Are All Credit Repair Companies A Fraud? Most are! Unfortunately!
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- Lindsey Frederica Underwood
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1 Are All Credit Repair Companies A Fraud? Most are! Unfortunately!
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3 We always provide a light at the end of the tunnel And can assure the client that it isn't an oncoming train However, the length of that tunnel will vary with each individual.
4 We are Pro Credit and Anti Debt! Our Mission: Assist and counsel our clients on specific options available to save them money, and get their life back. Our Programs and Counseling are all about establishing a plan that improves the client s credit scores as quickly as possible!
5 What is Life Repair? IRS Tax Relief Services Credit Repair Services Creditor Debt Negotiations
6 What is Life Repair? IRS Tax Relief Services Instruments Available: Offer in Compromise Wage Garnishment Release Installment Agreement Bank Levy Release Penalty Abatement Currently Not Collectable
7 What is Life Repair? Credit Related Services Check Up Credit Profile Review $49.95 Initial Starting Point (Prerequisite for UCIP) Do It Yourself Software If you re tenacious enough. Credit Repair Magic 60 day Money Back Guarantee $97 ACG Ultimate Credit Improvement Program (UCIP) Account Setup $ / $34.95 for each negative item removed Example: Five Negatives removed is $345 $695
8 What is Life Repair? H. R Medical Debt Affects 73,000,000 Working Age Adults Representatives: Senator Kay Bailey Hutchison (R TX) v/?p= _kay Senator John Cornyn (R TX) ublic/index.cfm?p=contac tform Representative Michael McCaul (R 10) ndex.cfm?sectionid=133 i
9 What is Debt Management? Accounts Management and Creditor Debt Negotiations Debt Settlement Negotiations Client/Creditor Negotiations are provided on a Retainer Agreement at $90 per hour. Assistance understanding financials with ACG Tools
10 Worksheet 2 Budget and Debt Service Schedule (Secured and Unsecured) HOUSEHOLD BUDGET Gasoline Auto Insurance Gas life Insurance Electric Other Insurance Water Cable/Internet Trash Phone (s) Groceries Pet(s) Medical Other (Explain) Monthly Expenses Monthly Income (net) His Hers Total Monthly Income $0.00 Austin Credit Group P.O. Box 5481 Round Rock, TX $ info@austincreditgroup.com The Account Number entries containing six "#" are for example only. Please put valid data in these rows. Creditor Primary Mortgage ABC Mortgage or Rent Second Mortgage Third Mortgage Account Number Original / High Balance Current Balance Available Limit ###### $127, $12, N/A ###### $13, $2, $20, Available Credit Minimum Payment Due Date 7.50% % % of Available Interest Rate Auto Loan Credit Card Credit Card Credit Card Credit Card AMEX $18, $0.00 $0.00 $ % #DIV/0! #DIV/0! #DIV/0!
11 What is Debt Management? Accounts Management and Creditor Debt Negotiations Debt Settlement Negotiations Client/Creditor Negotiations are provided on a Retainer Agreement at $90 per hour. Assistance understanding financials with ACG Tools Debt Consolidation Counseling
12 We are Pro Credit and Anti Debt! What does this mean? Best Interest Rates on Major Purchases Home / Auto / Refinance Insurance Premiums Potential Employment Opportunities ALL ARE AFFECTED BY CREDIT SCORE!
13 ALL ARE AFFECTED BY CREDIT SCORE! Example Loan Comparison 1st Option 2nd Option Difference Loan Amount $125,000 $125,000 APR % 4.99% 5.54% Term (months) Payment (Monthly) $ $ Interest Paid (First 60 months) $29, $33, $3, Term of Loan % $116, $131, $15, % $42.61 The difference between a 700 and 650 FICO (Credit) Score in July, 2010.
14 We are very happy to be able to offer Commercial Lending to and for businesses that cannot obtain financing through banks.
15 Thank you for your time and interest! We are here to help you, your friends and your clients get their life back!tm ANY QUESTIONS?
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