Better than ever. Better for you.

Transcription

1 YOUR RETIREMENT. PLAN FOR LIFE. Better than ever. Better for you. Retirement Access Highlights

2 Better than ever Welcome to the enhanced Retirement Access website. Featuring easier navigation, simple-to-use dashboards, and enhanced planning and account management tools, your retirement plan website is better than ever. In the following pages, you ll learn about some new and improved capabilities. For instance, you ll get quick tips on: Using pull-down menus and intuitive navigation to find what you want, right away Viewing your asset allocation by investment option, contribution type, or asset class Determining whether you re saving enough for retirement Assessing your portfolio performance and saving progress Updating your account information, quickly and easily... and much more Navigation Estimates At-a-glance data 4 Notifications 5 Views 6 Access 7 Transactional features 8 Updating capabilities 9 Activity log 0 Perspectives Questions

3 Better navigation When you log on to Retirement Access, your landing page offers: Tab-based navigation. Dashboard-based home page with My Retirement Tracker and My Asset Allocation snapshots. Frequently used functions highlighted in the I want to section. 4 Expandable information sections that provide easy access to your contact information and statements, as well as educational tools. 4 Want to make a change or review your account? The I want to section provides shortcuts to commonly performed tasks.

4 Better estimates My Retirement Tracker Use My Retirement Tracker on the home page to find out if you re on track to potentially reach your retirement goals. The five-step tool allows you to set savings and income goals based on your desired lifestyle in retirement, any outside assets or income you may have, and your risk profile. Integrated with your retirement plan account, My Retirement Tracker provides a real-time projection of how much you may need in retirement. Asset View Shows you how much you may need for retirement and whether your current contribution rate or investment mix is leading you toward a savings gap or surplus. Income View Projects your monthly income needs in retirement and whether your current contribution rate or investment mix may result in an income surplus or shortfall. To get started, simply click Update My Goals. [continued on next page] Hypothetical results are for illustrative purposes only and are not intended to represent the future performance of any investment option. The principal value and the return of the investment options will fluctuate with changes in market conditions, and shares or units, when redeemed, may be worth more or less than their original cost. Taxes may be due upon withdrawal.

5 Better estimates To use My Retirement Tracker: Select the life stage that most closely matches your own. Choose how you would like to live in retirement. Add any assets or expected monthly income you may have saved outside of your retirement account. 4 Choose your investment style. 5 Gauge your savings progress. You can see if there s a possible asset or monthly income shortfall and get suggestions for closing the gap. To help reduce the gap, you can adjust your savings rate, retirement age, or investment style. 4 Use My Retirement Tracker 5 5 to determine whether you re saving enough.

6 Better at-a-glance data My Asset Allocation View a graphical snapshot of your portfolio, broken out by one of the following three options: Asset Class Contribution Type Investment Option What does your account portfolio look like? Now, you can view it by asset class stocks, bonds, and cash contribution type, or specific investment option. 4

7 Better notifications The News tab is where you ll find important plan updates, announcements, news, and other information of interest to you. The Alerts tab features system-generated messages that may include financial activity, such as rebalancing and pending transactions, as well as profile updates, including address changes. Want to find out if your transaction has been completed? Visit the Alerts section to get quick updates on your transaction status. 5

8 Better views On the My Investments page, you can navigate to view: 4 My Balances View by asset class, investments, or contribution type. Investment Elections See your current and future elections. Performance View your personal performance. Models & Strategies Get information on your plan s investment models and strategies, if available in your plan. 4 6

9 Better access View a statement Your statement gives you a snapshot of your account activity and historical investment performance. You can choose to view an online statement or request a printed one. Need more help? Access the statement guide, which provides helpful hints on understanding your statement information. You work too hard not to retire how and when you d like. Keep tabs on your savings progress by periodically reviewing your account statement. 7

10 Better transactional features On the Change My Investments page, you can change how your current money, as well as your future contributions, are invested. You have two ways to invest your retirement account: Or By using Morningstar Retirement Manager This online tool offers a simple, step-by-step process for establishing a personalized asset allocation strategy. By choosing your own investments You can build your own portfolio from any of the individual investment options available in the plan. This approach is best suited to investors who have the time and interest to study their investment options and choices. You can also rebalance your account. Rebalancing allows you to reallocate your portfolio to the original targets. Morningstar Online is the property of and offered by Morningstar Associates, LLC, a registered investment advisor and wholly owned subsidiary of Morningstar, Inc., and is intended for use by citizens and legal residents of the United States and its territories. The Morningstar name and logo are registered marks of Morningstar, Inc. The Hartford and its subsidiaries are not affiliated with Morningstar. 8

11 Better updating capabilities Accessible via the drop-down menu or by clicking About Me on the home page, the My Profile page allows you to view your personal information, address, phone, , and login security information. edelivery provides you with the option of receiving notification and electronic postings of select communications to Retirement Access. If you make an address change on this site, you will need to inform your employer of the change. 9

12 Better activity log The Account Activity page allows you to view transaction activity by a specified date range or transaction type. Transaction History View transactions for either a predefined or custom date range. The Summary Activity for your specified dates includes contributions, loan activity (if applicable), fees, and expenses. You can also view your beginning balance, ending balance, and net change. The All Transaction History for your selected date range covers both confirmed and pending transactions which you may download to Quicken. 0

13 Better perspectives The Research Investments page displays your available investment options by investment or by asset class. You may choose to review performance for the investments in your account, for all the investments offered through your plan, or for a selected subset of available investments. Click on the investment option to view a current fact sheet or prospectus.

14 Retirement Access. Better than ever. Questions about your account? Please call any business day from 8 a.m. to 8 p.m. Eastern Time. Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the mutual funds or The Hartford s group variable annuity products and funding agreements, and their underlying funds. For fund and product prospectuses and/or a disclosure document containing this and other information, contact your financial professional or visit our website. Read them carefully. The Hartford is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC ( HRS ), and Hartford Securities Distribution Company, Inc. ( HSD ). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford. Retirement programs can be funded by group fixed or variable annuity products and funding agreements issued by Hartford Life Insurance Company (Simsbury, CT). Group variable contracts are underwritten and distributed by HSD, where applicable. HRS and HSD offer certain service programs for retirement plans through which a sponsor or administrator of a plan may also invest in mutual funds on behalf of plan participants. NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY May Lose Value NOT A DEPOSIT OF OR GUARANTEED BY ANY BANK OR ANY BANK AFFILIATE FDIC Bank RA-Highlights-Bro 6- RPS 4