Urooj Khan. Office of Financial Research, U.S. Department of the Treasury Part-time researcher, October 2014 to October 2015

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1 Columbia Business School Phone: (212) Uris Hall Fax: (212) Broadway New York, NY EMPLOYMENT Graduate School of Business, Columbia University Class of 1967 Associate Professor of Business, July 2016 to Present Assistant Professor, January 2010 to June 2016 Instructor, July 2009 to December 2009 Office of Financial Research, U.S. Department of the Treasury Part-time researcher, October 2014 to October 2015 Hong Kong and Shanghai Banking Corporation Limited Corporate Banking Assistant, June 2002 to June 2003 EDUCATION University of Washington, Michael G. Foster School of Business Ph.D. in Accounting, 2010 University of Washington, Michael G. Foster School of Business M.S. in Business Administration, 2009 Syracuse University, Martin J. Whitman School of Management M.S. in Accounting, 2005 Delhi University, Shri Ram College of Commerce Bachelor of Commerce (Honors), 2002 RESEARCH 1 Published Research: Real activity forecasts using loan portfolio information with N. Bugra Ozel. Journal of Accounting Research, 2016, 54 (3): Featured in Columbia Business School Ideas at Work ( 1 In my field, authors of studies are typically listed alphabetically. July

2 Usefulness of fair values for predicting banks future earnings: Evidence from other comprehensive income and its components with Brian Bratten and Monika Causholli. Review of Accounting Studies, 2016, 21 (1): An assessment of TARP assistance to financial institutions with Charlie Calomiris. Journal of Economic Perspectives, 2015, 29 (2): Market reactions to policy deliberations of fair value accounting and impairment rules during the financial crisis of with Robert Bowen. Journal of Accounting and Public Policy, 2014, 33: Featured in Accounting Today (June 30, 2014) Working Papers: TEACHING The expected rate of credit losses on banks loan portfolios with Trevor Harris and Doron Nissim. - Featured in Columbia Business School Ideas at Work ( Does fair value accounting contribute to systemic risk in the banking industry? - Awarded the American Accounting Association s Competitive Manuscript Award - Featured in Columbia Business School Ideas at Work ( Co-migrations and the benefits of relationships in bank lending with Xinlei Li, Chris Williams and Regina Wittenberg-Moerman. The role of taxes in the disparity between corporate performance and economic growth with Suresh Nallareddy and Ethan Rouen. Tax avoidance and DuPont measures of future performance with Sharon Katz and Andy Schmidt. Do the FASB s standards add (shareholder) value? with Bin Li, Shiva Rajgopal and Mohan Venkatachalam. - Featured in Accounting Today (March 2, 2016) The SEC s enforcement record against auditors with Simi Kedia and Shiva Rajgopal. Classes Taught: Financial Accounting (1 st year MBA core class, Columbia Business School) July

3 Financial Reporting in Banking (Doctoral seminar, Columbia Business School) Executive Education: Finance and Accounting for Nonfinancial Executives (Columbia Business School) Cases Authored: What, when, how? A revenue mystery with Trevor Harris and Julian Yeo. Columbia Caseworks, 2011, ID# Hudson City Bancorp and NY Community Bancorp Loan Losses with Trevor Harris. PROFESSIONAL APPOINTMENTS Columbia Indian Business Initiative, Faculty Advisor, 2014 present Columbia Business School Program for Financial Studies Future of Banking and Insurance Initiative, Assistant Director, 2015 present Elected Board Member of the University of Washington Doctoral Business Students Association ( ) SEMINARS AND CONFERENCE PRESENTATIONS AAA Annual Meeting, 2009, 2010, 2012, 2013, 2016 (scheduled) AAA Financial Accounting & Reporting Section Midyear Meeting, 2010, 2015, 2016 Accounting Research Conference at Yale School of Management, 2010 Boston University, 2009 Columbia Business School, 2009, 2010, 2011(2), 2012, 2014 (2), 2015, 2016 (scheduled) Carnegie Mellon University, 2009 Conference for Financial Economics and Accounting, 2010, 2013, 2015 Conference on Empirical Legal Studies, 2014 Dartmouth College, 2009 Deutsche Bundesbank (Joint workshop with Basel Committee on Banking Supervision), 2014 Emory University, 2009, 2014 Federal Deposit Insurance Corporate, 2014 Faculty Lecture Series for Undergraduates, Columbia University, 2012 Georgetown University, 2009 Georgia State University, 2010 Harvard Business School, 2009 Hong Kong University of Science and Technology (Accounting Research Symposium), 2014 Indian School of Business (Accounting Research Conference), 2010 July

4 INSEAD, 2017 (scheduled) Ivey School of Business, University of Western Ontario, 2011 Journal of Accounting and Public Policy Conference, 2013 London Business School, 2009, 2013 McMaster Accounting Research Symposium, 2011 New York Accounting and Finance Forum, Binghamton University, 2010 No Free Lunch Seminar, Program for Financial Studies, Columbia Business School, 2012, 2015 Office of Financial Research (U.S. Department of the Treasury), 2014 Penn State University, 2009 Review of Financial Studies conference on the Financial Crisis, Yale University, 2009 Rutgers Business School, 2009 Singapore Management University Accounting Symposium, 2013 Southern Methodist University, 2016 (scheduled) State University of New York at Binghamton, 2009 Syracuse University, 2010 Temple University Accounting Conference, 2016 (scheduled) University of California at Berkeley, 2009 University of Colorado at Boulder, 2009 University of Connecticut, 2016 (scheduled) University of Houston, 2009 University of Illinois at Urbana Champagne (Symposium on Audit Research), 2014 University of Michigan, 2009 University of Mississippi, 2014 University of Rochester, 2009 University of Southern California, 2017 (scheduled) University of Washington Financial Reporting Conference, 2009 Washington University at St. Louis, 2013 CONFERENCES ATTENDED 11 th Annual Carnegie Mellon University Accounting Conference, Carnegie Mellon University, th Bank Research Conference sponsored by the FDIC, 2014 AAA Annual Meeting 2008, 2009, 2010, 2012, 2013, 2016 (scheduled) AAA Financial Accounting & Reporting Section Midyear Meeting 2007, 2009, 2010, 2015, 2016 AAA/Deloitte/J. Michael Cook Doctoral Consortium, Lake Tahoe, June 2008 Accounting Research Conference at Penn State University, 2009 Accounting Research Conference at Yale School of Management, 2010 Bauer Accounting Conference, University of Houston, 2013 Burton Workshop at Columbia University 2009, 2010, 2011, 2012, 2014, 2015 Contemporary Accounting Research Conference, 2013 Conference for Financial Economics and Accounting 2010, 2011, 2013, 2015 July

5 SERVICE Congress on Fair Value Accounting, 2012 Conference on Empirical Legal Studies (UC Berkeley), 2014 Federal Reserve Bank of New York-Journal of Accounting Research Conference on Disclosure, Transparency, and Financial Reporting in the Financial Industry, 2012 Global Issues in Accounting Conference, University of North Carolina, 2013 HKUST Accounting Research Symposium, 2014 Indian School of Business Accounting Research Conference, 2010 Information, Markets and Organizations Conference, Harvard Business School, 2015 Interplay of Accounting and Financial Regulation and its impact on Bank Behavior organized by Deutsche Bundesbank and Basel Committee on Bank Supervision, 2014 Journal of Accounting and Public Policy Conference, I.E. Business School, 2013 London Business School Accounting Symposium, 2013 McMaster Accounting Research Symposium, 2011 New York Accounting and Finance Forum, Binghamton University, September 2010 New York University Summer Camp, 2012 Symposium on Audit Research (UIUC), 2014 Review of Accounting Studies Conference, 2010 Review of Financial Studies conference on the Financial Crisis, Yale University, July 2009 Singapore Management University Accounting Symposium, 2013 Temple University Accounting Conference, 2016 (scheduled) University of British Columbia, Oregon, and Washington Accounting Research Conference 2006, 2007, 2008, 2011 University of British Columbia, Oregon and Washington Conference, , 2016 (scheduled) University of Minnesota Empirical Research Conference 2011, 2015, 2016 University of Toronto Accounting Conference 2013, 2014 University of Washington Financial Reporting Conference, Seattle, May 2009 Core course coordinator for Financial Accounting Fall 2011 Arranged the Columbia Accounting Seminars for the academic year Mentor for a new faculty member under the teaching mentorship program of the Samberg Institute for Teaching Excellence Accounting Course Director for the Emerging Leaders Program organized by Columbia Business School s Black Business Students Association Ad-hoc referee for Accounting Horizons, Contemporary Accounting Research, European Accounting Review, Journal of Accounting, Auditing and Finance, Journal of Accounting and Economics, Journal of Accounting Research, Journal of Accounting and Public Policy, Journal of Finance, Journal of Financial July

6 Intermediation, Management Science, Review of Accounting Studies and Review of Financial Studies Referee for AAA Annual and Midyear Meetings , 2010, 2011, 2012, 2014, 2015, 2016 HONORS AND AWARDS American Accounting Association s Competitive Manuscript Award (2012) AAA/Deloitte/J. Michael Cook Doctoral Consortium Fellow (2008) Global Business Center Summer Fellowship, University of Washington (2008) AAA Financial Accounting & Reporting Section Doctoral Consortium Fellow (2007) Foster School of Business Dean Achievement Award ( ) Stroum Fellowship in Business Administration, University of Washington (2006) University of Washington Business School / Lorig Fellow ( ) OUTSIDE ACTIVITIES Columbia Business School requires its faculty members to disclose any activities that might present a real or apparent conflict of interest. Here is the list of my outside activities - Consulting clients - Marketfield LLC, Coleman Research Group July

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