Flexi Plus - Diamond. UAE, GCC, ME, SEA including Indian Subcontinent

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Flexi Plus - Diamond. UAE, GCC, ME, SEA including Indian Subcontinent"

Transcription

1 S. No. Benefits Flexi Plus - Platinum Flexi Plus - Diamond Flexi Plus - Gold Flexi Plus - Silver 1 Aggregate Limit Under the terms and conditions of the plan, we will pay necessary, customary and reasonable expenses up to an overall maximum, per insured member per year. AED 1,500,000/= AED 750,000/= AED 250,000/= AED 150,000/= 2 Area of Cover 3 Eligibility Worldwide excluding USA & Canada GN + AH GN Expatriates having a Valid RN RN2 4 Treatment in Treatmant in Mediclinic Group & Treatment in Treatment in American Hospital *15% Co Al Zahra Group *15% Co Zulekha Hospital *15% Co Zulekha Hospital *15% Co 5 Age Limit 0 to 70 0 to 70 0 to 70 0 to 70 6 Deductible for Out-Patient Services AED 50/= AED 50/= AED 50/= AED 50/= Treatment Outside the 7 8 a If treatment is taken outside the network for eligible medical condition covered under the policy, reimbursement would be allowed subject to 20% Co-insurance based on Usual, Customary and Reasonable ( UCR ) Charges. ( UCR charges are as per the discretion of the insurer ) Claims Settlement Basis ( as per Usual, Customary and Reasonable Charges of the in UAE ). In-Patient Treatment Accidents and emergencies, intensive care and theatre costs b Hospital Accommodation ( Room Charges ) 20% Co-insurance subject to UCR Charges 20% Co-insurance subject to UCR Charges Treatment out-side the is not allowed and will not be reimbursed. ( if eligible ) Treatment out-side the is not allowed and will not be reimbursed. ( if eligible ) Covered Covered AED 750/= per day Semi - AED 450/= per day c Nursing Fees, medical expenses and ancillary charges d Surgeons', consultants, anaesthetist', specialists', General Practitioners' fees e Prescribed Medicine and drugs f Reconstructive surgery following an accident or following surgery for an eligible medical condition g Prostheses: artificial body parts surgically implated to form permanent parts of an insured member's body h MRI, PET, CT Scans i X-Rays, Pathology, diagnostic tests and procedures j Oncology tests, drugs and consultants' fees including cover for chemotherapy and radiotheraphy k Physiotherapy recommended / referred by a General Practitioner or a Specialist, *15% Co ( All Op except Consultations)

2 Parent accommodation l Hospital accomodation cost in respect of a parent or legal guardian staying with an Insured member who is under 18 years of age and is admitted to a Hospital as an In-Patient. Accidental Damage to Teeth m n o Treatment recevied in an Emergency room in a Hospital within 48 hours of incurring Accidental damage caused to sound, natural teeth as a result of an Accident. Hospital Cash Benefit When treatment received as an In-Patient for an eligible Medical Condition in a Government Hospital, where the no costs were incurred for accommodation and/or for treatment, then this benefit pays for a daily cash benefit for In- Patient stay more than 3 day. This benefit is not applicable for Accident & Emergency admissions. Deductible for ( In-Patient Services ) ( Applicable if treatment is taken in a facility in-side/outside the of providers ) AED 300/= per day AED 300/= per day NIL NIL NIL NIL

3 p q r s t Out-Patient & Day-care Treatment Deductible for ( Out-Patient Services ) ( Applicable if treatment is taken in a facility inside/outside the of providers ) Primary Consultation and treatment to include General Practitioners' fees, prescribed medicines, drugs and dressings X-ray, pathology, diagnostic tests and procedures Specialist or Consultant fees for consultation with prescribed medicines, drugs and dressings Physiotherapy recommended / referred by a General Practitioner or a Specialist, AED 50/= Per Visit AED 50/= Per Visit AED 50/= Per Visit AED 50/= Per Visit u Oncology tests, drugs and consultants' fees including cover for chemotherapy and radiotheraphy v MRI, PET, CT Scans w Out-Patient Surgical Operations x Post - Hospitalization Treatment y z Chronic Medical Conditions Covered if not Pre-existing and sub -limited Pre-existing Conditions Covered after 2 years of continuous cover Up to AED 25,000 Up to AED 15,000 Up to AED 10,000 Up to AED 5,000 AED 15,000 AED 10,000 AED 5,000 AED 3,000 Emergency Local Ambulance aa Cost of road ambulance transport required due to an emergency or medical necessity to the nearest available and appropriate local hospital. Repatriation of Mortal Remains Limited to AED 1,000/= Limited to AED 750/= Limited to AED 500/= Limited to AED 250/= ab In the event of death, the cost of preparation and air transportation of the body, mortal remains or the ashes of an insured person, from the place of death to the home country or the preparation and local burial or cremation of the mortal remains of the insured person, who dies outside the home country. AED 15,000/= AED 10,000/= AED 7,500/= AED 5,000/= ac Maternity Benefit (with 12 months waiting period ) a limit of AED 25,000/= a limit of AED 15,000/= a limit of AED 10,000/= ad Nursing at Home Immediately following Hospital discharge on the recommendation of a specialist and must be provided by a qualified nurse. All treatments under this benefit must be preauthorized by us. AED 5,000/= AED 4,000/= AED 2,500/= for a period not exceed 30 AED 1,000/=

4 Reconstructive Surgery ae Reconstructive surgery following an Accident or following surgery for an eligible medical conditions, which is not pre-existing and the incident has not occurred prior to commencing this cover under the policy. af Renal Disorder ( Kidney Transplant Only ) (Cost of organ not Covered) Covered. Dialysis ( pre & post ) operative covered. Covered. Dialysis ( pre & post ) operative covered. Covered upto AED 20,000/= only Dialysis not covered Covered upto AED 15,000/= Only Dialysis not covered Hospital Expense for person donating an Organ for Transplant ( Kidney ) Covered Up to AED 15,000/= Covered Up to AED 10,000/= Dental Cover ag ah ai aj ak al Below dental procedures excluding any surgeries. Root Canal, Fillings, Extractions, Antibiotics for Infection of Gums Consultation and X- ray. Optical Cover Cover for a pair of lenses only. Optical Cover Extension Surgery for Cataract Eligibility : only after a continuous cover for 2 years Annual Breast Screening Annual Prostate Screening Return Air Fare to Patient for Surgery in Home Country ( if treatment is not available in the country of residence or the treatment expense is up to 50% of the cost in UAE ). a limit of AED 2,000/= with AED 100/= as deductible a limit of AED 200/= for a pair of lenses a limit of AED 10,000/= after 2 years of Continuous cover insurance cover for female 35 years and within our insurance cover for Male 45 years and within our AED 2,000/= Plus AED 2,000/= for accompanying Family Member a limit of AED 6,000/= after 2 years of Continuous cover with ASNIC insurance cover for female 35 years and within our insurance cover for Male 45 years and within our AED 2,000/= Plus None for Accompanying Family Member

5 Exclusions Standard Individual Policy Exclusions would apply. LIMITED PERIOD EXCLUSIONS Limited Period Exclusions x applicable for first 2 years of being covered ( Health services of the following conditions / illness / ailments ) are not covered for the first 2 years of commencing the policy for all insured members a.1 Cataracts a.2 Prostatic Hypertrophy Tumors/Benign a.3 Hysterectomy for Menorrhagia or Fibromyoma a.4 Hernia and Hydrocele a.5 Varicose Viens and Varicocele a.6 Piles, Fistula in anus, Fissure Surgeries for : Sinusitis and related a.7 Disorders Arthritis, Gout, Rheumatism and Spinal Disc a.8 Disorders. Joint Replacement, unless arising out of a.9 accidents a.10 Stone in urinary and biliary systems a.11 Dilatations & Currettage a.12 Skin and all internal tumors / cysts/ nodules / polyps of any kind, including breast lumps, adenoids and hemorrhoids a.13 dialysis required for chronic renal failure a.14 surgery on Tonsils, adenoids and sinuses a.15 Gastric and deodenal ulcers a.16 Circumcision, unless necessary for the treatment of a disease not othersise excluded or required as a result of accidental bodily injury Applicable to all categories Applicable to all categories Applicable to all categories Applicable to all categories

Applicable only for (DXB visa holders) with Gross Salary Above AED 4,000.

Applicable only for (DXB visa holders) with Gross Salary Above AED 4,000. Applicable only for (DXB visa holders) with Gross Salary Above AED 4,000. S. No. Benefits Flexi Dubai - Platinum Flexi Dubai - Diamond Flexi Dubai - Gold Flexi Dubai - Silver Flexi Dubai - Bronze Aggregate

More information

AMEX International Healthcare Plan Benefits schedule

AMEX International Healthcare Plan Benefits schedule Quality health plans & benefits Healthier living Financial well-being Intelligent solutions AMEX International Healthcare Plan Benefits schedule Effective 1 April 2015 46.06.933.1-EUAM D (4/15) Your flexible

More information

Find your Health Insurance Fit. Optional Add ons. ICICI Lombard Complete Health Insurance ihealth Plan (Sum Insured upto ` 10 Lacs) Coverages

Find your Health Insurance Fit. Optional Add ons. ICICI Lombard Complete Health Insurance ihealth Plan (Sum Insured upto ` 10 Lacs) Coverages Find your Health Insurance Fit With ICICI Lombard GIC, choosing a health insurance policy is not just a matter of saving tax at the end of the financial year. It is about finding a policy that actually

More information

Your worldwide partner in health

Your worldwide partner in health Your worldwide partner in health M o b i l e h e a lt h c a r e p l a n Aetna Global Benefits 46.02.343.1-LA (2/11) Global health insurance that travels with Plan Highlights Worldwide coverage US$2,000,000

More information

Reliance HealthWise Policy. because the health of your family is important

Reliance HealthWise Policy. because the health of your family is important Reliance HealthWise Policy because the health of your family is important Welcome to Reliance General Insurance Seeing your family in the pink of health ranks highest in priority for you. Yet, despite

More information

Individual Health Plan Proposal

Individual Health Plan Proposal Individual Health Plan Proposal Table of Contents Page Section Ⅰ Company Introduction 3 Section Ⅱ Plan Introduction 4 Ⅰ Geographic Coverage 4 Ⅱ Benefit Schedule 4 Ⅲ Exclusions 8 Section Ⅲ Plan Administration

More information

PREMIER HEALTHCARE PLANS FOR GROUP Schedule of Benefits

PREMIER HEALTHCARE PLANS FOR GROUP Schedule of Benefits PREMIER HEALTHCARE PLANS FOR GROUP Schedule of Benefits Types of Plans Designated Healthcare Providers Area of Cover Yearly maximum limit per Member In-Patient Daycare Treatment Accidental Emergencies

More information

worldwide health insurance: perfectly formed

worldwide health insurance: perfectly formed worldwide health insurance: perfectly formed 2 CONTENTS Welcome 03 Handpick your Healthcare Plan 04 The Finishing Touches 05 Benefits Table 06 Underwriting 09 International Flexibility 11 The Corporate

More information

Your overall limit Silver Gold Platinum $1,000,000 800,000 650,000. Your standard medical benefits Silver Gold Platinum

Your overall limit Silver Gold Platinum $1,000,000 800,000 650,000. Your standard medical benefits Silver Gold Platinum Medical Insurance ur plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. Choose your level of cover from the table below. All amounts apply per beneficiary and per (except where otherwise

More information

Table of Benefits Individual Policies

Table of Benefits Individual Policies International Healthcare Plans Valid from 1 st November 2012 Table of Benefits Individual Policies Treatment Guarantee is required for all benefits indicated with a 1 or 2 in the following tables and may

More information

Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans

Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans Benefit description Maximum benefit Area of Cover ) Within stated benefit limits - 6 week wait rule applies

More information

Maximum plan benefit GBP ( ) limit In-patient benefits¹ - please refer to notes for more information on Treatment Guarantee

Maximum plan benefit GBP ( ) limit In-patient benefits¹ - please refer to notes for more information on Treatment Guarantee International Healthcare Plans Table of Benefits Treatment Guarantee (pre-authorisation) may be required for some benefits as indicated by a '1' or a '2' in the table(s) below. Please refer to the "Notes"

More information

Expatline International

Expatline International Wherever the wind blows International Health Insurance Table of Benefits GIC-EXPISCP Expatline International International health insurance for people living, working or studying abroad Compose your own

More information

Aetna Latin America & Caribbean Plan for Individuals Gold Plan

Aetna Latin America & Caribbean Plan for Individuals Gold Plan Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Latin America & Caribbean Plan for Individuals Effective September 1, 2013 Maximum annual aggregate limit

More information

Network Applicable Network for Direct Billing Platinum Network. Elective Treatment at Non-network facilities

Network Applicable Network for Direct Billing Platinum Network. Elective Treatment at Non-network facilities Government of Dubai Employee Healthcare Benefits Scheme Table of Benefits Policy Period: 1 January 2013 to 31 December 2014 Category B Please note that the applicable co-insurance (20%, 30%, 50%) under

More information

Table of Benefits Corporate Group Schemes

Table of Benefits Corporate Group Schemes International Healthcare Plans Table of Benefits Corporate Group Schemes Valid from 1 st November 2014 MyHealth app Quick and easy claims submission Policy documents on the go www.allianzworldwidecare.com/myhealth

More information

International Health Insurance. Table of benefits Version EXP15

International Health Insurance. Table of benefits Version EXP15 International Health Insurance Table of benefits Version EXP15 International health insurance Table of benefits (BEN) For expatriates around the world CORE PLAN INPATIENT & DAYCARE Annual insurance sum

More information

Complete Health Insurance

Complete Health Insurance Complete Insurance For all your service requests e-mail us at customersupport@icicilombard.com Statutory Warning: Prohibition of Rebates(Under Section 41 of Insurance Act 1938). No person shall allow or

More information

Essential Health Plans. Regional Cover for the Costs of Healthcare Overseas

Essential Health Plans. Regional Cover for the Costs of Healthcare Overseas Essential Health Plans Regional Cover for the Costs of Healthcare Overseas Cover for your essential medical costs abroad The Essential plans are designed for expatriates and international citizens who

More information

C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S. CIGNA International Healthcare Plans. Premier Options Healthcare Plans

C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S. CIGNA International Healthcare Plans. Premier Options Healthcare Plans C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S CIGNA International Healthcare Plans Premier Options Healthcare Plans Your expatriate employees and their eligible family members

More information

Global Health Essential. Regional Cover for the Costs of Healthcare Overseas

Global Health Essential. Regional Cover for the Costs of Healthcare Overseas Global Health Essential Regional Cover for the Costs of Healthcare Overseas Cover for your essential medical costs abroad The Essential plans are designed for expatriates and international citizens who

More information

Overall maximum plan benefit 10,000,000

Overall maximum plan benefit 10,000,000 International Healthcare Plans Table of Benefits AON Expats Treatment guarantee (pre-authorization) may be required for some benefits as indicated by a '1' or a '2' in the table(s) below. Please refer

More information

the natural choice for health insurance

the natural choice for health insurance the natural choice for health insurance 2 CONTENTS Welcome 3 Handpick your Healthcare 4 The Finishing Touches 4 Benefits Table 5 Hospital Lists 8 Voluntary Excess 8 Underwriting 9 Policy Limitations &

More information

Health plans about you, Family health plans you can trust. yourlife & yourfamily Table of Benefits. IntegraGlobal. Healthcare you deserve

Health plans about you, Family health plans you can trust. yourlife & yourfamily Table of Benefits. IntegraGlobal. Healthcare you deserve Health plans about you, Family health plans you can trust. IntegraGlobal Important Contact Information for your Integra Global Health Plan For help in understanding your benefits, questions and general

More information

GlobalHealth. The Global Health Elite plan range. Comprehensive cover for a wide range of health care benefits

GlobalHealth. The Global Health Elite plan range. Comprehensive cover for a wide range of health care benefits Health insurance for expatriates The Global Health Elite plan range Comprehensive cover for a wide range of health care benefits International health insurance for expatriates BECAUSE YOU VALUE YOUR HEALTH

More information

benefits guide 2015 euro POund sterling us dollar swiss franc

benefits guide 2015 euro POund sterling us dollar swiss franc 2015 EURO POUND STERLING US DOLLAR SWISS FRANC Tailor your Cigna expatplus Insurance Choose your core plan You can choose from 3 plans: Globe Orbit Universe You can choose from 2 areas of cover: Worldwide

More information

CIGNA International Healthcare Plans

CIGNA International Healthcare Plans C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S CIGNA International Healthcare Plans Your expatriate employees and their eligible family members have access to the health care

More information

Healthy AEssentials Plan for Groups flydubai Cat B Benefits Schedule

Healthy AEssentials Plan for Groups flydubai Cat B Benefits Schedule Healthy AEssentials Plan for Groups flydubai Cat B Benefits Schedule Effective 1 January 2015 In the table below, we have displayed the benefits applicable to your cover. To help you understand your cover,

More information

International Healthcare Comparison Plans Expat Standard, Comfort & Premium Plan 2013

International Healthcare Comparison Plans Expat Standard, Comfort & Premium Plan 2013 Epat Standard, Comfort & Premium Plan 2013 Epat Standard, Comfort & Premium Plan 2013 Maimum Lifetime Plan Benefit $USD $400,000,000,000,000,000 Annual Maimum Plan Benefit $USD $400,000,000,000 $2,000,000

More information

Important Contact Information for your Swisscare Expatriate Health Plan

Important Contact Information for your Swisscare Expatriate Health Plan & Table of Benefits Epat Plan 2013 Epat Plan 2013 Important Contact Information for your Swisscare Epatriate Health Plan For help in understanding your benefits, questions and general plan guidance, please

More information

International health insurance for you and your family

International health insurance for you and your family International health insurance for you and your family We offer a range of international health insurance plans to cover you and your loved ones wherever you are in the world. Over a century of insurance

More information

In the table below, we have displayed the benefits applicable to your cover.

In the table below, we have displayed the benefits applicable to your cover. International Healthcare Plan for Individuals and Families Benefits Schedule, / USD$, and SGD$ Major Medical, Foundation, Lifestyle, and Lifestyle Plus Effective 1 October 2012 In the table below, we have

More information

Executive Health Options

Executive Health Options CANADA, THE U.S. AND THE WORLD Executive Health Options INTERNATIONAL MAJOR MEDICAL INSURANCE FOR CANADIANS AND CITIZENS OF THE world Executive Health Options Benefits EHO is a comprehensive international

More information

UltraCare Plans Individuals, Families and Corporate Groups

UltraCare Plans Individuals, Families and Corporate Groups Innovations in International Private Medical Insurance HealthCare Plans UltraCare Plans Individuals, Families and Corporate Groups For all plans with a start date on or after 1 January 2006 Sales/Client

More information

The Corporate Global Health plans explained. Plans designed by

The Corporate Global Health plans explained. Plans designed by The Corporate Global Health plans explained Plans designed by The Corporate Global Health plans are for employers who want their staff to be able to access the very best private health care within Dubai,

More information

Coverage Foreign Health MUNSU Plan GSU Plan. 100 % of eligible expenses. $2,000 per student year. Unlimited. Covered Covered by MCP Covered by MCP

Coverage Foreign Health MUNSU Plan GSU Plan. 100 % of eligible expenses. $2,000 per student year. Unlimited. Covered Covered by MCP Covered by MCP Coverage Insurance covers losses arising from sudden and unforeseeable circumstances. Insurance covers expenses for services which are medically necessary. Insurance covers expenses for services which

More information

standard cover For standard hospital and extras. Your guide to

standard cover For standard hospital and extras. Your guide to Your guide to For standard hospital and extras. The information contained in this document is current at the time of issue: October 2016 Read about what s in, what s out and what it s all about (P.S. we

More information

Expatriate Benefits Healthcare Guide NO DEDUCTIBLE

Expatriate Benefits Healthcare Guide NO DEDUCTIBLE Diamond Plan (Zone C) Worldwide excluding USA, Canada and Switzerland Expatriate Benefits Healthcare Guide NO DEDUCTIBLE Worldwide coverage excluding USA, Canada, and Switzerland Zone C : limited to emergency

More information

Health Plans for Individuals. International Private Medical Insurance for Individuals & Families in Dubai

Health Plans for Individuals. International Private Medical Insurance for Individuals & Families in Dubai Health Plans for Individuals International Private Medical Insurance for Individuals & Families in Dubai International healthcare with a difference The Elite plans are designed for residents of Dubai who

More information

To Download our Insurance Network List Click Here

To Download our Insurance Network List Click Here We at BizWorld recommend HealthFirst-Cover more for you and your family to cover all the unexpected medical expenses and tragedy that might occur unplanned or planned. With HealthFirst-Cover More at your

More information

Benefits Schedule Effective 1 January 2014

Benefits Schedule Effective 1 January 2014 Healthy AEssentials Plan for Groups flydubai Group B AHA387756 Benefits Schedule Effective 1 January 2014 In the table below, we have displayed the benefits applicable to your cover. To help you understand

More information

COMPARING BUPA GLOBAL HEALTH PLANS

COMPARING BUPA GLOBAL HEALTH PLANS COMPARING BUPA GLOBAL HEALTH PLANS This comparison guide is a summary of our plans to help you understand the high level differences between them. Full details of the benefits, limitations, exclusions

More information

Sales Brochure International healthcare built for your world. Global Health Options

Sales Brochure International healthcare built for your world. Global Health Options Global Health Options Sales Brochure International healthcare built for your world Global Health Options 2 www.cignaglobal.com you are one of a kind so are we CONTENTS Why choose a Cigna Global plan? 4

More information

Highest level of coverage with free-choice of hospitals and physicians worldwide, including the richest maternity and organ transplant benefits.

Highest level of coverage with free-choice of hospitals and physicians worldwide, including the richest maternity and organ transplant benefits. Highest level of coverage with free-choice of hospitals and physicians worldwide, including the richest maternity and organ transplant benefits. Global Superior is tailored exclusively for individuals

More information

Medical Gap Cover. Underwritten by Guardrisk Insurance Company. Guardrisk is a registered and authorised Financial Services Provider FSP Number 75

Medical Gap Cover. Underwritten by Guardrisk Insurance Company. Guardrisk is a registered and authorised Financial Services Provider FSP Number 75 Underwritten by Guardrisk Insurance Company Guardrisk is a registered and authorised Financial Services Provider FSP Number 75 Zestlife is an authorised Financial Services Provider FSP Number 37485 2015

More information

Personal Accident: Covers Death or Permanent Total Disablement due to accidently bodily injury.

Personal Accident: Covers Death or Permanent Total Disablement due to accidently bodily injury. Customer Information Sheet- Pravasi Bharatiya Bima Yojana UIN- IRDA/NL-HLT/BAGI/P-T/V.I/422//13-14 The company agrees subject always to terms, conditions, exclusions, and limitations to indemnify the insured

More information

Worldwide health insurance, world class care

Worldwide health insurance, world class care Worldwide health insurance, world class care 2015 Worldwide health insurance, world class care If a brighter future means moving abroad, the quality and cost of healthcare can be a big worry. Make sure

More information

Health Insurance. Is your insurance company listening to you? Handbook on

Health Insurance. Is your insurance company listening to you? Handbook on Is your insurance company listening to you? If your complaints have not been addressed by your insurance company, please contact to register your complaints and track their status or you may email us at

More information

Revolutionising Corporate Medical Healthcare

Revolutionising Corporate Medical Healthcare Revolutionising Corporate Medical Healthcare Corporate medical healthcare around the world, around the clock Welcome to International We are a specialist provider of worldwide private medical and related

More information

BERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997

BERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997 QUO FA T A F U E R N T BERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997 [made under section 12 of the Government Employees (Health Insurance) Act 1986 and brought into

More information

Important Contact Information for your Swisscare Expatriate Health Plan

Important Contact Information for your Swisscare Expatriate Health Plan & Table of Benefits Epat Plan 2013 Epat Plan 2013 Important Contact Information for your Swisscare Epatriate Health Plan For help in understanding your benefits, questions and general plan guidance, please

More information

health insurance: perfectly formed

health insurance: perfectly formed health insurance: perfectly formed 2 CONTENTS Welcome 03 Handpick your Healthcare Plan 04 The Finishing Touches 05 Benefits Table 06 Underwriting International Flexibility 3 The Corporate Advantage 4 Eligibility

More information

The New India Assurance Co. Ltd. Head Office :- 87, M.G. Road, Mumbai - 400 001

The New India Assurance Co. Ltd. Head Office :- 87, M.G. Road, Mumbai - 400 001 The New India Assurance Co. Ltd. Head Office :- 87, M.G. Road, Mumbai - 400 001 PROSPECTUS (GRAM AROGYA YOJANA) GROUP SURGICAL OPERATIONS INSURANCE POLICY AND ACCIDENTAL DEATH INSURANCE COVER FOR HEAD

More information

Quality medical benefits for companies with 3 29 employees

Quality medical benefits for companies with 3 29 employees APRIL UK PRIVATE MEDICAL INSURANCE PLAN FOR SMEs Quality medical benefits for companies with 3 29 employees www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST

More information

CUSTOMER GUIDE Everything you need to know about your plan

CUSTOMER GUIDE Everything you need to know about your plan Global Health Options CUSTOMER GUIDE Everything you need to know about your plan PROTECTING YOU AND YOUR FAMILY WHEN LIVING ABROAD www.cignaglobal.com 2 YOUR CIGNA GLOBAL PLAN Thank you for choosing a

More information

Executive Healthcare Plan

Executive Healthcare Plan Policy Wording & Member Handbook Executive Healthcare Plan Effective date: 1st May 2015 66.02.917.1-MEA B (5/15) The Aetna difference As part of Aetna, Inc., we share in the heritage of more than 160 years

More information

COVER SUMMARY ULTRA HEALTH COVER

COVER SUMMARY ULTRA HEALTH COVER COVER SUMMARY ULTRA HEALTH COVER This provides an important summary of your cover and we recommend that you read and retain it. You can find out more about your membership by referring to the Member Guide,

More information

Flexible medical benefits designed for today's world

Flexible medical benefits designed for today's world APRIL UK PRIVATE MEDICAL INSURANCE PLAN Flexible medical benefits designed for today's world www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST YOUR HEALTH WITH

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions About FIT Groupama Health Insurance For Foreigners in Turkey Is Health insurance compulsory for Foreign residents in Turkey? With the new law that went into force in April 2014

More information

SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison

SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison SARK MEDICAL INSURANCE SCHEME 2014/2015 Product Comparison Page 1 Page 3 Page 5 Listed Benefits Part 1 Listed Benefits Part 1 Listed Benefits Part 1 The comparison sheet issued with your renewal papers

More information

Flexible health insurance plans that work around you

Flexible health insurance plans that work around you Please note: these documents are for illustration purposes only, are updated from time to time and do not form part of any contract with us. To be sure that you are using the most upto-date and correct

More information

Revolutionising Private Medical Healthcare. Private medical healthcare around the world, around the clock

Revolutionising Private Medical Healthcare. Private medical healthcare around the world, around the clock Revolutionising Private Medical Healthcare Private medical healthcare around the world, around the clock Welcome to International We are a specialist provider of private medical and related personal insurances.

More information

Health Insurance. Visitors Health Cover

Health Insurance. Visitors Health Cover Health Insurance Visitors Health Cover Healthcare in Australia At Bupa, it s our purpose that makes us different helping our members to live longer, healthier, happier lives. So whatever your reason for

More information

Canadian Expatriate Medical Care Alberta Blue Cross Group Section EX

Canadian Expatriate Medical Care Alberta Blue Cross Group Section EX Canadian Expatriate Medical Care Alberta Blue Cross Group 18953 Section EX The Canadian Expatriate Medical Care plan works in combination with the Alberta Blue Cross Extended Health Care and Dental Care

More information

Solicitation Amendment No. 003

Solicitation Amendment No. 003 Procurement Operations 3100 Main St. Houston, TX 77002 Solicitation Amendment No. 003 Page 1 of 1 To: Date: Prospective Bidders October 29, 2010 Project Title: Project No.: International Student Health

More information

GOVERNMENT OF ANDHRA PRADESH ABSTRACT

GOVERNMENT OF ANDHRA PRADESH ABSTRACT GOVERNMENT OF ANDHRA PRADESH ABSTRACT Rural Development Department Society for Rural Development Services (SRDS) Creation of Welfare Fund to provide reimbursement of medical expenses and life coverage

More information

Mahabank Swasthya Yojana

Mahabank Swasthya Yojana Having health insurance is important for several reasons. Uninsured people receive less medical care and less timely care, they have worse health outcomes, and lack of insurance is a fiscal burden for

More information

ZAYED UNIVERSITY GROUP MEDICAL INSURANCE PLAN FOR DUBAI BASED EMPLOYEES

ZAYED UNIVERSITY GROUP MEDICAL INSURANCE PLAN FOR DUBAI BASED EMPLOYEES ZAYED UNIVERSITY GROUP MEDICAL INSURANCE PLAN FOR DUBAI BASED EMPLOYEES 1 st January 2008 31 st December 2008 Page 1 of 10 CONTENTS INTRODUCTION ZAYED UNIVERSITY & ADNIC MEMBERSHIP ELIGIBILITY ROLE & RESPONSIBLITIES

More information

Associates Private Medical Trust Guide

Associates Private Medical Trust Guide Associates Private Medical Trust Guide Effective from 1 April 2012 Welcome to the Honda Associates Private Medical Trust This guide provides an overview of the benefits available to you under your Private

More information

HEALTH INSURANCE SAMPLE2012 2013

HEALTH INSURANCE SAMPLE2012 2013 E PL M SA HEALTH INSURANCE 2012 2013 Global Benefits Group offers worldwide expertise, products and services unbound by geographic constraints. Any Country. Any Nationality. Experience and Expertise in

More information

ELITE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS

ELITE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS ELITE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS Insured by Administered by ELITE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS Insured by Administered by WELCOME TO THE NEXT CHAPTER

More information

MEDICAL CERTAINTY WITHIN YOUR REACH PLANS COMPARATIVES EFECTIVE MARCH 1, 2015

MEDICAL CERTAINTY WITHIN YOUR REACH PLANS COMPARATIVES EFECTIVE MARCH 1, 2015 MEDICAL CERTAINTY WITHIN YOUR REACH PLANS COMPARATIVES EFECTIVE MARCH 1, 2015 BENEFITS Maximum Annual Benefit USD$10 million USD$5 million USD$2 million USD$1 million USD$1.5 million (benefit available

More information

Schedule of Benefits International Select Gold

Schedule of Benefits International Select Gold Schedule of Benefits International The following benefits for International are subject to the Policyholder s Calendar Year Deductible and Coinsurance. For Contracts with a $10,000 or $25,000 Deductible,

More information

Managing the ISSUE 11

Managing the ISSUE 11 Managing the TriCare Health Fund offers cover for the cost of treatment of short term acute conditions in private hospitals or as a private patient in an NHS hospital. The cost of some complementary therapies

More information

Global Health Elite. The Gold Standard in International Private Medical Insurance

Global Health Elite. The Gold Standard in International Private Medical Insurance Global Health Elite The Gold Standard in International Private Medical Insurance William Russell is the leading independent provider of international health insurance When you re a customer with William

More information

BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH

BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH BENEFITS AT A GLANCE WITHIN THIS DOCUMENT YOU WILL FIND THE BENEFITS AND COVER OPTIONS YOU COULD HAVE WITH A BUSINESS

More information

Bupa By You. Summary

Bupa By You. Summary Bupa By You Summary Find the cover that s right for you There s a lot to take in when purchasing health insurance that s why we ve created this easy to use guide which summarises the cover that s available

More information

UnitedHealthcare Insurance Company of the River Valley Attachment D - Schedule of Benefits

UnitedHealthcare Insurance Company of the River Valley Attachment D - Schedule of Benefits UnitedHealthcare Insurance Company of the River Valley Attachment D - Schedule of Benefits Please refer to your Provider Directory for listings of Participating Physicians, Hospitals, and other Providers.

More information

Can my whole family be covered under a single Health policy? Yes! In fact a family package discount is also available in many policies.

Can my whole family be covered under a single Health policy? Yes! In fact a family package discount is also available in many policies. What is Health Insurance? Health Insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual /group in which the insurer agrees to provide

More information

REVOLUTIONISING PRIVATE MEDICAL HEALTHCARE www.healthcareinternational.com

REVOLUTIONISING PRIVATE MEDICAL HEALTHCARE www.healthcareinternational.com REVOLUTIONISING PRIVATE MEDICAL HEALTHCARE www.healthcareinternational.com Private medical healthcare around the world, around the clock WELCOME TO HEALTHCARE INTERNATIONAL We are a specialist provider

More information

Global Health Options CIGNA GLOBAL INDIVIDUAL PLANS

Global Health Options CIGNA GLOBAL INDIVIDUAL PLANS Global Health Options CIGNA GLOBAL INDIVIDUAL PLANS TAILOR A HEALTH INSURANCE PLAN TO MEET THE NEEDS OF YOU AND YOUR FAMILY. 2 EXPATRIATE HEALTH INSURANCE Having joined the millions of others around the

More information

THE CARICARE ADVANTAGE A GROUP LIFE AND HEALTH PLAN FOR THE MEMBERS OF THE BARBADOS SECONDARY TEACHERS UNION PRESENTED BY SAGICOR LIFE INC

THE CARICARE ADVANTAGE A GROUP LIFE AND HEALTH PLAN FOR THE MEMBERS OF THE BARBADOS SECONDARY TEACHERS UNION PRESENTED BY SAGICOR LIFE INC THE CARICARE ADVANTAGE A GROUP LIFE AND HEALTH PLAN FOR THE MEMBERS OF THE BARBADOS SECONDARY TEACHERS UNION PRESENTED BY SAGICOR LIFE INC WISE FINANCIAL THINKING FOR LIFE COMPOSITION OF GROUP PLAN GROUP

More information

Healthcare Proposition Overview

Healthcare Proposition Overview Healthcare Proposition Overview Leading innovations in the benefits market ECIS has a wealth of experience in the employee benefits arena and provides benefits solutions to employers operating across a

More information

INDIVIDUAL MEDICAL INSURANCE

INDIVIDUAL MEDICAL INSURANCE INDIVIDUAL MEDICAL INSURANCE ABOUT JUBILEE Jubilee Insurance was incorporated on 3rd August 1937, in a small office in Mombasa and is one of the pioneers in the establishment of a local composite insurance

More information

NATIONAL STATISTICS OFFICE (NSO)

NATIONAL STATISTICS OFFICE (NSO) Advert No.: NSO/2/2015 NATIONAL STATISTICS OFFICE (NSO) Call for Quotations for the Provision of Insurance Services to the National Statistics Office DATE PUBLISHED 13 th March 2015 CLOSING DATE 20 th

More information

Total Plus Schedule of Benefits Below is a brief summary of benefits offered to eligible insureds under the IMG Maestro SM Total Plus plan option.

Total Plus Schedule of Benefits Below is a brief summary of benefits offered to eligible insureds under the IMG Maestro SM Total Plus plan option. Total Plus Schedule of s Below is a brief summary of benefits offered to eligible insureds under the IMG Maestro SM Total Plus plan option. Limit/Other Maximum Limit $8,000,000 per period of coverage Area

More information

Hospital Guide. Teachers Federation Health Ltd. ABN 86 097 030 414 trading as Teachers Health Fund. A Registered Private Health Insurer.

Hospital Guide. Teachers Federation Health Ltd. ABN 86 097 030 414 trading as Teachers Health Fund. A Registered Private Health Insurer. Hospital Guide Teachers Federation Health Ltd. ABN 86 097 030 414 trading as Teachers Health Fund. A Registered Private Health Insurer. Contents Page 3 Things you should know before you go to hospital

More information

Schedule of Benefits Family Care Plan (DHA)

Schedule of Benefits Family Care Plan (DHA) Schedule of Benefits Family Care Plan (DHA) MedNet is a specialized policy administrator on behalf of the Insurer In the tables below the Benefits applicable have been summarized for each product option

More information

ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS

ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS Insured by Administered by ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS Insured by Administered by WELCOME TO THE

More information

TABLE 120 - SCHEDULE OF COVER and POLICY DOCUMENT

TABLE 120 - SCHEDULE OF COVER and POLICY DOCUMENT TABLE 120 - SCHEDULE OF COVER and POLICY DOCUMENT Sections 1,2, 3, 7 and 8 only Contents: Section 1 Section 2 Section 3 Section 7 Section 8 In-Hospital (In-Patient) Expenses for Sickness and Injury, including

More information

The Deductible is applicable to all covered services except for flat dollar Copayment services.

The Deductible is applicable to all covered services except for flat dollar Copayment services. PRIORITY HEALTH www.priorityhealth.com/mpsers PRIORITYHMO SM PLUS PLAN MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM (MPSERS) Effective January 1, 2016 through December 31, 2016 The HMO Plus plan

More information

OVERVIEW OF YOUR BENEFITS

OVERVIEW OF YOUR BENEFITS OVERVIEW OF YOUR BENEFITS IMPORTANT PHONE NUMBERS Benefit Fund s Member Services Department (646) 473-9200 For answers to questions about your eligibility or prescription drug benefit. You can also visit

More information

UNICARE UNIVERSITY SYSTEM OF THE STATE OF NORTH CAROLINA. HTH Worldwide. Blanket Student Accident and Sickness. 2008-2009 Study Abroad

UNICARE UNIVERSITY SYSTEM OF THE STATE OF NORTH CAROLINA. HTH Worldwide. Blanket Student Accident and Sickness. 2008-2009 Study Abroad Blanket Student Accident and Sickness Insurance 2008-2009 Study Abroad Local Representative North Carolina Association of Insurance Agents, Inc. PO Box 1165 Cary, NC 27512 1.800. 849.6556 Program Administered

More information

Cancer Treatment Benefit

Cancer Treatment Benefit Cancer Treatment Benefit In Hong Kong, more than 27,000 men and women are newly-diagnosed with cancer each year 1, which means on average one new case is recorded every 20 minutes. Currently 1 in 4 men

More information

Health nsurance. Administered by

Health nsurance. Administered by Administered by Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services:

More information

INDIVIDUAL MEDICAL PLAN (80 SERIES)

INDIVIDUAL MEDICAL PLAN (80 SERIES) aia.com.hk AIA 315 65 100 15 2,200 /17,600 30 44,000 /352,000 1 31 1 15 / 1 90 / 1 10 4,400 /35,200 2 4,400 /35,200 AIAS AIAS 500,000 AIA (853) 8988 1822 aia.com.hk AIA Hong Kong 1. 2. 17 30 120 18 / 625

More information

INTERNATIONAL HEALTHCARE PLAN

INTERNATIONAL HEALTHCARE PLAN INTERNATIONAL HEALTHCARE PLAN TABLE OF BENEFITS PANTAENIUS LONG TERM SAILOR PLAN / 0313 Treatment guarantee (pre-authorization) may be required for some benefits as indicated by a '1' or a '2' in the table(s)

More information

CIC GENERAL INSURANCE LTD

CIC GENERAL INSURANCE LTD CIC GENERAL INSURANCE LTD KENYA FOREST SERVICE STAFF MEDICAL SCHEDULE OF BENEFITS Note: All the benefit limits contained on this schedule are within the overall annual limit per family or per person. No.

More information

GUIDE TO MEDICAL AND DENTAL PLANS

GUIDE TO MEDICAL AND DENTAL PLANS GUIDE TO MEDICAL AND DENTAL PLANS B e n e f i t s e f f e c t i v e J u l y 1, 2016 t h r o u g h J u n e 3 0, 2 0 1 7 Choosing your benefits is an important decision. This guide provides you with the

More information

International Comprehensive Health Insurance Programme Member Handbook Aetna International

International Comprehensive Health Insurance Programme Member Handbook Aetna International Quality health plans & benefits Healthier living Financial well-being Intelligent solutions International Comprehensive Health Insurance Programme Member Handbook Aetna International www.aetnainternational.com

More information