Minimum Levels of Required GL Insurance Requirement for Construction and Building Related Services (Not New Construction)

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2 Risk Management & Treasury Phone North Broad Street Fax Carnell Hall, 6 th Fl. Suite 600 web Philadelphia, PA Liability Insurance Limits and Verification of Insurance Requirements All Contractors and Vendors are required to provide evidence of required insurance coverage before commencing work on behalf of the University. Any questions regarding these insurance requirements should be directed to the Office of Risk Management (215) *The University reserves the right to require higher limits from a vendor for a particular project or event due to the nature of the event/project, venue or anticipated number of attendees. Note: Any projects in excess of $10M, please contact Risk Management Insurance office. Minimum Levels of Required GL Insurance Requirement for Construction and Building Related Services (Not New Construction) 1M per occurrence/aggregate $2M per occurrence/aggregate $7M per occurrence/aggregate Professional Liability $1M Flooring Electrician Boilers/Steam Generators (or State Mandate) Floor Refinisher Bleachers Hazardous Waste Transporter/Handler Cleaner HVAC Asbestos Abatement Designers Carpeting Exterior Contractor Elevator Work Architects & Engineers Signs Window Washers Roofing, Scaffolding, Façade Work Painting Underground Work Trenching/Evacuation Concrete Power Lines Exterminator *Coverages may be provided in any combination of Primary and Excess/Umbrella limits totaling required amount 1

3 Types of Insurance Required (i) General Liability (GL) required by all Comprehensive General Liability, including: Contractual; Premises Operations; Products and Completed Operations; Independent Contractor/ Vendors and Personal Injury; Bodily Injury & Property Damage Each Occurrence/Aggregate per specified minimum limits (ii) Workers Compensation (WC)(when required) Employers Liability (EL) Statutory limits for WC/ $1,000,000 EL (WC and EL are not required if the vendor is a solo independent contractor) (iii) Automobile Liability (when required) Bodily Injury & Property Damage $1,000,000 (Automobile Liability Insurance is required when use of a vehicle is integral to the Performance of the contract or project) Certificate of Insurance Requirements A Certificate of Insurance is required to demonstrate compliance with the above noted insurance requirements. The Certificate of Insurance must: - Name Temple University Of The Commonwealth System Of Higher Education, Its Trustees, Officers, Employees and Agents as an Additional Insured under the Vendor s General Liability policy. - Demonstrate that insurance policies are underwritten by a carrier rated at least A in Best Key Rating Guide. - Contain a provision that a thirty (30) day prior written notice of cancellation shall be sent to the University. - This Insurance is primary as to any other valid and collectible insurance in force. Forward Certificates of Insurance to: Temple University, Office of Risk Management Insurance & Treasury, 1803 North Broad Street, 6 th Floor Carnell Hall, Philadelphia, PA Fax Electronic versions may be sent to InsCert@temple.edu 2

4 Risk Management & Treasury Phone North Broad Street Fax Carnell Hall, 6 th Fl. Suite 600 web Philadelphia, PA Liability Insurance Limits and Verification of Insurance Requirements All Contractors and Vendors are required to provide evidence of required insurance coverage before commencing work on behalf of the University. Any questions regarding these insurance requirements should be directed to the Office of Risk Management (215) The University reserves the right to require higher limits* from a vendor for a particular project or event due to the nature of the event/project, venue or anticipated number of attendees. Any projects in excess of $10 Million please contact the RMI Office. Note: Verification of insurance is not required for educational speakers/instructors for academic presentations. Minimum Levels of Required General Liability (GL) Limits for Different Types of Vendors $1M per occurrence/aggregate $2M per occurrence/aggregate *$7M per occurrence/aggregate Consultant (General Management Repair /Maintenance/Onsite Installation Work Hazardous Waste Transporter/Handler Software) Inflatable Attraction & Amusement Rental Charter/School Bus Company Actor/Artist/Musician (i.e. carnival attractions, bounce house) Airplane Charter Caterer/Food Service Provider Outdoor Concerts (single event) Industrial Food Service Vendor Limo/Car with Driver Photographer/ Videographer Work that requires lifts/ladders/roof access Independent Consultant/Coach * Coverage may be provided in any combination of primary and excess/umbrella limits

5 Minimum Levels of GL Insurance Required for Use of Athletic Facilities or Athletics-Related Activities $1M per occurrence/aggregate $2M per occurrence/aggregate $7M per occurrence/aggregate Independent Consultant Coach Tournaments, Practices, Competitions Athletic Demonstrations, Sports Camps Professional Liability - $1 Million per Occurrence or Statutory Limits Professional Health Service Provider Architects/Engineers Design Professionals Attorneys *Any profession where professional liability is mandated Types of Insurance Required (i) General Liability (GL) required by all Comprehensive General Liability, including: Contractual; Premises Operations; Products and Completed Operations; Independent Contractor/ Vendors and Personal Injury; Bodily Injury & Property Damage Each Occurrence Aggregate per specified minimum limits per specified minimum limits (ii) Workers Compensation (WC)(when required) Employers Liability (EL) Statutory limits for WC/ $1,000,000 EL (WC and EL are not required if the vendor is a solo independent contractor)

6 (iii) Professional Liability (when required) Each Claim & Aggregate $1,000,000 Or state mandated limit (iv) Automobile Liability (when required) Bodily Injury & Property Damage $1,000,000 (Automobile Liability Insurance is required when use of a vehicle is integral to the Performance of the contract or project) Certificate of Insurance Requirements A Certificate of Insurance is required to demonstrate compliance with the above noted insurance requirements. The Certificate of Insurance must: - Name Temple University Of The Commonwealth System Of Higher Education, Its Trustees, Officers, Employees and Agents as an Additional Insured under the Vendor s General Liability policy. - Demonstrate that insurance policies are underwritten by a carrier rated at least A in Best Key Rating Guide. - Contain a provision that a thirty (30) day prior written notice of cancellation shall be sent to the University. - This Insurance is primary as to any other valid and collectible insurance in force. For any athletic or sporting event, the following language is also required: - This Insurance does not exclude coverage for bodily injury to any person while observing, practicing, or participating in any sports or athletic contest or exhibition sponsored by the Name Insured. For events involving minor participants: - This insurance does not exclude coverage for sexual assault and/or sexual molestation. Forward Certificates of Insurance to: Temple University, Office of Risk Management Insurance & Treasury, 1803 North Broad Street, 6 th Floor Carnell Hall, Philadelphia, PA Fax Electronic versions may be sent to InsCert@temple.edu