Getting started with NetBenefits Easy guide to NetBenefits

Transcription

1 Getting started with NetBenefits Easy guide to NetBenefits

2 Begin. The NetBenefi ts Home page provides an overview of your Fidelity accounts and offers helpful links to learning tools and timely news. Tip: It makes sense to check your balances after each payroll contribution. Log Out Help Messages Home Savings & Retirement Your Profile Welcome to NetBenefits for Theta Corporation Portfolio Total: $184,221.46* Savings Plans Theta Savings Plan 401(k): Annette s 401k Select Action Quick Links: View Year-to-Date Change View/Update your contribution Check loan status Other Accounts Hide Annette s Brokerage Brokerage: X Select Action Total Tools & Learning Find out all you need to know about your workplace savings plan and saving for See all your finances in one place with Full View, including investment, bank and View and manage your accounts. Simply click on the account name or use Select Action menus to access plan information or make changes to your accounts. Take action. Helpful Quick Links highlight relevant resources and actions you may want to consider to help you achieve your retirement goals.

3 Explore. The Savings & Retirement page lists your retirement savings plan accounts, and any other personal accounts you have with Fidelity Investments. Tip: If you want to take a specific action, use the drop-down menu to the right of each account. Log Out Help? Customer Service Messages Home Savings & Retirement Your Profile Savings & Retirement Your Portfolio Your Portfolio provides an overview of your account(s), along with tools to manage your investments. Accounts Portfolio Investments Portfolio Research Portfolio Analysis Tools & Learning Use the extensive set of planning and learning resources available on NetBenefits to help you build a financial strategy. > Go to the Tools & Learning Overview Retirement Accounts THETA SAVINGS PLAN Annette s 401k: Investment Accounts Name, Categorize, or Hide Accounts $140, Select Action Total $140, myplan from Fidelity Find out how you re doing at a glance and what s next for your retirement goal. Annette s Brokerage Brokerage: Z $43, Select Action Total $43, Totals Your Fidelity Accounts $184, Portfolio Total $184,221.46* Check balances. Select from your retirement savings plan and any personal Fidelity accounts. Click on the Portfolio Investments tab for more details.

4 Act. The Savings & Retirement Summary page provides an overview of your current investments, as well as links to help you analyze your individual investment options and make changes virtually anytime. Tip: Many experts suggest you should review your investment mix at least once each year and with any major life change (such as a marriage or divorce, purchase or sale of a house, or change in income). Log Out Help? Customer Service Messages Home Savings & Retirement Your Profile Savings & Retirement > THETA SAVINGS PLAN Messages View Summary Investment Choices and Research Transaction History Online Statement Plan Information and Documents Act Contribution Amount Change Investments Dividend Elections Loans or Withdrawals Electronic Payments Tools and Learning Summary Account: THETA SAVINGS PLAN Data as of 01/21/2009 Current Balance $140, Vested Balance $140, Outstanding Loan Balance $6, This amount is not included in your current balance View existing loan(s) View your current Contributions Investments Sources Asset Classes Year-to-Date Change This view shows the investments that you hold within your plan. To view historical performance, click an investment. Current Balance (%) Investment 8.43% ABC Asset Manager 15.06% DEF International 8.43% HIJ Intermediate Bond 68.08% KLM Mid-cap Stock % Go Current Investments by Asset Class Act. Keep your planning strategy and portfolio in line with your goals and make changes virtually anytime. View. See your statement, plan information, and a history of your account transactions. Analyze. Review your account details by Investments, Sources, Asset Classes, and Year-to-Date Change.

5 Learn. The Tools & Learning resources at NetBenefits can help you dig into a range of personal finance topics. Then you can use handy resources on the site to help you make decisions with confidence. Tip: Take advantage of interactive resources to save more and invest more confi dently. Log Out Help Messages Savings & Retirement Your Profile Savings & Retirement > Tools & Learning Tools & Learning: Overview Back Print This Page Preparing for Retirement re l About Your Strategy Take a few minutes to assess your retirement savings plan, review your investment choices, and find out if you re on track to reach your goals. Planning for Retirement Just getting started? Learn about workplace savings plans and start saving for retirement. Retirement still years away? Find out if you re on track to save enough for retirement with Retirement Quick Check. Retired or nearing retirement? Create an income plan to help manage your savings with Retirement Income Planner. Want to learn about recent market events? Visit market volatility resources. Retirement Calculators Contribution Calculator Take-Home Pay Calculator Withdrawal Calculator Online Workshops Visit e-learning to use interactive workshops and tutorials on retirement planning, investing, and other financial topics. Investing Guidance Need help choosing investments? Review your goals and receive a target investment mix with Portfolio Review. Looking for information on how the market performed last quarter? Watch the Quarterly Market Perspective. Managing Your Total Finances Looking to view all your finances in one place? Use Full View to see your bank, investment, and credit card accounts together. Want to formulate or fine-tune your financial plans? Access articles and tools to Use online tools. Interactive tools and calculators can help you work out: contribution rates your investment strategy how changes in your plan can affect your savings Experience e-learning. At your own pace and convenience, Fidelity e-learning workshops teach you the fundamentals of saving and investing for your retirement.

6 NetBenefi ts So simple to get into. Visit NetBenefits as often as you like, to: Review your progress Assess your saving and investing strategy Learn something new about managing your money Make it a habit to visit often. Generally, you should review your plan account regularly at least once a year or whenever you re anticipating a major life experience that could affect your fi nances. Before investing in any mutual fund, please carefully consider the investment objectives, risks, charges, and expenses. For this and other information, call or write Fidelity for a free prospectus. Read it carefully before you invest. Not FDIC Insured. May Lose Value. No Bank Guarantee. Not NCUA or NCUSIF insured. May lose value. No credit union guarantee. Investment and workplace savings plan products and services offered directly to investors and plan sponsors are provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC, 300 Puritan Way, Marlborough, MA Investment and workplace savings plan products and services distributed through investment professionals are provided by Fidelity Investments Institutional Services Company, Inc., 82 Devonshire Street, Boston, MA FMR LLC. All rights reserved