Large Corporate One S.r.l.

Transcription

1 Large Corporate One S.r.l. INVESTOR REPORT Securitisation of a portfolio of large corporate loans 897,000,000 Class A Notes 103,000,000 Class B Notes Investor Report Date 20/02/2015 Relevant Quarterly Collection Period 01/10/ /12/2014 Relevant Interest Period 31/10/ /01/2015 Payment Date 30/01/2015

2 This Investors Report (the Report ) has been prepared by UniCredit Bank AG, London Branch ( UCB ), a member of the UniCredit Group, in its role as Calculation/Computation Agent and is based, inter alia, on the Servicer Reports prepared by the Servicer as well as data provided to UCB by other third parties. Although such information has been obtained from sources believed to be reliable, neither UCB, nor its subsidiaries or affiliates, or any of their respective directors, managers, officers or employees makes any representation as to their fairness, accuracy, completeness or reliability or shall have any responsibility or liability for any loss or damage howsoever arising from or otherwise in connection with the use of this Report. This Report is not for retail customers (as defined by the pean Markets in Financial Instruments Directive) and persons into whose possession or attention this document comes must inform themselves about, and strictly observe, any such restrictions. This Report is provided for information purposes only and does not constitute or form part of, nor may be construed so as to constitute or form part of, an offer, or the solicitation of any offer, to buy, sell or subscribe for any securities mentioned herein, nor is it intended to provide an evaluation of the risk related to an investment in such securities or for use by any person in making investment decisions. By accepting this Report, you agree to be bound by the foregoing restrictions. The information provided in the Report can not substitute the obtaining of independent financial advice. UniCredit Bank AG is supervised by the German Federal Financial Supervisory Authority (BaFIN). Germany with limited liability. It is incorporated in If this Report has been sent to you in electronic form, you are reminded that documents transmitted via this medium may be altered or changed during the process of electronic transmission and consequently none of UCB, its subsidiaries or affiliates or any of the directors, officers or employees thereof, accepts any liability or responsibility whatsoever in respect of any difference between the documents distributed to you in electronic format and the hard copy version available to you on request from UCB.

3 Large Corporate One S.r.l. - DESCRIPTION OF THE NOTES Issuer: Large Corporate One S.r.l. Issue Date: 21/08/2013 Series Class A Notes Class B Notes Initial Subscription Payment Currency Final Maturity Date Listing ISIN Code Common Code Clearing System Indexation Spread at Issuance 250,000, ,706, Eur Eur 30/10/ /10/2027 Irish Stock Exchange IT n.a. IT n.a. Monte Titoli, clear, Clearstream n.a. 3.00% Euribor 3M 0.00% 5.00% Originator: Servicer: Corporate Servicer: Account Bank: Paying Agent: Representative of Noteholders: UniCredit S.p.A. UniCredit S.p.A. UniCredit Credit Management Bank S.p.A. UniCredit S.p.A. BNP Securities Services, Milan Branch BNP Securities Services, Milan Branch

4 Large Corporate One S.r.l. - Class A Notes * Interest Period Interest Accrued Before Payments Payments After Payments Start (included) End (excluded) Payment Date Coupon Days Interest Due Unpaid Interest Principal Interest * Principal Unpaid Interest Principal 21/08/ /10/ /10/ % 436 8,958, ,000, ,958, ,000, * the Class A Interest Payment and the Class A Adjusted Interest Payment will be payable on each Senior Notes Payment Date.

5 Large Corporate One S.r.l. - COLLECTIONS Collection Period (both dates included) Start End Principal Collected on Claims not Classified as Defaulted Claims (excluding prepayments) Interest Collected on Claims not Classified as Defaulted Claims Recoveries on Defaulted Claims Pre-payments on Claims not Classified as Defaulted Claims (principal) Receivables repurchased by the Originator 01/07/ /12/ ,823, ,607, , ,369, /01/ /03/ ,318, , , ,751, /04/ /06/ ,506, ,066, , ,574, /07/ /09/ ,936, , ,439, /10/ /12/ ,087, ,552, ,639, Other Total Collections

6 Large Corporate One S.r.l. - Issuer Available Funds INTEREST AVAILABLE FUNDS 1,552, ISSUER PRINCIPAL AVAILABLE FUNDS 32,421, (a) All Interest Collection received by the Servicer (interest, fees, pre-payment penalties) 1,552, (a) All amount collected by the Servicer on account of principal 32,087, (b) All Recoveries (principal and interest components) collected by the Servicer - (b) any interest,yield and profit component paid on any Eligible Investments - (c) Interest accrued and paid on the Accounts (c) Any amount received from the Originator pursuant to the Master Receivables Purchase Agreement - (d) Any amounts (without duplication with the items of the Pricipal Available Funds and - (d) Any amount received from the Originator pursuant to the Warrenty and Indemnity Agreement - Interest Available Funds) received by the Issuer from any party of the transaction Documents (e) Any Interest Available Funds, if any, to be credited to the Principal Deficiency Ledger and any (e) Any payment to be received from the Swap Counterparty - amount allocated under items fifth and seventh of the Pre-Trigger Notice Notice Interest of Payments 334, (f) The Cash Reserve - (f) All the principal component of proceeds deriving from i) the sale, if any, of the Master Portfolio or of individual Receivables - (g) Any interest, yeld and profit component accrued on or generated by any Eligible Investments - ii) the exercise of the pre-emption right - (without duplication with the item (a) above) (g) Any amount set aside in the General Account in accordance with item Second (h) Any amount allocated on such Payment Date under items First and Tenth of the of the Pre-Trigger Notice Principal Priority of Payment and not yet paid to the Originator - Pre-Trigger Notice Principal Priority of Payment - (h) On each Payment Date during the Initial Period and the Replenishment Period, the amount (i) Interest components of the proceeds deriving from the sale of the Master Portfolio or standing to the credit of Principal Accumulation Account necessary to pay the item First and Second individual Receivables or following the exercise of the pre-emption right - of the Pre-Trigger Notice Principal Priority of Payment - (j) Any Revolving Drawing paid to the Issuer - (i) On the first Payment Date during the Amortisation Period, all amount standing to the credit of the Principal Accumulation Account - (k) Interest component of the Prepayment (without double counting with the amount under item (a)) after the expiry of the Hardening Period for the relevant Prepayment - (j) On the Senior Notes Maturity Date and on the Payment Date following the receipt of a resolution by the Junior Noteholders, the Cash Reserve as the relevant Calculation Date - (l) on the Calculation Date immediately preceding each Senior Notes Payment Date, the sum of the Interest Element credited on the General Account - (k) The Principal Prepayment collected by the Servicer or received in respect of the Receivables after the expiry of the Hardening Period - (l) on the Final Maturity Date the balance standing to the credit of the Expenses Account - ISSUER AVAILABLE FUNDS 33,639,340.83

7 Large Corporate One S.r.l. - Priority of Payments INTEREST PRIORITY OF PAYMENT PRINCIPAL PRIORITY OF PAYMENT INTEREST AVAILABLE FUNDS 1,552, PRINCIPAL AVAILABLE FUNDS 32,421, First A) Any Expenses 18, First Any amount payable under items: B) necessary to replenish the Expenses Account up to Retention 3, A) First to Third (inclusive) under the Pre-Trigger Notice Interest Priority of Payment if the Senior Notes Guarantee has not been terminated and the Senior Notes Guarantor has not defualted; - Second Fees, indemnity, cost and expenses and all other amounts due to: B) First to Fourth(inclusive) under the Pre-Trigger Notice Interest Priority of Payment if the Senior Notes Guarantee a) RoN 1, has been terminated or the Senior Notes Guarantor has been terminated - b) Servicer 152, c) Account Bank - Second During the Initial Period and the Replenishment Period, to pay to the Originator: d) Custodian Bank - A) the Principal Component of the Purchase Price 29,216, e) Calculation Agent 30, B) the Prinicipal Component of the Purchase Price due and payable which have remained unpaid - f) Additional Calculation Agent 9, on previous Payment Dates g) Cash Manager - h) Paying Agent 1, Third During the Replenishment Period to credit to the Principal Accumulation Account any residual Principal Available Funds 3,205, i) Senior Notes Guarantor 22, j) Corporate Servicer 17, Fourth On the Senior Notes Payment Date, the Principal on the Senior Notes - k) Stichting Corporate Servicer 4, l) Interest Shortfall Liquidity Provider 1, Fifth To the Originator any Adjustment Purchase Price - Third due to the Swap Counterparty under the Swap Agreement 55, Sixth due and payable under items Eleventh to Twelfth of the Pre-Trigger Notice Interest Priority - of Payments, unless already paid under the Pre-Trigger Notice Interest Priority of Payment Fourth on each Payment Date other than a Senior Notes Payment Date, any Interest Element; 899, on each Senior Notes Payment Date, interest on the Senior Notes - Seventh Any amount due to the Originator under the Transaction Document not already paid under other - items of this Pre-Trigger Notice Principal Priority of Payment Fifth To transfer to the Principal Available Funds any amount paid on the preceding Payment Date under the item First of the Pre-Trigger Notice Principal Priority of Payment - Eighth To repay to the Senior Notes Guarantor all amount piad by the latter to the Senior Noteholders - Sixth To repay to the Senior Notes Guarantor all amount paid by the latter as Interest Guaranteed s - Ninth All principal amount on the Junior Notes up to the Junior Notes Retained - Seventh necessary to reduce to zero the debit balance of the Principal Deficiency Ledger 334, Tenth A) Up to but excluding the date on which there are no outstanding Receivables, to transfer to the Interest Available Funds any residual Principal Available Funds - Eight During the Initial Period and the Replenishment Period to the Originator: B) on the Payment Date on which there are no outstanding Receivables, to transfer to the A) the Other Component of the Purchase Price - Interest Available Funds any residual Principal Available Funds, net of the Junior Notes Retained - B) the Other Component of the Purchase Price due and payable which have remained unpaid on previous Payment Dates - Eleventh All amount outstanding in respect of Junior Notes Retained - Ninth Any amount necessary to replenish the Cash Reserve Account up to the Cash reserve Required - Tenth Any swap termination payment other than any amount paid under item Third - Eleventh Any interest, cost and expenses to pay to the Interest Shortfall Facility Provider - Twelfth Any principal due to the Interest Shortfall Facility Provider - Thirteenth Interest on the Junior Notes - Fourteenth Variable Return on the Junior Notes -

8 Large Corporate One S.r.l. - PORTFOLIO PERFORMANCE SERVICING REPORT n. 5 - PORTFOLIO PERFORMANCE During the collection period / Nel corso del Periodo di incasso In the previous collection period / Nel corso del Periodo di incasso precedente Collections Total Principal / Total Interest / Total Collections / Total Principal / Total Interest / Total Collections / a. Incassi relativi al portafoglio Totale Capitale Totale Interessi Totale incassi Totale Capitale Totale Interessi Totale incassi a. Total 32,087, ,552, ,639, ,936, , ,439, During the collection period / Nel corso del Periodo di incasso In the previous collection period / Nel corso del periodo di incasso precedente In the two previous collection periods / Nel corso dei due periodi di incasso In the three previous collection periods/ Nel corso dei tre periodi di incasso Portfolio Status loans amount % on the current oustanding % on the initial portfolio loans amount loans amount loans amount % sull'importo originariamente Stato del portafoglio Numero di finanziamenti Capitale da rimborsare % sul Totale Debito Residuo Attuale Numero di finanziamenti Capitale da rimborsare Numero di finanziamenti Capitale da rimborsare Numero di finanziamenti Capitale da rimborsare b. cartolarizzato b.1 Performing Recevables (excluding Delinquent and Crediti non in bonis) ,839, % 86.80% ,537, ,855, ,526, b.2 Delinquent Receivables which are not classified as Crediti non in bonis % 0.00% b.3 Crediti non in bonis % 0.00% b. Total ,839, % 86.80% ,537, ,855, ,526, During the collection period / Nel corso del Periodo di incasso In the previous collection period / Nel corso del periodo di incasso precedente In the two previous collection periods / Nel corso dei due periodi di incasso In the three previous collection periods/ Nel corso dei tre periodi di incasso c. Arrears status loans amount % on the current oustanding % on the initial portfolio loans amount loans amount loans amount Dettaglio dei finanziamenti relativi a crediti insoluti Numero di finanziamenti Capitale da rimborsare % sul Totale Debito Residuo Attuale % sull'importo originariamente Numero di finanziamenti Capitale da rimborsare Numero di finanziamenti Capitale da rimborsare Numero di finanziamenti Capitale da rimborsare cartolarizzato c.1 from 0 to 29 days 0.00% 0.00% c.2 from 30 to 59 days % 0.00% c.3 from 60 to 89 days % 0.00% c.4 from 90 to 119 days % 0.00% c.5 from 120 to 149 days % 0.00% c.6 from 150 to 179 days % 0.00% c.7 from 180 to 209 days % 0.00% c.8 from 210 to 239 days % 0.00% c.9 from 240 to 269 days % 0.00% c.10 from 270 to 299 days % 0.00% c.11 from 300 to 329 days % 0.00% c.12 from 330 to 360 days % 0.00% c.13 over 360 days % 0.00% c. Total % 0.00% In the two previous collection Defaulted (gross of recoveries) During the collection period % on the initial portfolio In the previous collection period In the three previous collection periods Total over the four periods Gross cumulative default % on the initial portfolio d. periods % Classificato a default nel corso del Nel corso del periodo di incasso Nel corso di due periodi di incasso Nel corso di tre periodi di incasso Totale cumulato classificato % totale cumulato classificato a Default Finanziamenti relativi a crediti in default (al lordo del recupero) Nel corso del Periodo Corrente Periodo Corrente sull'originario Totale nel corso dei quattro periodi precedente a Default sull'originario cartolarizzato cartolarizzato d.1 / Numero di finanziamenti % % d.2 classified as Default / Importo classificato 0.00% 0.00% a default e. Recovery on loans classified as default In the two previous collection Total amount written-off as % on the During the collection period % on the cumulative default In the previous collection period In the three previous collection periods written-off during the period Total amount written-off periods amount classified as default % del totale cumulato Recuperi sui finanziamenti realtivi a crediti in default % sul totale cumulato classificato a Nel corso del periodo di incasso Nel corso di due periodi di incasso Nel corso di tre periodi di incasso Totale recuperato/stralciato nel corso dei Totale cumulato Nel corso del Periodo Corrente recuperato/stralciato sul totale cumulato default precedente quattro periodi recuperato/stralciato classificato a default e.1 Recovered amount / Importo recuperato % % f. Pre-payments At the end of the previous collection At the end of the second previous At the end of the third previous collection During the collection period % on the initial portfolio Total over the four periods Cumulative pre-paid amount % on the initial portfolio period collection periods periods % estinto anticipatamente nel corso % totale cumulato estinto anticipatamente Alla fine del periodo di incasso Alla fine di due periodi di incasso Alla fine di tre periodi di incasso Totale cumulato estinto Estinzioni Anticipate Nel corso del Periodo Corrente del Periodo Corrente sull'importo Totale dei quattro periodi sull'importo originariamente precedente anticipatamente originariamente cartolarizzato cartolarizzato f.1 Principal component / Quota capitale estinzioni anticipate totali/parziali % , %

9 Large Corporate One S.r.l. - PORTFOLIO DESCRIPTION SERVICING REPORT n. 5 - PORTFOLIO DESCRIPTION PORTFOLIO DESCRIPTION (a) a. General Information about the Portfolio Value Informazioni generali sul portafoglio Valore a.1 : / Numero di finanziamenti: 34 a.2 Oustanding Portfolio : / Debito : 241,839, a.3 Average (1) / Debito Residuo Medio (1) 7,112, a.4 Weighted Average Seasoning (2) (3) / Seasoning medio ponderato (2) (3) a.5 Top Borrower Group 26,700, a.6 Weighted Average Remaining Term (2) (4): / Scadenza residua media ponderata (2) (4): a.7 Weighted Average rate (fix rate) (2) (5): / Tasso medio ponderato (tassi fissi) (2) (5): 0.00% a.8 Weighted Average spread (floating rate) (2) (6): / Spread medio ponderato (tassi variabili) (2) (6): 1.75% a.9 Weighted Average probability default (2) / Media ponderata probabilità default - WA PA (2) 0.66% a.10 Weighted Average Loss given default / WA LGD (2) 37.62% % on total number % on total amount b. amount of loans Oustanding amount outstanding outstanding Valore debito % sul debito Debito Residuo Valore debito % sul debito b.1 from 0 (included) to (excluded) % 9,043, % % 2,909, % b.2 from (included) to (excluded) % 34,795, % % 13,498, % b.3 from (included) to (excluded) % 33,106, % % 40,912, % b.4 from (included) to (excluded % 85,714, % % 58,356, % b.5 from (included) to (excluded) % 79,179, % % 54,821, % b.6 from (included) to (excluded) % % % % b.7 from (included) to (excluded) % % % % b.8 from (included) to (excluded) % % % 108,107, % b.9 over (included) % % % % b. Total % 241,839, % % 278,606, % c. Portfolio Seasoning (3) of Valore debito % sul debito Seasoning del portafoglio (3) Valore debito % sul debito c.1 from 0 (included) to 12 (excluded) months % % % 78,183, % c.2 from 12 (included) to 24 (excluded) months % 28,720, % % 14,403, % c.3 from 24 (included) to 36 (excluded) months % 35,062, % % 104,852, % c.4 from 36 (included) to 48 (excluded) months % 69,106, % % 509, % c.5 from 48 (included) to 60 (excluded) months % 19,142, % % % c.6 from 60 (included) to 72 (excluded) months % 51,406, % % 10,734, % c.7 from 72 (included) to 84 (excluded) months % 169, % % % c.8 from 84 (included) to 96 (excluded) months % 12,452, % % 16,188, % c.9 over 96 (included) months % 25,779, % % 53,733, % c. Total % 241,839, % % 278,606, % d. By Borrower expected Probability of Default of Valore debito % sul debito Probabilita' di default del debitore Valore debito % sul debito d.1 from 0 (included) to 0,10% (excluded) % 113,901, % % 119,821, % d.2 from 0,10% (included) to 0,20% (excluded) % 40,713, % % 6,783, % d.3 from 0,20% (included) to 0,30% (excluded) % % % 35,438, % d.4 from 0,30% (included) to 0,40% (excluded) % 30,964, % % 33,299, % d.5 from 0,40% (included) to 0,50% (excluded) % 1,504, % % % d.6 from 0,50% (included) to 0,60% (excluded) % % % 7,686, % d.7 from 0,60% (included) to 0,70% (excluded) % % % 3,000, % d.8 from 0,70% (included) to 0,80% (excluded) % % % % d.9 from 0,80% (included) to 0,90% (excluded) % 4,082, % % 53,107, % d.10 from 0,90% (included) to 1,00% (excluded) % % % % d.11 from 1,00% (included) to 2,00% (excluded) % 27,158, % % 19,469, % d.12 from 2,00% (included) to 3,00% (excluded) % 18,500, % % % d.13 >= 3,00% % 5,014, % % % d. Total % 241,839, % % 278,606, % e. Remaining Term (4) of Valore debito % sul debito Scadenza residua (4) Valore debito % sul debito e.1 from 0 (included) to 12 months (excluded) % 41,045, % % 13,693, % e.2 from 12 (included) to 24 months (excluded) % 79,118, % % 19,385, % e.3 from 24 (included) to 48 months (excluded) % 61,858, % % 120,011, % e.4 from 48 (included) to 72 months (excluded) % 29,022, % % 56,220, % e.5 from 72 (included) to 96 months (excluded) % 5,014, % % % e.6 from 96 (included) to 120 months (excluded) % % % 16,188, % e.7 from 120 (included) to 160 months (excluded) % % % % e.8 from 160 (included) to 200 months (excluded) % % % % e.9 over 200 (included) months % 25,779, % % 53,107, % e. Total % 241,839, % % 278,606, % f. By Region (b) of Valore debito % sul debito Distribuzione Geografica (b) Valore debito % sul debito f.1 Abruzzo % % % 16,188, % f.2 Basilicata % % % % f.3 Calabria % % % % f.4 Campania % % % % f.5 Emilia - Romagna % 88,815, % % 127,670, % f.6 Friuli-Venezia Giulia % 10,543, % % 18,397, % f.7 Lazio % 10,680, % % % f.8 Liguria % % % % f.9 Lombardia % 51,948, % % 3,509, % f.10 Marche % 1,378, % % % f.11 Molise % % % % f.12 Piemonte % 51,400, % % 50,517, % f.13 Puglia % 169, % % % f.14 Sardegna % % % % f.15 Sicilia % % % % f.16 Toscana % % % % f.17 Trentino - Alto Adige % % % % f.18 Umbria % % % % f.19 Valle d'aosta % % % % f.20 Veneto % 26,902, % % 62,321, % f.21 Estero % % % % f. Total % 241,839, % % 278,606, %

10 g. By Client Segment (SAE) of Valore debito % sul debito Distribuzione per Settore Industriale (SAE) Valore debito % sul debito g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % 140,587, % % 212,781, % g % 75,472, % % 65,198, % g % % % % g % % % % g % % % % g % % % 626, % g % % % % g % 25,779, % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g % % % % g.110 ALTRI % % % % g. Total % 241,839, % % 278,606, %

11 h. By Client Industry Sector of Valore debito % sul debito Distribuzione per Settore di attivita' industriale Valore debito % sul debito h.1 Chemicals, Pharma and Healthcare % 4,082, % % 7,854, % h.2 Construction, Wood and Furniture % 3,451, % % 7,686, % h.3 Consumer Goods % 1,378, % % 509, % h.4 Electronics % 14,661, % % 24,429, % h.5 Energy (Waste Management) % 41,449, % % 82,305, % h.6 Fin Institution and Insurance % 53,400, % % 55,000, % h.7 Food and Beverage % 19,888, % % 45,183, % h.8 Machinery and Metals % 42,261, % % 3,000, % h.9 Real Estate % 5,014, % % % h.10 Services % 25,779, % % 10,198, % h.11 Textiles % 19,791, % % 42,438, % h.12 Transport & Travel % 10,680, % % % h. Total % 241,839, % % 278,606, % i. Interest Payment Frequency of Valore debito % sul debito Distribuzione per frequenza di pagamento della quota interessi Valore debito % sul debito i.1 Monthly / Mensile % 1,617, % % 701, % i.2 Bimonthly / Bimensile % % % % i.3 Quarterly / Trimestrale % 66,863, % % 131,583, % i.4 Semy Annually / Semestrale % 173,358, % % 146,320, % i.5 Annually / Annuale % % % % i. Total % 241,839, % % 278,606, % j. Interest Rate Type of Valore debito % sul debito Tipologia di tasso di interesse Valore debito % sul debito j.1 Fix / Fisso % % % 626, % j.2 Floating / Variabile % 241,839, % % 277,979, % j. Total % 241,839, % % 278,606, % k. Interest Rate of Valore debito % sul debito Tasso di Interesse (finanziamenti a tasso fisso) (5) Valore debito % sul debito k.1 0% (incluso) - 3% (escluso) % % % % k.2 3% (incluso) - 4% (escluso) % % % % k.3 4% (incluso) - 5% (escluso) % % % 626, % k.4 5% (incluso) - 6% (escluso) % % % % k.5 >=6% % % % % k. Total % 0.00% % 626, % - l. Spread on the relevant reference rate (6) of Valore debito % sul debito Spread sul tassi di riferim. (finanziamenti a tasso variabile) Valore debito % sul debito l.1 0% (incluso) - 1% (escluso) % 108,480, % % 156,081, % l.2 1% (incluso) % (escluso) % 5,824, % % 20,876, % l % (incluso) - 1.5% (escluso) % 33,619, % % 13,179, % l.4 1.5% (incluso) % (escluso) % 16,316, % % % l % (incluso) - 2% (escluso) % 13,577, % % 11,269, % l.6 >=2% % 64,021, % % 76,572, % l. Total % 241,839, % % 277,979, % (a) Si tratta del Portafoglio, non classificato a Default, alla data di fine periodo di incasso, dopo il pagamento delle rate incassate così come alimentanti il foglio "Incassi" (a) It relates to the Portfolio non classified as Default, as of the end of the collection period, once the payment of the collected instalments according to the spreadsheet "Collection" has been done (b) Si tratta della Regione della Filiale Originaria che ha concesso il finanziamento (b) It relates to the Region of the Original Branch which granted the loans (1) Per media si intende la media semplice (1) Average means the not-weighted average (2) Come peso per la ponderazione si intende il debito (2) Average weighted by outstanding amount (3) Calcolato come differenza tra la data di reporting e la data di stipulazione (3) Calculated as the difference between the reporting date and the origination date (4) Calcolata come differenza tra la data di scadenza e la data di reporting (4) Calculated as the difference between the maturity date and the reporting date (5) Per finanziamenti a tasso fisso (5) In relation to fixed interest rate loans (6) Per finanziamenti a tasso variabile (6) In relation to floating interest rate loans