Points possible: 30
|
|
- Brittany Price
- 8 years ago
- Views:
Transcription
1 ECONOMICS!!!!!
2 Playing the Game Playing the Game Practice: What's in It for You? Practice Assignment Answer the questions below to explore the effects of the free-market system. 1. Describe two benefits you enjoy because of the free-market system. Be sure to state why the free-market system brings each of these benefits. (10 points) Benefit: Connection to free market: Benefit: Connection to free market: 2. Explain why the free-market system brings efficiency as well as freedom. (10 points) 3. Describe how security is handled in the free-market system. Give an example to support your answer. (10 points) Description: 1 of 2 6/9/15, 8:09 AM
3 Playing the Game Example: Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, reuse, or redistribution is prohibited. Apex Learning and the Apex Learning Logo are registered trademarks of Apex Learning Inc. 2 of 2 6/9/15, 8:09 AM
4 1.3.2 Practice: You Do the Math Practice Assignment List as many of the costs and benefits of each decision below as you can. It's natural for some decisions to have more costs or benefits than others, so don't worry about having equal-sized lists. As you answer these questions, keep in mind that cost includes many factors such as money, time, effort, and sacrifices. Also remember that both costs and benefits are subjective, so a cost to you might actually be a benefit to someone else and vice versa. (30 points total) 1. Completing these questions instead of doing something else Costs: Benefits: 2. Getting a job after high school instead of going to college Costs: Benefits: 3. Going straight from high school into college Costs: Benefits: 1 of 2 6/9/15, 8:17 AM
5 4. Taking a year off after graduating high school Costs: Benefits: 5. Going to a less expensive public school and getting a full-time job to pay for tuition as you go Costs: Benefits: 6. Getting student loans in order to pay for a more expensive private college and not working while you go to school Costs: Benefits: Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, reuse, or redistribution is prohibited. Apex Learning and the Apex Learning Logo are registered trademarks of Apex Learning Inc. 2 of 2 6/9/15, 8:17 AM
6 2.1.3 Practice: Playing Your Part Practice Assignment Answer the following questions based on what you have learned about the roles of consumers and producers. 1. Explain why the role of a consumer is important in an economic system, and give two examples of someone playing the role of consumer. (10 points) Explanation: Example: Example: 2. Describe the role played by the producers in an economic system, and give two examples of someone being a producer. (10 points) Description: Example: Example: 1 of 2 6/9/15, 8:24 AM
7 3. Explain how the government is both a consumer and a producer and give one example of the government playing each role. (10 points) Government is a consumer because: Example: Government is a producer because: Example: Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, reuse, or redistribution is prohibited. Apex Learning and the Apex Learning Logo are registered trademarks of Apex Learning Inc. 2 of 2 6/9/15, 8:24 AM
8 3.2.4 Practice: You Do the Math Practice Assignment The table below shows the annual income and hourly wage associated with two benchmark income levels. Use this information to help you answer the question below. Hourly Wage Annual Income 2012 U.S. federal poverty line for a family of four $11.78 $23, U.S. median household income $25.69 $51,371 Data sources: U.S. Department of Health and Human Services and the U.S. Census Bureau For each of the professions in the left column, calculate the annual pay based on full-time, year-round employment consisting of 2,000 hours a year (40 hours per week for 50 weeks per year). Record your calculations under "Annual income" in the table. Then, find the difference between each annual wage figure and a) the poverty threshold and b) the median household income. If the difference is a negative number, record it as such. (30 points) Hourly wage Annual income Difference between annual wage and federal poverty line Difference between annual wage and median household income Federal minimum wage California's minimum wage Marketing managers $7.25 $8.00 $55.65 Police officers $27.40 Child-care workers $9.38 Data source: U.S. Bureau of Labor Statistics Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, 1 of 2 6/9/15, 8:26 AM
9 4.1.5 Practice: Creating and Destroying Money Practice Assignment Describe the effect each action below will have on the money supply and explain your reasoning. (6 points each) 1. The Fed raises the discount rate from 5 percent to 10 percent. 2. The required reserve ratio is lowered from 20 percent to 10 percent. 3. The Fed sells $5 billion worth of Treasury bonds on the open market. 1 of 2 6/9/15, 8:29 AM
10 4. The Fed buys $5 billion worth of Treasury bonds on the open market. 5. Banks decide to keep more of their assets as reserves in order to avoid risking a shortage of the required reserve. Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, reuse, or redistribution is prohibited. Apex Learning and the Apex Learning Logo are registered trademarks of Apex Learning Inc. 2 of 2 6/9/15, 8:29 AM
11 4.4.3 Practice: The Loan Ranger Practice Assignment Answer the following questions about different loan scenarios faced by businesses. Use the online loan calculator located at to help you do your calculations. 1. The owners of a successful restaurant want a loan for $50,000 to renovate the kitchen and expand the dining room. They expect that the extra tables will add between $2,000 and $5,000 to the restaurant s monthly revenue. The bank is willing to let the business have an intermediate-term loan of $50,000 for five years at an interest rate of 6.5 percent. Calculate the monthly payment and explain whether taking this loan is a smart business decision. (10 points) 2. A landlord wants to acquire an additional apartment building for $250,000. The new building contains eight apartment units, which will each rent for $500 per month. The bank is willing to loan the landlord the money for a long-term, 30-year loan at a 5.5 percent interest rate. Calculate the monthly payment and explain whether taking this loan for the new building is a smart business decision. (10 points) 3. An online store that has been successfully growing on its initial angel investment and revenue wants to invest $5 million to expand the business. The bank is willing to lend the business this money at a 10 percent interest rate over an eight-year term. Calculate the monthly payment and explain what the business must be able to do with this money in order for this to be a smart business decision. (10 points) 1 of 2 6/9/15, 8:30 AM
12 5.2.3 Practice: Public or Private? Practice Assignment Consider the following scenarios. Use what you have learned to decide if the goods and services being provided are individual, public, or merit goods. For each case, state what kind of good has been described and explain your answer using the definitions of individual, public, and merit goods. (6 points each) 1. From your window, you can see a city block that's on fire. You watch city firefighters rescue people and battle the flames to save the buildings. 2. While visiting relatives, you learn that your cousins attend a nearby elementary school that is supported financially by local property tax revenue. 3. You see a squadron of military jets flying overhead. 1 of 3 6/9/15, 8:33 AM
13 4. You find out that your aunt works for a defense manufacturing company that has several defense contracts with the government. She tells you that she works for a team that is producing a communications satellite. 5. Your class visits a local jail run by a private, profit-making company that detains county criminals and is paid with tax revenue. 2 of 3 6/9/15, 8:33 AM
14 6.1.4 Practice: You Do the Math Practice Assignment Fill out the tables for each scenario and answer the question that follows. Use $7.25 as the minimum wage and remember that employees in the United States must be paid time-and-a-half (1.5 times the normal hourly rate) for each hour worked over 40 hours per week. Scenario 1. A team of three laborers in Mongolia makes rugs by hand for export to the United States. The team makes 12 rugs per year working 14 hours a day, six days a week, 50 weeks a year. Each laborer is paid a wage equivalent of $1.10 per day. The materials for each rug cost $50, and the company that sells the rugs has fixed costs of $10,000 per year for things such as energy, rent, and administrative and shipping costs. Each rug sold for $2000 in the United States. Total Labor Cost Total Materials Cost Fixed Costs Total Revenue Profit (3 points) (1 point) (1 point) (2 points) (3 points) If a team of three workers, each making the U.S. federal minimum wage, produced these 12 rugs, what would the total labor cost be? Don't forget that these workers would be working overtime. (5 points) Scenario 2. A team of five laborers working in a garment factory in Indonesia divides the task of making men's dress shirts for export to the United States. Each laborer works 10 hours a day, six days a week, and is paid the Indonesian minimum wage of $2.50 per day. In one week, the team can make 500 shirts. The company spends $10,000 each week to cover advertising, administration, machinery, transportation, and other expenses. Each shirt sold for $40 in the United States. Total Labor Cost Labor Cost Per Shirt Total Revenue Fixed Costs Total Profit Profit Per Shirt 1 of 2 6/9/15, 8:35 AM
15 $10,000 (2 points) (2 points) (2 points) (2 points) (2 points) How much would it cost to pay five workers at the U.S. federal minimum wage to do the same job in the same amount of time? (5 points) Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, reuse, or redistribution is prohibited. Apex Learning and the Apex Learning Logo are registered trademarks of Apex Learning Inc. 2 of 2 6/9/15, 8:35 AM
16 7.1.4 Practice: Take It or Leave It Practice Assignment 1. Consider the two jobs described below and answer the questions in the table to help you compare and contrast their pros and cons. (20 points) Job A. This job involves writing advertisements and creating art to go along with the text. It pays well, though advancing in this field takes many years. The employer tells you that you are likely to work a lot of overtime hours. The office is located far across town, involving a long bus ride or drive. The people at the office seem very nice. The work atmosphere is formal, as is the dress code. Job B. This job involves filling out and filing paperwork. The entry-level pay is low, but there are many opportunities within the company. The employer tells you that the company prefers to "promote from within," or fill vacant jobs by promoting people who already work at the company. The building is a short bus ride, bike ride, or walk from where you live. The people at the office are friendly and helpful, and the whole office has a casual atmosphere. Job A Job B What are the benefits? What are the monetary costs? What are the nonmonetary costs? 1 of 2 6/9/15, 8:37 AM
17 What are the opportunity costs? Do the benefits outweigh the costs? 2. Which of these two jobs would you take if they were your only two offers? Explain your reasoning. (10 points) Copyright 2014 Apex Learning Inc. Use of this material is subject to Apex Learning's Terms of Use. Any unauthorized copying, reuse, or redistribution is prohibited. Apex Learning and the Apex Learning Logo are registered trademarks of Apex Learning Inc. 2 of 2 6/9/15, 8:37 AM
18 7.3.3 Practice: You Do the Math Practice Assignment 1. Figure out the costs of buying the two cars listed below by filling in the blanks in the table. You can pay a 10 percent down payment, and your credit history is good enough to get a five-year loan with an interest rate of 5 percent. To determine the monthly payment and interest paid, use an online loan calculator - for example: Put in the amount to borrow, 5 percent interest rate and 5 years. (24 points) New Honda CR-V Used Ford Taurus Price $22,000 $9,500 Sales tax $1,980 $855 Total cost Down payment Amount to borrow Monthly payment Total amount of payments Total interest paid 2. If you were going to buy one of these two cars tomorrow, which car would you choose? Explain your choice. (6 points) 1 of 2 6/9/15, 8:39 AM
1.11.2 Project: Performance Task: A Trade Show Booth Algebra I Common Core Prescriptive (S2587515) Points possible: 120
1.11.2 Project: Performance Task: A Trade Show Booth Algebra I Common Core Prescriptive (S2587515) Points possible: 120 Project Name: Date: The Scenario: Your manager has asked you to help plan your company
More informationSM1-1: SMART Goals for a School Organization/Event
SM1-1: SMART Goals for a School Organization/Event Purpose: Practice what you have learned about goals to create financial SMART goals for a school organization or school event. Directions: Describe SMART
More informationCollege Loan Debt: Is It Worth It?
College Loan Debt: Is It Worth It? Lesson Overview In this lesson, students compare the benefits of a college education (which is primarily increased earning capacity) with the costs of borrowing to pay
More informationUnit 4: Taxes. Read this unit including websites. You may want to take your own notes.
Taxes Read Chapter 4 in the text. Read Chapter 7 of The Financial Checkup. Read this unit including websites. You may want to take your own notes. Are taxes your favorite topic? They are not the favorite
More informationGovernment mortgage rescue scheme What will it mean for me and my family?
Government mortgage rescue scheme What will it mean for me and my family? What is mortgage rescue? Mortgage rescue is help that the Government is offering if: you are struggling to keep up with your mortgage
More informationLesson Plan. Overview: Economic Concepts Covered in the Lesson Plan: Learning Objectives: Estimated Time Required: Materials needed:
Lesson Plan What is the importance of developing job skills? Overview: This lesson introduces students to the connection between education attainment and earning potential. Students will participate in
More informationHousing Affordability Analysis in Support of a Development Impact Fee Study. Town of Fort Mill, South Carolina
Housing Affordability Analysis in Support of a Development Impact Fee Study Town of Fort Mill, South Carolina Final Document February 23, 2015 The South Carolina Development Impact Fee Act (Code of Laws
More informationIncisive Business Guide to Factoring
Incisive Guide to Factoring Factoring Guide Summary This guide from Incisive outlines the features and benefits for your business from using factoring and invoice discounting services. Factoring is commonly
More informationMutual Funds 101. What is a Mutual Fund?
Mutual Funds 101 So you re looking to get into the investment game? Great! Mutual funds are a good investment option. But before you invest, make sure to do your research! You would never go to a car dealership,
More informationLesson 10 - The Circular Flow of Economic Activity
Lesson 0 - The Circular Flow of Economic Activity INTRODUCTION Economics The circular flow of economic activity is a simplified macroeconomic model of the basic economic relationships in a market economy.
More informationlesson thirteen in trouble overheads
lesson thirteen in trouble overheads why consumers don t pay loss of income (48%) Unemployment (24%) Illness (16%) Other (divorce, death) (8%) overextension (25%) Poor money management Emergencies Materialism
More informationGovernment mortgage rescue scheme What will it mean for me and my family?
Government mortgage rescue scheme What will it mean for me and my family? What is mortgage rescue? Mortgage rescue is help that the Government is offering if: you are struggling to keep up with your mortgage
More informationJUST BEGINNING. Your financial life is. I m Buying a Car!
Your financial life is JUST BEGINNING. The decisions you make now will put a steering wheel and a credit card in your hands. But they will also affect your financial future. Your choices may even prevent
More informationHow to Analyze Profitability
How to Analyze Profitability Peoples Bank Business Resource Center Business Builder 7 peoplesbancorp.com 800.374.6123 Table of Contents What to Expect... 4 What You Should Know Before Getting Started...
More informationLife After Bankruptcy. By Jason Amerine
Life After Bankruptcy By Jason Amerine Bankruptcy: A Fresh Start for You Every day I have clients ask me about what life might be like after bankruptcy, and perhaps you re feeling that way, too. Sure,
More informationhttp://angel.bfwpub.com/section/content/default.asp?wci=pgt...
Hmwk 14 1. Let's find out what counts as money. In this chapter, we used a typical definition of money: A widely accepted means of payment. Under this definition, which people are using money in the following
More informationWEST VIRGINIA DEPARTMENT OF HEALTH AND HUMAN RESOURCES WV WORKS INITIAL SELF-SUFFICIENCY APPRAISAL PERSONAL DATA. Directions to Home: Home
WEST VIRGINIA DEPARTMENT OF HEALTH AND HUMAN RESOURCES WV WORKS INITIAL SELF-SUFFICIENCY APPRAISAL PERSONAL DATA Name: Address: Directions to Home: Phone: Message Phone: Date SSN Home YOUR WORK EXPERIENCE
More informationFinancial Planning. Presented by Emma's Garden
+ Financial Planning Presented by Emma's Garden Financial Planning A comprehensive financial plan helps you to forecast and set your financial goals and milestones. Your financial forecasts are an essential
More informationEnglish as a Second Language Podcast www.eslpod.com. ESL Podcast 216 Outsourcing Operations
GLOSSARY overhead the money a company spends to run its business * Moving to a bigger office building will mean an increase in the company s overhead for upcoming years. to outsource to have company business
More informationLesson 3 Save and Invest: The Power of Interest
Lesson 3 Save and Invest: The Power of Interest Lesson Description This lesson defines the concept of interest as the fee for the use of money over time. Students differentiate between simple and compound
More informationThe Help to Buy Equity Loan Scheme What you need to know before you go ahead
Page 1 of 6 The Help to Buy Equity Loan Scheme What you need to know before you go ahead What is the Help to Buy Equity Loan scheme? The Help to Buy Equity Loan scheme is a Government backed programme
More informationWhat three main functions do they have? Reducing transaction costs, reducing financial risk, providing liquidity
Unit 4 Test Review KEY Savings, Investment and the Financial System 1. What is a financial intermediary? Explain how each of the following fulfills that role: Financial Intermediary: Transforms funds into
More informationLESSON SUMMARY. Mathematics for Buying, Selling, Borrowing and Investing
LESSON SUMMARY CXC CSEC MATHEMATICS UNIT Four: Consumer Arithmetic Lesson 5 Mathematics for Buying, Selling, Borrowing and Investing Textbook: Mathematics, A Complete Course by Raymond Toolsie, Volume
More informationLESSON 10 CONSUMER CREDIT: BUY NOW, PAY LATER, AND MORE
LESSON 10 CONSUMER CREDIT: BUY NOW, PAY LATER, AND MORE INTRODUCTION The word credit comes from the Latin word creditus meaning entrusted. Credit means that someone will lend you money and give you time
More informationBIZ KID$ Program 115: Credit (The Good, the Bad, and the Ugly)
BIZ KID$ Program 115: (The Good, the Bad, and the Ugly) Introduction Explain that Biz Kid$ is a program to help people become financially educated, learn work-readiness skills, and to even become entrepreneurs
More informationMULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers the question.
Exam Name MULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers the question. 1) The government agency that oversees the banking system and is responsible for the conduct
More informationThe eviction process. The eviction process. Non-payment of rent
The eviction process The eviction process is the only legal means by which a landlord can get a tenant to leave their home. Landlords usually file eviction actions because of a violation of the lease terms,
More informationpayment protection insurance: consumer questionnaire
our ref: payment protection insurance: consumer questionnaire WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for consumers to bring a complaint about the sale of payment protection insurance (PPI).
More informationReference: Gregory Mankiw s Principles of Macroeconomics, 2 nd edition, Chapter 15. The Banking System and the Money Supply
Macroeconomics Topic 6: Explain how the Federal Reserve and the banking system create money (i.e., the supply of money) Explain the factors that affect the demand for money. Reference: Gregory Mankiw s
More informationHOW MUCH HOUSE CAN YOU AFFORD?: STUDENT HANDOUT
INDIVIDUAL BORROWING LESSON: HOW MUCH HOUSE CAN YOU AFFORD?: STUDENT HANDOUT Congratulations! You were able to save and invest more than 10 percent of your budget over a few years, and you now have $10,000
More informationGuide to Financial Ratios Analysis A Step by Step Guide to Balance Sheet and Profit and Loss Statement Analysis
Guide to Financial Ratios Analysis A Step by Step Guide to Balance Sheet and Profit and Loss Statement Analysis By BizMove Management Training Institute Other free books by BizMove that may interest you:
More informationOnline LEI Lesson 4. Lesson 4 Why Do People Go to School? LEARNING, EARNING
Online LEI Lesson 4 Lesson 4 Why Do People Go to School? On l i n e L E I 39 4 Why Do People Go to School? LESS 4 WHY DO PEOPLE GO TO SCHOOL? Lesson Description The students look at a simple chart relating
More informationConsumer Math Notes 9.1-2. Purchasing a New Vehicle/ Dealer s Cost. A vehicle s shows all charges for the vehicle.
Consumer Math Notes 9.1-2 Name Hour Purchasing a New Vehicle/ Dealer s Cost A vehicle s shows all charges for the vehicle. = the price of he vehicle s engine, chassis and any other standard equipment for
More informationMoney Management Test - MoneyPower
Money Management Test - MoneyPower Multiple Choice Identify the choice that best completes the statement or answers the question. 1. A person s debt ratio shows the relationship between debt and net worth.
More informationEcon 202 Section 2 Midterm 2
Douglas, Fall 2009 November 3, 2009 A: Special Code 0000 PLEDGE: I have neither given nor received unauthorized help on this exam. SIGNED: PRINT NAME: Econ 202 Section 2 Midterm 2 1. The sale of stocks
More informationUnit 2 Saving Money. Picture Story Literacy Level Overhead 1-A page 1. Talk about this picture.
Unit 2 Saving Money Literacy Level Materials The Car Accident Lesson 1: Saving Money Picture Story Literacy Level Overhead 1-A page 1 Talk about this picture. Where are they? What s the matter? Can they
More informationCHECKING ACCOUNTS AND ALTERNATIVE BANKING METHODS
Grades 2-3 Lesson 3 CHECKING ACCOUNTS AND ALTERNATIVE BANKING METHODS Key concepts: Types of payment, checking accounts, interest, ATM transactions, credit cards, purposes of saving Summary: This lesson
More informationEconomic Systems. 1. MARKET ECONOMY in comparison to 2. PLANNED ECONOMY
Economic Systems The way a country s resources are owned and the way that country takes decisions as to what to produce, how much to produce and how to distribute what has been produced determine the type
More informationOnline LEI Lesson 2. Lesson 2 Savings Accounts and U.S. Savings Bonds LEARNING, EARNING
Online LEI Lesson 2 Lesson 2 Savings Accounts and U.S. Savings Bonds On l i n e L E I 17 2 Savings Accounts and U.S. Savings Bonds LESS 2 SAVINGS ACCOUNTS U. S. SAVINGS BDS Time Required Lesson Description
More informationBanking Test - MoneyPower
Banking Test - MoneyPower Multiple Choice Identify the choice that best completes the statement or answers the question. 1. If a person makes a deposit of $10,000 or more into a bank account, the bank
More informationDepression Game. Created by Rebecca Benedix
Depression Game Story Role: Depression Game Created by Rebecca Benedix You are the person whose role you played in the game. Audience: You are writing this for future generations. Format: You will be writing
More information> Tuition Assistance Tuition reimbursement from employer. > Grants* Awarded based on financial need Typically funded by federal or state government
An education is one of the most important investments you will make, and it can change your entire future. Redstone student finance specialists are here to assist you every step of the way. Money you do
More information... Understanding the Need for Education and Career Planning. Copyright 2013 XAP Corporation, All Rights Reserved.
... Understanding the Need for Education and Career Planning Understanding the Need for Education and Career Planning Topics The Reason for Career Exploration & Planning Education Can Be the Key to Money
More informationMoney Borrowing money
Money Borrowing money Aims: To enable young people to explore ways of borrowing money and the advantages and possible consequences of doing so. Learning Outcomes: By the end of the session the participants
More informationHow to Manage Your Finances: The University Years
Benchmarks: -Calculate and solve problems using percent, including percent increase and decrease, interest, and tax. -Use a variety of methods, such as words, numbers, symbols, charts, graphs, tables,
More informationfor Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook
for Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook Welcome! This workshop is about credit. Credit is buying something now, but paying for it later. Credit can be useful
More informationBEAN BUDGET: A budgeting exercise
BEAN BUDGET: A budgeting exercise Objective: Help students think about how to make budgeting choices and how to determine spending priorities. Time: 0 minutes Materials: Bean Budget Handout (2-page) Cut
More informationQuestions & Answers About Buying A New Home
Kim O Leary Prudential RealtyCenter.com 7522 E Brainerd Road Chattanooga, TN 37419 Questions & Answers About Buying A New Home Dear Future Homeowner: A home is a financial asset and more: it's a place
More informationWhat is Credit? What Different Types of Credit Are Available?
Credit and Debt What is Credit? Credit is a contract between a lender, such as a bank, a credit card company, or a store, and an individual or company. The lender provides the money or access to money,
More informationCredit Card Rewards METHODOLOGY
METHODOLOGY Credit Card Rewards What are the CANSTAR Rewards Star Ratings? CANSTAR Rewards Star Ratings are a consumer-friendly benchmark or value index. CANSTAR star-rated products represent a shortlist
More informationFoundation Communities Financial Coaching Guide for Homebuyers
Foundation Communities Financial Coaching Guide for Homebuyers Do you want to know if you are ready to buy a home? The following guide will help you determine whether homeownership is right around the
More informationAcademy of Finance I G/T
Academy of Finance I (2 credits) Unit I: Financial Planning (40 days) Academy of Finance I G/T Overview This unit provides students with an overview of the job of a financial planner. Students look at
More informationWHAT BANKRUPTCY CAN T DO
A decision to file for bankruptcy should only be made after determining that bankruptcy is the best way to deal with your financial problems. This brochure cannot explain every aspect of the bankruptcy
More informationEnglish as a Second Language Podcast www.eslpod.com. ESL Podcast 307 Cable and Satellite TV
GLOSSARY cable TV cable television; television services that are delivered through long wires that are underground or high in the air * With cable TV you can see hundreds of channels from all around the
More informationPay Inequity: It s Real
Pay Inequity: It s Real The Realities Behind Unequal Pay & Strategies for Achieving Equality Kristen Corey, Program Planner Office on the Status of Women About me The Realities Behind Unequal Pay: A Personal
More informationHow to Use Your Retirement Funds to Finance Your Small Business with No Taxes or Penalties. How To Use Your Retirement Funds to Finance Your Business
How To Use Your Retirement Funds to Finance Your Business By Bill Seagraves, President January 25, 2009 TABLE OF CONTENTS Overview Succeed in Business and Retire Wealthy: It s All About Cash Flow The Rich
More informationhow much would you spend? answer key
scenario 1 Manuel wants to buy a car. But before he goes shopping, he wants to know exactly how much he can afford to spend each month on owning, operating, and maintaining a car. Manuel s net monthly
More informationFP1. HiSET TM Social Studies Practice Test
FP1 HiSET TM Social Studies Practice Test Copyright 2013 Educational Testing Service. All rights reserved. E T S and the E T S logo are registered trademarks of Educational Testing Service (E T S) in the
More informationCollege: A Necessity Priced as a Luxury
College: A Necessity Priced as a Luxury Six Facts on College and the Middle Class May 2014 A Middle Class Job Does Not Get a Middle Class Life v Today, a middle class job increasingly does not support
More informationOverview. Develop a plan Understand financial aid Be a responsible borrower Take charge of credit cards Understand your credit Prevent identity theft
Lisa Croat and Andrea Clark Lunch provided by the Higher One Financial Literacy Counts Grant Overview Develop a plan Understand financial aid Be a responsible borrower Take charge of credit cards Understand
More informationBUSINESS BUILDER 7 HOW TO ANALYZE PROFITABILITY
BUSINESS BUILDER 7 HOW TO ANALYZE PROFITABILITY zions business resource center 2 how to analyze profitability Although pride of ownership and career satisfaction are healthy goals, generating profit is
More informationCar Title Loans. What is a car title loan? How does a car title loan work?
Car Title Loans What is a car title loan? When you take out a car title loan, you are borrowing money and giving the lender the title to your car as collateral. This means that the lender can repossess
More informationThe Banking System and the Money Supply. 2003 South-Western/Thomson Learning
The Banking System and the Money Supply 2003 South-Western/Thomson Learning What Counts as Money MONEY Anything that is widely accepted as a means of payment What Counts as Money MONEY Anything that is
More informationBudgeting Made Easy Simple Step-by-Step Instructions to Help You Build an Accurate Household Budget
Budgeting Made Easy Simple Step-by-Step Instructions to Help You Build an Accurate Household Budget Why Budget? Staying in control of your finances is tough, but it s even harder when you try to keep everything
More informationCC.2.1.HS.F.5 -- Essential Choose a level of accuracy appropriate to limitations on measurement when reporting quantities. 1 -- Essential. them.
Topic: 04-Business Expense Management Know: Understand: Do: CC.2.1.HS.F.5 -- Essential Choose a level of accuracy appropriate to limitations on measurement when reporting quantities. CC.2.2.HS.D.8 -- Essential
More informationOnline Accounting Software FUNDING OPTIONS GUIDE
Online Accounting Software FUNDING OPTIONS GUIDE Why you need to think about funding Every business needs money. Starting a business presents new challenges, many of which will require some financial outlay.
More informationEVENT GUIDE. Oxfordshire s biggest affordable homes show. Help to Buy South. The Kassam Stadium, Autumn 2014 SHARED OWNERSHIP HELP TO BUY RENT TO BUY
Oxfordshire s biggest affordable homes show SHARED OWNERSHIP HELP TO BUY RENT TO BUY Help to Buy South The Kassam Stadium, Autumn 2014 EVENT GUIDE Find out about homes and schemes available, including
More informationCONSUMER S GUIDE TO AUTO INSURANCE
CONSUMER S GUIDE TO AUTO INSURANCE The Colorado Division of Insurance prepares this booklet to assist you in shopping for auto insurance and to help you understand your Personal Auto Policy. When shopping
More informationA Guide to Student Loan Consolidation
A Guide to Student Loan Consolidation Introduction If you are reading this, you probably have student loan repayment fast approaching. Fortunately, you have options for repaying your student loans. One
More informationCambridge International Examinations Cambridge International General Certificate of Secondary Education MAXIMUM MARK: 80
Cambridge International Examinations Cambridge International General Certificate of Secondary Education BUSINESS STUDIES 0450/01 Paper 1 For Examination from 2015 SPECIMEN MARK SCHEME MAXIMUM MARK: 80
More informationBankFirst Mortgage Services
BankFirst Mortgage Services Thank you for taking the time to educate yourself on your new mortgage loan. We understand that it is a difficult process for new home buyers. We ll be happy to answer any question
More informationAn introduction to insurance cover for businesses
An introduction to insurance cover for businesses All businesses need to be insured against potential risks such as contractual disputes, accidental damage, fire, flood or theft and claims for negligence.
More informationFinancial. Management FOR A SMALL BUSINESS
Financial Management FOR A SMALL BUSINESS Welcome 1. Agenda 2. Ground Rules 3. Introductions FINANCIAL MANAGEMENT 2 Objectives Explain the concept of financial management and its importance to a small
More informationFORECLOSURE. I don t think I can make my mortgage payments but I don t want to go through a foreclosure. What are some of my options?
FORECLOSURE When you borrow money to buy a house or land, the creditor usually takes a security interest in the property you buy. This means that if you don t pay, the creditor can foreclose upon (or take
More informationRepossession Advice Line: 0844 8842721 REPOSSESSION GUIDE. Property Solutions Tel: 0844 884 2721 Email:info@sellyourhomequickly.co.
REPOSSESSION GUIDE Property Solutions Tel: 0844 884 2721 Email:info@sellyourhomequickly.co.uk 1 Disclaimer This Repossession Guide is copyrighted by Property Solutions. The contents of this report may
More informationWHAT S INSIDE. Financial Planning. Starting out. Young families. Established families. Empty nesters. Retirement Getting the best advice
FINANCIAL PLANNING If you re looking for advice on financial planning, this guide explains some of the things you may need to consider. We hope you find this guide and the important pointers to each life
More informationDealing with debt Top Tips
Dealing with debt Top Tips Don t ignore the problem it won t go away. The longer you leave it, the worse it will get. Get advice from the Student Advice Centre, Citizens Advice Bureau or other independent
More informationStudent debt advice guide
Student debt advice guide Free, Impartial Debt Advice Introduction As a student, you might be worried about how you re going to manage your finances. This guide will help you understand your options and
More informationChapter Three: Income and Careers
Chapter Three: Income and Careers Chapter Learning Objectives 1. Recognize how personal choices, education, training, and other factors affect future income. 2. Identify sources of income including entrepreneurial
More information1Planning Your Financial Future: It Begins Here
This sample chapter is for review purposes only. Copyright The Goodheart-Willcox Co., Inc. All rights reserved. 1Planning Your Financial Future: It Begins Here Terms Financial plan Financial goals Needs
More information33 DISCOUNTED PRESENT VALUE
33 DISCOUNTED PRESENT VALUE Purpose: To illustrate the idea of discounted present value with computations of the value of payments to be received in the future at different rates of interest. To use discounted
More informationStudent Activities. Lesson Five. Credit Cards 04/09
Student Activities $ Lesson Five Credit Cards 04/09 shopping for credit Credit card costs and features can vary greatly. This exercise will give you a chance to shop for and compare the costs and features
More informationWhat is a business plan?
What is a business plan? A business plan is the presentation of an idea for a new business. When a person (or group) is planning to open a business, there is a great deal of research that must be done
More informationIn 1992, the US Congress authorized the Moving to Opportunity (MTO) housing voucher
A Driving Factor in Moving to Opportunity EVELYN BLUMENBERG AND GREGORY PIERCE In 1992, the US Congress authorized the Moving to Opportunity (MTO) housing voucher program to operate in five large metropolitan
More informationGrades 9 12: Standard 1: Earning Income Benchmark Code Benchmark FoolProof Module/Activity. Benchmark Code Benchmark FoolProof Module/Activity
FL-V3-050316 PROPOSED NEXT GENERATION SUNSHINE STATE STANDARDS FOR SOCIAL STUDIES FINANCIAL LITERACY STRAND Grades 9 12: Standard 1: Earning Income SS.912.FL.1.1 Discuss that people choose jobs or careers
More informationMortgages and other money matters
Mortgages and other money matters 2 Buying a Home What about the money? The first thing most people think about when they want to buy a home is how much will it cost and where will I find the money for
More informationHomework 5: The Monetary System and Inflation
Homework 5: The Monetary System and Inflation Solutions 1. Be sure to read your copy of the Wall Street Journal every weekday, looking especially for items related to the material in this course. Find
More informationREAL ESTATE REPORT 3RD QUARTER 2015 SOURCES: BUFFINI & COMPANY,
REAL ESTATE REPORT 3RD QUARTER 2015 SOURCES: BUFFINI & COMPANY, INDUSTRY FACTS MEDIAN DAYS ON THE MARKET: 39 Days in April 2015 vs. Home sales in April reached a seasonally adjusted rate of 5.04 million,
More informationLesson Plan: Renter Insurance
Lesson Plan: Renter Insurance This lesson plan is the collaborative effort of Janet Duncan, John Korte and Gloria Stegemann, of the Missouri Department of Insurance. For more information on the Insurance
More informationSingle Family Housing
Section 502/523/504 Programs Home Ownership Programs Section 502 Direct 100% Section 502 Guaranteed 100% Section 523 Self Help Program Home Repair Programs Section 504 Loan/Grant Program Section 502 Direct
More information# 1603 \March/April TO SELL OR NOT TO SELL?
John Schaub s Strategies and Solutions Celebrating 39 years of providing quality information to investors in single family homes and notes Written for students of Building Wealth One House at a Time Go
More informationWant. to make. your. home. your. own? Find out if this could be the right time to consider buying. Your Right to Buy
Council or Housing Association tenants Want Your Right to Buy to make your home your own? Find out if this could be the right time to consider buying 1 Contents Why you might like to buy Why you might
More informationUsing Credit to Your Advantage.
Using Credit to Your Advantage. Topic Overview. The Using Credit To Your Advantage topic will provide participants with all the basic information they need to understand credit what it is and how to make
More informationDescribe the functions of the Federal Reserve System (the Fed).
The Monetary System Chapter CHAPTER CHECKLIST Define money and describe its functions. Money is any commodity or token that is generally accepted as a means of payment. Money serves as a medium of exchange,
More informationPartnering with you to buy your home or investment property. Buying an Investment property
Partnering with you to buy your home or investment property Buying an Investment property Buying an investment property Investment property expenses To run a successful rental property you ll need a detailed
More informationFirst Timer s Guide PREParing First Time Homebuyers
First Timer s Guide PREParing First Time Homebuyers SO MANY QUESTIONS Maybe you live in the best apartment with a great landlord and don t want to change a thing. Or maybe you ve looked at the rent going
More information18. Interest on savings is calculated by multiplying the money amount times the opportunity cost times the annual interest rate. True False 19.
1 Student: 1. Financial planning has specific techniques that will be effective for every individual and household. 2. Personal financial planning is the process of managing one's money to achieve personal
More information