Tesco Bank Box Insurance

Size: px
Start display at page:

Download "Tesco Bank Box Insurance"

Transcription

1 Tesco Bank Box Insurance Private Car Summary Inside you ll find a summary of your Car Insurance

2 Private Car Summary Welcome to Tesco Bank Box Insurance Thank you for choosing Tesco Bank Box Insurance which is arranged and administered by Insure The Box Limited. This is a summary of cover provided by Tesco Bank Box Insurance. It does not include all the benefits, limits and, which can be found in your Private Car Document. We only offer comprehensive cover. If you have selected and paid to extend your benefits to include any of the add- ons, then this will be shown in your Schedule of Insurance. Your cover is connected to the miles you drive. You pay for a set number of Miles for a period of cover of 12 months. Your mileage is measured by a telematics device, called an in- tele- box, fitted to your car. When you take out your we will contact you to arrange for the in- tele- box to be fitted at no additional cost to you. If you need to drive further than your Miles allow there are additional miles available. You can buy Top Up Miles, and you can earn Bonus Miles through safe driving. All documentation, including your Certificate of Motor Insurance, will be made available to you electronically, via Your Portal. Your Miles available for the current period of insurance can be viewed at any time via Your Portal. Please note: if you exceed your Miles and do not Top Up your miles or receive Bonus Miles your policy will be cancelled. Towards the end of each Period of Cover, we will use your driving information to help us calculate your renewal premium. Please refer to the Private Car Document for further details. If you have not used all your miles when your is due to be renewed, then any unused Top Up and Bonus Miles will be credited to your overall miles for the next Period of Cover. Any of the original Miles that are unused will not be credited to the next Period of Cover, and there is no financial exchange for any unused miles. You will not receive a refund for any unused Miles at the end of your. For full details of your Tesco Bank Box Insurance and Terms and Conditions please read: the Private Car Document the Terms and Conditions your Schedule - this shows the period of insurance, which sections of the apply and details of applicable excesses and endorsements your Certificate of Motor Insurance your Statement of Fact - this shows the information you have provided to us. You should review your and the cover it provides on a regular basis to ensure that the cover remains adequate for your needs. Tesco Bank Box Insurance is arranged and administered by Insure The Box Limited which is authorised by the Gibraltar Financial Services Commission, and authorised and subject to limited regulation by the Financial Conduct Authority. Details about the extent of our authorisation and regulation by the Financial Conduct Authority are available from us on request. Insure The Box Limited is incorporated in Gibraltar (Company Number: ), registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. The Insurers of Sections 1-10 are Catlin Insurance Company (UK) Ltd. of 20 Gracechurch Street, London, EC3V 0BG (Financial Services Register number ) and Great Lakes Reinsurance (UK) PLC of Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ (Financial Services Register number ). Both firms are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 1

3 The Insurer of Section 11 of this policy (Motor Legal Protection) is Ageas Insurance Limited of Ageas House, Tollgate Eastleigh, Hampshire, SO53 3YA (Company number: and Financial Services Register number: ). Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Catlin Insurance Company (UK) Ltd.'s associate company owns more than 10% of Box Innovation Group Limited. 2

4 Significant and benefits Most claims will be subject to an excess, which is the amount you have to pay towards any claim. Your Schedule of Insurance shows the excesses applicable to you and any other driver for the type of claim made. Description of cover/product Bonus Miles Significant and benefits Bonus Miles are additional miles awarded in order to encourage and reward safe driving. Details of how you could earn up to 100 Bonus Miles each month can be found in Your Portal at https://boxins.tescobank.com/cust omer- portal/ You earn Bonus Miles for safe driving. The in- tele- box in your car will record the following information about your driving: The time of day you drive The speed you drive at on different sorts of roads How smoothly you drive If you take breaks on long journeys Your motorway mileage Your total mileage Important terms of your policy You can start earning Bonus Miles immediately but you will not be able to see them on Your Portal until a month and seven days after your has started. Accident alert If you are involved in an accident, an alert message may be sent to us by the in- tele- box and, provided your car isn t moving, we will try to contact you by telephone. We will check you are okay and try to help you get going again. If we can see that your car is moving we will assume you are unharmed and do not require immediate assistance. If we are unable to contact you and your car is stationary we will assess all the circumstances relating to the incident, such as the location, the time of day and the force of the impact. If we think it is appropriate, we will attempt to contact the emergency services and request that they attend. The accident alert service is not guaranteed. It is important that you do not assume that we will contact you, or any emergency services, after an incident has occurred. It is also important that you do not assume that we are aware of any incident. You must still contact us to report any circumstances that could lead to a claim being made on your Accident Alert & Section 12.3 Accident and claims procedure 3

5 Description of cover/product Accidental damage to your car Significant and benefits Up to the market value of your car and its accessories, less any Excesses shown on your Schedule of Insurance. Any repairs to your car undertaken by one of our approved UK repairers are subject to the following guarantees: the body work, paintwork and labour will be guaranteed for 4 years the replacement parts used will be covered for the duration of the manufacturer s guarantee. We will not pay for loss or damage to your car as a result of a deliberate act caused by you or any other driver covered to drive your car including, but not limited to, driving under the influence of alcohol or non- prescription drugs or as result of lawful immobilisation (clamping), removal and/or destruction. If you make a claim and you have not paid all your premium, we may deduct any unpaid premium from any claim settlement we make to you. Section 1 and General Fire and theft damage to your car If your car is damaged by fire or it is stolen or damaged as a result of theft, or attempted theft, we will pay for the repairs or give you a cash amount. These guarantees will remain in place for as long as your car remains owned by you. Up to the market value of your car and its accessories, less any Excesses shown on your Schedule of Insurance. Any repairs to your car undertaken by one of our approved UK repairers are subject to the following guarantees: the body work, paintwork and labour will be guaranteed for 4 years the replacement parts used will be covered for the duration of the manufacturer s guarantee. We will only pay the cost of replacing parts needed for your car to meet the manufacturer s standard specification (including optional extras fitted by the manufacturer) unless any non- standard parts have been agreed by us. We will not pay for loss or theft of any car keys or lock transmitters, or the cost of repairing or replacing any alarms or security devices. Loss or damage caused by theft or attempted theft is not covered if your car is left unlocked, or with the keys in it or with a window or roof open. If you make a claim and you have not paid all your premium, we may deduct any unpaid premium from any claim settlement we make to you. Section 2 These guarantees will remain in place for as long as your car remains owned by you. We will only pay the cost of replacing parts needed for your car to meet the manufacturer s standard specification (including optional extras fitted by the manufacturer) unless any non- standard parts have been agreed by us. 4

6 Description of cover/product New car replacement We may provide you with a new car if your car is under 12 months old and it is seriously damaged or stolen and not recovered. In- car entertainment, phone and satellite navigation equipment Accidental damage to, or damage or loss caused by fire or theft of, your car s in- car entertainment, phone and satellite navigation equipment. Child car seats If your car is involved in an accident which damages the car, we will replace the child car seats. Temporary replacement car The provision of a courtesy car. Significant and benefits The new replacement car is subject to: you having registered your car in your name from new the damage to your car exceeding 60% of the manufacturer s list price plus taxes when the damage happened a suitable replacement car being available in the U.K. Payment for up to the market value of any In- car entertainment, phone and satellite navigation equipment that is permanently fitted by the manufacturer as standard. Payment for new child seats of the same quality as the seat being replaced up to a limit of 300 for each accident. This is only available if the damage to your car is covered by this insurance and if the repairs are carried out by our approved UK repairer Service, and they have a suitable car available. Temporary replacement cars are usually small one litre hatchbacks, or similar, with a manual gearbox, and will have Comprehensive cover, including any excesses, on your for the period of the loan. If a suitable replacement car is not available, the claim will be settled by one of the other options referred to in the How we will settle your claim Section of your Private Car Document. Cover for any other equipment or specification is limited to a maximum of 250. The seats will only be replaced if your car is involved in a collision and the incident is covered under Section 1 of your Private Car Document. You will be liable for any fines for any parking or driving offences, congestion, tolls or road pricing charges and any additional costs for non- payment of these charges. You will need to produce an appropriate credit or debit card before collecting the temporary replacement car in order to cover these costs. Please note: temporary replacement cars are not available if your car has been stolen, and has not been recovered, or is not repairable. How we will deal with your claim Sections 1 & 2 How we will deal with your claim Sections 1 & 2 How we will deal with your claim Sections 1 & 2 How we will deal with your claim Sections 1 & 2 Temporary replacement cars are not provided abroad. Where your car has been stolen you must provide a crime number from the Police. 5

7 Description of cover/product Driving other cars Cover for the death of, or injury to, other people including injury to any passengers If you are involved in an accident in your car you may be liable to pay compensation if anyone is killed or injured. Cover for damage to property belonging to other people If you or a driver covered to drive your car are involved in an accident in your car you may be liable to pay for damage you cause to other vehicles, and to property belonging to other people such as fixed items e.g. lamp- posts and walls. Legal costs and expenses You are covered for solicitor s fees at a coroner s inquest, fatal accident enquiry or Magistrates Court (including a court of similar jurisdiction in any country within the territorial limits) and defence of any legal proceedings for manslaughter, or causing death by dangerous or reckless driving We also pay any other costs and expenses incurred by our appointed solicitor and their appointed agents; and charges set out in the Road Traffic Acts. Emergency treatment charges If you are involved in an accident and receive treatment from the emergency services then you are covered for any cost of that treatment stipulated in the Road Traffic Act. Significant and benefits There is no cover to drive other cars. There is no limit. Up to 15,000,000 for damage to property belonging to other people (third parties) and up to 5,000,000 for dealing with the legal costs arising from such claims. There is no limit. There is no limit. There is no cover to drive other cars. Cover is only provided for the vehicle named on your Certificate of Motor Insurance, whilst it is being driven by the drivers named on your Certificate of Motor Insurance and for a purpose defined on your Certificate of Motor Insurance. Cover is only provided for the vehicle named on your Certificate of Motor Insurance, whilst it is being driven by the drivers named on your Certificate of Motor Insurance and for a purpose defined on your Certificate of Motor Insurance. Cover is only provided for the vehicle named on your Certificate of Motor Insurance, whilst it is being driven by the drivers named on your Certificate of Motor Insurance and for a purpose defined on your Certificate of Motor Insurance. If you wish to arrange for your own representation then you must obtain our prior written consent. Without this, these costs may not be covered by your. Cover is only provided for the vehicle named on your Certificate of Motor Insurance, whilst it is being driven by the drivers named on your Certificate of Motor Insurance and for a purpose defined on your certificate of Motor Insurance. Definitions Your Car and your Schedule of insurance Section 3 Section 3 Section 3 Section 3 Use by the motor trade, hotels and car parks Your car is covered whilst it is being driven by a member of the Motor Trade or an employee of a Hotel or Car Park. Up to the market value of your car and its accessories. None Section 4 6

8 Description of cover/product Glass in windscreens, sunroofs or windows (or for any scratching of the bodywork as a result of broken glass from your car) Foreign use This extends the full cover of your when you take your car abroad to any European Union (EU) country, or any country specified on your Schedule of Insurance. Significant and benefits You must notify us before any work is carried out. You will pay the first part of any claim for any glass that is replaced or repaired. The level of your contribution (your Excess), is shown on your Schedule of Insurance. Cover automatically applies provided it is shown on your Schedule of Insurance, unless the conditions shown in the next column are not met. You will not need a Green Card for these journeys. If you choose not to use our approved supplier, then the most we will pay is 200 less any excesses shown on your Schedule of Insurance. Damage to your car as a result of a deliberate act caused by you or any driver covered to drive your car. Cover for loss or damage to your car is excluded if it is kept abroad for more than 90 consecutive days in any one annual period of cover. Temporary Replacement Cars are not available abroad and repairs undertaken abroad are not guaranteed as they are not carried out by our approved network of repairers. Section 5 Section 6 Personal accident benefits Cover is provided for death or accidental injury to you or your husband, wife, common law partner or civil partner as a result of a road accident whilst you are travelling in, or getting in or out of any car. Medical expenses Medical expenses resulting from an accident while travelling in your car. Cover is limited to 7,500 in total per person during any one Period of Private Car Insurance Cover. Cover is limited to 200 per person travelling in your car at the time of the accident. If you wish to arrange cover for any other country then we must give you our permission in advance and you must pay any additional premium due. Cover only applies if the injury results in death, permanent loss of any limb above the wrist or ankle; or the complete and irrecoverable loss of sight in one or both eyes within 90 days of the incident. Cover will not be provided where the incident was as a result of suicide or attempted suicide, or driving under the influence of alcohol or non- prescription drugs, or where the driver of your car is convicted of reckless or dangerous driving, or where the person is not wearing a seatbelt. Cover will not be provided where the driver of your car is driving under the influence of alcohol or non- prescription drugs, or where the driver of your car is convicted of reckless or dangerous driving, or where the person is not wearing a seatbelt. Section 7 Section 8 7

9 Description of cover/product Personal belongings Accidental damage, or damage or loss caused by fire or theft of personal belongings in your car. Significant and benefits Cover is limited to 150. Loss or damage caused by theft or attempted theft is not covered if your car is left unlocked, or with the keys in it or with a window or roof open. Section 9 No claim discount You can obtain a discount from your Premium in accordance with the scale shown in your Private Car Document for every year that you remain claim free up to a maximum of 10 years. If you have a claim you will lose your no claim discount in accordance with the scale shown in your. Claims for emergency treatment charges, glass, motor legal protection and claims where you are not at fault and we recover all that we have paid, will not affect your no claim discount. Any personal belongings must be kept out of sight in the locked boot or glove compartment of your car. None Section 10 Protected no claim discount If you have already built up a valuable no claim discount you can protect it so that even if you do have a claim you will keep your full discount. Your no claim discount will be protected provided that there are no more than two claims in any five consecutive years of cover. Any change in the level of your no claim discount is no guarantee that your premium will not increase. Your no claim discounts must meet our acceptance criteria. Please refer to our terms and conditions for further details. Section 10 8

10 Description of cover/product Motor Legal Protection (Tesco Legal Guard) Significant and benefits Up to 100,000 of cover for legal costs and expenses to enable you to claim compensation for personal injury and/or personal losses following a road traffic accident within the EU from the person responsible for the accident. Tesco Legal Guard, if considered necessary, will appoint a specialist solicitor to pursue your claim. Cover is only available if a claim is more likely than not to be successful and if any judgement is more likely than not to be enforced. Cover is not available if you appoint a solicitor without first contacting Tesco Legal Guard. Section 11 European legal and UK tax helpline - a 24 hour advisory service for telephone advice on any private legal or taxation problem of concern to you or any member of your household. Simply telephone and quote 'Tesco Legal Guard'. General conditions and General exceptions These terms, conditions and apply irrespective of the cover you select. Your Private Car Document shows all of them. Replacement vehicle If, following a road traffic accident where somone else is to blame, your vehicle is off the road and you require a replacement vehicle, you will be provided with a 'like- for- like' replacement vehicle where you have a valid claim against somebody else. Please see Section 12 and Section 13 of your Private Car Document. Optional Extensions of cover (The add- ons) Please see Section 12 and Section 13 of your Private Car Document. Section 12 and Section 13 Road Rescue Key Cover The add- ons are only covered if they are shown on your Schedule of Insurance and any additional premium required has been paid Further details of the add- ons can be found here: 9

11 Cancellation You can cancel your at any time by notifying us. Cancellation can take effect immediately or from a later date, although it cannot be backdated. We reserve the right to cancel the cover providing we follow the procedure defined in Section 12 of the Private Car Document: if you do not co- operate in having the in- tele- box fitted within 14 days of you arranging cover with us if you do not pay your premium after a claim, where we have decided to make a cash payment for not more than the market value of your car at the time of the damage where it was uneconomic to repair or replace your car; or by writing to you at your last known address 7 days in advance of the cancellation date if there are serious grounds to do so such as failure to provide requested documents (proof of No Claim Discount etc.), exceeding Miles without top up, where your car is being driven or used other than in accordance with your Certificate of Motor Insurance, following a fraud or deliberate or reckless misrepresentation or if you have withheld information, following removal of, or tampering with, the in- tele- box. If we so request, you must also allow us or our approved supplier to retrieve the in- tele- box from your car in the event that cover is no longer required. Upon cancellation by either you or us, you will receive a refund of premium providing no claim has been made during the period of cover. You will be entitled to receive a refund of premium less an administration fee of 30 and a charge reflecting the cover we have provided up to the cancellation of your. This charge will be calculated on a proportionate basis on either the period of cover you have received or the miles you have used, whichever amount is higher. When you take out a with us we pay the cost of the in- tele- box, its fitting and retrieval of data from it. In the event that you cancel your and if the in- tele- box has already been fitted to your car, or had been fitted to a car you previously insured with us, you will be charged an additional fee of 50 to cover the cost to us of fitting the in- tele- box. These fees will be subject to Insurance Premium Tax where applicable. If you have made a claim during the current period of cover, you must pay the full annual premium and you will not be entitled to any refund. You must surrender your Certificate of Motor Insurance to us within 7 days of the cancellation date, as it is an offence under the Road Traffic Act not to do so. You can surrender your Certificate of Motor Insurance by sending us a notice by to confirm your insurance cover has ceased. Alternatively you can print and post a copy of your Certificate of Motor Insurance to us on which you state that cover has ceased and which you sign to that effect. 10

12 Important telephone numbers Enquiry What you need to do Our telephone number Making a claim or report an accident If your car is stolen Windscreen claims Motor Legal Protection (Tesco Legal Guard) Tesco Bank Breakdown Cover Tesco Bank Key Cover Box installations team For customer service and sales enquiries To make a change to your cover If you need to make a claim, please follow these steps: 1. Please call us as soon after the incident as possible. 2. Please give us as much information about the incident as you can. We will explain what your Private Car covers and if you have to pay any excess. 3. Wherever possible, speak to us before you make any arrangements for replacement or repair. For more details on how to make a claim please go to https://boxins.tescobank.com/customer- portal/ and see your Private Car Document. The in- tele- box includes tracking technology which tracks the location of your car and can help us find your car if it is stolen. If your car is stolen, please tell the local police and obtain a crime number. You should then contact us. We will confirm your details, record the crime number and begin to monitor the location of your car, liaising with the police as appropriate. If your car is recovered but damaged, or not recovered at all, please contact the claims department of Tesco Bank Box Insurance and we will help you with your claim. Have your number to hand and telephone the windscreen and glass damage team. If you need to make a claim on your Motor Legal Protection Call Tesco Bank Breakdown Cover to arrange a patrol to help you. Level of cover provided is based on add- on purchased. Call Tesco Bank Key Cover to arrange the best solution for your situation. Cover is only available if you purchased the add- on. Have your number to hand and telephone our dedicated in- tele- box installation team. You can go to https://boxins.tescobank.com/customer- portal/ and log into Your Portal where you can use Live Chat or you can talk to us on the telephone. You can go to https://boxins.tescobank.com/customer- portal/ and log into Your Portal where you can use Live Chat or you can talk to us on the telephone * Any calls to numbers starting 03 cost the same as calls to numbers starting 01 or 02 and may be included in any inclusive calls package you may have. Tesco Bank Box Insurance does not earn any revenue from the use of the 03 number. Contact us via Customer service: Claims: 11

13 Or you can write to us at: Customer Service Tesco Bank Box Insurance PO Box 1308 Newcastle NE12 2BF If we do not provide the expected service We aim to provide a high level of service and we want you to tell us when we don t. We take all complaints we receive seriously and aim to resolve these promptly and fairly. We welcome your feedback. We will record and analyse your comments to make sure we continuously improve the service we offer. If we don t meet the level of service you expect, and you have a complaint about your policy then please contact our customer service team on Alternatively you can If you need to make a complaint about your Claim, please call Alternatively, you can us at We will do everything we can to resolve your complaint immediately but if we can t or we need to investigate we will explain how we will do this and when we will respond. If we cannot resolve your complaint over the telephone, or you are dissatisfied with our proposals to resolve your complaint you can write to: Complaints Officer Tesco Bank Box Insurance PO Box 1308 Newcastle upon Tyne NE12 2BF or You should quote the Number shown on your Schedule of Insurance and explain the nature of your complaint. If you are not satisfied with the final decision regarding your complaint or you have not received the final decision within eight weeks, you can write to: The Financial Ombudsman Service South Quay Plaza 183 Marsh Wall London E14 9SR Following the complaints procedure does not affect your right to seek and take legal action. The Financial Services Compensation Scheme Insure The Box Limited, Catlin Insurance Company (UK) Ltd., Great Lakes Reinsurance (UK) PLC and Ageas Insurance Limited are members of the Financial Services Compensation Scheme (FSCS). You might be entitled to compensation from the FSCS if Insure The Box Limited, Catlin Insurance Company (UK) Ltd., Great Lakes Reinsurance (UK) PLC or Ageas Insurance Limited are unable to meet their obligations. Further information on the scheme can be obtained at: 12

Private Car Policy Summary

Private Car Policy Summary Private Car Policy Summary Private Car Policy Summary Welcome to insurethebox Thank you for choosing insurethebox which is a trading style of Insure The Box Limited. This is a summary of cover provided

More information

Private Car Policy Summary

Private Car Policy Summary Private Car Summary Private Car Summary Welcome to drive like a girl Thank you for choosing drive like a girl which is a trading style of Insure The Box Limited. This is a summary of cover provided by

More information

Private Car Policy Summary

Private Car Policy Summary Private Car Policy Summary Inside you ll find a summary of your Car Insurance Tesco Bank Box Insurance Car Insurance Private Car Policy Summary Welcome to Tesco Bank Box Insurance Thank you for choosing

More information

Terms and Conditions

Terms and Conditions Terms and Conditions Terms and Conditions Thank you for choosing insurethebox which is a trading style of Insure The Box Limited and underwritten by the insurers named below and on your Schedule. Electronic

More information

Terms and Conditions

Terms and Conditions Terms and Conditions Terms and Conditions Thank you for choosing drive like a girl which is a trading style of Insure The Box Limited and underwritten by the insurers named below and on your Schedule.

More information

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance Policy Summary Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Car Insurance. It does

More information

Key Policy Information

Key Policy Information Key Information Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Key Information This is a summary of cover available under Tesco Bank Car Insurance. It does not

More information

Private Car Policy Document

Private Car Policy Document Private Car Policy Document This is your Private Car Policy Document. Please read it carefully and keep it in a safe place with your current Schedule, Certificate of Motor Insurance and Statement of Fact.

More information

Policy Summary. Inside you ll find a summary of your Value car insurance. tescobank.com

Policy Summary. Inside you ll find a summary of your Value car insurance. tescobank.com Policy Summary Inside you ll find a summary of your Value car insurance tescobank.com Tesco Bank Value Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Value Car Insurance.

More information

Tesco Bank Box Insurance

Tesco Bank Box Insurance Tesco Bank Box Insurance Private Car Policy Document Inside you ll find full details of your Car Insurance Contents Page Welcome to Tesco Bank Box Insurance 1 The Laws that apply to this Policy 1 Your

More information

Policy Summary. Inside you ll find a summary of your car insurance. tescobank.com

Policy Summary. Inside you ll find a summary of your car insurance. tescobank.com Summary Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Summary This is a summary of cover available under Tesco Bank Car Insurance. It does not include all the

More information

Key Policy Information

Key Policy Information Key Policy Information Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Key Policy Information This is a summary of cover available under Tesco Bank Car

More information

Optima Plus Car Insurance

Optima Plus Car Insurance Optima Plus Car Insurance Policy Summary This document is a guide to the cover we provide. It is only a summary and does not contain the full terms and conditions of the contract. For full details of your

More information

Optima Car Insurance. Policy Summary

Optima Car Insurance. Policy Summary Optima Car Insurance Policy Summary This document is a guide to the cover we provide. It is only a summary and does not contain the full terms and conditions of the contract. For full details of your cover,

More information

Private Car Policy Document

Private Car Policy Document Private Car Policy Document This is your Private Car Policy Document. Please read it carefully and keep it in a safe place with your current Schedule, Certificate of Motor Insurance and Statement of Fact.

More information

Policy Summary. Keep this wording safe.

Policy Summary. Keep this wording safe. Policy Summary Keep this wording safe. Covéa Insurance Private Car This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your

More information

Police Mutual Car insurance

Police Mutual Car insurance Police Mutual Car insurance Policy Summary Police Mutual Car insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms

More information

Covea Insurance Private Car Summary.

Covea Insurance Private Car Summary. Covea Insurance Private Car Summary. This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your policy booklet. A copy of the

More information

Car insurance policy summary. What if I want to cancel? Who provides the cover? Types of cover. Complaints. Making a claim. 1 of 6

Car insurance policy summary. What if I want to cancel? Who provides the cover? Types of cover. Complaints. Making a claim. 1 of 6 Car insurance policy summary The information provided in this document is a summary of the key features and exclusions of the policy and does not form part of the contract between us. For full details

More information

Car Solutions Insurance. Summary of Cover

Car Solutions Insurance. Summary of Cover Car Solutions Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich

More information

Car Insurance Policy Summary

Car Insurance Policy Summary Car Insurance Policy Summary This policy summary outlines your car insurance cover, please read this carefully. It does not give details of all of the policy limits, terms, conditions and exclusions. For

More information

Car Insurance. Summary of Cover

Car Insurance. Summary of Cover Car Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich Insurance

More information

Go Girl Private Car and Small Commercial Vehicle Policy Summary

Go Girl Private Car and Small Commercial Vehicle Policy Summary Private Car and Small Commercial Vehicle Policy Summary is a trading name of Sabre Insurance Company Limited. Any reference to in this document will mean Sabre Insurance Company Limited as the ultimate

More information

insure2drive Private Car and Small Commercial Vehicle Policy Summary

insure2drive Private Car and Small Commercial Vehicle Policy Summary insure2drive Private Car and Small Commercial Vehicle Policy Summary insure2drive is a trading name of Sabre Insurance Company Limited. Any reference to insure2drive in this document will mean Sabre Insurance

More information

Full details of what you have chosen are shown in your personal quotation and policy schedule.

Full details of what you have chosen are shown in your personal quotation and policy schedule. CAR INSURANCE SUMMARY μ Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You

More information

Car insurance policy summary. Making a claim. Who provides the cover? Types and duration of cover. What if I want to cancel?

Car insurance policy summary. Making a claim. Who provides the cover? Types and duration of cover. What if I want to cancel? Car insurance policy summary Key facts The information provided in this document is a summary of the key features and exclusions of the policy and does not form part of the contract between us. For full

More information

CAR INSURANCE POLICY SUMMARY

CAR INSURANCE POLICY SUMMARY CAR INSURANCE SUMMARY μ Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You

More information

Your Policy Summary. Important information about your Motor Insurance Policy. Important Numbers

Your Policy Summary. Important information about your Motor Insurance Policy. Important Numbers Your Policy Summary Important information about your Motor Insurance Policy Important Numbers Claims and Accident Helpline *We recommend you save this number to your mobile phone 0800 107 1156* (24 hours)

More information

Drive Policy Summary. You can select the cover that suits your needs, from:

Drive Policy Summary. You can select the cover that suits your needs, from: Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You can select

More information

Optima private car insurance

Optima private car insurance abc Optima private car insurance This document is a guide to the cover we provide. It is only a summary and does not contain the full terms and conditions of the contract. For full details of your cover,

More information

Covéa Insurance Commercial Vehicle

Covéa Insurance Commercial Vehicle Covéa Insurance Commercial Vehicle This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your policy booklet. A copy of the

More information

Policy Summary www.debenhamscarinsurance.co.uk

Policy Summary www.debenhamscarinsurance.co.uk Policy Summary www.debenhamscarinsurance.co.uk Contents Policy Summary... 3 Introduction to Debenhams Car Insurance... 3 Summary of Cover... 3 Claims Helpline... 3 Windscreen Helpline:... 3 Insurer...

More information

Drive. Policy Summary

Drive. Policy Summary 1 Drive Policy Summary Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable.

More information

Drivology Car Insurance - Policy Summary

Drivology Car Insurance - Policy Summary Drivology Car Insurance - Policy Summary Your Policy Key Facts July 2015 edition Drivology Car Insurance - Policy Summary This policy summary does not contain full details and conditions of your insurance

More information

Your 7 Day Cover. Important information about your Motor Insurance Policy. Important Numbers

Your 7 Day Cover. Important information about your Motor Insurance Policy. Important Numbers HYUNDAI Insurance Your 7 Day Cover Policy Summary Important information about your Motor Insurance Policy Important Numbers Claims and Accident Helpline *We recommend you save this number to your mobile

More information

RIAS Car Insurance P O O B P P O C. Policy Summary. Who provides your cover. Policy Section

RIAS Car Insurance P O O B P P O C. Policy Summary. Who provides your cover. Policy Section RIAS Car Insurance Summary This is a summary of the cover provided under the RIAS Car Insurance policy. The full terms and conditions of the cover can be found in the car insurance policy booklet when

More information

Policy Booklet. Inside you ll find full details of your Upgraded Courtesy Car Cover. Upgraded Courtesy Car Cover

Policy Booklet. Inside you ll find full details of your Upgraded Courtesy Car Cover. Upgraded Courtesy Car Cover Policy Booklet Inside you ll find full details of your Upgraded Courtesy Car Cover Upgraded Courtesy Car Cover Contents Page Policy summary 1 Terms and conditions about your insurance 6 Meaning of words

More information

Your Electric Car Policy Summary

Your Electric Car Policy Summary MOTOR INSURANCE Important numbers Claims and Accident Helpline (24 hours)...... 0844 209 2594 We recommend you save this number to your mobile Your Electric Car Policy Summary Glass Helpline (24 hours)..............

More information

Motor Policy. Helpful information if you need to alter your motor insurance. Contents. Definitions

Motor Policy. Helpful information if you need to alter your motor insurance. Contents. Definitions Motor Policy if you need to alter your motor insurance Change of car Please notify Endsleigh before or on the date cover is required if You change Your Car, including details of any security system fitted

More information

Age UK Car Insurance Policy Summary

Age UK Car Insurance Policy Summary Age UK Car Insurance Policy Summary What is the Car Policy Summary? This is a summary of cover available under Age UK Car Insurance. It outlines the main benefits and exclusions of the policy cover and

More information

Your Policy Summary MOTOR INSURANCE. Important numbers. Private Car Insurance

Your Policy Summary MOTOR INSURANCE. Important numbers. Private Car Insurance MOTOR INSURANCE Important numbers Claims and Accident Helpline (24 hours)...... 0844 209 2594 We recommend you save this number to your mobile Your Policy Summary Private Car Insurance Glass Helpline (24

More information

HSBC Private Car Insurance. Summary of cover

HSBC Private Car Insurance. Summary of cover HSBC Private Car Insurance Summary of cover 2 HSBC Private Car Insurance This is a generic summary of cover and does not contain the full terms and conditions of the cover which can be found in the policy

More information

Your Car Insurance Policy Summary Booklet

Your Car Insurance Policy Summary Booklet Your Car Insurance Policy Summary Booklet Contents Welcome to Brightside car insurance...4 Car Policy Summary...6 About Brightside car insurance...6 Summary of Cover...6 Claims and Glass Helpline...6 Insurer...6

More information

Volvo Car Insurance DESIGNED WITH YOU IN MIND 7 DAYS FREE DRIVEAWAY WITH VOLVO CAR INSURANCE. 60958_453131A_BRO.indd 1 2/12/08 16:45:32

Volvo Car Insurance DESIGNED WITH YOU IN MIND 7 DAYS FREE DRIVEAWAY WITH VOLVO CAR INSURANCE. 60958_453131A_BRO.indd 1 2/12/08 16:45:32 Volvo Car Insurance DESIGNED WITH YOU IN MIND 7 DAYS FREE DRIVEAWAY WITH VOLVO CAR INSURANCE 60958_453131A_BRO.indd 1 2/12/08 16:45:32 60958_453131A_BRO.indd 2 2/12/08 16:45:38 7 Days Free Driveaway with

More information

MINI FLEET. Policy Summary

MINI FLEET. Policy Summary MINI FLEET Policy Summary 2 Mini Fleet Policy Summary MINI FLEET Policy Summary Your RSA Mini Fleet Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.

More information

Rural Insurance Farm Motor

Rural Insurance Farm Motor Rural Insurance Farm Motor Policy Summary Rural Insurance agricultural and rural insurance specialists Tel: 01423 876 000 Fax: 01423 876 001 Email: enquiries@ruralinsurance.co.uk ruralinsurance.co.uk Farm

More information

Rias Car Insurance. Policy Summary. Who provides your cover

Rias Car Insurance. Policy Summary. Who provides your cover Rias Car Insurance Summary This is a summary of the cover provided under the Rias Car Insurance policy. The full terms and conditions of the cover can be found in the car insurance policy booklet when

More information

AXA Car Insurance. Policy summary. April 2015 edition

AXA Car Insurance. Policy summary. April 2015 edition AXA Car Insurance Policy summary April 2015 edition Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore it does not contain the full terms and conditions

More information

MINI Car Insurance Policy Summary.

MINI Car Insurance Policy Summary. Summary. This is a policy summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms can be found in the policy

More information

Motor Fleet. Policy Summary. coveainsurance.co.uk. Registration and Regulatory Information

Motor Fleet. Policy Summary. coveainsurance.co.uk. Registration and Regulatory Information Motor Fleet Policy Summary Motor Fleet insurance is for companies, sole traders or partnerships operating a fleet of 3 to 25 vehicles comprising of cars and commercial vehicles used for the business of

More information

AXA Car Insurance. Policy summary. June 2014 edition

AXA Car Insurance. Policy summary. June 2014 edition AXA Car Insurance Policy summary June 2014 edition 35372_APLD0144ZF_SUM_A5.indd 1 17/06/2014 13:36 Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore

More information

Octagon Insurance Replacement Vehicle Policy

Octagon Insurance Replacement Vehicle Policy Octagon Insurance Replacement Vehicle Policy 1 This insurance policy has been arranged by Qdos Broker & Underwriting Services Limited, is administered by Motorplus Limited (trading as Motorplus and ULR)

More information

Chauffeur Insurance. Staveley Head Limited is authorised and regulated by the Financial Conduct Authority.

Chauffeur Insurance. Staveley Head Limited is authorised and regulated by the Financial Conduct Authority. Chauffeur Insurance UNDERWRITTEN BY This is a summary of your policy and does not contain the full terms and conditions of your insurance policy. The full terms and conditions can be found in your insurance

More information

Private Vehicle Motor Insurance Key Facts

Private Vehicle Motor Insurance Key Facts Private Vehicle Motor Insurance Key Facts This is a summary of your policy and does not contain the full terms and conditions of your insurance policy. The full terms and conditions can be found in your

More information

VAN CHOICE INSURANCE POLICY SUMMARY

VAN CHOICE INSURANCE POLICY SUMMARY BUSINESS VAN CHOICE INSURANCE POLICY SUMMARY µ BUSINESS Van Choice Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the

More information

YOUR CAR INSURANCE POLICY BOOKLET

YOUR CAR INSURANCE POLICY BOOKLET YOUR CAR INSURANCE POLICY BOOKLET All you need to know about your car insurance Keep this policy booklet in a safe place Your policy details Please make a note of the following information from your policy

More information

Van Insurance Summary of cover

Van Insurance Summary of cover Van Insurance Summary of cover About this document This document is a summary of the insurance provided by our Van insurance policy. Therefore it does not contain the full terms and conditions of your

More information

My Legal Expenses Cover...

My Legal Expenses Cover... My Legal Expenses Cover... Motor Legal Expenses Welcome Thank you for insuring with 1 ST CENTRAL. We are delighted to welcome you as a valued client. Please take time to read your policy and contact us

More information

Car Solutions Prospectus and Summary of Cover. What you need to know

Car Solutions Prospectus and Summary of Cover. What you need to know Car Solutions Prospectus and Summary of Cover What you need to know 2 We recognise that you re probably more passionate about your car than you are about your car insurance. That s why we re here to make

More information

Replacement Vehicle Van Insurance Policy

Replacement Vehicle Van Insurance Policy Replacement Vehicle Van Insurance Policy Express Insurance Services - Replacement Vehicle Policy Summary Express Insurance Services - Replacement Vehicle Insurance Policy Policy Summary This is a summary

More information

MOTOR FLEET KEY FACTS FLEET COVER GEARED FOR YOUR NEEDS

MOTOR FLEET KEY FACTS FLEET COVER GEARED FOR YOUR NEEDS MOTOR FLEET KEY FACTS FLEET COVER GEARED FOR YOUR NEEDS Product Summary Please read this document carefully. Full terms and conditions can be found within the Policy Document. Motor Fleet Policy The Fleet

More information

Audi Ensurance Cover Booklet

Audi Ensurance Cover Booklet Audi Ensurance Cover Booklet 7/13 v1.0 Welcome Welcome to Ensurance your three year Accident and Repair Cover, designed to help you if your car is damaged in an accident or stolen. This document contains

More information

Third Party, Fire and Theft. Policy

Third Party, Fire and Theft. Policy Third Party, Fire and Theft Policy Your car insurance policy Relevant to the entire policy This policy is an agreement between you (the person shown in the schedule as the person insured) and us (Zurich

More information

www.suzuki.co.uk/cars/insurance

www.suzuki.co.uk/cars/insurance Important Numbers Claims and Accident Helpline: Glass Helpline: 0800 107 1156* (24 hours) *We recommend you save this number to your mobile phone 0844 836 7385 (24 hours) Policy Changes: 0844 209 2598

More information

AXA Car Insurance. Policy summary. April 2016 edition

AXA Car Insurance. Policy summary. April 2016 edition AXA Car Insurance Policy summary April 2016 edition Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore it does not contain the full terms and conditions

More information

policy summary car insurance

policy summary car insurance policy summary car insurance what you need to know NI May 201 redefining standards a summary of our car insurance policy Thank you for insuring your car with us. This document is a summary of your motor

More information

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER Motor Legal Expenses provides:- 24/7 Legal Advice Insurance for legal costs for certain types of disputes HELPLINE SERVICES Legal Helpline MOTOR LEGAL EXPENSES Use the 24 hour advisory service for telephone

More information

Demands and Needs Statement

Demands and Needs Statement Hire Car Cover Demands and Needs Statement This policy meets the demands and needs of a driver who requires a replacement car if their own vehicle is confirmed as a total loss or has been stolen and remains

More information

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor

More information

Your car insurance policy Features and benefits

Your car insurance policy Features and benefits Your car insurance policy Features and benefits FBD Insurance plc, trading as Clan Insurance, is regulated by the Central Bank of Ireland PMV Clan FAB 2015 02 V1.0 Welcome to Clan Insurance. Our car insurance

More information

Your John Lewis Car Insurance Policy

Your John Lewis Car Insurance Policy Your John Lewis Car Insurance Policy John Lewis Car Insurance Policy Contents Table of cover 1 Important telephone numbers 2 Your John Lewis Car Insurance Policy Wording Introduction 3 Definitions 4 General

More information

Replacement Vehicle Car Insurance Policy

Replacement Vehicle Car Insurance Policy Replacement Vehicle Car Policy Express Services - Replacement Vehicle Policy Summary Express Services - Replacement Vehicle Policy Policy Summary This is a summary of available under the Express Services

More information

Volkswagen Ensurance Cover Booklet

Volkswagen Ensurance Cover Booklet Volkswagen Ensurance Cover Booklet 03/14 V2.0 Welcome Welcome to Ensurance your free three year Accident and Repair Cover, designed to help you if your car is damaged in an accident or stolen. This document

More information

If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary

If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary Your policy summary 2. Your policy summary 5. Important

More information

Fleet Legal Guard. Policy Wording

Fleet Legal Guard. Policy Wording Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13

More information

Contents. Your car insurance policy. ONE s promise to you

Contents. Your car insurance policy. ONE s promise to you 01/10/11 (V1) Contents Your car insurance policy You should read this policy, the schedule, endorsements and certificate of motor insurance as one contract. It is our agreement with you, based on the information

More information

Aviva Motor Policy Summary and Important Information

Aviva Motor Policy Summary and Important Information Aviva Motor Policy Summary and Important Information This is a summary of the policy and does not contain the full terms and conditions of the cover which can be found in the policy documentation. It is

More information

FLEET UNDERWRITING POLICY SUMMARY

FLEET UNDERWRITING POLICY SUMMARY FLEET UNDERWRITING POLICY SUMMARY Some important facts about your Motor Insurance are summarised below. This summary does not contain the full terms and conditions of the contract which can be found in

More information

Zurich Car Insurance. Policy

Zurich Car Insurance. Policy Zurich Car Insurance Policy Your Zurich Car Insurance policy Relevant to the entire policy This policy is an agreement between you (the person shown in the schedule as the person insured) and us (Zurich

More information

FLEETSHIELD. Policy Summary

FLEETSHIELD. Policy Summary FLEETSHIELD Policy Summary FleetShield Policy Summary FleetShield Policy Summary Your Tower Insurance FleetShield Policy is an annual contract which may be renewed each year subject to your needs and our

More information

Policy Booklet. Inside you ll find full details of your car insurance. tescobank.com

Policy Booklet. Inside you ll find full details of your car insurance. tescobank.com Policy Booklet Inside you ll find full details of your car insurance tescobank.com Contents Page Welcome to your Tesco Bank Car Insurance policy 1 Here are some quick and handy tips 2 Meanings of Words

More information

Policy Summary. Insurance from. How to make a claim? For accidents in the United Kingdom, Channel Islands and Isle of Man Call 0844 893 9606

Policy Summary. Insurance from. How to make a claim? For accidents in the United Kingdom, Channel Islands and Isle of Man Call 0844 893 9606 Policy Summary This is a Policy Summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full terms can be found in the

More information

Car insurance policy summary. Making a claim. Who provides the cover? Types and duration of cover. What if I want to cancel?

Car insurance policy summary. Making a claim. Who provides the cover? Types and duration of cover. What if I want to cancel? Car insurance policy summary Key facts The information provided in this document is a summary of the key features and exclusions of the policy and does not form part of the contract between us. For full

More information

Your policy summary. If you have an accident...call us straight away on 0844 891 5391.

Your policy summary. If you have an accident...call us straight away on 0844 891 5391. Your policy summary If you have an accident...call us straight away on 0844 891 5391. For our joint protection, calls may be recorded and/or monitored. Your policy summary 2. Your policy summary 5. Important

More information

Legal Expenses Insurance

Legal Expenses Insurance Legal Expenses Express Services - Motor Legal Expenses Policy Summary Some important facts about your Express Services Motor Legal Expenses insurance policy are summarised below. This summary does not

More information

Document of car insurance CAR INSURANCE. A guide to your cover and how to make a claim. Keep me somewhere safe PART OF LIVERPOOL VICTORIA

Document of car insurance CAR INSURANCE. A guide to your cover and how to make a claim. Keep me somewhere safe PART OF LIVERPOOL VICTORIA Document of car insurance CAR INSURANCE A guide to your cover and how to make a claim Keep me somewhere safe PART OF LIVERPOOL VICTORIA WELCOME TO ABC INSURANCE Thank you for choosing to purchase an ABC

More information

Policy. Basic Comprehensive Car Insurance

Policy. Basic Comprehensive Car Insurance Policy Basic Comprehensive Car Insurance Your car insurance policy You should read this policy, the schedule, endorsements and certificate of motor insurance as one contract. It is an agreement between

More information

Commercial Vehicle Excess Protect

Commercial Vehicle Excess Protect Commercial Vehicle Excess Protect In consideration of You having purchased Business & Domestic Commercial Vehicle Excess Protect insurance, We agree to indemnify You in accordance with the terms exclusions

More information

AXA Third Party Fire & Theft Car Insurance Policy Summary

AXA Third Party Fire & Theft Car Insurance Policy Summary AXA Third Party Fire & Theft Car Insurance Policy Summary This policy summary does not contain full details and conditions of your insurance these are located in your policy wording. This insurance is

More information

Personal Injury Cover. Terms and Conditions

Personal Injury Cover. Terms and Conditions Personal Injury Cover Terms and Conditions Demands and Needs Statement This Policy meets the demands and needs of those who wish to ensure that in the event of an Accident an Insured Person will be covered

More information

Loan Car Legal Cover Terms and Conditions

Loan Car Legal Cover Terms and Conditions Loan Car Legal Cover Terms and Conditions As a Loan Car Driver, you also benefit from legal expenses cover. Legal expenses cover pays the legal costs and expenses of any legal proceedings to recover uninsured

More information

Drivology Car Insurance - Policy Summary

Drivology Car Insurance - Policy Summary Drivology Car Insurance - Policy Summary Your Policy Key Facts May 2016 edition Drivology Car Insurance - Policy Summary This policy summary does not contain full details and conditions of your insurance

More information

CENTRAL. Hire Car Cover Comprehensive

CENTRAL. Hire Car Cover Comprehensive ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been

More information

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet:

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet: Motor Trade Policy Summary Some important facts about your Motor Trade Insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please take time to

More information

Car Insurance. Policy document. Car Insurance is provided by Ageas Insurance Limited

Car Insurance. Policy document. Car Insurance is provided by Ageas Insurance Limited Car Insurance Policy document Car Insurance is provided by Ageas Insurance Limited Contents Useful telephone numbers... 3 Important customer information... 4 What to do if you have an accident... 5 Broken

More information

Your summary of cover Direct Choice Car Insurance

Your summary of cover Direct Choice Car Insurance Your summary of cover Direct Choice Car Insurance Contents Your introduction to Direct Choice Car Insurance 3 A quick guide to the cover we include 4-5 A few key things we don t cover 6 Additional cover

More information

Congratulations... ...and thank you for buying a Motoring First policy.

Congratulations... ...and thank you for buying a Motoring First policy. 2 Congratulations......and thank you for buying a Motoring First policy. This document explains exactly what is covered by Licence Shield, how to make a claim, important contact details and much more.

More information

Optima Car. Policy Wording. What s inside... To make a claim, call 0870 240 1895 Please add this number to your mobile phone

Optima Car. Policy Wording. What s inside... To make a claim, call 0870 240 1895 Please add this number to your mobile phone Optima Car Policy Wording What s inside... Introduction 4 Your cover 5 Liability to other people 5 No claim discount 10 Temporary replacement car 11 Making a claim 15 What to do if you have an accident

More information

Van Insurance Terms of Business Agreement

Van Insurance Terms of Business Agreement Van Insurance Terms of Business Agreement Who regulates us? Kwik Fit Insurance Services ( KFIS, we, us, our ) is a trading name of Ageas Retail Limited. Ageas Retail Limited is authorised and regulated

More information

Document of car insurance CAR INSURANCE. A guide to your cover and how to make a claim. Keep me somewhere safe

Document of car insurance CAR INSURANCE. A guide to your cover and how to make a claim. Keep me somewhere safe Document of car insurance CAR INSURANCE A guide to your cover and how to make a claim Keep me somewhere safe WELCOME TO ABC INSURANCE Thank you for choosing to purchase an ABC Insurance policy ABC Insurance

More information