Igor A. Zey, MSFS, CFP, CLU, ChFC, CAP, AEP

Transcription

1 Igor A. Zey, MSFS, CFP, CLU, ChFC, CAP, AEP White, Zuckerman, Warsavsky, Luna & Hunt Advisors, LLC Professional Financial Resources, Inc Ventura Blvd., #220 Sherman Oaks, California Office (818) Fax: (818) Cell: (213) Mr. Zey is a Partner at White, Zuckerman, Warsavsky, Luna & Hunt Advisors, LLC and the President and CEO of Professional Financial Resources (PFR), Inc. WZWL&H ADVISORS, LLC practice consists primarily of comprehensive Financial Planning for clients going and/or having gone through a divorce and Executive Benefits and Buy-Sell planning for small businesses, law and accounting firms. More specifically, the scope of the advisory services includes comprehensive fee-based Financial Planning, Estate Tax and Charitable planning, asset protection planning, managing client s financial expectations in divorce, executive benefits, life settlements and premium financing consulting and analysis, life insurance issues and planning in divorce, retirement income accumulation and distribution strategies, and wealth management. Mr. Zey has been a frequent speaker on the subjects of financial, charitable, and estate tax planning in the context of marital dissolutions, ESOPs, executive compensation, disability and life insurance planning, and asset protection planning to various professional groups of attorneys, doctors, Certified Public Accountants (AICPA and California Society of CPAs), and insurance producers. He has testified in courts on numerous financial issues related to imputed interest calculation on assets available for support, retirement plan analysis in divorce, financial planning, and standard of care issues in the investment and insurance communities. Expert Witness work is offered through Professional Financial Resources, Inc. Mr. Zey is a graduate of University of California at Los Angeles with a BA in Russian Literature and Linguistics. He is an MSFS (Master of Science in Financial Services) from The American College in Pennsylvania, CFP (Certified Financial Planner TM ) from the College of Financial Planning in Denver, Colorado, CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant), CAP (Chartered Advisor in Philanthropy), and an AEP (Accredited Estate Planner). He is currently pursuing PhD in Retirement Planning at The American College. Mr. Zey has been involved with a wide range of professional affiliations, including the National Association of Life Underwriters, West Los Angeles Life Underwriters, the Los Angeles Chapter of the National Association of Insurance and Financial Advisors (where he served as director), Planned Giving Round Table of Southern California, Beverly Hills Bar Association, National Association of Estate Planners and Councils, and the California Society of Certified Public Accountants and currently holds FINRA licenses 6, 7, 63, 65, and 24. He enjoys playing chess competitively, Krav Maga, and kickboxing.

2 Videos & Publications The Wealth Channel Provided by The American College Annuity Straddles and possible policy exit strategies for life insurance owners are discussed by Igor Zey and Allen C. McLellan, Assistant Professor of Insurance and Associate Dean at The American College. Understanding Options with Life Settlements Negativity Toward Life Settlements Non-Traditional Uses of Life Insurance The Use of Life Settlements When to Consider a Life Settlement General Qualifications for Life Settlements Return of Premium Term Insurance October 21, AICPA Wealth Management Insider Why it may be a good thing for your clients Help Your Clients Plan for Long-Term Care Now August 19, 2010 AICPA Wealth Management Insider Recent Developments in Life Insurance and Annuity Products Long-Term-Care Insurance: Costs & Benefits July 22, 2010 AICPA Wealth Management Insider What is covered, what is not. Everything you always wanted to know about LTC, but were afraid to ask. Roth IRA Conversions in 2010 June 17, AICPA Wealth Management Insider Blessing or curse? Special Uses of Life Insurance in Pension Plans May 20, AICPA Wealth Management Insider Winning strategies revealed. Income and Estate Planning March 18, AICPA Wealth Management Insider How strategy planners, charities and donors can use actuarial arbitrage to potentially eliminate risk. A Solutions-Based Approach to Charitable Planning February 18, 2010 AICPA Wealth Management Insider A more effective and comprehensive approach to raising revenues in the world of increasingly scarce resources. Modern Section 79 Plans January 21, AICPA Wealth Management Insider This article reviews the tax benefits for retirement planning for business owners using section 79 plans. Life Insurance Premium Financing December 17, AICPA Wealth Management Insider Who should consider this strategy and what to look for?

3 Life Insurance in Retirement Plans November 19, AICPA Wealth Management Insider Here s a top-level summary of pros and cons of life insurance in various pension plan scenarios. Uncovering Hidden Assets in Valuations October 22, AICPA Wealth Management Insider Life insurance is an asset class. Should you be the one to put it on your client s balance sheet? Speaking Engagements & Events Financial Services in CPA Firms, Curses & Blessings Presentation Date: Thursday, November 18, 2010/Summit Dates: November 17-18, 2010 Accounting Today's Growth & Profitability Summit 2010 at the Wynn Hotel in Las Vegas, NV This summit is the most comprehensive event in the industry, giving participants a wealth of information on what they can do today to build a stronger and more efficient business. Financial Planning and Insurance Valuation Issues in Divorce August 20, 2010 CAL CPA Family Law Section meeting CPE credit: 0.5 Taxation, 1.0 Family Law, 4.0 CPE credit Los Angeles Hilton LAX This meeting you will stay current with our standing case updates and tax cases involving family law matters. Life Insurance - More Valuable Than You Thought! Tuesday, April 20, CPE credit National Association of Certified Valuation Analysts Traditionally, life insurance uses are limited to offsetting estate taxes, family protection or the financial impact associated with the sudden passing of a key executive. The policy often is overlooked in a business valuation and divorce situation. Life Insurance and Divorce Issues Tuesday, December 8, CPE credit National Business Institute Life insurance is a topic with a multitude of applications from the basic uses for income protection to highly sophisticated estate planning tools. The course will concentrate on unique QDRO issues, Sec 72 (t) in QDRO, beneficiary and ownership designations in divorce, gift tax, pension plans, insurable capacity and life settlements. Life Insurance Latest Update on Products and Uses: What the CPA Needs to Know Tuesday, October 27, CPE credit National Business Institute - The course will concentrate on a general overview of modern life insurance environment and specific issues regarding estate planning, income planning and charitable planning for your affluent clients in today s economic situation. Reducing Risk and Increasing Income in Today s Economy: Non-Traditional Uses of Life Insurance and Annuities Thursday, November 5, CPE credit National Business Institute - Mr. Zey will examine the uses of life insurance in estate and income distribution planning from liquidity, preservation, hedge, capital transfer (another asset class), how to pay large premiums, and gift tax issues. Mr. Zey will use real life examples and cases.

4 The Art of Life Insurance: Growing, Preserving and Transferring Wealth Thursday, September 24, CPE credits - Including - Administrative Practice LIVE national webcast - During this live webcast, Igor explores all aspects of life insurance from the types of policies, carrier information to sophisticated tools. Igor describes how life insurance planning is applicable in estate and charitable planning, income strategies using the actuarial arbitrage technique. Sophisticated Uses of Premium Financing Vehicles February 9-10, 2009 Lido Consulting 4 th Annual Investment Symposium - Beverly Hills, CA Igor Zey discusses a variation of Premium Finance that is believed to offer more of the advantages associated with Premium Finance and effectively mitigate the risks of borrowing. NIW LIFE Strategy is a form of Premium Finance aimed to assist high net worth clients (clients with a net worth in excess of $10M) in obtaining genuinely needed life insurance for estate planning purposes. Life Insurance and Divorce - What CPAs and Attorneys Need to Know February 4, 2009 State Bar of California - Family Law Study Group Meetings Beverly Hills, CA Couples facing divorce are consumed with difficult issues that lead to major changes in each spouse s financial circumstances. Zey Insurance Group addresses various financial planning techniques as they relate to life insurance, annuities, various trust arrangements, premium financing, life settlements, gift tax, pension plans, and insurable capacity that will benefit both parties during these challenging times. Life Insurance Actuarial Arbitrage -webcast February 03, 2009 California Society of CPAs Los Angeles, CA Life insurance is an essential piece of most high net worth client s financial profiles. Igor Zey will share some simple and some sophisticated techniques for clients in obtaining additional life insurance, increasing retirement income, and implementing estate and charitable plans. Mr. Zey will guide you through the actuarial arbitrage strategies using real life examples and cases. Here Comes the Divorce? Life Insurance and Financial Planning Issues in Divorce January 30, 2009 California Society of CPAs Los Angeles, CA Couples facing divorce are consumed with difficult issues that lead to major changes in each spouse s financial circumstances. Igor Zey addresses various financial planning techniques as they relate to life insurance, annuities, various trust arrangements, premium financing, life settlements, gift tax, pension plans, and insurable capacity that will benefit both parties during these challenging times. Life Insurance and Divorce - What CPAs and Attorneys Need to Know January 13, 2009 State Bar of California - Family Law Study Group Meetings - Sherman Oaks, CA Couples facing divorce are consumed with difficult issues that lead to major changes in each spouse s financial circumstances. Life Insurance Issues in Divorce October 29, California CPA Education Foundation - Resort CE Week - San Luis Obispo, CA Life insurance is an asset class. There are numerous overlapping complexities regarding life insurance issues in the areas of taxation, economics, emotional impact, and risk management. Major topics include unique QDRO issues, financial negotiations during divorce, beneficiary and ownership designations in divorce, and gift tax and transfers.

5 Life Insurance World: What the CPA Needs to Know October 28, California CPA Education Foundation - Resort CE Week - San Luis Obispo, CA The session gives a general overview of traditional and esoteric uses of insurance products in estate planning and wealth distribution strategies for older clients. This session is designed for CPAs and tax attorneys in need of sophisticated tools to evaluate applicability of life insurance and annuities. Life Insurance World: What the CPA Needs to Know August 22, California CPA Education Foundation - Anaheim, CA The session gives a general overview of traditional and esoteric uses of insurance products in estate planning and wealth distribution strategies for older clients. This session is designed for CPAs and tax attorneys in need of sophisticated tools to evaluate applicability of life insurance and annuities in estate planning. Actuarial Arbitrage in Estate Planning December 10, California CPA Education Foundation - Top 10 Things Financial Planners Need to Know about Estate Planning - Santa Monica, CA Designed for CPAs and tax attorneys, this course gives a general overview of traditional and esoteric uses of life insurance and annuity products, with an emphasis on determining their applicability to estate, income, and charitable planning for older, affluent clients. Life Insurance and Actuarial Arbitrage in Older Generations August 16, August 17, 2007 Trusted Advisors Trusted Advisors Lead Consultant Advisory Group Meeting - New York, NY Life Insurance and Actuarial Arbitrage in Charitable Planning May 30, June 1, Planned Giving Roundtable of Southern California Western Regional Planned Giving Conference - Costa Mesa, CA The talk shows how using life insurance and annuities is a financial planning tool that creates a much greater after-tax cash flow and greater transfer to heirs (the charity) than other traditional investment techniques. Life Insurance and Actuarial Arbitrage in Charitable Planning February 4, Equitable Agents Reinsurance Company The talk shows how using life insurance and annuities is a financial planning tool that creates a much greater after-tax cash flow and greater transfer to heirs (the charity) than other traditional investment techniques. Managing Client Relationships and Expectations January 10, January 12, 2005 American Institute of Certified Public Accountants - National Personal Financial Planning Technical Conference Fajardo, Puerto Rico Annuity Straddle, Premium Financing, and ESPOs Sales Ideas October 8, Paramount Planning Group Best Practices Meeting Dream and Achieve May 12, May 13, Midwest Centurion Conference Chicago, IL Executive Compensation June 10, June 11, 1999 The Institute for Professional Advisors - The Financial Advisory Educational Conference Los Angeles, CA Insurance Strategy Update

6 May 23, May 26, 1999 American Institute of Certified Public Accountants - Practitioners' Symposium - Phoenix, AZ This talk covers the basics of variable life insurance and variable annuities, recent trends in the industry, and where the industry is headed. So You Don't Want to do it Yourself: How to Build a Strategic Alliance Panel November 10, 1998 California CPA Education Foundation -Financial Planning and Investments Conference Burbank, CA The Role of Life Insurance in Modern Society September 16, September 17, 1996 Russian-American Investment Forum - Marina Del Rey, CA Financial Fitness Profile June 9, June 11, American Institute of Certified Public Accountants Practitioners' Symposium - Las Vegas, NV Executive Compensation for the Professional Using Split Dollar and Charitable Remainder Trust April 25, Westside Association of Life Underwriters April General Meeting - Los Angeles, CA Dual Corporate Split Dollar for the Professional June 2, Estate Planning Council, Western Operations San Diego, CA Asset Protection Planning July 24, Huntington Hospital - Pasadena, CA This talk focuses on laws that can protect one's assets and prevent a financial code blue. Four Possible Tax Remedies for the Highly Compensated, Frequently Overfunded Pension Client August 13, 1990 California Society of Certified Public Accountants - Pasadena Discussion Group of the Los Angeles Chapter Pasadena, CA