New Account Form/Application

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "New Account Form/Application"

Transcription

1 New Form or Updated Form Advisory Account Clearing Account Representative # BD Account # (HO Use Only) Clearing Firm Account # New Account Form/Application ACCOUNT REGISTRATION (*include additional paperwork as required) Type of account: Cash Margin* Option* Individual TOD* Non-Corporation* Qualified Plan* Type: Joint w/rights of Survivorship Trust* Corporation* IRA* Type: Tenants in Common* Estate* UGMA/UTMA 529 Plan Other (specify): Account Title: Name Legal Address (no P.O. Boxes) CUSTOMER/MINOR INFORMATION Date of Birth (MM/DD/YYYY) 3rd Party Mailing Address (if different) Social Security or Taxpayer I.D. Number Telephone (Check one): Daytime Evening Cell Marital Status: S M W D Number of Dependents U.S. Citizen Resident Alien Employment Status (Check one): Employed Self-Employed Not Employed Retired Full-time Student Other: Employer (or Former) Occupation (or Former) Job Title Number of Years Employed Employer Address Name JOINT/CUSTODIAN INFORMATION (if any) Date of Birth (MM/DD/YYYY) Legal Address (no P.O. Boxes) Mailing Address (if different) Social Security or Taxpayer I.D. Number Telephone (Check one): Daytime Evening Cell Marital Status: S M W D Number of Dependents U.S. Citizen Resident Alien Employment Status (Check one): Employed Self-Employed Not Employed Retired Full-time Student Other: Employer (or Former) Occupation (or Former) Job Title Number of Years Employed Employer Address ACCOUNT SETTLEMENT INSTRUCTIONS For Clearing Accounts Only (*include additional paperwork as required) Proceeds: Remit Proceeds Security Instructions: Send Dividends/Interest Income (Select One of the Five Options): Pay Hold & Sweep Proceeds Hold in Street Name If Pay, select Frequency: Wkly Mthly S-Mthly Qtrly Name of MM Fund: Reinvest MF Divs/Cash as Proceeds Reinvest MF & Stock Divs/Cash as Proceeds Reinvest Stock Divs/Cash Proceeds Hold all Divs/Cash as Proceeds TAX LOT DISPOSITION METHOD First In/First Out Intraday First In/First Out Low Cost/Long Term High Cost In/First Out Last In/First Out Low Cost/Short Term High Cost In/First Out Long Term Low Cost In/First Out Tax Sensitive High Cost In/First Out Short Term PAGE 1 OF 11 CUSTOMER COPY BRANCH FILE COPY OSJ COPY HOME OFFICE COPY

2 New Form or Updated Form Advisory Account Clearing Account Representative # BD Account # (HO Use Only) Clearing Firm Account # New Account Form/Application ACCOUNT REGISTRATION (*include additional paperwork as required) Type of account: Cash Margin* Option* Individual TOD* Non-Corporation* Qualified Plan* Type: Joint w/rights of Survivorship Trust* Corporation* IRA* Type: Tenants in Common* Estate* UGMA/UTMA 529 Plan Other (specify): Account Title: Name Legal Address (no P.O. Boxes) CUSTOMER/MINOR INFORMATION Date of Birth (MM/DD/YYYY) 3rd Party Mailing Address (if different) Social Security or Taxpayer I.D. Number Telephone (Check one): Daytime Evening Cell Marital Status: S M W D Number of Dependents U.S. Citizen Resident Alien Employment Status (Check one): Employed Self-Employed Not Employed Retired Full-time Student Other: Employer (or Former) Occupation (or Former) Job Title Number of Years Employed Employer Address Name JOINT/CUSTODIAN INFORMATION (if any) Date of Birth (MM/DD/YYYY) Legal Address (no P.O. Boxes) Mailing Address (if different) Social Security or Taxpayer I.D. Number Telephone (Check one): Daytime Evening Cell Marital Status: S M W D Number of Dependents U.S. Citizen Resident Alien Employment Status (Check one): Employed Self-Employed Not Employed Retired Full-time Student Other: Employer (or Former) Occupation (or Former) Job Title Number of Years Employed Employer Address ACCOUNT SETTLEMENT INSTRUCTIONS For Clearing Accounts Only (*include additional paperwork as required) Proceeds: Remit Proceeds Security Instructions: Send Dividends/Interest Income (Select One of the Five Options): Pay Hold & Sweep Proceeds Hold in Street Name If Pay, select Frequency: Wkly Mthly S-Mthly Qtrly Name of MM Fund: Reinvest MF Divs/Cash as Proceeds Reinvest MF & Stock Divs/Cash as Proceeds Reinvest Stock Divs/Cash Proceeds Hold all Divs/Cash as Proceeds TAX LOT DISPOSITION METHOD First In/First Out Intraday First In/First Out Low Cost/Long Term High Cost In/First Out Last In/First Out Low Cost/Short Term High Cost In/First Out Long Term Low Cost In/First Out Tax Sensitive High Cost In/First Out Short Term SUPPLEMENT TO PAGE 1 CUSTOMER COPY BRANCH FILE COPY OSJ COPY HOME OFFICE COPY

3 Customer #1 I am, or a member of my immediate family is, affiliated with or work(s) for a stock exchange, a member firm of an exchange or FINRA, a registered investment advisory firm or a registered investment company. Yes No AFFILIATIONS Customer #2 I am, or a member of my immediate family is, affiliated with or work(s) for a stock exchange, a member firm of an exchange or FINRA, a registered investment advisory firm or a registered investment company. Yes No Name & Address of Firm: Name of Affiliated Person: Name & Address of Firm: Name of Affiliated Person: VERIFICATION OF IDENTITY EXEMPTION STATUS If an individual, does this person currently have an active account (or are they an authorized person on such an account) with INVEST? Customer #1: Yes (Provide Account #: ) No Customer #2: Yes (Provide Account #: ) No If account number cannot be provided, or answer is No, please complete Verification of Individual Section. VERIFICATION OF INDIVIDUAL Verified (Must be in Person) Unable to Verify Customer #1: Driver s License Passport Resident Alien Card Military ID Card Other Government-Issued Photo ID (describe): Identification Number: State of Issuance: Country of Issuance: Date of Issuance: OR Check Here if Document does not Provide Date of Issuance Expiration Date: OR Check Here if Document does not Provide Expiration Date Customer #2: Driver s License Passport Resident Alien Card Military ID Card Other Government-Issued Photo ID (describe): Identification Number: State of Issuance: Country of Issuance: Date of Issuance: OR Check Here if Document does not Provide Date of Issuance Expiration Date: OR Check Here if Document does not Provide Expiration Date FINANCIAL INFORMATION Approximate Annual Income (from all sources) Estimated Liquid Net Worth Under $25,000 $200,000 - $399,999 Under $25,000 $200,000 - $499,999 $25,000 - $49,999 $400,000 - $999,999 $25,000 - $49,999 $500,000 - $999,999 $50,000 - $99,999 Over $1,000,000 $50,000 - $99,999 $1,000,000 - $2,499,999 $100,000 - $199,999 $100,000 - $199,999 Over $2,500,000 Federal/State Max. Tax Margin Less than 15% 15% - 27% 28% - 32% 33% and Above Estimated Net Worth (excluding value of primary residence) Under $25,000 $500,000 - $999,999 $25,000 - $49,999 $1,000,000 - $2,499,999 $50,000 - $99,999 $2,500,000 - $49,999,999 $100,000 - $199,999 Over $50,000,000 $200,000 - $499,999 INVESTMENTS To the extent available, please list the client s existing assets (including investment and life insurance holdings). Note: Each Category must be answered affirmatively. Marketable Securities (i.e., Mutual Funds, Stocks, Bonds): $ Variable Annuities: $ Life Insurance (Cash Value): $ Cash Equivalents: $ Fixed Annuities: $ Other: $ PAGE 2 OF 11 CUSTOMER COPY BRANCH FILE COPY OSJ COPY HOME OFFICE COPY

4 INVESTMENT OBJECTIVES Liquidity Needs for this Account When is the earliest you expect to need funds from this account? Under 3 years Primary Investment Objective (Rank Objectives 1 through 4; 1 = Highest) Tax Advantaged 3-5 years Income 6-10 years Growth years Speculation Over 20 years (See paragraph 18 Investment Objective and Risk Exposure Definitions) Risk Tolerance Time Horizon for this Account Years of Experience Low Moderate High Short (0-5 years) Intermediate (6-10 years) Long (Over 10 years) Bonds Stocks REITs VAs Mutual Funds Options Partnerships Other None The Investments in this Account will be (check one): Less than 1/3 of my financial portfolio Roughly 1/3 to 2/3 of my financial portfolio More than 2/3 of my financial portfolio I Plan to use this Account for the Following (check all that apply): Generate income for current or future expenses Partially fund my retirement Wholly fund my retirement Steadily accumulate wealth over the long term Preserve wealth and pass it on to my heirs Pay for education Market speculation Other: ACKNOWLEDGEMENTS What is the Initial Source of Funds? Institutional/Non-Institutional Account (Check one): A bank, savings and loan association, insurance company, or registered investment company. An investment adviser registered with either the Securities and Exchange Commission under Section 203 of the Investment Advisers Act of 1940 or with a state securities commission (or any agency or office performing like functions). Any other entity (whether a natural person, corporation, partnership, trust or otherwise) with total assets of at least $50 million. None of the above. Yes No Is the Representative s office located in a financial institution? Yes No Trading Authorization: Have you granted trading authorization to someone other than the account owners? (If yes, please submit proper documentation, including Verification of Identity.) Yes No Power of Attorney: Have you granted the Power of Attorney to someone other than the account owner? (If yes, please submit proper documentation, including Verification of Identity.) Yes No Is this account for a local or state government entity, board or commission? Yes Government entity means any state or political subdivision of a state, including, a. Any agency, authority, or instrumentality of the state or political subdivision; b. A pool of assets sponsored or established by the state or political subdivision or any agency, authority or instrumentality thereof, including, but not limited to, a defined benefit plan, as defined in Section 414(j) of the Internal Revenue Code or a state general fund; c. A plan or program of a government entity; and d. Officers, agents, or employees of the state or political subdivision or any agency, authority or instrumentality thereof, acting in their official capacity. No Is the account a 1) Private Banking account, or 2) Foreign Bank account, or 3) Is the account holder or anyone with an interest in the account a Politically Exposed Person? Private Banking Account Definition A private banking account is an account (or any combination of accounts) that requires a minimum aggregate deposit of $1,000,000, is established for one or more individuals, and is assigned to or administered or managed by, in whole or in part, an officer, employee, or agent of a financial institution acting as a liaison between the financial institution and the direct or beneficial owner of the account. Foreign Bank Account Definition A foreign bank is any bank organized under foreign law or an agency, branch or office of a bank located outside the U.S. Politically Exposed Person Definition A Politically Exposed Person includes a current or former senior official in the executive, legislative, administrative, military or judicial branches of a foreign government (whether elected or not), a senior official of a major foreign political party, or a senior executive of a foreign government-owned commercial enterprise; a corporation, business, or other entity formed by or for the benefit of any such individual; an immediate family member of such an individual; or any individual publicly known. PAGE 3 OF 11 CUSTOMER COPY BRANCH FILE COPY OSJ COPY HOME OFFICE COPY

5 U.S. TAXPAYER NUMBER CERTIFICATION The Firm does not establish accounts with nonresident aliens or foreign entities. In these cases, the Client and Representative should not proceed, and must contact the Trading/Operations Department for additional guidance. TAXPAYER CERTIFICATION: Under penalties of perjury, I certify that: (1) the number shown on this form is my correct Social Security Number or Taxpayer Identification Number (or I am waiting for a number to be issued to me); (2) I am not subject to backup withholding because (a) I am exempt from backup withholding or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding; and (3) I am a U.S. citizen or other U.S. person. NOTE: You must cross out Item (2) above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For accounts exempt from backup withholding, check the following box: Exempt Payee. Type of Corporation C = C Corporation S = S Corporation Not a Corporation Is this a Limited Liability Company? Yes No If Yes, please select the appropriate IRS tax classification C = C Corporation S = S Corporation P = Partnership For more information regarding this certification, you may request a complete set of IRS instructions from our Trading/Operations Department. BACK-UP CONTACT INFORMATION (Optional) If we are unable to reach you for a period of 60 days and/or we have concerns related to diminished capacity, you authorize us to contact the person listed below and to disclose information about you in order to confirm the specifics of your current contact information, health status, and the identity of any legal guardian, executor, trustee, or holder of a Power of Attorney. Note: Your back-up contact should not be a co-account owner. First Name Middle Name Last Name Address Country Telephone (Check one): Daytime Evening Cell Relationship to Primary Applicant/Co-Account Owner edelivery CONSENT Please indicate if you would like to allow edelivery for this account. If edelivery is approved, an address is required. Approve edelivery address: (See Section VIII of the Agreement for edelivery terms and conditions.) Decline edelivery If an address has been provided for this account, I have consented to electronic delivery for my account(s). I understand the complete terms and conditions for electronic delivery are available in the Customer Agreement provided to me and on the Firm s Website. By my signature below I represent and certify that 1) the information above is correct and may be relied upon by you in establishing this account; 2) I have read and agree to be bound by the terms and conditions governing this account as are currently in effect and as may be amended from time to time; 3) I acknowledge receipt of the Firm s privacy policy (see attached Customer Agreement); and 4) I acknowledge receipt of a copy of this agreement which includes the PRE-DISPUTE ARBITRATION AGREEMENT THAT APPEARS AT PARAGRAPHS 19 AND 20 ON PAGE 7. THE INTERNAL REVENUE SERVICE DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATIONS REQUIRED TO AVOID BACKUP WITHHOLDING. X X Customer Signature Date Signature of Joint Owner/Tenant Date Registered Rep hereby certifies that he/she personally verified the suitability, client contact and account profile information directly from the client(s) and also verified and reviewed the customer identity document(s) and confirmed that any photograph contained on the document(s) bears a likeness to the applicant(s) or if exempt, Registered Rep certifies to know the true identity of the customer(s). X X Registered Rep Signature Date Registered Principal Signature Date Print Rep Name Print Principal Name PAGE 4 OF 11 CUSTOMER COPY BRANCH FILE COPY OSJ COPY HOME OFFICE COPY

6 To Broker-Dealer: 1. Nature of Services Provided. I understand that all information supplied by the undersigned will be subject to verification, and that the information on this application is correct. I understand that you have entered into an agreement with National Financial Services LLC ( NFS ), (a NYSE member firm), to execute and clear all brokerage transactions. NFS will provide margin loans if authorized. I understand that neither you nor NFS provide investment advice in connection with this account, nor do you give advice or offer any opinion with respect to the suitability of any security or order, except such as may be incidental to the provision of brokerage services hereunder. 2. Application Rules and Regulations. All transactions through you and NFS are subject to the constitution, rules, regulations, customs and usages of the exchange or market (and its clearing house, if any) where executed, as well as any applicable federal or state laws, rules and regulations. 3. Security Interest. All securities and other property now or hereafter held, carried or maintained by NFS for any of the accounts of the undersigned, now or hereafter opened, including accounts in which the undersigned may have an interest, shall be subject to a lien for the discharge of all indebtedness and other obligations of the undersigned to you and are held at NFS as security for the payment of any liability or indebtedness of the undersigned to you or NFS in any of the said accounts. You shall have the right to sell, assign or transfer securities and any other property so held by you from or to any other of the accounts of the undersigned whenever in your judgment you consider such a transfer necessary for your protection in enforcing your lien; you shall have the discretion to determine which securities and property are to be sold and which contracts are to be closed. No provision of this agreement concerning liens or security interests shall apply to the extent such application would be in conflict with any provisions of ERISA or the Internal Revenue Code relating to retirement accounts. 4. Payment Upon Demand. The undersigned shall at all times be liable for the payment upon demand of any debit balance or other obligations owing in any of the accounts of the undersigned, and the undersigned shall be liable to you for any deficiency remaining in any such accounts in the event of liquidation thereof, in whole or in part, by you or by the undersigned; and the undersigned shall make payment of such obligations and indebtedness upon demand. All transactions in any of my accounts are to be paid for or securities delivered no later than 2:00 p.m. Eastern Standard Time on the settlement date. I agree that if, after demand, I fail to pay the indebtedness, you may close my account and liquidate the assets in my account in the amount sufficient to pay my indebtedness. 5. Liability for Costs of Collection. The reasonable costs and expenses of collection of the debit balance or any unpaid deficiency in the account of the undersigned, including, but not limited to, attorney s fees, incurred and payable or paid by you, shall be reimbursed by the undersigned. 6. Presumption of Receipt of Communications. Communications may be sent to the undersigned at the address of the undersigned or at such other address as the undersigned may hereafter give you in writing, and all communications so sent, whether by mail, telegraph, messenger or otherwise, shall be deemed given to the undersigned personally, whether actually received or not. Reports of executions or orders and statements of my account shall be conclusive if not objected to in writing within five (5) days and ten (10) days respectively, after transmitted to me by mail or otherwise. 7. Affiliation Disclosure. I understand that INVEST Financial Corporation ( INVEST ) is an indirect wholly-owned subsidiary of Prudential plc (LSE: PRU; NYSE: PUK), a company incorporated in the United Kingdom ( UK ) and not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America. I understand that INVEST Registered Representatives are not permitted to solicit the purchase or sale of INVEST s UK parent s securities and acknowledge that any such purchases or sales will be effected solely on an unsolicited basis. I understand that INVEST is affiliated with Jackson National Life Insurance Company ( Jackson ) and Jackson is the issuer of various life insurance and annuity products available for purchase through INVEST. I understand that INVEST is affiliated with Curian Capital LLC, a Registered Investment Adviser, and that INVEST may refer clients to Curian Capital LLC for advisory services and receive referral fees. 8. Extraordinary Events. You shall not be liable for loss caused directly or indirectly by war, natural disasters, government restrictions, exchange or market rulings or other conditions beyond your control, including, but CUSTOMER AGREEMENT CUSTOMER S COPY - KEEP FOR YOUR RECORDS - PAGE 5 OF 12 not limited to, extreme market volatility or trading volumes. 9. Purchase of Precious Metals. I understand and acknowledge the following in regard to the purchase of precious metals: a) The Securities Investor Protection Corporation ( SIPC ) does not provide protection for precious metals. However, if stored through NFS, they are insured by the depository at market value. b) Precious metals are not marginable. c) Precious metals investments can involve substantial risks as prices can change rapidly and abruptly. Therefore, any advantageous purchase or liquidation price cannot be guaranteed. d) If I take delivery of my metals, I am subject to delivery charges and applicable sales and use taxes. 10. Settlement Sweep. For securities sold or purchased through you and any resulting debit or credit balances, I hereby authorize you to automatically settle all transactions through the Money Market Fund designated on page 1 of this application. In the event that I carry a margin account with NFS, I further authorize you to transfer from my Money Market Fund, any sums necessary to maintain the required minimum equity in such margin accounts. My account statement details all activity in the Core Money Market Fund. This is provided in lieu of a confirmation that might otherwise be provided with respect to those transactions. 11. Credit Information. You may exchange credit information about me with others. You may request a credit report on me and, if I ask, you will tell me the name and address of the consumer reporting agency that furnished it. 12. Account Protection. Securities in accounts carried by National Financial Services LLC ( NFS ), a Fidelity Investments company, are protected in accordance with the Securities Investor Protection Corporation ( SIPC ) up to $500,000 (including cash claims limited to $250,000). For details or a brochure, please see or call (202) NFS has arranged for additional protection for cash and covered securities to supplement its SIPC coverage. This additional protection covers total account net equity in excess of the $500,000/$250,000 coverage provided by SIPC. Neither coverage protects against a decline in the market value of securities. 13. Joint Accounts. If this is a joint account, I refers to all account holders, and each of the account holders jointly and severally agrees that any account holder has authority on behalf of the joint account to: Buy, sell (including short sales) and otherwise deal in stocks, bonds, options, and other eligible securities or other investments on margin or otherwise; Receive demands, notices, confirmations, reports, statements of account and communications of every kind on behalf of the joint account; Receive money, securities and property of every kind and dispose of the same on behalf of the joint account; Make agreements relating to any of the foregoing matters and to terminate, modify or waive any of the provisions of the agreement on behalf of the joint account; and Deal with my broker-dealer as fully and completely as if he alone were interested in this account and without notice to other account participants. All obligations and liabilities arising under this account are joint and several and may be enforced by my broker-dealer or NFS against any and all account holders. My broker-dealer is authorized to follow the instructions of any joint account holder, without notice to any other account holder, in every respect, and to deliver any and all monies, securities or other property to any joint account holder upon the instructions of any joint account holder, or to any other person upon such instructions, even if such delivery or payment is to that joint account holder personally and not to the other(s). My broker-dealer will be under no obligation to inquire into the purpose or propriety of such delivery or payment and is not bound to inquire into the disposition or application of such delivery or payment. This authority remains in force until written notice to the contrary is addressed to my broker-dealer and delivered to its office. My broker-dealer, or NFS, in their sole discretion and for their sole protection, may terminate the account upon receipt of such notice and may require the written consent of all account holders prior to acting upon the instructions of any account holder. 14. Payment for Order Flow. INVEST transmits customer orders for execution to various dealers, based on a number of factors. These include: size of order, supply and liquidity of the bond market, and market conditions. INVEST receives remuneration, compensation or other consideration based upon the amount of sales generated for the training, education and related marketing promotion to the Registered Representatives of INVEST. The source and nature of compensation will be provided upon written request. 15. FundServ Disclosure. INVEST may place mutual fund trades through the FundServ mutual fund trading system. If we do, please note that

7 your order will be placed when the funds you are sending to pay for the trade are received in good order by our bank. Depending upon market conditions, this may result in a higher or lower cost per share for your trade. 16. New York Stock Exchange Rule 382 requires that your brokerdealer and NFS allocate between them certain functions regarding the administration of your brokerage account. The following is a summary of the allocation services performed by your broker-dealer and NFS. A more complete description is available upon request. Your broker-dealer is responsible for: (1) obtaining and verifying brokerage account information and documentation, (2) opening, approving and monitoring your brokerage account, (3) transmitting timely and accurate instructions to NFS with respect to your brokerage account, (4) determining the suitability of investment recommendations and advice, (5) operating and supervising your brokerage account and its own activities in compliance with applicable laws and regulations, including compliance with margin rules pertaining to your margin account (if applicable), and (6) maintaining the required books and records for services it performs. NFS shall perform the following tasks at the direction of your broker-dealer: (1) execute, clear and settle transactions processed through NFS by your broker-dealer, (2) prepare and send transaction confirmations and periodic statements of your brokerage account. Certain pricing and other information may be provided by your brokerdealer or obtained from third parties, which has not been verified by NFS, (3) act as custodian for funds and securities received by NFS on your behalf and maintain these assets in a brokerage account registered in your name, (4) follow the instructions of your brokerdealer with respect to transactions and the receipt and delivery of funds and securities for your brokerage account, and (5) extend margin credit for purchasing or carrying securities on margin. Your broker-dealer is responsible for ensuring that your brokerage account is in compliance with federal, industry and NFS margin rules, and for advising you of margin requirements. NFS shall maintain the required books and records for the services it performs. NFS address is 200 Seaport Boulevard, Z2P, Boston MA The account statements you receive from NFS are your official account statements. Please compare the transactions, positions and valuations contained in the NFS account statements with any statements or reports you may receive from INVEST or your Representative, and promptly report any discrepancies to the INVEST Compliance Department at (800) , option 1, then option This Agreement and its enforcement shall be governed by the laws of the State of Florida; shall cover individually and collectively all accounts which the undersigned may open or reopen with you, and shall inure to the benefit of your successors and assigns, whether by merger, consolidation or otherwise, and you may transfer the account of the undersigned to your successors and assigns, and this Agreement shall be binding upon heirs, executors, administrators, successors and assigns of the undersigned. To Customer: Customer Disclosures and Responsibilities 18. Investment Objective and Risk Exposure Definitions. Below are general guidelines to assist individual investors in selecting their Investment Objectives and Risk Exposure for their INVEST Financial Corporation account. The Investment Objectives and Risk Exposure combinations relate to the entire account taken as whole, not simply to individual holdings/transactions within the portfolio. The portfolio is viewed as the sum of the holdings but there may be securities within the account that do not meet the general guidelines set forth below and you may direct trades on a non-solicited basis that are not suitable for your designated Investment Objectives and Risk Exposure. In order to determine whether your total portfolio meets your Investment Objectives and Risk Exposure properly, your Representative needs information relative to your other investments you have owned or may currently own, including investment accounts, mutual funds, insurance products and bank investments. Please remember that all investments are subject to risks, ranging from inflation and rate change risks for fixed income investments, to default and market fluctuation risks. Please be sure that you understand these risks before you invest. Investment Objective/Risk Exposure Combinations. Clients assume certain risks when investing in any securities. An outline of some of the risks for each investment objective/risk exposure combination is set forth below. Generally, the investment styles and strategies we use to recommend stocks, bonds, and other securities depend on our ability to recommend securities that perform well over time. Our recommendations may not achieve your growth and/or income CUSTOMER S COPY - KEEP FOR YOUR RECORDS - PAGE 6 OF 12 expectations, and securities we select could decline in value. There can be no assurance that any of the investment objective/risk exposure combinations will achieve their stated goals, and clients could and do lose money. Tax Advantaged/Low: This account should generally be weighted in favor of investments providing tax advantages with an emphasis on safety of principal, including the use of guaranteed municipal investments, forgoing potentially higher yields and returns. Tax Advantaged/Moderate: This account should generally be weighted in favor of investments providing tax advantages with growth potential and the possibility of higher yields, with moderate risk to income production and principal, including non-insured or non-rated municipal investments. Tax Advantaged/High: This account should generally be weighted in favor of investments providing tax advantages with aggressive and speculative income producing bond, fixed income and/or equity investments with the acceptance of risk of possible loss of income production and principal. This account will invest in below investment grade or non-rated securities with an emphasis on the acceptance of higher risk for potentially higher yields and returns. Safety of principal is not a primary objective. Income/Low: This account should generally be weighted in favor of conservative income producing bond, fixed income, and/or equity investments with an emphasis on safety of principal, forgoing potentially higher yields and returns. Income/Moderate: This account should generally be weighted in favor of income producing bond, fixed income, and/or equity investments with growth potential and the possibility of higher yields, with moderate risk to income production and principal. Income/High: This account should generally be weighted in favor of aggressive and speculative income producing bond, fixed income and/or equity investments with the acceptance of risk of loss of income production and principal. This account may invest in below investment grade or non-rated securities with an emphasis on the acceptance of higher risk for potentially higher yields and returns. Safety of principal is not a primary objective, but rather the generation of income is the primary objective. Income with Growth/Low: This account should generally be weighted in favor of a blend of conservative income producing and equity investments with an emphasis on preservation of principal while forgoing potentially higher yields and returns. Income with Growth/Moderate: This account should generally be weighted in favor of a blend of income producing and equity investments with the acceptance of moderate risk to income production. This account seeks preservation of principal with an emphasis on both current income and potential capital growth. Income with Growth/High: This account should generally be weighted in favor of aggressive and speculative domestic and foreign income and equity investments with the acceptance of loss of income production and principal. This account places an emphasis on the acceptance of higher risk for potentially higher yields and/or returns. Growth/Low: This account should generally be weighted in product or product features which allow for some level of participation in the market, but with limited exposure to risk through principal protection, indices linked products, or similar features that mitigate investment risk. Growth/Moderate: This account should generally be weighted in favor of long-term growth of capital with the acceptance of moderate risk relative to principal and earnings. The account could be invested in up to 100% in equities with little or no emphasis on the generation of income. Growth/High: The primary objective of this account is capital appreciation through investments in domestic and foreign aggressive and speculative equity investments with an emphasis on the acceptance of higher risk for potentially higher yields and/or returns. Safety of principal is not an important objective and 100% of the account could be invested in aggressive and speculative securities at any time. Little to no emphasis is placed on generation of current income. Speculation/High: This account would generally be invested in speculative, non-investment grade, derivative, unrated, and/or high-risk investments, perhaps on a short-term basis. Emphasis is placed on maximum capital appreciation utilizing riskier investment strategies, understanding the potential for loss of principal, earnings, and income production. Safety of principal and income production are not objectives.

8 Bond and Bond Fund Disclosure. Bond investors should take note that investing in bonds or bond funds is subject to risks. Generally, investments offering potential higher returns are accompanied by a higher degree of risk. The market value of a bond or bond fund may fluctuate in response to the following: changing interest rates and credit risk assessments, inflation, currency fluctuations, economic, political or social events in the United States or abroad. Lower quality or longer maturity bonds may be subject to greater price fluctuations than higher quality or shorter maturity bonds. In the case of bond funds, customers should be aware that the return of principal is not guaranteed, due to the fluctuation in the net asset value of the fund that is caused by changes in the price of specific bonds held in the fund and due to the buying and selling of bonds within the fund by its investment adviser. Accuracy of Account Information. A copy of your New Account Agreement, including your account information, will be supplied to you by your Representative. It is your responsibility to review this document and ensure that the information contained on the form, including your Investment Objectives and Risk Exposure, is correct and updated as needed. If the information on the Agreement is not correct, including your Investment Objectives and Risk Exposure, please make the corrections on the form and supply a copy to INVEST or notify us via phone. Please also notify your Representative or INVEST of any changes to the information contained on the Agreement that take place after the account is opened. To update account information, please contact INVEST at (800) , option 1, then option PRE-DISPUTE ARBITRATION DISCLOSURES THIS AGREEMENT CONTAINS A PRE-DISPUTE ARBITRATION CLAUSE. BY SIGNING AN ARBITRATION AGREEMENT, THE PARTIES, WHICH INCLUDE YOU AS THE CUSTOMER/CLIENT, AGREE AS FOLLOWS: (A) ALL PARTIES TO THIS AGREEMENT ARE GIVING UP THE RIGHT TO SUE EACH OTHER IN COURT, INCLUDING THE RIGHT TO A TRIAL BY JURY, EXCEPT AS PROVIDED BY THE RULES OF THE ARBITRATION FORUM IN WHICH A CLAIM IS FILED. (B) ARBITRATION AWARDS ARE GENERALLY FINAL AND BINDING; A PARTY S ABILITY TO HAVE A COURT REVERSE OR MODIFY AN ARBITRATION AWARD IS VERY LIMITED. (C) THE ABILITY OF THE PARTIES TO OBTAIN DOCUMENTS, WITNESS STATEMENTS AND OTHER DISCOVERY IS GENERALLY MORE LIMITED IN ARBITRATION THAN IN COURT PROCEEDINGS. (D) THE ARBITRATORS DO NOT HAVE TO EXPLAIN THE REASON(S) FOR THEIR AWARD, UNLESS, IN AN ELIGIBLE CASE, A JOINT REQUEST FOR AN EXPLAINED DECISION HAS BEEN SUBMITTED BY ALL PARTIES TO THE PANEL AT LEAST 20 DAYS PRIOR TO THE FIRST SCHEDULED HEARING DATE. (E) THE PANEL OF ARBITRATORS WILL TYPICALLY INCLUDE A MINORITY OF ARBITRATORS WHO WERE OR ARE AFFILIATED WITH THE SECURITIES INDUSTRY. (F) THE RULES OF SOME ARBITRATION FORUMS MAY IMPOSE TIME LIMITS FOR BRINGING A CLAIM IN ARBITRATION. IN SOME CASES, A CLAIM THAT IS INELIGIBLE FOR ARBITRATION MAY BE BROUGHT IN COURT. (G) THE RULES OF THE ARBITRATION FORUM IN WHICH THE CLAIM IS FILED, AND ANY AMENDMENTS THERETO, SHALL BE INCORPORATED INTO THIS AGREEMENT. 20. AGREEMENT TO ARBITRATE CONTROVERSIES FOR MYSELF AND ALL PARTIES CLAIMING THROUGH ME, I AGREE THAT ALL CONTROVERSIES WHICH MAY ARISE BETWEEN US CONCERNING ANY TRANSACTION(S), OR THE CONSTRUCTION, PERFORMANCE OR ANY BREACH OF THIS OR ANY OTHER AGREEMENT OR DUTY BETWEEN US, WHETHER ENTERED INTO PRIOR, OR SUBSEQUENT, TO THE DATE HEREOF, INCLUDING CLAIMS AGAINST ANY CLEARING FIRM, AFFILIATED OR UNAFFILIATED ENTITY SHALL BE DETERMINED BY ARBITRATION PURSUANT TO THE FEDERAL ARBITRATION ACT, BEFORE FINRA DISPUTE RESOLUTION, AND IN ACCORDANCE WITH ITS RULES. NO PERSON SHALL BRING A PUTATIVE OR CERTIFIED CLASS ACTION TO ARBITRATION, NOR SEEK TO ENFORCE ANY PRE- DISPUTE ARBITRATION AGREEMENT AGAINST ANY PERSON WHO HAS INITIATED IN COURT A PUTATIVE CLASS ACTION; OR WHO IS A MEMBER OF A PUTATIVE CLASS WHO HAS NOT OPTED OUT OF THE CLASS WITH RESPECT TO ANY CLAIMS ENCOMPASSED BY THE PUTATIVE CLASS ACTION UNTIL: I. THE CLASS CERTIFICATION IS DENIED; OR II. THE CLASS IS DECERTIFIED; OR III. THE CUSTOMER IS EXCLUDED FROM THE CLASS BY THE COURT. SUCH FORBEARANCE TO ENFORCE AN AGREEMENT TO ARBITRATE SHALL NOT CONSTITUTE A WAIVER OF ANY RIGHTS UNDER THIS AGREEMENT EXCEPT TO THE EXTENT STATED HEREIN. NEW ACCOUNT QUALIFICATIONS/DISCLOSURE STATEMENT Client: The following information and disclosures are provided for your benefit, protection and understanding so that you can make an informed investment decision. I. YOUR RELATIONSHIP TO INVEST FINANCIAL CORPORATION A. Acting through your Representative, you have appointed INVEST as your agent for the purpose of carrying out your directions with respect to the purchase or sale of securities; as such, INVEST is authorized to open or close brokerage accounts, place and withdraw orders and take such other steps as are reasonable to carry out your direction. B. An account will be deemed to have been opened by INVEST on your behalf upon the completion of the New Account Application and Customer Agreement and its acceptance by INVEST. C. INVEST will recognize only those transactions which are executed with its knowledge, control and consent and which are duly reflected on its books and records. D. INVEST shall have sole discretion to accept your securities orders. INVEST reserves the right to require a deposit before accepting or executing such orders. E. Important Notice for California Residents Pursuant to California state law (Part 3, Title 10 Chapter 7), National Financial Services LLC, as custodian of your assets, may be required to transfer your assets to the state of California in the event that no activity occurs within the statutorily defined time period. The state law defines the time period as 24 to 30 months where there is no activity within the account, or communication between the account owner and the financial institution. II. SERVICES OFFERED BY YOUR REPRESENTATIVE A. Your Representative has engaged INVEST solely to make offers to buy or sell securities and insurance products and your Representative has no express, implied or apparent authority to contract otherwise on behalf of INVEST. B. Your Representative will only be empowered to place an order for you or your authorized delegate based upon a review of your financial condition and objectives as shown on the New Account Application and Customer Agreement. Should you initiate an order with characteristics in a greater relative risk category than recorded on the New Account Application and Customer Agreement, such order will be deemed an amendment to your objectives for that transaction. C. Your Representative is licensed to sell securities and/or insurance products on a commission basis. However, in order to effect proper due diligence and suitability in determining whether or not such product sales are warranted, he/she may provide certain Financial Planning related services incidental to his/her role as your financial services professional. Such services typically involve advising you and your family regarding the management of your financial resources based upon an analysis of your needs. All recommendations, which are implemented in the form of securities or insurance purchases, will cause the Representative to be compensated. D. Separate, fee-based financial planning and investment advisory services may be offered by your Representative pursuant to the registration and disclosure requirements of the Investment Advisers Act of III. INVESTMENT RISK DISCLOSURE UNAUTHORIZED AND PROHIBITED ACTS You must take responsibility in preventing unauthorized acts within your control by adhering to all of the following: A. Please make payment payable to one of the following parties, as instructed by your Representative: A mutual fund, variable product sponsor, or insurance Carrier, as instructed in the prospectus or offering memorandum ( Offering Document ); a partnership s escrow agent or to the partnership as instructed in the Offering Document; or INVEST s Clearing Firm, National Financial Services LLC. No payments should be made payable to a Representative or entity not listed above. B. Please pay for all security purchases by utilizing a traceable instrument (e.g., certified check, personal check, etc.). DO NOT deliver cash or money orders to the Representative. CUSTOMER S COPY - KEEP FOR YOUR RECORDS - PAGE 7 OF 12

9 C. Do not loan to the Representative or borrow from the Representative monies or securities and specifically do not authorize or permit the Representative to act as a personal custodian of your securities, stock powers, monies or any other personal or real property of which you may have an interest. D. Representatives may only arrange credit to purchase securities through an authorized margin account of INVEST s Clearing Firm. E. Do not accept any commission rebate or any other inducement with respect to the purchase or sale of securities or insurance. F. Do not enter into an understanding whereby you agree to buy from or sell securities to the Representative. G. Do not agree to enter into any other business relationship with the Representative, including, but not limited to, helping to capitalize or finance any business of the Representative. Clearing, custody or other brokerage services may be provided by National Financial Services LLC or Fidelity Brokerage Services, Inc. Members NYSE, SIPC. Notice to National Financial Services LLC This is to advise you that I have instructed my broker-dealer to establish, on my behalf, and as my agent, an account with you. I have appointed my broker-dealer as my exclusive agent to act for and on my behalf with respect to all matters regarding my account with you, including, but not limited, to the placing of securities purchase and sale orders and delivery of margin and option instructions if authorized for my account. I acknowledge that no fiduciary relationship exists. You shall look solely to my broker-dealer and not me with respect to such orders and instructions; and you are hereby instructed to deliver confirmations, statements, and all written or other notices including margin maintenance calls, if applicable, with respect to my account, to my broker-dealer. Any such communications delivered to my broker-dealer shall be deemed to have been delivered to me. I agree to hold you harmless from and against any losses, cost or expenses arising in connection with the delivery or receipt of any such communication(s), provided you have acted in accordance with the above. The foregoing shall be effective as to my account until written notice to the contrary is received by you and my broker-dealer. IV. FINRA DISCLOSURE PROGRAM As required by the Financial Industry Regulatory Authority ( FINRA ), not less than once every calendar year, the Firm s Clearing Firm will provide the following information concerning FINRA s Public Disclosure Program. The FINRA regulation Public Disclosure Program hotline is (800) ; the FINRA regulation website address is org. A free investor brochure that includes information describing the Public Disclosure Program may be obtained from FINRA. V. COMPLAINTS If you have a complaint regarding your Representative or your account, please contact the INVEST Financial Corporation Compliance Department at (800) , option 1, then option 4. You may also submit your complaint using the following address: INVEST Financial Corporation Attention: Compliance Department Citrus Park Lane, Suite 300 Tampa FL VI. AUTHORIZATION TO SHARE INFORMATION A copy of the INVEST Privacy Policy is provided in Section VII of this Customer Agreement. In addition to the terms of the Customer Agreement, you agree that your Representative has access to your personal information, including Social Security Numbers and other private information. In the event that your Representative leaves INVEST, you authorize the Representative (subject to INVEST s approval) to retain copies of your personal information and the Representative is authorized to deliver such information to his or her new broker-dealer or firm. If your Representative is located in a financial institution (e.g., bank or credit union), you also consent to the sharing of information with this entity. VII. PRIVACY POLICY Preserving trust is a core value. We recognize that you expect us to adopt policies and procedures reasonably designed to protect the information you provide us and to use it responsibly. We are committed to fulfilling the trust that is the foundation of your expectations. For that reason, we have adopted and adhere to the following policy regarding the privacy of your nonpublic personal information and personally identifiable information (collectively Nonpublic Personal Information ). A. INFORMATION THAT WE COLLECT We may collect Nonpublic Personal Information from you or others, including your name, address, address, telephone numbers, Social Security Number, other information that permits us to contact or communicate with you, information about your financial situation including your employment or occupation, salary, assets, insurance and investment transactions, banking information, and other financial and tax information you may elect to supply to us. For certain insurance products, we may collect health information that you provide to us. B. HOW WE COLLECT INFORMATION We collect this Nonpublic Personal Information through various sources, including information from: You on new account forms, fact-finding questionnaires, product and service applications, and other forms; You, in writing, electronically, through the telephone, or through our website, when you communicate with us or request information about our products and services; Consumer reporting agencies; Affiliated and unaffiliated product sponsors with whom we have selling relationships and whose products you have applied for, own or have previously owned; and Other individuals or entities that you may authorize us to obtain information from, such as your attorney or accountant. C. INFORMATION THAT WE DISCLOSE As permitted by law and as outlined in this policy, we disclose Nonpublic Personal Information to affiliates and unaffiliated third parties that provide services to us or with whom we have contractual relationships in order that we may effectively and efficiently carry out your directions and service your account. Examples of third parties with whom we may share your Nonpublic Personal Information include: Mutual fund companies, insurance companies, and other product sponsors in order to generate proposals, reflect available services, quote insurance, execute your investment and insurance transactions, and otherwise service your accounts; Clearing Agencies or other broker-dealers through whom we clear and settle your securities transactions; Companies providing account performance and/or reporting services on your accounts; Third party asset managers with whom we have relationships for the management of customer accounts; Banks and other financial institutions where our Representatives are located and with whom we have arrangements for the marketing and sale of our products and services; Companies that provide services to us to assist with the maintenance of required books and records or to facilitate client mailings or publications on our behalf; State, Federal, and other regulatory and self-regulatory authorities, or under a subpoena for release of information, as required by law or regulation; Other companies, associations, agencies, third parties, and institutions that provide services to us in order that we may more effectively and efficiently service your account; Those companies, associations, agencies, third parties, and institutions with which we or our Representatives are licensees, registrants, or Members; and In certain situations, your Representative when leaving our Firm for another firm, as is outlined below. Where we share your Nonpublic Personal Information with third parties for the purposes noted above, we ensure that there are contractual agreements with the third party prohibiting their use and disclosure of that information for any purpose other than to carry out the purposes for which you disclosed the information or that such third party is prohibited by law from further sharing your information. Except under the circumstances outlined above, we will not share Nonpublic Personal Information with affiliated or unaffiliated third parties concerning our current or former customers for marketing purposes or otherwise. D. OUR REPRESENTATIVES We recognize that our clients have elected to open accounts with us due to the efforts of our Representatives. Because of the importance of your relationship with your Representative, if he or she elects to leave our Firm for another firm, insurance agency, or investment adviser, we may allow them to take your information to the new firm, subject to the requirements or limitations of applicable law. Certain states have privacy laws that require that you opt-in to your Representative sharing your information with their new firm. In those states, we will obtain your consent before allowing your Representative to take your information with him or her should your Representative leave our Firm. CUSTOMER S COPY - KEEP FOR YOUR RECORDS - PAGE 8 OF 12

Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220

Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220 Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220 Institutional New Account Application and Agreement ACCOUNT INFORMATION Name of Institution

More information

2A. Investment Objective Definitions. Capital Preservation - a conservative investment strategy characterized by a desire to avoid risk of loss;

2A. Investment Objective Definitions. Capital Preservation - a conservative investment strategy characterized by a desire to avoid risk of loss; CUSTOMER ACCOUNT AGREEMENT This Customer Account Agreement (the Agreement ) sets forth the respective rights and obligations of Apex Clearing Corporation ( you or your or Apex ) and the Customer s (as

More information

2 Provide account holder information (Please attach necessary documents.)

2 Provide account holder information (Please attach necessary documents.) Brokerage Account 1 Specify type of account ownership (Please attach necessary documents.) ( Minimum opening balance of $1,000 in cash and/or securities is required.) Select the type of account ownership:

More information

Before You Begin. INSTRUCTIONS Trading Authority Form

Before You Begin. INSTRUCTIONS Trading Authority Form INSTRUCTIONS Trading Authority Form Use this form to: grant trading authority to an authorized agent (someone who is not an account owner) remove or replace authorized agents update information on an authorized

More information

Please also complete and sign the attached Disclosure and Authorization Form as well as the W9 (or W8 if a foreign citizen).

Please also complete and sign the attached Disclosure and Authorization Form as well as the W9 (or W8 if a foreign citizen). STOCK USA EXECUTION SERVICES, INC. BROKERAGE ACCOUNT APPLICATION FOR INDIVIDUAL AND JOINT ACCOUNTS (Account carried with Electronic Transaction Clearing, Inc.) Important information. To help the government

More information

Option Account Application and Agreement

Option Account Application and Agreement Option Account Application and Agreement Individual, Joint and Trust Accounts Instructions Please provide/complete the following: Customer Information page 2 Financial Information page 2 Investment Objectives

More information

Margin Agreement. Account Number: To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC.

Margin Agreement. Account Number: To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC. Margin Agreement To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC. Account Number: 1. I agree as follows with respect to the margin account I have opened with you for the purchase and sale

More information

Rev. 5/25/10 Page 1 of 4

Rev. 5/25/10 Page 1 of 4 PMA Securities, Inc. Institutional Brokerage Account Agreement 1. Provision of Services: To open a Brokerage Account ( Brokerage Account ) at PMA Securities, Inc. ( PMA, we, our or us ), you as the Applicant

More information

INVESTMENT ADVISORY MANAGEMENT AGREEMENT

INVESTMENT ADVISORY MANAGEMENT AGREEMENT INVESTMENT ADVISORY MANAGEMENT AGREEMENT This Investment Advisory Agreement ( Agreement ) is entered into this day of, 20, by and between Rockbridge Asset Management, LLC ( Rockbridge ), a Registered Investment

More information

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT FINANCIAL PLANNING AND CONSULTING AGREEMENT This financial planning and/or consulting agreement ( Agreement ) made as of the day of, 2016 between the undersigned party, ( Client ), the Investment Advisory

More information

Option Account Application and Agreement

Option Account Application and Agreement and Agreement Corporate and Institutional Accounts Please provide/complete the following: Customer Information page 2 Financial Information page 2 Investment Objectives and Experience page 2 Desired Trading

More information

Please complete and sign this Application, along with any required supplemental forms identified through this application process.

Please complete and sign this Application, along with any required supplemental forms identified through this application process. Brokerage ABZ 153 Securities Way, Suite 1001 Richmond, VA 00150 15.31.5543 www.brokerageabz.com About this Application This is a Retail Brokerage Account Application. Please read it carefully, as you will

More information

TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT 1. MODEL PORTFOLIOS PROGRAM

TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT 1. MODEL PORTFOLIOS PROGRAM TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT This Investment Advisory Client Agreement ( Agreement ) is entered into by and between Woodbury Financial Services, Inc., a registered

More information

Advisory AgreementAdvisory Agreement

Advisory AgreementAdvisory Agreement Advisory AgreementAdvisory Agreement This Advisory Agreement ( Agreement ), made this day of, 20 between the below signed party(s) (hereinafter referred to as the Client ), and Phalanx Wealth Management,

More information

About this Client Information Form

About this Client Information Form About this Client Information Form This is a Family Investors Company Client Information Form. Please read it carefully, as you will select products and services, tell us how you want to communicate with

More information

Bank. Account Number. Employer. Business Address. E-Mail Address. Liquid Net Worth

Bank. Account Number. Employer. Business Address. E-Mail Address. Liquid Net Worth DOC0105 Ameriprise Financial Services, Inc. 70100 Ameriprise Financial Center Minneapolis, MN 55474 Ameriprise Brokerage Individual Retirement Account (IRA) Application Part 1 Account Owner Details Account

More information

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES This Agreement sets forth the terms and conditions under which U U, its successors and assigns (the Executing Broker ) will accept your instructions to

More information

SCHOLARSHARE COLLEGE SAVINGS PLAN (529 PLAN) ACCOUNT APPLICATION

SCHOLARSHARE COLLEGE SAVINGS PLAN (529 PLAN) ACCOUNT APPLICATION SCHOLARSHARE COLLEGE SAVINGS PLAN (529 PLAN) ACCOUNT APPLICATION Please complete this application to establish a 529 Plan account with Fidelity Investments. One application must be submitted for each account

More information

Please complete and sign this Application, along with any required supplemental forms identified through this application process.

Please complete and sign this Application, along with any required supplemental forms identified through this application process. About this Application This is a Brokerage Account Application. Please read it carefully, as you will select products and services, tell us how you want to communicate with us, and agree to certain provisions

More information

Brokerage Account Application (Non-IRA)

Brokerage Account Application (Non-IRA) Brokerage Account Application (Non-IRA) One Beacon Street Boston, MA 02108-3102 (800) 822-2021 brownco.com For BrownCo Use Only: Account Number Instructions: Please complete in full and print clearly in

More information

NEW ACCOUNT APPLICATION

NEW ACCOUNT APPLICATION NEW ACCOUNT APPLICATION ACCOUNT NUMBER BRANCH NUMBER I (We) would like to open a brokerage account with you ( my broker ). I understand that you have designated Apex Clearing Corporation ( Clearing Firm

More information

PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151

PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151 Legent Clearing Account Number PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151 1 LC12 07/05 Customer Agreement for Prime Brokerage Clearance Services: Customer Name: Account Number: This Agreement

More information

FIDELITY ROLLOVER IRA APPLICATION

FIDELITY ROLLOVER IRA APPLICATION FIDELITY ROLLOVER IRA APPLICATION To complete this application, fill in all relevant sections, sign in ink, and return the application to Fidelity at: Fidelity Management Trust Company, Corporate Rollover

More information

Please complete and sign this Application, along with any required supplemental forms identified through this application process.

Please complete and sign this Application, along with any required supplemental forms identified through this application process. Retail Brokerage Account Application About this Application This is a. Please read it carefully, as you will select products and services, tell us how you want to communicate with us, and agree to certain

More information

CEROS CUSTOMER AGREEMENT SUPPLEMENT Accounts Managed by Unaffiliated Investment Advisers

CEROS CUSTOMER AGREEMENT SUPPLEMENT Accounts Managed by Unaffiliated Investment Advisers CEROS CUSTOMER AGREEMENT SUPPLEMENT Accounts Managed by Unaffiliated Investment Advisers This Customer Agreement Supplement ( Agreement ) is for customer accounts of Ceros Financial Services, Inc. ( Ceros

More information

Ameriprise Brokerage Non-Qualified Account Application For Internal Use Only Account Number

Ameriprise Brokerage Non-Qualified Account Application For Internal Use Only Account Number DOC0105402192 Ameriprise Financial Services, Inc. 70100 Ameriprise Financial Center Minneapolis, MN 55474 Ameriprise Brokerage Non-Qualified Account Application Part 1 Account Owner Details Account Owner

More information

Financial Planning/Consulting Services Agreement

Financial Planning/Consulting Services Agreement Client s Name: Joint Client s Name: Investment Advisor Representative: Date of this Agreeement: Client and Joint Client (collectively Client ), Transamerica Financial Advisors, Inc. ( TFA ), an investment

More information

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement )

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Management and Advisory Agreement This Investment Management and Advisory Services ( Advisory Services ) Agreement dated

More information

INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell

INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell MEMBER FINRA & SIPC 16660 Dallas Parkway, Suite 2200 Dallas, Texas 75248 INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell This INVESTMENT ADVISORY AGREEMENT ( Agreement ) is entered into

More information

Limited Power of Attorney (LPOA)

Limited Power of Attorney (LPOA) Limited Power of Attorney (LPOA) Page 1 of 3 Investment Advisor ( IA ) Information (This portion to be completed by IA.) IA Firm Name (Please print.) IA Master Account Number Service Team Advisor Contact

More information

LLC, DO NOT USE THESE FORMS.

LLC, DO NOT USE THESE FORMS. Opening an Investment Club account is easy. Simply complete and fax (866-699-0563) or mail us this form. Then, if you have not done so already, create a Username and a Password at www.tradeking.com to

More information

CONTRIBUTION AGREEMENT of INCROWD ALABAMA FUND I, LLC

CONTRIBUTION AGREEMENT of INCROWD ALABAMA FUND I, LLC CONTRIBUTION AGREEMENT of INCROWD ALABAMA FUND I, LLC INSTRUCTIONS TO INVESTORS EACH PROSPECTIVE INVESTOR IN INCROWD ALABAMA FUND I, LLC (THE COMPANY ) SHOULD EXAMINE THE SUITABILITY OF THIS TYPE OF INVESTMENT

More information

Questions? Call Prudential Retirement at (fax: )

Questions? Call Prudential Retirement at (fax: ) IRA Application For Prudential use only: Questions? Call Prudential Retirement at 1-888-244-6237 (fax: 1-877-493-9854) www.prudential.com/prs Office F72 703 1 Choose type of IRA Rollover IRA I elect that

More information

Investment Advisory Agreement

Investment Advisory Agreement This Investment Advisory Agreement ( Agreement ) is entered into by and between ( Client ), SPC Financial (SPC) a U.S. Securities & Exchange Commission ( SEC ) Independent Registered Investment Adviser,

More information

*TDA1086* Business Account Application

*TDA1086* Business Account Application Business Account Application PO Box 2760 Omaha, NE 68103-2760 Fax: 866-468-6268 Questions? Call a New Accounts representative at 800-276-8746. Please visit us at www.tdameritrade.com for more information

More information

Schwab One Account Application for Personal and Trust Accounts

Schwab One Account Application for Personal and Trust Accounts Investment Advisor ( IA ) Information (This portion to be completed by IA.) IA Firm Name (please print): IA Master Account Number: Service Team: Advisor Contact Information (if follow-up is required):

More information

TIAA-CREF SELF-DIRECTED BROKERAGE ACCOUNT CUSTOMER ACCOUNT AGREEMENT For Use Within an Employer-Sponsored Retirement Plan

TIAA-CREF SELF-DIRECTED BROKERAGE ACCOUNT CUSTOMER ACCOUNT AGREEMENT For Use Within an Employer-Sponsored Retirement Plan TIAA-CREF SELF-DIRECTED BROKERAGE ACCOUNT CUSTOMER ACCOUNT AGREEMENT For Use Within an Employer-Sponsored Retirement Plan JUNE 2011 This Self-Directed Brokerage Account Customer Agreement ( Agreement )

More information

Financial Advisor New Account Application

Financial Advisor New Account Application Financial Advisor New Account Application For Trusts, Partnerships, Corporations, Estates, or Other Entities Complete this application to establish an account for a trust, partnership, corporation, estate,

More information

DOGPATCH CAPITAL WeALTH & InvesTmenT management

DOGPATCH CAPITAL WeALTH & InvesTmenT management DOGPATCH CAPITAL Wealth & Investment Management INVESTMENT ADVISORY AGREEMENT Dogpatch Capital LLC ( Advisor ), an investment Advisor domiciled in the State of California, agrees to act as an investment

More information

UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC.

UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC. UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC. THIS CUSTODY AND EXECUTION AGREEMENT ( Agreement ) describes the securities

More information

INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES

INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES MEMBER FINRA SIPC Internal Branch Code: Internal Representative Code: Effective Date: Date Sent to Client: By signing this Investment Adviser

More information

FINANCIAL PLANNING CLIENT AGREEMENT

FINANCIAL PLANNING CLIENT AGREEMENT FINANCIAL PLANNING CLIENT AGREEMENT This Financial Planning Agreement ( Agreement ) is entered into by and among LPL Financial Corporation ( LPL ), a registered investment advisor, the LPL Investment Adviser

More information

BMA ADVISORS, LLC Investment Advisory Agreement

BMA ADVISORS, LLC Investment Advisory Agreement BMA ADVISORS, LLC Investment Advisory Agreement 608 Silver Spur Road, Suite 100, Rolling Hills Estates, CA 90274 This agreement describes the relationship between BMA Advisors, LLC (hereinafter BMA ) and

More information

Advisory Agreement: Asset Management Services

Advisory Agreement: Asset Management Services Advisory Agreement: Asset Management Services This Investment Advisory Services Agreement for asset management services ( Agreement ) is made by and between MyWealthyOptions LLC ( MWO or Adviser ), a registered

More information

City, State, Zip Country of Citizenship City, State, Zip Country of Citizenship. Employment Status

City, State, Zip Country of Citizenship City, State, Zip Country of Citizenship. Employment Status WEALTH MANAGEMENT ADVISORY & CONSULTING AGREEMENT Collaborative Financial Solutions, LLC 5266 Hollister Ave. #220 Santa Barbara, CA 93111 805.965.0101 Client Profile Information: Client (Minor, if custodial

More information

I N V E S T M E N T A D V I S O R Y A G R E E M E N T

I N V E S T M E N T A D V I S O R Y A G R E E M E N T I N V E S T M E N T A D V I S O R Y A G R E E M E N T AGREEMENT, made this day of, 20 between the undersigned party,, whose mailing address is (hereinafter referred to as the CLIENT ), and TRADEWINDS CAPITAL

More information

UBS Financial Services Inc. DC Advisory Consulting Services Agreement

UBS Financial Services Inc. DC Advisory Consulting Services Agreement . DC Advisory Consulting Services Agreement This agreement ( Agreement ) describes the consulting services provided in the DC Advisory program ( DC Advisory ), an investment advisory service of. (the Firm,

More information

STANDARD OPTION AGREEMENT INSTITUTIONAL ACCOUNTS ONLY

STANDARD OPTION AGREEMENT INSTITUTIONAL ACCOUNTS ONLY To: Lek Securities Corporation ( LSC ): STANDARD OPTION AGREEMENT INSTITUTIONAL ACCOUNTS ONLY In connection with any transaction executed by you on our behalf for the purchase and sale of put and call

More information

BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT

BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT AGREEMENT, made this day of 20, between the undersigned party (hereinafter referred to as the Client or You ) and BCK Partners, Inc., a Registered

More information

Institutional Account Application

Institutional Account Application Institutional Account Application For Individuals, Joint Accounts, Uniform Gifts/Transfers to Minors Act (UGMA/UTMA) Accounts, Guardianships, Estates, Trusts, and Business Accounts wellsfargo.com/advantagefunds

More information

BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT

BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT Please read the complete Disclosure Document describing the Bank Deposit Sweep Program and your core account investment vehicle. You may consult

More information

COMMONWEALTH FINANCIAL NETWORK BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT

COMMONWEALTH FINANCIAL NETWORK BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT COMMONWEALTH FINANCIAL NETWORK BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT November 2015 This section highlights certain key features of the Bank Deposit Sweep Program. Please read the complete

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Equity Planning Group, Inc. 7035 Orchard Lake Road, Suite 700 West Bloomfield, Ml 48322 (248) 932-4600 - Fax (248) 932-4610 Equity Planning Group, Inc. Registered Investment

More information

Vorpahl Wing Securities, Inc. Assets Management Agreement

Vorpahl Wing Securities, Inc. Assets Management Agreement Vorpahl Wing Securities, Inc. Assets Management Agreement Account : Account # IAR # This Assets Management Agreement together with the Schedules attached hereto, (collectively the Agreement ), is by and

More information

Roth IRA Account Application (10/05/2015)

Roth IRA Account Application (10/05/2015) For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: Hilltop Securities Inc. and/or Broker/Dealers for which it Clears Hilltop Securities Inc. - Member: NYSE/ FINRA/ SIPC New Account Account

More information

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT DISCRETIONARY INVESTMENT ADVISORY AGREEMENT This Discretionary Investment Advisory Agreement (this Agreement ) is between (the "Client") and LEONARD L. GOLDBERG d/b/a GOLDBERG CAPITAL MANAGEMENT, a sole

More information

Terms and Conditions of Your Cash and Margin Accounts PERSHING ADVISOR SOLUTIONS LLC

Terms and Conditions of Your Cash and Margin Accounts PERSHING ADVISOR SOLUTIONS LLC of Your Cash and Margin Accounts Overview This document outlines the terms and conditions that apply to the Account Application and Agreement among you, Pershing LLC (Pershing), and Pershing Advisor Solutions

More information

BANK INSURED DEPOSIT PROGRAM TERMS AND CONDITIONS

BANK INSURED DEPOSIT PROGRAM TERMS AND CONDITIONS BANK INSURED DEPOSIT PROGRAM TERMS AND CONDITIONS Please read these Terms and Conditions describing the Bank Insured Deposit Program. You may consult your Financial Advisor for more information. I. INTRODUCTION

More information

Investment Advisory Agreement. Advantage Portfolio Management Program

Investment Advisory Agreement. Advantage Portfolio Management Program Investment Advisory Agreement Advantage Portfolio Management Program Dear Sirs/Madams: This Investment Advisory Agreement confirms our agreement as to the following: CLIENT NAME(s): ( Client ) ACCOUNT

More information

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES This Agreement sets forth the terms and conditions under which the Clearing Broker,, its successors and assigns (the Clearing Broker ) will clear securities

More information

Individual Account Joint Account Custodian Account Trust Account

Individual Account Joint Account Custodian Account Trust Account Individual Account Joint Account Custodian Account Trust Account If you would like to open an Individual Account, Joint Account, Custodial Account (for minors), or Trust Account, the following forms must

More information

VERSION 6.23.15 QUANTUM FINANCIAL ADVISORS

VERSION 6.23.15 QUANTUM FINANCIAL ADVISORS VERSION 6.23.15 Q F A NON- D I S C R E T I O N A R Y I A A G R E E M E N T ( D C ) QUANTUM FINANCIAL ADVISORS N O N D I S C R E T I O N A R Y I N V E S T M E N T A D V I S O R Y A G R E E M E N T THIS

More information

Investment Account Application and Client Agreement

Investment Account Application and Client Agreement FOR INTERNAL USE ONLY ACCOUNT NUMBER: ACCOUNT TITLE: REVISED: SEPTEMBER 2014 PLEASE COMPLETE, SIGN AND RETURN THIS APPLICATION TO YOUR ADVISOR, WHO WILL INFORM YOU OF ANY FURTHER REQUIREMENTS. I. Account

More information

INVESTMENT ADVISORY AGREEMENT. Horizon Investments, LLC Lifetime Income Strategy

INVESTMENT ADVISORY AGREEMENT. Horizon Investments, LLC Lifetime Income Strategy INVESTMENT ADVISORY AGREEMENT Horizon Investments, LLC Lifetime Income Strategy This agreement (the Agreement ) for investment management services is entered into by and between HORIZON INVESTMENTS, LLC

More information

SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT

SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT Please complete this application to establish a new SIMPLE IRA. This application must be preceded or accompanied by a current Disclosure Statement and Custodial

More information

HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113

HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113 HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113 (651) 638-9428 Fax (651) 638-9356 terry@hometownfp.com Terry Warren Nelson, CFP MS Registered Investment Advisor THIS CLIENT AGREEMENT

More information

NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS

NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS Mid Atlantic Capital Corporation The Times Building 336 Fourth Avenue Pittsburgh, PA 15222 412-391-7077 Fax: 412-391-2207 General Information: NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS

More information

Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT

Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT THIS INVESTMENT ADVISORY CONTRACT (this Agreement ) is made as of the Effective Date (defined below), between, whose address is and whose email

More information

Lek Securities Corporation. Agreement for Prime Broker Clearing Services

Lek Securities Corporation. Agreement for Prime Broker Clearing Services Lek Securities Corporation Agreement for Prime Broker Clearing Services This Agreement by and between Lek Securities Corporation ( LSC ), on its own behalf or on behalf of its Correspondent firm for which

More information

Customer Information Brochure

Customer Information Brochure Customer Information Brochure Customer Agreement and Information Brochure Southwest Securities, Inc., ( SWST ), a Member Firm of the New York Stock Exchange (NYSE), the National Association of Securities

More information

TIAA-CREF Brokerage Account Customer Agreement

TIAA-CREF Brokerage Account Customer Agreement Brokerage accounts are provided by TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Services, LLC, member FINRA and SIPC, and are carried by Pershing LLC ( Pershing ), members

More information

Client Information Worksheet

Client Information Worksheet Client Information Worksheet Account Name: Address: Email: City/State/Zip: Social Security No.: Date of Birth: Home Tel No: Business/Cell Tel No: Employer s Name: Employer s Address: Spouse s Name: Date

More information

Schwab IRA Account Application

Schwab IRA Account Application Schwab IRA Account Application $1,000 minimum deposit required to open an account, or if you establish a monthly transfer of at least $100 through either Direct Deposit or Schwab MoneyLink (excluding SEP-IRA

More information

CUSTOMER OPTION AGREEMENT

CUSTOMER OPTION AGREEMENT CUSTOMER OPTION AGREEMENT In connection with any transactions in options which have been or may be purchased, sold, exercised or endorsed for the undersigned's account with the introducing broker, AOS,

More information

SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT

SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT Please complete this application to establish a new SIMPLE IRA. This application must be preceded or accompanied by a current Disclosure Statement and Custodial Agreement. For Additional Copies or Assistance

More information

BROKERAGE ACCOUNT APPLICATION

BROKERAGE ACCOUNT APPLICATION BROKERAGE ACCOUNT APPLICATION Sub Branch Account Number RR Number About the Application This is a Brokerage Account Application. Please read it carefully. You will select products and services, tell us

More information

SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT

SIMPLE IRA CUSTODIAL ACCOUNT ADOPTION AGREEMENT Please complete this application to establish a new SIMPLE IRA. This application must be preceded or accompanied by a current Disclosure Statement and Custodial Agreement. For Additional Copies or Assistance

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This AGREEMENT, made this day of,2005 between (hereinafter referred to as the [Client(s)], and TCS Financial Services, Inc., a Registered Investment Adviser, whose mailing

More information

*TDA1186* LLC, Investment Club, or Partnership Account Application

*TDA1186* LLC, Investment Club, or Partnership Account Application LLC, Investment Club, or Partnership Account Application PO Box 2760 Omaha, NE 68103-2760 Fax: 866-468-6268 Questions? Call a New Accounts representative at 800-276-8746. Please visit us at www.tdameritrade.com

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT 1150 Bob Courtway Dr. Suite 50 Conway, AR 72032 This Investment Advisory Agreement made and entered into this Day of,20 by (Client). Client hereby agrees to engage Veritas

More information

Customer Information Brochure

Customer Information Brochure Customer Information Brochure Customer Agreement and Information Brochure Southwest Securities Inc. ( SWST ), a Member Firm of the New York Stock Exchange (NYSE), the National Association of Securities

More information

UnionBanc Investment Services Bank Deposit Sweep Program

UnionBanc Investment Services Bank Deposit Sweep Program Effective January 1, 2014 UnionBanc Investment Services Bank Deposit Sweep Program (BDSP SM ) All About & Disclosure Document BDSP Summary This section highlights certain key features of the Bank Deposit

More information

DESCRIPTION OF THE PLAN

DESCRIPTION OF THE PLAN DESCRIPTION OF THE PLAN PURPOSE 1. What is the purpose of the Plan? The purpose of the Plan is to provide eligible record owners of common stock of the Company with a simple and convenient means of investing

More information

NON-DISCRETIONARY ADVISORY AGREEMENT

NON-DISCRETIONARY ADVISORY AGREEMENT NON-DISCRETIONARY ADVISORY AGREEMENT THIS NON-DISCRETIONARY ADVISORY AGREEMENT is made by and between the undersigned (the Client ) and Values First Advisors, Inc. (the Advisor ). The Client hereby retains

More information

Traditional, Roth, SEP-IRA, or SIMPLE IRA Application

Traditional, Roth, SEP-IRA, or SIMPLE IRA Application Traditional, Roth, SEP-IRA, or SIMPLE IRA Application A fund family of Everence Please call if you have any questions about filling out this application. (800) 977-2947 Send this application, and if applicable,

More information

INSTITUTIONAL FUND CLASS I SHARES NEW ACCOUNT APPLICATION

INSTITUTIONAL FUND CLASS I SHARES NEW ACCOUNT APPLICATION INSTITUTIONAL FUND CLASS I SHARES NEW ACCOUNT APPLICATION (Please Print in Black Ink) For assistance in completing this application, please call your financial advisor or a Virtus Mutual Fund Services

More information

Account Agreement and Other Disclosures

Account Agreement and Other Disclosures Account Agreement and Other Disclosures Edward Jones Account Agreement Schedule of Fees Margin Disclosure Statement and Statement of Credit Terms Privacy Notice Revenue Sharing Disclosure LGL-7762A-A www.edwardjones.com

More information

WEALTH MANAGEMENT CONSULTING CLIENT AGREEMENT

WEALTH MANAGEMENT CONSULTING CLIENT AGREEMENT W E A L T H M A N A G E M E N T WEALTH MANAGEMENT CONSULTING CLIENT AGREEMENT THIS AGREEMENT (hereinafter Agreement ) is made by and among the undersigned customer (hereinafter Client ); Commonwealth Equity

More information

Account Opening Disclosures

Account Opening Disclosures Account Opening Disclosures Arbitration of Disputes Your agreement contains a pre-dispute arbitration clause. By signing an arbitration agreement the parties agree as follows: a) All parties to this agreement

More information

Computershare Investment Plan

Computershare Investment Plan Computershare Investment Plan A Direct Stock Purchase and Dividend Reinvestment Plan for The Coca-Cola Company Common Stock For investors in This plan is sponsored and administered by Computershare Trust

More information

LPL MASTER -- ACCOUNT AGREEMENT

LPL MASTER -- ACCOUNT AGREEMENT In consideration of your clearing firm, your broker/dealer, or LPL Financial ( LPL ) agreeing to open one or more accounts for you, you hereby understand, acknowledge and agree as follows: THE ROLE OF

More information

BROKERAGE ACCOUNT CUSTOMER AGREEMENT

BROKERAGE ACCOUNT CUSTOMER AGREEMENT BROKERAGE ACCOUNT CUSTOMER AGREEMENT This is the agreement for your brokerage account. It describes the features and policies associated with the account. Please review this document and keep it for your

More information

ASSET MANAGEMENT AGREEMENT. Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035

ASSET MANAGEMENT AGREEMENT. Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035 ASSET MANAGEMENT AGREEMENT Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035 This Agreement (hereinafter referred to as Agreement) is made and entered into by and

More information

Miller Financial Services, LLC Advisory Services Agreement

Miller Financial Services, LLC Advisory Services Agreement Miller Financial Services, LLC Advisory Services Agreement This Agreement (the Agreement ) is made and entered into, by and between, Miller Financial Services, LLC (the Advisor ) and xx (the Client ),

More information

FULL THIRD PARTY AUTHORIZATION AND CERTIFICATION

FULL THIRD PARTY AUTHORIZATION AND CERTIFICATION FULL THIRD PARTY AUTHORIZATION AND CERTIFICATION In addition to completing this form, you must complete the following steps: 1. Provide a clear and legible copy of the authorized agent's government issued,

More information

SANDLAPPER Wealth Management, LLC. A SANDLAPPER company. Investment Management Agreement

SANDLAPPER Wealth Management, LLC. A SANDLAPPER company. Investment Management Agreement 800 E North Street 2 nd Floor Greenville, SC 29601 Investment Advisory Agreement Office/Advisor: / Account Number: This Agreement is entered into by and between: Client(s) (hereinafter referred to as you

More information

INVESTMENT MANAGEMENT SERVICES AGREEMENT

INVESTMENT MANAGEMENT SERVICES AGREEMENT INVESTMENT MANAGEMENT SERVICES AGREEMENT THIS AGREEMENT is made this day of, 20 by and between I.Q. Trends Private Client Asset Management (the Advisor ), a California corporation, whose principal place

More information

UNIONBANC INVESTMENT SERVICES ( Broker/Dealer ) BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT

UNIONBANC INVESTMENT SERVICES ( Broker/Dealer ) BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT UNIONBANC INVESTMENT SERVICES ( Broker/Dealer ) BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT This section highlights certain key features of the Bank Deposit Sweep Program (also referred to

More information

Individual Retirement Account (IRA) Application

Individual Retirement Account (IRA) Application PO Box 2237 Omaha, NE 68103-2237 Fax: 816-243-3765 ACCOUNT NUMBER Office Code Rep Code 1 Individual Retirement Account (IRA) Application Type of Account Please select only one. I want to establish a: A

More information

WEALTH MANAGEMENT SERVICES AGREEMENT

WEALTH MANAGEMENT SERVICES AGREEMENT WEALTH MANAGEMENT SERVICES AGREEMENT This Agreement is entered into by George Papadopoulos (hereinafter referred to as the Adviser ) and ( hereinafter referred to as the "Client or You ), and outlines

More information