YOUR HEALTH CARE IS IN GOOD HANDS

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1 YOUR HEALTH CARE IS IN GOOD HANDS 1

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3 YOUR HEALTH CARE IS IN GOOD HANDS INDEX 1- Your health care is in good hands 4 2- General Dictionary 5 3- From Your Management 6 4- Eligibility to Medical Insurance Coverage 7 5-Table Of Benefits Special Conditions General Conditions General Execlusion List of Assigned Providers Network

4 YOUR HEALTH CARE IS IN GOOD HANDS YOUR HEALTH CARE IS IN GOOD HANDS Welcome to the membership of Medgulf Health Care World. We hope our experience will ensure your satisfaction by allowing you trouble free access to quality health care services whenever needed. The Purpose of this booklet and the attached inserts is to guide you and your dependents to access the benefits of your medical insurance plan, what are the general exclusions and what procedure to follow in case of a claim. However, it does not replace the policy officially issued to your company that remains the sole legal reference. This booklet is issued in compliance with the compulsory policy terms and conditions enforced by Council of Cooperative Health Insurance. This booklet only contains guidelines. The signed policy between your company and Medgulf stands as the official contract 4

5 YOUR HEALTH CARE IS IN GOOD HANDS General Directory If you require any assistance or need any clarification, please contact the following: In case of difficulties, please call the following number: Toll Free Round the Clock OR contact The Claims Support Center of MediVisa at the following for any complain or suggestion: RIYADH Al-Maather Street, Future Building 7th Floor P.O. Box Tel JEDDAH Jeddah Office for your insured members in Jeddah, Makkah, Madina & Taif Regions Jeddah Prince Fahd Street (Al Siteen Street) Medgulf Building (Al Rajhi Center) 1st, 2nd, & 3rd.Floor P.O. Box Jeddah Tel KHOBAR Khobar office for your insured members in Eastern Region Dammam Khobar Highway Nasser Saeed Al Hajri Tower (7th Floor) P.O. Box 8836 Dammam Tel Assist america: Worldwide Emergency Services when traveling abroad, please contact the following numbers: Toll Free inside the U.S.A Outside the U.S.A. (Precede number by U.S access code.) Carnegie Center Suite 302A Princeton, NJ

6 From Your Management From Your Management We are Pleased to announce the Medical insurance plan of our employees with Medgulf The Mediterranean & Gulf Insurance and Reinsurance company (E.C.). with administrative and technical assistance from Medi Visa KSA. Essentially, the medical coverage is provided for all staff and their authorized dependents living with them in the Kingdom. Please read this booklet carefully to learn and understand the benefits, exclusions, controls and administration of the program. In order to benefit from the direct billing systems, treatment must be obtained from one of the medical providers specified in this booklet. All outpatient and inpatient care will be paid for by direct billing between the insurer and the providers. Using the services of other providers in case of Emergency, would result in cash payment by the employee who could then recover through an established reimbursement procedure. The pre-authorized of non-emergency hospitalization as a control must be recognized. It allows validation of a Doctor s findings and recommendation by another expert. The company will not reimburse any expenses already rejected by the insurer because it falls outside the scope of the cover described in this booklet. The Health of our employees and their dependents is of paramount importance to us. On the other hand, we expect them to use such coverage only when it is necessary. Medgulf will continually report to us the level of utilization of each employee and his dependents to investigate those cases that fall outside the established norms. 6

7 Eligibility to Medical Insurance Coverage Eligibility to Medical Insurance Coverage Employee: any employee working for the company on a permanent full-time basis and officially residing in KSA. Dependent: for the purpose of this plan, any member of the employee s family residing officially with him in KSA and depending on him for subsistence shall be considered as dependent if within one of the following criteria: A wife of the employee. Any unmarried child provided: He / She is under age 18. He / She is a full time student and is under age 25. Unmarried female. Parents of the employee. You have 30 days from the date of eligibility to enroll each of your dependents. If you apply after 30 days, coverage may not be provided to those dependents. Therefore, it is very important that you notify your Human Resources Department without delay of any new family member. 7

8 TABLE OF BENEFITS Period of Insurance From: January 01st, 2013 To: December 31st, 2013 LIMIT of BENEFITS Class VIP Class A Class B Class CA Work Related Injury / Illness Not Covered Not Covered Not Covered Not Covered Geographical Scope KSA KSA KSA KSA Dependents Covered Yes Yes Yes Yes Waiting period of newborn baby Nil Nil Nil Nil Global Annual Limit per person SR. 5,000,000 SR. 1,000,000 SR. 1,000,000 SR. 1,000,000 In Hospital: Allowed Room at APN Suite Private Private Private Daily Room & Board in KSA outside APN 800 SR. 600 SR. 600 SR. 600 Daily Room & Board abroad 1000 SR. 600 SR. 600 SR. 600 Cost of Surgery & Anesthesia Full Cover Full Cover Full Cover Full Cover Radiotherapy & Chemotherapy Full Cover Full Cover Full Cover Full Cover Daycare for Surgical Procedure Full Cover Full Cover Full Cover Full Cover Deductible each & every claim Nil Nil Nil Nil Co-Insurance outside APN in KSA (emergency) Co-Insurance outside APN abroad (emergency) TABLE OF BENEFITS Nil Nil * Nil * Nil * Nil Nil * Nil * Nil * Renal Dialysis SR 100,000 SR 100,000 SR 100,000 SR 100,000 Acute Psychological Cases SR 15,000 SR 15,000 SR 15,000 SR 15,000 * Cash reimbursement for Emergency Cases (in K.S.A. or 100% subject to network rating. ** The visit includes doctor consultation, related investigations & prescribed medicine. 8

9 TABLE OF BENEFITS TABLE OF BENEFITS LIMIT of BENEFITS Class VIP Class A Class B Class CA Out Patient Covered Covered Covered Covered Deductible each & every claim Nil 20% with a maximum of SR 100 per visit ** Co-Insurance outside APN in KSA (emergency) Co-Insurance outside APN abroad (emergency) Nil * (plus applicable deductible) Nil * (plus applicable deductible) Pre-Existing & Chronic: Covered Covered Covered Covered Maternity Coverage: Annual limit SR 25,000 SR 15,000 SR 15,000 SR 15,000 Waiting Period Nil Nil Nil N/A Vaccinations are covered for children upto 6 years as per Ministry of Health. Dental Care: Annual limit SR 4,000 SR 2,000 SR 2,000 SR 2,000 Co-Insurance 20% with a maximum of SR 100 per visit ** Extraction of Natural tooth, Amalgam/Composite Filling, Root Canal Treatment and Gum Treatment excl. Scaling and Cleaning. Optical Care: Annual Limit SR 1000 SR 500 SR 300 SR 250 Co-Insurance 20% with a maximum of SR 100 per visit ** Vision Tests, Lenses, Frame Up to maximum SR 250 for all Classes. Repatriation Costs: Covered Covered Covered Covered Repatriation of Mortal Remains to country. SR 10,000 SR 10,000 SR 10,000 SR 10,000 Worldwide Emergency Services Covered Covered Covered Covered When traveling for more than 150 km away from home or abroad Full Cover Full Cover Full Cover Full Cover * Cash reimbursement for Emergency Cases (in K.S.A. or 100% subject to network rating. ** The visit includes doctor consultation, related investigations & prescribed medicine. 9

10 Special Conditions Special Conditions - Cash reimbursement for Emergency Cases (in K.S.A or 100% subject to KSA network customary charges. General Conditions Out-patient services: Every member is provided with a medical insurance card to be presented, together with a proof of identity, at any of the assigned providers in Saudi Arabia to receive treatment. The Card holder is requested to follow the administrative procedure below set by Medgulf together with the assigned providers: The member (or his guardian) should sign the Outpatient claim form at the reception desk of the medical facility. The member will pay to the medical facility all the medical expenses (consultation, deductibles, co-insurance and any other services) that are not covered by this medical plan. Important Remark The medical insurance card is the responsibility of the employee. If lost, the employee will be fully responsible for all expenses resulting from any misuse of the lost card at any assigned provider. In-patient services AT APN: Non-Emergency Admissions: Pre-Admission Authorization: When Hospitalization is required, the medical facility shall request pre-authorization from MediVisa. Once authorized as medically necessary, the medical facility and Card holder are advised to arrange for admission. Second opinion: The plan covers 100% of the cost to obtain a second opinion from a well-known doctor to confirm the necessity for surgery. Should the patient refuse to submit to such second opinion, he will have to pay 50% of all eligible expenses. 10

11 General Conditions Emergency Admission: For Emergency cases, pre-authorization is not required prior to admission. Treatment Abroad: Any emergency and/or non emergency Medical expenses incurred whilst on vacation /business trips not exceeding 60 days will be reimbursed at reasonable & customary charges at assigned providers subject to policy terms & conditions. Emergency is a health condition, other than delivery, accompanied with severe pain and/or high fever, raising a professional concern that the absence of immediate treatment is likely to result in a serious loss of a bodily function or organ. Reimbursement of Claims: Certain expenses incurred outside the assigned providers are reimbursable under this plan provided the below procedure is followed: - Get Get a claim form from the HR Department and complete it in full. - Attach all of the following documents that are applicable: y Doctor s report showing date, location, symptoms, diagnosis, treatment and prescription y Doctor s certificate indicating the reasons that made the condition of Emergency nature. y Diagnostic investigations result (laboratory, X-rays etc). y Original receipts for all amounts paid. y Discharge report (for inpatient cases). y Detailed itemized invoice (s). Submit the whole documents to HR Department for approval and submission to MEDGULF, but retain a copy for your file. 11

12 General Conditions Claim Rejection MEGULF may reject any claim for the following reasons: ylack Lack of information in the doctor s report. yappropriate invoices / receipts not provided. yclaim form not completed properly. ytreatment /condition not covered under the scheme. Rejected claim and reasons (s) will be returned to your HR Department. Such claims should be resubmitted with all requested details not later than 30 days from the date the documents are received by your HR Department. Pre-Authoration Procedure: Some Services and/or conditions cannot be treated at assigned providers without prior approval from MediVisa. Medical Service and/or Condition In Hospital Treatment Daycare Treatment, surgical procedure Maternity Coverage "only first visit" Dental Coverage. Optical Coverage. Claims over SAR Claims over SAR Class(es) for which approval is required A - B & CA A - B & CA A & B A - B & CA A - B & CA A B & CA To avoid delay /complaints, please make sure that the approval request has been sent by the medical facility to MediVisa immediately. The reply should be forwarded back to the medical facility within minutes during normal working hours, should the response be delayed for any reasons, please call one of the numbers shown on the back of card. 12

13 General Exclusions General Exclusions Unless specifically indicated to the contrary in the Table of Benefits, the company shall not be liable for any expenses relating directly or indirectly to: A This policy shall not cover claims arising from: 1. Intentional self-inflicted injury. 2. Sicknesses resulting from the abuse of some medicine, stimulants or tranquilizers, or from the use of alcohol, drugs or similar substances. 3. Cosmetic treatment or surgery unless necessitated by a bodily injury not excluded in this section. 4. General Checkup, inoculations, drugs or preventive measures that are not required for a medical treatment covered under this policy (excluding preventive procedures as defined by the Ministry of Health like vaccinations and mother care and childcare.). 5. Pregnancy and delivery of a woman whose contractual status is un-married. 6. Treatment received by a beneficiary free of charge. 7. Rest cures, general health cures and treatment in social healthcare institutions. 8. Any disease or injury resulting directly from the beneficiary s profession. 9. Medically recognized venereal or sexually transmitted diseases. 10. Costs of treatment following diagnosis of HIV or any disease related to HIV including AIDS and its derivatives, alternatives or other forms. 11. All costs relating to tooth implant, artificial teeth, fixed or mobile bridges or orthodontic treatment unless resulting from violent external means. 12. Vision or hearing tests and visual or hearing aids unless required by the licensed doctor. 13. Transportation expenses other than by a licensed local ambulance or an ambulance of the Saudi Red Crescent Society. 14. Loss of hair, baldness or artificial hair. 15. Psychological treatment, mental or nervous disorders unless of an acute nature as per policy schedule. 16. Allergy testing of any nature unless relating to medicine, diagnosis or treatment. 17. Drugs, procedures, equipment or hormone treatment for the purpose of regulating reproduction, contraception, fertility, infertility, impotence, secondary sterility, in-vitro fertilization or any other method of artificial fertilization. 13

14 General Exclusions General Exclusions 18. Any congenital defect or deformity existing prior to the inception date unless it is life threatening. 19. Any costs or additional expenses incurred by the beneficiary s companion during a hospital stay except hospital room and board charges for one companion, like a mother accompanying her baby aged up to twelve years or whenever medically necessary as judged by the treating physician. 20. Treatment of Acne (adolescence pimples) or any treatment relating to obesity or overweight. 21. Organ or bone marrow transplant or implant of artificial organs to replace any organ of the body. 22. Personal hazards mentioned in the Definition section of the policy. 23. Alternative Medicines and treatment. 24. Artificial body parts unless medically prescribed by a legally contracted provider for a particular situation of a patient. 25. Physiological natural changes for insured females (Menopause). B This policy shall not cover any medical benefits and repatriation of the body to home country in case claim is directly resulting from: 1. War, invasion, act of foreign enemy, hostilities (whether war is declared or not), civil war. 2. Ionizing radiations, pollution from radioactive activity of any nuclear fuel or waste resulting from the combustion of a nuclear fuel. 3. The radioactive, contaminating, explosive or other dangerous properties of any nuclear plant or any of its nuclear components. 4. The beneficiary s service or participation in armed forces or police activities. 5. Riots, strikes, terrorism or similar events. 14

15 Abha Abha Private Hospital VIP A No No Abha Al Rahma Hospital VIP A B No Abha Abha General Clinic VIP A B CA Abha Al Themal Medical Center VIP A No No Abha Al Arkan Polyclinic VIP A B CA Abha Dental Universe Center VIP A B No Abha Al Nomis Polyclinics Complex VIP A B CA Abha Al Nomis Polyclinic Complex VIP A B No Abha Family Health Polyclinic VIP A B CA Abha Al Balla Branch Est. VIP A B CA Abha Maternity And Child Hospital VIP A B No Abha Asnani Dental Center VIP A B CA Abou Arish Al Salamah Polyclinic VIP A B CA Abqaiq Al Shefa Dispensary VIP A B CA Abqaiq Manar Al Sihha Dispensary VIP A B No Afif Mohammad B. Al Harbi Clinic VIP A B No Aflaj Layla Medical Clinic VIP A No No Aflaj Farhan El Nadir Clinic VIP A B CA Aflaj Al Kamal Medical Clinic VIP A B CA Ahad Al Masarha Al Amal National Clinic VIP A B CA Ahad Rufaidah Haramain Medical Polyclinic VIP A B No Ahad Rufaidah Al Emeis Polyclinic VIP A B No Al Makhwah Al Makhwah National Clinic VIP A B CA Al Makhwah Mashaal Medical Polyclinic VIP A B CA Al Mandaq Ashfa Medical Center VIP A B No Al Mozhamiah Bertal Medical Clinic VIP A B CA Al Owaiqlia Al Rian Clinic VIP A B CA Anak Anak General Medical Co. VIP A B CA Arar Khanani Medical Clinic VIP A B CA Arar Al Nukhba Medical Clinic VIP A B CA Arar Salamaty Polyclinic For Medical Services VIP A B CA

16 Arar Amass Health Polyclinic Complex VIP A B CA Asfan Asfan Polyclinic VIP A B CA Badr El Nour Polyclinic VIP A B CA Badr Al Takhssosy Clinic Badr VIP A B CA Baha Shamekh Polyclinic Co VIP A B No Baha King Fahd Hospital VIP A B CA Baha Al Rami Al Ahly Polyclinic VIP A B CA Baha Dr. Ghassan N. Pharaon Clinic VIP A No No Baha Nees Dental Center VIP A No No Baha Al Salama Polyclinic VIP A B CA Baha New Look Optics VIP A B No Baljuraashi Ghamed National Clinic VIP A No No Baljuraashi Ghodran General Hospital VIP A B No Baqa'a Allewa'a Medical Complex VIP A B CA Baqa'a Bright Smile Dental Clinics VIP A B CA Bisha Al Amal Medical Polyclinic VIP A B CA Bisha Bisha Medical Dispensary VIP A B No Bisha King Abdullah Hospital VIP A B CA Bisha Medical Consultant Dispensary VIP A B No Bisha Al Salam Medical Dispensary VIP A B CA Bisha General Medical Care Polyclinic VIP A B CA Bukairiah Attadawe Clinic VIP A B CA Buraydah Al Fereh Hospital VIP A B No Buraydah Saudi Shamel Dental Clinic VIP A B No Buraydah Al Mohaimid National Clinic VIP A B CA Buraydah Dr. Ghassan N. Pharaon Dental Center VIP A B No Buraydah Dr. Ahmed Al Moussa Clinics VIP A B CA Buraydah Medical Saudian Polyclinic VIP A B CA Buraydah King Fahd Hospital VIP A B CA Buraydah Shifa Buraidah Polyclinic VIP A B CA

17 Buraydah Future Care Clinics VIP A B No Buraydah Al Flaiw Polyclinic VIP A B CA Buraydah Dr. Sulaiman Al Habib Medical Group VIP A No No Buraydah Al Qasseem National Hospital VIP A B No Buraydah Rasheed Polyclinic VIP A B CA Buraydah Al Noor Distinguished Polyclinic VIP A B CA Dalam Al Gannas Medical Group VIP A B CA Dalam Madenat Al Elaj National Clinic VIP A B CA Dammam Mouwasat Medical Services VIP A No No Dammam Arrawdha Dispensary VIP A B CA Dammam Al Dukair Clinic VIP A B CA Dammam Al Faraby Dispensary VIP A B No Dammam Mouwasat Dispensary VIP A B No Dammam Dar Assihha Dispensary VIP A B CA Dammam Tadawi General Hospital VIP A B No Dammam Al Mana Dispensary VIP A B CA Dammam General Care Dispensary VIP A B CA Dammam Badr Al Rabie Dispensary VIP A B CA Dammam Health & Life Dispensary VIP A B CA Dammam Al Borg Laboratory VIP A B No Dammam Al Faraby Dispensary - Dammam Industrial Area VIP A B No Dammam Al Doha National Dispensary VIP A B CA Dammam EBN CENA DENTAL CLINIC VIP A B No Dammam Dammam Medical Dispensary (1) VIP A B CA Dammam Dammam Scan Center VIP A B CA Dammam Excellence For Physiotherapy center VIP A B CA Dammam Dammam National Dispensary VIP A B CA Dammam Al Ahmadi Medical Dispensary VIP A B CA Dammam Special Care Dental Dispensary VIP A No No

18 Dammam Fajar Dammam Medical Complex VIP A B CA Dammam Al Bashawri Opticals VIP A No No Dammam Canadian Medical Center VIP A B CA Dammam Diamond Dental Center VIP A B No Dammam Safa Medical Center VIP A B CA Dammam Specialist Dental Treatment Center VIP A B No Dammam Dr. Khaled Al Zahrani Medical Center VIP A B CA Dammam Dar Al Hekmah Dispensary VIP A B CA Dammam Creative Dental Center VIP A B No Dammam Mada Dental Center VIP A B CA Dammam Cardio World & Specialized Medicine Center VIP A No No Dammam Dento Plast Centers VIP A B No Dammam Saudi European Dental Clinic _ VIP Dammam A No No Dammam Ahaleena Medical Clinics Co. VIP A No No Dammam Adwaa Al Hikmah Dental Center VIP A B No Dammam Al Taqwa Medical Complex VIP A B CA Dammam Kahhal Medical Complex VIP A No No Dammam Modern Dental Center VIP A No No Dammam Ajyad Polyclinic VIP A B CA Dammam Al Jood Dental Complex VIP A B CA Dammam Ram Dental Care VIP A B No Dammam International Medical Clinic VIP A B CA Dammam Arrawdha General Hospital VIP A B No Dammam Ram Dental Care 2 VIP A B No Dammam Secret Smile Dental Center VIP A B No Dawadmi Abu Zaid Medical Clinic VIP A B No Dawmet Al Jundal Al Amal Medical Clinic VIP A B CA Dhahran Al Janoub Al Ahli Medical Polyclinic VIP A B CA

19 Dhuba Dhuba National Polyclinic VIP A B No Dhuba Anmar Al Khaleg Medical Polyclinic VIP A B CA Dhuba Rai Al Ain For Optical VIP A B CA Dhuba Mohammed Eid Al Juhani Company For Dental VIP A B CA Gizan Samta National Clinic VIP A No No Gizan Ali Khamaj Medical Clinic VIP A B No Gizan Jazan Medical Center VIP A B CA Gizan Sabia General Hospital VIP A B CA Gizan Al Haramain Medical Complex VIP A B No Gizan Al Safwa Dental Clinic VIP A B CA Gizan Jrrash Medical Dispensary VIP A B CA Gizan Al Emeis Polyclinic VIP A B No Gizan Nasser Dhaif Allah Moraya Polyclinic VIP A B No Hafer Al Batin Dr. Noor Mohammad Khan's Clinic VIP A B CA Hafer Al Batin Al Hujielan Medical. Dispensary VIP A B CA Hafer Al Batin Dr. Noor Mohammad Khan General Hospital VIP A B No Hafer Al Batin King Khaled Hospital VIP A B CA Hafouf King Fahd Hospital VIP A B CA Hafouf Hussein Al Ali Hospital VIP A B CA Hail Al Rashid Hospital VIP A B No Hail National Clinic-hail VIP A B No Hail EBN SEENA POLYCLINIC VIP A B No Hail Rayan Al Sharq PolyClinic VIP A B CA Hail Salamat Clinic VIP A B No Hail Al Noor Polyclinic VIP A B CA Hail King Khaled Hospital VIP A B CA Hail Maternity & Children Hospital VIP A B CA Hail Al Takhsees Medical Group VIP A B CA

20 Hail Al Safa polyclinic Hail VIP A B No Hail Al Khaleej Polyclinic VIP A B CA Hail Zamzam Clinic VIP A B CA Hail Semah Polyclinic VIP A B No Hail Al Ahli Polyclinic VIP A B CA Haqel Shaah Al Amal Dispensary VIP A B CA Haqel Rai Al Ain For Optical VIP A B CA Hasa Obeid Specialized Hospital-Alhasa VIP A B No Hasa Al Moosa General Hospital VIP A B No Hasa Al Mardiah Al Hawraa Clinic Medical Co VIP A B CA Hasa Hegar Dispensary VIP A B CA Hasa Hussein Al Ali Clinic VIP A B CA Hasa Al Nisaee Dispensary VIP A B CA Hasa Hofuf National Clinic VIP A B CA Hasa Al Mashafi Clinic VIP A B CA Hasa Al Mouwasat Dispensary VIP A B No Hasa Al Maghlouth Medical Dispensary VIP A B CA Hasa Aziz Medical Dispensary VIP A B CA Hasa Ibrahim N. Al Shawi Clinic VIP A B CA Hasa Dr. Jamil Khattab Polyclinic VIP A B CA Hasa Al Rida Clinic VIP A B CA Hasa Al Hasa Hospital VIP A B No Hasa Naim Clinic VIP A B CA Hasa Dahim Clinic VIP A B CA Hasa Faisal Dispensary VIP A B CA Hasa Elaj Medical Center VIP A B CA Hasa Al Mulhim Dispensary VIP A B CA Hasa Ram Dental Care VIP A B No Hotet Bani Tamim Al Gaoli Medical Clinic VIP A B CA Jamoom Al Saedy Medical Clinic VIP A B CA

21 Jeddah Dr. Erfan & Bagedo Hospital VIP A No No Jeddah New Jeddah Clinic Hospital VIP A No No Jeddah Jeddah Clinic Hospital - Al Kandara VIP A B No Jeddah Saudi German Hospital VIP A No No Jeddah Dr. S. Fakeeh Hospital VIP A No No Jeddah Bugshan Hospital VIP A B No Jeddah Abuzinadah Hospital VIP A B No Jeddah Saudi American Clinic VIP A B CA Jeddah Dr. Ghassan N. Pharaon General Hospital VIP A B No Jeddah Al Mostaqbal Hospital VIP A B No Jeddah Dr. Khalid Idriss Hospital VIP A B CA Jeddah Hai Al Jamea Hospital VIP A B No Jeddah Al Hamra Hospital VIP A B No Jeddah Al Salam International Hospital VIP A B CA Jeddah Dr. Bakhash Hospital - Sharafya VIP A B No Jeddah Dr. Samir A. Kayasseh Clinic VIP A No No Jeddah New Al Jedaani Hospital - Gholail VIP A B CA Jeddah Al Jedaani Hospital - Al Safa VIP A B CA Jeddah Saba Clinic5 VIP A B No Jeddah Badruldin Polyclinic VIP A B CA Jeddah Saba Clinic 2 VIP A B CA Jeddah Saba Clinic 1 VIP A B No Jeddah El Faisal Polyclinic VIP A B CA Jeddah Andalusia Dental Center VIP A B No Jeddah Taj Polyclinic VIP A B CA Jeddah Al Hamra Dental Polyclinic VIP A No No Jeddah ALJ Rehabilitation Hospital & Specialty Clinic VIP A No No Jeddah Al Abeer Medical Centers Co. VIP A B CA Jeddah Dr. Kamal Kattab Clinic VIP A B No

22 Jeddah Al Zahra Hospital VIP A B CA Jeddah Al Hayat Hospital VIP A B CA Jeddah Al Madina Medical Clinic VIP A B CA Jeddah Saba Clinic 4 VIP A B CA Jeddah Al Baraka Medical Clinic VIP A B No Jeddah United Doctors Hospital VIP A B No Jeddah Gulf Atheer Clinic VIP A B CA Jeddah Al Hiba Polyclinic VIP A B CA Jeddah Al Rayan Polyclinic VIP A B CA Jeddah Saba Clinic 3 VIP A B No Jeddah Naseem Jeddah Polyclinic-Jeddah VIP A B CA Jeddah Al Shuroug Dental Polyclinic VIP A No No Jeddah New Al Salama Polyclinic VIP A B CA Jeddah Al Rajhi Polyclinic VIP A B CA Jeddah Dr. Hani Abdullah Ragaban Polyclinic VIP A B CA Jeddah Badr Al Tamam Polyclinic VIP A B CA Jeddah Dr. A.Saim Al Dahr Hospital VIP A B CA Jeddah Shifa Polyclinic (1) VIP A B CA Jeddah Shifa Polyclinic (2) VIP A B CA Jeddah Dr. Nihad M.S.Islam Daysurgery and Polyclinic VIP A B CA Jeddah Tala Medical Center VIP A B No Jeddah International Medical Center VIP A No No Jeddah AL-ABEER MEDICAL CENTER VIP A B CA Jeddah My Care Medical Center VIP A B CA Jeddah Shifa Jeddah Polyclinic VIP A B CA Jeddah Eed Clinics VIP A No No Jeddah Al Yasmin Polyclinic VIP A B CA Jeddah Shifa Al Bawadi Polyclinic VIP A B CA Jeddah Kahlid Polyclinic - Al Rawaby VIP A B CA Jeddah Pearl Dental Center VIP A B CA

23 Jeddah Dr. Hala Essa Bin Laden Hospital VIP A B CA Jeddah Hiba Asia Polyclinic VIP A B CA Jeddah Al Bashawri Opticals VIP A No No Jeddah New Sidrah Medical Center VIP A B CA Jeddah Al Jawhara Polyclinic VIP A B CA Jeddah Mushrifah Medical Center VIP A B CA Jeddah Tebabat Jeddah Polyclinic VIP A B CA Jeddah Al Rdaddi Clinic VIP A B CA Jeddah Al Samria Polyclinic VIP A B CA Jeddah Blue Coral Dental Clinics Group VIP A B No Jeddah Al Zafer Polyclinic 2 VIP A B CA Jeddah Al Zafer Polyclinic 1 VIP A B CA Jeddah Al Noor Medical Center VIP A B CA Jeddah Medical Physical Therapy Center VIP A B No Jeddah Al Themairy Polyclinic VIP A B CA Jeddah Sharq Polyclinic (2) VIP A B CA Jeddah The First Clinic VIP A No No Jeddah Dental Art VIP A B No Jeddah Safa Al Bawadi Polyclinic VIP A B CA Jeddah Al Falak Dental Polyclinic VIP A B No Jeddah International Renal Care Center VIP A B No Jeddah Jwel Clinics VIP A No No Jeddah Hussam Est. For Trading VIP A B No Jeddah Al Nahda Clinic VIP A B No Jeddah General Medical Polyclinic - Sari VIP A B No Jeddah Al Quds Polyclinic VIP A B CA Jeddah Sameera Polyclinic VIP A B CA Jeddah Dr. Hassan Ghazzawi Hospital VIP A B CA Jeddah Badgaish Eye Care VIP A No No Jeddah Dr. Rami Hassaneine Dental Implant Center VIP A No No

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