SME Development Bank of Thailand

Size: px
Start display at page:

Download "SME Development Bank of Thailand"

Transcription

1 SME Development Bank of Thailand

2 SMEs in Thailand

3 Overview of the SME Sector in Thailand 98.5% of all enterprises are SMEs Production Value 87.7% of GDP (Not included Agriculture) Export Value 28.82% Employment 80.4% SME Classification: by employment and fixed assets Definition Small Medium Number of Fixed Assets Number of Fixed Assets Employees excl. land Employees excl. land (THB mm) (THB mm) Manufacturing 50 or less 50 or less > 50 to 200 Service 50 or less 50 or less > 50 to 200 Wholesale 25 or less 50 or less > 50 to 100 Retail 15 or less 30 or less > 30 to 60

4 Corporate Profile and Operations

5 SMALL AND MEDIUM ENTERPRISE DEVELOPMENT BANK OF THAILAND Ministry of Finance Ministry of Industry

6 Vision and Mission Vision A government financial institution for development that assist and support Thai SMEs Mission - Support the government policies to assist and promote Thai SMEs. - Provide financial services and others response to Thai SMEs needs. - Promote and develop Thai SMEs with competition potential in global stage. - Develop IT technology system with Organization Management and Good Governance

7 Network 8 Regions 2 Bureaus 95 Business Development Centers 1,692 Officers

8 Credit & Service General Loan Policy Loan Long Term Credit (Term Loan) Short Term Credit (P/N) Factoring Leasing and Hire Purchase Trade Finance Economic Crisis SMEs Potential Development Food and Restaurant OTOP and Grass Root New Entrepreneurs Joint Venture Letters of Guarantee Other Service Market Channel Intellectual Property Capitalization AVAL Advisory Service

9 Intellectual Property Capitalization Machinery Capitalization Royal Land Tenants SME POWER for Thai Strong Program 2 Measures for Exporter SME POWER for Tourisms SME POWER for A New Start Thai Logistic Business Measures for Flood Victims Gems and Jewelry Business NGV Energy Conservation Hire Purchase for NGV Van Hire Purchase for NGV Car Franchise Small Business ( Retail ) Innovative New Entrepreneur Creation OTOP Civil Sector Debt Relief Thai Cuisine to the World II

10 SME Development Aim to Support and Develop Entrepreneurs before and after lending credit (Pre and Post Loan) Increase Potential and Capacity in competition to Thai SMEs

11 Pre Loan Prepare the readiness in fund reaching. - Share the knowledge about credit loans and products of the bank for Thai Entrepreneurs. - Counsel with simply and comfortably to reach source of funds. - Enhancing the knowledge before borrowing credit with SME Bank.

12 Post Loan Capacity Enhancement for Thai Entrepreneurs After getting credit loan from the bank. SME Bank will educate for Thai Entrepreneurs by focusing on knowledge enhancement especially five main areas : Production, Marketing, Finance, Information Technology, and Innovation.

13 Post loan Activities 1. Seminar 2. Business Diagnosis 3. Upgrade in Products and Services 4. Alliance cooperation 5.Others service

14 Ministry of Industry : Focus on green industry

15 Productivity Improvement Loan COOPERATION Ministry of Industry SME Bank Ministry of Finance

16 Policy Ministry of industry Develop SMEs in order to upgrade in productivity. Preparing for the readiness in AEC competition Ministry of Finance Cabinet Approval 24 April January 2013 SME Bank Promote and Support SMEs in fund reaching. Develop, Training, Enhance capacity with strengthen and sustainable growth

17 Productivity Improvement Loan(PIL): Project amount 20,000 million baht. (640 million USD) Objective Upgrade in productivity for SMEs to prepare the readiness for AEC competition Relieve impact of the minimum wage policy (300 Baht) Relieve impact from cost of energy Type of Lending o o Working process Improving Loan Revolving Fund (Stock management) Extension / Improvement o Human Resource / Labor / Planning / Operation Process / Logistic o o Machinery Improving Loan Machinery and Equipment purchasing Improvement machinery changing

18 Approval Proportion Approval Bangkok - Metropolitan Region 21% 79 % 79% 21% Bangkok- Metropolitan Regions- Provinces

19 Approval Proportion (Business Sectors) Business Sectors 4% 10% 53% Manufacturing Service 33% Retail Wholesales Service Manufacturing Others

20 Credit facilities type Credit facilities type : Productivity Improvement Loan 1. Machinery Improving Loan 2. Working process Improving Loan Term Loan The maximum loan period of 7 years. Grace Period 1 year Term Loan The maximum loan period of 5 years. Grace Period 1 year Credit limit : Not exceed 5 Million baht / Customer interest rate : 1st year 2nd year interest rate MLR 3% / year From 3rd year onwards, interest rate is MLR a year

21 Out Standing Productivity Improvement Loan Outstanding as at : October Machinery Improving Loan 2. Working process Amount : Million Baht Amount : 15,666 Million Baht (1.6 Million USD.) (501 Million USD.)

22 Success Case Customer : Mrs. Champa Bangon Business : Production and distribution of ice tube Amount of Loan : 2.5 Million Baht Purpose : To Buy new machine Objective : To Reduce energy cost by Production during off peak hour ( ) Reduce energy cost : 960,000 Baht/Years Gross Profit / Years : (before) Million Baht (After) Million Baht

23 THANK YOU

The 22nd Conference of Asian Credit Supplementation Institution Confederation November 9 13, 2009 Taipei, Taiwan (R.O.C.

The 22nd Conference of Asian Credit Supplementation Institution Confederation November 9 13, 2009 Taipei, Taiwan (R.O.C. Questionnaire on Credit Supplementation System & the 22nd ACSIC Conference s Theme Please send this form via email by July 15, 2009 to: The Secretariat The 22nd ACSIC Conference Small & Medium Enterprise

More information

LEGAL AND TAX SERVICES B A N G K O K, T H A I L A N D

LEGAL AND TAX SERVICES B A N G K O K, T H A I L A N D Attorneys at Law LEGAL AND TAX SERVICES B A N G K O K, T H A I L A N D No. 26 Edition January 2009 INSIDE THIS EDITION 1. The Cabinet Approves the Tax Stimulus Package.. 1 2. Interesting Revenue Ruling

More information

Export and project financing

Export and project financing Energy Efficiency Made in Germany Initiative Export and project financing Investment strategy for energy efficiency projects in Thailand www.efficiency-from-germany.info Thailand s Existing Policy & Measures

More information

Small Business Credit Guarantee Corporation Thailand. Miss Yanee Ruamragsa

Small Business Credit Guarantee Corporation Thailand. Miss Yanee Ruamragsa Workshop on SME Credit Guarantee Systems in Asia-Pacific Region ( June 16 18 2010, Hangzhou, P.R. China ) Small Business Credit Guarantee Corporation Thailand Miss Yanee Ruamragsa Mr. Siripong i Pansanit

More information

VITHYEA KHIEV Rural Development Bank of Cambodia Daun Penh District, Phnom Penh, Cambodia

VITHYEA KHIEV Rural Development Bank of Cambodia Daun Penh District, Phnom Penh, Cambodia Experiences of Cambodia s Rural Development Bank Program on Agricultural Value Chain Finance VITHYEA KHIEV Rural Development Bank of Cambodia Daun Penh District, Phnom Penh, Cambodia Regional Training

More information

20 April 2006. To Manager All Commercial Banks*

20 April 2006. To Manager All Commercial Banks* Unofficial Translation by the courtesy of The Foreign Banks' Association This translation is for the convenience of those unfamiliar with the Thai language. Please refer to the Thai text for the official

More information

Summary of the Government s Relief and Recovery Plan and Package (as of 25 October 2011)

Summary of the Government s Relief and Recovery Plan and Package (as of 25 October 2011) Summary of the Government s Relief and Recovery Plan and Package (as of 25 October 2011) The Royal Thai Government has endeavoured to alleviate the current flood situations, with respect to water management

More information

Thailand Financial Inclusion in Thai Credit Bureau s View. by Surapol Opasatien - CEO National Credit Bureau Co., Ltd. 20.03.2014

Thailand Financial Inclusion in Thai Credit Bureau s View. by Surapol Opasatien - CEO National Credit Bureau Co., Ltd. 20.03.2014 Thailand Financial Inclusion in Thai Credit Bureau s View by Surapol Opasatien - CEO National Credit Bureau Co., Ltd. 20.03.2014 Thai credit bureau was set up after 1997 Asian Financial Crisis, supported

More information

The Future Growth of Stocks and Investments in Thailand

The Future Growth of Stocks and Investments in Thailand 35 th Bangkok International Motor Show 2014 The Future Growth of Stocks and Investments in Thailand Mr. Charamporn Jotikasthira President The Stock Exchange of Thailand March 2014 I. SET: Overview The

More information

Performance of the Thai Banking System in the First Quarter of 2015

Performance of the Thai Banking System in the First Quarter of 2015 No. 26/2 Performance of the Thai Banking System in the First Quarter of 2 Mr. Jaturong Jantarangs, Senior Director, Financial Institutions Policy Group, reported the Thai banking system s performance in

More information

Thailand Update. Yield Movements. Size and Composition

Thailand Update. Yield Movements. Size and Composition Thailand Update Yield Movements Thai government bond yields fell for most maturities between end-december 2009 and end-october 2010 (Figure 1). Yields for 1- and 2-year maturities rose 46 and 25 basis

More information

Analysis of the Readiness of Thai SME for Applying CRM

Analysis of the Readiness of Thai SME for Applying CRM Analysis of the Readiness of Thai SME for Applying CRM Anongnart Srivihok Department of Computer Science, Faculty of Science, Kasetsart University, Thailand Email: anongnart.s@ku.ac.th Dentcho Batanov

More information

2 nd Quarter, 2012 Results ANALYST MEETING, 27 JULY, 2012

2 nd Quarter, 2012 Results ANALYST MEETING, 27 JULY, 2012 2 nd Quarter, 2012 Results ANALYST MEETING, 27 JULY, 2012 Agenda Page 1. Review of Result 2Q12 3-19 2. Future Positioning 21-25 3. 2012 Targets 27 IMPORTANT DISCLAIMER: Information contained in this document

More information

SBA Programs to Help You Start & Grow Your Small Business

SBA Programs to Help You Start & Grow Your Small Business SBA Programs to Help You Start & Grow Your Small Business Don Spry Senior Area Manager U.S. Small Business Administration 419 North 3 rd Street Wilmington, NC 28410 don.spry@sba.gov 910-815-3188 (office)

More information

education. In contrast, workers engaged in fishing worked an average of 61.7 hours per

education. In contrast, workers engaged in fishing worked an average of 61.7 hours per THAILAND 40,000 Fig. 1: Employment by Major Economic Activity ('000s), 2002-2008 Agriculture, Forestry, Agriculture, Forestry & 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0 2002 2004 2006 2008 Mining

More information

Thailand s Logistics

Thailand s Logistics Thailand s Logistics Over the past fourteen years, overall international trade with Thailand has grown 340% and manufacturing trade 370%; this growth, aided in part by the nation s bilateral trade agreements

More information

POLISH LOAN GUARANTEE SYSTEM

POLISH LOAN GUARANTEE SYSTEM POLISH LOAN GUARANTEE SYSTEM 1 SME in Polish Economy 99.78% of all enterprises 96.28% of them are micro-enterprises generate of 49.4% of GDP employ 66.4% of all working people have 64.2% share in sale

More information

New York and Warren County Incentives & Financing Programs

New York and Warren County Incentives & Financing Programs New York and Warren County Incentives & Financing Programs Warren County and New York State offer business incentives to encourage investment that drives growth and employment opportunities. Most government

More information

TOWN OF NEW CASTLE BUSINESS INCENTIVE POLICY. First Draft: For discussion only

TOWN OF NEW CASTLE BUSINESS INCENTIVE POLICY. First Draft: For discussion only TOWN OF NEW CASTLE BUSINESS INCENTIVE POLICY First Draft: For discussion only Incentives may be offered to businesses and industries which meet the Town s goal of developing a long-term, sustainable economic

More information

Unofficial Translation with the courtesy of The Foreign Banks' Association ------------------------------------------------------------------------

Unofficial Translation with the courtesy of The Foreign Banks' Association ------------------------------------------------------------------------ Unofficial Translation with the courtesy of The Foreign Banks' Association This translation is for the convenience of those unfamiliar with the Thai language. Please refer to the Thai text for the official

More information

The Turkish Experience in SME Finance and Non-Financial Services Streamlining. Dr. Şahap KAVCIOĞLU HALKBANK Deputy General Manager, SME Banking

The Turkish Experience in SME Finance and Non-Financial Services Streamlining. Dr. Şahap KAVCIOĞLU HALKBANK Deputy General Manager, SME Banking The Turkish Experience in SME Finance and Non-Financial Services Streamlining Dr. Şahap KAVCIOĞLU HALKBANK Deputy General Manager, SME Banking SMEs IN TURKEY THE DEFINITION of SME There isn t a specific

More information

The Meeting was convened at 15.05 hrs.

The Meeting was convened at 15.05 hrs. Summary in English of the Minutes of the 23 rd Annual Ordinary Meeting of Shareholders of Bangkok Bank Public Company Limited ( the Bank ) April 12, 2016 The Bank s Auditorium, 30 th Floor, Head Office

More information

Thailand focus 2014 Competencies & Growth potentials. Arkhom Termpittayapaisith

Thailand focus 2014 Competencies & Growth potentials. Arkhom Termpittayapaisith Thailand Focus 2014 What s new in Thailand s Economic Development Strategy Thailand focus 2014 Competencies & Growth potentials Arkhom Termpittayapaisith Secretary-General Office of the National Economic

More information

I. SKILLS DEVELOPMENT IN THE WORKPLACE IN THAILAND

I. SKILLS DEVELOPMENT IN THE WORKPLACE IN THAILAND THAILAND s Perspective on Skills Training in the Workplace M.L. Puntrik Smiti Deputy Director General, Department of Skill Development, Ministry of Labour Thailand has the population of 66.72 million (2009),

More information

INVESTING IN TURKEY THE NEW INVESTMENT INCENTIVE SYSTEM

INVESTING IN TURKEY THE NEW INVESTMENT INCENTIVE SYSTEM INVESTING IN TURKEY THE NEW INVESTMENT INCENTIVE SYSTEM Warsaw, February 2013 New Program Policy Orientation The year 2023 would be the centenary of Turkish Republic s establishment. Therefore we set up

More information

Economic Integration of Greater-Mekong Sub-Region and the Role of Small and Medium Enterprises

Economic Integration of Greater-Mekong Sub-Region and the Role of Small and Medium Enterprises Economic Integration of Greater-Mekong Sub-Region and the Role of Small and Medium Enterprises Dr. Kitti Limskul Ktti.L@Chula.ac.jp Vice Minister for Office of Prime Minister, Government of Thailand (Former

More information

-------------------------------------------------

------------------------------------------------- Unofficial Translation With courtesy of the Foreign Banks' Association This translation is for the convenience of those unfamiliar with the Thai language Please refer to the Thai text for the official

More information

Revolving and Esco Funds for Renewable Energy and Energy Efficiency Finance

Revolving and Esco Funds for Renewable Energy and Energy Efficiency Finance Renewable Energy Industrial Energy Efficiency Building Energy Efficiency Revolving and Esco Funds for Renewable Energy and Energy Efficiency Finance Funding the future The growing might of financing boosts

More information

Household Financial Services

Household Financial Services Household Financial Services Products, Supervision & Consumer Protection Financial Liabilities and Assets of the Household Sector Baht per household 200,000 180,000 Household Debt Household Deposit 160,000

More information

The Role of Government in Supporting Entrepreneurship & SME Development

The Role of Government in Supporting Entrepreneurship & SME Development The Role of Government in Supporting Entrepreneurship & SME Development Mohammed Bin Rashid Establishment For SME Development DUBAI SME 2011 Support for Entrepreneurship Why? Seed pipeline of future enterprises,

More information

(-Translation-) Rule of Department of Employment. The Criteria for the Consideration for Work Permit Issuance B.E. 2552 (A.D.2009)

(-Translation-) Rule of Department of Employment. The Criteria for the Consideration for Work Permit Issuance B.E. 2552 (A.D.2009) (-Translation-) Rule of Department of Employment On The Criteria for the Consideration for Work Permit Issuance B.E. 2552 (A.D.2009) For the purpose of work permit issuance pursuant to section 9, 11, 23

More information

Items. 5,300 baht 1.2 Second semester

Items. 5,300 baht 1.2 Second semester 1. Education Services Fee. (Tuition fee for maintaining student status) 1.1 First semester 5,300 baht 1.2 Second semester 4,600 baht 2. Health Insurance (Additional Fee for Non-Thai Students 1,300 baht/year

More information

Finding sources of capital. Secured and unsecured borrowing Selling equity Government programs Frequently overlooked sources

Finding sources of capital. Secured and unsecured borrowing Selling equity Government programs Frequently overlooked sources Finding sources of capital BusineSS Coach series Secured and unsecured borrowing Selling equity Government programs Frequently overlooked sources Business Coach series The fundamentals of finance The situation

More information

BUSINESS DEVELOPEMENT LOAN FUND PROGRAM

BUSINESS DEVELOPEMENT LOAN FUND PROGRAM BUSINESS DEVELOPEMENT LOAN FUND PROGRAM Program Guidelines and Operating Criteria 1. STATEMENT OF PURPOSE The BDF Economic Adjustment Revolving Loan Fund Program is designed to stimulate the creation and

More information

Rural Entrepreneur Assistance (REA)

Rural Entrepreneur Assistance (REA) Rural Entrepreneur Assistance (REA) Eligibility Criteria A. APPLICANT 1. Must be aged 18 or over, eligible to work in Canada, and a Manitoba resident. 2. Must develop and submit a sound business plan which

More information

Credit Bureau Development in Thailand

Credit Bureau Development in Thailand Credit Bureau Development in Thailand Presented to The Conference On Credit Bureau Development in South Asia Colombo, Sri Lanka May 10-11, 2004 By Mr. Samma Kitsin President Thai Credit Bureau Co., Ltd.

More information

Chapter 2 Competitiveness of Japanese Companies

Chapter 2 Competitiveness of Japanese Companies Chapter Competitiveness of ese Companies Section Profitability and productivity of manufacturing ese stand at a low level in profitability, behind which lies their low profit margin on sales. Profitability

More information

Review of 1 st Quarter, 2012

Review of 1 st Quarter, 2012 Review of 1 st Quarter, 2012 ANALYST MEETING, 26 APRIL, 2012 Deepak Sarup, CFO Agenda Page 1. Review of Result 1Q12 3-17 2. Future Positioning 19-23 3. 2012 Targets 25 IMPORTANT DISCLAIMER: Information

More information

SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS

SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS SMALL BUSINESS LENDING OPPORTUNITIES FOR CREDIT UNIONS February 14, 2012 Terrence K. McHugh President Commercial Alliance 1 Business Lending in Credit Unions 1998 regulation limits business lending in

More information

Action Plans of Water Management and Infrastructure Development

Action Plans of Water Management and Infrastructure Development Action Plans of Water Management and Infrastructure Development Ladawan Kumpa Deputy Secretary General Office of the National Economic and Social Development Board Thailand and Sweden Seminar on Reconstruction

More information

EE Standards and Labeling Programs in Thailand

EE Standards and Labeling Programs in Thailand EE Standards and Labeling Programs in Thailand Mr. Asawin Asawutmangkul Senior Engineer Department of Alternative Energy Development and Efficiency Ministry of Energy, Thailand Outline 2 1. Thailand Energy

More information

Gross Domestic Product Province of Buenos Aires

Gross Domestic Product Province of Buenos Aires Gross Domestic Product Province of Buenos Aires This report describes the preliminary results for 2011. November 15, 2012 Ministry of Economy Under-secretariat of Economic Coordination Provincial Office

More information

Financial Policy for SMEs in Japan

Financial Policy for SMEs in Japan Financial Policy for in Japan Takatoshi Miura Director, Finance Division Small and Medium Enterprise Agency, METI Government of Japan September 2013 What are? ~Number of companies / employees etc.~ comprise

More information

November 2015. ENTREPRENEURSHIP WORKSHOP (Banking and Financial Session)

November 2015. ENTREPRENEURSHIP WORKSHOP (Banking and Financial Session) \ 4 November 2015 ENTREPRENEURSHIP WORKSHOP (Banking and Financial Session) 1 0AGENDA Getting to Start Business with Local Banks in Thailand Getting to Know Thannachart Bank Getting to Setup Office in

More information

Nationwide Motorcycle Title Loan Leader. Financial Advisor and Lead Underwriter 1

Nationwide Motorcycle Title Loan Leader. Financial Advisor and Lead Underwriter 1 Nationwide Motorcycle Title Loan Leader Financial Advisor and Lead Underwriter 1 Financial Highlights Unit: MB 2Q14 2Q15 YoY % 1Q15 QoQ New Loan Amount 3,58 4,76 53.89% 3,73 26.17% Total Revenue 446 583

More information

Minutes of the 2012 Annual General Meeting of Shareholders * of Padaeng Industry Public Company Limited

Minutes of the 2012 Annual General Meeting of Shareholders * of Padaeng Industry Public Company Limited Page 1 of 6 Minutes of the 2012 Annual General Meeting of Shareholders * of Padaeng Industry Public Company Limited * This draft has been prepared by the Management for information only, as it has not

More information

Main Indicators for the Finnish Economy

Main Indicators for the Finnish Economy BANK OF FINLAND Monetary Policy and Research - Financial Markets and Statistics Main Indicators for the Finnish Economy 1/11 January 1 January 11 Monetary Policy and Research - Financial Markets and Statistics

More information

Asset based finance in Scotland:

Asset based finance in Scotland: Asset based finance in Scotland: Finding the well in the desert June 2015 Contact: ralph.leishman@4-consulting.com Executive Summary Asset based finance can be used to secure funding against a range of

More information

Main Indicators for the Finnish Economy

Main Indicators for the Finnish Economy BANK OF FINLAND Monetary Policy and Research - Financial Markets and Statistics Main Indicators for the Finnish Economy 3/11 17 March 11 Main Indicators for the Finnish Economy is produced jointly by the

More information

SECTOR ASSESSMENT (SUMMARY): MICRO, SMALL, AND MEDIUM-SIZED ENTERPRISE DEVELOPMENT

SECTOR ASSESSMENT (SUMMARY): MICRO, SMALL, AND MEDIUM-SIZED ENTERPRISE DEVELOPMENT Women s Entrepreneurship Support Sector Development Program (RRP ARM 45230) SECTOR ASSESSMENT (SUMMARY): MICRO, SMALL, AND MEDIUM-SIZED ENTERPRISE DEVELOPMENT A. Overview 1. Significance of micro, small,

More information

SME Access to Finance in Thailand

SME Access to Finance in Thailand Chapter 7 SME Access to Finance in Thailand Chaiyuth Punyasavatsut Thammasat University September 2011 This chapter should be cited as Punyasavatsut, C. (2011), SMEs Access to Finance in Thailand, in Harvie,

More information

LENDERS SUMMARY OF 504 RULES

LENDERS SUMMARY OF 504 RULES LENDERS SUMMARY OF 504 RULES Eligibility applies to Nine areas 1. Size 2. Credit Not Available Elsewhere 3. Personal Resources of the Borrower 4. Use of Proceeds 5. Types of Businesses 6. Job Criteria(Economic

More information

Main Indicators for the Finnish Economy

Main Indicators for the Finnish Economy BANK OF FINLAND Monetary Policy and Research - Financial Markets and Statistics Main Indicators for the Finnish Economy /1 13 April 1 13 April 1 Monetary Policy and Research - Financial Markets and Statistics

More information

Impact of ICTs on Productivity and Growth

Impact of ICTs on Productivity and Growth UNCTAD Expert Meeting In Support of the Implementation and Follow-Up of WSIS: USING ICTs TO ACHIEVE GROWTH AND DEVELOPMENT Jointly organized by UNCTAD, OECD and ILO 4-5 December 2006 Impact of ICTs on

More information

Factors Influencing the Success of Local Product (SMEs) in Northeast, Thailand

Factors Influencing the Success of Local Product (SMEs) in Northeast, Thailand Factors Influencing the Success of Local Product (SMEs) in Northeast, Thailand Introduction Phetphrairin Upping* and Thanit Kasorn** The objective of this research is to study the factors influencing the

More information

Thailand: Science and Technology for Sustainable Development

Thailand: Science and Technology for Sustainable Development Thailand: Science and Technology for Sustainable Development Prof. Dr. Pairash Thajchayapong Permanent Secretary Ministry of Science and Technology Presented at The 1 st Asian Science and Technology Forum

More information

Asian Journal on Energy and Environment

Asian Journal on Energy and Environment As. J. Energy Env. 2005, 6(02), 139-144 Asian Journal on Energy and Environment ISSN 1513-4121 Available online at www.asian-energy-journal.info The Small Hydropower Project as the Important Renewable

More information

Thailand s Home Mortgage Market

Thailand s Home Mortgage Market Khan Prachuabmoh, President Government Housing Bank Thailand 25 th Anniversary Celebration International Housing Financing Program The Wharton School, University of Pennsylvania June 18, 2010 1 Brief overview

More information

Notification of Ministry of Finance Re: Rules, Procedures, and Conditions for Establishing a Commercial Bank

Notification of Ministry of Finance Re: Rules, Procedures, and Conditions for Establishing a Commercial Bank (Unofficial Translation)* Notification of Ministry of Finance Re: Rules, Procedures, and Conditions for Establishing a Commercial Bank By virtue of the provisions of Section 5 of the Commercial Banking

More information

SMEs Access to Financing

SMEs Access to Financing SMEs Access to Financing A well-developed financial infrastructure that is able to meet the diverse financing needs of SMEs is essential to support the competitiveness and continuous growth of SMEs. The

More information

FOOD PROCESSING INDUSTRY Funding & Financial Assistance Sources

FOOD PROCESSING INDUSTRY Funding & Financial Assistance Sources FOOD PROCESSING INDUSTRY Funding & Financial Assistance Sources Funding options vary depending on the individual organization s need for assistance. The food processing industry, and in particular, SMEs

More information

Repayment Resource Guide. Planning for Student Success

Repayment Resource Guide. Planning for Student Success Repayment Resource Guide Planning for Student Success 2013 Table of Contents Table of Contents... 1 Introduction... 3 Purpose of Document... 3 Role of Post Secondary Institutions... 3 Consequences of Student

More information

Financial Support for SMEs under the Economic Crisis in Japan

Financial Support for SMEs under the Economic Crisis in Japan APEC SME Crisis Management Workshop 24-28 May 2010 Taipei, Taiwan Financial Support for SMEs under the Economic Crisis in Japan 24 May 2010 Hikaru FUKANUMA Principal Economist Japan Finance Corporation

More information

Moving toward AEC: Impact to Internal Audit

Moving toward AEC: Impact to Internal Audit RISK CONSULTING Moving toward AEC: Impact to Internal Audit By: Prawin Kurowat and Term Techasarin The Institute of Internal Auditors of Thailand Annual Seminar 2012 9 August 2012 ADVISORY Panel Mr. Prawin

More information

RESEARCH DIRECTION AND KNOWLEDGE MANAGEMENT OF SUPPLY CHAIN AND LOGISTICS IN THAILAND

RESEARCH DIRECTION AND KNOWLEDGE MANAGEMENT OF SUPPLY CHAIN AND LOGISTICS IN THAILAND RESEARCH DIRECTION AND KNOWLEDGE MANAGEMENT OF SUPPLY CHAIN AND LOGISTICS IN THAILAND Duangpun Kritchanchai Department of Industrial Engineering, Faculty of Engineering, Mahidon University, Bangkok, Thailand

More information

How To Help Businesses In Thailand

How To Help Businesses In Thailand Innovative Risk Reduction and Management for Business Continuity The Thailand Case Innovative Risk Reduction and Management for Business Continuity 2 Current Situation and Challenges Most natural disasters

More information

NOVA SCOTIA HOUSING DEVELOPMENT CORPORATION BUSINESS PLAN 2010-2011

NOVA SCOTIA HOUSING DEVELOPMENT CORPORATION BUSINESS PLAN 2010-2011 NOVA SCOTIA HOUSING DEVELOPMENT CORPORATION BUSINESS PLAN 2010-2011 TABLE OF CONTENTS MESSAGE FROM THE NOVA SCOTIA HOUSING DEVELOPMENT CORPORATION...1 1.0 MISSION/ MANDATE...2 2.0 STRATEGIC GOALS...2 3.0

More information

Business Opportunities in the Energy Sector Workshop - Mpumalanga Bundu Lodge 28 th August 2014. Name of the presenter: Sabelo Mamba Regional Manager

Business Opportunities in the Energy Sector Workshop - Mpumalanga Bundu Lodge 28 th August 2014. Name of the presenter: Sabelo Mamba Regional Manager Business Opportunities in the Energy Sector Workshop - Mpumalanga Bundu Lodge 28 th August 2014 Name of the presenter: Sabelo Mamba Regional Manager Overview and Background Challenges that led to the establishment

More information

CHAPTER ONE INTRODUCTION

CHAPTER ONE INTRODUCTION CHAPTER ONE INTRODUCTION 1.1 BACKGROUND The banking business is one of the most important businesses because it collects money from people who save money to serve any business purposes such as for investment

More information

Outstanding Loans Received From Abroad by Private Sector. Definitions and Explanations. Statistics Department Balance of Payments Division

Outstanding Loans Received From Abroad by Private Sector. Definitions and Explanations. Statistics Department Balance of Payments Division Outstanding Loans Received From Abroad by Private Sector Definitions and Explanations Statistics Department Balance of Payments Division Contents I- Definitions... 3 II- Compilation Of The External Debt

More information

Challenge of Mechanical and Automotive Engineering Program in Thailand to Support Thailand s Automotive Industry

Challenge of Mechanical and Automotive Engineering Program in Thailand to Support Thailand s Automotive Industry Challenge of Mechanical and Automotive Engineering Program in Thailand to Support Thailand s Automotive Industry Yossapong Laoonual, PhD Committee, Thai Society of Mechanical Engineers (TSME) Assistant

More information

Q & A Regional Operating Headquarter

Q & A Regional Operating Headquarter 1 Q & A Regional Operating Headquarter What is ROH? Regional Operating Headquarters or ROH is a juristic company incorporated in Thailand providing managerial, administrative and technical services as

More information

Accessing Investment Capital and Developing a Business Plan for Funding Success. Connecting Women to Power Business Conference Friday, June 28, 2013

Accessing Investment Capital and Developing a Business Plan for Funding Success. Connecting Women to Power Business Conference Friday, June 28, 2013 Accessing Investment Capital and Developing a Business Plan for Funding Success Connecting Women to Power Business Conference Friday, June 28, 2013 Patrick Rodriguez Public Information Officer U.S. Small

More information

DETERMINATION OF ECONOMIC LOSSES DUE TO ROAD CRASHES IN THAILAND

DETERMINATION OF ECONOMIC LOSSES DUE TO ROAD CRASHES IN THAILAND DETERMINATION OF ECONOMIC LOSSES DUE TO ROAD CRASHES IN THAILAND Paramet LUATHEP Research Associate Asian Institute of Technology PO Box 4, Klong Luang, Pathumthani 12120 THAILAND Fax: +66-2-524-5509 E-mail:

More information

SBA 7(a) Government. Guaranteed Loan Program

SBA 7(a) Government. Guaranteed Loan Program SBA 7(a) Government Guaranteed Loan Program SBA Overview The U.S. Small Business Administration (SBA) Was Created By Congress In 1953 To Assist And Counsel Small Business Growth And Prosperity, Thereby

More information

Rwanda Natural Capital Accounting

Rwanda Natural Capital Accounting Rwanda Natural Capital Accounting Presented for: Mrs. Fatina Mukarubibi PS Ministry of Natural Resources Date: June 1, 2015 Wealth Accounting and the Valuation of Ecosystem Services www.wavespartnership.org

More information

An Overview of Federal Small Business Programs. March 15, 2010 Anne Pigeon Senior Policy Advisor Small Business and Tourism Branch Industry Canada

An Overview of Federal Small Business Programs. March 15, 2010 Anne Pigeon Senior Policy Advisor Small Business and Tourism Branch Industry Canada An Overview of Federal Small Business Programs March 15, 2010 Anne Pigeon Senior Policy Advisor Small Business and Tourism Branch Industry Canada Canada Small Business Financing Program The Canada Small

More information

NORTHWEST LOAN FUND Serving Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt and Summit Counties

NORTHWEST LOAN FUND Serving Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt and Summit Counties NORTHWEST LOAN FUND Serving Eagle, Garfield, Grand, Jackson, Moffat, Pitkin, Rio Blanco, Routt and Summit Counties SUMMARY OF LOAN REQUEST NLF Loan Request Amount 1. PRELIMINARY INFORMATION : Business

More information

How To Write A Business Plan

How To Write A Business Plan Successful Business Plan Ahram Canadian University December 2011 Module No.-1 Objectives By the end o this session, you will be able to: Determine the importance of preparing a business plan Recognize

More information

Business and Agricultural Loans

Business and Agricultural Loans Business and Agricultural Loans Business Loan Proposals Fund based business requirements. Non fund based business requirement. Classification of Loans based on Loan Pricing Sub-PLR (Prime Lending Rate)

More information

Policy Incentives Granted to Local SMEs in the Philippines

Policy Incentives Granted to Local SMEs in the Philippines Policy Incentives Granted to Local SMEs in the Philippines Tax A. Direct tax (Income taxation) Provision of fiscal incentives to all registered Barangay Micro Business Enterprises (BMBEs) Exemption from

More information

What is a business plan?

What is a business plan? What is a business plan? A business plan is the presentation of an idea for a new business. When a person (or group) is planning to open a business, there is a great deal of research that must be done

More information

Role of Central Banks in Promoting SME Business Pakistan - case

Role of Central Banks in Promoting SME Business Pakistan - case Role of Central Banks in Promoting SME Business Pakistan - case Syed Samar Hasnain Executive Director, Development Finance Group, State Bank of Pakistan Central Banks Role in Pakistan SBP, like other developing

More information

The Preparation of AEC Integration-Opportunities and Challenges for Business

The Preparation of AEC Integration-Opportunities and Challenges for Business The Preparation of AEC Integration-Opportunities and Challenges for Business Access to finance -How to easily obtain capital for business: Start-up and operation? Mean Channarith, Senior Manager of Credit

More information

THAILAND LIFE INSURANCE BUSINESS. Mrs. Busara Ungphakorn Executive Director The Thai Life Assurance Association

THAILAND LIFE INSURANCE BUSINESS. Mrs. Busara Ungphakorn Executive Director The Thai Life Assurance Association THAILAND LIFE INSURANCE BUSINESS Mrs. Busara Ungphakorn Executive Director The Thai Life Assurance Association 1 1.No. of Insurance companies Companies Local companies Foreign companies Total Life insurance

More information

SCB Announces its First Quarter, 2009 Financial Results Despite Adverse Headwinds, a Beacon of Strength & Resilience

SCB Announces its First Quarter, 2009 Financial Results Despite Adverse Headwinds, a Beacon of Strength & Resilience Press Release: 20 April, 2009 SCB Announces its First Quarter, 2009 Financial Results Despite Adverse Headwinds, a Beacon of Strength & Resilience Bangkok: The global economic turmoil shows no signs of

More information

ITS and its Applications of GNSS in Thailand

ITS and its Applications of GNSS in Thailand ITS and its Applications of GNSS in Thailand Sorawit Narupiti Associate Professor of Civil Engineering, Chulalongkorn University President, ITS Thailand Population: 66,720,153 (July 2011 est.) Land area:

More information

1. Rationale. 2. Statutory Power

1. Rationale. 2. Statutory Power 1. Rationale Unofficial Translation With courtesy of the Association of International Banks This translation is for the convenience of those unfamiliar with the Thai language Please refer to the Thai text

More information

Entrepreneur Academy: SBA 504 & 7(a) Loan Programs & Updates

Entrepreneur Academy: SBA 504 & 7(a) Loan Programs & Updates Entrepreneur Academy: SBA 504 & 7(a) Loan Programs & Updates Wendy J. Jeffers Sr. Lending Officer: SBA Programs wjeffers@sbacsav.com Mobile: 912.398.3090 or 888.287.2137 In full operation since September

More information

ASSET BASED FINANCE ASSOCIATION QUARTERLY STATISTICS TO JUNE 2014

ASSET BASED FINANCE ASSOCIATION QUARTERLY STATISTICS TO JUNE 2014 ASSET BASED FINANCE ASSOCIATION QUARTERLY STATISTICS TO JUNE 214 CONTENTS Page 1. List of contributors 1 2.1. Clients sales 2 2.2. Balances at the period end 3 2.3. Analysis of sole lender and syndicate

More information

Commercial Financial Services: Industry Specialization and Solutions for Working Capital Issues. October 6 th, 2014

Commercial Financial Services: Industry Specialization and Solutions for Working Capital Issues. October 6 th, 2014 Commercial Financial Services: Industry Specialization and Solutions for Working Capital Issues October 6 th, 2014 Who we are: Vision Always earning the right to be our clients' first choice. Strategic

More information

REPORT ON REVIEW OF INTERIM FINANCIAL INFORMATION BY THE INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

REPORT ON REVIEW OF INTERIM FINANCIAL INFORMATION BY THE INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS REPORT ON REVIEW OF INTERIM FINANCIAL INFORMATION BY THE INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS TO THE BOARD OF DIRECTORS NOK AIRLINES PUBLIC COMPANY LIMITED We have reviewed the consolidated statement

More information

1999 Results for All Sectors in the Southern and Eastern Region and in the Border, Midlands and Western Region

1999 Results for All Sectors in the Southern and Eastern Region and in the Border, Midlands and Western Region 1999 Results for All Sectors in the Southern and Eastern Region and in the Border, Midlands and Western Region Table 25 Principal Aggregates for Motor, Retail and Wholesale sectors in the Eastern and

More information

MICE - A New Paradigm for Tourism 8 th UNWTO Asia/Pacific Executive Training Program on Tourism Policy and Strategy Bali 28 April to 1 May 2014

MICE - A New Paradigm for Tourism 8 th UNWTO Asia/Pacific Executive Training Program on Tourism Policy and Strategy Bali 28 April to 1 May 2014 MICE - A New Paradigm for Tourism 8 th UNWTO Asia/Pacific Executive Training Program on Tourism Policy and Strategy Bali 28 April to 1 May 2014 Introduction of MICE Industry in Thailand TCEB, the Thailand

More information

Study on Financing Growth Capital for SMEs

Study on Financing Growth Capital for SMEs Study on Financing Growth Capital for SMEs Remarks by Marion G. Wrobel Vice-President, Policy and Operations Canadian Bankers Association for The Standing Senate Committee on Banking Trade and Commerce

More information

Start Something Small

Start Something Small OPEN Start Something Small Working towards a small business strategy for Alberta Table of Contents Small Businesses Mean Big Business 2 Introduction 3 What the Strategy Would Do 4 Direction One and Two

More information

In 2009 KASIKORNBANKGROUP received many awards and commendations, i.e.

In 2009 KASIKORNBANKGROUP received many awards and commendations, i.e. AWARDS AND COMMENDATIONS In 2009 KASIKORNBANKGROUP received many awards and commendations, i.e. KASIKORNBANK In Recognition of Management Financial Management Excellence 2008 of Her Royal Highness Princess

More information

Asian Seminar on Financial Literacy & Inclusion

Asian Seminar on Financial Literacy & Inclusion Asian Seminar on Financial Literacy & Inclusion Financial Education on Credit 11 September 2012 Koid Swee Lian, CEO Credit Counselling & Debt Management Agency (AKPK) 1 Malaysia Economic Statistics 2010

More information

Request for City Council Committee Action from the Department of Community Planning and Economic Development - CPED

Request for City Council Committee Action from the Department of Community Planning and Economic Development - CPED Request for City Council Committee Action from the Department of Community Planning and Economic Development - CPED Date: April 21, 2015 To: Council Member Lisa Goodman, Chair, Community Development &

More information

The big Small and Medium story - A commentary on SME Financing

The big Small and Medium story - A commentary on SME Financing The big Small and Medium story - A commentary on SME Financing Mr. Rakesh Singh CEO Limited Key Fundamentals update Developments since Mar 14 Apr Dec 13 Nov 14 New Government Equity Fed tapering / US Recovery

More information