Personal Property Inventory

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1 Personal Property Inventory

2 Why Do I Need an Inventory? Your homeowners insurance provides you with the security of knowing that your personal possessions are protected in the event of a loss. However, Liberty Mutual can only pay you for the items you can document after a loss has occurred. You should conduct an inventory of your personal property so that you have a record of what you own. Following a loss, this inventory can assist you in determining the items that were destroyed or stolen. How Do I Conduct an Inventory? Identify the contents of each room, cabinet and closet in your home and take photos or make a video of your valuables. Identify and date the photos or videos and keep them with your inventory in a safety deposit or fireproof box. A complete household inventory will provide: A permanent record of the contents of your home and their value Serial numbers, manufacturers names and model numbers to assist in the identification of stolen items It is a good idea to update your inventory periodically as you purchase new items for your home. How Do I Know I Have Enough Insurance? A household inventory can also help you determine how much insurance you need to cover your possessions.your coverage should always equal what it would cost to replace your property at today s prices, less a reasonable amount for depreciation.you should also have high-value items such as jewelry, furs and fine art objects appraised regularly to ensure that you have enough insurance to cover their value.

3 SPECIAL ITEMS OF VALUE Jewelry, Furs, Silver, Paintings, Guns, Cameras, Collections, Art Objects ARTICLE (description) / Model # PURCHASED PRICE PURCHASED FROM ANTIQUES ID MARKS APPRAISED VALUE PURCHASED FROM CREDIT CARD REGISTER COMPANY CARD NUMBER 1

4 LIVING ROOM Sofas Chairs Lamps Rugs Tables Curtains Draperies Mirrors Clocks Radios Piano/Organ Stereo Paintings: (List) Desk Fireplace Equipment Bookcase Television Video Games Tapes Compact Discs VCR DVD Player DVDs Air Conditioners Cabinet Contents: (List) Bric-a-brac: (List) 2

5 DINING ROOM Buffet Chairs Lamps Rugs Tables Curtains Draperies Mirrors Clocks China Crystal Linens Silver: (List) Flatware Paintings: (List) Appliances: (List) Cabinet Contents: (List) Bric-a-brac: (List) 3

6 BEDROOM 1 Beds Mattress/Box Spring Chairs Dressers Rugs Tables Curtains Drapes Mirrors Clocks Radios Linens Desk Nightstands Lamps Paintings: (List) Air Conditioner Window Units Television VCR DVD Player Bric-a-brac: (List) Shoes: (List) Clothing: (List) 4

7 BEDROOM 2 Beds Mattress/Box Spring Chairs Dressers Rugs Tables Curtains Drapes Mirrors Clocks Radios Linens Desk Nightstands Lamps Paintings: (List) Air Conditioner Window Units Television VCR DVD Player Bric-a-brac: (List) Shoes: (List) Clothing: (List) 5

8 BEDROOM 3 Beds Mattress/Box Spring Chairs Dressers Rugs Tables Curtains Drapes Mirrors Clocks Radios Linens Desk Nightstands Lamps Paintings: (List) Air Conditioner Window Units Television Sewing Machine Bric-a-brac: (List) Shoes: (List) Clothing: (List) 6

9 BEDROOM 4 Beds Mattress/Box Spring Chairs Dressers Rugs Tables Curtains Drapes Mirrors Clocks Radios Linens Desk Nightstands Lamps Paintings: (List) Air Conditioner Window Units Television Sewing Machine Bric-a-brac: (List) Shoes: (List) Clothing: (List) 7

10 KITCHEN / LAUNDRY ROOM Stove Refrigerator Dishwasher Table Chairs Cabinets Utensils Cutlery Dishes Glassware Freezer Microwave Rotisserie Food Processor Mixer Blender Radio Clock Television Washer Dryer Ironing Board Iron Pots and Pans Appliances: (List) 8

11 FAMILY ROOM / DEN Air Conditioner Television VCR Video Games Tape Player DVD Player DVDs Calculator Stereo Tapes Compact Discs Books Chairs Couches Rugs Desk Bookcase Curtains and Shades Mirrors Fireplace Equipment Lamps Piano/Organ Tables Cabinets Clock Paintings: (List) Games: (List) 9

12 BATHROOMS Whirlpool Cabinets Cabinet Contents: (List) Hamper Linens Hair Dryer Scale Shower Curtain Rugs Appliances: (List) HALLS Humidifier Rugs Mirrors Paintings: (List) 10

13 STORAGE BASEMENT Mower Snowblower Ladders Barbecue/Grill Chairs Dehumidifier Luggage Hand Tools Workbench Heating Unit Freezer Vacuum Cleaner ATTIC Luggage Furniture Trunks GARAGE Auto Equipment Garden Tools Lawn Furniture Other Tools: (List) 11

14 HOBBY ITEMS Bicycles Cameras Golf Equipment Ski Equipment Boating Equipment Power Tools Paint Set Pool Table Exercise Equipment Hunting Equipment Fishing Equipment Stamp Collection Carving Set Sewing Machine ADDITIONAL Home Computer Modem Hard Drive Processor Scanner Printer Fax Machine 12

15 ELECTRONICS PRICE PURCHASED FROM MODEL # OTHER 13

16 SUMMARY Page 1 Valuable Articles $ 2 Living Room $ 3 Dining Room $ 4 Bedroom (1) $ 5 Bedroom (2) $ 6 Bedroom (3) $ 7 Bedroom (4) $ 8 Kitchen/Laundry Room $ 9 Family Room $ 10 Bathrooms/Halls $ 11 Storage $ 12 Hobby Items $ 13 Additional Electronics $ 14 Other $ $ Present Insurance $ Additional Insurance (date ordered 20 ) $ Insurance Now $ Date: 14

17 CRIME PREVENTION TIPS 1. Keep lights on while you are away from home, preferably in the bathroom, upstairs and in other locations where a burglar can t see that the room is empty. 2. Give your home a lived-in look by investing in an inexpensive automatic timer that can turn lights and radios on and off at preset intervals. 3. Keep all ladders and tools inside your house. Avoid leaving windows open. 4. Lock it up! Keep all entrances to your home locked, including your garage door. Use dead bolts or other key-operated locks. 5. Protect your possessions. Put small items in a safety deposit box. Use a marking tool to engrave your driver s license number on the backs of stereos, television sets, etc. this will help identify stolen items. 6. Ask neighbors to watch your house and take in mail and newspapers so they don t pile up outside when you are away. 7. Keep track of your keys. Always remove your keys before checking or hanging your coat in a public place. Don t carry an address identification tag on your key chain. 8. Invest in a burglar alarm. You may be eligible for an additional discount on your Liberty Mutual homeowners policy if you do so. 15

18 CRIME PREVENTION TIPS Continued 19. Give details of your absence only to relatives and close friends. 10. Never allow strangers into your home without first asking for identification then check it carefully. 11. Take part in community anticrime programs. Report all suspicious activities in your neighborhood to the police. You might be able to prevent a burglary or halt one already in progress. 12. Make sure your homeowners policy provides adequate coverage for your personal property. CONTACT Contact your Liberty Mutual representative, or our Customer Response Center at Representatives at our center are available to serve you after business hours and on Saturdays. 16

19 Helping People Live Safer, More Secure Lives Since 1912 Thank you for considering Liberty Mutual for your insurance needs. As one of the leading providers of auto, home and life insurance in the United States and Canada, we are able to offer you a wide range of personal insurance products and services. And, with our strong financial ratings and our ranking in the top 150 of the Fortune 500 list of largest U.S. corporations, you ll be secure in knowing that when you need us, we ll be there for you. For more information about Liberty Mutual and our personal insurance products, stop by one of our 400 local offices in the U.S. and Canada, call us at , or visit us online at Auto and home insurance products are offered by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, Massachusetts. Liberty Mutual is an Equal Housing Insurer. Life insurance products are issued by Liberty Life Assurance Company of Boston, a member of the Liberty Mutual Group Liberty Mutual Insurance Group Printed on Recycled Paper SP /03 SR

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