Reverse Mortgage Direct Mail Program

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1 Reverse Mortgage Direct Mail Program Seminars and lead generation letters are the most cost-effective tools to get you in front of qualified prospects. We know, we have designed and processed over 85,000 mailings in the last 10 years. Use our proven attention-getting seminar invitations and promotional letters to stand out in the mail clutter. We can target your audience by home ownership, home value, credit score, zip code, age and income. Take advantage of our personalized, predesigned direct mail packages All seminar mailers include mailing list, 4 admission tickets to your event, and an RSVP card. COMPLETE MARKETING SERVICES CONSULTATION, MAILING & FAST-TURNAROUND COPYRIGHT NOTICE All letters, text, package designs and information herein is protected under copyright for DME Holdings, LLC, Response Mail Express, Tampa, Florida Duplication is prohibited. SCROLL DOWN TO SEE THE PACKAGES

2 Seminar and Lead Generation Packages Choose from a variety of high-impact personalized direct mail designs. 3 full-view window, full-color styles Enhanced wedding style with a live stamp Postcards and unique Snap Packs Seminar Invitations Full-view Window Style Use our full-color, highly personalized window style invitations. Create more impact with a full-view window. Targeted mailing list, tickets and RSVP card included. For live RSVP Services, see below. FC001 FC002 FC003 SCROLL DOWN TO SEE THE LETTER TEXT

3 123 Main Street Anytown, USA Dear John, Join Us For Lunch or Dinner Complimentary Tickets Enclosed Special Invitation Inside PRSRT STD U.S. POSTAGE PAID RME, INC Attn: Postmaster Dated Material Deliver by 0/00 John Jones 123 Main Street Anytown, USA Mr. Jones Dear John, You are cordially invited to a FREE LUNCH OR DINNER PRESENTATION. We ve enclosed four (4) complimentary tickets for you and your guests. This event is by invitation only. We are expecting over 100 attendees and seating is limited, so please guarantee your reservations today by calling (800) and giving the RSVP code below. When you purchased your home, you knew it was a good investment. With home values in your area dramatically increasing over the past several years, your home could represent one of the best investment decisions you have ever made. Attend this lunch or dinner presentation and you will learn how to best use the equity in your home through a new HUD/FHA Government Regulated Reverse Mortgage Program. It s very simple to understand now your home can PAY YOU BACK! A reverse mortgage is insured by the federal government for your safety and security and is available to all homeowners aged 62 and older. Imagine a better lifestyle and income when you most need it. You have earned it and now you can enjoy the benfits! Here are just some of the features of a reverse mortgage program that will be covered in this presentation: Get a lump sum payment to pay all of your bills be debt free almost immediately You will have an income every month to enjoy hobbies, travel and more The cash you receive is TAX-FREE DOES NOT impact your Social Security and Medicare benefits YOU keep the title to your home There are NO income, credit or medical requirements to take advantage of this program Best of all, your make NO PAYMENTS as long as you occupy your home KNOWLEDGEABLE, EXPERIENCED SPEAKERS This free educational program is being presented by RME Mortgage Company, locally owned and operated for over 34 years. Your host for the seminar will be Bob Lane, a mortgage banker and wellrecognized speaker with over 15 years in the mortgage banking and financial services industry DME Holdings, LLC (RME) Do NOT bring your checkbook nothing will be sold or offered for purchase at this seminar! Call today with your RSVP number to reserve your space at this informational luncheon or dinner. All attendees will receive a free copy of the Consumer s Guide to Reverse Mortgages and a free personal indepth analysis so you can learn exactly what a Reverse Mortgage can do for your retirement plan. There is no cost or obligation, but reservations are required. Select the date below that best fits your schedule. DINNER Thursday Jan. 19, :30 pm OR Your RSVP Code # 0000 LUNCH Tuesday Jan. 24, :00 am RESTAURANT 123 Any Place Anytown, USA OR DINNER Thursday Jan. 26, :30 pm Mr. Jones, seating is limited. To make your reservations, call (800) , or send in the enclosed reply card today! JV752C

4 COPYRIGHT NOTICE All letters, text, package designs and information herein is protected under copyright for DME Holdings, LLC, Response Mail Express, Tampa, Florida Duplication is prohibited. Enhanced Seminar Invitation Wedding Style Use our enhanced personalized wedding style invitations. Create more impact with a live stamp and handwritten-look addressing. Targeted mailing list, tickets and RSVP card included. For live RSVP Services, see below. SCROLL DOWN TO SEE THE LETTER TEXT

5 Join Us For Dinner or Lunch Complimentary Tickets Enclosed Special Invitation You are cordially invited to attend a FREE DINNER OR LUNCH PRESENTATION. This event is by invitation only. Please RSVP to reserve your seats. We ve enclosed four (4) complimentary admission tickets for you and your guests. Seating is limited, so guarantee your lunch or dinner reservations today by calling (800) and giving the code below. ENJOY YOUR GOLDEN YEARS MAKE THE BEST USE OF THE EQUITY IN YOUR HOME TO INVEST AND GENERATE INCOME FOR YOU Learn how seniors in your age group are using their equity in their home to benefit from the very popular and Government approved mortgage programs. A Reverse Mortgage is a special type of mortgage that enables you, as a homeowner, to tap into the equity you have in your home while giving you the maximum amount of flexibility to address your particular financial needs. It s easy to understand once you know the process. It s one of the most effective tools for seniors that are looking to enjoy a better and more comfortable lifestyle. Whether you need a lump sum to pay unexpected bills or you need a stream of regular income, these programs are a great option. Here are just some of the benefits and features of this Reverse Mortgage program that will be covered at the seminar: YOU keep the title to your home The cash you receive is TAX-FREE Your Social Security and Medical Benefits WILL NOT be affected by this program As long as you occupy the home, you make NO payments There are NO INCOME OR CREDIT REQUIREMENTS to take advantage of this program Your Speaker: Bill Jackson, CSA Real Estate Finance Consultant RME Mortgage Company Please be our guest for this informative event. Seating is limited, therefore early reservations are recommended. We ve enclosed four (4) complimentary tickets for you and three guests. Guarantee your reservations today by calling (800) and giving the code below. You must be 62 years old or older, AND a HOMEOWNER to qualify for this dinner or luncheon seminar. CALL TOLL FREE (800) and give the RSVP code below DME Holdings, LLC (RME) DINNER Tuesday January 11, :30 pm LUNCH LUNCH OR Thursday OR Tuesday OR January 13, 2005 January 18, :30 am 11:30 am RESTAURANT Red Lobster 14 Rodeo Drive Beverly Hills, CA As a special thank-you, everyone attending will have a chance to win $5,000 and a Vacation Getaway 3 Day/2 Night Get Up & Go! certificates with hotel accommodations at 1 of 21 resort destinations, where you can enjoy theme parks, golfing, outlet shopping and dining (not included with certificate). Your RSVP Code # 1234 DINNER Thursday January 20, :30 pm Seating is limited. To make your reservations, call (800) and give the RSVP code, or send in the enclosed reply card today! JV752A

6 COPYRIGHT NOTICE All letters, text, package designs and information herein is protected under copyright for DME Holdings, LLC, Response Mail Express, Tampa, Florida Duplication is prohibited. Lead Generation (non-seminar mailings) Postcards & Snap Packs Use our personalized postcards and snap packs to generate leads if you are not using seminars. We can target homeowners with many criteria to assure that you are contacting qualified prospects. Postcard (front & back) Snap Pack SCROLL DOWN TO SEE THE ACTUAL TEXT

7 MAILED FROM ZIP CODE First-Class Mail 3921 Wilshire Boulevard #303 Los Angeles, CA PRESORTED FIRST-CLASS MAIL U.S. POSTAGE PAID RME, INC. U.S. GOVERNMENT INSURED FINANCIAL PROGRAM FOR PERSONS AGED 62 AND OLDER JOHN JONES, YOU HAVE BEEN PRE-QUALIFIED TO PARTICIPATE IN THIS GOVERNMENT BACKED PROGRAM. DATE ORIGINATION COUNTY CREDIT LINE AVAILABLE call now 02/05/07 Los Angeles, CA $181, OWNER(S) OF RECORD AND PROPERTY ADDRESS John Jones 555 River Falls Dr Tampa, FL

8 Attention: California Homeowners The Home Equity Conversions Mortgage (HECM) is the only reverse mortgage insured by the federal government. HECM loans are insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). The FHA tells HECM lenders how much they can lend you, based on your age and your home s value. The HECM program limits your loan costs, and the FHA guarantees that lenders will meet their obligations. Eligible Property: 555 River Falls Drive, Tampa, FL Pre-Qualified Candidate: James B. Smith Age: Both Borrowers 62 and Older You Could Receive An Estimated: Lifetime monthly disbursement:* Lump sum:* Credit line:* $1,116 $181,477 $181,477 *Estimates based on public information as to age, home value, interest rates and FHA lending limits. Existing mortgage(s) may reduce these estimates. For your Free report go to All Proceeds are TAX FREE and may also be used for: u Real Estate Taxes u Insurance u Medical Expenses u Home Repair u New Car/Travel u Day to Day Expense Long Term Health Care 7R0737

9 REGIONAL DISTRIBUTION CENTER DEPT. OF COMMUNICATIONS PRE-SORTED FIRST CLASS MAIL U.S. POSTAGE PAID TAMPA, FL PERMIT NO POSTMASTER: ATTENTION: RECIPIENT If undeliverable as addressed please refer to section 159 of the official DDM. Obstruction of U.S. Mail is punishable by fines of up to $2,000 or 5 years in prison or both deliver directly to addressee SEE TIT. 18 SEC U.S. CODE U.S. GOVERNMENT INSURED FINANCIAL PROGRAM FOR PERSONS AGED 62 AND OLDER James B. Smith 555 River Falls Drive Tampa, FL TO OPEN - FOLD & TEAR ALONG PERFORATION TO OPEN - FOLD & TEAR ALONG PERFORATION OFFICIAL BUSINESS SENDERS ACCOUNT NUMBER Special Notes Time Sensitive Materials Inspected Recipients Name Confirmed Recipients Address Confirmed Postage Paid PACKAGE TRACKING NUMBER SERVICE Standard Saturday Delivery International Urgent Weight: Zone: Dec Value: $ TO OPEN - FOLD & TEAR ALONG PERFORATION TO OPEN - FOLD & TEAR ALONG PERFORATION PMI-01

10 U.S. GOVERNMENT INSURED FINANCIAL PROGRAM FOR PERSONS AGED 62 AND OLDER USA Mortgage Solutions The Home Equity Conversions Mortgage (HECM) is the only reverse mortgage insured by the federal government. HECM loans are insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). The FHA tells HECM lenders how much they can lend you, based on your age and your home s value. The HECM program limits your loan costs, and the FHA guarantees that lenders will meet their obligations. YOU HAVE BEEN PRE-QUALIFIED TO PARTICIPATE IN THIS GOVERNMENT BACKED PROGRAM.. Eligible Property: 555 River Falls Drive, Tampa, FL Pre-Qualified Candidate: James B. Smith Age: Both Borrowers 62 and Older Lifetime monthly disbursement:* Lump sum:* Credit line:* You Could Receive An Estimated: $1,046 $190,532 $190,532 *Estimates based on public information as to age, home value, interest rates and FHA lending limits. Existing mortgage(s) may reduce these estimates. FACTS ABOUT THE HECM FEDERALLY INSURED PROGRAM BACKED BY FHA & HUD Eliminates your current mortgage/debt payment Make no payment during your lifetime Stay in your home as long as you live Your heirs WILL inherit all remaining equity The lender CANNOT own or take your home NO income/credit requirements to qualify All Proceeds are TAX FREE and may be used to pay: Real Estate Taxes Insurance Medical Expenses Home Repair New Car/Travel Day to Day Expenses Long Term Health Care And Much More... ADDITIONAL INFORMATION ON A HOME EQUITY CONVERSION MORTGAGE (HECM) IS AVAILABLE FOR YOU To receive FREE booklets by the National Reverse Mortgage Lenders Association and more information about the program Call Within 24 Hrs. Toll Free (866) RME Reverse Mortgage programs are offered by Greater Atlantic Mortgage, a subsidiary of a 119 year old federally-chartered bank specializing in HECM mortgages. JV752

11 RSVP Service This is very important for your overall success. With all of these seminar events, you must have a live 24/7 operator take all of your reservations. Not doing so will hurt response and cause a drop in attendance. Using our in-house telephony center, every call that comes in will be logged-in to and you will be given a personal password to access all of your RSVPs by name, address, city, state, zip and phone number. For more information, a consultation or pricing on all mailing and RSVP services, please call and ask for Chris Figueredo ext or Jeffrey Di Angelo ext. 5254

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