Success is not final, nor is failure: it is the courage to continue that counts.

Transcription

1 Life takes courage

2 Success is not final, nor is failure: it is the courage to continue that counts.

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4 Suva can help you Many people are exposed to hazards in their profession. Some try to find their thrills, the out-of-theordinary and adventure in their leisure time. They all have to face the challenges of everyday life again and again. That takes courage and powerful support. This is where Suva can help.

5 More than just insurance Suva insures people at work and at leisure, so they can go their way without fear day after day. But Suva is more than just insurance: it not only helps people after an accident or an occupational disease. With its prevention programs, Suva is committed to ensuring that nothing ever gets that far. Consequently, Suva prevents a great deal of human suffering while lowering the cost of insurance at the same time. With the help of closely monitored rehabilitation and reintegration, it offers holistic support to people affected by a stroke of fate.

6 to take responsibility

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8 Prevention Every day, occupational safety prevention programmes prevent accidents and illnesses in people s daily working life. They promote a culture of safety in the workplace and motivate people to accept personal responsibility.

9 Occupational safety Suva wishes to contribute towards safety in the workplace, the aim being to prevent accidents and save lives. Its safety specialists, doctors, trainers and consultants help companies to prevent occupational accidents and diseases. They offer support by providing employers and employees with effective prevention offers. Suva gives the people involved the knowledge they need to enable them to consciously accept responsibility and accountability. And they accompany and monitor companies on the spot.

10 to act safely

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12 Prevention Suva s leisure time safety prevention campaigns make people aware of hazards in sport and play, at home or while hiking. They also help people to act courageously in full awareness of the risks in their leisure time.

13 Leisure time safety Every year, Suva registers an average of more than a quarter of a million leisure time accidents. The consequences of these accidents suffered by workers in their spare time affect all of those who are involved: in addition to the victims pain and deprivation, their long periods of absence and the cost of healing and therapy lead to significant costs and expenses for employers. Suva responds proactively with numerous prevention modules that address the risk of leisure time accidents. Experience-oriented modules on topics such as football, snow sports, cycling or falling are easy to implement irrespective of company size. Through campaigns with a wide appeal as well as individual advice, Suva motivates people to take a safety-conscious approach to their behaviour.

14 for the future

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16 Insurance Suva protects around two million insurees from the consequences of accidents and occupational diseases. With risk-based premiums and its sustainable investment policy, it supports Switzerland as a workplace. And gives people courage for the future.

17 Insurance and financing Half of Switzerland s workforce are insured with Suva. They gain protection from the economic consequences of occupational accidents and diseases and leisure time accidents. Insurance premiums are calculated on the basis of risk, external factors and claims experience. By focusing on careful, preventive behaviour on their premises, companies can positively influence the number of accidents and thus the premium amount in their risk class. Suva s capital assets are tied to cover its statutory financial obligations towards its insurees and, in particular, around 100,000 pensions. Suva returns any profits beyond these mandatory obligations and essential reserves to its insurees.

18 to make a new start

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20 Rehabilitation With its holistic claims management, Suva accompanies accident victims from their potentially life-changing event through to their return to everyday life and daily work. Every year, thousands of people recover in the rehabilitation clinics in Bellikon and in Sion, working hard to gain renewed courage for their return to normal working life.

21 Claims management and rehabilitation Following an accident, Suva offers comprehensive care in the form of insurance benefits, counselling and rehabilitation to those concerned. Rapid reintegration is a key concern. With holistic claims management, Suva shows how people have better chances of recovery and a speedy return to everyday life and work as long as they are cared for intensively and competently from an early point in time after an accident and by their entire surroundings to the greatest possible degree. Suva keeps costs under control with no restrictions on its members benefits with active claims management, intensive dialogue with its service providers as well as consistent measures designed to contain costs.

22 Suva: key figures Since 1918, Suva has been helping people with a wide variety of different needs in every situation fairly, competently, obligingly and with the focus on results. Suva is an important part of Switzerland s social security system and the largest accident insurer. Since 2005, it has also been responsible for the country s military insurance on behalf of the Swiss Confederation Swiss francs premium volume employed and unemployed people companies insured staff 18 agencies throughout Switzerland; headquarters in Lucerne 2 rehabilitation clinics in Bellikon and Sion

23 The Suva model: four basic pillars 1 Suva 2 Suva 3 4 is more than just insurance: it is a combination of prevention, insurance and rehabilitation. is managed by the social partners. The balanced composition of its Board of Directors, whose members represent employers, employees and the Swiss Confederation, promotes widely supported, sustainable solutions. Suva insurees benefit from profits in the form of lower premiums. Suva is self-supporting; it does not receive any public funding.

24 Suva Corporate communications P.O. Box, CH-6002 Lucerne Information Tel. +41 (0) Orders Fax +41 (0) Tel. +41 (0) Title Life takes courage Except for commercial use, reprint permitted with reference to source. First issue: October 2014 Order number 1900.e Corporate film Life takes courage Corporate film The idea and images contained in this brochure are based on Suva s corporate film Life takes courage. The courage to take decisions, to assume responsibility and to get involved. With Suva as a strong partner at your side.