ARTICLE 11. INSURANCE AND BONDS

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1 Provide submittals to Architect / Engineer that are required by any governing body or other authorities. Upon receipt of the Contractor s list, the Architect will make an inspection to determine whether the Work or designated portion thereof is substantially complete. Failure to include an item on the final list does not alter the responsibility of the Contractor to complete all Work in accordance with the Contract Documents. Significant amounts of incomplete work found during the inspection shall be grounds for ceasing the inspection. Minor adjustments and corrections to work shall not be considered cause for discontinuing final inspection. When the Architect determines that Work or designated portion thereof is substantially complete, he will prepare a Certificate of Substantial Completion which shall establish the date of Substantial Completion; establish responsibilities of the Owner and Contractor for security, maintenance, heat, utilities, insurance, subsequent damage to the Work. Should all work not be completed at the time substantial completion is set, the Certificate of Substantial Completion shall fix the time within which the Contractor shall finish all items on the list accompanying the Certificate. Warranties required by the Contract Documents shall commence on the date of Substantial Completion of the Work or designated portion thereof unless otherwise provided in the Certificate of Substantial Completion. The Certificate of Substantial Completion shall be submitted to the Owner and Contractor for their written acceptance of responsibilities assigned to them in such Certificate Upon Substantial Completion of the Work or designated portion thereof, receipt of closeout documents called for in Section and upon final application by the Contractor and certification by the Architect, the Owner shall make payment, reflecting adjustment in retainage, if any, for such Work or portion thereof as provided in the Contract Documents. The final application for payment will not be approved for payment by the Architect until the CLOSEOUT documents are provided to the Architect by the Contractor. These documents are to be complete in every respect with no exclusions or exceptions. Closeout documents shall be delivered to the Architect no later than thirty (30) calendar days from Date of Substantial completion. ARTICLE 11. INSURANCE AND BONDS The owner shall be an additional named insured on all required coverage herein. Contractors insurance shall be written by a company(s) licensed to do business in the State of Missouri Delete existing paragraph and insert the following in lieu thereof. Contractor shall at its expense, procure and maintain at a minimum for the duration of the Project and through the one-year correction period after Substantial Completion, except as otherwise set forth herein, the types and amounts of insurance described below or as otherwise required by law on all of its operations, in companies registered to do business in the State of Missouri and having an A.M. Best Rating of A-IX or higher:

2 A. Worker s Compensation and Employers Liability Insurance: Contactor shall carry Workers Compensation Insurance as required by any applicable law or regulation. Employers Liability Insurance shall be in amounts no less than $1,000,000 each accident for bodily injury, $1,000,000 for bodily injury by disease and $1,000,000 each employee for bodily injury by disease. B. Commercial General Liability Insurance: Contractor shall carry Commercial General Liability Insurance written on ISO occurrence form CG (or a substitute form providing equivalent coverage) and shall cover all operations by or on behalf of the Contractor, providing insurance for bodily injury liability and property damage liability for the limits indicated below and for the following coverage: 1. Premises and Operations 2. Products and Completed Operations 3. Contractual Liability insuring the obligations assumed by the Contractor under this Contract. 4. Broad Form Property Damage (including Completed Operations) 5. Explosion, Collapse and Underground Hazards 6. Personal Injury Liability and Advertising Injury Liability Except with respect to bodily injury and property damage included within the products and completed operations hazards, the general aggregate limit shall apply separately to the Contractor s project under this contract. There shall be no endorsement or modification of the policy limiting the scope of coverage for liability arising from pollution. Limit of Liability: The Commercial General Liability policy limits shall not be less than: $1,000,000 Each Occurrence (Combined Single Limit for Bodily Injury And $2,000,000 aggregate $1,000,000 Each Occurrence for damages or destruction of tangible property, Including loss of use resulting therefrom with limits of $2,000,000 Aggregate for Products/Completed Operations $1,000,000 Personal Injury/Advertising Injury $2,000,000 General Aggregate (provide endorsement to apply the General Aggregate per project) C. Additional Insured: The Owner, Architect, and all of their officers, directors and employees, shall be named as Additional Insureds under the Commercial General Liability using ISO Additional Insured Endorsement CG or substitute providing equivalent coverage. This endorsement must be stated on the insurance certificate provided to the Owner and a copy of the endorsement confirming coverage should accompany the insurance certificate. D. Primary Coverage: The Contractor s Commercial General Liability Policy shall apply as primary insurance and any other insurance carried by the Architect or the Owner shall be excess only and will not contribute with Contractor s insurance. This must be stated on

3 the insurance certificate and a copy of the endorsement confirming coverage should accompany the insurance certificate. E. Business Automobile Liability Insurance: The policy should be written on ISO form CA 0001, CA 0005, CA 0002, CA 0020 or a substitute form providing equivalent coverage and shall provide coverage for all owned, hired and non-owned vehicles. The limit of liability should be at least $1,000,000 Combined Single Limit for Bodily Injury and Property Damage each accident. The policy should name the Owner, Architect, and all of their officers, directors, Board Members, employees and agents as Additional Insureds. The policy shall be endorsed to be primary coverage and any other insurance carried by the Owner or Architect shall be excess only and will not contribute with Contractor s insurance. To confirm coverage, a copy of the Additional Insured Endorsement and the Primary Insurance Endorsement should accompany the insurance certificate. F. Umbrella Excess Liability: The Contractor should provide an umbrella excess liability policy that will provide a minimum of $2,000,000 per occurrence/$2,000,000 aggregate over the above listed coverages. This policy should follow-form of the underlying policies and complies with all insurance requirements of those policies. G. Waiver of Subrogation: As specified in Section , the Commercial General Liability and Automobile Liability policies shall each contain a waiver of subrogation in favor of the Owner, Architect, and their officers, directors, Board Members, employees and agents. H. Certificates of Insurance: As evidence of the insurance, limits and endorsements required, a standard ACORD or equivalent Certificate of Insurance executed by a duly authorized representative of each insurer shall be furnished by the Contractor to the Owner and Architect before any Work under the Contract is commenced by the Contractor. Owner shall have the right, but not the obligation, to prohibit contractor or any Subcontractor from entering the Project site until such certificates are received and approved by the Owner. With respect to insurance to be maintained after final payment, an additional certificate(s) evidencing such coverage shall be promptly provided to Owner as a precondition to final payment. The Certificate of Insurance shall provide that there will be no cancellation or reduction of coverage without 30 days prior written notice to the Owner. Failure to maintain the insurance required herein may result in termination of the Contract at Owner s option. In the event the Contractor does not comply with the requirements of this section, the Owner shall have the right, but not the obligation, to provide insurance coverage to protect the Owner and Architect, and charge the Contractor for the cost of that insurance. The required insurance shall be subject to the approval of the Architect, but any acceptance of insurance certificates by the Architect or Owner shall in no way limit or relieve the Contractor of their duties and responsibilities in this Agreement. I. Copies of Policies: Contractor shall furnish two (2) copies of any and all insurance policies required under this Contract within ten (10) days of Owner s written request for said policies

4 J. Subcontractors: Contractor shall cause each subcontractor to purchase and maintain insurance of the types and amounts specified as a minimum. Limits of such coverage may be reduced only upon written agreement of Owner. Contractor shall provide to Owner copies of certificates evidencing coverage for each subcontractor. Subcontractor s commercial general liability and business automobile liability insurance shall name owner and Architect as Additional Insured and have the Waiver of subrogation endorsement added in accord with Section K. Other Insurance: The Owner may require insurance coverage in excess of the types and amounts required in this Exhibit. Contractor shall attempt in good faith to obtain quotes for such additional coverage and provide them to Owner for review. Contractor shall purchase any such additional insurance as may be requested by the Owner in writing. Owner shall pay any additional premium for such additional coverage Delete existing paragraph and insert the following in lieu thereof. These certificates and the insurance policies required by this Paragraph 11.1 shall contain a provision that coverages afforded under the policies will not be canceled or allowed to expire until at least 30 days prior written notice has been given to the Owner. Information concerning reduction of coverage on account of revised limits or claims paid under the General Aggregate, or both, shall be furnished by the Contractor with reasonable promptness in accordance with the Contractor s information and belief Section 11.3 is amended with the following subparagraphs: THE CONTRACTOR SHALL MAINTAIN BUILDERS RISK INSURANCE AND SHALL FILE CERTIFICATES OF INSURANCE WITH THE OWNER AS REQUIRED BY PARAGRAPH 11.1 OF THE GENERAL CONDITIONS. The limits of such insurance shall be not less than the following: 1. Property Insurance (Builder s Risk) required under AIA General Conditions, Paragraph 11.3, shall be purchased and maintained by the Contractor. Furnish Owner with a copy of the policy. Contractor shall notify Owner at least 15 days before policy is terminated Delete this statement in its entirety. Contractor shall be responsible for paying any insurance deductible Failure to file certificates or acceptance by the Owner or Architect of certificates of insurance which do not indicate the specified coverage shall in no way relieve the contractor of his responsibility for maintaining insurance as specified above Delete section and replace with the following: Contractor shall pay premium for and furnish Two (2) copies of a Performance Bond, and a Labor and Material Payment Bond in full amount of the contract sum to cover faithful performance of the contract and payment of all obligations, arising thereunder, within seven calendar days after signing contract. Furnish bonds in accordance with applicable laws of the State of Missouri and with sureties approved by Owner and authorized to transact business in Missouri. Labor and Material

5 Payment Bond coverage for project shall be maintained for a period of not less than one (1) year after substantial completion. A Warranty Bond shall be furnished in full amount of the contract sum to cover faithful performance of the contract and payment of all obligations for an additional year beyond Labor and Material Payment Bond coverage. Add the following paragraphs: Furnish Owner, through the Architect, with two copies each of required bonds Furnish Owner, through the Architect, with two copies of the signed Contractor s and Resident Local Agents Affidavit of Qualification, attached to the end of Section Proposal Procedure The Contractor shall require the attorney-in-fact who executes the required bonds on behalf of the surety to affix thereto a certified and current copy of the power of attorney. ARTICLE 13 MISCELLANEOUS PROVISIONS Add subparagraph Environmental Performance: In order to secure approval to proceed with construction, the Owner is committed to comply with the Environmental Protection Agency rule under Section 203 of title II of the Toxic Substances Control Act (TSCA), 15 U.S.c which requires all local educational agencies to identify asbestos containing materials in their school building. The Contractor shall certify that all materials furnished and installed in this project are asbestos free in conformance to the Environmental Protection Agency requirements Add statement after first sentence: Testing and inspections will be paid by the Owner for the first test. All failed test retesting will be paid by the Contractor unless otherwise provided as stated in individual specification sections. Second sentence - Change the beginning of the statement Unless otherwise provided to read: Unless otherwise provided for in individual specification sections or on drawings, The words and Owner shall be added to Subparagraph The Owner shall have all of the rights, which the Architect would have had under these changed Articles and Subparagraphs. Add the following paragraph: For soils testing and observation, contractor will be required to employ the services of the same geotechnical engineering company as that listed in Section ,

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