About Us. Our purpose is our name. We understand your advisory business and were founded by financial industry insiders.

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2 About Us Our purpose is our name. We understand your advisory business and were founded by financial industry insiders. We exclusively work with advisors and the clients you refer to us. AdvisorLoans solves advisor s business and personal lending needs. AdvisorLoans provides turnkey lending services: Tri-party business loans (no collateral or down payment) Conventional commercial loans SBA lending and loan packaging for 7(a) and 504 loans Consumer loans Credit enhancement and tax lien or liability resolution Save time, effort, and money with AdvisorLoans. The expertise and the personalized high-touch service our foundation is built upon provide you with the same consultative approach you provide your clients. We act as your advocate and consultant throughout the lending process, provide unbiased lender choice and transparency, and package everything for you. We do all the heavy lifting so you can focus on your financial practice and clients. We have 15 employees and are located in Boulder, Colorado.

3 Leadership John Pierce Managing Partner, National Sales John Pierce is our SVP of National Accounts. John develops and maintains national account relationships with broker dealers, insurance firms, associations and national alliances. John brings 20 years of broker dealer management experience with Ameriprise Financial and Merrill Lynch. John has also owned a financial advisor industry consulting firm that helped regionals and boutiques in achieving their growth goals. John is also an author and regular contributor to advisor, centric media articles. MBA, International Finance & Management from the University of London BBA, Marketing & Management from the University of Cincinnati College of Business. Mensa Life Member, Six time Ironman FINRA licenses: Series 8, 24, 7, 63, 65 Helena Hauk Managing Partner, Commercial Lending Helena Hauk is our SVP of SBA Financing and manages all aspects of our SBA division. Helena is an expert in 7(a) and 504 SBA lending, SBA packaging and processing. She provides technical training to lenders and continuing education certifications such as CPE. Helena has helped small business owners obtain more than $120 million in SBA funded loans with a 98% loan approval rating. Previously, Helena founded and managed 5th Gear Consulting which employees five SBA processing and packaging professionals. AdvisorLoans acquired 5th Gear to integrate her leadership and team into our SBA dedicated staff. Helena has received numerous local business awards and honors and frequently speaks at SBA related events and conferences. Michael Fritze Michael Fritz, SVP Consumer Lending Michael Fritze is our SVP of Operations and manages our Lending Partner Program and financing lines. Michael is a 34 year banking veteran with retail and commercial banking management experience. His positions included Regional President, Senior Vice President, Vice President, Sales Manager and Bank Branch Manager. He has managed branches, districts, and regions for banks such as Key Bank, Colorado State Bank and Trust, BBVA Compass and US Bank. Over the last 15 years Michael has managed a total of 70 bank branches with a combined staff of over 500 employees, Michael has received numerous awards and recognition for sales, revenues and investment production achievements. Former FINRA licensed 6, 63, and 26; Former L&H license, Former NMLS license. Dochtor Kennedy Managing Attorney Dochtor Kennedy is the Managing Attorney of our Tax and Credit Resolution Division. Doc manages the breadth of credit improvement, tax lien solutions, and tax liability resolution services provided to advisors and their referred clients. Doc brings experience settling liabilities for nearly one-thousand businesses and individuals ranging from multi-million dollar debts of publicly traded companies, to debts of a few thousand dollars incurred by individuals. He has effectively negotiated with lien holders to allow hundreds of clients to refinance or sell their homes. Attorney licensed by the Supreme Court State of Colorado to practice law (active registration), Juris Doctorate from University of Denver, Bachelor of Business Administration (B.B.A.) from the University of Minnesota, Master of Business Administration (M.B.A.) with a major Finance, Former FINRA licenses Series 7, 63, and 55. Former L&H license.

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5 AdvisorLoans provides you with business and personal financing needs at competitive rates and dedicated customer service and consulting throughout the entire process. Consumer Personal Lending New purchase and Refinance Auto & Motorcycle RV & Trailer Boats & Watercraft Planes & Aircraft Life purpose: Weddings Private tuition Medical Emergency Commercial Business Lending Tri-Party, Conventional and SBA External or internal acquisitions Partial or full acquisitions Partner buy-outs Working capital Debt consolidation Recruiting & transition Equipment and furnishings Construction & build-outs Commercial real estate Tri-Party Loans AdvisorLoans has secured more than $80 million to lend to qualified advisors through Tri-party loans. Tri-party loans are commercial conventional loans that do NOT require collateral or a down payment from the advisor. The Tri-party agreement is established between the advisor, lender and the broker dealer, custodian or financial firm which agrees to deduct the loan payment from the advisors compensation each month and deposit the payment amount into a dedicated account established with the advisor and lender. Or the advisor can change their primary depository account to our lender. Our Tri-party loans require that our lender has first blanket lien position on the business. If you have another outstanding loan (SBA or conventional) with a lender who already occupies first lien position then we can often refinance that loan and roll it into the Tri-party loan and replace your current lender.

6 Process Free consultation conversation Key financial info gathered and prequalification provided We present you with best options and you decide Lender and deals compared We package the loan, walk it through underwriting and closing Support AdvisorLoans is committed to providing you with an extraordinary financing experience. A dedicated AdvisorLoans LoanAdvisor supports you every step of the way: Initial lending goal, qualifying, and process review consultation Application review and completion Shop lending partner rates, terms and timelines Present results to advisor for selection Package all required loan documents and financial information from advisor Present package to selected lending partner for immediate underwriting Represent and support advisor throughout underwriting and closing process with lender Insure loan is funded Provide post-closing support Ongoing relationship Fees We compare dozens of our Lending Partners to get you (and your clients) the best rates, terms, conditions, and time-lines available. No application fee No prequalification fee No consulting fee $500 to $2500 loan packaging fee Lenders charge a 1% origination fee for conventional loans and the SBA charges the borrower an SBA fee from 3% to 3.75% of the SBA guaranteed portion of the loan

7 Credit Repair & Tax Lien Resolution Our in-house Credit, Tax Repair & Resolution provides: Credit improvement Tax lien resolution Tax liability solutions We are full-service, navigating not only your resolution strategy but also being the fulcrum necessary for the credit score improvement, tax lien, and tax liability resolution. AdvisorLoans is uniquely positioned to provide credit counseling and repair which is integrated directly with the lending and financing arm of our business. In most instances, if an individual s credit score indicates a higher risk factor than what the lender is comfortable with, the lender may choose to finance the loan at a higher than usual interest rate or simply deny the application. AdvisorLoans integrates both lending and tax/credit repair and resolution services to our clients under one roof, eliminating the need to shop around for credit repair companies and lenders who are willing to work with one another and negotiate on your behalf. We offer a unique and personalized analysis of an individual s financial picture and can quickly determine if specific actions pertaining to your credit profile may improve the credit score resulting in more favorable lending conditions.

8 Advisor Client Referral Program We believe serving a client an advisor refers to us is providing that advisor support to solve a client problem and increase client retention. Each year an Advisor may have over 25% of their clients seeking a business or personal loan. Financing is often stressful and can be time consuming. Leverage AdvisorLoans to be fully aware of your clients financing needs. Extend your AdvisorLoans benefits to your clients. When you refer one of your clients, AdvisorLoans will extend the same services that we offer to you: free loan consulting, transparent rate and term shopping, large lending partner selection, personalized support throughout the entire process, credit repair, and consolidated financing options. Refer your clients to a financing firm who values your referrals. Clients are bombarded with advertising from aggressive lenders and with some loan rates that approach or exceed credit card interest rates. Work to protect your clients while saving them the time and hassle of researching the right lending partner with the best rates and terms by referring them to AdvisorLoans. Receive updated client financial information. Your referred client is offered the option to elect to give you access to the selected updated financial information such as net worth statement and tax returns that we collect for loan packaging through our secure portal. We refer appropriate insurance policy business back to you. We recommend that the referring advisor writes their clients required life or property insurance policies required to obtain mortgage and business loans. We have a lot riding on your clients satisfaction. We know even one bad loan experience can jeopardize our relationship with you and even with your broker dealer or custodian. We take this seriously and treat each referred client as if the entire relationship with you and your firm depended on it.

9 12 Things You Should Know About Us Exclusive Advisorloans exclusively serves advisors and your referred clients with comprehensive personal and business financing solutions. Financing advisors are the reason we exist. We know the financial sec tor. how advisory practices are valued, and the unique dynamics of cash-flow based business lending. Easy Making the lending process as easy as possible for advisors is what we do. Whether for a personal or business loan. we consult with you about options. do the research.pre-qualification. and package your loan internally. We do the heavy lifting for you and insure the process details arehandled. Value Beyond our servicing, consulting and consolidated financing options, we also offer discounted financ ing costs, no origination fees, no application fees, free and prompt pre-qualifications. qualified guar anteed closings, appraisal and valuation credits. and passing on the best rates and terms possible from our many dozens of lending partners. Fast To be sure speed is a relative term regarding fi nancing. Within context however, we re fast. We get expedited loan approvals, pre-approvals, prequalifications, and closing process for our advi sors. For most of our fnancing options we can pre qualify you within minutes or within 24 hours. Even complex business financing is typically decisioned within a week. Transparent We provide you transparent and unbiased compar isons from our many dozens of lending partners. Our only bias is to the benefit of our advisors. We work with lending partners we trust but each will provide varying rates. terms and timelines based upon a host of factors. We present you with all and help you choose the right lender to fund with. Advisor Advocate AdvisorLoans is the advisor s advocate rather than that of any single lender. We help you compare and contrast loan types, rates, terms, timelines and lenders package loans internally and try our best to insure you receive an extraordinary service experience throughout every stage of the process. Convenient Applying for loans, finding and navigating lender options, educating lenders on how your finan cial/investment advisory cash-flow based business works, is time consuming and often times frustrating. The Federal Reserve suggests it can take a small business owner four days of man hours just searching for a loan. Let us save you money and time by doing the legwork and turnkey servicing for you. Options We provide advisors with unbiased lending op tions. We want to be your single consolidated re source for virtually every form of business and per sonal financing you will ever need in your career. We provide multiple financing type categories and a rapidly growing lending partner inventory. Why approach one lender at a time on your own? Let us use our vast choice of options to help you get com petitive deals within the timeline you need. Credit and Tax Liens AdvisorLoans has an internal Credit and Tax Lien Resolution division to assist advisors with credit improvement, tax lien resolution and tax liability solutions. We help advisors qualify for loans or clearing off information from an advisor s U4 or credit agencies. Support You ll receive support from us from beginning to end. If you need to talk through what you might qualify for, have questions about the application, or need help at any point of the lending process, we re there for you. We know that it is the support we provide advisors that most dictates return busi ness and referrals. We strive to impress you enough today for you to utilize us for all of your fu ture financing needs and feel comfortable referring us to your clients. Confidential We understand and hold dear the trust required in working with advisors through the lending process. We also know that many advisors do not want to disclose their very personal financial infor mation to people local in their communities and circles. Advisorloans applies bank-level security standards to protect your data including encryp tion, auditing, logging, backups, and safe-guarding data. Client Refferals If an advisor refers a client to AdvisorLoans, we will extend the same financing options, discounts and servicing to your referred clients as we provide you the advisor. If we impress you enough to refer us then we ll strive to exceed the expectations of your client referrals as well AdvisorLoans does not ex tend our services to the general public without a referral from an advisor.

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