Business Auto Policy Coverage Guide, 3rd Edition

Transcription

1 Brochure More information from Business Auto Policy Coverage Guide, 3rd Edition Description: With the Business Auto Policy Coverage Guide, insurance professionals have a solid book to refer to when coverage questions and other issues surrounding business auto exposures arise. Business Auto Policy coverage is essential for the business "on the move." This guide helps you interpret the standard policy most often used to insure commercial automobile risks and provides all the answers you'll need. The Business Auto Policy Coverage Guide has been updated to include all of the important changes to the Insurance Services Office Business Auto Policy form. The updates cover: - Current Business Auto CA form - expanded coverage and claims examples and practitioner s tips - case law with analysis and explanation - additional specimen forms and select endorsements - additional charts providing state-by-state treatment of relevant law - expanded coverage checklists The Business Auto Policy Coverage Guide comes to you from The National Underwriter Company, which is committed to keeping you current. It is the authoritative guide for the analysis and interpretation of the businessowners policy. The Business Auto Policy Coverage Guide analyzes the Insurance Services Office (ISO) business auto program. The 2010 ISO revision incorporated revisions to the Business Auto, Garage, and Motor Carrier forms and endorsements. This book focuses on the revisions to the Business Auto form and endorsements, including the introduction of new endorsements. Contents: Chapter 1: The Business Auto Coverage Form ISO Rules The Declarations Form Purpose of this Work Chapter 2: Covered Auto Designations Coverage Symbols Symbol 1 Symbol 2 Symbol 3 Symbol 4 Symbol 5 Symbol 6 Symbol 7 Symbol 8 Symbol 9 Symbol 19 Owned Autos Acquired After Policy Inception Certain Trailers, Mobile Equipment, and Temporary Substitute Autos Chapter 3: Liability Coverage The Insuring Agreement Who Is An Insured Coverage Extensions Exclusions Expected or Intended Injury Contractual Workers Compensation/Employers Liability

2 Care, Custody, or Control Handling of Property Handling of Property Movement of Property Operations Completed Operations Pollution War Racing Limits of Insurance Chapter 4: Physical Damage Coverage The Coverage Agreements Towing Glass Breakage Coverage Extension Exclusions (Physical Damage) Limits of Insurance Deductibles Chapter 5: Business Auto Conditions Loss Conditions Appraisal Duties in the Event of Loss Legal Action Against the Insurer Loss Payment Transfer of the Rights of Recovery General Conditions Bankruptcy Concealment, Misrepresentation, or Fraud Liberalization No Benefit to Bailee Other Insurance Premium Audit Policy Period/Coverage Territory Two or More Coverage Forms Common Policy Conditions Cancellation Changes Examination of Books Inspections and Surveys Premiums Transfer of rights and Duties Chapter 6: Business Auto Definitions Accident Auto Bodily Injury Covered Pollution Cost or Expense Diminution in Value Employee Insured Insured Contract Leased Worker Loss Mobile Equipment Pollutants Property Damage Suit Temporary Worker Trailer Chapter 7: Auto Medical Payments Coverage

3 Coverage Who Is An Insured Exclusions Limit of Insurance Changes in Conditions Additional Definitions Chapter 8: Nonownership Coverage Hired or Borrowed Autos Coverage Hired Autos Rating Information Nonownership Liability Insurance Who Is An Insured Nonownership Property Damage Coverage Rating Information Chapter 9: Auto Leasing & Rental Coverage Endorsements Lessor Additional Insured and Loss Payee CA Contingent Coverage CA Conversion, Embezzlement or Secretion Coverage CA Exclusion of Certain Leased Autos CA Rent-It-Here/Leave-It-Here Autos CA Schedule of Limits for Owned Autos CA Second Level Coverage CA Autos Leased with Drivers CA Conclusion Chapter 10: Drive Other Car Coverage Endorsements Broadened Coverage for Named Individuals CA Individual Named Insured CA Chapter 11: Endorsements Limited Mexico Coverage CA Exclusion of Federal Employees Using Autos in Government Business CA Waiver of Transfer of Rights of Recovery against Others to Us CA Golf Carts and Low-Speed Vehicles CA Audio, Visual and Data Electronic Equipment Coverage Fire, Police, and Emergency Vehicles CA Drive-Away Contractors CA Driving Schools CA Mobile Equipment CA Mobile Homes Contents Coverage CA Professional Services Not Covered, CA Repossessed Autos CA Snowmobiles CA Registration Plates Not Issued for a Specific Auto CA Autos Leased, Hired, Rented or Borrowed With Drivers Physical Damage Coverage CA Designated Insured CA Explosives CA Multi-Purpose Equipment CA Rolling Stores CA Wrong Delivery of Liquid Products CA Coverage for Injury to Leased Workers CA Amphibious Vehicles CA Public Transportation Autos CA Fire; Fire and Theft; Theft and Windstorm; and Limited Specified Causes of Loss Coverages CA Rental Reimbursement Coverage CA Stated Amount Insurance CA Tapes, Records, and Discs Coverage CA Employees As Insureds CA Social Service Agencies - Volunteers As Insureds CA Garagekeepers Coverage CA Exclusion or Excess Coverage Hazards Otherwise Insured CA Loss Payable Clause CA Employee As Lessor CA Pollution Liability Broadened Covearge CA 99 48

4 Garagekeepers Coverage Customers Sound Receiving Equipment CA Audio, Visual and Data Electronic Equipment Coverage CA Loss Payable Clause Audio, Visual and Data Electronic Equipment CA Uninsured Motorists Coverage Endorsements Appendixes Appendix A: Commercial Auto Checklist Appendix B: Table of Limits Appendix C: Indicators of Vehicle Theft Fraud Appendix D: Specimen Forms and Endorsements CA Business Auto Coverage Form CA DS 03 Business Auto Declarations CA Auto Medical Payments Coverage CA Drive Other Car Coverage Broadened Coverage for Named Individuals CA Hired Autos Specified As Covered Autos You Own CA Employee Hired Autos CA Auto Loan/Lease Gap Coverage CA Exclusion of Federal Employees Using Autos in Government Business CA Waiver of Transfer of Rights of Recovery Against Others to Us CA Golf Carts and Low-Speed Vehicles CA Snowmobiles CA Amphibious Vehicles CA Employees as Insureds IL Common Policy Conditions Index Ordering: Order Online - Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland.

5 Page 1 of 2 Fax Order Form To place an order via fax simply print this form, fill in the information below and fax the completed form to (from USA) or (from Rest of World). If you have any questions please visit Order Information Please verify that the product information is correct. Product Name: Web Address: Office Code: Business Auto Policy Coverage Guide, 3rd Edition SC Product Format Please select the product format and quantity you require: E-Book (PDF) - Single User: Quantity USD 96 Contact Information Please enter all the information below in BLOCK CAPITALS Title: Mr Mrs Dr Miss Ms Prof First Name: Last Name: Address: * Job Title: Organisation: Address: City: Postal / Zip Code: Country: Phone Number: Fax Number: * Please refrain from using free accounts when ordering (e.g. Yahoo, Hotmail, AOL)

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