Progressive Economic Narrative: Health Care

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Progressive Economic Narrative: Health Care"

Transcription

1 Progressive Economic Narrative: Health Care 1. What s Wrong with the Economy? Today the middle class is getting crushed and closed off. Working and middle-class families are struggling, while the super-rich and giant corporations get richer at the expense of the rest of us. American families are working harder and getting paid less, falling behind our parents' generation. Gone are the days when we all believed we had an opportunity to get ahead. Big corporations cut our wages and benefits and shipped jobs our overseas. They put profits before the best interests of workers, communities and the country as a whole. Too many Americans can t find good jobs and too many jobs don t pay enough to support a family. Today, more and more jobs have no health insurance. And workers who do get health insurance on the job are paying higher premiums for shrinking benefits. Today - if you lose a job, if you choose to or are forced to retire early, if you want to start a small business you can t get health affordable health insurance. And if you ve been sick, you may not be able to get health insurance at all. Health insurance companies are making record profits, paying their CEOs millions while denying care to people with pre-existing conditions, charging more if you are sick, and hiking deductibles and co-payments. Small businesses can t find affordable health insurance, making it difficult too often impossible to get decent health care for themselves and their employees. And now some in Washington want to take away the health security we do have. They want to privatize Medicare our national health insurance system for seniors forcing seniors to take a health insurance company voucher instead of keeping Medicare. They want to slash Medicaid, cutting vital benefits to struggling working families and people with disabilities. And they want to repeal Obamacare 1 just as it is beginning to reign in insurance company profits, ensure kids can stay on their parents insurance policies and reduce costs for seniors and small businesses. They want to return us to day when insurance companies can deny care because of preexisting conditions and losing your job will mean losing your health care. 1 You may notice we use the term ObamaCare throughout this document and not Heatlh Care Reform or ACA. We suggest we should say ObamaCare With Pride: President Obama is proud of ObamaCare, as he should be. We should celebrate his leadership in making access to affordable health care a right in the United States. People aren't sure what health care reform is, let alone The Affordable Care Act. ObamaCare they know, so let's trumpet it as a major accomplishment, to defend and build upon. 1

2 2. What does a successful economy look like? The American middle-class is the engine of our economy. We all do better when we all do better. The true measure of our economic success is the well-being of our families and the productivity of our nation, not the stock market and corporate profits. Our economic success is driven by innovating and investing in the future so that every American has a good job, can educate their kids, support and care for their families, have affordable health care and retire with security. Workers who earn good pay and have decent benefits, who can shop at local businesses and support and care for their families, keep the economy moving forward. Making good health care affordable is key to the economic security and success of families, business and our nation. - Families who can afford health insurance and health care will have more to money to educate their children, pay their mortgage or rent, save for their retirement and shop at local businesses. - Medicare our national health insurance system for seniors has meant that Americans can look forward to health care security into their retirement. - Making health insurance more affordable for small businesses will give them more to invest in growth and make it easier to attract employees. - Getting health insurance costs under control for our nation will make us more competitive in the global economy and free up more resources to invest in the nation s future and lower the deficit. 3. What is the role of government? A strong middle class doesn t happen by accident it s created by decisions we make together. We can invest in the future and build a large and prosperous middle class by the decisions we make together. Decisions to invest in people, provide health and retirement security, and to boost businesses that do the right thing starting with creating good jobs in America. The Affordable Care Act ObamaCare is one decision that our nation made to restore a strong middle class and guarantee health security for American families. 2

3 - Starting in 2014, ObamaCare will mean that almost every American has access to good, affordable health coverage. In 2014, even if you don t get health insurance at work, you ll be able to pay for health insurance on a sliding scale so premiums are affordable, and no insurance company will be able to turn you down because of a pre-existing condition or charge you more if you have been sick. More working families will be covered through Medicaid. - ObamaCare has already begun to reign in health insurance companies and improve benefits. Health insurance companies can no longer drop you if you are sick or stop paying if you have very costly care. Businesses and consumers will get $1.3 billion in rebates in 2012 because ObamaCare limits what insurance companies can spend on profits and administration. Soon every health insurance policy will have to cover prescription drugs and provide free check-ups and other preventive care. - Seniors in Medicare are now paying less for prescription drugs and getting free check-ups and preventive care thanks to ObamaCare. - Small businesses are getting tax-credits to help them buy insurance and in 2014 small businesses will be able to get lower insurance premiums thanks to new small-business markets that will give them the purchasing power of big business. - ObamaCare is helping young people just entering the job market, with 2.5 million young adults under the age of 26 keeping insurance under their parents health plans. - Nationally, thanks to changes started by ObamaCare, health care costs are starting to go down as hospitals and doctors are working together to provide better care, instead of profiting from care people don t need. Medicare and Medicaid are programs we created that have keep a promise of health security for seniors and other most in need for 30 years. This year they are again under attack. The Ryan Republican budget would: - Turn Medicare into a voucher program, forcing many seniors to pay sharply higher premiums to stay in traditional Medicare and keep their current doctors. - Increase Medicare s age eligibility from 65 to 67 increasing out of pocket costs by $4,300 a year for nearly 1 million seniors 3

4 - Increase costs to new Medicare beneficiaries pay by more than $1,200 by 2030 and $5,900 by Gut Medicaid the largest provider of long-term care coverage for seniors by shifting costs to cash-strapped states. 4. What s the political problem? To build a strong middle class, we need our elected representatives to work for all of us. Our government should ensure opportunity for every working family, not just those with the most money and power. We re not broke, we ve been robbed By the Wall Street speculators who wrecked our economy and got bailed out. By the corporate lobbyists who bought our democracy out from under us. By the super-rich who paid politicians to cut their tax rates in half while their incomes went up 500%. By the health insurance company CEOs who are making millions off of record profits by hiking our premiums while cutting our benefits. We need our elected officials to work for the interests of all of us, and to set rules that prevent the rich and powerful from crashing our economy, crushing the middle class and wrecking our democracy. We need our elected officials to take a stand against the insurance companies that are making tens of millions of dollars in secret contributions to run ads against ObamaCare, so that the American people don t know that health insurance companies are behind the attacks. We need our elected officials to keep the promise of Medicare, instead of rewarding health insurance lobbyists and CEO campaign contributors by replacing Medicare with limited vouchers for health insurance companies. Our democracy only works when all of us have an equal voice in making the rules we all live by. That s why we need to tear down barriers to voting and limit corporate lobbying and big money campaign contributions. 5. What do we believe? We are fighting together for an America that works for all of us, including the promise of quality, affordable health care. It s up to us to fight together for an America that works for all of us: good jobs, strong families and communities, shared prosperity. We are going to hold our elected representatives responsible for protecting and expanding the middle class. That means saying no to those who would repeal ObamaCare, allowing health insurance companies to continue to deny coverage to people with pre-existing conditions. Saying no to those who would block Americans from finally getting the security of 4

5 decent, affordable health coverage in And saying no to those who would privatize Medicare, with vouchers to private insurance companies, and who would slash Medicaid. Americans have done this before. We created Social Security and Medicare, so that every American senior has health and retirement security. We established Medicaid so there is a health care safety net. We passed the Affordable Care Act to take a major toward making quality, affordable health care a right. This is who we are. This is what America is all about. 5

Answers For Families And Small Business

Answers For Families And Small Business http://healthreform.gov/about/answers.html Answers For Families And Small Business Q: What is the small business tax credit and how do I know if I am eligible? A: Effective January 1, 2010, tax credits

More information

Obama Administration Record on Health Care

Obama Administration Record on Health Care Obama Administration Record on Health Care Today, two years after we passed health care reform, more young adults have insurance, more seniors are saving money on their prescription drugs, and more Americans

More information

SIX MONTH ANNIVERSARY of the AFFORDABLE CARE ACT

SIX MONTH ANNIVERSARY of the AFFORDABLE CARE ACT SIX MONTH ANNIVERSARY of the AFFORDABLE CARE ACT SEPTEMBER 2010 ACTION GUIDE SIX MONTH ANNIVERSARY OF THE AFFORDABLE CARE ACT SEPTEMBER 2010 ACTION GUIDE After a year of striving, after a year of debate,

More information

Key Features of the Affordable Care Act, By Year

Key Features of the Affordable Care Act, By Year Page 1 of 10 Key Features of the Affordable Care Act, By Year On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll

More information

Health Care Reform: What s in the Law

Health Care Reform: What s in the Law Health Care Reform: What s in the Law Professor Sidney D. Watson March 2013 On June 28, 2012, the United States Supreme Court upheld the Affordable Care Act, also known as ObamaCare. The Supreme Court

More information

Massachusetts Health Connector logo. What Does National Health Care Reform Mean for You?

Massachusetts Health Connector logo. What Does National Health Care Reform Mean for You? Massachusetts Health Connector logo What Does National Health Care Reform Mean for You? 1 National health care reform offers more opportunities for individuals, families, and small businesses to save on

More information

The Young Person s Guide to Health Insurance

The Young Person s Guide to Health Insurance The Young Person s Guide to Health Insurance For Graduating Seniors A message from the WHITE HOUSE Dear Friends: Graduation is a time for you and your family to celebrate your accomplishments, and to think

More information

Timeline: Key Feature Implementations of the Affordable Care Act

Timeline: Key Feature Implementations of the Affordable Care Act Timeline: Key Feature Implementations of the Affordable Care Act The Affordable Care Act, signed on March 23, 2010, puts in place health insurance reforms that will roll out incrementally over the next

More information

The Affordable Care Act and the Health Insurance Marketplace

The Affordable Care Act and the Health Insurance Marketplace The Affordable Care Act and the Health Insurance Marketplace Are You Ready? The Affordable Care Act is here! In March 2010, President Obama signed into law the Affordable Care Act (ACA), putting comprehensive

More information

HealtH insurance 101

HealtH insurance 101 Health insurance 101 Know the facts. Knowing the facts can make all the difference when it comes to health insurance. To make the most of new choices, protections and financial help, you need good information.

More information

ACA Boot Camp. 2013 Legislative Session. Cheasty Anderson, CPPP anderson@cppp.org

ACA Boot Camp. 2013 Legislative Session. Cheasty Anderson, CPPP anderson@cppp.org A statewide, grassroots campaign to improve the health and wellbeing of Texans ACA Boot Camp 2013 Legislative Session Cheasty Anderson, CPPP anderson@cppp.org Texas Well and Healthy Collaborative campaign

More information

Updated June 14 th, 2013.

Updated June 14 th, 2013. Updated June 14 th, 2013. 1 Starting October 1, small businesses will have access to an exciting, new and streamlined way to offer health insurance to their employees for 2014 and future years. It s called

More information

A Comparison of Medicare Proposals: The Affordable Care Act and the Romney/Ryan Plan October 2012. Prepared by: Area Agency on Aging 1-B

A Comparison of Medicare Proposals: The Affordable Care Act and the Romney/Ryan Plan October 2012. Prepared by: Area Agency on Aging 1-B A Comparison of Medicare Proposals: The Affordable Care Act and the Romney/ October 2012 Prepared by: Area Agency on Aging 1-B A Comparison of Medicare Proposals: Affordable Care Act and the Romney/ Background

More information

The Health Care Law and

The Health Care Law and The Health Care Law and The Problem Small businesses paid an average of 18 percent more than big businesses for the same coverage. Insurance companies could take advantage of you and discriminate against

More information

The Health Care Law and

The Health Care Law and The Health Care Law and Hello, my name is XXX. And I m glad to be with you today to talk about the health care law, the Affordable Care Act and what it means for you, your family, and your community. 1

More information

How Will Health Reform Help?

How Will Health Reform Help? Wisconsin Health Coverage in Wisconsin: How Will Health Reform Help? President Obama signed into law a historic package of health reforms that will dramatically improve the state of health care in Wisconsin

More information

How Will Health Reform Help?

How Will Health Reform Help? Connecticut Health Coverage in Connecticut: How Will Health Reform Help? President Obama signed into law a historic package of health reforms that will dramatically improve the state of health care in

More information

Affordable Care Act 101: What The Health Care Law Means for Small Businesses February 2013

Affordable Care Act 101: What The Health Care Law Means for Small Businesses February 2013 Affordable Care Act 101: What The Health Care Law Means for Small Businesses February 2013 These materials are provided for informational purposes only and are not intended as legal or tax advice. Readers

More information

Affordable Care Act 101: What The Health Care Law Means for Small Businesses

Affordable Care Act 101: What The Health Care Law Means for Small Businesses Affordable Care Act 101: What The Health Care Law Means for Small Businesses July 2013 These materials are provided for informational purposes only and are not intended as legal or tax advice. Readers

More information

illinois health insurance marketplace

illinois health insurance marketplace illinois health insurance marketplace healthcare reform is coming. find answers here. healthcarereform.illinois.gov The Affordable Care Act. What it means for you. In March of 2010, the Affordable Care

More information

How Will Health Reform Help?

How Will Health Reform Help? Maryland Health Coverage in Maryland: How Will Health Reform Help? President Obama signed into law a historic package of health reforms that will dramatically improve the state of health care in Maryland

More information

Ohio Health Benefits LLC. Your health insurance partner!!

Ohio Health Benefits LLC. Your health insurance partner!! December 16, 2014 Presented by Steve Clark & Scott Prior Patient Protection and Affordable Care Act of 2010 Obamacare or ACA or PPACA or Health Care Reform (HCR) Signed in to law on March 23, 2010 The

More information

March 19, 2009. 820 First Street NE, Suite 510 Washington, DC 20002. Tel: 202-408-1080 Fax: 202-408-1056. center@cbpp.org www.cbpp.

March 19, 2009. 820 First Street NE, Suite 510 Washington, DC 20002. Tel: 202-408-1080 Fax: 202-408-1056. center@cbpp.org www.cbpp. 820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org March 19, 2009 HEALTH REFORM PACKAGE REPRESENTS HISTORIC CHANCE TO EXPAND COVERAGE,

More information

Stephanie Cutter, Obama for America Deputy Campaign Manager

Stephanie Cutter, Obama for America Deputy Campaign Manager TO: FROM: SUBJECT: Interested Parties Stephanie Cutter, Obama for America Deputy Campaign Manager What to Expect in Tonight s Debate Tonight, the President and Mitt Romney will debate each other for the

More information

Affordable Care Act 101: What The Health Care Law Means for Small Businesses

Affordable Care Act 101: What The Health Care Law Means for Small Businesses Affordable Care Act 101: What The Health Care Law Means for Small Businesses December 2013 These materials are provided for informational purposes only and are not intended as legal or tax advice. Readers

More information

Script for Health Care for All New York PowerPoint

Script for Health Care for All New York PowerPoint American Cancer Society Children s Defense Fund/New York Community Service Society of New York Make the Road New York Metro New York Health Care for All Campaign New Yorkers for Accessible Health Coverage

More information

SOME ASSEMBLY REQUIRED HEALTH REFORM AND COLORADO"

SOME ASSEMBLY REQUIRED HEALTH REFORM AND COLORADO SOME ASSEMBLY REQUIRED HEALTH REFORM AND COLORADO" Colorado Consumer Health Initiative! www.cohealthinitiative.org! Barrier-free access to quality, affordable, health care" Making sense of Health Reform!

More information

Script for Health Care for All New York PowerPoint

Script for Health Care for All New York PowerPoint American Cancer Society Cancer Action Network Children s Defense Fund/New York Community Service Society of New York Empire Justice Center Institute for Puerto Rican and Hispanic Elderly Make the Road

More information

Shopping for a health care plan can be confusing. Let us help.

Shopping for a health care plan can be confusing. Let us help. We re here to help Shopping for a health care plan can be confusing. Let us help. Thank you for trusting Anthem Blue Cross and Blue Shield for your health coverage. We re here to protect you from the high

More information

The Affordable Care Act: A Different Future for Florida Health Consumers

The Affordable Care Act: A Different Future for Florida Health Consumers The Affordable Care Act: A Different Future for Florida Health Consumers Overview Why Florida needed help Benefits of the ACA 2014: Coverage for the uninsured Changes to non-profit hospital charity care

More information

Affordable Care Act: What The Health Care Law Means for Small Businesses

Affordable Care Act: What The Health Care Law Means for Small Businesses Affordable Care Act: What The Health Care Law Means for Small Businesses August 2013 Indian Country Business Summit These materials are provided for informational purposes only and are not intended as

More information

As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government.

As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government. Consumer Alert Health Insurance for 2014: What You Need to Know Before You Enroll (Individuals) As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal

More information

HR 3200, AMERICA S AFFORDABLE HEALTH CHOICES ACT FREQUENTLY ASKED QUESTIONS

HR 3200, AMERICA S AFFORDABLE HEALTH CHOICES ACT FREQUENTLY ASKED QUESTIONS HR 3200, AMERICA S AFFORDABLE HEALTH CHOICES ACT HOW WILL THIS AFFECT ME? FREQUENTLY ASKED QUESTIONS 1. Why do we have to wait until 2013 for it to start? Some of the reforms in the bill start earlier

More information

What the Health Care Reform Bill Means to Employers

What the Health Care Reform Bill Means to Employers What the Health Care Reform Bill Means to Employers No doubt you have heard the news that on Tuesday, March 23, 2010, President Obama signed into law sweeping health care overhaul legislation. This followed

More information

U.S. Healthcare Reform: What s the Problem? Ten October 21, 2012

U.S. Healthcare Reform: What s the Problem? Ten October 21, 2012 U.S. Healthcare Reform: What s the Problem? What s Being Done About It? Topics @ Ten October 21, 2012 http://www.whitehouse.gov/assets/documents/cea_health_care_report.pdf http://www.whitehouse.gov/assets/documents/cea_health_care_report.pdf

More information

Stable and Secure Health Care for America: The Benefits of Health Insurance Reform: Table of Contents

Stable and Secure Health Care for America: The Benefits of Health Insurance Reform: Table of Contents Stable and Secure Health Care for America: The Benefits of Health Insurance Reform: Table of Contents HEALTH INSURANCE CONSUMER PROTECTIONS... 1 STABLE AND SECURE HEALTH CARE FOR AMERICA... 2 HEALTH INSURANCE

More information

Implementing the Affordable Care Act A how-to guide for the local church

Implementing the Affordable Care Act A how-to guide for the local church Implementing the Affordable Care Act A how-to guide for the local church Everyone has an opinion about the Affordable Care Act Affordable Care Act is very complex and our time today does not permit a comprehensive

More information

Cover Oregon.com 1-855-CoverOR

Cover Oregon.com 1-855-CoverOR CUT THE COST OF HEALTH INSURANCE FINANCIAL HELP AND NO-COST COVERAGE ARE ON THE WAY FOR MORE OREGONIANS CoverOregon.com 1-855-CoverOR (1-855-268-3767) HAVING HEALTH INSURANCE PROTECTS YOU AND YOUR FAMILY

More information

Health Insurance Basics:

Health Insurance Basics: Health Insurance Basics: Key Words and Phrases You Need to Know Shopping for insurance can be confusing, but the Affordable Care Act (ACA) makes it easier to understand. This simple guide will help you

More information

The Instant Insurance Guide: Federal Health Care Reform

The Instant Insurance Guide: Federal Health Care Reform The Instant Insurance Guide: Federal Health Care Reform From Karen Weldin Stewart, CIR-ML Delaware Insurance Commissioner 1-800-282-8611 www.delawareinsurance.gov A Message From The Delaware Department

More information

Latest House Republican Budget Threatens Medicare and Shreds the Safety Net

Latest House Republican Budget Threatens Medicare and Shreds the Safety Net Latest House Republican Budget Threatens Medicare and Shreds the Safety Net Instead of Reducing Health Care Costs, Blueprint Shifts Costs to Seniors, Providers, Businesses, and States Topher Spiro March

More information

The Affordable Care Act and People with Disabilities

The Affordable Care Act and People with Disabilities The Affordable Care Act and People with Disabilities The Arc of Texas envisions a world where people with disabilities are included in their communities and neighborhoods and where quality supports and

More information

TO UNDERSTANDING ACCIDENT & CRITICAL ILLNESS INSURANCE

TO UNDERSTANDING ACCIDENT & CRITICAL ILLNESS INSURANCE 3 STEPS TO UNDERSTANDING ACCIDENT & CRITICAL ILLNESS INSURANCE What s Inside Step 1: What What are accident and critical illness insurance products? 4 Step 2: How How do accident and critical illness insurance

More information

Position on the Private Healthcare System (as of November 2015)

Position on the Private Healthcare System (as of November 2015) Candidate Position on the Private Healthcare System (as of November 2015) Clinton Defends the ACA Sept. 23, 2015 Plan outlines Clinton s proposals: Lower Deductibles, Coinsurance, and Co Pays Up to three

More information

1. How do I buy children s dental coverage through my state s marketplace?

1. How do I buy children s dental coverage through my state s marketplace? What You Need to Know about Health Insurance What You Need to Know about Health Insurance Choosing Health Plan Choosing a Health Plan Title Buying Here Children s Title Here Dental Title Here Coverage

More information

Women and The New Health Care Law Trivia

Women and The New Health Care Law Trivia Women and The New Health Care Law Trivia 1. How many women will be eligible to gain access to affordable insurance coverage options when the health care law is fully implemented in 2014? a. 6 million b.

More information

Health Insurance Basics:

Health Insurance Basics: Health Insurance Basics: Key Words and Phrases You Need to Know Shopping for insurance can be confusing, but the new health care law makes it easier to understand. This simple guide will help you make

More information

Do you have health insurance?

Do you have health insurance? Do you have health insurance? We will help you understand how to get, pay for, and use health insurance This presentation will help you understand how to get health insurance, how to pay for health insurance,

More information

The Truth About Gov. Romney s Medicare and Medicaid Reforms

The Truth About Gov. Romney s Medicare and Medicaid Reforms The Truth About Gov. Romney s Medicare and Medicaid Reforms These Changes Would Shift Costs to Seniors, Health Care Providers, Businesses, and States By Topher Spiro July 2012 Introduction Republican presidential

More information

Health Insurance and HIV

Health Insurance and HIV Health Insurance and HIV Use this guide to find out how you can get help paying for your HIV care and other health needs, including the answers to these questions: Why do I need health insurance? How can

More information

Improved Medicare for All

Improved Medicare for All Improved Medicare for All Quality, Guaranteed National Health Insurance by HEALTHCARE-NOW! Single-Payer Healthcare or Improved Medicare for All! The United States is the only country in the developed world

More information

AFL-CIO. 2014 Election Night Survey

AFL-CIO. 2014 Election Night Survey AFL-CIO 2014 Election Night Survey Methodology Public survey conducted by phone (landline and cell) on November 4 among 803 voters in Senate battleground states. States: AK, AR, CO, GA, IA, KS, KY, LA,

More information

It s Time for Medicare

It s Time for Medicare It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for

More information

Unfinished Business: Completing Health Care Reform in Illinois September 2011

Unfinished Business: Completing Health Care Reform in Illinois September 2011 Unfinished Business: Completing Health Care Reform in Illinois September 2011 1 Unfinished Business: Completing Health Care Reform in Illinois September 2011 United Power for Action and Justice (UPAJ)

More information

Crossroads GPS National Survey of Registered Voters Regarding Health Care June 2-5, 2013

Crossroads GPS National Survey of Registered Voters Regarding Health Care June 2-5, 2013 Crossroads GPS National Survey of Registered Voters Regarding Health Care June 2-5, 2013 Current Attitudes Toward the Health Care Reform Law Democrats think health care is a right, but Republicans and

More information

Health Insurance After Age 65

Health Insurance After Age 65 1 GUIDE TO MEDICARE PLANNING Health Insurance After Age 65 Whether you are retired or still working, Medicare will likely become part of your life after you turn 65. In the United States today, most health

More information

TYPES OF INSURANCE. Advanced Level 2.6.5.G1

TYPES OF INSURANCE. Advanced Level 2.6.5.G1 TYPES OF INSURANCE Advanced Level Take Charge Today August 2013 Types of Insurance Slide 1 WHY IS IT IMPORTANT TO HAVE INSURANCE? 2.6.5.G1 Risk - chance of loss from an event that cannot be enerely controlled

More information

Massachusetts Health Connector logo. The Health Connector: Massachusetts New and Improved Health Insurance Marketplace

Massachusetts Health Connector logo. The Health Connector: Massachusetts New and Improved Health Insurance Marketplace Massachusetts Health Connector logo The Health Connector: Massachusetts New and Improved Health Insurance Marketplace Massachusetts: The model for national health care reform 1 Massachusetts led the nation

More information

Improved Medicare for All

Improved Medicare for All Take Action: Get Involved! The most important action you can take is to sign up for Healthcare-NOW! s email list, so you can stay connected with the movement and get updates on organizing efforts near

More information

Quick Information about Federal Health Reform 3 23 2010

Quick Information about Federal Health Reform 3 23 2010 Quick Information about Federal Health Reform 3 23 2010 For detailed information about health reform, go to http://healthreform.kff.or g / A description of federal health reform s impact on the health

More information

Small businesses and the Affordable Care Act

Small businesses and the Affordable Care Act Affordable Care Act Small Business Guide NATIONWIDE RETIREMENT INSTITUTE SM Small businesses and the Affordable Care Act Health insurance reform and insights into employer-sponsored benefits 84% of small

More information

The Affordable Care Act Impact to those with Chronic conditions in Washington State

The Affordable Care Act Impact to those with Chronic conditions in Washington State The Affordable Care Act Impact to those with Chronic conditions in Washington State Four Buckets of the ACA Coverage Continuum Classic Medicaid For Current Medicaid Recipients Medicaid Expansion 0% - 138%

More information

Health Care Reform. Frequently Asked Questions. June 2013

Health Care Reform. Frequently Asked Questions. June 2013 Health Care Reform Frequently Asked Questions June 2013 Frequently Asked Questions (FAQs) What is a health insurance marketplace or exchange? A marketplace, or exchange, is a website where you can shop

More information

The Affordable Care Act. What does it mean for you and how we advocate for it?

The Affordable Care Act. What does it mean for you and how we advocate for it? The Affordable Care Act What does it mean for you and how we advocate for it? Who are Young Invincibles? Agenda Overview of the ACA How does health insurance work? What s included in a health insurance

More information

THE 2008 PRESIDENTIAL CANDIDATES

THE 2008 PRESIDENTIAL CANDIDATES THE 2008 PRESIDENTIAL CANDIDATES ON HEALTH CARE REFORM AUGUST 2007 (UPDATED JUNE 4, 2008) Prepared by: Victoria Craig Bunce, Director of Research and Policy, The Council for Affordable Health Insurance

More information

UTAH S VISION FOR HEALTHCARE REFORM REMARKS DELIVERED TO THE AMERICAN ENTERPRISE INSTITUTE FEBRUARY 6, 2013. Governor Gary R.

UTAH S VISION FOR HEALTHCARE REFORM REMARKS DELIVERED TO THE AMERICAN ENTERPRISE INSTITUTE FEBRUARY 6, 2013. Governor Gary R. UTAH S VISION FOR HEALTHCARE REFORM REMARKS DELIVERED TO THE AMERICAN ENTERPRISE INSTITUTE FEBRUARY 6, 2013 Governor Gary R. Herbert Thank you, Tom, for that introduction. I want to thank you for having

More information

your guide to health INSURANCE reform

your guide to health INSURANCE reform CURRENT LOGO your guide to health INSURANCE reform for This guide explains how Health Reform will affect Individual and Family health plans, helps you understand different types of health insurance and

More information

Ronald Riner, MD. The Riner Group, Inc. 5811 Pelican Bay Blvd., Suite 210 Naples, FL 34108 800.965.8485 www.rinergroup.com

Ronald Riner, MD. The Riner Group, Inc. 5811 Pelican Bay Blvd., Suite 210 Naples, FL 34108 800.965.8485 www.rinergroup.com Impact of Healthcare Reform on Small Business January 12, 2011 Ronald Riner, MD The Riner Group, Inc. 5811 Pelican Bay Blvd., Suite 210 Naples, FL 34108 800.965.8485 www.rinergroup.com Healthcare Reform

More information

Definition: The Patient Protection and Affordable Care Act (PPACA)

Definition: The Patient Protection and Affordable Care Act (PPACA) Definition: The Patient Protection and Affordable Care Act (PPACA) - Also known as Obamacare or ACA - is a federal law that makes significant reforms to the United States health care system. Main Components

More information

Informational Series. Community TM. Glossary of Health Insurance & Medical Terminology. (855) 624-6463 HealthOptions.

Informational Series. Community TM. Glossary of Health Insurance & Medical Terminology. (855) 624-6463 HealthOptions. Informational Series Glossary of Health Insurance & Medical Terminology How to use this glossary This glossary has many commonly used terms, but isn t a full list. These glossary terms and definitions

More information

Good to Know ColoradoCare Name Change: ColoradoCare would provide access to health care

Good to Know ColoradoCare Name Change: ColoradoCare would provide access to health care 1 Good to Know ColoradoCare Colorado Health Care Cooperative Name Change: The proposal has been renamed ColoradoCare because it is shorter. It s also less likely to be confused with CoHealthOp, the Colorado

More information

SMALL BUSINESS OWNERS

SMALL BUSINESS OWNERS HEALTH INSURANCE BUYER S GUIDE FOR SMALL BUSINESS OWNERS 1 Health Insurance Cooperative Agency www.hicinsur.com 913.649.5500 Content Introduction The value of health insurance Understanding health care

More information

HEALTH CARE R E F O R M

HEALTH CARE R E F O R M HEALTH CARE What does the Affordable Care Act mean to you? HEALTH CARE On March 23, 2010, President Obama signed the Affordable Care Act (ACA) into law. This marked the beginning of health care reform.

More information

Paperwork Reduction Act statement

Paperwork Reduction Act statement Instructions: Massachusetts-Specific Model COBRA Continuation Coverage Election Notice For use by Massachusetts Employers and Employees The Department of Labor has developed a model Consolidated Omnibus

More information

The Affordable Care Act in New Hampshire

The Affordable Care Act in New Hampshire The State of New Hampshire Insurance Department 21 South Fruit Street, Suite 14 Concord, NH 03301 (603) 271-2261 Fax (603) 271-1406 TDD Access: Relay NH 1-800-735-2964 The Affordable Care Act in New Hampshire

More information

Working While Disabled How We Can Help

Working While Disabled How We Can Help Working While Disabled How We Can Help 2015 Contacting Social Security Visit our website At our website, www.socialsecurity.gov, you can: Create a my Social Security account to review your Social Security

More information

How the New Health Care Law Benefits You

How the New Health Care Law Benefits You How the New Health Care Law Benefits You Congress enacted a new health care law which brings a number of benefits to all Americans, including people over 50. Some of these changes you will see this year.

More information

WORK CHANGES REQUIRE HEALTH CHOICES PROTECT YOUR RIGHTS EMPLOYEE BENEFITS SECURITY ADMINISTRATION UNITED STATES DEPARTMENT OF LABOR

WORK CHANGES REQUIRE HEALTH CHOICES PROTECT YOUR RIGHTS EMPLOYEE BENEFITS SECURITY ADMINISTRATION UNITED STATES DEPARTMENT OF LABOR WORK CHANGES REQUIRE HEALTH CHOICES PROTECT YOUR RIGHTS EMPLOYEE BENEFITS SECURITY ADMINISTRATION UNITED STATES DEPARTMENT OF LABOR Work Changes Require Health Choices... Protect Your Rights Opportunities

More information

health insurance Why It s Important & What You Need to Know

health insurance Why It s Important & What You Need to Know health insurance Why It s Important & What You Need to Know HEALTH INSURANCE: WHY IT S IMPORTANT & WHAT YOU NEED TO KNOW Worry Less: Protect Your Health and Your Wallet No one plans to get sick or hurt,

More information

health insurance Why It s Important & What You Need to Know

health insurance Why It s Important & What You Need to Know health insurance Why It s Important & What You Need to Know If you do not have health insurance: Fixing a broken arm can cost up to $7,500 The average cost of a 3-day hospital stay is around Worry Less:

More information

Understanding the Affordable Care Act Game Instructions

Understanding the Affordable Care Act Game Instructions Understanding the Affordable Care Act Game Instructions Overview Health care is in a state of rapid change. Both at the state and national level, legislation is changing the way Coloradans access and pay

More information

The views and opinions expressed in this presentation are those of the author and presenter and do not necessarily reflect the views and opinions of

The views and opinions expressed in this presentation are those of the author and presenter and do not necessarily reflect the views and opinions of The views and opinions expressed in this presentation are those of the author and presenter and do not necessarily reflect the views and opinions of the sponsoring companies or their affiliates. Disclosure

More information

Affordable Care Act 101: What The Health Care Law Means for Small Businesses

Affordable Care Act 101: What The Health Care Law Means for Small Businesses Affordable Care Act 101: What The Health Care Law Means for Small Businesses August 2013 These materials are provided for informa2onal purposes only and are not intended as legal or tax advice. Readers

More information

HCR 101: Your Guide to Understanding Healthcare Reform

HCR 101: Your Guide to Understanding Healthcare Reform HCR 101: Your Guide to Understanding Healthcare Reform Are You Ready for Healthcare Reform? By now, you ve probably been hearing a lot about the Affordable Care Act (also known as healthcare reform or

More information

PUBLISHER OF CONSUMER REPORTS The Affordable Care Act: The First Year DISCOVER WHAT THE NEW LAW MEANS FOR YOU AND YOUR FAMILY

PUBLISHER OF CONSUMER REPORTS The Affordable Care Act: The First Year DISCOVER WHAT THE NEW LAW MEANS FOR YOU AND YOUR FAMILY PUBLISHER OF CONSUMER REPORTS The Affordable Care Act: The First Year DISCOVER WHAT THE NEW LAW MEANS FOR YOU AND YOUR FAMILY A Note About Using This Guide: What s a Grandfathered Plan? You ll see references

More information

Federal Health Care Reform A Snapshot November 2009

Federal Health Care Reform A Snapshot November 2009 Federal Health Care Reform A Snapshot Ruth Ehresman Director of Health and Budget Policy rehresman@mobudget.org www.mobudget.org Missouri Association for Social Welfare November 6, 2009 Where are we today?

More information

A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. Health Insurance

A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. Health Insurance A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE The of Health Insurance THE ABC S OF HEALTH INSURANCE: WHY IS HEALTH INSURANCE IMPORTANT? Even if you are in GOOD HEALTH, you will need to

More information

SYMETRA SELECT BENEFITS INSURANCE

SYMETRA SELECT BENEFITS INSURANCE SYMETRA SELECT BENEFITS INSURANCE ESSENTIAL HEALTH COVERAGE FOR ALL YOUR EMPLOYEES LGS-5625 1/05 The High Cost of the Uninsured Over 45 million Americans are uninsured and their numbers keep growing. 1

More information

What is Healthcare Reform? Get a view of the future health care system in the US; learn. success factors for healthcare administrators?

What is Healthcare Reform? Get a view of the future health care system in the US; learn. success factors for healthcare administrators? What is Healthcare Reform? Get a view of the future health care system in the US; learn about primary resources and tools for the healthcare administrator, and what are the success factors for healthcare

More information

Why should I have health coverage?

Why should I have health coverage? Why should I have health coverage? No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses. People

More information

A,B,C s of Obama Care What do you need to know? How will it affect you and your family?

A,B,C s of Obama Care What do you need to know? How will it affect you and your family? Elephant in the Room A,B,C s of Obama Care What do you need to know? How will it affect you and your family? Confused? What will you learn in this webinar? O What is Obamacare? O What has it done so far?

More information

Affordable Care Act 101: What The Health Care Law Means for Small Businesses

Affordable Care Act 101: What The Health Care Law Means for Small Businesses Affordable Care Act 101: What The Health Care Law Means for Small Businesses December 2013 These materials are provided for informational purposes only and are not intended as legal or tax advice. Readers

More information

Welcome to the KASA webinar series!

Welcome to the KASA webinar series! Welcome to the KASA webinar series! Today s topic: What Youth Leaders and Millennials Need to Know about Health Insurance and the Affordable Care Act Presenter: Erin Hemlin, Young Invincibles Hosted by:

More information

Understanding the ObamaCare Health Insurance Plans in North Carolina Understanding Insurance and Affordable Care Act Terminology: ACA- Marketplace

Understanding the ObamaCare Health Insurance Plans in North Carolina Understanding Insurance and Affordable Care Act Terminology: ACA- Marketplace Understanding the ObamaCare Health Insurance Plans in North Carolina As a result of the Affordable Care Act (a.k.a. ObamaCare) the following provisions are now in place for health insurance policies with

More information

Choosing Health Care Insurance Medicare Supplements

Choosing Health Care Insurance Medicare Supplements Choosing Health Care Insurance By Steve Meinhardt http://yumainsurancehealth.com Office: 928-217-3621 Mobile: 928-580-7102 Fax No: 928-344-3507 Email: steve@yumainsurancehealth.com Or - Fill out the contact

More information

HEALTH CARE REFORM FREQUENTLY ASKED QUESTIONS

HEALTH CARE REFORM FREQUENTLY ASKED QUESTIONS HEALTH CARE REFORM FREQUENTLY ASKED QUESTIONS Consumers When will the health care reform law take effect? The health insurance reforms adopted as part of the Patient Protection and Affordable Care Act

More information

For Small Businesses: The Facts on the New Health Care Law

For Small Businesses: The Facts on the New Health Care Law For Small Businesses: The Facts on the New Health Care Law What is the Affordable Care Act? The Affordable Care Act is a law passed by Congress and signed by the President in March 2010. It puts in place

More information

The Financial Obligations of Liver Transplantation

The Financial Obligations of Liver Transplantation The Financial Obligations of Liver Transplantation Planning for Financial Obligations There is a definite need to have a plan going into transplant. That need applies to the financial side of transplant,

More information

AFFORDABLE CARE ACT FAQ

AFFORDABLE CARE ACT FAQ AFFORDABLE CARE ACT FAQ What is the Healthcare Insurance Marketplace? The Marketplace is a new way to find quality health coverage. It can help if you don t have coverage now or if you have it but want

More information