issued to the Manager by the Client or by the Client s financial advisor acting at the Client s instruction and on the Client s behalf. The Client will immediately notify the Manager in the event that the Client s agreement with the sponsor of the program under which the Account was established is terminated. The termination of the authority granted by this Agreement shall not in any way affect any liability resulting from a transaction initiated prior to such termination. Upon termination of this Agreement, the Manager shall be under no obligation to recommend any action with regard to the securities or other property held in the Client s Account. Fees will be prorated to the date of termination and any unearned portion of prepaid fees will be refunded to the Client. 11. Arbitration. This Agreement contains a predispute arbitration clause. By signing an arbitration agreement, the parties agree as follows: All parties to this Agreement are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filed. Arbitration awards are generally final and binding; a party s ability to have a court reverse or modify an arbitration award is very limited. The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings. The arbitrator does not have to explain the reason(s) for his or her award. MSWM (IMS) (08/01/2014) Page 11 of 14

12 The arbitrator may be, or have been, affiliated with the securities industry. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement. The Client agrees that all claims or controversies between or among the Client, the Manager, a Sub-Adviser and/or any of their respective present or former officers, directors, or employees in connection with this Agreement or concerning or arising from the matters covered in this Agreement shall be determined by a single arbitrator selected in accordance with the commercial arbitration rules of the American Arbitration Association (the Arbitration Rules ). The arbitration shall be conducted pursuant to the Arbitration Rules and in accordance with the substantive law of the State of New York. The award rendered by the arbitrator shall be final and judgment may be entered upon it in any court having jurisdiction over the parties. No party shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against the other party who has initiated in court a putative class action; or who is a member of putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until: (i) the class certification is denied; (ii) the class is decertified; or (iii) the party is excluded from the class by the court. Failure to enforce this agreement to arbitrate shall not constitute a waiver of any rights under this Agreement except to the extent stated herein. 12. Miscellaneous. (a) No assignment (as that term is used in the Advisers Act) of this Agreement may be made by the Manager without the consent of the Client. No assignment of this Agreement may be made by the Client without the written consent of the Manager. Subject to the foregoing, this Agreement shall inure to the benefit of and be binding upon the parties hereto, their successors and permitted assigns. (b) This Agreement constitutes the entire agreement of the parties with respect to the management of the Client s Account. This Agreement may be modified or amended by the Manager upon written notice to the Client. This Agreement may not be modified or amended by the Client except as agreed by the Manager in writing. This Agreement supersedes all previous agreements and understandings between the parties hereto with respect to the subject matter hereof. This Agreement shall be construed in accordance with and governed by the laws of the State of New York without giving effect to principles of conflicts of laws, provided that nothing herein shall be construed in any manner inconsistent with the Advisers Act or any rule, regulation or order of the Securities and Exchange Commission promulgated thereunder. If any provision of this Agreement shall be declared to be invalid, such declaration shall not be deemed to affect the validity of any of the other provisions. (c) The Client shall promptly notify the Manager (and, in any event, within fifteen days) of any modification to the Authorized Officers and other Agents set forth in Part Four of the New Account Package, and shall include a copy of such modification and its effective date. As provided in Section 2(e), the Client shall give the Manager reasonable prior written notice of its intention to change the Custodian, and the Manager shall have the right to terminate this Agreement prior to the effective date of such change. The Manager shall have no liability under any applicable law other than as specifically provided herein with respect to this Agreement (including any information in other parts of the New Account Package referenced herein), or under any amendment to the Investment Guidelines to the extent such amendment affects the Manager without the Manager s written consent. (d) Notifications to the Client should be sent to the Client address most recently provided in writing, or confirmed in writing, to the Manager by the Client or the firm of the Client s financial advisor/consultant. (e) This Agreement may be executed in any number of counterparts, all of which together shall constitute a single instrument. (f) No amendment, supplement or termination of this Agreement shall prevent the fulfillment by the Manager of any binding commitment made by it in respect of the Account s assets before notification or such amendment, supplement or termination was received by the Manager. Note: This Agreement contains a pre-dispute arbitration clause, which is located in Section 11 hereof. MSWM (IMS) (08/01/2014) Page 12 of 14

13 EXHIBIT A For Plan Clients Only Compensation Disclosure Statement Furnished Pursuant to Rule 408b-2 under ERISA This Compensation Disclosure Statement provides disclosure concerning the compensation expected to be received by the Manager and applicable Sub-Adviser(s) in connection with the investment management services they provide to the Client that is a Plan. The Manager and the applicable Sub-Adviser(s) provide investment management services to the Plan in accordance with the investment management strategy selected on behalf of the Plan, which is described in Item 8 (Methods of Analysis, Investment Strategies and Risk of Loss) of the Manager s Form ADV Disclosure Document, pursuant to this Agreement between the Manager and the Plan. The Sub-Adviser(s) for each investment management strategy that is available through the Manager is identified in Item 8 (Methods of Analysis, Investment Strategies and Risk of Loss) of the Manager s Form ADV Disclosure Document. Each of the Manager and applicable Sub-Adviser(s) will provide investment management services to the Plan pursuant to the terms of this Agreement as a fiduciary, as such term is defined in Section 3(21) of ERISA, and as an investment adviser registered under the Advisers Act. For its services, the Manager receives an investment management fee directly from the Plan calculated as a percentage of assets under the Manager s management at the per annum percentage rate specified in this Agreement. The Manager pays all or a portion of this fee to the applicable Sub-Adviser(s). The Manager generally is paid its investment management fee on a quarterly basis either in advance or in arrears, as provided in this Agreement. o o If fees are paid in advance and this Agreement is terminated during a quarter, the Manager will refund to the Plan a pro-rata portion of pre-paid investment management fees. The Manager will not charge any compensation or fees in connection with the termination of this Agreement. If fees are paid in arrears and this Agreement is terminated during a quarter, a pro-rated investment management fee will be charged to the Plan for the portion of the quarter during which the Manager provided investment management services. No other compensation will be payable to the Manager in the event this Agreement is terminated. The Manager s fees are collected in accordance with the provisions of this Agreement. Depending on the investment management strategy selected on behalf of the Plan, either the Manager or the applicable Sub- Adviser(s) will be responsible for selecting broker-dealers to execute securities transactions. See Item 12 (Brokerage Practices) of the Manager s Form ADV Disclosure Document. o o For investment management strategies for which Western Asset Management Company ( Western ) is not the Sub- Adviser, the Manager is responsible for selecting broker-dealers to execute securities transactions. The Manager does not direct client brokerage transactions to any broker-dealer in exchange for products and services (e.g., proprietary or third party research), other than execution services for securities transactions on behalf of its clients, or otherwise participate in soft dollar arrangements. For investment management strategies for which Western is the Sub-Adviser, Western is responsible for selecting broker-dealers to execute securities transactions. Western does not direct client brokerage transactions to any brokerdealer in exchange for products and services (e.g., proprietary or third party research), other than execution services for securities transactions on behalf of its clients, or otherwise participate in soft dollar arrangement. While Western does not participate in any arrangements to exchange brokerage activity for services and benefits, Western may receive research or other services from broker-dealers in the ordinary course of trading on behalf of client accounts. Such items are received in the context of general business relationships with the broker-dealers, and it is MSWM (IMS) (08/01/2014) Page 13 of 14

14 not possible or practicable to allocate the costs or benefits of such research to particular client accounts, including the Account. From time to time, employees of the Manager and the Sub-Advisers may receive non-monetary compensation such as gifts and entertainment from vendors (e.g., broker-dealers) with whom they may engage in business dealings on behalf of clients, including the Plan. Under the Manager s and the Sub-Advisers compliance policies, an employee of the Manager or a Sub- Adviser may not accept gifts or entertainment that are conditioned on directing specific transactions or a specific level of business to another firm. The Manager and the Sub-Advisers believe that any gifts and entertainment received by their employees from a vendor are received in the context of a general business relationship with the vendor and should not be viewed as attributable or allocable to any transactions engaged in with such vendor on behalf of their clients, including the Plan. In any event, if the value of gifts and entertainment received by employees of the Manager or the Sub-Advisers were allocated by such firms to investment advisory clients, including the Plan, pro rata based on the value of each client s account in relation to total assets under management, the Manager believes the value allocated to the Plan would be beneath the Department of Labor s de minimis reporting threshold for non-monetary compensation. MSWM (IMS) (08/01/2014) Page 14 of 14

INVESTMENT ADVISORY AGREEMENT. Horizon Investments, LLC Lifetime Income Strategy

INVESTMENT ADVISORY AGREEMENT. Horizon Investments, LLC Lifetime Income Strategy INVESTMENT ADVISORY AGREEMENT Horizon Investments, LLC Lifetime Income Strategy This agreement (the Agreement ) for investment management services is entered into by and between HORIZON INVESTMENTS, LLC

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This Investment Advisory Agreement is entered into by and between CONFLUENCE INVESTMENT MANAGEMENT LLC, a Delaware limited liability company ( Adviser ), and the undersigned

More information

BMA ADVISORS, LLC Investment Advisory Agreement

BMA ADVISORS, LLC Investment Advisory Agreement BMA ADVISORS, LLC Investment Advisory Agreement 608 Silver Spur Road, Suite 100, Rolling Hills Estates, CA 90274 This agreement describes the relationship between BMA Advisors, LLC (hereinafter BMA ) and

More information

Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT

Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT THIS INVESTMENT ADVISORY CONTRACT (this Agreement ) is made as of the Effective Date (defined below), between, whose address is and whose email

More information

TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT 1. MODEL PORTFOLIOS PROGRAM

TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT 1. MODEL PORTFOLIOS PROGRAM TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT This Investment Advisory Client Agreement ( Agreement ) is entered into by and between Woodbury Financial Services, Inc., a registered

More information

INVESTMENT ADVISORY MANAGEMENT AGREEMENT

INVESTMENT ADVISORY MANAGEMENT AGREEMENT INVESTMENT ADVISORY MANAGEMENT AGREEMENT This Investment Advisory Agreement ( Agreement ) is entered into this day of, 20, by and between Rockbridge Asset Management, LLC ( Rockbridge ), a Registered Investment

More information

Spark Advisors Advisory Agreement

Spark Advisors Advisory Agreement Spark Advisors Advisory Agreement This Investment Advisor Agreement ( Agreement ) is by and between Spark Advisors, LLC ( Spark Advisors or Adviser ), a registered investment adviser, and the party electronically

More information

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement )

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Management and Advisory Agreement This Investment Management and Advisory Services ( Advisory Services ) Agreement dated

More information

Advisory Agreement: Asset Management Services

Advisory Agreement: Asset Management Services Advisory Agreement: Asset Management Services This Investment Advisory Services Agreement for asset management services ( Agreement ) is made by and between MyWealthyOptions LLC ( MWO or Adviser ), a registered

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT Merit Advisors, Inc. Registered Investment Adviser 121 NE 50th Street Oklahoma City, OK 73105 www.meritadvisors.com INVESTMENT ADVISORY AGREEMENT This Agreement is made this day of, 20 between Merit Advisors,

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Equity Planning Group, Inc. 7035 Orchard Lake Road, Suite 700 West Bloomfield, Ml 48322 (248) 932-4600 - Fax (248) 932-4610 Equity Planning Group, Inc. Registered Investment

More information

INVESTMENT MANAGEMENT SERVICES AGREEMENT

INVESTMENT MANAGEMENT SERVICES AGREEMENT INVESTMENT MANAGEMENT SERVICES AGREEMENT THIS AGREEMENT is made this day of, 20 by and between I.Q. Trends Private Client Asset Management (the Advisor ), a California corporation, whose principal place

More information

DOGPATCH CAPITAL WeALTH & InvesTmenT management

DOGPATCH CAPITAL WeALTH & InvesTmenT management DOGPATCH CAPITAL Wealth & Investment Management INVESTMENT ADVISORY AGREEMENT Dogpatch Capital LLC ( Advisor ), an investment Advisor domiciled in the State of California, agrees to act as an investment

More information

BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT

BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT AGREEMENT, made this day of 20, between the undersigned party (hereinafter referred to as the Client or You ) and BCK Partners, Inc., a Registered

More information

Investment Advisory Agreement

Investment Advisory Agreement Investment Advisory Agreement Whereas ("Client") hereby appoints Fried Asset Management, Inc. ("Adviser") as investment adviser to manage the investment and reinvestment of the cash and securities in the

More information

VERSION 6.23.15 QUANTUM FINANCIAL ADVISORS

VERSION 6.23.15 QUANTUM FINANCIAL ADVISORS VERSION 6.23.15 Q F A NON- D I S C R E T I O N A R Y I A A G R E E M E N T ( D C ) QUANTUM FINANCIAL ADVISORS N O N D I S C R E T I O N A R Y I N V E S T M E N T A D V I S O R Y A G R E E M E N T THIS

More information

WEALTH MANAGEMENT SERVICES AGREEMENT

WEALTH MANAGEMENT SERVICES AGREEMENT WEALTH MANAGEMENT SERVICES AGREEMENT This Agreement is entered into by George Papadopoulos (hereinafter referred to as the Adviser ) and ( hereinafter referred to as the "Client or You ), and outlines

More information

I N V E S T M E N T A D V I S O R Y A G R E E M E N T

I N V E S T M E N T A D V I S O R Y A G R E E M E N T I N V E S T M E N T A D V I S O R Y A G R E E M E N T AGREEMENT, made this day of, 20 between the undersigned party,, whose mailing address is (hereinafter referred to as the CLIENT ), and TRADEWINDS CAPITAL

More information

Discretionary Investment Management Agreement Vulcan Investments LLC 2100SouthBridge Pkwy Suite 650, Birmingham AL, 35209 1. Scope of Engagement a)

Discretionary Investment Management Agreement Vulcan Investments LLC 2100SouthBridge Pkwy Suite 650, Birmingham AL, 35209 1. Scope of Engagement a) Discretionary Investment Management Agreement This investment management agreement (the Agreement ) is, made this day of, 20 Between the undersigned party, Client(s) whose mailing address is. (Hereinafter

More information

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT DISCRETIONARY INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, (hereinafter referred to as the Client ), and Walkner Condon Financial Advisors LLC, a registered

More information

INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell

INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell MEMBER FINRA & SIPC 16660 Dallas Parkway, Suite 2200 Dallas, Texas 75248 INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell This INVESTMENT ADVISORY AGREEMENT ( Agreement ) is entered into

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Ceera Investments, LLC ( Adviser ), a registered investment adviser under the Investment Adviser s Act of 1940 (the "Adviser s Act") agrees to act as an investment adviser

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT 1150 Bob Courtway Dr. Suite 50 Conway, AR 72032 This Investment Advisory Agreement made and entered into this Day of,20 by (Client). Client hereby agrees to engage Veritas

More information

Client Information Worksheet

Client Information Worksheet Client Information Worksheet Account Name: Address: Email: City/State/Zip: Social Security No.: Date of Birth: Home Tel No: Business/Cell Tel No: Employer s Name: Employer s Address: Spouse s Name: Date

More information

Advisory AgreementAdvisory Agreement

Advisory AgreementAdvisory Agreement Advisory AgreementAdvisory Agreement This Advisory Agreement ( Agreement ), made this day of, 20 between the below signed party(s) (hereinafter referred to as the Client ), and Phalanx Wealth Management,

More information

NON-DISCRETIONARY ADVISORY AGREEMENT

NON-DISCRETIONARY ADVISORY AGREEMENT NON-DISCRETIONARY ADVISORY AGREEMENT THIS NON-DISCRETIONARY ADVISORY AGREEMENT is made by and between the undersigned (the Client ) and Values First Advisors, Inc. (the Advisor ). The Client hereby retains

More information

mabc Investment Advisors, LLC PO Box 71 1322 Houston, TX 77271 Tel: 713-777-0260 7914 Candle Ln Houston, TX 77071 Cell: 713-516-2310

mabc Investment Advisors, LLC PO Box 71 1322 Houston, TX 77271 Tel: 713-777-0260 7914 Candle Ln Houston, TX 77071 Cell: 713-516-2310 REGULAR NON-DISCRETIONARY INVESTMENT ADVISORY SERVICES AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter referred to as the Client ), and mabc

More information

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT FINANCIAL PLANNING AND CONSULTING AGREEMENT This financial planning and/or consulting agreement ( Agreement ) made as of the day of, 2016 between the undersigned party, ( Client ), the Investment Advisory

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This AGREEMENT, made this day of,2005 between (hereinafter referred to as the [Client(s)], and TCS Financial Services, Inc., a Registered Investment Adviser, whose mailing

More information

2A. Investment Objective Definitions. Capital Preservation - a conservative investment strategy characterized by a desire to avoid risk of loss;

2A. Investment Objective Definitions. Capital Preservation - a conservative investment strategy characterized by a desire to avoid risk of loss; CUSTOMER ACCOUNT AGREEMENT This Customer Account Agreement (the Agreement ) sets forth the respective rights and obligations of Apex Clearing Corporation ( you or your or Apex ) and the Customer s (as

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Conner Management Group, LLC ( Adviser ), a registered investment adviser under the Investment Adviser s Act of 1940 (the "Adviser s Act") agrees to act as an investment adviser

More information

PIH INVESTMENTS, LLC INVESTMENT ADVISORY AGREEMENT

PIH INVESTMENTS, LLC INVESTMENT ADVISORY AGREEMENT PIH INVESTMENTS, LLC INVESTMENT ADVISORY AGREEMENT On this day of, in the year, by and between Pih Investments, LLC ( Advisor ) and ( Client ). WITNESSETH WHEREAS, the undersigned Client being duly authorized

More information

Charles Carroll Financial Partners, LLC INVESTMENT ADVISORY CONTRACT

Charles Carroll Financial Partners, LLC INVESTMENT ADVISORY CONTRACT Charles Carroll Financial Partners, LLC INVESTMENT ADVISORY CONTRACT Charles Carroll Financial Partners Investment Advisory Contract 03-13 1 INVESTMENT AGREEMENT The undersigned ( Client ), being duly

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT Wealth through ingenuity. INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party,, whose mailing address is (hereinafter referred to as the CLIENT ), and CMG CAPITAL

More information

SANDLAPPER Wealth Management, LLC. A SANDLAPPER company. Investment Management Agreement

SANDLAPPER Wealth Management, LLC. A SANDLAPPER company. Investment Management Agreement 800 E North Street 2 nd Floor Greenville, SC 29601 Investment Advisory Agreement Office/Advisor: / Account Number: This Agreement is entered into by and between: Client(s) (hereinafter referred to as you

More information

HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113

HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113 HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113 (651) 638-9428 Fax (651) 638-9356 terry@hometownfp.com Terry Warren Nelson, CFP MS Registered Investment Advisor THIS CLIENT AGREEMENT

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT The undersigned client ( I ) agrees to engage WealthStrategies Financial Advisors, LLC ( you ) as advisor for the Account(s) custodied with FOLIOfn Investments, Inc. ( Account(s) ) upon the following terms

More information

Investment Advisory Agreement. Advantage Portfolio Management Program

Investment Advisory Agreement. Advantage Portfolio Management Program Investment Advisory Agreement Advantage Portfolio Management Program Dear Sirs/Madams: This Investment Advisory Agreement confirms our agreement as to the following: CLIENT NAME(s): ( Client ) ACCOUNT

More information

Vorpahl Wing Securities, Inc. Assets Management Agreement

Vorpahl Wing Securities, Inc. Assets Management Agreement Vorpahl Wing Securities, Inc. Assets Management Agreement Account : Account # IAR # This Assets Management Agreement together with the Schedules attached hereto, (collectively the Agreement ), is by and

More information

ASSET MANAGEMENT AGREEMENT. Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035

ASSET MANAGEMENT AGREEMENT. Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035 ASSET MANAGEMENT AGREEMENT Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035 This Agreement (hereinafter referred to as Agreement) is made and entered into by and

More information

UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC.

UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC. UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC. THIS CUSTODY AND EXECUTION AGREEMENT ( Agreement ) describes the securities

More information

Miller Financial Services, LLC Advisory Services Agreement

Miller Financial Services, LLC Advisory Services Agreement Miller Financial Services, LLC Advisory Services Agreement This Agreement (the Agreement ) is made and entered into, by and between, Miller Financial Services, LLC (the Advisor ) and xx (the Client ),

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter referred to as the CLIENT ), and SCARBOROUGH CAPITAL CORPORATION, a registered

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT This CLIENT ADVISORY AGREEMENT (this Agreement ) dated is made between Liberty Partners Capital Management, LLC, a Wyoming-based limited liability company, hereinafter referred to as LPCM or Adviser and

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This Investment Advisory Agreement sets forth the terms upon which Client engages Grossman Financial Management as a financial and investment advisor. Agreement The undersigned

More information

Investment Advisory Agreement

Investment Advisory Agreement This Investment Advisory Agreement ( Agreement ) is entered into by and between ( Client ), SPC Financial (SPC) a U.S. Securities & Exchange Commission ( SEC ) Independent Registered Investment Adviser,

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This Agreement is between the undersigned individual or entity ( Client ) and Van Meter Associates, LLC ( Adviser ). The parties agree as follows: 1. Appointment of Manager.

More information

PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151

PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151 Legent Clearing Account Number PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151 1 LC12 07/05 Customer Agreement for Prime Brokerage Clearance Services: Customer Name: Account Number: This Agreement

More information

CLIENT APPLICATION & INVESTMENT ADVISORY AGREEMENT

CLIENT APPLICATION & INVESTMENT ADVISORY AGREEMENT CLIENT APPLICATION & INVESTMENT ADVISORY AGREEMENT MarketCycle Wealth Management, LLC Phone / fax: 1-800-MWM-8635 MarketCycle Wealth Management, LLC Primary Account Owner/Trustee (please fill in all that

More information

Financial Planning/Consulting Services Agreement

Financial Planning/Consulting Services Agreement Client s Name: Joint Client s Name: Investment Advisor Representative: Date of this Agreeement: Client and Joint Client (collectively Client ), Transamerica Financial Advisors, Inc. ( TFA ), an investment

More information

INVESTMENT CONSULTING SERVICES AGREEMENT

INVESTMENT CONSULTING SERVICES AGREEMENT INVESTMENT CONSULTING SERVICES AGREEMENT THIS AGREEMENT is made this day of, 20 by and between I.Q. Trends Private Client Asset Management (the Advisor ), a California corporation, whose principal place

More information

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT DISCRETIONARY INVESTMENT ADVISORY AGREEMENT This Discretionary Investment Advisory Agreement (this Agreement ) is between (the "Client") and LEONARD L. GOLDBERG d/b/a GOLDBERG CAPITAL MANAGEMENT, a sole

More information

Discretionary Investment Management Agreement. Premier SEP IRA. Ameritas Investment Corp. 5900 "O" Street Lincoln, NE 68510-2234

Discretionary Investment Management Agreement. Premier SEP IRA. Ameritas Investment Corp. 5900 O Street Lincoln, NE 68510-2234 Discretionary Investment Management Agreement Premier SEP IRA Ameritas Investment Corp. 5900 "O" Street Lincoln, NE 68510-2234 DISCRETIONARY INVESTMENT MANAGEMENT AGREEMENT Ameritas Investment Corp. By

More information

UBS Financial Services Inc. DC Advisory Consulting Services Agreement

UBS Financial Services Inc. DC Advisory Consulting Services Agreement . DC Advisory Consulting Services Agreement This agreement ( Agreement ) describes the consulting services provided in the DC Advisory program ( DC Advisory ), an investment advisory service of. (the Firm,

More information

Client Advisory Agreement

Client Advisory Agreement Client Advisory Agreement THIS AGREEMENT is between Eugenias Advisory Group, LLC (EAG) hereinafter referred to as the Advisor and (the Client ). Any reference in this document to Client will refer to all

More information

Discretionary Investment Advisory Agreement

Discretionary Investment Advisory Agreement Discretionary Investment Advisory Agreement This INVESTMENT ADVISORY AGREEMENT (hereinafter referred to as the Agreement ) is made and entered into this day of _, 20, by and between investment advisory

More information

CLIENT NAME Address City, State ZIP

CLIENT NAME Address City, State ZIP TriMarC Wealth Management LLC INVESTMENT ADVISORY CONTRACT CLIENT NAME Address City, State ZIP The undersigned ( Client ), being duly authorized, has established an Account/Relationship (the Account ),

More information

Everhart Advisors Asset Management Agreement

Everhart Advisors Asset Management Agreement Everhart Advisors Asset Management Agreement This Asset Management Agreement ( Agreement ) is entered into between and agreed to by the client as described below ("Client") and Everhart Financial Group,

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT THIS INVESTMENT ADVISORY AGREEMENT is made on the Effective Date identified below by and between the investment advisors affiliated with BCG Securities, Inc. ( Advisor ),

More information

INVESTMENT ADVISORY AGREEMENT INSTRUCTIONS

INVESTMENT ADVISORY AGREEMENT INSTRUCTIONS INVESTMENT ADVISORY AGREEMENT INSTRUCTIONS Please find attached (or enclosed) the following documents: 1. Investment Advisory Agreement 2. Schedule A: Investment Management Fee Schedule 3. Schedule B:

More information

INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES

INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES MEMBER FINRA SIPC Internal Branch Code: Internal Representative Code: Effective Date: Date Sent to Client: By signing this Investment Adviser

More information

Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220

Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220 Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220 Institutional New Account Application and Agreement ACCOUNT INFORMATION Name of Institution

More information

NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS

NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS Mid Atlantic Capital Corporation The Times Building 336 Fourth Avenue Pittsburgh, PA 15222 412-391-7077 Fax: 412-391-2207 General Information: NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS

More information

FOREXer Advisory ADVISORY AGREEMENT. Last update of this DisclosureDocument is Aug 1 st, 2013.

FOREXer Advisory ADVISORY AGREEMENT. Last update of this DisclosureDocument is Aug 1 st, 2013. FOREXer Advisory ADVISORY AGREEMENT Last update of this DisclosureDocument is Aug 1 st, 2013. TRADING ADVISORY AGREEMENT This Trading Advisory Agreement (the Agreement ) is entered into as of the Date:-------------------by

More information

CLIENT ADVISORY AGREEMENT

CLIENT ADVISORY AGREEMENT CLIENT ADVISORY AGREEMENT This is an agreement between a California Registered Investment Advisor ( Advisor ) with its principal office at 13 B Hatton Avenue, Spreckels, California, and ( Client ). By

More information

Cornerstone Asset Management Services, Inc.

Cornerstone Asset Management Services, Inc. Asset Management Services, Inc. Client Background Information Form Account Title/Owner: Date of Birth: SSN: Joint Owner: Date of Birth: SSN: Address: For Office Use Only: Received: [ ] Scanned [ ] Emailed

More information

Four Ponds Financial Planning LLC Client Services Engagement Agreement: Financial Planning & Investment Consultation Services

Four Ponds Financial Planning LLC Client Services Engagement Agreement: Financial Planning & Investment Consultation Services Four Ponds Financial Planning LLC Client Services Engagement Agreement: Financial Planning & Investment Consultation Services Please review this Client Services Engagement Agreement ( Agreement ) carefully

More information

ENVESTNET PRIVATE WEALTH MANAGEMENT PROGRAM TERMS AND CONDITIONS

ENVESTNET PRIVATE WEALTH MANAGEMENT PROGRAM TERMS AND CONDITIONS ENVESTNET PRIVATE WEALTH MANAGEMENT PROGRAM TERMS AND CONDITIONS By executing the Statement of Investment Selection (the SIS ) attached here, Client has entered into an agreement with an independent financial

More information

Atria Investments Sub-Advisory Agreement

Atria Investments Sub-Advisory Agreement This Sub-Advisory agreement ( Agreement ) is entered into on, 200, ( Effective Date ) by and between Atria Investments LLC, a North Carolina limited liability corporation with its principal place of business

More information

BRIARWOOD CAPITAL MANAGEMENT INC. MANAGED ACCOUNT AGREEMENT

BRIARWOOD CAPITAL MANAGEMENT INC. MANAGED ACCOUNT AGREEMENT BRIARWOOD CAPITAL MANAGEMENT INC. MANAGED ACCOUNT AGREEMENT THIS MANAGED ACCOUNT AGREEMENT (the "Agreement") is made by and between BRIARWOOD CAPITAL MANAGEMENT INC., a New York corporation (the "Advisor")

More information

JQR Capital Management, LLC INVESTMENT ADVISORY CONTRACT

JQR Capital Management, LLC INVESTMENT ADVISORY CONTRACT JQR Capital Management, LLC INVESTMENT ADVISORY CONTRACT For Version Date: 05/02/2016 The undersigned ( Client ), being duly authorized, has established an account (the Account ) and hereby agrees to engage

More information

FINANCIAL PLANNING CLIENT AGREEMENT

FINANCIAL PLANNING CLIENT AGREEMENT FINANCIAL PLANNING CLIENT AGREEMENT This Financial Planning Agreement ( Agreement ) is entered into by and among LPL Financial Corporation ( LPL ), a registered investment advisor, the LPL Investment Adviser

More information

Investment Advisory Agreement

Investment Advisory Agreement Today s hybrid solution Investment Advisory Agreement AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter the Client ), and Private Advisor Group, LLC,

More information

INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER]

INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER] INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER] THIS AGREEMENT, dated as of this day of, 20 is made by and between [NAME

More information

Orbit Group Advisory Services LLC INVESTMENT ADVISORY CONTRACT. 100 International Drive, Buffalo, New York 14221

Orbit Group Advisory Services LLC INVESTMENT ADVISORY CONTRACT. 100 International Drive, Buffalo, New York 14221 Orbit Group Advisory Services LLC INVESTMENT ADVISORY CONTRACT 100 International Drive, Buffalo, New York 14221 Version Date: 03/12/2015 The undersigned ( Client ), being duly authorized, has established

More information

Marketwise Private Asset Management INVESTMENT ADVISORY CONTRACT. CLIENT NAME Address City, State ZIP Date: MM/DD/YYYY

Marketwise Private Asset Management INVESTMENT ADVISORY CONTRACT. CLIENT NAME Address City, State ZIP Date: MM/DD/YYYY Marketwise Private Asset Management INVESTMENT ADVISORY CONTRACT CLIENT NAME Address City, State ZIP Date: MM/DD/YYYY The undersigned ( Client ), being duly authorized, has established an Account/Relationship

More information

Margin Agreement. Account Number: To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC.

Margin Agreement. Account Number: To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC. Margin Agreement To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC. Account Number: 1. I agree as follows with respect to the margin account I have opened with you for the purchase and sale

More information

CLS Investments, LLC Instructions for the Solicitor Application and Agreement

CLS Investments, LLC Instructions for the Solicitor Application and Agreement CLS Investments, LLC Instructions for the Solicitor Application and Agreement Please complete all fields on page 1 of the Solicitor Application and Agreement. Some general guidelines are set forth below.

More information

WEALTH ADVISORY SERVICES AGREEMENT

WEALTH ADVISORY SERVICES AGREEMENT WEALTH ADVISORY SERVICES AGREEMENT THIS AGREEMENT sets forth contract terms between truenorth Financial Services, LLC doing business as truenorth Wealth Advisors (truenorth, we or us) and Client 1 & Client

More information

INVESTMENT MANAGEMENT AGREEMENT Client: Client and/or Spouse or Institutional Client

INVESTMENT MANAGEMENT AGREEMENT Client: Client and/or Spouse or Institutional Client This Agreement sets forth the contract terms between CARTER CAPITAL MANAGEMENT ( Advisor ), and Client and/or Spouse or Institutional Client In consideration of the mutual benefits to be derived from the

More information

Client Services Agreement: Financial Planning and Investment Consultation

Client Services Agreement: Financial Planning and Investment Consultation Client Services Agreement: Financial Planning and Investment Consultation Please review this Client Services Engagement Agreement ( Agreement ) carefully as it sets forth the understanding between you

More information

Investment Supervision Agreements

Investment Supervision Agreements WEALTH MANAGEMENT ADVISORY & CONSULTING AGREEMENT Collaborative Financial Solutions, LLC 5266 Hollister Ave. #220 Santa Barbara, CA 93111 805.965.0101 Client Profile Information: Client (Minor, if custodial

More information

Investment Management Agreement

Investment Management Agreement Investment Management Agreement Account Name: Registration Type: Investment Amount: Lindner Capital Advisors, Inc. ("LCA", "we", "our", or "us") a Georgia corporation and investment advisor registered

More information

Participation Agreement ETF Model Solutions Collective Investment Trust

Participation Agreement ETF Model Solutions Collective Investment Trust Participation Agreement ETF Model Solutions Collective Investment Trust This Participation Agreement (the Agreement ), is made as of the day of, 2014, by Alta Trust Company, a trust company chartered under

More information

SPRING OCEAN CAPITAL LLC INVESTMENT ADVISORY AGREEMENT. Terms and Conditions. 1. Advisor s Discretionary Authority and Responsibilities

SPRING OCEAN CAPITAL LLC INVESTMENT ADVISORY AGREEMENT. Terms and Conditions. 1. Advisor s Discretionary Authority and Responsibilities SPRING OCEAN CAPITAL LLC INVESTMENT ADVISORY AGREEMENT Spring Ocean Capital LLC ( Advisor ), and Client enter into this Investment Advisory Agreement ( Agreement ) as of the Effective Date (signing date).

More information

Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients

Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients This Agreement is entered into between Interactive Brokers Hong Kong Ltd ("IB") and the undersigned

More information

FORESTERS ADVISORY SERVICES, LLC PREMIER MUTUAL FUND ADVISORY PROGRAM CLIENT AGREEMENT

FORESTERS ADVISORY SERVICES, LLC PREMIER MUTUAL FUND ADVISORY PROGRAM CLIENT AGREEMENT FORESTERS ADVISORY SERVICES, LLC PREMIER MUTUAL FUND ADVISORY PROGRAM CLIENT AGREEMENT This Premier Mutual Fund Advisory Program Client Agreement ( Agreement ) is made as of the Effective Date, as that

More information

WEALTH MANAGEMENT CONSULTING CLIENT AGREEMENT

WEALTH MANAGEMENT CONSULTING CLIENT AGREEMENT W E A L T H M A N A G E M E N T WEALTH MANAGEMENT CONSULTING CLIENT AGREEMENT THIS AGREEMENT (hereinafter Agreement ) is made by and among the undersigned customer (hereinafter Client ); Commonwealth Equity

More information

Amendment and Consent No. 2 (Morris County Renewable Energy Program, Series 2011)

Amendment and Consent No. 2 (Morris County Renewable Energy Program, Series 2011) Execution Version Amendment and Consent No. 2 (Morris County Renewable Energy Program, Series 2011) by and among MORRIS COUNTY IMPROVEMENT AUTHORITY, COUNTY OF MORRIS, NEW JERSEY, U.S. BANK NATIONAL ASSOCIATION

More information

ERISA 408(b)(2) Sample Advisory Agreement and Memorandum

ERISA 408(b)(2) Sample Advisory Agreement and Memorandum ERISA 408(b)(2) Sample Advisory Agreement and Memorandum The following memorandum and the accompanying sample Advisory Agreement are intended to highlight general considerations by investment advisers

More information

Option Account Application and Agreement

Option Account Application and Agreement and Agreement Corporate and Institutional Accounts Please provide/complete the following: Customer Information page 2 Financial Information page 2 Investment Objectives and Experience page 2 Desired Trading

More information

HOURLY CONSULTING AGREEMENT

HOURLY CONSULTING AGREEMENT 4245 Kemp Blvd., Suite 1007 Wichita Falls, Texas 76308 HOURLY CONSULTING AGREEMENT This is an agreement between Personal Money Planning ( Advisor ), and ( Client ). By this agreement, Client retains Advisor

More information

Option Account Application and Agreement

Option Account Application and Agreement Option Account Application and Agreement Individual, Joint and Trust Accounts Instructions Please provide/complete the following: Customer Information page 2 Financial Information page 2 Investment Objectives

More information

Rev. 5/25/10 Page 1 of 4

Rev. 5/25/10 Page 1 of 4 PMA Securities, Inc. Institutional Brokerage Account Agreement 1. Provision of Services: To open a Brokerage Account ( Brokerage Account ) at PMA Securities, Inc. ( PMA, we, our or us ), you as the Applicant

More information

Agent Agreement WITNESSETH

Agent Agreement WITNESSETH PATRIOT NATIONAL UNDERWRITERS, INC. Agent Agreement THIS AGENT AGREEMENT (the Agreement ) is made and entered into by and between Patriot National Underwriters, Inc., a Texas corporation ( Patriot ), and

More information

Ameriprise Investor Unified Account Program

Ameriprise Investor Unified Account Program Provide this form to the client. Do NOT send it to the Corporate Office. Ameriprise Investor Unified Account Program 1. Overview of Investor Unified Account Program Ameriprise Financial Services, Inc.

More information

Insurance Producer Agreement

Insurance Producer Agreement Insurance Producer Agreement Section 1 - Producer s Authority The Producer shall periodically submit risks to the Company for its consideration as authorized by the Company. These risks shall be located

More information

CUSTOMER LIST PURCHASE AGREEMENT BY AND BETWEEN RICHARD PENNER SELLER. and S&W SEED COMPANY BUYER

CUSTOMER LIST PURCHASE AGREEMENT BY AND BETWEEN RICHARD PENNER SELLER. and S&W SEED COMPANY BUYER EXHIBIT 10.1 CUSTOMER LIST PURCHASE AGREEMENT BY AND BETWEEN RICHARD PENNER as SELLER and S&W SEED COMPANY as BUYER CUSTOMER LIST PURCHASE AGREEMENT THIS CUSTOMER LIST PURCHASE AGREEMENT ( Agreement )

More information

TRUE FINANCIAL WEALTH MANAGEMENT FIRM, LLC TM GENERAL FINANCIAL SERVICES BROCHURE* 224 Calle Diamante, Sedona, Arizona 86336 PART I of the ADV

TRUE FINANCIAL WEALTH MANAGEMENT FIRM, LLC TM GENERAL FINANCIAL SERVICES BROCHURE* 224 Calle Diamante, Sedona, Arizona 86336 PART I of the ADV TRUE FINANCIAL WEALTH MANAGEMENT FIRM, LLC TM GENERAL FINANCIAL SERVICES BROCHURE* 224 Calle Diamante, Sedona, Arizona 86336 PART I of the ADV The Firm True Financial Wealth Management Firm, LLC TM (Eileen

More information

Manager Select Wrap Fee Brochure

Manager Select Wrap Fee Brochure Manager Select Wrap Manager Fee Select Brochure Wrap Fee Brochure Wealth Management Services Manager Select Wrap Fee Brochure December 1, 2015 This brochure provides information about the qualifications

More information