UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC.

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC."

Transcription

1 UBS GLOBAL ASSET MANAGEMENT PRIVATE WEALTH SOLUTIONS SM PROGRAM CUSTODY AND EXECUTION AGREEMENT WITH UBS FINANCIAL SERVICES INC. THIS CUSTODY AND EXECUTION AGREEMENT ( Agreement ) describes the securities execution and consulting services which UBS Financial Services Inc. ( Broker/Custodian ) provides in the Private Wealth Solutions SM Program (the Program ). 1. Selection of an Investment Manager You (sometimes, Client ) hereby retain Broker/Custodian to provide consulting services in accordance with the terms and conditions set forth below. The services include brokerage, consulting and other services described in this Agreement. By completing and signing the Private Wealth Solutions New Account Application (the Program Application ), you agree to the terms and conditions of this Agreement thereby retaining Broker/Custodian as a consultant and to perform the other functions contemplated by this Agreement. In addition to the Program Application you have completed and signed a Brokerage Account Application and opened a brokerage account ( Account ) with Broker/Custodian. You have selected UBS Global Asset Management (Americas) Inc. (your "Investment Manager") to act as your investment advisor in managing your Account. Broker/Custodian will not act as an investment advisor or in an investment advisory capacity with respect to managing the Account assets or executing trades on your Investment Manager s instructions. In connection with your selection of an Investment Manager, you understand all of the following: (a) (b) (c) (d) (e) your Investment Manager and Broker/Custodian are affiliated entities and are both owned, directly or indirectly by UBS AG. The management of your account is subject to the terms and conditions of your investment management agreement with your Investment Manager; your Investment Manager s past performance is not necessarily indicative of future performance; you are responsible for your selection of an Investment Manager. Broker/Custodian will not be responsible for such Investment Manager s decisions, performance or compliance with applicable laws or regulations, or for other matters within your Investment Manager s control; your Investment Manager has a separate agreement with Broker/Custodian regarding the brokerage, custody, and execution services to be rendered by Broker/Custodian in connection with your Account; if you wish to impose any restrictions on your Account including the investments that your Investment Manager may make for you, you must specify these restrictions on the Private Wealth Solutions New Account

2 Application or Investment Restrictions Change Form. You also acknowledge that neither Broker/Custodian nor your Financial Advisor will be under any obligation to monitor compliance with your specific investment restrictions; and (f) your Investment Manager will be solely responsible for investing all securities and cash that you may from time to time deposit in your Account specifically established at Broker/Custodian to implement this Agreement. Broker/Custodian will not have discretionary authority with respect to the investments in your Account nor will Broker/Custodian solicit any orders to buy or sell securities for your Account. 2. Trading Authorization; Directed Brokerage; Eligible Securities (a) (b) (c) You confirm that you have authorized your Investment Manager to buy, sell, or otherwise effect transactions in stocks, bonds, options and any other securities on margin or otherwise in accordance with Broker/Custodian s terms and conditions for your Account. You agree to indemnify and hold Broker/Custodian harmless from, and to pay Broker/Custodian promptly on demand, any and all losses arising from such transactions or debit balances due thereon. In all such purchases, sales or trades, you authorize Broker/Custodian to follow the instructions of your Investment Manager in every respect concerning your Account. Revocations of Broker/Custodian s authority to trade for your Account on instructions from your Investment Manager will be effective on the date Broker/Custodian receives confirmation of revocation from your Investment Manager, and will not affect the validity of trades placed before the effective date. You understand that you should hold only Eligible Securities in your Account. "Eligible Securities" generally include equity securities (e.g., NYSE, AMEX and OTC), U.S. Treasury Bonds, investment grade corporate bonds, STRIPS, TINTS and investment grade municipal securities (if investing in a municipal portfolio/strategy). Broker/Custodian will not monitor your Account to exclude other securities ( Ineligible Securities ). To the extent you hold Ineligible Securities in your Account, you do so against our recommendations and with the understanding that the value of those securities will be counted for purposes of calculating your Program Fee and reporting the performance of your Account. Since Ineligible Securities are not considered managed assets, the inclusion of such securities will distort the actual performance of your Account and your Investment Manager. You understand that all or a portion of the Account may be held in cash. By signing the Program Application, you agree that uninvested cash balances may be automatically deposited into interest bearing deposit accounts or invested in money market funds, including as permitted by law, those of Sponsor and/or those affiliated with Sponsor for which Sponsor and/or its affiliates may receive compensation for services in addition to the Program fees paid by clients. The UBS Bank Sweep Programs consist of the UBS 2

3 Deposit Account Sweep Program and the UBS Business Account Sweep Program. For more information about the programs, please refer to the UBS Bank Sweep Programs Disclosure Statement and/or contact your Financial Advisor. UBS Deposit Account Sweep Program: The UBS Deposit Account Sweep Program is available for all accounts except international accounts, and accounts that are owned by non-natural persons. Examples of accounts that are not eligible include all business entities including corporations, partnerships, limited liability companies, associations and business trusts, except sole proprietorships, non-profit organizations, estates and trusts where all beneficiaries are not natural persons or nonprofit organizations. UBS Business Account Sweep Program: The UBS Business Account Sweep Program is available to all business entities, including corporations, partnerships, limited liability companies, associations and business trusts, except sole proprietorships, non-profit organizations, estates and trusts where all beneficiaries are not natural persons or nonprofit organizations. Cash in eligible business advisory accounts will be swept to a money market deposit account, which is referred to as the Business Account, at UBS Bank USA (the Bank ). The Business Account is a type of savings account that is subject to certain monthly withdrawal limits. For eligible accounts in the Deposit and Business Account Sweep Programs: Cash will be deposited automatically or swept to interest bearing deposit accounts ( Deposit Accounts or Business Accounts, as the case may be) at the Bank, an FDIC member institution and an affiliate of Sponsor and Broker/Custodian. Cash will be swept into the accounts up to a specified limit or Cap ( Bank USA Sweep Cap ) of $250,000 per account owner for each account. The Bank USA Sweep Cap applies to each account. For example, for joint accounts with two beneficial owners, cash will sweep to a Deposit Account up to a Cap of $500,000 ($250,000 for each owner). If the same owners have a second joint account, the cash in the second account will also sweep to a Deposit Account up to a Bank USA Sweep Cap of $500,000 (the total sweep to the Deposit Account is $1 million). Funds in the Bank are insured by the FDIC. You are responsible for monitoring the total amount of deposits that you have with the Bank to determine the extent of FDIC deposit insurance coverage available to you on those deposits. When you reach the cap, new cash will then sweep to a money market fund that you have selected or that has been assigned as the sweep option for your account. Taxable accounts may change the money market fund used as the secondary sweep option by contacting their Financial Advisor. Taxable money market funds are not available as your sweep option for cash amounts below the Cap. The options and features do not apply to advisory accounts with tax-advantaged money market funds as the sweep option, and cash in these accounts will continue to sweep to that Fund unless you instruct us to change your sweep option. 3

4 Interest rates on the Deposit Accounts and Business Accounts are tiered, based on your total eligible Marketing Relationship as defined in the General Terms and Conditions of the Agreements and Disclosures booklet, which is available at ubs.com/accountdisclosures or by requesting one from your Financial Advisor. For detailed information regarding the Deposit Accounts and Business Accounts, please see the UBS Bank Sweep Programs Disclosure Statement. Any assets invested in Deposit Accounts, Business Accounts and money market funds will be included in the calculation of the quarterly Program Fee. The use of money market funds may result in additional management fees being paid to Sponsor and/or its affiliates for its advisory services to that money market fund. These fees and services are described in the prospectuses of each of those funds. Broker/Custodian will receive, to the extent permitted by applicable law, an annual fee of up to $25 from the Bank for each account that sweeps into Deposit Accounts and Business Accounts at the Bank, and the Bank receives certain benefits. Broker/Custodian reserves the right to increase, decrease or waive all or part of this fee. At the time of a withdrawal request, when cash is raised, cash balances in a client s account will be automatically deposited in the account s Deposit Account, Business Account or tax-advantaged money fund. Cash balances that are not withdrawn and remain in the Deposit Account, Business Account or tax-advantaged money fund, as applicable, for 60 days following a withdrawal request will be re-invested in the client s existing portfolio. 3. Services; Compensation The compensation you will pay to Broker/Custodian for services under the Program ( Program Fee ) will be subject to the following provisions where applicable: (a) Services Covered by Program Fees: Your Program Fee will cover brokerage commissions, clearance, custody by Broker/Custodian and settlement services, the fee payable to your Investment Manager for management of the Account and, depending on your specific needs, an asset allocation proposal and assistance in the selection of specific portfolios available through the Program. Your Program Fee does not cover other costs or charges such as (i) commissions on transactions directed to broker-dealers other than Broker/Custodian; (ii) markups/mark-downs on principal transactions; (iii) internal trust fees; (iv) charges imposed by law; (v) costs relating to trading in foreign securities (other than commissions otherwise payable to Broker/Custodian); (vi) ADR conversion fees; (vii) foreign dividend fees, (viii) internal charges and fees that may be imposed by any collective investment vehicles, such as closed-end funds, index shares, UITs, exchange traded funds or real estate investment trusts; and (ix) other specialized charges, such as transfer taxes, and fees we charge customers to offset fees we pay exchanges and/or regulator agencies on certain transactions. Broker/Custodian or one of its 4

5 affiliates will also charge interest on any outstanding loan balances to clients who borrow money from Broker/Custodian. You also may be charged additional fees for specific account services, such as ACAT transfers, annual and termination fees for retirement accounts or Resource Management Accounts (and/or Business Services Accounts ) and wire transfer charges. (b) Calculation of Program Fee. Your Program Fee will be calculated as a percentage of assets charged quarterly in advance, covering all charges for services performed by Broker/Custodian under this Agreement, except as provided below. The initial quarterly Program fee is calculated based on the value of the eligible assets on the date your Account is accepted and will generally be pro-rated to cover the period from the date your Account is accepted through the end of that calendar quarter. However, if the Account is opened in the last week of the calendar quarter, your first quarterly Program fee will include a pro rated fee for that week plus the quarterly Program fee for the next full calendar quarter. After the initial quarterly Program fee, the Program fee will be based on the value of your account (including dividends and, where applicable, accrued interest, and the value of options in the account minus the value of any margin loan outstanding in your account) on the last business day of the preceding calendar quarter. Fees will be charged directly to your account in the month following the close of a calendar quarter unless you have either designated another eligible UBS account to pay the Program Fee or elected to have your fee invoiced to you (non-ira qualified plans only). Your fee is an annual percentage of your account assets and you will pay the fee quarterly in advance, pro-rated according to the number of calendar days in the billing period. If the client terminates the account prior to the end of a calendar quarter, a pro-rata refund of the fee paid to the Program sponsor covering the remainder of the fee period will be provided, or, if no fee has been paid for that quarter, a pro-rata fee will be charged. If you provide liquidation instructions when you terminate your account, the refund will be processed from the date of receipt of your request. Assets subsequently deposited in the account will be charged a prorated fee based on the number of days remaining in the calendar quarter. No fee adjustment will be made for partial withdrawals, repayment of borrowed funds to Broker/Custodian or its affiliates, or for account appreciation or depreciation within a quarter. (i) Determination of Value of Account. In determining the value of the Account for purposes of calculating the Program Fee, Broker/Custodian will include all cash and securities held in the Account (including dividends and, where applicable, accrued interest, and the value of options in the Account minus the value of any margin loan outstanding in the Account). Broker/Custodian generally will rely on third party quotation services it 5

6 believes to be reliable. If prices are unavailable or believed to be unreliable, Broker/Custodian may determine value in good faith so as to reflect its understanding of fair market values and may use other sources such as last recorded transactions. If Account assets are held by a custodian other than Broker/Custodian, Broker/Custodian will rely on the valuation of the Account provided by such custodian. Broker/Custodian will not independently verify or guarantee the accuracy or validity of any information provided by third parties. (ii) Collection of Fees. You hereby direct Broker/Custodian to automatically debit the Program Fee from the Account when due, if your assets are held in custody by Broker/Custodian. If your assets are held elsewhere, Broker/Custodian will instruct your custodian to pay Broker/Custodian the Program Fee out of your assets held by such custodian. Broker/Custodian will deduct the Program Fee on or after the applicable due date, by deducting cash from the Account. The fee will be paid first out of available cash balances, second from the liquidation or withdrawal of shares of your Primary Sweep Fund (which Client hereby authorizes), third from the liquidation or withdrawal of shares of any taxable funds (which Client hereby authorizes), fourth from the liquidation or withdrawal of shares of any tax exempt sweep funds (which Client hereby authorizes), fifth, from your Deposit Accounts maintained through the UBS Deposit Account Sweep Program and to the extent that such assets are insufficient to satisfy payment of the fee, from the sale and liquidation of other Account assets (which Client hereby authorizes). Please refer to your agreement with your Investment Manager for details. (iii) For Qualified Plan Accounts Only: If your Account is subject to the Employee Retirement Income Security Act of 1974 ( ERISA ), as amended, you may elect to be invoiced for Fees by checking the box titled INVOICING FEES on the Program Application. If full payment of the Fee is not received by Broker/Custodian within the time stated on the invoice, any remaining balance will be automatically deducted from your Account. IRA accounts may not elect the invoice feature. From time to time and in our sole discretion, Broker/Custodian may make the invoicing feature available to select IRA accounts for the invoicing of the Program Fee. (c) Payment of Fee to Investment Manager. You authorize Broker/Custodian to retain its portion of the Program fee and remit the investment advisory portion of the Program Fee directly to your Investment Manager. Broker/Custodian will have no responsibility to determine if any fee is proper. 4. Representations and Warranties by Client. You hereby represent and warrant to Broker/Custodian the following. 6

7 (a) (b) (c) (d) You have full power and authority to enter into this Agreement and to fulfill your obligations hereunder. If the Client is not an individual (for example, a corporation, limited liability company, partnership, trust or retirement plan), the signatory on the Program Application (the "Signatory") hereby represents and warrants that it is fully authorized to execute this Agreement and to act on behalf of the Client in connection with all matters relating to this Agreement and that such authority has been duly granted and ratified as required under the organization and formation documents of the Client. If the Client is a trust, the signatory on the Program Application has delivered to Broker/Custodian a duly executed Trustee Certification Form; Section 11(a) Authority. Client acknowledges that the Investment Manager and Broker/Custodian are affiliated entities. The Signatory represents and warrants that it: (i) is authorized to transact business in respect of the Account within the meaning of Section 11(a)(1)(H)(i) of the Securities Exchange Act of 1934, as amended (the Exchange Act ); (ii) has power and authority, on behalf of Client, to authorize the Investment Manager to effect transactions for the Account on a discretionary basis; and (iii) hereby expressly authorizes the Investment Manager to effect transactions for the Account on a discretionary basis on behalf of Client and on any national securities exchange of which Broker/Custodian or an affiliate is a member. All information and documentation provided by you to Broker/Custodian is true and complete in all material respects as of the date provided, and you will inform Broker/Custodian, promptly and in writing, of any material change in such information and documentation, particularly any material change in your financial condition, including changes in your investment objectives and risk tolerances. If Client is a retirement plan subject to ERISA (an ERISA Plan ), the Signatory hereby represents and warrants that is it is the named fiduciary of the ERISA Plan or has the authority to execute the Program Application and enter into this Agreement on behalf of such named fiduciary. 5. Acknowledgments by Client. You acknowledge and agree to all of the following. (a) Principal Transactions; Agency-Cross Trades. Generally, your Investment Manager will direct purchase and sale transactions for your Account to Broker/Custodian for execution on an unsolicited basis, as your Investment Manager deems appropriate. To the extent permitted by applicable law, you hereby direct Broker/Custodian to: (i) buy securities from or sell securities to you for Broker/Custodian s own account, as principal, and (ii) effect agency cross transactions in which Broker/Custodian or any person controlling, controlled by or under common control with Broker/Custodian acts as agent for both the buyer(s) and seller(s) in the transaction and in which Broker/Custodian may receive compensation from parties on both sides of the transaction as it would do in the ordinary course of its business. In both 7

8 types of transactions, Broker/Custodian may have potentially conflicting divisions of loyalties and responsibilities. By signing the Program Application, you consent to these arrangements and to Broker/Custodian s retention of any additional compensation it earns on these transactions. You also understand that you may revoke the authority granted to Broker/Custodian in this Section at any time by giving written notice to Broker/Custodian. (b) Brokerage Services. Notwithstanding any other provision of this Agreement, Broker/Custodian will not be obligated to effect any transaction with or for the Account if, in Broker/Custodian s reasonable judgment, effecting such transaction would violate any applicable law or rule, including rules of any regulatory agency or self-regulatory organization, or be inconsistent with any policy maintained by Broker/Custodian; provided, however, that Broker/Custodian will be under no obligation to determine whether any transaction would or may violate any such law or rule. Broker/Custodian will not be liable for losses in the Accounts caused directly or indirectly by government restrictions, exchange controls, exchange or market rulings, suspension of trading, act of war, strikes or other conditions beyond Broker/Custodian's control, including but not limited to, extreme market volatility and trading volumes. (c) Block Trades. Broker/Custodian, in its sole discretion, may combine an order for the purchase or sale of a security for the Account with orders from one or more of Broker/Custodian s other clients. (d) Confirmations and Statements. You will be sent confirmations of transactions for your Account and monthly Account statements. You may elect to receive your confirmations or a summary of your confirmations (if and when available) monthly by checking the box titled TRADE CONFIRMATIONS on the Program Application. Doing so will waive your right to receive immediate trade confirmations for your Account and will instruct Broker/Custodian to send trade confirmations to your Investment Manager. You may change this instruction at any time by giving Broker/Custodian or the Investment Manager written notice. You will continue to be responsible for reviewing these materials and reporting any discrepancies to your Financial Advisor as soon as possible. (e) Broker/Custodian Not A Fiduciary. If Client is an ERISA Plan, you acknowledge that Broker/Custodian will not be providing investment advice to the Plan, within the meaning of ERISA, in connection with your selection of an investment manager, your preparation of an investment policy statement or your asset allocation decisions or otherwise acting as a fiduciary with respect to the Plan in providing the services contemplated by this Agreement. 8

9 6. Proxies And Other Legal Notices Broker/Custodian will not vote or provide any advice about the voting of proxies solicited by, or with respect to, the issuers of any securities held in the Account, nor will it advise or take any action on your behalf with respect to legal proceedings, including bankruptcies, relating to securities in the Account, or their issuers, except to the extent required by law. Unless you directed Broker/Custodian to do otherwise, Broker/Custodian will forward all proxies and related materials in regard to the issuers of any securities held in the Account to your Investment Manager. If you wish to receive and vote all proxies for securities held in the Account, you should complete the Proxy Rights Change Form. If Client is a Plan subject to ERISA, your Investment Manager will be responsible, except to the extent otherwise prohibited by law, to vote proxies solicited by, or related to, the issuers of any securities held in the Account provided, however, that Client may expressly retain the right and obligation to vote any proxies or take action relating to securities held in the Account upon prior written notice to the Investment Manager. 7. Closing Your Account; Liquidation of Securities. (a) Closing Your Account. You may cancel this Agreement within five business days from the day this Agreement is accepted by Broker/Custodian and receive a full refund of the portion of the Program Fee retained by Broker/Custodian. Thereafter, you or Broker/Custodian may terminate this Agreement by giving notice in writing to the other with a copy of such notice to the Investment Manager. Note that termination of this Agreement with Broker/Custodian will not result in the automatic termination of your agreement with your Investment Manager. The termination will be effective upon receipt of the notice; provided, however, that Broker/Custodian, in its sole discretion, may waive the requirement that such termination request be provided in writing. This Agreement will also terminate if your Investment Manager notifies Broker/Custodian that your agreement with your Investment Manager is terminated or if Broker/Custodian receives instructions to deliver the Account assets to another firm, effective on receipt of those instructions. In the event of termination, a pro-rated refund of the portion of the Program Fee retained by Broker/Custodian of any pre-paid fees will be made or, if no fees have been paid, a pro-rated charge will be imposed. Termination will not affect your responsibility to pay balances due to Broker/Custodian under this Agreement. Upon termination, you authorize Broker/Custodian to withhold sufficient assets then in the Account as Broker/Custodian reasonably believes necessary to pay any amounts due to Broker/Custodian, however and whenever arising. You are responsible for notifying your Investment Manager to terminate the investment advisory agreement and cease trading. Broker/Custodian is not responsible for such notification and may continue to accept trades from your Investment Manager until you notify it of the termination. 9

10 (b) Liquidation. Broker/Custodian will liquidate the securities held in your Account only if you or your Investment Manager specifically instruct us to do so in writing. On termination, it is your exclusive responsibility to monitor the securities and other assets in your Account, and neither Broker/Custodian nor your Investment Manager will have any further obligation to act or advise with respect to those assets. 8. Standard of Care; Limitation on Liability Broker/Custodian and its affiliates and their respective present and former directors, officers, employees and agents shall not be liable to you for (i) any act done or omitted by any of them under this Agreement so long as such act or omission shall not have involved negligence, willful malfeasance or bad faith on their part, or reckless disregard of their obligations and duties under this Agreement or (ii) any misstatement or omission contained in information or documentation supplied to Broker/Custodian by you or supplied to Broker/Custodian or you by an investment manager or custodian retained by you. 9. Additional Contractual Matters This Agreement, including the Program Application, is our entire understanding on the matters specified here and any changes must be in writing. If any part of this Agreement is invalid or unenforceable, it will not affect the validity or enforceability of the rest of the Agreement. This Agreement will be interpreted under the substantive laws of the State of New York without giving effect to any conflict of laws provisions. The effective date of this Agreement shall be the date of its acceptance by Broker/Custodian. Acceptance of this Agreement is contingent upon completion of all required paperwork and adequate funding of the Account. All written communications from you regarding this Agreement shall be sent to your Financial Advisor unless you are specifically directed otherwise. All written communications to you shall be sent to you at the address you provide to your Financial Advisor. The terms of this Agreement may be modified by Broker/Custodian subject to your receipt of prior written notice and your continued acceptance of services thereafter shall be deemed consent. All information and recommendations furnished by Broker/Custodian to Client (including information related to the Program) and all information furnished by Client to Broker/Custodian will be treated as confidential. Client agrees that Broker/Custodian may share confidential information provided by Client with the Investment Manager, other affiliates of Broker/Custodian, and third parties not affiliated with Broker/Custodian (i) in order to meet Broker/Custodian's obligations under this Agreement, or (ii) as otherwise permitted by applicable law and Broker/Custodian s privacy policy. Client further agrees that Broker/Custodian may share such confidential information in response to a request by a court, governmental agency, or self-regulatory agency, or as necessary to establish rights or enforce obligations under this Agreement. 10

11 10. Representations of Broker/Custodian Broker/Custodian represents that it is registered as a broker-dealer with the Securities and Exchange Commission, the Financial Industry Regulatory Authority ( FINRA ) and the New York Stock Exchange and that it is authorized to enter into this Agreement. 11. Arbitration This agreement contains a predispute arbitration clause. By signing an arbitration agreement the parties agree as follows: Arbitration is final and binding on the parties. All parties to this agreement are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filed. The parties are waiving their right to seek remedies in court, including the right to jury trial. Arbitration awards are generally final and binding; a party s ability to have a court reverse or modify an arbitration award is very limited. Pre-arbitration discovery is generally more limited than and different from court proceedings. The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings. The arbitrator s award is not required to include factual findings or legal reasoning and any party s right to appeal or to seek modification of rulings by the arbitrators is strictly limited. The arbitrators do not have to explain the reason(s) for their award. The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court. The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this agreement. Client agrees, and by carrying an account for you UBS Financial Services Inc. agrees, that any and all controversies which may arise between you and UBS Financial Services Inc. concerning any account(s), transaction, dispute or the construction, performance, or breach of this or any other Agreement, whether entered into prior, on or subsequent to the date hereof, shall be 11

12 determined by arbitration. Any arbitration under this Agreement shall be held under and pursuant to and be governed by the Federal Arbitration Act, and shall be conducted before an arbitration panel convened by the New York Stock Exchange, Inc. or FINRA. Client may also select any other national security exchange s arbitration forum upon which UBS Financial Services Inc. is legally required to arbitrate the controversy with Client, including, where applicable, the Municipal Securities Rulemaking Board. Such arbitration shall be governed by the rules of the organization convening the panel. Client may elect in the first instance the arbitration forum, but if Client fails to make such election, by registered letter or telegram addressed to UBS Financial Services Inc. at 1200 Harbor Boulevard, 10th Floor, Weehawken, NJ 07086, Attn: Legal Department, before the expiration of five days (5) after receipt of a written request from UBS Financial Services Inc. to make such election, then UBS Financial Services Inc. may make such election. The award of the arbitrators, or of the majority of them, shall be final, and judgment upon the award rendered may be entered in any court of competent jurisdiction. No person shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration Agreement against any person who has initiated in court a putative class action; who is a member of a putative class who has opted out of the class with respect to any claims encompassed by the putative class action until: (I) the class certification is denied; (II) the class is decertified; or (III) the customer is excluded from the class by the court. Such forbearance to enforce an Agreement to arbitrate shall not constitute a waiver of any rights under this Agreement except to the extent stated herein. Client expressly agrees that service of process in any action shall be sufficient if served by certified mail, return receipt requested, at your last address known to UBS Financial Services Inc. You expressly agree that service of process in any action shall be sufficient if served by certified mail, return receipt requested, at your last address known to Broker/Custodian. You expressly waive any defense to service of process as set forth above. BY SIGNING THE PROGRAM APPLICATION YOU ACKNOWLEDGE RECEIPT OF A COPY OF THIS AGREEMENT. THIS AGREEMENT CONTAINS A PREDISPUTE ARBITRATION CLAUSE IN SECTION 11. Ver 03/

TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT 1. MODEL PORTFOLIOS PROGRAM

TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT 1. MODEL PORTFOLIOS PROGRAM TERMS AND CONDITIONS MODEL PORTFOLIOS INVESTMENT ADVISORY CLIENT AGREEMENT This Investment Advisory Client Agreement ( Agreement ) is entered into by and between Woodbury Financial Services, Inc., a registered

More information

BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT

BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT BCK Partners, Inc. COMPREHENSIVE FINANCIAL MANAGEMENT AGREEMENT AGREEMENT, made this day of 20, between the undersigned party (hereinafter referred to as the Client or You ) and BCK Partners, Inc., a Registered

More information

INVESTMENT ADVISORY MANAGEMENT AGREEMENT

INVESTMENT ADVISORY MANAGEMENT AGREEMENT INVESTMENT ADVISORY MANAGEMENT AGREEMENT This Investment Advisory Agreement ( Agreement ) is entered into this day of, 20, by and between Rockbridge Asset Management, LLC ( Rockbridge ), a Registered Investment

More information

2A. Investment Objective Definitions. Capital Preservation - a conservative investment strategy characterized by a desire to avoid risk of loss;

2A. Investment Objective Definitions. Capital Preservation - a conservative investment strategy characterized by a desire to avoid risk of loss; CUSTOMER ACCOUNT AGREEMENT This Customer Account Agreement (the Agreement ) sets forth the respective rights and obligations of Apex Clearing Corporation ( you or your or Apex ) and the Customer s (as

More information

BMA ADVISORS, LLC Investment Advisory Agreement

BMA ADVISORS, LLC Investment Advisory Agreement BMA ADVISORS, LLC Investment Advisory Agreement 608 Silver Spur Road, Suite 100, Rolling Hills Estates, CA 90274 This agreement describes the relationship between BMA Advisors, LLC (hereinafter BMA ) and

More information

PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151

PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151 Legent Clearing Account Number PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT SIA FORM 151 1 LC12 07/05 Customer Agreement for Prime Brokerage Clearance Services: Customer Name: Account Number: This Agreement

More information

UBS Financial Services Inc. DC Advisory Consulting Services Agreement

UBS Financial Services Inc. DC Advisory Consulting Services Agreement . DC Advisory Consulting Services Agreement This agreement ( Agreement ) describes the consulting services provided in the DC Advisory program ( DC Advisory ), an investment advisory service of. (the Firm,

More information

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES This Agreement sets forth the terms and conditions under which U U, its successors and assigns (the Executing Broker ) will accept your instructions to

More information

INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell

INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell MEMBER FINRA & SIPC 16660 Dallas Parkway, Suite 2200 Dallas, Texas 75248 INVESTMENT ADVISORY AGREEMENT For Advisory Clients of Jim Bell This INVESTMENT ADVISORY AGREEMENT ( Agreement ) is entered into

More information

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement )

Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Antonio Gastelum, Inc. INVESTMENT MANAGEMENT AND ADVISORY AGREEMENT ( Agreement ) Management and Advisory Agreement This Investment Management and Advisory Services ( Advisory Services ) Agreement dated

More information

ASSET MANAGEMENT AGREEMENT. Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035

ASSET MANAGEMENT AGREEMENT. Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035 ASSET MANAGEMENT AGREEMENT Focused Wealth Management, Inc. 216 Route 299, Suite 5 Highland, NY 12528 (845) 691-4035 This Agreement (hereinafter referred to as Agreement) is made and entered into by and

More information

NON-DISCRETIONARY ADVISORY AGREEMENT

NON-DISCRETIONARY ADVISORY AGREEMENT NON-DISCRETIONARY ADVISORY AGREEMENT THIS NON-DISCRETIONARY ADVISORY AGREEMENT is made by and between the undersigned (the Client ) and Values First Advisors, Inc. (the Advisor ). The Client hereby retains

More information

Advisory Agreement: Asset Management Services

Advisory Agreement: Asset Management Services Advisory Agreement: Asset Management Services This Investment Advisory Services Agreement for asset management services ( Agreement ) is made by and between MyWealthyOptions LLC ( MWO or Adviser ), a registered

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This Investment Advisory Agreement is entered into by and between CONFLUENCE INVESTMENT MANAGEMENT LLC, a Delaware limited liability company ( Adviser ), and the undersigned

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Equity Planning Group, Inc. 7035 Orchard Lake Road, Suite 700 West Bloomfield, Ml 48322 (248) 932-4600 - Fax (248) 932-4610 Equity Planning Group, Inc. Registered Investment

More information

VERSION 6.23.15 QUANTUM FINANCIAL ADVISORS

VERSION 6.23.15 QUANTUM FINANCIAL ADVISORS VERSION 6.23.15 Q F A NON- D I S C R E T I O N A R Y I A A G R E E M E N T ( D C ) QUANTUM FINANCIAL ADVISORS N O N D I S C R E T I O N A R Y I N V E S T M E N T A D V I S O R Y A G R E E M E N T THIS

More information

Spark Advisors Advisory Agreement

Spark Advisors Advisory Agreement Spark Advisors Advisory Agreement This Investment Advisor Agreement ( Agreement ) is by and between Spark Advisors, LLC ( Spark Advisors or Adviser ), a registered investment adviser, and the party electronically

More information

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT DISCRETIONARY INVESTMENT ADVISORY AGREEMENT This Discretionary Investment Advisory Agreement (this Agreement ) is between (the "Client") and LEONARD L. GOLDBERG d/b/a GOLDBERG CAPITAL MANAGEMENT, a sole

More information

Investment Advisory Agreement

Investment Advisory Agreement Investment Advisory Agreement Whereas ("Client") hereby appoints Fried Asset Management, Inc. ("Adviser") as investment adviser to manage the investment and reinvestment of the cash and securities in the

More information

Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT

Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT Cherry Hills Investment Advisors INVESTMENT ADVISORY CONTRACT THIS INVESTMENT ADVISORY CONTRACT (this Agreement ) is made as of the Effective Date (defined below), between, whose address is and whose email

More information

Investment Advisory Agreement

Investment Advisory Agreement This Investment Advisory Agreement ( Agreement ) is entered into by and between ( Client ), SPC Financial (SPC) a U.S. Securities & Exchange Commission ( SEC ) Independent Registered Investment Adviser,

More information

HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113

HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113 HOMETOWN Financial Planning 1957 Lake Street Roseville, Minnesota 55113 (651) 638-9428 Fax (651) 638-9356 terry@hometownfp.com Terry Warren Nelson, CFP MS Registered Investment Advisor THIS CLIENT AGREEMENT

More information

Miller Financial Services, LLC Advisory Services Agreement

Miller Financial Services, LLC Advisory Services Agreement Miller Financial Services, LLC Advisory Services Agreement This Agreement (the Agreement ) is made and entered into, by and between, Miller Financial Services, LLC (the Advisor ) and xx (the Client ),

More information

Option Account Application and Agreement

Option Account Application and Agreement and Agreement Corporate and Institutional Accounts Please provide/complete the following: Customer Information page 2 Financial Information page 2 Investment Objectives and Experience page 2 Desired Trading

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT Wealth through ingenuity. INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party,, whose mailing address is (hereinafter referred to as the CLIENT ), and CMG CAPITAL

More information

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES

AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES AGREEMENT FOR PRIME BROKERAGE CLEARANCE SERVICES This Agreement sets forth the terms and conditions under which the Clearing Broker,, its successors and assigns (the Clearing Broker ) will clear securities

More information

INVESTMENT ADVISORY AGREEMENT. Horizon Investments, LLC Lifetime Income Strategy

INVESTMENT ADVISORY AGREEMENT. Horizon Investments, LLC Lifetime Income Strategy INVESTMENT ADVISORY AGREEMENT Horizon Investments, LLC Lifetime Income Strategy This agreement (the Agreement ) for investment management services is entered into by and between HORIZON INVESTMENTS, LLC

More information

Advisory AgreementAdvisory Agreement

Advisory AgreementAdvisory Agreement Advisory AgreementAdvisory Agreement This Advisory Agreement ( Agreement ), made this day of, 20 between the below signed party(s) (hereinafter referred to as the Client ), and Phalanx Wealth Management,

More information

Rev. 5/25/10 Page 1 of 4

Rev. 5/25/10 Page 1 of 4 PMA Securities, Inc. Institutional Brokerage Account Agreement 1. Provision of Services: To open a Brokerage Account ( Brokerage Account ) at PMA Securities, Inc. ( PMA, we, our or us ), you as the Applicant

More information

WEALTH MANAGEMENT SERVICES AGREEMENT

WEALTH MANAGEMENT SERVICES AGREEMENT WEALTH MANAGEMENT SERVICES AGREEMENT This Agreement is entered into by George Papadopoulos (hereinafter referred to as the Adviser ) and ( hereinafter referred to as the "Client or You ), and outlines

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT Merit Advisors, Inc. Registered Investment Adviser 121 NE 50th Street Oklahoma City, OK 73105 www.meritadvisors.com INVESTMENT ADVISORY AGREEMENT This Agreement is made this day of, 20 between Merit Advisors,

More information

Ridgeway Conger Advisory Services, Inc. 2123 Main St. New Woodstock NY 13122

Ridgeway Conger Advisory Services, Inc. 2123 Main St. New Woodstock NY 13122 Ridgeway Conger Advisory Services, Inc. 2123 Main St. New Woodstock NY 13122 INVESTMENT MANAGEMENT AGREEMENT This agreement is entered into among Ridgeway Conger Advisory Services, Inc. ("Adviser"), a

More information

Lek Securities Corporation. Agreement for Prime Broker Clearing Services

Lek Securities Corporation. Agreement for Prime Broker Clearing Services Lek Securities Corporation Agreement for Prime Broker Clearing Services This Agreement by and between Lek Securities Corporation ( LSC ), on its own behalf or on behalf of its Correspondent firm for which

More information

SANDLAPPER Wealth Management, LLC. A SANDLAPPER company. Investment Management Agreement

SANDLAPPER Wealth Management, LLC. A SANDLAPPER company. Investment Management Agreement 800 E North Street 2 nd Floor Greenville, SC 29601 Investment Advisory Agreement Office/Advisor: / Account Number: This Agreement is entered into by and between: Client(s) (hereinafter referred to as you

More information

Financial Planning/Consulting Services Agreement

Financial Planning/Consulting Services Agreement Client s Name: Joint Client s Name: Investment Advisor Representative: Date of this Agreeement: Client and Joint Client (collectively Client ), Transamerica Financial Advisors, Inc. ( TFA ), an investment

More information

BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT

BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT Please read the complete Disclosure Document describing the Bank Deposit Sweep Program and your core account investment vehicle. You may consult

More information

Investment Advisory Agreement. Advantage Portfolio Management Program

Investment Advisory Agreement. Advantage Portfolio Management Program Investment Advisory Agreement Advantage Portfolio Management Program Dear Sirs/Madams: This Investment Advisory Agreement confirms our agreement as to the following: CLIENT NAME(s): ( Client ) ACCOUNT

More information

Option Account Application and Agreement

Option Account Application and Agreement Option Account Application and Agreement Individual, Joint and Trust Accounts Instructions Please provide/complete the following: Customer Information page 2 Financial Information page 2 Investment Objectives

More information

HOURLY CONSULTING AGREEMENT

HOURLY CONSULTING AGREEMENT 4245 Kemp Blvd., Suite 1007 Wichita Falls, Texas 76308 HOURLY CONSULTING AGREEMENT This is an agreement between Personal Money Planning ( Advisor ), and ( Client ). By this agreement, Client retains Advisor

More information

mabc Investment Advisors, LLC PO Box 71 1322 Houston, TX 77271 Tel: 713-777-0260 7914 Candle Ln Houston, TX 77071 Cell: 713-516-2310

mabc Investment Advisors, LLC PO Box 71 1322 Houston, TX 77271 Tel: 713-777-0260 7914 Candle Ln Houston, TX 77071 Cell: 713-516-2310 REGULAR NON-DISCRETIONARY INVESTMENT ADVISORY SERVICES AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter referred to as the Client ), and mabc

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT 1150 Bob Courtway Dr. Suite 50 Conway, AR 72032 This Investment Advisory Agreement made and entered into this Day of,20 by (Client). Client hereby agrees to engage Veritas

More information

I N V E S T M E N T A D V I S O R Y A G R E E M E N T

I N V E S T M E N T A D V I S O R Y A G R E E M E N T I N V E S T M E N T A D V I S O R Y A G R E E M E N T AGREEMENT, made this day of, 20 between the undersigned party,, whose mailing address is (hereinafter referred to as the CLIENT ), and TRADEWINDS CAPITAL

More information

Vorpahl Wing Securities, Inc. Assets Management Agreement

Vorpahl Wing Securities, Inc. Assets Management Agreement Vorpahl Wing Securities, Inc. Assets Management Agreement Account : Account # IAR # This Assets Management Agreement together with the Schedules attached hereto, (collectively the Agreement ), is by and

More information

Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients

Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients This Agreement is entered into between Interactive Brokers Hong Kong Ltd ("IB") and the undersigned

More information

CLIENT ADVISORY AGREEMENT

CLIENT ADVISORY AGREEMENT CLIENT ADVISORY AGREEMENT This is an agreement between a California Registered Investment Advisor ( Advisor ) with its principal office at 13 B Hatton Avenue, Spreckels, California, and ( Client ). By

More information

CEROS CUSTOMER AGREEMENT SUPPLEMENT Accounts Managed by Unaffiliated Investment Advisers

CEROS CUSTOMER AGREEMENT SUPPLEMENT Accounts Managed by Unaffiliated Investment Advisers CEROS CUSTOMER AGREEMENT SUPPLEMENT Accounts Managed by Unaffiliated Investment Advisers This Customer Agreement Supplement ( Agreement ) is for customer accounts of Ceros Financial Services, Inc. ( Ceros

More information

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT

HOOVER FINANCIAL ADVISORS, PC FINANCIAL PLANNING AND CONSULTING AGREEMENT FINANCIAL PLANNING AND CONSULTING AGREEMENT This financial planning and/or consulting agreement ( Agreement ) made as of the day of, 2016 between the undersigned party, ( Client ), the Investment Advisory

More information

DOGPATCH CAPITAL WeALTH & InvesTmenT management

DOGPATCH CAPITAL WeALTH & InvesTmenT management DOGPATCH CAPITAL Wealth & Investment Management INVESTMENT ADVISORY AGREEMENT Dogpatch Capital LLC ( Advisor ), an investment Advisor domiciled in the State of California, agrees to act as an investment

More information

NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS

NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS Mid Atlantic Capital Corporation The Times Building 336 Fourth Avenue Pittsburgh, PA 15222 412-391-7077 Fax: 412-391-2207 General Information: NEW ACCOUNT APPLICATION AND AGREEMENT PLAN LEVEL ACCOUNTS

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This Agreement is between the undersigned individual or entity ( Client ) and Van Meter Associates, LLC ( Adviser ). The parties agree as follows: 1. Appointment of Manager.

More information

Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220

Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220 Mid Atlantic Capital Corporation 1251 Waterfront Place Suite 510, Pittsburgh, PA 15222 412-391-7077 Fax 412-391-7220 Institutional New Account Application and Agreement ACCOUNT INFORMATION Name of Institution

More information

Everhart Advisors Asset Management Agreement

Everhart Advisors Asset Management Agreement Everhart Advisors Asset Management Agreement This Asset Management Agreement ( Agreement ) is entered into between and agreed to by the client as described below ("Client") and Everhart Financial Group,

More information

Discretionary Investment Management Agreement. Premier SEP IRA. Ameritas Investment Corp. 5900 "O" Street Lincoln, NE 68510-2234

Discretionary Investment Management Agreement. Premier SEP IRA. Ameritas Investment Corp. 5900 O Street Lincoln, NE 68510-2234 Discretionary Investment Management Agreement Premier SEP IRA Ameritas Investment Corp. 5900 "O" Street Lincoln, NE 68510-2234 DISCRETIONARY INVESTMENT MANAGEMENT AGREEMENT Ameritas Investment Corp. By

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT THIS INVESTMENT ADVISORY AGREEMENT is made on the Effective Date identified below by and between the investment advisors affiliated with BCG Securities, Inc. ( Advisor ),

More information

PIH INVESTMENTS, LLC INVESTMENT ADVISORY AGREEMENT

PIH INVESTMENTS, LLC INVESTMENT ADVISORY AGREEMENT PIH INVESTMENTS, LLC INVESTMENT ADVISORY AGREEMENT On this day of, in the year, by and between Pih Investments, LLC ( Advisor ) and ( Client ). WITNESSETH WHEREAS, the undersigned Client being duly authorized

More information

SECURITIES AMERICA ( Broker/Dealer ) ADVISED RETIREMENT ACCOUNT-BANK DEPOSIT SWEEP PROGRAM (ARA-BDSP SM ) DISCLOSURE DOCUMENT

SECURITIES AMERICA ( Broker/Dealer ) ADVISED RETIREMENT ACCOUNT-BANK DEPOSIT SWEEP PROGRAM (ARA-BDSP SM ) DISCLOSURE DOCUMENT SECURITIES AMERICA ( Broker/Dealer ) ADVISED RETIREMENT ACCOUNT-BANK DEPOSIT SWEEP PROGRAM (ARA-BDSP SM ) DISCLOSURE DOCUMENT By opening an eligible Brokerage Account, you are electing to participate in

More information

Ameriprise Investor Unified Account Program

Ameriprise Investor Unified Account Program Provide this form to the client. Do NOT send it to the Corporate Office. Ameriprise Investor Unified Account Program 1. Overview of Investor Unified Account Program Ameriprise Financial Services, Inc.

More information

ENVESTNET PRIVATE WEALTH MANAGEMENT PROGRAM TERMS AND CONDITIONS

ENVESTNET PRIVATE WEALTH MANAGEMENT PROGRAM TERMS AND CONDITIONS ENVESTNET PRIVATE WEALTH MANAGEMENT PROGRAM TERMS AND CONDITIONS By executing the Statement of Investment Selection (the SIS ) attached here, Client has entered into an agreement with an independent financial

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This Investment Advisory Agreement sets forth the terms upon which Client engages Grossman Financial Management as a financial and investment advisor. Agreement The undersigned

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT The undersigned client ( I ) agrees to engage WealthStrategies Financial Advisors, LLC ( you ) as advisor for the Account(s) custodied with FOLIOfn Investments, Inc. ( Account(s) ) upon the following terms

More information

Discretionary Investment Management Agreement Vulcan Investments LLC 2100SouthBridge Pkwy Suite 650, Birmingham AL, 35209 1. Scope of Engagement a)

Discretionary Investment Management Agreement Vulcan Investments LLC 2100SouthBridge Pkwy Suite 650, Birmingham AL, 35209 1. Scope of Engagement a) Discretionary Investment Management Agreement This investment management agreement (the Agreement ) is, made this day of, 20 Between the undersigned party, Client(s) whose mailing address is. (Hereinafter

More information

FLEMING WEALTH STRATEGIES, LLC INVESTMENT ADVISORY AGREEMENT

FLEMING WEALTH STRATEGIES, LLC INVESTMENT ADVISORY AGREEMENT FLEMING WEALTH STRATEGIES, LLC INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, whose mailing address is (hereinafter referred to as the Client ), and Fleming

More information

TIAA-CREF SELF-DIRECTED BROKERAGE ACCOUNT CUSTOMER ACCOUNT AGREEMENT For Use Within an Employer-Sponsored Retirement Plan

TIAA-CREF SELF-DIRECTED BROKERAGE ACCOUNT CUSTOMER ACCOUNT AGREEMENT For Use Within an Employer-Sponsored Retirement Plan TIAA-CREF SELF-DIRECTED BROKERAGE ACCOUNT CUSTOMER ACCOUNT AGREEMENT For Use Within an Employer-Sponsored Retirement Plan JUNE 2011 This Self-Directed Brokerage Account Customer Agreement ( Agreement )

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Ceera Investments, LLC ( Adviser ), a registered investment adviser under the Investment Adviser s Act of 1940 (the "Adviser s Act") agrees to act as an investment adviser

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT This AGREEMENT, made this day of,2005 between (hereinafter referred to as the [Client(s)], and TCS Financial Services, Inc., a Registered Investment Adviser, whose mailing

More information

BANK INSURED DEPOSIT PROGRAM TERMS AND CONDITIONS

BANK INSURED DEPOSIT PROGRAM TERMS AND CONDITIONS BANK INSURED DEPOSIT PROGRAM TERMS AND CONDITIONS Please read these Terms and Conditions describing the Bank Insured Deposit Program. You may consult your Financial Advisor for more information. I. INTRODUCTION

More information

UBS Deposit Account Sweep Program Disclosure Statement

UBS Deposit Account Sweep Program Disclosure Statement UBS Deposit Account Sweep Program Disclosure Statement Contents Summary 3 How the Program Works 4 Eligibility 4 Deposit Procedures 4 Withdrawal Procedures 4 Sweep Limit or Cap Election 4 Interest Rates

More information

INVESTMENT MANAGEMENT AGREEMENT Client: Client and/or Spouse or Institutional Client

INVESTMENT MANAGEMENT AGREEMENT Client: Client and/or Spouse or Institutional Client This Agreement sets forth the contract terms between CARTER CAPITAL MANAGEMENT ( Advisor ), and Client and/or Spouse or Institutional Client In consideration of the mutual benefits to be derived from the

More information

CLIENT NAME Address City, State ZIP

CLIENT NAME Address City, State ZIP TriMarC Wealth Management LLC INVESTMENT ADVISORY CONTRACT CLIENT NAME Address City, State ZIP The undersigned ( Client ), being duly authorized, has established an Account/Relationship (the Account ),

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT INVESTMENT ADVISORY AGREEMENT Conner Management Group, LLC ( Adviser ), a registered investment adviser under the Investment Adviser s Act of 1940 (the "Adviser s Act") agrees to act as an investment adviser

More information

Ameriprise Strategic Portfolio Service Advantage Client Agreement

Ameriprise Strategic Portfolio Service Advantage Client Agreement Provide this form to the client. Do NOT send it to the Corporate Office. Ameriprise Strategic Portfolio Service Advantage Client Agreement 1. Overview of Ameriprise Managed Accounts Ameriprise Financial

More information

Charles Carroll Financial Partners, LLC INVESTMENT ADVISORY CONTRACT

Charles Carroll Financial Partners, LLC INVESTMENT ADVISORY CONTRACT Charles Carroll Financial Partners, LLC INVESTMENT ADVISORY CONTRACT Charles Carroll Financial Partners Investment Advisory Contract 03-13 1 INVESTMENT AGREEMENT The undersigned ( Client ), being duly

More information

COMMONWEALTH FINANCIAL NETWORK BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT

COMMONWEALTH FINANCIAL NETWORK BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT COMMONWEALTH FINANCIAL NETWORK BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT November 2015 This section highlights certain key features of the Bank Deposit Sweep Program. Please read the complete

More information

STANDARD OPTION AGREEMENT INSTITUTIONAL ACCOUNTS ONLY

STANDARD OPTION AGREEMENT INSTITUTIONAL ACCOUNTS ONLY To: Lek Securities Corporation ( LSC ): STANDARD OPTION AGREEMENT INSTITUTIONAL ACCOUNTS ONLY In connection with any transaction executed by you on our behalf for the purchase and sale of put and call

More information

Margin Agreement. Account Number: To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC.

Margin Agreement. Account Number: To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC. Margin Agreement To: APEX CLEARING CORPORATION AND, To: FIRSTRADE SECURITIES INC. Account Number: 1. I agree as follows with respect to the margin account I have opened with you for the purchase and sale

More information

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT

DISCRETIONARY INVESTMENT ADVISORY AGREEMENT DISCRETIONARY INVESTMENT ADVISORY AGREEMENT AGREEMENT, made this day of, 20 between the undersigned party, (hereinafter referred to as the Client ), and Walkner Condon Financial Advisors LLC, a registered

More information

INVESTMENT MANAGEMENT SERVICES AGREEMENT

INVESTMENT MANAGEMENT SERVICES AGREEMENT INVESTMENT MANAGEMENT SERVICES AGREEMENT THIS AGREEMENT is made this day of, 20 by and between I.Q. Trends Private Client Asset Management (the Advisor ), a California corporation, whose principal place

More information

CLS Investments, LLC Instructions for the Solicitor Application and Agreement

CLS Investments, LLC Instructions for the Solicitor Application and Agreement CLS Investments, LLC Instructions for the Solicitor Application and Agreement Please complete all fields on page 1 of the Solicitor Application and Agreement. Some general guidelines are set forth below.

More information

INVESTMENT ADVISORY AGREEMENT INSTRUCTIONS

INVESTMENT ADVISORY AGREEMENT INSTRUCTIONS INVESTMENT ADVISORY AGREEMENT INSTRUCTIONS Please find attached (or enclosed) the following documents: 1. Investment Advisory Agreement 2. Schedule A: Investment Management Fee Schedule 3. Schedule B:

More information

WEALTH ADVISORY SERVICES AGREEMENT

WEALTH ADVISORY SERVICES AGREEMENT WEALTH ADVISORY SERVICES AGREEMENT THIS AGREEMENT sets forth contract terms between truenorth Financial Services, LLC doing business as truenorth Wealth Advisors (truenorth, we or us) and Client 1 & Client

More information

Orbit Group Advisory Services LLC INVESTMENT ADVISORY CONTRACT. 100 International Drive, Buffalo, New York 14221

Orbit Group Advisory Services LLC INVESTMENT ADVISORY CONTRACT. 100 International Drive, Buffalo, New York 14221 Orbit Group Advisory Services LLC INVESTMENT ADVISORY CONTRACT 100 International Drive, Buffalo, New York 14221 Version Date: 03/12/2015 The undersigned ( Client ), being duly authorized, has established

More information

INVESTMENT ADVISORY AGREEMENT

INVESTMENT ADVISORY AGREEMENT This CLIENT ADVISORY AGREEMENT (this Agreement ) dated is made between Liberty Partners Capital Management, LLC, a Wyoming-based limited liability company, hereinafter referred to as LPCM or Adviser and

More information

SOLICITOR APPLICATION

SOLICITOR APPLICATION Date: / / SOLICITOR APPLICATION General Information Name: Birth Date: / / Office Address: City: State: Zip: E-mail address: Business phone: ( ) - Fax number: ( ) - Assistant s Name: Registered Investment

More information

Before You Begin. INSTRUCTIONS Trading Authority Form

Before You Begin. INSTRUCTIONS Trading Authority Form INSTRUCTIONS Trading Authority Form Use this form to: grant trading authority to an authorized agent (someone who is not an account owner) remove or replace authorized agents update information on an authorized

More information

CLIENT APPLICATION & INVESTMENT ADVISORY AGREEMENT

CLIENT APPLICATION & INVESTMENT ADVISORY AGREEMENT CLIENT APPLICATION & INVESTMENT ADVISORY AGREEMENT MarketCycle Wealth Management, LLC Phone / fax: 1-800-MWM-8635 MarketCycle Wealth Management, LLC Primary Account Owner/Trustee (please fill in all that

More information

Biller is the person or entity to which you wish a bill payment to be directed or from which you receive electronic bills, as the case may be.

Biller is the person or entity to which you wish a bill payment to be directed or from which you receive electronic bills, as the case may be. SERVICE DEFINITIONS Service means the Bill Payment Service offered by Edward Jones through Fiserv, Inc.. Agreement means the Terms and Conditions of the bill payment service. Biller is the person or entity

More information

INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER]

INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER] INVESTMENT MANAGEMENT AGREEMENT BETWEEN CHICAGO TRANSIT AUTHORITY RETIREE HEALTH CARE TRUST (the TRUST) AND [INVESTMENT MANAGER] THIS AGREEMENT, dated as of this day of, 20 is made by and between [NAME

More information

UNIONBANC INVESTMENT SERVICES ( Broker/Dealer ) BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT

UNIONBANC INVESTMENT SERVICES ( Broker/Dealer ) BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT UNIONBANC INVESTMENT SERVICES ( Broker/Dealer ) BANK DEPOSIT SWEEP PROGRAM (BDSP SM ) DISCLOSURE DOCUMENT This section highlights certain key features of the Bank Deposit Sweep Program (also referred to

More information

UBS Financial Services Inc. Deposit Account Sweep Program Disclosure Statement

UBS Financial Services Inc. Deposit Account Sweep Program Disclosure Statement UBS Financial Services Inc. Deposit Account Sweep Program Disclosure Statement On or about October 28, 2011, the UBS Deposit Account Sweep Program minimum cap amounts will be increased to $250,000/$500,000

More information

BRIARWOOD CAPITAL MANAGEMENT INC. MANAGED ACCOUNT AGREEMENT

BRIARWOOD CAPITAL MANAGEMENT INC. MANAGED ACCOUNT AGREEMENT BRIARWOOD CAPITAL MANAGEMENT INC. MANAGED ACCOUNT AGREEMENT THIS MANAGED ACCOUNT AGREEMENT (the "Agreement") is made by and between BRIARWOOD CAPITAL MANAGEMENT INC., a New York corporation (the "Advisor")

More information

Email: fullservicefa@interactivebrokers.com

Email: fullservicefa@interactivebrokers.com Please fill out all of the applicable fields and send to Interactive Brokers by any of the methods below: Email: fullservicefa@interactivebrokers.com Courier/Overnight Service: Interactive Brokers LLC

More information

Investment Advisory Agreement

Investment Advisory Agreement Investment Advisory Agreement For: John Sample IRA Portfolio: Long-Term Growth Financial Advisor: Advisor Name Company Name 307-673-5675 January 10, 2013 ACCOUNT Client Name(s): Title of the Account: John

More information

FOREXer Advisory ADVISORY AGREEMENT. Last update of this DisclosureDocument is Aug 1 st, 2013.

FOREXer Advisory ADVISORY AGREEMENT. Last update of this DisclosureDocument is Aug 1 st, 2013. FOREXer Advisory ADVISORY AGREEMENT Last update of this DisclosureDocument is Aug 1 st, 2013. TRADING ADVISORY AGREEMENT This Trading Advisory Agreement (the Agreement ) is entered into as of the Date:-------------------by

More information

MANAGED ACCOUNT SOLUTIONS PROGRAM TERMS AND CONDITIONS

MANAGED ACCOUNT SOLUTIONS PROGRAM TERMS AND CONDITIONS MANAGED ACCOUNT SOLUTIONS PROGRAM TERMS AND CONDITIONS By executing the Statement of Investment Selection (the SIS ) attached here, Client has entered into an agreement with the independent financial advisor

More information

UnionBanc Investment Services Bank Deposit Sweep Program

UnionBanc Investment Services Bank Deposit Sweep Program Effective January 1, 2014 UnionBanc Investment Services Bank Deposit Sweep Program (BDSP SM ) All About & Disclosure Document BDSP Summary This section highlights certain key features of the Bank Deposit

More information

Terms and Conditions for Tax Services

Terms and Conditions for Tax Services Terms and Conditions for Tax Services In the course of delivering services relating to tax return preparation, tax advisory, and assistance in tax controversy matters, Brady, Martz & Associates, P.C. (we

More information

Please also complete and sign the attached Disclosure and Authorization Form as well as the W9 (or W8 if a foreign citizen).

Please also complete and sign the attached Disclosure and Authorization Form as well as the W9 (or W8 if a foreign citizen). STOCK USA EXECUTION SERVICES, INC. BROKERAGE ACCOUNT APPLICATION FOR INDIVIDUAL AND JOINT ACCOUNTS (Account carried with Electronic Transaction Clearing, Inc.) Important information. To help the government

More information

Limited Power of Attorney (LPOA)

Limited Power of Attorney (LPOA) Limited Power of Attorney (LPOA) Page 1 of 3 Investment Advisor ( IA ) Information (This portion to be completed by IA.) IA Firm Name (Please print.) IA Master Account Number Service Team Advisor Contact

More information

Participation Agreement ETF Model Solutions Collective Investment Trust

Participation Agreement ETF Model Solutions Collective Investment Trust Participation Agreement ETF Model Solutions Collective Investment Trust This Participation Agreement (the Agreement ), is made as of the day of, 2014, by Alta Trust Company, a trust company chartered under

More information

INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES

INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES INVESTMENT ADVISER AGREEMENT FOR ASSET MANAGEMENT SERVICES MEMBER FINRA SIPC Internal Branch Code: Internal Representative Code: Effective Date: Date Sent to Client: By signing this Investment Adviser

More information