Summary: In the state of New York, you may qualify for low cost health insurance whether you are a small business, sole proprietor or individual.

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1 Title: Finding Low Cost Health Insurance In New York Word Count: 304 In the state of New York, you may qualify for low cost health insurance whether you are a small business, sole proprietor or individual. In 2000 the NY Legislature enacted regulations in response to the Governor's proposal to make available comprehensive insurance coverage for New York workers and their families who are uninsured. The name of the program is Healthy NY. This program helps the small business owners (businesses with 50 or fewer employees) to provide health... Article Body: In the state of New York, you may qualify for low cost health insurance whether you are a small business, sole proprietor or individual. In 2000 the NY Legislature enacted regulations in response to the Governor's proposal to make available comprehensive insurance coverage for New York workers and their families who are uninsured. The name of the program is Healthy NY. This program helps the small business owners (businesses with 50 or fewer employees) to provide health insurance to their employees and their families. Additionally, Workers who are

2 unable to purchase insurance through their employer because the employer doesn't offer insurance and the sole proprietor may purchase coverage directly though Health NY. All HMO's in the state of New York offer standardized health benefit package that is made affordable through the sponsorship of NY State. This makes it more affordable for small employers and uninsured employees. There are certain eligibility requirements for each section: Small Employer Business must be located in New York The business must have 50 or less eligible employees 30% of employees must earn $34,000 or less The business must not have provided group health insurance to employees in last 12 months (with certain stipulations) 50% of eligible employee participation and at least one earns $34,000 or less Employer must contribute 50% of premium The employer must offer plan to employees working 20 hours or more and earning $34,000 or less Individual and Sole Proprietor guidelines: The individual must live in the state of New York Must be currently employed or have been within the last 12 months Employer does not provide health insurance Have not health insurance for past 12 month period Ineligible for Medicare The annual household income must meet the Healthy NY Income Guidelines Please see our recommended sources for insurance quotes and low rates. These websites are aslo great sources for information about rates and coverages in the lower 48 states. Title: Innovative Sports Features Make Cruise Ships A Healthier Place To Be Word Count: 435 Several cruise lines are incorporating some pretty innovative sports features into the designs of their new ships including a bowling alley and boxing ring. Norwegian Cruise Line, Alaska cruises, cruises

3 Article Body: by Roy Witman?2006 Generally the phrase "cruise ship" brings about thoughts of pampering, exceptional food, indulgence and luxury. While these are still the case, no one can deny our culture as a whole is becoming more health-conscious by the day. The cruise industry recognizes this. In fact, several cruise lines are incorporating some pretty innovative sports features into the designs of their new ships due out later this year. Norwegian Cruise Line is looking forward to the launch of its latest vessel, Norwegian Pearl, in February Pearl will feature a fitness center (as most ships do). But most notably, Pearl will be the first ship to include a full-size, 10-pin bowling alley. Following the fitness trend herself, Royal Caribbean's Freedom of the Seas (which will debut in May 2006) throws some punches of her own - boxing punches, that is. Freedom will be the first ship to offer a full-size boxing ring. Freedom plans incorporate the inclusion of Royal Caribbean's popular FlowRider?surfing simulator as well as a new group Pilates reformer studio. Fight Klub will offer Freedom guests a variety of boxing-related activities. Go one-on-one with an experienced instructor. Run the circuit with speed bags, jump ropes, heavy bags and more. Spar with body master bags or work out with your own on-site boxing coach. Looking for something a little less intense, but just as effective? Freedom will include the first-ever dedicated Pilates reformer group exercise program at sea. Personalized training is available for guests who can also partake of yoga classes while onboard. The newest cruise ships, such as Pearl and Freedom, also offer a variety of fitness classes including step, total body conditioning, stretching, core, circuit training, walking, jogging, running, strength training and more. To further your knowledge of good practices for a healthy lifestyle, seminars are also available on a wide range of topics. Not all fitness activities take place on the ships. Freedom will also add an innovative feature for runners and walkers. "Avid runners can follow mapped-out routes at select ports of call and enjoy a safe run at each destination without having to worry about getting lost on their way back to the ship or measuring the distance on their own." From ice skating to rock climbing to the always-popular treadmill jog, cruise ships are following the fitness craze. As you can plainly see, cruising is now more about living your best life in balance than sheer indulgence. While you're being pampered, getting a glowing tan and treating yourself to truly lavish cuisine, you can also be toning, shaping and firming so you look better than ever when you return. Title: Unwrapping The Health Benefits Of Chewing Gum

4 Word Count: 384 One method used to maintain astronauts' oral health isn't exactly rocket science. It's sugarless chewing gum--and it's not only been linked to healthy teeth, it's been found to have a number of other benefits as well. Unwrapping The Health Benefits Of Chewing Gum Article Body: One method used to maintain astronauts' oral health isn't exactly rocket science. It's sugarless chewing gum-and it's not only been linked to healthy teeth, it's been found to have a number of other benefits as well. Here's a closer look: Out Of This World In 1964, NASA began giving astronauts sugarless chewing gum for their space missions. Since the astronauts were fed through a tube, their gums tended to swell because they were not actually chewing their food. Chewing gum helped keep their teeth and gums healthy and strong. Healthy Smile, Healthy Body Sugar-free gum has been shown to help reduce the incidence of tooth decay--a condition believed to affect half of all adults and to be the most common chronic childhood disease of childhood. It's estimated that Americans spend $60 billion a year to treat tooth decay-and it is money well spent. Tooth decay can cause tooth loss, which can lead to malnutrition. More Reason To Smile The health benefits of gum don't stop there. The makers of Trident sugarless gum, Cadbury Adams USA LLC also offer a product called Trident White. According to Cadbury Adams-the U.S. business unit of confectionery and beverage leader Cadbury Schweppes (NYSE: CSG)--the gum not only whitens teeth and helps prevent stains, it also provides additional oral health benefits. It features Recaldent, a remineralizing ingredient that helps strengthen teeth. The gum's whitening agent is completely nonabrasive (unlike gums that use baking soda to whiten) and does not contribute to tooth sensitivity. Chew To A New You An added benefit of chewing gum: It's low in calories. Sugar free gum usually has about five calories. That means it can be a smart way for dieters to help satisfy snack cravings. For instance, Trident Splash is a sugar-free gum that Cadbury Adams says was actually designed to be a great tasting snack alternative that's good for your teeth. The gum is a unique combination of textures-a liquid center surrounded by soft, chewy gum and a sweet, crispy outer shell-and it

5 comes in two surprising flavors: peppermint with vanilla and strawberry with lime. Not Just Lip Service According to the National Association of Chewing Gum Manufacturers, chewing gum: Relaxes and eases tension Helps concentration Helps people resist the urge to smoke Reduces ear discomfort when flying Cleans teeth after meals.